Front Cover
 How to apply
 How your need is determined
 Are you a...
 Common mistakes
 Verification/students' rights
 Get connected at UF
 Important dates/contact inform...

Title: Gator aid: financial aid application guide
Full Citation
Permanent Link: http://ufdc.ufl.edu/UF00087106/00003
 Material Information
Title: Gator aid: financial aid application guide
Series Title: Gator aid: financial aid application guide
Physical Description: Serial
Language: English
Creator: Office for Student Financial Affairs, University of Florida
Publisher: University of Florida Office of Student Financial Affairs
Place of Publication: Gainesville, Fla.
Publication Date: 2008-09
 Record Information
Bibliographic ID: UF00087106
Volume ID: VID00003
Source Institution: University of Florida
Rights Management: All rights reserved by the source institution and holding location.


This item has the following downloads:

GAguide0809 ( PDF )

Table of Contents
    Front Cover
        Page 1
        Page 2
        Page 3
    How to apply
        Page 4
        Page 5
    How your need is determined
        Page 6
    Are you a...
        Page 7
    Common mistakes
        Page 8
    Verification/students' rights
        Page 9
    Get connected at UF
        Page 10
        Page 11
    Important dates/contact information
        Page 12
Full Text

Gator Aid

The Fowiilwtiii for The G ator Nition

2008-09 GATOR AID


Office for Student
Financial Affairs
The Office for Student Financial Affairs
(SFA) is the financial aid office at the
University of Florida (UF). SFA pro, ircie
fili.l-Cil d .ird' SI'i'g ,i'i d in'forIll. Ol- .t PO1 J O
.ipplhC.ltOl- 0 .ll'id jfii.-IiC.lIl .lid prOgri,-lll. to
StLJr-il't,. prOipecti, StLJr-il'ti. .lrid their
pareO-il. Coil-e to Our Iobb', 1i S- 10 Cn ser
H.ll if ol reed .issitslnce v th .an, p.ar off
the fil.l.lc.ll .aid process. Office hours ire
8:00 .a.m-.-5:00 p.m.. i.lordcia. through Frida,.
SFA .ils h.i satellite office- t the Colleges of
De-lnstr,. La,\. .-ird .ledcne. .1nid .Mt the-
HPNP Bldg. for the Colleges of Public Health
& H-e lth Prof-ss;iorl: rujlrs;i- I: Ph.irnl.~Ci : &
Veteri-.r [.-rled, Ce. StLudelrt[S .n-ir-ltd-lg these-
coll-ieges should COlt.Ict the siatllite offices.
See Addresses & PhOln-e rlJun-bers ol- p. 12 of
thi' brOChure-.



Who is Eligible for Aid?
For n1'1OSt t .fin'iij .l .i'r. p roij.ll 'lS UF lou
1. Be: U. S. Ci:t -l"'i. ri.' iOri' l. Or pO rml"l.lif l'iI
r Siderilt .lierl'i.
2. Be -InrOlld.- Or .CCe-pted for e"nrOllill0it
3t l..3it h" lf Ii- n .3 de r-ee pro.)r3.il.
For COllplete oifor11nilt.00 oi errOllnlerit
go to:
3. L1.iak- Stisfactor' .C.iwJ'de-ifiC progreS-S
to'.varci a d-gree. See UF s Fi-.inanc.l Aid
Acirdemi.ic Progr ess RPeqstirleim s n'[in" the
Gt..ol A:l Han.:1 i took S.ird the SFA Web site:
-1. R-qelr ,\th th- S-lect, e Se-r 'ce
Acidlllnini tra.tion. if -reqifrLJer I to do So.
5. r ,ot be i' deft.A ll O- 1 f-ederj l Or
ii's'ltitLJtrii0 .l lo..ni Or o'.e rep..3,mllellt oi
preF' iOLS filrin Cll ,hid .,L.e, r -r eC Jen, ed
.at11 UF Or other ii'ultl[iJiOl'i.

2008-09 University of Florida
Estimated Costs of Attendance
for a Two-Semester Academic Year

Tuition/Fees* $3,790
Books and Supplies 960
Computer Costs 1,100
Housing 4,630
Food 2,520
Transportation 480
Clothing Maintenance 620
Personal/Health Insur. 1,640
Total Budget $15,740


at Home



* Tuition/fee figures are projected estimates for 2008-09 for incoming freshmen and graduate students
entering UF for the first time. Tuition/fees for continuing students may be lower. Out-of-state
undergraduates should add $17,610 to projected tuition/fees. Out-of-state graduate students should
add $15,880 to projected tuition/fees. Undergraduate tuition/fees listed are based on an average of 30
credit hours of 0-4999 level courses. Graduate tuition/fees are based on 24 credit hours of 5000-9999
level courses. Rates per credit hour and block fees include the student health fee.
All projected figures are subject to change.


The final approved
tuition/fees for
2008-09 are not
available at the
time of printing. For
Tuition and Fee
information, go to
the University
Financial Services
student page at:
University Financial
Services is located
in S-108 Criser Hall.

2 Gator Aid Application Guide




Financial Aid Programs

Grants ...

Gran'ts are ,a varrcis for StLi-ie'itS vilth the
gret-est fil-i.1iCi.c1l l--eer: the, diO 1iot h.' -e to
be rep.id.
* Federal Pell Grants. The Fe-eral Pell
Grant program' I'S the Ilargest fe-ier.ll', fLuiire-d.
urLliderg-raciu.le 'rar, t progra11. A,var'ii a re
b.iase-d 011 StllJr-it' -1 lrOllle-lt .lISt ui .illir their
expecte-d f.ill, col'ntri butiOl' rd--eternin-er b,
iniforni.i lmiOl th-e sLJpp', ol the Fiee
App1ficato n foi Fe.:ieial Sthiuent Art FAFSA).
A ,var.cis for stLJuciel'its e'r lle-rd full time rangi.e
from $5-1l00 to 5-1.925 per ac.ia-ne- ,e.ir.
* Federal Supplemental Educational
Opportunity Grant (FSEOG). FSEOG .s a
fe.er,-,ll, fJii cir-r prO),rinli ,- ,-.r. erc b', SFA to10
Ul'iergraciur.alJtes ',ho r s.lell ilitr.le ecep.C.-pilo .ll
fil-ia -ic. l '1. -ee. Ai,v-aris .it UF .ge er.ll., r.inge.
from l $1L) to $-l.000 per iac.iad-ic ear.
* Federal Academic Competitiveness
Grant (ACG). ACG s a fei-r.ll a -fui-decir
prograi.l-l ,.,-lrde-d b' SFA to0 uli'lder.ra.idJul.tes
\hO ,are U.S. Citi l-'ens. qu.llf' for Pell Grlan t.
.il-id COoniplete rigOrOULiJ high SChool progrm11)
aiter J.anuar. 1 2005. A%,.arcis r.inge fro11-1
$200L to 1 1.350 p-r .C.acir-neIl ,air. See
* National Science & Mathematics
Access to Retain Talent (SMART)
Grant. SI.IART is fed-rj al -fui-ir-drj grant
progrrinl-l .a',-lrmded b, SFA 10 UIlldier.gra.i.l-tes
ni cq.lualifi 'ng IIl.|Ors 5i hO are U.S. c. -ei's.
ur.ltLJf, for Pell Grlant. anir meet acai-einc
rqUiiremler'i ts. AU,a'r.cis rllgi.e LUp to $--1.000
per .iC.acie'-IIC ,er. S-e
* Florida Student Assistance Grant
(FSAG). FSAG is a rieer-b.sel. state
'gr.l11"t pro'igr 111a ftor uln'd-ergrjdJiuate
.ttel icirig eligible FlOr ,ci. in'itiLItIO 'is..
R-CIpIe--llS llIIUlS lee--t FlOrlci. rIeSldi-IC.,
e ii inr e lm l l't. 5 f or .StLJr-1il't .land .-i an be
errOlleri il-i eligb-le .aclac.i einllC r.gree
prograril'S. A.varcis range from $"-200 to
"1 .0e; per ac adeinciC ,ear.

* I. Douglas Turner Grant. Turner Grant,
.i a UF-fui'deci program .a, acard-c b., SFA to
Ulicdergr.adJuates ~v'ho deiOlistr ate
exc eption-il riee- Avar.cis rgeerialll, r rge
fr Onll $ 100 to 7.500 per .ic.iJa-nci e ,e.ir.
* UF Graduate Grant. UF Gr.idua.te- Gr.a-ts
.i- UF-fuiir-rd yJ rits, av.ar-dj b', SFA to
gr.aci.late sUticL ite0S ,VhO cifvristr.late exceptiOI.al
fill-.,s-iC l iE-Ci. A-'v.-cis. r .'-.e fro oni $100 tO
52.000 p.-r acad e-nC ,, e-..

I* reoerail. said
Scholarships or of h
studenr'as ~'
SChOl.arships .ire .a,w'.rris. based I lfolatlOilI
Oi .C.acia.emC merit Or spec.-'l
CrIteri. that rio i'ot ha.- to be rep.ard.
Fii-iai-iciail rieedr ia, also be considered.
Stluder-l'tS rdO i'Ot h.a- to v'ork Or pe-rorml'
se-, ICe tO re-C-' SCh0l.rships.

* Florida Bright Futures Scholarships. This
progr.ain". ..,'.r.der. b the Statle of Flori ra.
pro' id-e three a.,var.is: the Florida. Ac.ad.emic
Scholars A,'.varr the Florid.a Lled.illiolr
Schol.ars As..vird.. arni the Floridci Gold Se.al
Scholars A'.vard. Each .ava.rd h.as d.ffere-it
.aC.ariemIIC (:riterl. for e-ligibilit .,ai'd pro' Ides- .
diiffere-it a,vard amount. The top-rnaiked
schol.ar firOll e-.(h high Ch(OO0 distrCI .ilso
reC.r -e. the Flor.cia Top Scholar's Aiv'.rd.
pro iilnirg up to $1.500L. Go to: www.sla.ull.

* Privately Funded Scholarships. A
i'Lnumlber of pr allel, fLuJi'ie SChol.arships rr-e
a. .ala.ble through UF. These scholarships
.ir- t'..nr-rjc b', SFA b.ase'J O0 .gi Ucd-iJ .-nes
pro' ir i b', the ciOl Ors. o fil-l.li1C.l ilee-d. ..iril
ilerit. TO r-ec e fuLncirJ. ztLJri'ie' tS mlU'IL e' nrOll
full-time. Scholarships .gee- r ll, ri'nge frOll
5200L to $2.500 per .aC. ie-il ,e-.r.
Go to: www.sla.ull.edu/proqrams/

Employment ...

Par t-timle stlrjdl't jObS through th-
fOllO'i|.rg programs."i reuiire an 0, er.ll 2.0
r.rJie pOrilt a. erage. Studel'nt Uiualll, ,V'Ork
10-20 hOUr- s a v eeNk arcir. e0ar i .at least
nI1rI1mum 11i1'ag\'e.i

StluJd-'it job lsts are- a. .ilble Olnie.
1. On-Campus Jobs: Go to: iobs.ufl.edu.
Federal Work-Study (FWS). FWS s a
fecr.ierll, full-id-d. ieerJ-base.-J Stulr-lt
,'VOr k pr O'r l (ai'i(l rJici.'g F rJei ra ,I
C:onini'IuIiil', Se-r i.e- .a,,'..ar.c- b', SFA.
*Other Personnel Services (OPS). OPS
e- iplo, men ti ,an i isti u iotLio al,, state-
ftl'ur.ir prog.r.n. s I'lot ba.se- ol 'l leei.
Applica.ltOl' Ii Ope-n ,ea:-rol'irJ.
2. Off-Campus Jobs:
I, .lo-UF em plomenlt. Go to

.iost IOr.gli-terin StLJd-i'it
loar's hai lo" iOiter est
rates a. d ofHer deferre-d
rF 9p,, i Iie t.

F nl'il'Ca.ll .,1
or loan off:e

I \\.

2008-09 3

d s al'l gir.ait. scholarship. p.iar-time eimplo,.enii.
red for the express purpose of helping students pa,
related expen-ses. Such aid is usually pr'O ide-d b'
te. Utir., ers',[. or pr.iate agericcies. SFA offers 'one or
Sarious r, pes of aid as a "firl.iicial aid package" to
ho apple, on [ime arid are found eligible. For more
go to: www.sfa.ufl.edu.

Student Loans ...

Federal Direct Loan Program. F-der.l
Direct LoarIS iL-Clulde h-e Fd-eral Dir-ect
Stafford. Fe-d-ral Direct UisuLbSi_-ei-d
Stafford. F-der.l Direct PLUS. .icid
Federal Direct Gr.aduate- PLUS pro. gr.nmS.
Subsidized Stafford Loans are r-eed-
ba.se'd. fei-er ll, sulbSdci:_-d lO.a l'lS .ith
fi x c i interest rt-e of 6.0".:. for
UIl'ld-rr.ldrl.aci te Stlrd-'itS. 6. ".:. for
grciu.l-e sItiLeil'ts. R-epa,nie-ilt s d-eferr-d
uiitil Stid-l'it gracidu.it \'thihdr. la '. Or elirOI-
less th.aln half-time-. Ii-terest is p.adc b, the
ftdcer.l aI'go erniver~tint u'iil si, montilhs ither
Stlcieid l'it gr.dL.uaite. ~,\ithdr.,.'v. Or crop
belotv. half-tinme ei-nrollineint. Ani originatoii
fee s charged at disbturseie-n-it.
Unsubsidized Stafford Loans are not
b.Sci.- 011 i e1.-- "Uisul bsiciid_-eci me,-is' th-
il-iter--est51 'i t i efe-rrd iv' ile il-i SChool.
HO\ve' er. rep,,n I-el-it Inr, be dceferred c litil
.tter stci.i lits l.gr.aciu.te. i.'iith ]r ,v'. Or elnrOll
less th.ianl half-time-. Ulsubsici.eci_--d loa
ha. e a 6.".:. fixecid interest rate. Anl
Or.igia.lltio0i f-ee is Cha.red at disbur lse-lit.
Federal Direct PLUS Loans all.oIo p.aients
ot iepenci ent Lnie. I ,.ui,.lates. ,s ,vell as
g.,.IL.idte potessonal sut.I.lents to borrO.V Lip
to the cost of rilC.ltiOl- i niT i iu other firlia.lliC.ll
aid. There .re ino .aggre-.gate Ioar linlmits. The
prograill has a fi.eci interest rtte of 7.9.:.. Ai
Orig lin, iati fee s15 Chl.ard at diSblursem-len-it.
Uiless .ie deferred. repam,-lnerti beg i'ns 60
d.ci.s after th-e lo.n I fuIll', disburseid.
For comipl-ete iniforln.ation on Direct Loans
go to: www.ed.gov/DirectLoan/faq.html.
Federal Perkins Loans. P-r kiris Loans
.are ,-,ar'.de-d t., SFA to Stl.-litS 'vith the
greatest fili.11-iC .ll ieed. interest of 5".:.
be.-girl' to a.ccru-e ,'h-el the IO.ai b-co1--e
clue a:ter a1 ie-mi otih grace per ord.

University of Florida Long-Term Loans.
SFA a.,var.is UF a.nd or pr. it- cidonor. -ee-d-
b.se-d loans. such .is th- StuLd-ent Aid for
EdLC.latoni Loan. th-e Cor.a B. Pill-ig Loan.
the John G. and Fai-iiiie F. Riuge il-emoial
Lo.all, the H.irt R. Str 'ii-igllOoV LO.I' th-
.Llerl S. Beers Loan.I. .ani the Arthur L.
Wa.ll.ace Loan.i A,'var.is a ., fronmi 500ii to
$-3.5 500 Li) .i. lIlterest rates r g.il frOMli
.:. to 9 .:.. These Ioa- is reqlJiire co-si .ers.


Complete a Free Application for
Federal Student Aid (FAFSA)
on or after January 1. 2008.
Apply each year! Financial aid
is not renewed automatically.

( APPLY Online at www.fafsa.ed.gov

Go to FAFSA on the Web at: www.fafsa.ed.gov.
Request a federal PIN (see Your Federal PIN" on p. 5).
Follow the instructions on the site.
Be sure you read "Before Beginning a FAFSA."
a- Read "Common Mistakes on the FAFSA" in this
Application Guide on p. 8.
a- List "University of Florida" and the UF Federal School
Code (001535) as a school choice in Step Six of the
Sign your FAFSA. Students can sign the FAFSA
electronically using their federal PIN (see "Your Federal
PIN" on p. 5). Parents of dependent students can also
sign electronically but must either request their own PIN,
or print, sign, and mail the signature page to the processor.
After applying, you can check the status of your
application and/or make corrections online at

(- OR, File a Paper FAFSA

Get a Free Application for Federal Student Aid (FAFSA):
1. Request one from the Federal Student Aid Information
Center at 1-800-433-3243; OR
2. Download and print one from the Federal Student Aid Web
site at www.federalstudentaid.ed.gov.
a- List "University of Florida" and the UF Federal School
Code (001535) as a school choice in Step Six of the
a- Read "Common Mistakes on the FAFSA" in this
Application Guide on p. 8.

(- Renewal Applications

Renewal Application at FAFSA on the Web has part of your
information from the previous year already filled in to make
the process easier. Go to www.fafsa.ed.gov and select "Fill
out a Renewal FAFSA."

UF Federal School Code


You will receive a Federal Student Aid
Report (SAR) from the federal processor
after you submit your FAFSA.
The SAR indicates your Expected Family Contribution (EFC), which
is used to determine your eligibility for financial aid. It also lists
information you recorded on your FAFSA, so you can check your
information for accuracy.
- If you provide your email address on your FAFSA, you will get
an online SAR as soon as 24 hours after your FAFSA is
processed. If no corrections are needed, keep the SAR with your
financial aid records.
a- If you want to be considered for aid at UF and UF is not listed in
the SAR's "College Release Section," you must call the federal
processor at 1 (800) 433-3243. Or you can use your Federal PIN
to make a correction at: www.fafsa.ed.gov.
a- If your email or mailing address changes, update it with the
federal processor to make sure you get your Student Aid
Report, electronic PIN, Renewal Reminder, and other
correspondence. You can make these updates at
www.fafsa.ed.gov or on your SAR.

Follow up on your application. It may
be selected for Verification/Quality

- You are responsible for following up on your aid application.
- Check the status of your aid application and award on
ISIS at www.isis.ufl.edu (see p. 10).
- Do not wait until school begins to submit required documents
and ask questions if you are unsure about any part of the
application process.
a If your application is selected for Verification or Quality
Assurance, you will be required to provide verifying
documentation before aid can be disbursed to you (see
"Verification/Quality Assurance," p. 9). Respond promptly to
requests for information or documentation. Most forms for this
process are available to print from your "financial aid status"
page on ISIS, or on SFA's Web site (see p. 10).

You will receive a Notification of
Financial Aid Award from us.

a- When UF receives your application information from the
federal processor and you have been admitted to UF, SFA
will award you an aid package based on your eligibility.
a- You will receive a Notification of Financial Aid Award by email
stating the terms and conditions of aid programs awarded to
,,ou. R.-ad i c efii,. foiio' .n', ni'int i:tor 'S. th. pe.r
to OU.

4 Gator Aid Application Guide

Enter your CORRECT

Social Security No.
on your FAFSA to get
financial aid on time!

March 15


Estimating Taxes
If you haven't filed your 2007 federal
income tax forms when it is time to
apply for aid, report "estimated" 2007
income information on your FAFSA. You
can correct your FAFSA if the estimate
differs from your actual income. Be sure
to keep a copy of your tax return.

Your Federal & State PINS

Your PINs are "Personal Identification
Numbers" that function as electronic
signatures and IDs. You will have
separate PINs for federal aid and State
of Florida program, so be sure to use
the correct PIN. You will use your PINS
year after year. Keep them in a safe
Your Federal PIN
Your federal PIN allows you access to
personal information in U.S.
Department of Education (USDOE)
systems such as applying for federal
student aid.
Use your Federal PIN to:
(1) access FAFSA on the Web,
(2) sign your FAFSA electronically or
obtain a copy of your FAFSA
(3) complete your federal student loan
(Federal Direct and/or Perkins
Loans) electronic Master Promissory
(4) make online FAFSA corrections; and
(5) review your grant and loan history
on the National Student Loan
Data System.



Help Sessions

"Financial Aid Application Help
Sessions" are held each spring in
January and February. Students can
get individual help completing the
FAFSA online. All sessions are
open-no appointment is required.
In January, watch our Web site, the
Independent Florida Alligator, UF's
Gator Times email, or Student News
on myUFL for times and locations.

Request a Federal PIN, request a
replacement PIN, or update your PIN
mailing address at the USDOE's PIN
Site at: www.pin.ed.gov.

Your State of Florida PIN
If you receive a Florida Bright Futures
award from the State of Florida, you
will also receive a System ID and
Personal Identification Number (PIN) with
instructions on how to access your
Bright Futures record on the Web. Use
these to:
(1) view your State of Florida award,
(2) update your information,
(3) update your college choice,
(4) view the amount disbursed each
(5) monitor your hours remaining for
the year and for the scholarship,
(6) view a list of correspondence sent
to you by the Florida Bright
Futures Program.
For questions on Florida programs, call:
1 (888) 827-2004. For information, go to:

Change in Family



If you/your family have extenuating
circumstances including the examples
below, check with your financial aid
adviser to see if this might affect your
financial aid application. Students
petitioning financial aid awards are
strongly encouraged to do so from
March 1 through June 1.
1. Divorce of parents, or you from
your spouse.
2. Death of a major wage earner.
3. Loss of employment of a major
wage earner.
4. Loss of other income or benefits
(such as Social Security or child
support), by you, your parents or

Still have a question? Come to our office in S-107 Criser Hall, or call us at (352) 392-1275. For questions on completing the
FAFSA, call the federal processor at 1 (800) 433-3243/(319) 337-5665. The Student Resource Center in our lobby can
help with such services as using FAFSA on the Web, free scholarship searches, finding a student job, and using ISIS.
2008-09 5


The financial information you and your family
provide on your Free Application for Federal
Student Aid (FAFSA) is analyzed by the
federal need analysis processor using
"Federal Methodology," a standard formula
established by the U.S. Congress. It is used
by the federal processor to calculate
expected family contribution (EFC)--how
much individual students and their families
are expected to pay toward their educational

After analyzing your financial information, the
federal processor sends the results to the
university, indicating how much you and your
family should be able to pay toward your
education. If the cost of attendance at UF is
greater than what the processor indicates
you and your family should be able to pay,
then the university considers that you have
financial need.

Cost of Attendance
Family Contribution
= Financial Need
Cost of Attendance includes tuition/fees,
books and supplies, housing, food,
transportation, clothing maintenance, and
personal items/health insurance (see "2008-09
Estimated Costs of Attendance" on page 2).

Expected Family Contribution consists
of expected parental contribution and/or
student contribution, depending upon the
student's classification as "dependent" or
"independent." Federal Methodology is used
by the federal processor to determine the
amount of each applicant's expected family
contribution. It takes into account the
family's income and assets, employment
costs, living expenses, taxes, family size,
and the number of family members in

Dependent vs.
The U.S. government has established
criteria for classifying financial aid
applicants as dependent or independent.
* If you are able to check "YES" to any item
in Step Three on the 2008-09 FAFSA, you
are considered independent for financial
aid purposes. If classified independent,
your need is evaluated on your own and
(if applicable) your spouse's income and
* If you are classified dependent, your own
assets and income are considered as well
as your parents' assets and income when
your financial need is determined.


Other Sources of Aid

The following are additional sources of aid other than SFA.
Students who receive funds through these sources and also
apply for aid through SFA must notify us they will receive this
assistance as soon as they are notified.
* UF Admissions Office. The Admissions Office awards
academic achievement scholarships, primarily to incoming
freshmen and transfers.
* Florida Prepaid College Plan. The Florida Prepaid
College Plan allows parents, grandparents, and others to
lock in the cost of college today. For more info, see our Web
site; or the Prepaid Web site at:
* Individual UF Colleges. Aid available through individual
colleges within the university is listed in the Gator Aid
Handbook and on our Web site at: www.sfa.ufl.edu.
* The State of Florida. The Florida Department of
Education Office of Student Financial Assistance (OSFA)
sponsors many programs, such as the Florida Bright Futures
Scholarship, the Florida Student Assistance Grant, the Jose
Marti Scholarship Challenge Grant, and the Rosewood
Family Scholarship. For more information, go to the OSFA
Web site, at: www.floridastudentfinancialaid.orq.
* Outside Scholarships/Loans.
SFA includes a chapter on outside aid in our Gator Aid
Handbook and offers free scholarship searches and an
electronic scholarship bulletin board through our home page
on the Web at: www.sfa.ufl.edu/procrams/otheraid.html.

Summer Attendance

An academic year at UF includes fall, spring, and summer
semesters. Freshmen and sophomores entering the State
University System must complete at least nine credit hours
during a summer session to graduate (for exemptions, see

SFA supports this requirement and will award summer money
(1) funds are available for summer awards after fall/spring
semester needs have been met, OR
(2) a student chooses to use aid originally,
awarded for fall or spr'i-"'I t-rm
during the suLninm-r. 3A JR

To apply for Summer 2008T)
financial aid: Use a 2')I)007-0
To apply for
Summer 2009
financial aid:
Use a
2008-09 FAFSA.

6 Gator Aid Application Guide


Graduate Student?

In addition to the Graduate Grant,
graduate students may apply for Federal
Direct Stafford Loans, Federal Direct
Unsubsidized Stafford Loans, Federal
Direct Graduate PLUS Loan, and most
work programs described in this
Application Guide. Graduate students
pursuing master's or doctoral degrees can
also apply for fellowships, assistantships,
and other awards offered through
individual colleges and the Graduate
School. For these awards, students should
apply through the dean's office of their
college or department and check on their
application deadlines.

Students applying for loans or work
through SFA should understand that
fellowships, fee waivers, and health
insurance benefits must be included in
aid packages. Students who accept an
assistantship, fellowship or traineeship
must receive Graduate School approval
before accepting other employment.

You are responsible for notifying SFA of
all assistance you receive from any
source. Receiving fellowships or fee
waivers affects eligibility for aid through

Contact the Graduate School for more
information about graduate aid. The Office
of Research, Technology, and Graduate
Education in 256 Grinter Hall maintains a
comprehensive list of private and outside
scholarships and fellowships.



Postbaccalaureate students must submit a
Financial Aid Academic Progress Petition
to SFA to have their postbaccalaureate
status evaluated before their eligibility for
financial aid can be determined. Financial
aid eligibility is directly related to a
student's degree-seeking status. Petitions
are available at SFA's service counters in
S-107 Criser Hall, or may be downloaded
from our Web site.

Transfer student?

Generally, financial aid can not be
transferred from one institution to another.
In most cases you must reapply for aid. If
you plan to transfer to UF:
1. Contact both Student Financial Affairs
(SFA) and the financial aid office at the
institution you currently attend for
transfer policies.
2. When you receive your Federal
Student Aid Report (SAR) from the
processor be sure the University of
Florida (Federal School Code 001535)
is listed as a "School to Receive
Results" of your FAFSA.
3. If you are receiving a Florida Bright
Futures Scholarship or other aid
program from the State of Florida,
contact the Florida Department of
Education in Tallahassee. Inform them
that your school of record is UF
4. If you are receiving a Federal Direct
Loan or Federal Family Education
Loan at your current school, you
must cancel that loan, reapply at
SFA, and contact all your previous
lenders to update your enrollment
status and new address.

Study Abroad


Awards from federal aid programs are
available to students who participate in
university-approved study abroad
programs. The reasonable costs of a
Study Abroad program, rather than the
university's cost of attendance, can be
used to determine students' financial aid
awards. Check with Student Financial
Affairs (SFA) in S-107 Criser Hall about
procedures to receive aid, including

Transient Student?

UF degree-seeking students who elect to
attend another school in the Florida State
University System for one term may be
eligible to receive aid from UF Financial
aid awarded at UF may be processed and

paid by UF upon receipt of consortium
agreements and enrollment certifications
from the host institution. Students wishing
to receive financial aid as a transient
student MUST see a financial aid adviser
PRIOR to the term of non-UF attendance
to see if they are eligible.

Student with a

Student Financial Affairs (SFA) in S-107
Criser Hall and the Dean of Students
Office (DSO) Disability Resource Center in
001 Reid Hall work together to assist
students with disabilities. Criser and
Peabody Halls are wheelchair accessible.
Students who need special help to apply
for aid may contact SFA at (352) 392-1272
(V/TDD). When applying for aid through
SFA, students with disabilities may qualify
for an increase in their educational
budgets to cover disability-related
expenses. For financial aid purposes,
undergraduates must be registered for at
least 12 credit hours per semester to be
considered full-time. DSO helps determine
disability-related expenses not offered or
provided by other agencies. The Disability
Resource Center's phone numbers are
(352) 392-8565 (V); fax (352) 392-8570.
For a TDD number call the Florida Relay
Service (Dial 711; or 1 (800) 955-8770 for
voice assistance).


Veterans who are enrolled students can
work up to twenty-five hours per week
tax-free through VA Work-Study.
Veterans also are entitled to Tutorial
Assistance benefits, through which they
are reimbursed for tutorial expenses.
Questions on VA benefits should be
addressed to the VA Coordinator in the
UF Registrar's Office in Criser Hall.

2008-09 7



Pay special attention to FAFSA items in this section!

Dependent Students
Do NOT complete the FAFSA using
information pertaining to grandparents or legal
guardians. If you cannot provide information
about your natural parentss, contact a financial
aid adviser before completing a FAFSA.
Parents of Dependent Students
Parents) of dependent students MUST
* Social Security Number(s).
* date(s) of birth.
* last name and first initial.
Not supplying a parent's name, date of birth,
or Social Security Number will cause a
student's FAFSA to be rejected.

In the 2008-09 school year, we will focus our
verification efforts on the following items
that tend to be incorrectly reported on aid
applications. You/your parents may be
asked to document such items.

Do NOT submit copies of tax returns to
Student FinancialAffairs (SFA), unless we
request them. When you receive your Federal
Student Aid Report (SAR) from the federal
processor disregard any comment that
indicates that you have been selected for
verification. We will notify you if you are
selected for verification by our office.

Also see "Adjusted Gross Income/
Income Tax Paid" on this page.
You must report marital status as of the
date you file the FAFSA for all individuals
about whom you give information. If you
are not married as of the date you sign the
FAFSA, check "unmarried" even if you plan
to marry during the award year. Intended
spouses cannot be included in household
size, and this item cannot be updated after
filing the FAFSA. If your natural mother and
father are divorced and the responsible
parent has remarried, when indicating the
responsible parent's marital status, mark
the box that says "married/remarried" and
include income/asset information for both
parent and stepparent.

Include only the number of people that
you/your parents now support and for whom
you/your parents will continue to provide
more than 50% support between July 1,

2008, and June 30, 2009 (including your
unborn child, if that child will be born before
or during the award year). Also include your
parents' other dependent children who will
be attending postsecondary schools in 2008-
09. Always include yourself (the student).

Include only household members who will
attend college between July 1, 2008,
and June 30, 2009 at least six credit
hours per term or 12 clock hours per
week. Students must be working toward a
degree or certificate leading to a recognized
educational credential at a college eligible to
participate in federal student aid programs.
Do not include parents attending college.

Worksheet "A"
Earned Income Credit. Report the totals
from Worksheet A, which includes your
(and your spouse's/your parents') Earned
Income Credit from IRS Form 1040, Form
1040A, Form 1040EZ, or Telefile.
Social Security Benefits. When entering
Social Security benefits, include benefits
received for every child in the family. If
Social Security checks are made payable
to the parent for the student, be sure to
place the benefit amount under the
parent's untaxed income totals.
Worksheet "B"
Payments to tax-deferred pension and
savings plans.
Untaxed portions of IRA and Keogh
payments, 401(k) and 403(b) plans.
SChild support received for all children
[total amount of child support you/your
parents) received from Jan. 1, 2007, to
Dec. 31, 2007.]
*Tax exempt interest income.
Untaxed portions of pensions (excluding
"rollovers," which must be identified as
such on the IRS return).
SMilitary/clergy housing, food, living
SCash support or any money paid on your
behalf (include rent/mortgage, tuition,
insurance paid by someone other than
the parent, if dependent).

Use a completed 2007 tax return if at all
possible when completing the financial

aid application.
If your tax filing is delayed, estimate your
information to meet the "on-time" UF aid
deadline. If you estimate, be sure to update
your application after your taxes are filed.
Keep a photocopy of your tax return. You
may be asked to provide a copy.
*When reporting U. S. taxes paid, do NOT
report the amount of tax "withheld" and do
NOT include self-employment taxes.
If your responsible parent is remarried (even
if they were not married in 2007), you must
include your step-parent's income and asset
If you/your parents are married and filed
separate income tax returns, income
information from both tax returns must be
combined and reported.
If you or your parents are divorced,
separated, or widowed, DO NOT include
information about your or your parent's
spouse. For further assistance, call us at
(352) 392-1275.

When answering questions pertaining to
parent/ student assets, you must report the
net worth of those assets as of the date you
complete the FAFSA. These items cannot
be updated after filing the original form.
Do not include financial aid you received.

Read instructions for Worksheet "C"
carefully before transferring your
responses to the FAFSA. Information
should be reported in this item when
you/your parents have paid child support
or reported as income Federal Work-
Study, scholarships, fellowships and/or
grants, Hope and Lifetime Learning tax
credits, or AmeriCorps awards.
A drug-related conviction does not
necessarily mean you are ineligible for aid.
For more information about the UF's policy
on alcohol and other drug use, as well as
the federal policy on drug convictions and
financial aid eligibility, see "UF Drug-Free
Schools Policy" on page 11.

8 Gator Aid Application Guide



What Happens if YOU Do

are Selected?

Each year about 30 percent of students' financial aid applications
nationwide are chosen for "verification": a process of confirming
data supplied by the applicant and/or parents on aid applications.
UF also must resolve discrepancies on students' aid applications
and participates in the Federal Quality Assurance Program.
Participation in this program allows us to establish verification
criteria for UF and determine which student files must be verified.
Because of this, you should disregard any statement on your
Federal Student Aid Report that you are being verified.

If your application is selected for verification or quality
assurance, or if there are discrepancies on your aid
application information, you will receive an email from us
alerting you to check your financial aid status on ISIS at
www.isis.ufl.edu to determine what documents to provide.

Aid funds cannot be disbursed to you until you have
submitted all requested documents and the accuracy of your
information has been checked. Do not submit any
documents unless we request that you do so. This process
can take six weeks or longer.

* turn in all documents requested by SFA
as soon as possible.
* be sure all documents are signed.
* be sure your name and UFID and/or Social
Security number are on all documents you submit.
* keep photocopies of all information you
submit and record the date you send in
the documents.
* keep photocopies of tax returns and W-2s.
* call the IRS at 1 (800) 829-1040 if you need
copies of your IRS forms.

Do not
* submit incomplete or illegible documents;
if you do, they will be returned to you with
a request for acceptable forms, causing a
delay in processing your aid.
* submit photocopies of income tax forms with
information covered up by another form.
* submit any documentation unless requested by SFA.
* Do not panic! Just be organized.


Your responsibilities are to:
* complete applications correctly and on time.
* read and understand all materials sent to you from SFA and
other financial aid agencies or provided on the SFA Web site;
keep copies of all forms and materials that you send in.
* know and comply with the rules governing aid you receive.
* provide all documentation and information requested by SFA.
* comply with the provisions of any promissory note and all
other agreements you sign.
* register for the number of hours required for your aid
disbursement (for financial aid enrollment requirements,
go to: www.sfa.ufl.edu/receivinq/enroll.html).
* maintain satisfactory academic progress (see
* notify SFA of all resources not listed on your award letter.
* use aid only for expenses related to attending UF
* check your GatorLink email account for financial aid info.
* keep your email and mailing addresses up to date with UF,
as well as the state aid and federal aid processors.

You have the right to: T
* be informed of correct
procedures to apply for aid,
cost of attendance, aid
available, how financial need
is determined, criteria for
awarding aid, how academic
progress is determined, and what you must do to
continue receiving aid.
* be informed of the type and amount of your
assistance, how much of your need has been met,
and how and when you will be paid.
* appeal financial aid office decisions about your
* view the contents in your financial aid file, in
accordance with the Family Educational Rights and
Privacy Act.
* know the conditions of any loan that you accept.
* know the job description and pay rate for any job
that you hold or for which you may apply.

2008-09 9


Your UFID & GatorLink

Your UFID (University of Florida ID Number),
assigned to you by the University, is your
primary identifier for all your UF records
and transactions. It is printed on your Gator 1
ID card. You can also find out your UFID online
at: www.it.ufl.edu/ufid.
You will use your UFID to conduct UF
business. For instance, you will use it in
conjunction with your GatorLink ID and password
to access my.UFL and ISIS. To get a GatorLink
account, go to: www.gatorlink.ufl.edu.
Your UFID vs. Your Social Security Number
(SSN). Please note that when you apply for
financial aid you will also be asked for your SSN.
Your SSN does not function as an ID at UF;
however, it is required by the federal government
to process your financial aid application.

my.UFL: the UF Web Portal

Students can conduct most UF
business through my.UFL.edu,
including ISIS access, updating your
mailing address, applying for on-
campus student jobs, and accessing
Gator Tickets for athletic events. You
can also read daily UF announcements
under Student News.

To access my.UFL, sign in using your
GatorLink user name and password.
Update Your Mailing Address
to Receive UF Business
sign in with your GatorLink ID and
password, choose "My Account," then
"Update My Directory Profile.

SFA Email Correspondence

Check your GatorLink email daily for
important financial aid correspondence.
SFA uses email as the primary way to
communicate with financial aid
applicants and recipients. SFA also
generates emails directly from students'
financial aid files to inform them of
requirements they still must complete to
receive aid, including loans. Financial aid
emails often provide a link directly to ISIS.
GatorLink Accounts
SFA sends business emails directly to
your GatorLink email address. Make sure
your GatorLink address is up to date and
correctly configured to receive UF
business correspondence. To check your
GatorLink configurations, go to:

Start a Financial Aid File- :
* Photocopies of your federal income tax return and W-2s.
* Photocopies or printouts of your completed FAFSA.
* Your Federal Student Aid Report.
* Photocopies of forms or information used to complete your
aid application and all correspondence with aid agencies.
Borrower copy of promissory notes.
This Gator Aid: Financial Aid Application Guide and your
FAFSA instruction booklet.
Your Federal PIN.
Your State of Florida PIN and paperwork.

Use ISIS: www.isis.ufl.edu

Check Financial Aid
Status/Disbursement Info
You are responsible for keeping track of
your financial aid file, before and after you
receive your award notice. On ISIS under
"Financial Aid" for 2008-09, choose from:
1. Aid Status (deferments, missing
documents, verification, financial aid
academic progress, etc.).
2. Awards & Disbursements (review your
award; accept, cancel, or reduce work
and loan awards; report additional aid).
3. Additional Aid Reporting (report aid not
listed on your aid award; you can also do
this under "Awards & Disbursements.")

Complete Federal Direct
Loan Requirements
To receive Federal Direct Stafford or
Graduate PLUS Loans, you must complete
all loan requirements through ISIS, including:

1. Accept your loan(s) under "Awards and
Disbursements (not required for
Graduate PLUS)."
2.Complete Direct Loan Entrance
Counseling if you are a first-time
borrower (see below).
3. Complete a Master Promissory Note
(MPN)--if needed-by following prompts
under "Financial Aid" under "Aid Status."
Note: You may also complete a Master
Promissory Note by going directly to the
federal MPN site at www.dlenote.ed.cov.

Complete Loan Entrance
& Exit Counseling
(Direct Loan and Perkins Loan)
On ISIS under "Financial Services," choose
"Entrance Counseling, Direct Loan" or "Exit
Counseling, Student Loan." Contact
University Financial Services in S-108 Criser
at (352) 392-0738 for more information.

Complete Federal Perkins
Loan Requirements
To receive a Federal Perkins Loan you
must accept the loan on ISIS. Under
"Financial Services," choose "Perkins Loan
Note: Perkins borrowers also must complete
a Master Promissory Note. University
Financial Services mails students letters on
how to complete the MPN. For more
information, contact UFS in S-108 Criser Hall
or at (352) 392-0737.

Sign Up for Direct Deposit
To have your financial aid deposited directly
into your checking account, go to ISIS:
choose "Financial Services," then "EFT Sign
Up." For more information, contact
University Financial Services in S-108 Criser
or at (352) 392-0737.

10 Gator Aid Application Guide


On SFA's Web Site

Get financial aid program and application
information; find out late-breaking news on
our "News" feature; request a GatorAid:
Financial Aid Application Guide; take
Financial Aid 101; apply for a student job;
and access free scholarship search services,
frequently asked questions, and more at:

Financial Aid 101
SFA's financial aid primer for incoming
students, or continuing students, answers
questions such as how to keep track of your
aid file, and how Florida Bright Futures and
Florida Prepaid affect each other. Go to:

Scholarship Finder/Cafe
SFA has a Scholarship Finder on our
home page and a new Scholarship Cafe
under development. Our site also links to
free scholarship search services that
provide personalized lists of student aid
from national, state, public, and private
sources. Go to:
www.sfa.ufl.edu/101 /scholarship
finder.htm .

SFA Resource Center
SFA's Resource Center in S-107 Criser
Hall provides students help with
researching and applying for financial aid,
including scholarships and part-time jobs.
Students can access resources such as

ISIS, FAFSA on the Web (U.S.
Department of Education's site), and free
scholarship searches. The SFA Resource
Center is open from 8:00 a.m.-4:30 p.m.,
Monday through Friday.

SFA Forms on the Web
Our site has forms often needed to
complete the application process at:
A few examples are Federal Direct PLUS
Applications, petitions, and Verification
forms (before printing verification forms
check your "Aid Status" page on ISIS, or
check with your financial aid adviser).

Other Helpful Web

University of Florida

UF Student Jobs

UF Admissions Office

UF Office of the University Registrar

UF University Financial Services

UF Graduate School

ECSI (UF's Perkins Loan Servicer)

Federal Student Aid

Direct Loan Servicing Center

State of Florida Aid Programs

Florida Prepaid College Plan

The- Ui,, -rSit. ,of Flo rj.d er- sur-es th- COl'fir -r-il''i. I, of
student records in accordance with State University
System rules, state statutes, and the Family Education
Rights and Privacy Act of 1974, known as the Buckley
Amendment. Your family financial information and the
type and amount of your aid are held in confidence, and
information is released only with your written consent.

UF Drug-Free Schools Policy
A summary of UF policies on the use of alcohol and
other drugs is provided to you through the Division of
Student Affairs Web site in response to the Drug-Free
Schools and Communities Act Amendments of 1989
through the Division of Student Affairs Web site at:

2008-09 11



University of Florida

Office for Student Financial
Affairs (SFA)
S-107 Criser Hall
R O. Box 114025
Gainesville, FL 32611-4025
(352) 392-1275
(352) 392-1272 (V/TDD)

SFA Satellite Offices
College of Dentistry
Dental Tower
D3-#17A, Health Sciences Center
(352) 846-1384
College of Law
164 Holland Hall
(352) 273-0620
College of Medicine
M-128 Health Sciences Center
(352) 273-7939
Colleges of Public Health and Health
Professions; Nursing; Pharmacy; &
Veterinary Medicine
G208 Student Services Center
HPNP Bldg., 101 Newell Drive
(352) 273-6202

MBA Financial Aid Office
P-102-1 Peabody Hall
(352) 392-1275, ext. 3386


U.S. Department of

Federal Student Aid (FSA) Programs
(Federal student financial aid info; request
a FAFSA; help filling out FAFSAs; questions
on your application status; duplicate SARs)
1 (800) 433-3243
1 (800) 730-8913 (TTY)

Direct Loan Servicing Center
Borrower Services
1 (800) 848-0979

Florida Department of

Office of Student Financial
1940 N. Monroe Street, Suite 70
Tallahassee, FL 32303-4759
(State student aid programs)
1 (888) 827-2004

Jaur 1, 00
Appl no fo .0d fo 2008-09
March 5, 200
"On -Tie UF Fiania Ai plcto
fo 200-0 ai
Apl ekseryt6me6hs edie

you to be cosdee "o-ie iaca i

j-.. 30 2009' .0
Dedln to sumi a 0S to applyfor

Hearing or speech-impaired students
can call SFA's phone line for students
with disabilities: (352) 392-1272 (V/TDD)
Students trying to contact a UF
agency that does not list a TDD
number can call the Florida Relay

Dial 711, or 1-800-955-8771 (TDD)
1-800-955-8770 (Voice)
SFA's Web site at
www.sfa.ufl.edu is screen-reader
This document is
available on request in
other formats. Call
SFA's phone line for

Office for Student Financial Affairs S-107 Criser Hall
P. 0. Box 114025 Gainesville, FL 32611-4025
A Division of Student Affairs Department
Educating Leaders for a Global Community


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