Citation
The Tribune

Material Information

Title:
The Tribune
Uniform Title:
Tribune (Nassau, Bahamas)
Portion of title:
Nassau tribune
Place of Publication:
Nassau Bahamas
Publisher:
Tribune
Publication Date:
Copyright Date:
2005
Frequency:
Daily, except Sunday
daily
normalized irregular
Language:
English
Physical Description:
v. : ill. ; 58 cm.

Subjects

Genre:
newspaper ( sobekcm )
newspaper ( marcgt )
Spatial Coverage:
Bahamas

Notes

General Note:
Description based on: Vol. 79, no. 210 (Aug. 3, 1983); title from caption.

Record Information

Source Institution:
University of Florida
Holding Location:
University of Florida
Rights Management:
This item was contributed to the Digital Library of the Caribbean (dLOC) by the source institution listed in the metadata. This item may or may not be protected by copyright in the country where it was produced. Users of this work have responsibility for determining copyright status prior to reusing, publishing or reproducing this item for purposes other than what is allowed by applicable law, including any applicable international copyright treaty or fair use or fair dealing statutes, which dLOC partners have explicitly supported and endorsed. Any reuse of this item in excess of applicable copyright exceptions may require permission. dLOC would encourage users to contact the source institution directly or dloc@fiu.edu to request more information about copyright status or to provide additional information about the item.
Resource Identifier:
09994850 ( OCLC )

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SUNNY AND |
CLOUDS |



BAHAMAS EDITION

The Tribune >







VONWDS: 101 No.270

Man and woman
are 40th and 41st
victims of the year



The Tribune that the woman
was found by a relative lying
‘on the floor in her home.

' “She had stab wounds to

MByKARINHERIG |

JUST two days after the US
Embassy warned about rising

crime in Nassau, the city
recorded two murders within
a 12-hour time span.

Police are investigating the
murders of Larry Rose, a web
shop employee, and 22-year-
old Paula Johnson of Kemp
Road — the country’s 40th
and 41st murder of the year
respectively.

Officers were called to
Kemp Road yesterday at

her neck and about her body,”
(Mr Miller said.
- Although police last night

iwere still awaiting the official
‘report from the crime scene,

‘Mr Miller said there are indi-

cations that the murder may

‘have been the result of a
domestic dispute.

“We don’t know yet for sure

if it was a domestic dispute.

| But it is‘a possibility, we will

have to see,” he said.
- A concerned resident of the.
area told The Tribune that she

SEE page nine

10.30am when the young
woman was found with. her
throat slit.

Supt Glen Miller, of the
Central Detective Unit, told

Deputy PM speaks out
on crime outbreak

DEEPLY disturbed by the recent outbreak of crime in the coun-
try, Deputy Prime Minister Cynthia Pratt said there needs to be an
ownership of social problems at a “personal level”.

Mrs Pratt made the statement yesterday at the launch of what she
described as the “flagship component” of the prison reform pro-
gramme of the government — the reconstruction of the maximum
security facility of Her Majesty’ Prison.

“The awful reality of a 19-year-old boy lying bleeding to death on
a night club floor and consequent fo that the distressing sight of four
boys being brought in shackles before the court, these events did not
happen by chance. It still takes a village to raise.a child and these
young men are the results of our stewardship,” she said.

Mrs Pratt said that government can build bigger and better pris-
ons and provide more police officers, but still not provide the
answer as to what propels young Bahamian men to arm them-
selves with knives and guns as they leave for a night of fun.

“And what is it that so.deadens the sense of humanity that
allows one human being to fire bullets or plunge a knife into the
body of another human being? And what is it that generates the
lack of respect for property that results in its wanton destruction or
' its theft or even murder?” Mrs Pratt asked.



















FRIDAY, OCTOBER 21, 2005





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Man held after statue is defaced

Turnquest hits out

at government
over economy

@ By RUPERT MISSICK
Chief Reporier

GOVERNMENT has been
too “lethargic” in handling for-
eign investment and the
Bahamian economy, FNM
leader Tommy Turnquest told
The Tribune yesterday.

Addressing the problem of
the country’s high deficit, he
said that an “autopilot” style of
governance cannot continue in
the Bahamas if the country is
to be secure heading into the
future.

During the budget debate
earlier this year, Mr Turnquest

SEE page nine

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@ By PAUL G TURNQUEST
Tribune Staff Reporter



A BAHAMIAN man’ is
expected to appear in court today
charged with defacing the statue
of Queen Victoria in Parliament
Square yesterday. —

“The words “Free Haiti” were
sprayed on the plinth on which
the Queen’s image is seated.

As a result, Alexander Fitzger-
ald Morley was arrested by offi=

cers and detained at Central
Police Station for the night. — -

The marble statue of Queen

Victoria was erected in Parlia=

ment Square on her birthday on

May 24, 1905, by then Governor

Sir William Grey-Wilson.
' Today, Morley will be formally
_ charged with vandalising govern=:




SEE page mine



| Cuba hoping for
Bahamas support

lm By RUPERT MISSICK Jr
Chief Reporter

‘CUBA: hopes that the
Bahamas will once again sup-
‘port its UN resolution to have
the 47-year US embargo lifted,
Cuban ambassador Felix Wil-
son-Hernandez said during a
press conference yesterday.

:| Mr. Wilson explained that
new rules relating to the embar-
go.against Cuba can mean that
anyone doing business with
Cuban may be exposed to fines
implemented by the US.

To illustrate this point he
named_a tour company in the
Balan: Havanatur, which has

' SEE page two

Wilma still, :

threatening

the Bahamas

HURRICANE Wilma is
slowing down, but still

‘threatening the northwest

Bahamas.

The National Emergency
Management Agency
(NEMA) yesterday began
preparations for the
approaching storm.

’ Pictured is the projected
path of the hurricane.
e See page three

Nassau and Baham

lands’ Leading New





PAGE 2, FRIDAY, OCTOBER 21, 2005



presen vA Powe OO

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, Cuba hoping for
Bahamas’ support
in embargo debate

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i CUBAN ambassador Felix Wilson-Hernandez

| (Photo: Sid McLean/ Tribune staff)

FROM page one

already been affected by a
fine applied by the US in 2004
for acts in violation of the
embargo.

There is also a further new

rule which can affect the sale
of Cuban items in the Bahamas
and elsewhere to tourists. ~'

On September 30 last year
the US Treasury indicated that
citizens or permanent residents
cannot legally buy any product
made in Cuba, including cigars
and alcohol in.a third country,
not even for their personal use
abroad.

Criminal charges for sfiotaé-
ing these regulations can
include a million dollars in fines
for corporations, and $250,000
and up to 10 years imprison-
ment for individuals.

' Mr Wilson said the extra-ter- -

ritorial character of the block-
ade has seriously damaged the
island’s relations with countries
of all regions.

For the 14th consecutive year,

Cuba. will submit to the UN
- General Assembly a draft reso-
lution which seeks to end the

economic, commercial and

financial embargo imposed by
the United States against Cuba.
The assembly will debate and
take action on this draft resolu-
tion on Tuesday, November 8.
Last year 179 states, including

the Bahamas, voted in favour

of the draft resolution. Mr ‘Wil-



son. said this proved the inter-
national community’s nearly
total rejection of the US admin-
istration’s policy against Cuba. .
“The blockade against Cuba:

- contravenes the single most

basic principle enshrined in the
UN charter and other instru-

-ments of international law and

the rules governing economic,
commercial and financial rela-
tions between states,” said Mr
Wilson.

The Cuban ambassador said
the embargo against Cuba is thé’
“longest and cruellest” in the.
history of humanity.

“It is part and parcel of the”

hostile and aggressive policy’

against the Cuban people and it’;
has increased during the Bush.

. administration,” he said.

Mr Wilson said the direct’ ,

economic damage caused to the .

Cuban people on account of thé
blockade, according to conser-—
vative figures, is higher than $82,

- billion.

“These figures do not include.

‘the evaluation of the indirect’

economic damage derived from,
the implementation of this crim- .
inal policy. They do not include’
either the physical and psycho-"
logical effect to health and wel-
fare of the Cuban population,.
he said.

Travel of Guan residents in
the US decreased 50.3 per cent
in 2004 - 57,145 visited Cuba

: compared to 115 ,050 in‘the pre-

vious year.

f



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It operates in 5 countries including The Bahamas
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They will be listed and will trade on BISX and the ordinary
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The minimum investment is $1,000
Cenng is open to: :
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Special purpose resident Bahdatian companies with
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Read the Offering Memorandum carefully before you invest.

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Jaa



Se

THE TRIBUNE

FRIDAY, OCTOBER 21, 2005, PAGE 3



LOCAL JE



Anniversary |
celebrations —
face delay
for Wilma

SHE 25th anniversary cele-
brdtions at the Grand Bahama
Children’s Home tomorrow has
beén postponed due to the
impending impact of Hurricane
Wilma until November 11.

All tickets will be honoured
at that time.

The organising committee
said they felt that it was “in the
best interest of the community
and the home to have no addi-
tional distractions as we all pre-
pare for the Hurricane.”

For additional information or
comments, call Lesley Davies-
Baptista at 352-9681 or Geneva
Rutherford at 352-6712.

Man is
accused of
sex with
a minor

A 52-YEAR-OLD man
charged with having sex with
an eight-year-old girl was
arraigned in Magistrate’s Court
yesterday.

Joseph Martin of Sir Lynden
Pindling Estates was charged
with committing the offence
between March, 2004, and
October 4, 2005.

Martin, who appeared before
Magistrate Marilyn Meers at
Court Five, Bank Lane, was not
required to enter a plea to the
charge.

He was granted $10,000 bail
with two sureties.

The matter was adjourned to
February 15, 2006, for a pre-
liminary inquiry.

- : eae
on bail in

drugs case |

A 22-year-old man was grant-
ed $10,000 bail after pleading
not guilty to a drug charge.

It was alleged. that on Tues-
day, October 18, Emmerson
Marco Bethel was found in pos-
session of three-and-a-quarter
ounces of cocaine which police
believed he intended to supply
to another.

Bethel appeared before Mag-
istrate Carolita Bethel at Court
eight, Bank Lane.

The matter was adjourned to
November 3.

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complaints

Two men in court to_
face murder charges

@ By NATARIO McKENZIE

TWO men were charged yesterday in
connection with two of this year’s 41 mur-

ders.

A 33-year-old man was arraigned in
Magistrate’s Court for the murder of Ray
Anthony Sands. Sands was reportedly
killed in the area of Homestead Avenue
off Miami, Street,on.S: september 21.

police reports,
Sands was struck on the left side of the
head with a piece of concrete and died a

According to initi

short time later.

Sands was reportedly killed following
an altercation with another man. He was
44 years old at the time of his death.

Jacques Renauld, of Crooked Island
Street, who has beer. charged with Sands’
murder, was arraigned before Magistrate
Susan Sylvester at Court 11 on Nassau
Street yesterday.

Renauld was not required to plead to
the.charge and was remanded to Fox Hill
Prison.

The matter was adjourned to Febru-
ary 7, 2006, when a preliminary inquiry
will take place.

2005.

A 22-year-old Milton Street man was
charged with the murder of Philip Minnis.
Minnis, 27, was reportedly shot in the
head, chest and stomach following an
alleged altercation on the night of July 25,

Dennis Peterson was arraigned for
Minnis’ murder at Court Five, Bank Lane - :
yesterday.

Peterson, who appeared before Magis-
trate Marilyn Meers, was not required to
plea to the charge and was remanded to
Fox Hill Prison. The matter was
adjourned to February 2, 2006.

NIA ‘must be. Gospel festival

improved

m@ By PAUL TURNQUEST

Tribune Staff Reporter |

THE condition of Nassau
International Airport con-
tinues to draw negative reac-
tions. from Bahamians and
tourists, especially at the
international arrivals section.

The Tribune witnessed a
crowd of visitors, who had
just disembarked from sev-
eral flights, complaining

about the stagnant air and

lack of air conditioning. in
the airport’s arrival area.

On the elevator ride down
to the Immigration check-
point, several visitors were
seen exchanging disgruntled
looks, and openly express-
ing their concern about the
smell in the area.

“TI guess the air condition-
ing isn’t working,” one visi-
tor said.

“It smells a bit odd — like

- an old musty house or some-

thing,” another said.

Minister of Tourism Obie

Wilchcombe said that such
from both
Bahamians and tourists are
for too frequent, and very
unacceptable.

“Bahamians can do a job
equal to none, so I won’t
make excuses for things we
can solve ourselves. I do
believe we have some struc-
tural problems, but the com-
mon difficulties that we find,
the ones that pertain to
upkeep of facilities which are
supposed to be managed by
airport faculty — there is no
excuse,” he said.

“First and foremost, NIA
should be something that we
as Bahamians should be
proud of,” Mr Wilchcombe
said. “The minister who has
responsibility (Minister of
Transport and Aviation
Glenys Hanna-Martin) is
trying to come to grips with




















THE impending threat of
Hurricane Wilma has forced
organisers to postpone Gospel
Splash, a gospel music concert
planned for this weekend in’
Nassau.

Cable Bahamas Limited
and the Gospel Music Chan-
nel, co-sponsors of the event,
made the decision on Wednes-
day as Hurricane Wilma
caused concern about poten-
tial impact in and around the
Bahamas.

Gospel Splash was to fea-
ture international gospel
recording artists Anointed and
Mary Alessi and Bahamian
gospel sensations Nehemiah;
Shaback and TaDa.

“The international artists
that were participating in
Gospel Splash were concerned
about travelling to the
Bahamas while Hurricane
Wilma was in the region,”
explained Erik Russell, gen-
eral manager for Cable
Bahamas in Grand Bahama
and Abaco and producer of
Gospel Splash.

“We certainly understand

Bi OBIE Wilchcombe

the situation that she met,
and one that is costing mil-
lions of millions of dollars to
fix. |

“We. know the impact ithas i.
on our own psyche, and the: :
negative image it has on our
tourists. If people see a dirty
environment they will think
Bahamians are like that.”

aging to people who were
interested in attending.”



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‘their concerns’ and wé want-~
ed to take into account that -
the weather could be discour- -

is postponed.

Angela Cannon of Gospel
Music Channel expressed
regret about the postpone-
ment. “We’re sorry that this
weather situation has devel-
oped but Gospel Music Chan-
nel is committed and excited
about making Gospel Splash a

. success in the near future,” Ms

Cannon said. “Both Anoint-
ed and Mary Alessi can’t wait

to come to minister in the

Bahamas.”

Mary Alessi, who lives in
South Florida, was spending
Wednesday morning installing
hurricane shutters at her local
church and home in prepara-
tion for Hurricane Wilma’s
arrival. “Floridians take hur-
ricanes pretty seriously,” she
said. “It’s unfortunate that
Gospel Splash will be post-
poned because of it; but ’'m
looking forward to being in
the Bahamas as soon as we
can reschedule!” .

Cable Bahamas advised that
those who have already pur-

chased tickets can be assured

that their tickets will be hon-
oured at the rescheduled event.

‘The company said that an
announcement regarding the
new date would be made as
soon as all of the artists can
be confirmed.



_ NEMA begins
_ preparations
for Wilma

@ By KARIN HERIG
Tribune Staff Reporter

WITH Hurricane Wilma
slowing down, but still threat-
ening the north-west Bahamas,
the National Emergency Man-
agement Agency (NEMA) yes-
terday began preparations for
the approaching storm.

Speaking with The Tribune,
the deputy co-ordinator of
NEMA, Lieutenant Comman-
der Herbert Bain, said that the
organisation’s officials have
scheduled meetings to deter-
mine a course of action. _

‘“Right now it’s a touch-and-
go situation and we still have to
see how we are going to play
this. By the beginning of the
weekend we will see if this storm
is going to turn more to the east .
or more to the north,” he said.

Mr Bain said that NEMA will
continue to closely monitor the
hurricane so that it can move
quickly to ensure the safety of
the northwestern islands like
Grand Bahama, Abaco and
Bimini, if the need arises.

“These storms are very
unpredictable, you never know

E what they will do. But the mes-

sage always remains the same:
Take the necessary precautions
to mitigate against the impact
of the storm,” he said.
Yesterday, Florida governor
Jeb Bush declared a state of
emergency. Tourists were

P ordered out of the Florida Keys

and voluntary evacuations were
begun in the barrier islands along
the southwest coast.

At press time last night, Hurri-
cane Wilma was located about
135 miles southeast of Cozumel,
Mexico. The storm was moving
northwest at 6mph with maxi-
mum sustained winds of 150 mph.

Forecasters at the National
Hurricane Centre in Miami
expect the hurricane to weaken
from a category four to a.cate-
gory three or less before it

.Strikes Florida.

Jeffrey Simmons, of the
Météorology Department in
Nassau, told The Tribune that .
making landfall in Florida will
further weaken the storm.

“By the time it passes us on

- the north it should be no more

than a category two storm. The
north-west islands will experi-
ence sOme rain and tropical
force winds of 45 mph,” he said.

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PAGE 4, FRIDAY, OCTOBER 21, 2005

THE TRIBUNE



EDITORIAL/LETTER TO THE EDITOR



The Tribune Limited

NULLIUS ADDICTUS JURARE IN VERBA MAGISTRI
Being Bound to Swear to The Dogmas of No Master

LEON E. a DUPUCH, Publisher/Editor 1903-1914

SIR ETIENNE DUPUCH, Kt, O.B.E., K.M,, K:C.S.G,,
(Hon.) LL.D., D.Litt.

Publisher/Editor 1919-1972
Contributing Editor 1972-1991

EILEEN eatechas CARRON, CM. G., M.S., B.A., LL.B.

Publisher/Editor 1972-

‘Published a Daly Monday to Saturday

"Shirley Street, PO. Box N- 3207, Nassau, Bahamas
Tigurance Management Building., P.O. F-485, Freeport, Grane: Bahama

TELEPHONES.

Switchboard (News, Circulation and Advertising) 322-1 766
Advertising Manager - (242) 502-2352
Circulation Department - (242) 502-2387
_ Nassau Fax: - (242) 328-2398
Freeport Grand Bahama: 1- (242)-352-6608
cNreepart hos (242) soe ae,



Cintas be realistic

THE Bahamas rinks seventh i in the world
as the country that relies mostly on tourism to:
provide the bulk of employment for its work- -
force. .

The World Travel and Tourism Couiicll’s s
2005 country report said that some:68.7 per
cent of the Bahamas’ workforce, or 115,900
jobs, rely directly on tourism.

The WTTC report projected that this
reliance. will increase over the next 10 years

_. with tourism becoming: responsible for
145,293 jobs or 70.1 per cent of the Bahamas’
total employment by 2015. ©.

The direct and indirect impact from’ the

_ Bahamas’ travel industry will account for
54.7 per cent of this nation’s total GDP this
year: =

Without tourism the Bahamas would col-

lapse.
And so we were ‘shocked to switch on the
television last Thursday evening to see John

Pinder, president of the Bahamas Public Ser-

vice Union; bellowing into ZNS cameras, and |
threatening that he and a handful ‘of: plac-
ard-carrying union members from the Gam-.
ing Board would shut off the lifeblood of this

industry if they did not get the contract they 2

demanded.

“We will pull all of our inspectors out ‘of the
casinos,” Mr Pinder threatened, adding the
obvious that “without the inspectors, the casi- Ha

nos cannot function.” ,
Although Mr Pinder said he represented

100 Gaming Board workers, the demonstra-

‘tors, as shown on camera, didn’t seem to be:

more than half a dozen persons. The numbers:
really don’t matter, be they six or 100. What ~

does matter, however, is that a small group of
people —a minuscule: .09 per cent of touris-

m’s workforce — with loud-mouthed bullying .

tactics believe they have: the right to jeopar-.

dise the jobs‘ of: 115,999 Bahamians: This. ~

number accounts: only for those who. are.
directly employed in the. industry. ‘Outside
of that number almost every business i in this

country — from the artisan and shopkeeper’.
.. paper, that the day unions got into the hotels .
_ that would be the end of tourism. New Prov-
»., idence has grown rapidly from the three-
hotel town of George Murphy to the
--Bahamas’ number one industry employing
es most of the country’s workforce. :

to the lawyer and head of industry — would
be badly hurt if such a walkout had a ripple *
down effect...

Tourism, at the best’ of times’ a fickle jndus-: :
try, has become so vital to'the Bahamas that -
it should be considered an. essential service,

and as such, strikes, go-slows and. anything:

that would impede its. ‘Progress, ‘should hot be






suggested that the Trade Union and Labour
Relations Bill be enacted to stop disruptions

. and other negative behaviour used by unions

during negotiations. This Bill was shelved by
the Ingraham government.

It should be dusted off.in a hurry, because

substantial restrictions on what action union
officials can legally engage in and what con-

‘stitutes a legal dispute should not only be
_. clear, but enforced.
Politicians have always pandered to union-

ists — afraid of losing their precious vote —

-and over the years unionists have used strong
‘tactics to take. advantage. The late Sir Lynden

Pindling could always placate the unions. That
is why they agitated until they drew him to the

- Negotiating table. The sarcastic joke. at. the
time was that he would push a blank sheet of ©

paper across the table,.and invite them to

- write their.terms. It was claimed they always
came away the victors. Whether this is true in —
~ every detail is debatable, but it is indicative of

the spirit of the times. That is why some indus-

trial agreements are out of line with today’s

4 reality, and unionists think they have a right to
"get whatever they demand.
Hence Mr Pinder could tell the press that

if government collected all casino taxes owed,
it could. pay all union demands across the
board and have something left over. They

seem to forget that these revenues. are nati
there for their ‘picking, but have to, be used to:

maintain the country’s infrastructure, build.

and repair schools, maintain the prisons and
‘the juvenile reform centres, raise the stan-
dard of the health service, protect our borders
and many other. obligations that require large

sums of money. .

Mr Pinder must remenibée that the’
Bahamian work force is not just toiling to
‘Maintain the civil service.

.» It was more than 70 years ago when Amer- :
~jcan-born’ George Murphy, a member of the »
House of Assembly and owner of the once

“popular Montagu Beach Hotel, told Sir Eti-

enne Dupuch, the late publisher of this news-

- Unions, with the economy now threatened.

by the oil crisis; should be realistic and start to -

- deal —

US matters

to conside

EDITOR, The Tribune

IREAD with interest remarks
made by Mr Mark Sills; who. was

referred -to. as an advisor to the -
Bahamas government, on the .~

WTO and “trade related: mat-
ters.”. Please permit me leave to
respond to. some aspects: of Mr
Sills’ commentary since his dis-

cernment in these matters — as

revealed in his comments — raise
questions of particular impor-

. tance. I will not trouble to

address Mr Sills’ disquisition on
the EU. Savings’ Tax Directive,
but rather focus upon his analy-
sis — however informal —
Bahamas’ bi- lateral trade
options. °

Mr Sills’ ‘commentary porated
‘ toward potential pitfalls of the
Bahamas remaining outside the

World Trade Organisation
(WTO). The alternative to WTO

(or FTAA) membership — as: »
: have argued. extensively —
do bilateral agreements with spe- «

cific countries of strategic impor-

- tance to the national economic
and sécurity interest of the |
Bahamas; the United States

obviously being first amongst all
such countries. .

Mr. Sills’: worries: at. the
prospect of the Bahamas doing a
bilateral agreement with the US
suggesting that: “at first glance,

the idea:of negotiating. a bilat-..
eral investment treaty with a few"

preferred. investors may seem
attractive. However, if the US
bilateral investment treaty is any
guide, the ultimate negotiated
result is likely to be more intru-

sive in terms of modifications to.

existing Bahamian investment

: policies in the financial services
sector, than those negotiated.

pursuant to WTO membership.”
Mr Sills has the advantage-on

me. He is negotiating on. terms

under which I and my children
must live and I am paying him
for that; as are all Bahamians. I
am sure Mr Sills has considered
his views carefully, and is sin-
cere in what he argues. However,

- there: are such fundamental
4-questions. inherent.in-even:the

limited quotation above.that I
felt: compelled to: press him on

. several points.

First, every nation must trade,

‘if it. desires quality. goods and

services at competitive prices;

particularly small nations where. -
“economies ‘of scale” are not. -
optimal. That is, where the.
demand for goods and services is”
- often so:small that it is difficult to
“access competitive pricing, which

means, often good (and services)

-are more expensive compared
to more populous nations with
- greater per capita GDP.
Second, however, the question :

of what framework. should be

- cused to promote trading advan-

tages must be based on the best
and this is the important .
Ppart.— relative to the needs and
i demands peculiar toa country,



« are the best‘ framework in the

sans”, and that, “the US model
’ bilateral agreement contained

of the .

‘ that the US bilateral model.
agreement

‘claim to an international arbi-
» tration centre outside signatory
“countries”:

is. to’

‘world. Central to that agreement

‘that aré now central to the mod-

“is either advising his clients or
negotiating on their behalf.

' Florida is the right base model

. what-the-US agreement says, and
' he négotiating?

_aged to get a few hapless
' Caribbean and non-strategic

~ Central American nations to
“bite” on its model agreement,

emphasises.

_ transmuted into policy options.
‘Bahamas has no reason to care

. ta Rica has nothing in the.way of
our history of strategic impor-

tolerated. 3
The Bahamas Employers Federation a has



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wl
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_- based upon its strategic position :~
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do not believe fiat the EEO " ‘absolutely nothing to our strate-

[| REUNION





gic importance to the US, yét it
provides the US and the world
with new levels of access to the

eae ; Fi Bahamas in exchange for'dn
letters@trilbunemedia.net |. aecess.to_their trade areas oftlit-

tle consequence to our econom:
ic model. Ont

This brings on my second
point: whilst we have a minis-
cule trade in commodities, ‘our
service sector is central to ‘any
trade arrangement, the objective
of which is to create opportuni-
ties for our citizens. The diffi-
culty is that in any such agree-
ment, our negotiating partner
will want their citizens — which
is to say, companies — to have
access to the very services areas
we want to energise for the ben-
‘efit of Bahamians. It is exactly
because of this that the wro
“Offers Us little advantage. ~ »

At least with the US, we-can
do a number of things to our
advantage:

(a) We can use its own uni-
versal tax platform to create
leverage points for, ourselves’ in

‘ accommodating its investors
against whom we have no othér
leverage.

(b) We can use our strategic
proximity and a comprehensive
cross-border “homeland securi-
ty” framework to partner With
the US in ways Central Amveti-
can nations cannot

(c) We'can negotiate with the
US that since the majority of the

- offshore funds that pass through
the Bahamas are earmarked for.
the US securities markets, they
should ‘be exempt » “tesm
enhanced due diligence ‘under
the Patriot Act and QI rules

(d) Central American nations
want access to US markets, for
their manufactures. We can sek
the same on‘a very, very limsfed
basis; concentrating instead on
negotiating exchange control
terms and guarantee structures
‘for access to credit in the &S,
thereby reducing the cost of cap-
ital in-The Bahamas, the narrow
investor pool and the outmoded
approach to banking, whilst fos-
tering greater economic growth.

The point is if we, cannot mas-
ter our relations with the US by
maximising the benefits of our
proximity and historical réla-
tions, we cannot handle multi-
ple relationships in the WTO.
Second, all other Caribbéan
says more-about-thetack-of —nations-are-members. of the.
strategic importance of those WTO, and the Central Ameri-
countries than it does about the can nations mentioned here. ‘Yet,
relative importance of the agree- they all seem eager to sign even

ment’s provisions which Mr Sills a cad Dintetat agreement’ Wath
the

Mr Sills should think lesy of
the US and its likely demands
inia bilateral arrangement With
the Bahamas, and more: of the
strategic advantage and the com-
parative quality of the bride he is
supposed to represent atthe
negotiating ceremony. The.real
issue in negotiations is not what

they want, but what we havé

LETTERS

(and certainly not the FTAA)

case of The Bahamas.

Take Mr Sills’ point that a
US/Bahamas bilateral agreement
would, “force the (Bahamas)
government to open up sectors
previously reserved for Bahami-

clauses that might enable Wash-
ington to interfere with financial
transfers to the Bahamas” or

“provided for
investors who felt they lost funds _
or profit from regulatory changes
or other measures introduced by

the host government to submit a.

‘considerate readers
of this paper will recall that The
Landfall Centre pointed out in
2001 that Chapter 11 in the first
draft of the FTAA agreement
(The. Investment chapter), was
drawn from the hated model
Multilateral Investment Agree-
ment (MIA) which was roundly
rejected: by nations around. the

was the clauses Mr Sills’ refers to

el bilaterals mentioned above.

I am troubled by the world
“force”, since it implies the US
demands are a foregone conclu- ,
sion and J do. not know the “deal
variables” from which Mr Sills

Additionally, Mr Sills ought to .
have. advised the Bahamas that
that the US model agreement is
irrelevant to its bilateral options.
Instead a “Friendship” agree-
ment with the US annexed to a
“Sister City” agreement with

from which the Bahamas should
begin. If all he’ will do is tell us

how. to comply with-it, what is. :.

Moreover, that the US man-

The Bahamas is a different
case, if we have the courage to
think through our relations with
the. US, and the importance of
our geostrategic proximity when

Costa Rica is nice,:but The -
what it signed with the US. Cos-

aS. GILBERT NMO MORRIS

the point. Joining the WTO adds. Nassau ~~ Hu
October 6 2005 ° Kz

tance-in the Americas. That is

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LOCAL

NEWS

ee ee ee

"poe eye et eutes Sat



Goverment
urged to hire.
Bahamians

lm By KARAN MINNIS
Tribune Staff Reporter

THE government should consider
hiring Bahamians before employing
foreign professionals said Anthony
Dean, president of the Bahamas Insti-
tution of Professional Engineers
(BIPE).

' that director of Public Works Melanie
Roach was travelling the Caribbean
ion.a general recruitment trip for min-
istry workers.
+, At the time, Ms Roach declined to
State the positions she was hoping to
fill.

It was then reported that the Min-
istry of Works had placed advertise-
ments in the Jamaican press and in
‘other newspapers around the region
‘advertising 17 engineering posts and
-eight surveying jobs in the Bahamas.
"In the advertisements, the Ministry
‘of Works was reportedly offering
salaries of between $35,000 and

$46,200 with allowances ranging from |

$3, 500 to $15,000.

“Speaking to The Tribune yesterday
‘Mr Dean claimed the ministry never
advertised the positions locally.

“How does she know that there are
‘no qualified engineers to do the job if
‘she hasn’t advertised for them?” he
‘asked.

“This is really no joke, ” he said.

, “The ministry has no need to search
‘out of the Bahamas, what they need
todo is to train those that work with
them now, or refer to private compa-
ies.”

When The Tribune contacted Ms

-..Roach yesterday, she declined to
respond to Mr Dean’s comments.

New national holiday, dress
and awards to be considered

@ By FELICITY INGRAHAM
Tribune Staff Reporter

TWO new national holidays,
a national dress scheme and a
national honours scheme are
all items on which the public’s
opinion is being sought.

The National Cultural
Development Commission
has presented its recommen-
dations to the Ministry of
Youth, Sports and Culture
and is now seeking the input
of the public.

The commission is to hold
a national survey on whether
a new Bahamian national
honours and awards system
should be put in place.

The survey will also seek
public opinion on whether
two new national holidays
and an new national dress
scheme should be adopted.

_ A questionnaire has been
devised and is available at the
ministry, the House of
Assembly, and at the com-
mission headquarters in the
Royal Victoria Gardens.

The commission's recom-
mendations to government
include: That a national
heroes day be established, to
be celebrated on the second
Monday in October, replac-
ing Discovery Day; that a
national history and literature
month be established; that the
Nassau International Airport

be re-named the Sir Lynden
Oscar Pindling Airport; that
Third Terrace in Centreville
be renamed Rusty Bethel
Drive; that Arawak Cay
become the Heritage Nation-
al Park; and that the complex
on Thompson Boulevard

where the Ministry of Youth,

Sports and Culture.is located
be re-named the’ Arthur D
Hanna Complex.

Some of the commission's
recommendations have
already come into effect.
They include: Exuma Street
being officially re-named

' Amos Ferguson Street; the
National Arts Festival being
re-named the E Clement
Bethel Festival.

Minister of Youth, SPorts
and Culture Neville Wisdom
said: “The MPs. will be free
an unencumbered to put their
personal views forward and
that of their constituents.”

The commission said that
that Bahamian Honours and
Awards should stand sepa-
rate and apart from the annu-
al awards conferred by
Queen Elizabeth.

A detailed description of
what qualities an honouree
should have was submitted.

The commission suggested
that an “Order of the
Bahamas” should be estab-
lished.

Other sveeeeg awards

‘Get ready for Wilma’,
Grand Bahamians told

“ml BY DENISE MAYCOCK
:*° Tribune Freeport
- ; Reporter

“FREEPORT -— The Grand
“Bahama Hurricane Prepared-
“ness Committee has advised
_everyone, on the island to pre-
Pare their homes. and property
for Hurricane Wilma. '

‘The storm, they said, may ,

‘become a threat to the northern
‘Bahamas.

Charles King, administrator
for Freeport and West Grand
_Bahama, said residents are
‘required to make the necessary

hurricane preparations and to
.Stay tuned to radio news over
the next few days for regular
“updates on the hurricane. .
i The committee,. which
includes senior representatives
of the police and social services,
‘held a hurricane press confer-
ence on Thursday morning at
‘the prime minister’s office in
Freeport.

Hurricane Wilma is expect-
‘ed to cross South Florida some-
time late this weekend. Mr King
said residents should be pre-
pared to move at a moment’s
"Totice.
<*«Grand. Bahamians were
‘urged to place storm shutters
‘dn their homes, remove all
‘debris from their property, and
‘to fill their vehicles with fuel.
“They were being advised to
secure personal documents,
‘Stich as passports and birth cer-
tificates, and to fill medical pre-
striptions.

“.Persons, the committee said,
should have cash, an alternate





means of preparing food, first
aid kits and other necessary hur-
ricane supplies and items on
hand:

Pets are not allowed at shel-
ters and should be secured, ey
pet owners.

Last September, “Grane
Bahama sustained a direct hit
by hurricanes Frances and

Jeanne. Both, storms caused.

massive destruction and severe
flooding, particularly in outlying
areas.

‘Mr King said communities in
East End and West End will be
required to evacuate to desig-
nated shelters if the storm
threatens the island.

“If this becomes a reality,
then of course bus transporta-
tion will be provided to assist
with the evacuation of our peo-
ple in those areas, with first pri-
ority to the ill and elderly,” he
added:

Persons going to shelters are
required to take their own food,
water, blankets clothing, med-
ication and personal documents.

In Freeport, the shelters are
First Baptist Church, St Gero-
ge’s High, Jack Hayward High,
Maurice Moore Primary, Liv-
ing Waters Assembly of God,

‘Calvary Bible Church Hall,

Central Church of God, Christ
the King Anglican Church Hall
, The Church of Christ, Church

_of God Fairfield,-and the Can-
' cer Association Building.

Mr King said Maurice Moore
Primary School is the designat-
ed shelter for East End.

He noted that those persons
with special needs should be

~

taken. to Christ the King Angli-
can Church Hall.

The designated shelters in
West Grand Bahama are at
Bethel Baptist Church, Eight

_Mile. Rock. High School Gym .
for West End.and Holmes:Rock ;

residents; Martin Town! Coin- |

* munity Church, Church of God

Sea Grape, Central Zion Bap-
tist Church Hall:
Lillian Quant-Forbes, assis-

' tant director of Social Services,

said because. many homes are
still under repair, more persons
may be going to shelters than
is usually the case.

Although requests have been -
made for buildings to be desig-
nated as shelters, Mrs Forbes

‘some persons have refused to

offer their facilities.

She commended those that
have volunteered their proper-
ty.

Carnard Bethel, undersecre-
tary in the prime minister's
office, stressed that residents
should obey any evacuation
order issued.

“We are encouraging people
to leave their homes at reason-
able time rather than calling at
2am and putting other lives in
jeopardy,” he said.

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@ NEVILLE Wisdom is acking the public to give their opinions on issues such as national

awards and honours system

are: the Companion of the

Order of the Bahamas
(COB); the Order of Merit
(OM); the Order of Distinc-
tion (OD); and a long service
medal for the civil service.

The first awards could be

presented on July 9, 2006.
The commission is also
asking Cabinet to decide
whether National Heroes
Day should replace Majori-
ty Rule Day on January 10
or Discovery Day.

RRR a:

FRI., OCT 21

6:30 Bahamas @ Sunrise

- live

11:00 Immediate Response

Noon ZNS News Update - live

12:03 Car. Today News Update

12:05 immediate Response
Cont’d

1:00 Health For The Nation

1:30. Spiritual

2:00 Sports Lifestyles

2:30 - Inside Hollywood

3:00. Fellowship of Christians


























1. & Jews
"3:30. °° Lobias Murray
4:00°""’ Video Gospel’ * ““* oe
‘4:30 * Gospel. rabies ' Pe
4:58 | ZNS News Update
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5:30 Cybernet

6:00 One Cubed

6:30 News Night 13

7:00.’ Bahamas Tonight

8:00 Music Mix: Tonex Out

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8:30 Inside Hollywood

9:00 _ 3D’Funk Studio

9:30 The Lounge

10:30 News Night 13

11:00. . Bahamas Tonight

11:30 Immediate Response
12:30: Community Pg./1540AM








SATURDAY,

OCTOBER 22

6:30 Community Page
9:00 Bahamas @ Sunrise
‘1 10:00 Dennis The Menace
10:30- Carmen San Diego
11:00 Kids On The Move
11:30 Cybernet

12:00 This Generation

NOTE: ZNS-TV 13 reserves the
right to. make last minute
programme changes!






























S571 ce HP STAs
























MUST SELE,

(Photo: Mario Diincanson/ Tribune Staff)



KEMP’S FUNERAL HOME LIMITED

22 Palmdale Avenue, Palmdale
Nassau, N.P., The Bahamas















MR DEWEES F.
PINDER
(JUNIOR PINDER)

of Blair Estates, Nassau,
N.P., The Bahamas, will
be held. at Ebenezer
Methodist Church, East
Shirley Street, Nassau,
on Monday, 24th
October, 2005 at 4pm.
; Pastor Martin Loyley
and Mr Hartis Pinder will officiate and
' interment will follow in Ebenezer Methodist
_Cemetery,. East phitley Street, Nas sau

















“Mt Pinder is is survived by. his wie: Mis i ola Ei
Pinder; two sisters, Angela Sweeting and Greta
Pinder; four brothers-in-law, Hartis Pinder,
Michael Sweeting, Stewart Pinder and Edney
Albury; one sister-in-law, Mizpah Albury; one
nephew, Timothy Pinder; four nieces, Joanna |
Bethel, Janice Hayling, Glenda McGorrin and. |
Robyn Pinder; two. great-nephews, Bryan
Bethel and Noah Hayling; two great-nieces,

Fallon Bethel and Leah Hayling; his aunt and
uncle, Rodney and Vivienne Pinder; many
other relatives and friends, including his great-
niece, Debbie Malone; special thanks to his
caregivers, Sheila Kentish and Pat Munnings
and to Dr Todd Pinder.










Instead of flowers, friends who wish may make
_a donation to the Music Ministry at Ebenezer
Methodist Church, P.O. Box SS-6145, in
memory of Mr Dewees E. Pinder.






Arrangements by Kemp’ s Funeral Home
Limited, 22 Palmdale Avenue, Nassau, The
- Bahamas.





LOT No. Ge containing 6, 750 sq. ft., “St Vincent Close” Subdivision
Situate on the Southern side of St Vincent Road,
‘About one mile west of Blue Hill Road



For conditions of the sale and other information, silcase contact:
The Commercial Credit Collection Unit
At: 356-1685, 356-1686 or 356-1608 Nassau, Bahamas

Interested persons should submit offers in writing addressed to:
The Commercial Credit Collection Unit,
P.O. Box N-7518, Nassau, Bahamas
To reach us before October 31, 2005

Financing available for the qualified purchaser



Serious enquires only

prea pages OTUASTTINTD NS TERIA



PAGE 6, FRIDAY, OCTOBER 21, 2005





WITH the US Embassy warn-
ing Americans about the
upsurge in crime in Nassau, the
Bahamas is now counting the
cost of its involvement with
drugs and the proliferation of
guns which followed. Here,
‘Amnesty International reports
on the worldwide gun problem...

“A gun is as easy to get as a
packet of cigarettes.”

— Evan Jean Lolless, 34,
serving life imprisonment for
murder in the USA, 1997

he issue is simple. The

unregulated supply of
weapons makes it easy for crim-
inals to murder, for soldiers to
kill indiscriminately, and for
police to arbitrarily take lives.

Today’s weapons are quicker
and more powerful than. ever
before. And in the wrong hands,
faster and more powerful
weapons mean more abuse and
more wasted lives.

We have seen here in the

Bahamas the proliferation of
guns over the past two decades,
at an unprecedented pace.

It’s not just unlawful killings
during wartime that is on the
increase. Military and security
equipment is being misused by
soldiers, paramilitaries, and
police to kill, wound, and com-
mit terrible atrocities against
civilians during peacetime, too.

The global misuse of arms has
reached crisis point

The flow of arms to those
who openly flaunt international
human rights and humanitari-

an laws is being ignored by.

many governments and compa-
nies. Guns especially have nev-
er been so easy obtained. Their
increased availability threatems
life and liberty in communities
and cities around the world.

In the Bahamas we regularly
hear of gun violence taking
someone’s life, even though
handguns are illegal here.

Every.15 minutes in Brazil,

someone dies from armed vio-
lence. Over the past decade, this
equals 325,551 lives lost. On
October 23 this year, the Brazil-
ian people will take part in a ref-
erendum on whether or not civil-
ians should be able to buy guns.

This is the world’s first refer-
endum proposing to curb vio-
lence through a popular vote
and it is crucial to the future of
arms controls worldwide.

Consider that
moment...more people have
died in Brazil over the past
decade than there are citizens of
the Bahamas.

The human cost of arms abuse

Every year, throughout the

world, roughly half a million

men, women, and children are
killed by armed violence — that’s
one person every minute.

The lack of control of the
arms trade is fuelling conflict,
poverty, and human rights abus-.
es — worldwide. Every govern-
ment is responsible.



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Scotiabank (Bahamas) Limited
are pleased to announce the opening of the



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It doesn’t have to be like this.
Oxfam, Amnesty International,
and a group of more than 500
NGOs in the International

Action Network,on Small Arms.

(LANSA) are calling for a global
Arms Trade Treaty to'bring the
trade in weapons under control
and for local action to protect
civilians from armed violence.

Join us and demand tougher
arms controls today

Sixteen-year-old Camila Mag-
alhaes Lina, from Brazil, lost

. the use of her legs in 1998, when

she was hit by a stray bullet in a
shoot-out between thieves and

private security forces while
walking home from school.

In the 60 seconds it takes you
to read Camila’s story, it’s like-
ly that another two people, just
like her, have been seriously
injured by the use of arms.

Someone else won’t have been

so lucky. They’re dead.

By 2020, the number of
deaths and injuries from war
and violence will overtake the
numbers of deaths caused by
killer diseases such as malaria
and measles.

Without strict control of arms
exports and measures to pro-
tect people from their misuse,
countless others will continue
to suffer the catastrophic con-
sequences of the arms trade.

Readily available weapons will
intensify and prolong wars. More
people will be terrorised and
forced from their homes. Fami-
lies will be prevented from grow-
ing food to feed themselves or
earning enough money to send
their kids to school. Human
rights abuses will continue. Peo-
ple will be trapped in poverty.

This isn’t fiction. Oxfam and
Amnesty International and
IANSA members work with

people. who experience these |

atrocities every day.

THE TRIBUNE



Stopping the outbreak of weapons

The only way to end this cycle
of poverty and suffering isi to
control the trade in arms. Now.

The Solution ]
n

The time to act is now. Face
up to the arms crisis! ‘

Today, arms are so prevalént.
For example, it is estimated that
there is one gun for every: 10
people on the planet — mn,
women, and children. - *

“..the excessive accumula-
tion and illicit trade of saiall
arms is threatening interna-
tional peace and security, dash-
ing hopes for social and eco-
nomic development, and jeop-
ardising prospects for .democ-
racy and human rights.“

And it’s not just Oxfam,
Amnesty Internationaland
IANSA who believe that. These
words were spoken in 2002 by

’ UN Secretary-General, Kofi

Annan.

The Bahamas must act with
other nations to help stop the
spread of this deadly outbreak
of weapons. If you want totake
action, you can find out more
by visiting the Amnesty Inter-
national website at
www.amnesty.org or call. A.I.
Bahamas at 327-0807.

Haiti asks France for
Creole-speaking
police reinforcements



bal

~ Copyrighted Material’ ..
Syndicated Content Ty &





Available from Commercial News Providers”
















oti wee

43

ee WAC ly |
Member of Sister, Sister Breast Cancer Support Group
Breast Cancer Diagnosis January 27, 2004

Number of years as a survivor 1 year

“There is nothing God can’t do”

The Tribune observes Breast Cancer Awareness Month - October 2005

Kotex Tips for Life’:

Avoiding caffeine may help»
reduce cramps and headaches.





Ba,

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THE TRIBUNE



College
celebrates

25 years of |

Christian
teaching

‘@ By KARAN MINNIS
Tribune Staff Reporter

A CHRISTIAN-based edu-
‘cation conveys the strong sense
of morality and stability which
every person needs, according
to Bishop Lester Cox, pastor of
Faith Temple International
Ministries.

Speaking at the 20th anniver-
sary of Faith Temple Christian
Academy (FTCA) Bishop Cox
said that he feels as through
FTCA is doing “all it can in this
instance.”

“Education is a very impor-
‘tant element outside of Chris-

«tianity. It plays a major role

“because it helps to develop cit-

‘izens to be effected in the coun-
try.”

“A Christian education is
even that more important
because Christian education
gives us a base to have morality
in our lives, to have stability to
have a sense of direction.” .

“I feel as though the church
should be able to set standards
based on truth,” he said. “Truth
is not relative, in other words
you don’t change truth over
time, truth is absolute.”

Said Deacon John. Dele-
veaux, chairman of the school
board: “The school started in

1985 and in the 20 years since

we started.we have impacted
and influenced many young

lives.”

Principal Daniel Simmons

»-said that the 20th year will be an
-exciting one for the school.

“« “We will be having things
such as a thanksgiving service
in November, tee-shirt day in
January; we will be having
‘speech competitions and we will
‘having sports competitions,” he
Said. “This will just be an excit-
‘ing time for us.’

‘According to Bishop Cox,
with a current count of over 700
students, he believes that FTCA

has a bright future.




“Copyrighted Material
Syndicated Content

Available from Commercial News Providers”

INSIGHT

For the Bn

behind the news,
read Insight
on Mondays

Call on governmen as na

LOCAL NEWS

FRIDAY, OCTOBER 21, 2005, PAGE 7







-astand on US Navy sonar

By KARAN MINNIS
Tribune Staff Reporter

A LOCAL environmentalist has
asked the government to take a posi-
tion on claims that US Navy sonar
kills marine mammals. -

The Tribune reported yesterday
that the Natural Resources Defence
Council (NRDC), a US animal wel-
fare organisation, has filed a lawsuit
against the US Navy for using mid-
frequency sonar.

It has been alleged that the system
caused mass strandings of whales in
the Bahamas five years ago.

According to the law suit, which
was filed in a Los Angeles federal
court, the sonar used by the Navy “is
capable of flooding thousands of
square miles of ocean with danger-
ous levels of noise pollution.”

It also stated that this form of sonar
disturbs and sometimes kills marine
mammals who beach themselves to
escape it effects.

In the lawsuit, the NRDC cites sev-
eral different strandings and deaths of
whales, including the incident which
occurred in the Bahamas in 2000,
when 16 whales from three different
species beached themselves along 150
miles of shoreline.

The case comes two years after the

Navy settled a similar lawsuit with

the NRDC by agreeing to limit its
testing of experimental low-frequen-
cy sonar to specific areas of the north-
western Pacific Ocean:

The new lawsuit now seeks to
restrict the use of mid-frequency
sonar, the primary system used
aboard US naval vessels to locate sub-
marines and other underwater
objects.

Speaking on the issue yesterday,
local environmentalist Sam Dun-
combe explained that concerned
groups are asking the Navy not to use
the sonar “when no war is going on”.

Mrs Duncombe said that she

believes the request is very reason- |

able, because “when you talk about
effecting huge areas of the ocean, the
beached whales is all that we see.
What happens to the rest of the ocean
life?” she asked.

Mrs Duncombe added that she
would like to see the government clar-
ifying where it stands on such issues.

“The same way (Foreign Affairs

Minister Fred Mitchell) is actively:

pressing governments about trans-
porting nuclear waste though our
waters, I want them to do the same
about the Navy,” she said.

“T would really like to see the
Bahamian government take a stand
on this issue. That’s what they are
here for - to protect us.”



i CHILDREN reach out to touch the tail of a beached whale Wednesday March 15,
2000 on the coast of High Rock in East Grand Bahama, Bahamas. Eight beached
whales died Wednesday March 15 the same day the US Navy began testing anti-sub-
marine exercises.

(Photo/ Tim Aylen)

Healthy eating canieien is launche



@ By TIFFANY GRANT
Tribune Staff

Reporter

FORTY-FIVE per cent
45 per cent of deaths in the

. Bahamas in 2003 were

caused by chronic non-com-
municable diseases.

These diseases include
diabetes, hypertension,
chronic respiratory disease,
heart disease, strokes and
cancer.

In the same year, it was

‘ reported, hypertensive dis-

ease was the leading cause
of death in women.

According to. medical
officials, too many Bahami-
ans are contracting chronic
diseases through unhealthy
lifestyles.

Speaking yesterday at the
launch of the Ministry of
Health’s National Healthy
Lifestyle Initiative, Minis-
ter of Health Dr Marcus
Bethel said that more
Bahamians need to become
active and knowledgeable
about the benefits of
healthy living.

The new programme

aims to raise awareness about
the need for a healthy lifestyle,

- and to create guidelines which

will allow individuals to adopt
such a lifestyle.

“This track we are on
presently is clearly unsustain-
able. Consequently, we have

‘ taken a holistic. approach to

defining and developing strate-
gies for specific areas where
behavioural changes can lead





to healthier citizens. This
requires stakeholders: working
together to encourage and
empower the community,” said
Dr Bethel.

He added that at the CARI-
COM Heads of Government
Meeting, leaders considered the
potential harm that ill health
could have on development.

According to Dr Bethel, the
talks concentrated on HIV/AIDs



and non-communicable diseases.

Prime minister Perry Christie
was the keynote speaker at the
launch yesterday.

Mr Christie suffered a slight
stroke in early May, and said
that his own experience high-
lights the importance of a

healthy lifestyle.
Mr Christie confessed that’

before his stroke, he ignored
the fact he was putting on too

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mucls weight.

“You loose sight of your own
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attention to your own health.

“I perhaps as the prime min-
ister and a Bahamian profes-
sional in my illness had access to
doctors, treatment and strong
family that many who are simi-
larly affected do not have in our
country,” he pointed out.

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Nearly two weeks ago, an incident occurred at BEC involving an
employee in the IT Department resulting in a medical emergency. This .
incident, which later evolved into industrial unrest with the BEWU
protesting against the Acting Manager of the IT Department, Mrs.
Michelle Goffe, has mat oruaetCly escalated further this week.

The initial incident involved one of two Network Support Assistants
(NSA) in the Department, Mr. Kendal Taylor and his request for vacation
leave that was denied by the Acting Manager. The request was turned
down as the other NSA was on sick leave, and the Acting Manager felt
that it would not be in the best interests of the Corporation to grant his |
request for vacation at that particular time. Since Mr. Taylor disagreed
with her decision, he was advised by the Acting IT. Manager to follow
the prescribed appeal process and speak with Mrs. Goffe’s immediate
superior, Mr. Everette Sweeting, CFO. He was also referred to the
Human Resources Department.

a decision by noon that day, he visited the HR Department and he
returned to the Acting [T Manager’s office where he was taken ill. He
was taken to the hospital where tests confirmed that he did not suffer
a heart attack or any other life threatening illness and he is currently
resting at home. BEC wishes him a speedy recovery.

Following that incident and the ensuing unrest, Management agreed
that Mrs. Goffe, who, like other Managers at BEC, is a very competent,
hardworking and committed, results oriented Manager with very high
expectations for her staff and the organisation, take some time off.

It was upon her return to work on Tuesday, October 18th that the
BEWU called a walkout of staff in protest of her presence back in the
IT Department. The Management of BEC wishes to confirm that this
walkout was illegal, unwarranted and did not follow the proper process
that is outlined in the Industrial Agreement with the BEWU for dealing
with grievances. Management will, therefore, be taking appropriate
action against those who were involved.






Management wishes to once again echo a reminder that a procedure
exists for dealing with grievances and disputes that the Corporation and

_programme, the creation

Although Mr. Taylor did speak with Mr. Sweeting, who promised him

THE TRIBUNE

New charges for
People to People

THE Ministry of
Tourism: has announce the
launch of several initiatives
to revitalise the People-to-
People programme in com-
memoration of its 30th
anniversary.

Since its launch in 1975,
a ministry spokesman. said,
the People-to-People pro-
gramme has continued to
match visitors and
Bahamians with similar
interests, thereby “enhanc-
ing the spirit of friendship
and understanding of our
country and culture.”

The new initiatives
include additional training
for volunteers, a People-
to-People in-home stay

of international People-to-
People ambassadors, and
a new interactive web
page.

Participants in the pro-
gramme are now expected
to pay a small fee and particle
pating tour operators, ground
handlers and travel retailers
have the opportunity to earn‘a
$10 commission for each Peo-
ple-to-People PAD EREnCe they
book.

Tourism director general
Vernice Walkine said: “For 30
years the People-to-People pro-
gramme has been a compli-
mentary service. Today, we are
pleased to announce that this



M@ VERNICE Walkine

programme is moving to anoth-
er level to enhance the visitor’s
experience and ensure its sus-
tainability.”

Senior People-to-People
manager Janet Cuffie said: “I
am proud to be a part of such a
positive programme.

“Knowing that many friend-
ships have been forged between
Bahamians and visitors over the
years and those relationships

have converted hundreds of

leisure vacationers into
return visits, certainly
speaks volume for the suc
cess of the programme,”

Marketing initiatives.to
promote the People-to-
People experience locally
and internationally include
| providing current and
| interactive information on
www.bahamas.com,
brochure distribution
through Bahamas tourist
offices throughout the
United States, Canada‘and
Europe and advertise-
ments in travel publica-
tions. won

The programme was
officially launched in Nas-
sau on Monday, December
15, 1975, by Sir Clement
Maynard, former Minister
of Tourism.

From its inception, Peo-
ple-to-People greatly con-
tributed to.enhancing;the

image: of the Bahamian
tourism product.

By 1994, the programme’ ‘fad
moved beyond Nassau to Aba-

co, Bimini, Eleuthera, _Exuma,
Grand Bahama Island, and: ‘San
Salvador.

The cost of the People:to-
People experience is $35 ‘pér
adult. Children 2 and nae
are free. of

For more information con-
tact Janet Cuffie at 323-1853:6
‘or e-mail j cubtie bahaitias. com.



Banker named executive of the year

GREGORY Bethel was
named executive of the year
during the IAAP Sunny Isles
chapter’s posses day celebra-
tion.

CEOs, managers, executives
and administrative assistants
gathered at Graycliff restaurant
on West Hill Street for the Sun-
ny Isles Chapter of the Inter-
national Association of Admin-



Union have agreed upon, and which must be followed if we are to build
the desired industrial harmony in the workplace.

At the moment, Mrs. Goffe is still on the job. Management recognizes
concerns and issues with and within the IT Department which have
been heightened by this incident. As it does with all other departments
or managers when there are issues adversely affecting the smooth
operation of BEC and when it becomes vital that they be addressed,
Management is seriously focusing on all the concerns of the IF
Department with the intention of fostering a positive and productive :
atmosphere in that Department. Management will take all steps it ;

considers necessary to address these issues as and when they occur, and :
is determined to resolve all such matters while, at the same time, :
maintaining a harmonious industrial environment at BEC for all of our:



istrative Professionals (IAAP) theme:

Bosses Day Luncheon.

Sunny Isles is the newest
chapter of the [AAP in the
Bahamas.

Mr Bethel, president of
Fidelity Merchant Bank and
Trust and vice president of
Fidelity Bank Bahamas Limited
was also the guest speaker at
the event.

He spoke on the chapter’s
“Committed to excel-



employees, who are still our primary concern,

Management believes that, throughout this matter, the Acting IT Manager
followed the proper process, a suitable course of action that is available to »
all managers and staff when confronted with any type of differences in
behaviour or opinion. BEC would urge everyone, in the interests of ;
upholding the efficient operation of the Corporation, to observe and utilize :
these processes at all times. Management believes that, without respect for
those processes, there is the potential for chaos, which would. result i in |
problems for our staff, our customers and our nation.

Most importantly, the Management of BEC would like to apologize :
to our valued customers for the uncalled-for disruption in service that ;
occurred on Tuesday, October 18th. The Management regrets the great.:
inconvenience it caused for many hardworking men and women who:

_were unable to transact business with the Corporation during the illegal :
work stoppage. We would like to reiterate to our employees and :
customers that everyone is very important to the Corporation and we!
want to assure you all that, through the exercise of Management’s:
inalienable right to manage this crucial Utility Corporation, we are;
determined to do all in our power to avoid all such actions in the future. +

THE MANAGEMENT

BAHAMAS ELECTRICITY CORPORATION

-lence — motivated to change:’ '

After delivering the speech
to the executives and their assis-
tants, Mr Bethel was-surprised .
with the award of Executive of
the Year 2005/2006. ps

He was nominated. by. his

‘executive assistant Kim Cony-

ers, of Fidelity Merchant Bank
and corresponding secretaty

. of the IAAP Sunny Isles chap-
’ ter



&
SOD BI RE RU ET







ifetteasat ey





are ee







i
*
:
é









Ba a REE ce. eae ee



THE TRIBUNE

LOCAL NEWS

FHIVAT, UUIUBENM 21, cUUo, FAG o



Two murders

in 12 hours
FROM page one

is enraged about continu-
itig incidents of violent
crime in the Bahamas.

“Where is Mother Pratt
in all of this? Why is the
law not being enforced?
Every day women get
raped and killed. Some-
thing needs to be done
and fast,” the woman said.

‘Just 12 hours before the
body of the young woman
was found, 46-year-old
Larry Rose became the
victim of an armed rob-
‘bery-turned-murder.

“ At 10.30pm on Wednes-

day, Mr Rose was at his
place of employment —
Percy’ s Web Shop in
Union Village — when
two men armed with
handguns held up the
store.
- “They threatened him,
held him up at gunpoint
rand demanded cash. We
‘believe he gave them a
“deposit bag. After that
they shot him and fled the
‘scene on foot,” said Mr
“Miller.
-""Mr Rose, who sustained
“gunshot wounds to his
.back, was immediately
“tushed: to Doctors Hospi-
“tal where he died shortly
afterwards.

' “We are always very
concerned about every
murder that happens in
, the Bahamas. Although
‘this year’s number of
homicides is not the high-
sest that it has ever been,
.we. hope in future to low-
er the number,” said Mr

“Miller.

-sHe appealed to the
public in this effort,
encouraging people to
report every incident of

Acriminal activity to the
police.

-°<“The police are out

“there in force, we are
equipped with the latest

“and best technology.

. ‘What we need now is the

“public’s assistance,” he

said.

oie





Turnquest hits out at
government over economy —

FROM page one

said that government was
warned that the deficit figures
were going to come in higher
than they estimated.

“With the large $165 million
budget deficit we had for. the
period ending June, 2005, you
had a windfall from the.sale on
Cable Beach and the back tax-
es, $20 million from Phil Ruffin.
Can you imagine if that didn’t
happen? In this budget no back
taxes to collect. They are not
charging them until they get the
new casino going,” he said.

He said as a result of the
innocuous economic policies of
the government, the country is
finding itself in a position where
it is relying on investments that
have not paid off as yet to fund
the Bahamas’ development.

“I learnt very early when I
was parliamentary secretary in
the office of the prime minis-
ter dealing with investments
and there were two cases in
particular, one in Mayaguana
and one in South Eleuthera,
that I was convinced we were
going to get going and I learnt

- very early that there is many a

slip between the cup and the
lip and we cannot continue to
announce these projects as a
fait accompli (an irreversible
accomplishment) until you have
crossed the Ts and dotted the Is
and you have the money in the
bank,” said Mr Turnquest.

*. In 2003, said Mr Turnquest,

Prime Minister Perry Christie
announced a “litany of pro-
jects” at the PLP’s national con-
vention which he said would
have begun at some point in
the future.

In the Ministry of Financial
Service and Investment’s sup-
plement highlighting the
achievements of the newly
formed ministry it listed more
than 80 foreign and local invest-
ments, 43 of which were still in
the “approved projects
not commenced” and “project
proposals under review” cate-
gory.

Mr Turnquest said he is con-
tinually hearing from both local
and foreign investors that gov-
ernment is still slow in respond-
ing to their requests.

“The best way to describe the
government’s handling of the
economy is lethargic. They are

Man held after

statue is defaced

FROM page one

imprisonment.

“ment property. If found Silty. he could face up to three months

This was not the first time the statue had-been defaced. In 1999, the
monument, which has featured in thousands of tourists’ holiday. snap-

shots, was drenched in red paint.

At the time, then Minister of Education Dame Ivy Dumont (cur-

us as a people”.

The cost for restoration of the statue was over $10,000 as”

“rently Governor General of the Bahamas) said the act was “a blight on

a specialist had to be found to restore the marble to its previous

state.

options

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very slow to act and very slow
to react. We continue even
today to hear complaints from
investors that they can’t get
answers from the government
and that is happening on the
international side and the local
side,” he said.

The FNM leader said that
when international investors
come to the Bahamas they
meet a “lethargic attitude and a
sort of discouraged spirit; it is
not the kind of place they want
to do business.”

Now, he said, there is a need
for a person who can be firm
and. decisive when _ it

comes to leading the govern!

ment.

ferent type of leadership.

“I believe that. I offer
that different type of leader-
ship.

“They want a leader who
takes the high road without
spite or victimisation, one who

Your
news
The Tribune wants to hear

from people who are
making news in their *-
neighbourhoods. Perhaps
you are raising funds for a
good cause, campaigning
for improvements in the
area or have won an
award.

If so, call us on 322-1986.
and‘share your story.

“People are demanding a dif-

is committed to working hard in
providing economic prosperi-
ty, one who is concerned about
the direction of our young peo-
ple and dealing with the myriad
of issues affecting our country

and while persons want .to be

consulted and involved at the
end of the day they want a deci-
sion.

“T believe in consultation and

‘deliberation but I also believe

in decisive action,” Mr Turn-
quest said.

These are excerpts from the interim report, Copies of the complete report are
available to the public at the Company's Corporate Office on Blue Hill Road, Nassau.

CONSOLIDATED BALANCE SHEET

(B$000) (unaudited)

Total assets

Total liabilities
Shareholders’ equity

July 31,
2005

January 31,
2005
(audited)

40,143 41,468

28,093
12,050

29,954
11,514

- 40,143 41,468

CONSOLIDATED STATEMENT OF OPERATIONS

(8$000)

Sales.
_ Cost of sales

Gross profit

Selling, general and administration i
Other income

Net operating (loss)/profit
Interest expense

Dividends on preference shares...
Impairment of assets

- Insurance proceeds, net of related expenses

Pre-opening costs
Amortisation of goodwill

Net profit/(loss) from continuing operations , 595
Net loss from discontinuing operations

Net perio for the pared oe §

July 31, 2005

6 months
ended
July 31, 2004

52,740
(37,468)

15,272
(14,615)
136

6 months:
ended

45,786
(33,085)

12,701
(13,747)
ce 4dO

9 8
a (614)
(401) (316)
(625) :
3,036 ¢
ae (130)

oe (152)
(419)
6) (2
“BBB (491)

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PAGE 10, FRIDAY, OCTOBER 21, 2005



Skirt & Heels’ Night Out by Future Entertainment @
Cocktail & Dreams, Saturday, October 21. Admis-
sion: $5 (ladies), $10 (guys). Music by: DJ Xtra Large,

Future Sound DJs. Prizes for sexiest woman in skirt .

and heels. Jah Cure Sing-A-Like contest.

Bacardi Happy Hour.@ Power Boat Adventures Bar
and Grill (one door east of Texaco Harbour Bay),
every Friday. $3 Bacardi drinks all night and $3 beers.

Ladies Night @ Power Boat Adventures Bar and Grill,
every Saturday. Ladies free, Gents, $10 all night. Bac-
ardi Big Apple and other drink specials all night long.

Wild Jungle, each and every Wednesday night @ Club
Trappers, Nassau’s “upscale” gentleman’s club. Fea-
turing a female body painting extravaganza. Free
body painting @ 8 pm. Ladies always welcome. Admis-
sion: Men free before 10 pm. Females free. There
will be free food and hors d'oeuvres between 9 and 10
pm. Open until 4 am.

Ladies Night @ Fluid Lounge, this and every Thursday ~

night. Doors open at 10pm. Ladies free before lam,
- $10 after. Guys: $15 all night. Drink special: 3 @ $10
(Bacardi) Giveaways and door prizes every week.

Saturday Night Live every Saturday night @ Club
Fluid, Bay St. The biggest party of the week, pumping
all your favourite hits all night long. Ladies in free
before 11pm. Strict security enforced.

Rave Saturdays @ Club Eclipse. DJ Scoobz spinning
the best in Old Skool. Admission $35, all inclusive
food and drink.

Karaoke Music Mondaze @ ihapehottars Sports Bar.
Drink specials all night long, including karaoke warm-
up drink to get you started. Party from 8pm-until.

Reggae Tuesdays @ Bahama Boom. Cover charge
includes a free Guinness and there should.be lots of
prizes and surprises. Admission: Ladies $10 and Men
$15.

Hump Day Happy. Hour @ Topshotters Sports Bar
every Wednesday 5pm-8pm. Free appetizers and
numerous drink specials.

The Pit @ Bahama Boom, every Thursday. Doors —

open at 9pm, showtime 11.30pm. Cover charge $15.
$10 with flyer.

Fantasy Fridays @ Fluid Lounge, featuring late ‘80s
music in the VIP Lounge, Top of the charts in the
Main Lounge, neon lights and Go Go dancers. Admis-
sion: Ladies free before 11pm,.$15 after; Guys $20
all night.

Dicky Mo’s @ Cable Beach. Flavoured Fridays Hap-

py Hour, every Friday. Drink specials: Smirnoff
Kamikaze Shots, $1; Smirnoff Flavoured Martinis, 2
for $10; Smirnoff Flavoured Mixed Drinks, 3 for.$10.
Bahamian Night (Free admission) every Saturday
with live music from 8 pm to midnight. Karaoke Sun-
days from 8pm to midnight, $1 shots and dinner spe-
cials all night long.

Twisted Boodah Lounge @ Cafe Segafredo, Char-
lotte St kicks off Fridays at 6pm with deep house to
hard house music, featuring CraigBOO, Unkle’ Funky
and Sworl’wide on the decks.

Chill Out Sundays @ Coco Loco’s, Sandyport, from
4pm-until, playing deep, funky chill moods with world
beats.

Sweet Sunday Chill Out Soiree Lounge, every Sunday,
4pm-midnight @ Patio Grille, British Colonial Hotel.

Wet Sundays, every Sunday, noon-midnight @ Crystal
Cay Beach. Admission $10, ladies free.

TooLooSe @ Indigo Restaurant on West Bay St and
Skyline Drive. Singer/songwriter Steven Holden per-
forms solo with special Suess on Thursday from 9pm
- midnight.

The Graham. Holden Deal @ The Green
Parrot....David Graham, Steve Holden, Tim Deal and
Friends perform Sunday, 7pm - 10pm @ Hurricane
Hole on Paradise Island.

Jay Mitchell and Hot KC @ Palm Court Lounge,
British Colonial Hilton, Wednesday-Thursday



OU thee REO: Ta

THE TRIBUNE



BU N ECM Be Of Ac NCE T

ored? Don’t he, Polo Jeans

Company (Ralph Lauren) is
. scheduled to hold its annual
| Boat Cruise on Friday, Octo-

“per 21. And there will be a .

r ss and Dance Competition onboard

&

8pm-12am.

Sunday Night Interlude @ Briteley’s Restaurant &
Lounge, Eneas St off Poinciana Drive. Featuring
Frankie Victory at the key board in the After Dark
Room every Sunday, a pm to midnight. Fine food
and drinks:

Paul Hanna, Tabatha and Gernie, and the Caribbean
Express perform at Traveller’s Rest, West Bay St,
every Sunday,,6.30pm-9.30pm.

The Arts

Beneath the Surface featuring new works from the
NewSkool artists — Tamara Russell, Davinia Bullard,
Tripoli Burrows and Taino Bullard. The exhibition @
The Central Bank Art Gallery, Market St, runs

through October 30. Gallery hours 9.30am - 4.30pm.

~~ Still Life Drawing workshop @ the National Art .

Gallery of the Bahamas, Wednesday, October 19,
6.30pm - 9.30pm. In this workshop, led by artist Joly-
on Smith, still life is studied both as an isolated phe-
nomena and in relation.to their environment. The
focus is on helping the student observe and discover.
This workshop is for persons age 12 and over and
will be held at the gallery on West and West Hill Sts.
Fee: $15 (members) and $20 (non-members). Call the
gallery at 328-5800 to secure a space.

Bahamiam filmmaker Maria Govan will speak on the
topic New Directions in Filmmaking in the Bahamas
on Thursday, October 27, 6.30pm @ the National Art
Gallery of the Bahamas, West and West Hill Sts.
Maria will talk about process; how each film experi-
ence has. informed others and how making doc-
umetaries has provided her with a wealth of insight
that has inspired her to begin harnessing her own
voice as a director who is ready to take Bahamian
film to the world state. The talk is part of the gallery’s
Narrow Focus series. Admission: Free. ~







The music is to be p

Pencil” and there

prizes. Pay $15 in advance at Polo Jea
Bay Street and in Mall at Marathon.

The National Collection @ the National Art Gallery of |

the Bahamas, an exhibition that takes the viewer on a
journey through the history of fine art in the Bahamas.
It features signature pieces from the national collec-

' tion, including recent acquisitions by Blue Curry,
‘Antonius Roberts and Dionne Benjamin-Smith. Call

328-5800 to book tours. This exhibition closes Febru-
ary'28, 2006.

Health

Doctors Hospital Distinguished Lecture Series: Dis-
tinguished Oncologist, Dr Theodore Turnquest will
discuss Cancer Awareness Thursday, October 20 at
6pm in the Doctors Hospital conference room. The
lecture will focus on.health issues relating to cancer
and is free to the general public. Free blood pressure,

cholesterol and glucose screenings will be performed ~

between 5pm and-6pm. To ensure available seating
RSVP 302-4603.

Doctors Hospital Fun/Run/Walk: Doctors Hospital
will be hosting its annual Fun Run/Walk on Satur-
day October 22, at 7am in the Doctors Hospital Shirley
Street parking lot. The run will be followed by a health

. fair and exhibition in the conference room featuring

free blood pressure, cholesterol and glucose screenings.
For more information call 302-4603.

The Cancer Society of the Bahamas meets at 5.30pm
on the second Tuesday of each month at their Head-
quarters at East Terrace, Centreville. Call 323-4482 for
more info.

Pre & Post Natal Fitness Classes will be held on Tues-

day and Thursday evenings at 6.30, beginning Sep- ,

tember 27 at Nassau gymNastics Seagrapes location
(off Prince Charles Drive). Doctor approval is
required. Call 364-8423 to register or for more infor-
mation.

Diabetes Directions a FREE diabetic support group
meets the first Monday of each month at 6.30pm at
New Providence Community Centre, Blake Road.





nen



~ Dinner is provided and free blood sugar, blood pres-

sure and cholesterol testing is available. For more
info call 702-4646 or 327-2878

MS (Multiple Sclerosis) Bahamas meets the third
Monday every month, 6pm @ Doctors Hospital con-
ference room:

The Bahamas Diabetic Association meets every third
Saturday, 2.30pm (except August and December) @
the Nursing School, Grosvenor Close, Shirley Street.

Doctors Hospital, the: official training centre of the
American Heart Association offers CPR classes cer-.
tified by the AHA. The course defines the warning
signs of respiratory arrest and gives prevention strate-
gies to avoid sudden death syndrome and the most —
common serious injuries and choking that can occur in
adults, infants and children. CPR and First Aid class-
es are offered every third Saturday of the month from
9am-1pm. Contact a Doctors Hospital Community §
Training Representative at 302-4732 for more infor-

mation and learn to save a life today. ,

REACH .- Resources & Education for Autism and
related Challenges meets from 7pm — 9pm the second
Thursday of each month in the cafeteria of the BEC
building, Blue Hill Road.

Civic Clubs



The Bahamas Historical Society will host a meeting at.
6pm on Thursday, October 27 at the Museum on
Shirley Street and Elizabeth Avenue. Dr Keith Tin-
ker, Director, Antiquities, Monuments and Museum,

and Mr Pericles Maillis will speak on Clifton Planta-
tion, including'the cultural aspect, new archaeological
finds and the current efforts to save this important his-
torical site. The general public is invited to attend. ©

Toastmasters Club 1095 meets Tuesday, 7.30pm @ C
C Sweeting Senior School's Dining Room, College
Avenue off Moss Road. Club 9477 meets Friday, 7pm
@ Bahamas Baptist Community College Rm A19,
Jean St. Club 3956 meets Thursday, 7.30pm @ British ~
Colonial Hilton. Club 1600 meets Thursday, 8.30pm @
SuperClubs Breezes. Club 7178 meets Tuesday, 6pm.
@ The J Whitney Pinder Building, Collins Ave.
Club 2437 meets every second, fourth and fifth «
Wednesday at the J Whitney Pinder Building, Collins
Ave at 6pm. Club 612315 meets Monday 6pm @ Wyn-
dham Nassau Resort, Cable Beach. Club 753494 meets
every Wednesday, 6pm-8pm in the Solomon’s Build-._
ing, East-West Highway. Club 3596 meets at the -
British Colonial Hilton Mondays at 7pm. Club
Cousteau 7343 meets every Tuesday night at 7.30 in
the Chickcharney Hotel, Fresh Creek, Central Andros.
All are welcome.

Alpha Kappa Alpha Sorority, Eta Psi Omega chapter -
meets every second Tuesday, 6.30pm @ the Eleuthera _
Room in the Wyndham Nassau Resort, Cable Beach.

Alpha Phi Alpha Fraternity meets every first Tuesday,
7pm @ Gaylord’s Restaurant, Dowdeswell St. Please
call 502-4842/377-4589 for more info.

Kappa Alpha Psi Fraternity meets every second Tues-
day, 6.30pm @ Atlantic House, IBM Office, 4th floor
meeting room.

i *
The Nassau, Bahamas Pan-Hellenic Council (NPHC)
meets every third Monday of the month in the Board
Room of the British Colonial Hilton Hotel, Bay St.

Nassau Council 10415 Knights of Columbus meets

the second and fourth Wednesday of the month, 8pm
@ St Augustine’s Monestary.

Nassau Bahamas Koinonia meets every second Friday
of each month, 7.30pm at Emmaus Centre at St
Augustine’s Monestary. For more info.call 325-1947
after 4pm.

International Association of Administrative Profes-
sionals, Bahamas Chapter meets the third Thursday of
every month @ Superclubs Breezes, Cable Beach,
6pm.

AMISTAD, a Spanish club meets the third Friday of
the month at COB’s Tourism Training Centre at 7pm
in Room 144 during the academic year. The group pro-
motes the Spanish language and culture in the com-
munity.



Send all your civic and social events to The
Tribune via fax: 328-2398 or e-mail:
outthere@tribunemedia.net

Pee hee

aT a eta









SHOW CONCERN FOR ARR ANE-AIY ISLANDERS

WiTH Hurricane Wilma threatening the Bahamas and now the
most intense hurricane in Atlantic storm-recording history, Long
Islanders and others have yet to receive hurricane relief from
the Ministry of Housing and National Insurance.

i the October 19 edition of The Tribune, Hurricane Wilma was
said to be the 2ist trepical storm and record-tying 12th hurricane
of the 2005 Atlantic season. It was also reported that Acklins’ chief
councillor, Roston Cox, said that several senior citizens had also
not-fteceived financial aid for damage caused by Hurricanes
Frajnces and Jeanne in 2004. That’s right, 2004!

And now, international news programmes are reporting that
Hurticane Wilma has far exceeded minimal requirements for the
highest category five rating. With this in mind, has Minister Shane
Gibson been hibernating for a year?

Why haven’t residents of Long Island received relief from your
ministry, Mr Gibson? Why have their insistent letters and phone
calls: been ignored? Is it a form of victimisation because Long
Islaiders traditionally vote against the PLP?

Inthe August 18 edition of The Tribune, Long Island MP Lar-

ry Cartwright hit cut at Mr Gibson for botching the delivery of

desperately-needed hurricane relief.

According to Mr Cartwright, no-one had received any hurricane
relief since the devastation of Hurricane Frances last year. More
thar three months later, they still haven't.

Andros was tentli on the list of most affected islands, and Long
Island number nine, so I was surprised to hear Mr Peet (North
Andros MP) in parliament thanking the government for sending
relief there. That made me question how the tenth worst affected
island could have received relief before number nine. “Isn’t nine
before 10?” Mr Cartwright asked.

Kfow is it that a year later the minister and the director of
NEMA still claim to not know that people need government
assistance in repairing their homes and properties?

ig the USA high-level officials who don’t do their jobs are
| immediately sacked. Just look at former FEMA director Michael
Brown, who bungled relief to victims of Hurricane Katrina.

Yet, Shane Gibson is impudent enough to make the rounds of
thetalk show circuit famboyantly demanding the names of all per
sons aifected who had not received hurricane relief.

Well, Shane, according to Mr Cartwright and Mr Cox, you
have the names! :

When the unions were going berserk outside parliament a few
weéks ago, the minister made a most laughable appearance on
ZNS News. Here, he said that, as a former union man, he could
relate with the unionists’ struggles and that if he was not a Cabi-
net Ininister, he would have joined the picket lines. —

Well-by-jingles! Sir, try feeling the pain of roofless, financial-
ly distraught Family islanders!

How is it that Agriculture and Fisheries Minister Alfred Gray
could have directed his ministry to provide monetary and agri-
cultural relief for these Family Islanders while Mr Gibson’s min-
istry contends that it has not received any documentation?

Can you imagine if Hurricanes Katrina and Rita had intensified
and: slammed into the already ruined homes of Long Islanders?
Cail you imagine if Hurricane Rita had become a powerfal nats
ricane and had hit the island?

Mx Gibson, remember that while building houses is a pebubineait
aspect of your portfolio, concern for the well-being of Bahamians
is far more important.

~~ By ADRIAN GIBSON
i ajbahama@hotmail.com











Ky FREEPORT
teat East Coral Hoad, P.O. Box F-42312
Freeport, Grand Bahama, Bahamas
Tel: (242) 373-1471 Fax: (242) 373-3005
Ms Page 340-8043

nassau
Robinson and Soldier Roads, Nassau, N.P., Bahamas
ae P.O. Box CB:12072
Telephione: {242} 394-8043 / (242) 394-8047
‘Pagers: 340-8043 / 340-4424 / 340-8034 # Fax: (242) 340-8034

sERVICES FOR



F. rederica Drucilla
= Brath waite, 61

Sf #5 Balt Avenue, and
formerly: of Green Castle,
Eleuthera, will be held on
Saturday, October 22nd, 2005
at 9:30 a. m. at. Believer’s
Gospel Chapel, Trinidad
Avenue, Prince Charles Drive.
Officiating will be Pastor Errol
Jackson. Interment will follow
int Ebenezer Comentys Shirley
Street,

She i is survived by her ‘Three
Children: Julio. Juliea, and
Jdneille, Que Grand Son: ~
Adcaina Burrows Jr., Feur
Brothers:
Sister: Berdie Stubbs, One Adopted Sister: Rev. Elva Johnson,
JeP.. Two Aunts: Myrtle Nottage and Ethlyn Gaitor, One Uncle:

Alfred Gaitor, Numerous Nieces and Nephews including: Pamela
Stubbs Lowe, Shanae’, Kimberley, Cheryl Strachan, Patricia Martin,



Clarice Hamilton. Gina Stubbs Carter, Charlene Brown, Christa .

Stubbs, Belinda Stubbs, Linda Rahming, Christine, Meredith and
Joanne Stubbs. Brent Stubbs, Bishop Stephen Stubbs of West Palm
Beach, FI, Sir Dr. Kevin King, Levant Stubbs, Anthony Brown,
Mark Stubbs, Charles Stubbs Jr., Ken and Omar Stubbs, Shane,
Tyrone and Tyrone Jr., Robert, Cornell, Rev. Cleveland Stubbs,
Michael, Julian, and Keith Stubbs, Robert Jr. , Terrell Stubbs, Brent
Stubbs Jr, Brittany, Brentisha, and Brintisha Stubbs, and Brenae,
dind a Host of other Relatives and Friends: Garfield Brathwaite,
(@x-husband), Hildamae Tucker and Johnny Tucker and Family,
Shanta Maurice, Edith Rolle of Governor’s Harbour, Eleuthera,
Rebecca Goodman & Family of Deep Creek, Eleuthera, Barbara
Clarke & Family, Alma Cox & Family, Janet Cartwright & Family,
Ethlyn Armstrong & Family, Eula Pratt & Family, Ada Smith &
Family, Edith Roach & F amily, Pastor George and Patricia Berry,
Pasir: Errol and Lolita Jackson & Family, Brother Randolph Jones
and Myrna Jones & Family of New York, Brother Hesketh Johnson
and Sister Don Johnson of Miami, Fl, Esther Mackey & Family,
Sister Eloise Sweeting, Julia Gibson & Family, Agnez McKenzie
& ‘Family. William and June Wilson & Family, Pastor Al McCartney
&iF amily, Elder Ted Thompson & Family, Pastor Edmund and
Kelsie Dorsett & | ‘amily, Mrs. Nora Dorsette & Family, Mrs. Rosalee
Furner & Family, Eric and Bonnett Knowles & Family, Theodore
and Dr. Ebbie Jackson & Family, Brother Brandford Isaacs &
Family, Valderine James & Family, Patricia Henry & Family, Sen.
Tanya McCartney, Rosetta Miller, Pastor Thomas and Paula Sands,
Paula McGregor. Barton and Genee Duncanson, Neda Rolle, Dr.
Kevin Moss and Staff. Sandra Bethel, (Physiotherapist), The
Community Nursing Staff at South Beach Clinic, Emmanuel Gospel
Chapel Soup Kitchen. Nurses N. O. W., Ports International, General
Brokers and Agents, Deaconess Olga Meadows, Bishop and Mrs.
Ross Davis, Andrea Behari, Seldon Adderley, and Eloise Deveaux.

Viewing wii! be held i in the “Irenic” Suite at Res: “ew Memorial
Mortuary & Crematorium Ltd., Robinson and Soldier Road, on
Friday from 10:00 a. m. until 6:00 p. m. and again at the church
on 1 Saturday from 8:00 a.m. until service time.

Agel tery

Charles, Aubrey, Redis,. and Clevelaiid Stubbs, One

LOCAL NEWS

CoB student takes home $10,000

~ as KFC promotion winner

IT was all smiles for Andre
Cooper as he was named the
winner of the first KFC $10,000
jackpot on Monday at the KFC
Saunders Beach Location.

Andre, a College of the
Bahamas student, couldn’t
believe his luck when the three-
piece combo he purchased just a ©
few weeks ago turned into the
prize of a lifetime.

When asked what he will do
with his prize, his mother San-
dra Lightbourne quickly put in
her vote for college tuition.

However, Mr Cooper was a
little too excited to think about
what he was going to do with
his jackpot at the time. |

KFC’s jackpot promotion
offers any customer purchasing
a two-piece combo or more the
opportunity to win one of nine
$1,000 weekly prizes (each KFC
location has its own weekly win-
ner) and a chance at the two
more upcoming $10,000 jack-
pot prize drawings to be held
November 14 and December |
12.

Customers just have to write
their name, phone contact,
address and answer the ques- mi ON
tion: “How many KFC’s loca-
tions are there in Nassau?”.

“And best of all, every time a
$10,000 winner is chosen those
entry forms expire and we start

the KFC jackpot iis better

all over again,” said KFC man- |
Start putting your entry forms

agement. “So if you want to hit like e:today: s KFC. ?





Save up to



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S h i P N ow, F i y Late r and they'll be. walting for you when you arrive!
We accept most oversiznioverwalghe items and boxes! :
Bags arrive 11am. Pay in Nassau

*American Eagle’s published excess baggage fees on your third bag, if-it is: oversize :
and overweight at 75lbs, is $230. With excessbaggage you'can pay as little as $75 ee
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’ customer per visit. One offer per household or business, on first
shipment with pdxexpress. If package exceeds 5 Ibs, a $5
discount off of our regular rate vill be offered instead. Account
required. Weight is calculated as dimensional or actual,
whichever is greater. Offer only valid Miami to Nassau.

Coupon not valid after Nov 20, 2005

Not combinable with any other offer. Only orie coupon per
customer per visit. Only applies to bags under 100 Ibs. Bags
over 100Ibs will be charged the full rate of $1 per Ib. Only
applies to bags under 63 linear inches (L+W +H). Bags over 63
linear inches may be charged oversize fees.

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in now because nobody does it



_ PAGE 12, FRIDAY, OCTOBER 21, 2005 , | THE TRIBUNE





Best Choices, Best Deals
NASSAU eee! | |
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: Lyford Cay. | | 3 |

GRAND BAHAMA |
RND Plaza, Queen’s Highway, Seahorse Plaza |
ABACO | |
Queen Elizabeth Drive, Marsh Harbour

ELEUTHERA & HARBOUR ISLAND :

Butler & Sands Governor’s Harbour, Bayside Liquor Store-Harbour Island, Jean’s Bay-
Harbour Island

EXUMA .
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Butler & Sands-Alice Town } : ;

WHILE SUPPLIES LAST. NO FURTHER DISCOUNT APPLICABLE ON THESE ITEMS.
PLEASE DRINK RESPONSIBLY.







THE TRIBUNE

@ BONEFISHERMAN Samuel Knowles (centre) receives his certificate from Ministry of



Tourism representative Leslie Norville (left) and island administrator Preston Cunningham.



A GROUP of Long
Islanders have been endorsed
by the Ministry of Tourism
as certified fly-fishing guides.

Bert Adderley, Colin
Cartwr right, Frank
Cartwri Locksley
Ywayne



Cartwrrere
Knowles, Samuel Knowles,
Noel Pratt, Maurice Rah-
ming, Alvin Smith, Delbert
Smith and James “Docky”



Smith completed the all

course requirements for the.

certification.

Honourary certification
was conferred upon a 12th
bonefisherman - Mr Welling-
ton Taylor - for contributing
more than 40 years to the
development of bonefishing
inthe Bahamas. |

The Fly-Fishing Guide
Certification Programme was
offered to experienced guides
in Long ‘Island at the ‘Stella
Maris Resort on October 3
KOA eet!

Initiative

The programme was devel-
oped as a joint initiative
between the Ministry of
Tourism, Bahamas Technical
and Vocational Institute
(BTVI) and the Bahamas
Sports Fishing and Conser-
vation Association in 2000,
for the: purpose of ensuring
customer safety and satisfac-
tion. |

The programme was taught
by an all-Bahamian profes-
sional jteam, including fly-
fishing guide Prescott Smith,
who is a Cacique Award win-
ner and lodge operator; Joel
Moxey, who is a lodge oper-
ator and guide; nurse. Gayle
Moncur from the National
‘Emergency Management
Agency (NEMA), nurse Elia
Cox-Neely from the Princess
Margaret Hospital; Renbert
Mortimer from BTVI; Gre-
gory Bethel from the Depart-
ment Of Fisheries; and Ben-
jamin: Pratt and Leslie

| The: Tribune wants to hear

| from people who are
| making news in their

neighbourhoods. Perhaps

| you are raising funds for a
| g00d cause, campaigning
for improvements in the

area or have won an
{ award.
| If so, call us on 322-1986
j and share your story.

Norville from the Ministry of ,

Tourism.

The programme covered
subjects such as history of fly-
fishing, effective communi-
cation and customer relations
skilis, tourism. and the
Baharia economy, Bahami-





an social studies, marketing —

the fly-fishing product, first

‘aid and CPR, outboard

engine maintenance and
emergency repairs, elements
of the fly-fishing equipment,
identification of fly-patterns
and fly. tying, bonefish
biology and psychology,
the flats environment, fly-
casting techniques. and busi-
ness ethics and professional-
ism.

Addressed.

During the closing session,
participants were addressed
by the Island’s administrator
Preston Cunningham, and
awarded a certificate signed
by the Minister of Tourism;
along with embroidered
patches depicting the pro-
gramme’s emblem. a

The Long Island group
brings to nearly one hundred
the number of fly-fishing
guides certified in the
Bahamas. Others are in
Andros, Abaco, Grand
Babama and Exuma.

According to The Ministry
of Tourism’s senior director
for training and éducation
Samuel Gardiner, fly-fishing
guides in the Bahamas pro-
vide a unique, personalised
service for some of this des-
tination’s most affluent and
influential guests.

They spend an average of
eight to 10 hours per day on a
small open boat with the
CEOs of some of the world’s
most prestigious corpora~
tions.

Therefore, it is imperative
that Bahamian Guides are
provided with the tools nec-
essary to become good ser-



vice ambassadors and to
succeed at entrepreneur-
ship.

The Fly-Fishing Guide
Certification Programme is
designed to heighten the

chances. ol narlicipants to.

succeed i in that regard.

“The Tribune has news

that lets me know
someone is looking»
out for me. The
Tribune is my
newspaper.’

NELSON JOHNSON
TAX! DRIVER



FRIDAY, OCTOBER 21, 2005, PAGE 13

ral



Be ns

ma







The Tribune |

Vie UW VGYOM': /



PAGE 14, FRIDAY, OCTOBER 21, 2005
INTERNATIONAL NEWS:

THE TRIBUNE



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pricing and a full service department, Geoffrey Jones is your ultimate appliance centre.



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SUONEPY BAREAD SOOZ@



FRIDAY, OCTOBER 21, 2005, PAGE 15



Planned church to be Qatar's first
. since 7th century arrival of Islam



Sa-7. “Copyrighted Material

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| Syndicate ed Content



_— -————_

~rte ©@

HALSBURY FRIEND Y =
CHAMBERS || S$a#,_OOoo
ao Customer CASH BACK Incentive for October.

Counsel and Astorurievar-Law =e :
- Notaries Public eo on 2005 Ford Cxplorers

That's right the worlds #1 spot utility is now on sale, so
come on in and take advantage of the best deal in the
Presents Bahamas on a full size American Built SUV.

Free Legal Clinic
“Information You Need
For the Life You Want”

Saturday October 22
Halsbury Commercial Centre -
Village Road North

Facilitator Time Topic
Dr. David Allen | 9:45 am Can This Marriage Be ee 3005 F ORD EXPL ORER

?
Saved? XLS 5 Passenger XLS 7 Passenger XLT 7 Passenger

: i : “5, : i 4.0 V6 Automati 4.0 V6 Automati
Mrs. Tanya Wright 10:15 am Wills, Trusts & Probate 4.0 V6 Automatic 4.0 V6 Automatic 40.V6 Automatic

Mr. Pat Strachan 10:45 am Rea! Estate Commissions: Radio,CD player Radio, CD player Radio, CD player
i j _ Power, Locks, Windows, Mirrors

Power, Locks, Windows, Mirrors Power, Locks, Windows, Mirrors

Are they Fixed? Running Boards Running Boards Running boards
Alloy Wheels Alloy Wheels‘ Alloy Wheels

Mr. Troy Sampson 1:15 am Mortgages, How to Get Third row stealing Third Row seating
: SPECIAL CASH PRICE
the Best Deal eee My eae 00 $3 7,500.00
Mrs. Shirley Cartwright 1:45 am How to Get the Bank to a eer Lease eeiaiae Pat plus an additional 1,000 plus an additional 1,000
Say Yes & Smile Customer Cash Back Customer Cash Back Customer Cash Back

Mr. Ga Coo r , iti va | Included: 3 year / 36000 mile Warranty, Licence and I tion to your birthday. 2 year (24 hour, 7 day) roadside
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Best Interest
Also Available: Focus, Mustang, Ranger,F-150, Ecosport, Escape, Sport Trac
Group presentations, individual discussions, a rare opportunity. | FRIENDLY MOTORS LTD

Lawyers available for information until 5 pm THOMPSON BOULEVARD « TEL.: 356-7100 * FAX: 328-6094

Call 393-4551 to reserve your seat. ! EMAIL: friendlymotors@hotmail.com * WEBSITE: friendlymotorsbahamas.com
: cated oie EMI ELT

Free parking courtesy of Family Guardian, Village Road FORD FIESTA 1.6 standard shift loaded Pe PTa mG saeco ae UC ea Reena
Free child care activities supervised by the staff of The Meridian School i OE el Na tiee meee age oS)

FORD FUSION 3.0 V6 Automatic Loaded





PAGE 16, FRIDAY, OCTOBER 21, 2005



FRIDAY EVENING OCTOBER 21, 2005

| 7:30 | 8:00 | 8:30 | 9:00 | 9:30 | 10:00 | 10:30

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WPLG

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VH1
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iM Horrorfeast













THE TRIBUNE





let Charlie the y
Bahamian Puppet and lay
his sidekick Derek put ;

some smiles on your

kids’s faces.

| Bring your children to the
MctHappy tour at McDonald's in
Marlborough every Thursday

from 3:30pm to 4:30pm during the
month of October 2005. -

Enjoy Great Food, Prizes and Lots of Fun.

?m lovin’ it







THE TRIBUNE





“Copyrighted Material
Syndicated Content

: _—

Available from Commercial News Providers”

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PAGE 18, FRIDAY, OCTOBER 21, 2005 THE TRIBUNE

INTERNATIONAL NEWS

confirms its 13th
human death from bird flu



“Copyrighted Material

Syndicated Content

Available from Commercial News Providers”

a TTT in the
wn Centre Mall Only!!

: (Beer ervtonm

7 "INSURANCE BROKER Co. Lid.

October 20, 21, 22

| To all our valued clients: |

| Please be informed that Mr. Angelo
Strachan is no longer an employee of

| Andeaus Insurance Broker Company

| Limited. Mr. Strachan is not authorized

| to conduct any business transaction for i | SELECTED FABRIC & NOTIONS

| the Company. Please contact the office
at 323-4545 for services.

GIVING YOU THE BEST PRICES FOR OVER 70 YEARS"
THE

piu

"Collins Ave and Fifth Terrace * 326-6859 » 9am-6pm Mon- Sat ;
# Town Centre Mall ¢ 325-6356 ¢ 10am-8pm Mon-Thu ° 10am-! “fem Eri & Sat’

| Thank you for your continued
| patronage. .



' Managénlent of Andeaus Insurance
Broker Company Limited.

]BAHAMAS DEVELOPMENT BANK

Cable Beach, West Bay Street, P.O. Box N 3034
.Nassau, Bahamas
Tel: (242) 327-5780/327-5793-6 .
Fax: (242) 327-5047, 327-1258
www.bahamasdevelopmentbank.com '

Vessels For Sale
M V. Lisa J3

1; Loa 422"
Beam 27.5’
Depth | 10.5: :
. Year/Mk/Eng —- 1960 Single Screw Steel Hull Vessel
ee New Caterpilla Engine - Needs to be —

| a ( imentionables

len aaa
Pee le lien

ee installed
Location Bradford Grand Bahama Queens Hwy
Freeport, Grand Bahama

| Barge & Crane

2.62 Loa. 130’
Beam 45’
Depth 8’
Year 1979 Flat Deck Barge with Crawler Crane
Location. ss. Freeport/Abaco



M.V. Lady Eddina

3. Loa 155.6’
Beam 38.0’
Depth ae 12.5’
Year/Mk/Eng 1989 Twin Screw Stee! Hull ro-ro Freight
_ Vessel GM Engine V12671
Location Bradford Grand Bahama Queens Hwy
Freeport, Grand Bahama



NOW HIRING

~ ASSISTANT STORE MANAGERS







Qualifications:
* You should have the equivalent of a high school diploma
e Past managerial experience
¢ Certificate in Management is a plus
¢ Must have a valid Driver’s license, good driving record history
e Must be available for day & night shifts, including weekend
¢ Strong communication, leadership and people management skills
¢ Must have the willingness to learn
¢ Must have a GREAT ATTITUDE towards Customer Service!




M.V. Mal-Jack.

Loa AQT
Beam 30’
_ Depth 7.0’
Year/Mk/Eng 1989 Twin Screw Steel Hull Vessel GM
Engine 8V71N
Location Bradford Grand Bahama Queens Hwy
. Freeport, Grand Bahama

Serious inquires only. Sealed bids marked “Tender” should be submitted
to Bahamas Development Bank, P.O. Box N-3034, Nassau, Bahamas or
telephone 327-5780 for additional information. Please note that all bids
on the aforementioned assets should be received by October 31, 2005.
The Bahamas Development Bank reserves the right to reject any or all
offers. All assets are sold as is.









Responsibilities include:
¢ Maintaining product, service and image standards,

¢ Assisting in supervision of all phases of production.

¢ Maintaining a high level of efficiency & productivity in all areas of store operation









Submit résumé to Caribbean Franchise Holdings Ltd.
Town Centre Mall, P.O. Box SS-6704, Nassau, Bahamas
. Fax: 242-356-7855 Deadline October 31, 2005








FRIDAY, OCTOBER 21, 2vU5, PAGE 19

Seb tea tne er ter son EOE eee EES OWT TT Seni Pee ae ae eT ea ec ea

The Planning Cerner atm onstruction 0)

BUTT ocean ar ie





PAGE 20, FRIDAY, OCTOBER 21, 2005 . THE TRIBUNE ©































L980 - 2005
25 years in pursuit of excellence! We are the only Government owned entity that serve a one e hundred percent foreign clientele
and meet or exceed our clients expectations daily!

















During my tenure as your Minister, I have witnessed the great contribution that the staff have made to growth
of Nassau Flight Services. It is a monumental achievement to remain with a single organization for over
twenty years and to do this with such passion, dignity and enthusiasm. I applaud those being honoured this
year for their hard work, commitment and devotion to duty in the development of this Government owned
company, you are great nation builders. The strong strength of character you have displayed over the years
will go a long way in sustaining Nassau Flight Services Ltd., in the years to come.

My sincerest congratulations to the Board of Directors, Management and staff on this your ‘vee jubilee
year and best wishes for your continued growth. hi

Continue to do well and be assured of my support.

Hon. Glenys Hanna-Martin
Minister of Transport and Aviation. |

It gives me great pleasure on behalf of the Board of Directors of Nassau Flight Services Ltd., to bring greetings
to you on the occasion of the 25th Anniversary of our company.

Over the years you have been challenged with the most difficult hurdles and today you continue to strive for
greater heights. The glory of the past and the promise of tomorrow presents us with an opportunity make
Nassau Flight Services Ltd., the best “little company” in this country. ,— .

I encourage all team members to demonstrate a new level of energy and zeal in producing quality results and
in presenting a positive image of this wonderful company that we all care so much abOuh:

Remember, it is your dedication and Gotnmitment over the years which is the primary reason for our very
existence today and because of you, we are celebrating our Silver Jubilee.

At the Nassau International Airport we are strategically place where we are amongst the first and last the
visitors interact with when visiting our island. So much rides on our shoulders to ensure that our guests have
a positive experience from the very beginning of their vacation and at the very end,

I 1 thant you for your efforts over the years in making our destination one of the leading tourism destinations
in the world.

God bless and Happy 25th Anniversary.

Dion B. Strachan
Chairman, Board of Directors



ONOREES



Sidney Munroe

John Nesbitt



Nathaniel Thompson



Edward Thomas Culmer Anishka Darville



SES RC OPERA E TES ONNTE ER ELLE Us ORT TTE








SECTION



tuinex@uiburenediane ~Miami Herald Business, Stocks, Analysis, Wall Street

FRIDAY, OCTOBER 21, 2005





Firm’s clos
Nassau’s Cc

@ By NEIL HARTNELL
Tribune Business Editor

acharic Holdings, a

leading Bahamian

tour operator, excur-

sion provider and
destination manager,
is ‘set to close down in early
November with the loss of
about 100 jobs, The Tribune
can reveal, dealing a major
blow to Nassau’s attractiveness
as a cruise ship port.

The company, which is based
at One Marina Drive on Par-
adise Island, and acts as the
parent for firms such as Nas-

sau Cruises and Paragon

Events, is the chief destination



COMMONWEALTH
“Hank yesterday revealed

. that its net income for the ©

‘first nine months in fiscal
- 2005 had increased by.22.5 —

=,per cent compared to the

“previous year, reaching
$23.4 million, a rise of some
+ $4.3 million,

_© The bank aiided that the

repricing of its preference’
shares, reducing the fixed .
.. rates - and thus the periodic.

«payments to investors -

4

os mmonwealth —
| Bank’ S net income >
rises 22.5% to $23. 4a

(from between 8-9 per cent —



Parent of N assau Cruises set to cease
operations with loss of around 100 jobs

manager and shore excursion
provider for Carnival, the
world’s largest cruise line.

Jacharic’s decision to close
down and cease operations
thus leaves a big hole to be
filled, and a number of Carni-
val’s. cruise ship brands are
understood to have already
expressed concern.

The closure will also remove
one of the largest Bahamian-





_ Pectecence sare
repricing gives
$0.01 EPS boost
toa floating rate of Bahami-

an prime plus 1.5 per cent
(currently | 7 per cent) had

increased its. 2005: earnings

to date by $0.01 per share.
In his message to share-

SEE page 2B

Committee unable
to detail PetroCaribe
savings ‘at this time’

@ By NEIL HARTNELL
' Tribune Business Editor

.. THE Government’s Petro-

leum Usage Review Commit-
tee (PURC) told an economic
think- tank that it could not say
“at this time” what the price
per gallon of gasoline at the
pump will be if the Bahamas
signed up to PetroCaribe,
appearing to contradict the
Minister of Trade and Indus-
try, who has asserted that
Bahamians could see savings
of between $0.35-$0.50 per gal-
lon on current prices.

In a response to 20 questions
on PetroCaribe submitted by
the Nassau Institute, the Com-
mittee said: “We-are unable to
comment further on pump
prices at this time, as purchases

will be benchmarked against a
market that fluctuates con-
stantly.

“In addition, a final contract
that will indicate a firm price
cannot be negotiated until the
Government has completed its
deliberations.”

However, Leslie Miller told
Channel 12 news on Wednes-
day night that Bahamians could
expect to receive between

$0.35-$0.50 in per gallon sav- .

ings at the pump if the
Bahamas signed on to Petro-
Caribe. He added that the sav-
ings could reach as much as
$0.85 per gallon if retail and
wholesale margins were cut.
The PURC responses to the

SEE page 3B

owned companies inthe’

tourism industry. Jacharic oper-
ates Stingray City and Blue

Lagoon Island, the latter of '

which it leases, and isa popular

destination for both cruise ship «.

and hotel-based tourists, plas
residents.

The company also owns ‘the
Paradise Island Ferry Termi-
nal, the prime seaborne access

multiple feviies dock. It cis
“understood that Jacharic is in
‘talks to try and sell the Ferry

Terminal.

_ One source familiar with the
situation described the compa-
ny as “a major player in cruise

. tourism”, having been in busi-

ness for some 23 years and
touched: “hundreds of thou-
sands of tourists”.

_Jacharic Holdings’ decision

to cease trading and go.out of
business may not come as a
surprise to many in the Nassau
business community, as. the
company had encountered
“significant financial difficul-
ties” in its recent history.

It defaulted on its preference

share payments back in 2001;

and the negotiated settlement

‘for this resulted in a debt for

equity swap, whereby prefer-



ise position

ence shareholders such as
British American Insurance
Company and ColinaImperial
Insurance (which inherited its
investment from the former -
Global Bahamas) took a Board
seat and accepted ordinary
shares.

A new management team
was subsequently brought in to
try and turn Jacharic around,
and they were able to stabilise .
the business. The company sold
off One Marina Drive to Fideli-
ty’s BISX-listed Bahamas
Property Fund in a sale-and-

' leasé-back deal, becoming ten-

SEE page 2B

point to Paradise Island, where’
































© 2004 ADWORKS

Abaco Markets focuses on turnaround in Q4

@ By NEIL HARTNELL ~
Tribune Business Editor

ABACO Markets is focusing on sales
growth to turn an operational profit by

. the fourth quarter of its current fiscal

year, after $2.5 million in hurricane insur-
ance recoveries helped to mask a
$448,000 operational loss in the second

‘quarter, driving it to.a net profit of
_ $947,000.

David Thurlow, the. BISX- listed retail-
er’s president, yesterday told The Tri-

‘bune that the company’s turnaround had: ~~

been “much slower than I anticipated”,
with the firm having to endure “a really
difficult time” following Hurricanes

_ Frances:and Jeanne in September 2004. :
“This ‘business has a fixed cost base,’

so you have to grow ‘to become prof-
itable. All our. efforts are focused on
increasing sales at this point in time,”

‘Mr Thurlow said.

“J think we just need to improve our
expertise in terms of managing the busi-
ness, and that’s what: we’ve got to do
now.” i

31, 2006, Abaco Markets said the $2.5

million balance received during the sec-






SALES OFFICES: NASSAU, FREEPORT, A

In revealing its second quarter results
for the financial year ending on January |



$2.5m insurance recovery masks $448,000



second quarter operational loss

ond quarter finalised the $7 million hur- -

Ticane insurance settlement, less $200, 000
in deductibles.

The company also took a $625,000 -

impairment charge on the revaluation of
its Solomon’s SuperCentre building in
Freeport.

Operational |

But despite seeing a 7.4 per cent sales
increase over the fiscal 2006 first quarter,
Abaco Markets suffered a.$448,000 oper-
ational loss. Mr Thurlow said this was
due “to our ineffectiveness in control-

‘ling loss and damage and shrink in our

perishable categories, and increases in
energy: -related.costs”.
The Abaco Markets president yester-

‘day told this newspaper that part of the. -

loss and damage was attributable to inad-

equate freezer capacity at the company’s

stores. Freezers.at both the Solomon’s

SuperCentre and CostRite stores in Nas-

sau had since been upgraded, and Mr

nreth

today!



Thurlow said: “We? re ina a better Posi- ;
tion to move forward now.”

The second quarter sales increase also
failed to feed through to improved mar-

gins for Abaco Markets, with Mr Thur-

low explaining this was caused by
increased costs, particularly for electric-

‘ity and shipping, as a ee of the rise in

global oil prices.

He added: “The économy is quite as :
strong as some would portray it, and all
the oil prices are feeding through into
the economy and affecting our direct
costs.

“T think we’re going to see a little infla-
tion in the economy going forward, and it
impacts us a little more than in the US”
because of the import duties regime.

Mr'Thurlow said: “We continue to.con-
trol fixed costs, but there is little scope for
further significant reductions without
impairing day-to-day operating efficien-

SEE page 2B




College i is in his future
Reality Check. :

- You never know what's in yours.
His future and yours can be protected -
with the right life insurance or investment plan.
Call or log on to www.familyguardian.com





FAMILY

GUARDIAN
INSURANCE
COMPANY

FHERA §CORPORATE CENTRE: EAST BAY STREET, NASSAU P.O. BOX SS 6232





PAGE 2B, FRIDAY, OCTOBER 21, 2005

1 UTS) Soh)

imc | RIBUNE



Different pe

sonalities

make for different job

FROM page 1B

ants instead, and Jacharic’s
decision to close will likely
leave the fund with significant
space to fill.
Financial sources told The
Tribune that Jacharic had been
seeking to attract new investors

“Copyrig





ted M; Material

Syndicated Content

Available from Commercial News Providers”

the major lines, who have

‘repeatedly complained about

the level of crime and the
absence of new shore excur-
sions, tours and attractions to
entice in visitors in meaning-
ful numbers, |

Power

to inject several million dollars... 0. en...

of capital into the business, in

return for an equity stake.

However, this search had ‘not

born fruit, and the existing

shareholders, who are under-
stood to include'a number of
prominent Bahamian busi-
nessmen, have not put in any
more money.

Apart from the impact on |
Jacharic’s 100 employees and’

their families, the company’s
decision to close will further
harm Nassau’s standing as a
cruise ship port in the eyes of





Pricing information As Of:
49 October 2005

Abaco Markets

‘POSITION AVAILABLE
FOR A REGISTERED OR
CLINICAL NURSE

for Medical Facility in Freeport, Grand Bahama.
ppleats must have at least four (4) years expe lence,

Salary - Negotiable

Contact: Mrs. Anita Black-Wilson._
" P.O. Box F-40827. . :
--: Freeport, Grand Bahama’

Telephone (242) 373-7400

However, the ctuise lines’
bargaining and lobby power
has heavily impacted Jacharic

. Holdings.and its financial posi-

tion, as they were able to keep.
the prices charged by Nassau
based tour operators low,
allowing them to sell tour tick-
ets on to cruise Ship passengers
at high mark- “ups:

Despite being’ a high-cost
destination, The Tribune
revealed back in.2003 how
Bahamian tour operators were

being forced to sell prices for










Colin

Bahamas Property Fund
‘Bank of Bahamas

Benchmark

Bahamas Waste

Fidelity Bank

Cabis Bahamas
Colina Holdings
Commonwealth Bank
Doctor's Hospital |

Famguard
Finco

FirstCaribbean

Facot

Freeport Concrete

ICD Utilities
J. S. Johnson

Kerzner International BDRs
Premier Rea} Estate

12.56 Bahamas Supermarkets
10.00 Caribbean prenenas (Pref)

G.40 RIND Holdings

28.00 ABDA



13.00 Bahamas Supermarkets

Colina Money Market Fund
Fidelity Bahamas G & } Fund
Fidelity Prime Income Fund
Colina MSI Preferred Fund

Tesrata
2.4403 ***
10.6103"****
2.267097**
1,139546°"""



BISX ALL SHARE INDEX - 19 Dec 02 = 1,000.00

52wk-Hi ~ Highest closing price In tast 52 weeks:
52wk-Low - Lowest closing price in jJast 52 weeks
Previous Close - Previous day's weighted price for daily volume
Today's Close - Current day’s weighted price for daily volume
Change - Change in closing price from day to day
Daily Vot. - Number of total shares traded today
DIV $ - Dividends per share paid in the fast 12 months
fi Cee Closing price cividad byt the fast 12 month earnings

-AS AT SEP. 30, 2005/***

- AS AT SEP 30, 2005

Financial Deo oce Ltd.

excursions 40 per cent lower
than in the Eastern Caribbean.

For example, tickets for the -

same quality snorkelling trip
would be sold to the cruise
ships at $18 per head in the
Eastern Caribbean, but at just
$11 per head in the Bahamas,
and the cruise lines were often
selling these to passengers at
as much as $40 - a $29 mark-up.

As a result of the price
squeeze, Jacharic and other
operators have seen their rev-
enues drained, and they have
been unable to accumulate the
necessary capital to upgrade
their attractions, something the
cruise lines have been demand-
ing.

A report on Cruise Tourism
Policies, prepared for the Min-
istry of Tourism in March 2004
to help it decide what the
Bahamas wanted to achieve

_ when negotiating a new incen-

tive regime for cruisé ships,
said: “There is general agree-
ment that the cruise ships
should provide a guaranteed
minimum level of tour sales for
Bahamian companies at each
port (including the private
islands). There is some inter-
est in'also assuring the cruise
lines allow fair mark-ups/fees
for port agents and tour oper-
ators.” :

However, the company that
wrote the report, the Florida-
based Management Resource

0,00
0.00
0.00
0.00
0.00
0.00
0.00
a.00
0.00
0.00
0.00
0.10
O40:
0.04
0.00
0.00
0.05
= By

ie

“Cast Price “Weeki

wis



Group (MRG), ree “MRG
believes these policies would
be difficult to monitor and
enforce (especially on the pri-
vate islands) and would be per-

ceived by the cruise lines as an.

unreasonable intrusion into
normal business practices.”

The MRG report showed the
Bahamas' share of two to five-
night cruises in the Caribbean
declined by 30 per cent in the
eight years to 2003. The
Bahamas' share of all two and
five-night cruises in the
Caribbean had fallen from 76
per cent in 1995 to 46 per cent
in 2003, and the report attrib-
uted this drop largely to the
attractiveness and growth in
capacity of Cozumel, particu-
larly from Gulf Coast home
ports such as Houston.

Report

The report said: “Since the
passage of cruise incentive leg-

islation [in 1995], the capacity.
for three and four night cruises . ©

to the Bahamas has changed
very little, rising from about
840,000 passengers to about
880,000 passengers (a 5 per
cent increase).

"During the same period, the
capacity of all two to five night
cruises to the Bahamas and the
Caribbean rose by 57 per cent
from 1.1 million to 1.7 million

passengers."



YIELD - fast 12 month dividends divided by closing price
Bid $ - Buying price of Colina and Fidelity

Ask $ - Setting price of Colina and fidelity

Last Price - Last traded over-the-counter price
Weekly Vol. - Trading volume of the prior week
EPS $ - A company’s reported earnings per share for the last 12 mths

NAV - Net Asset Value
NM - Not Meaningful

FiNDEX - The Fidelity Bahamas Stock index. January 1, 1994 = 100



c “book at. ng $13 30, 2005, a ice
. and 1.28 per cent up December 2004’s figures.



£96. 6 million



The ratio of loan loss provisions to impaired loans



o increased from 67 per cent at December 2004 to more than
- 100 per cent at the end of. September.



‘Commonwealth Bank’s total assets increased by $26 mil- :
- lion or 4.1 per cent over December 2004, Toochlitg ids 2
million. : e





PUBLIC NOTICE
INTENT TO CHANGE NAME BY DEED POLL

The Public. is hereby advised that |, WELLINGTON T. A.
STUART, of Ontario Canada, intend to change my name to
ALEXIS E. HOUSTON. If there are any objections to this
change of name by Deed Poll, you may write such objections
to the Chief Passport Officer, RO.Box N-742, Nassau, Bahamas
no later than thirty (30) days after the date of publication of this
notice.

Legal Notice

NOTICE

MANOR HOUSE MANAGEMENT LIMITED

NOTICE IS HEREBY GIVEN as follows:

(a) MANOR HOUSE MANAGEMENT LIMITED is in voluntary
dissolution under the provisions of Section 137 (4) of the International
Business Companies Act 2000.

(b) The dissolution of the said company commenced on 19th October,
2005 when the Articles of Dissolution were submitted to and registered
by the Registrar General.

(c) The Liquidator of the said company is Mr Mark Edward Jackman c/o
1 Raffles Link, #05-02 Singapore 039393.

Dated this 21st day of October, A.D., 2005.

Mark Jackman
Liquidator







F ROM page 1B

Nassau Institute seem to be
short on details and specifics,
with most answers of a general,
vague nature.

Review

However, the Committee did
say that a review of the Petro-
Caribe framework agreement,
and proposed bilateral deal
with Venezuela that the
Bahamas would have to sign
to bring agreement into effect,
had been reviewed by the
Attorney General’s Office.

The Attorney General’s
Office held the view, accord-
ing to PURC, that the
Bahamas was “adequately pro-
tected” against being forced to
join the Bolivarian Alterna-
tive for the Americas (ALBA),
an economic arrangement that
Venezuela’s leader, Hugo
Chavez, sees as countering US

economic and political influ-
ence in the Caribbean.

The PURC response, signed
by Committee chairman Vin-
cent Coleby, said the proposed
Bahamian treaty with
Venezuela had used as “the
base document” the agreement
that was signed by Jamaica to
bring the PetroCaribe treaty
into effect.

A copy of Jamajca’s bilater-
al treaty, which has been seen
by The Tribune, allows the
Chavez administration to effec-
tively tear up or alter that deal
with minimal notice, something
that could cause the Bahamas
problems if it were to sign up to
the same deal.

Bilateral

The Jamaican bilateral said:
“This Agreement may be mod-
ified or denounced when the
interest of the government of
the Bolivarian Republic of
Venezuela so requires. In that
case, the Government of







@ MINISTER LESLIE MILLER

me ay mee ee ee ee ~ 5

Jamaica will be notified in writ-
ing and through diplomatic
channels 30 days in advance.”

PetroCaribe is essentially an
oil financing deal, where the
Bahamas, if its signed up,
would be able to buy oil on

_ credit from Venezuela.’

Reply

sau Institute said that while a
cost/benefit analysis was done
on whether the offer should be
explored by the Bahamas, fur-
ther analysis would only be
done when the Government
“determines their position and
draft contracts are available”.

ings and associated costs of
available to the Bahamian pub-
actual savings or negatives
from the Venezuelan offer has

been done.
“The financing aspect of the

The PURC reply to the Nas-.

The Committee said the sav- -
PetroCaribe would be made °

lic, but their responses indicate:
not cost/benefit analysis of the

initiative is an offer that may or

may not be accepted by the
Government. Therefore, the
actual cost cannot be provid-
ed at this time,” PURC said.

“Once a decision has been
reached to accept (partially or
in full) or decline the financ-
ing, the associated cost, if any,
will be computed based on the
decisions taken.”

As for staffing the Govern-
ment’s proposed National
Energy Agency, the Commit-
tee said: “There are many com-
petent Bahamian professionals
in the oil industry who have
not only traded but successful-
ly operated a refinery and oth-
er petroleum businesses.

Trained

“In addition, there are many
others who can easily be
trained to do the jobs that the
oil. companies do today. The
proposal would be to staff the
agency with between four to

_ six Bahamian professionals.”



Abaco Markets focuses on turnaround in Q4

FROM page 1B

cies. There is no doubt that increases in
energy costs, aggravated by the multi-
plier effect of import duties, will result
in inflationary price increases in food

and other imported goods to the

Bahamian consumer.”

: The Abaco Markets president said
the company intended to use the fourth
quarter, which contained the Christ-
mas shopping season and was tradi-
tionally the time during which retailers
recorded most of their sales, to move to
operational profitability. He added that
although it was “a little too early to
tell” how strong the Christmas shop-
ping season would be, US retail fore-
casts indicated it would be relatively

average there, and the Bahamas was
likely to be similar. “Until we are able
to increase sales and margin dollars,
we will continue to struggle on the bot-
tom line. While we anticipate recording
continuing operating losses in quarter
three, our weakest, we are seeking a
turnaround in quarter four, the
strongest quarter,” Mr Thurlow said.
Addressing speculation about his
contract with Abaco Markets, Mr
Thurlow said his current agreement
expired at the end of January 2006,
when the firm’s financial year ended.
He added that he had told the Board
of Directors they should look at a man-
agement transition, but that was a deci-
sion for them and he would stay until

that was reached.

Mr Thurlow said he “may stay on

eesest five HY Se dR AIRE. D



in some capacity. beyond a transition
date” to help the company, regardless
of whatever decision was taken, but
the situation was nothing like the “cri-
sis” it had been portrayed as in other
media outlets.

Mr Thurlow also said there was no
truth to rumours that Bruce Souder,
former Bahamas Supermarkets’ man-
aging director, was in talks to join
Solomon’s.

Meanwhile, Mr Thurlow said the
company’s Nassau-based Solomon’s
SuperCentre, which accounts for 25
per cent of Abaco Markets’ total sales,

had suffered “nothing but operational.

challenges and setbacks this year”.
As a result, the company had

appointed Gil Suarez, who has worked .

for US retailers such as Publix, as the

A eae

rc

store’s manager, and despite having
been on the ground for only a month,
was “proving to be very much the man
for the job”.

“We're hoping to see some of the

promise that store has had but never —

realised,” Mr Thurlow said.

- He added that Abaco Markets was ©

looking to strengthen its management
capabilities internally, and might have

to bring in more talent from outside, as |
it focused on operations following the ©
end of a 12-month store refurbishment.

programme.
Mr Thurlow said the Domino’s Piz-
za franchise was profitable, and now
consisted of eight to nine outlets fol-
lowing new openings.on Blue Hill
Road in Nassau and at the Solomon’s
SuperCentre in Freeport.

In addition, the international fran-

-chisor had approved the transfer of

the Bahamas’ Dunkin’ Donuts fran-
chise to the buyer, and Abaco Mar-
kets ‘was now awaiting completion of
legal work to conclude the sale.
Although the new roof had béen
placed on the old Solomon’s Super-
Centre in Freeport - the Cedar Street
location that was heavily damaged by
the hurricanes - Abaco Markets had

“held off” from taking any decision to
‘refurbish the store, not wanting to

make a significant capital investment
until it saw what direction the Freeport
economy was heading in.

On the company’s current Grand
Bahama operations, Mr Thurlow said:
“We’re gradually getting to the point
where we’re back at break even.”



_ * Offer only valid ai the Westin at Our Lucaya and for stays consumed between 10/22 and 11/3/05. Subject to availability of room type. Advance reservations are required, Not applicable to group travel. Additional sarvice charge and tax may apply. Olfer cannot be combined wilh
any other offers or promotions. Length of stay restrictions may apply. Starwoad Hotels & Resorts is not responsible for typographical errors or omissions. © 2005 Starwood Hotels & Resorts Worldwide, Inc. Singla Advance Purchase Rate/Single Property.









PAGE 4B, FRIDAY, OCTOBER 21, 2005 THE TRIBUNE BUSINESS

THE WINTERBOTHAM TRUST COMPANY LIMITED THE WINTERBOTHAM TRUST COMPANY LIMITED

TABLE OF CONTENTS CONSOLIDATED STATEMENT OF CHANGES IN EQUITY
YEAR ENDED JUNE 30, 2005
Page (Expressed in United States dollars)
INDEPENDENT AUDITORS’ REPORT 1 Share Retained
Capital Eamings Total
CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED
JUNE 30, 2005: Balance at June 30, 2003 $ 2,500,000 $ 2,522,684 $ 5,022,684
: ; Net income 7 845,126 845,126
2 x. , :
Conde dated Balance Sheee Dividends declared - (435,000) __ (435,000)
Consolidated Statement of Income 3 Balance at June 30, 2004 2,500,000 2,932,810 5,432,810
; ei Net income - 811,137 811,137
Consolidated Statement of Changes in Equity 4 Dividends declared , v (500,000) (500,000)
Consolidated Statement of Cash flows , 5 Balance at June 30, 2005 $ 2,500,000 $ 3 243,947 $ 5,743,947
Notes to Consolidated Financial Statements : 6-12 See notes to consolidated financial statements.
Deloitte
J & Touche |
tasitond fou rm THE WINTERBOTHAM TRUST COMPANY LIMITED
and Management Consultants : / ‘
eae CONSOLIDATED STATEMENT OF CASH FLOWS

YEAR ENDED JUNE 30, 2005 |
Tel: + 1 (242) 302-4800 (Expressed in United States dollars)
Fax: +1 (242) 322-3101

http://www.deloitte.com.bs 2005 2004

CASH FLOWS FROM OPERATING ACTIVITIES:
$ 811,137 $ 845,126

INDEPENDENT AUDITORS’ REPORT Net income
: Adjustments for: a ;

Depreciation (Note 8) ; 260,373 328,761 j

To the Shareholders and Directors of Impairment of investment (Note 4) 24,999 25,000

The Winterbotham Trust Company Limited:

Gains on: sale of fixed assets

(7,239) (5,821)

We have audited the accompanying consolidated balance sheet of The Winterbotham Trust Net cash from operations before working capital changes 1,089,270 . 1,193,066
Company Limited (the “Company” as of June 30, 2005, and the related consolidated statements Increase in secured loans (600,000) 2
of income, changes in equity and cash flows for the year then ended. These consolidated Increase in accounts receivable-net 136,870 ‘178,072
financial statements are the responsibility of the Company’s management. Our responsibility is Decrease (increase) in prepaid expenses and other assets (125,616) 59,860
to express an opinion on these consolidated financial statements based on our audit. Ficrese 1h coll dccoanits ; 1,467,296 .

We conducted our audit in accordance with Intemational Standards on Auditing. Those
Standards require that we plan and perform the audit to obtain reasonable assurance about
whether the consolidated financial statements are free of material: misstatement. An audit
includes examining, on a test basis, evidence supporting the amounts and disclosures in the
consolidated financial statements. An audit also includes assessing the accounting principles
used and significant estimates made by management, as well as evaluating the overall
consolidated financial statement presentation. We believe that our audit provides a reasonable
basis for our opinion. \

In our opinion, the consolidated financial statements present fairly, in all material respects, the
financial position of the Company as of June 30, 2005, and the results of its operations and its
cash flows for’ the year then ended in accordance with Intemational Financial Reporting
‘Standards.

(Decrease) increase in accounts payable and :
accrued liabilities . (47,054) 431,359
Increase in advances from clients 22,052 198
Increase in fees received in advance
Net cash from operating activities

54405 __ 23,312

1,997,223 __ 1,885,867

CASH FLOWS FROM INVESTING ACTIVITIES:
Purchase of fixed assets (Note 8) (1,011,756) (1,290,343)
Proceeds from sale of fixed assets 10,024 18,087

Net cash used in investing activities

CASH FLOWS FROM FINANCING ACTIVITY:

8 - Dividends paid ; (435,000) ios

; . . NET INCREASE IN CASH POSITION 560,491 613,611
Debite $ Te . CASH POSITION, BEGINNING OF YEAR - 4,316,791 _ 3,703,180
August 27,2005 — , CASH POSITION, END OF YEAR $4,877,282 $4,316,791

THE WINTERBOTHAM TRUST COMPANY LIMITED

CONSOLIDATED BALANCE SHEET : \
AS OF JUNE 30, 2005
(Expressed in United States dollars)

CASH POSITION IS COMPRISED OF:
Cash and short-term deposits
Investments -

$3,046,897 $3,398,109
1,830,385 __918,682
"$4,877,282 $4,316,791

See notes to consolidated financial statements.

(1,001,732) (1,272,256) .

eQoMeS Tt Sh te tee ee me eT

aX 2a @.

2005 2004 :

ASSETS THE WINTERBOTHAM TRUST COMPANY LIMITED ‘
CURRENT ASSETS: ),.) 5 i NOTES TO.CONSOLIDATED FINANCIAL STATEMENTS: 20 2°25 55
oe cme a a $3,046,897 $3,398,109 YEAR ENDED JUNE 30, 2005 <

: ees uae . oul 1,830,385 918,682 (Expressed in United States dollars) 2
Secured loan (Note 5)’ 600,000 “ : ;
Accounts receivable-net (Note 6) 168,791 305,661 4. GENERAL :

“425,823 300,207
6,071,896 4,922,659

Prepaid expenses and other assets (Notes 7 and 12) ©
# w

Total current assets

The Winterbotham Trust. Company Limited (the “Company”) was incorporated and
licensed in the Commonwealth of The Bahamas in 1994 under the Bank. & Trust

eed
meh URS ae oaks

; ; Le 2,672,740 1,924,142 Companies' Regulation Act of-1965, and is a 75% subsidiary of Winterbotham Holdings :

FIXED ASSETS (Note 8) : Limited. As fiom December 1996, the.Company was granted a license to carry on
INVESTMENTS (Note 4): 1 __ 25,000 unrestricted banking and trust business, activities which, today, are subject to the terms and al
conditions of the Bank & Trust companies Regulation Act, 2000. The Company is "i

TOTAL ioe pets 38,744,637 $6,871,801 ‘regulated by the Central Bank of The Bahamas. The Company is also a licensed fund “

LIABILITIES AND SHAREHOLDERS’ EQuITY



See notes to consolidated financial statements.





administrator and securities broker/dealer activities that are regulated by The Bahamas
’ Securities Exchange Commission. The Company has clients in Europe, Asia and the

Fate Ne.

Americas and continues to specialize in Latin American markets. a
CURRENT LIABILITIES: “
‘Call accounts (Note 10) ; $1,467,296 $ - Core businesses of the Trust Company include ‘the provision of consultancy, structuring a
Accounts payable and accrued liabilities (Notes 9 and 12) "750,760 797,814 and implementation in respect of financial and commercial transactions, including is
Dividends payable ah 500,000 435,000 outsourced accounting, compliance and general corporate administrative services, and te
i ~ 3.200 trustee administration. The Winterbotham Merchant Bank offers banking and fiduciary ae
Advances from clients (Note 11) 25,252 , : incinall Ps h : : “
F ived in advance (Note 11) 257.382 202.977 services principally comprising cash management such as receipts, payments and fiduciary "
cee Tecelved nau yan spree eet ere ere placements, and FOREX. The Winterbotham Intemational Securities provides non- ”
. Total current liabilities 3,000,690 _ 1,438,991 discretional brokerage accounts for execution and custody. The Winterbotham Funds a
Services provides consultancy, structuring and implementation with respect to the s
SHAREHOLDERS' EQUITY: establishment of investment funds, and comprehensive fund administration and accounting 4
_ Share capital: to.NAV. The Winterbotham Merchant Bank, .Wintérbotham Intemational Securities and «
Authorized, issued and fully paid: Winterbotham Funds Services are. operating divisions of The: Winterbotham Trust ci
2,500,000 shares of $1 each ae 2,500,000 . 2,500,000 ‘Company Limited. a
Retained earings . 22 hoe The registered office of the Company is at Winterbotham Place, Marlborough and Queen 5
Total shareholders’ equity 9,743,947 _ 5,432,810 Streets, Nassau, Bahamas. “
TOTAL ce 38,744,637, $6,871,801 The number of employees for the year is 38 (2004: 42). a
See notes to consolidated financial statements. i
ve ' eke .2.. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 4
These confflidated financial statements were approved by the Board of Directors on August 27,
2005 andfafe si on its behalf by: These consolidated, financial statements have been prepared in accordance with
as International Financial Reporting Standards. The preparation of consolidated financial
Statements in conformity with International Financial Reporting Standards requires we
management to make estimates and assumptions that affect the reported amounts of assets we
Director and liabilities and disclosure of contingent assets and liabilities at the date of the es
: consolidated financial statements, and the reported amounts of revenues and expenses Be
THE WINTERBOTHAM TRUST COMP. ANY LIMITED ~ during the reporting period. Actual results could differ from those estimates. Bp
Ne The following is a summary of the significant accounting policies: ae
CONSOLIDATED STATEMENT OF INCOME pe
YEAR ENDED JUNE 30, 2005 — Pe a. Basis of consolidation - The consolidated financial statements include the financial ee
(Expressed in United States dollars) statements of the Company and its wholly-owned subsidiaries, (herein after referred rot
; to as the “Group”) The Winterbotham Trust Company (Uruguay) S.A., Shiffel Corp. we
2005 2004 S.A., companies incorporated in Uruguay; Winterbotham Properties Limited, oe
INCOME: Delacroix Limited and Delaroche Limited, companies incorporated under the laws of ie
tele igs ; : $2,776,442 $3,694,490 The Commonwealth of the Bahamas. Both of these latter companies. are duly ai
Fees for administration services ad a ae wee licensed and regulated by the Central Bank of The Bahamas as a. Nominee Trust on
Commissions and fees on fiduciary transactions 934,573 651,760 Company. These’ companies, acting individually or together, are nominees for The oe
Fees for company incorporation services ___187,610 __ 191,739 Winterbotham Trust Company Limited in its capacity as trustee and/or custodian. a
Total income 3,898,625 4,537,989 Winterbotham Fiduciaria S.A. Administradora de Fondos de Inversién is duly se
: licensed and regulated by the Cental Bank of Uruguay as a professional Trust oe
EXPENSES: ; Company and is a wholly-owned and consolidated subsidiary of The Winterbotham Pe:
Salaries and benefits (Note 12) eee s 1,473,564 2,216,471 Trust Company (Uruguay) S.A. Assets held in trust and in custody on behalf of ee
ini i d 1 nses : 1,326,626 1,004,191 customers, and, assets and liabilities under fiduciary agreements, are not included in al
ee eee : 761 the consolidated balance sheet. - Exchange gains or losses are included in the =e
Depreciation (Note 8) Eel 260,373 328, consolidated statement of income. se
Impairment of investment (Note 4) 24,999 - 25,000 ie
Costs related to company incorporation services 63,725 80,290 5. Foreign currency translation - These consolidated financial statements are ea
Commissions 32,204 ___ 15,525 expressed in United States dollars. Foreign currency transactions are translated at el
0,238 the exchange rate prevailing at the date of the transaction. Assets and liabilities cere
Hota cpeoses 3181 ASS denominated in aver ciee tthe: than the Unites States dollar are translated into Ne
Net operating income 717,134 867,751 United States dollars at the applicable exchange rates prevailing at the balance sheet es
OTHER INCOME 157,140 96,950 sk Pa
FINANCIAL INCOME 257,318 194,824 ec. Cash and cash equivalents - For cash flow statement purposes this caption “
comprises cash on hand, short term deposits and shares in investment funds. All 2
INCOME BEFORE TAX AND EMPLOYEE PARTICIPATION 1,131,592, 1,159,525 investment funds are short-term and offers daily liquidity. en
Taxation ‘22,764 19,905 a” rare : : he
Employee profit participation ___ 297,691 294,494 d. Bad debts - ‘The Company’s policy is to fully provide for all balances outstanding for ee
more than 120 days. Additionally, a general provision cqual to 5% of the remaining ”
NET INCOME $_811,137 3 845,126 receivable balance is created.



THE TRIBUNE BUSINESS | FRIDAY, OCTOBER 21, 2005, PAGE 5B

e. Fixed assets - Fixed assets are stated at cost less accumulated depreciation. 8. FIXED ASSETS
Depreciation is being provided by the straight-ime method at the following rates: °
The movement of fixed assets during the year is as follows:

_ Housing Property 2%
Office building improvements 6.67% to 25% 3995 -
Vehicles 6 Beginning : Ending
Software 50% Balance Additions . Disposals Transfers Balance
Office equipment 20% and 50% pos
Office furniture and fittings 10% COST:
Land $ 386,127 $ - $ - $ - $ 386,127
Housing property 844,941 172,060 - 1,017,001
f Related parties -. Related parties inélude all entities which are related through iia improvements oa ae es aa pe
common directors and shareliolders. However, where the officers, directors and Sepucte 204.335 1.240 . : 305 $75
shareholders of such related entities have the authority and i earns for One see 56 01 : Song a : ea
directing and controlling the authorities of other companies (establis sued Office furniture and fittings 466,547 30,777 (4,215) - 493,109
participate in Winterbotham’s business activities) these entities are also regarded as Renovations in progress 274,718 . - (274,718 2
related parties in these consolidated financial statements. Companies administered —274NB LL )
by Winterbotham on behalf of customers where Winterbotham also provides } $ 3,276,477 $_1,011,756 $ (17,179) $__ = $4,271,054
directors are not considered related parties.
‘ 2005
g. Financial instruments - Financial assets and financial liabilities are recognized in — iplabioectal és ona spake
the Group’s balance sheet when the Group has become party to the contractual __Balance__Expense_Disposals_Transfers__ Balance _
provisions of the instruments. : ACCUMULATED
DEPRECIATION:
a. Investments Housing property $ 29,771 $ 20,484 $ - $ “= $ 50,255
Office building improvements 325,142 66,870 - - 392,012
i. Classification - Investments are classified as available for sale. . Vehicles 106,369 55,845. (12,423) : 149,791
. : Software 194,380. 6,806 - -8 201,186
ii. | Measurement - Investments are measured initially at cost, including Office equipment 461,879 * 72,264 = - 534,143
transaction costs subsequent to initial recognition. ~ . Office furniture and fittings 234,794 38,104 (1,971) 2 270,927
: $ 1,352,335 $ 260,373 $ (14,394) $ - $ 1,598,314

Investment in The Bahamas International Securities Exchange
(“BISX”) is carried at cost less write-down for estimated impairment in 2005 Net Movement $ 1,924,142 $751,383 $_ (2,785) = $2,672,740

carrying value. Due to the lack of a developed market for this security 74.8 61.58 12,266 - $4

it is difficult to determine the market value. As to the end of the current qO07 Ney Mavenens $_974,826 $961,582 $12,266 $ sae:

financial year, the investment has been written down to $1.

b. Accounts receivable -’ Accounts receivable are stated at their nominal value oe
; as reduced by appropriate allowances for irrecoverable amounts. 9. ACCOUNTS PAYABLE AND ACCRUED LIABILITIES

c. All other financial assets and financial liabilities are stated at their nominal ; 2005 2004
4 values. me j ;
; : ; Accounts payable meee : $ 180,208 $ 180,871
: 3. CASH AND SHORT-TERM DEPOSITS ; Provision for staff benefits and training expenses 410,733 453,027
’ Provisions - other ao Se gab , 59,139 . 132,246
i Cash and short-term deposits are comprised of: me Commissions payable . ay 94,243 26,251
i Taxes payable (advances) : 210 (925) .
4 2005 2004 Salaries and social security : Pfae, 6,227 6,344
Cash on hand . $ 17,818 $ 22,826 Sea $ 750,760 $ 797,814
: Demand deposits 1,126,901 801,619 ; e —— reread
3 Overnight placements 770,000 920,000
i Shares in investment funds: 10. CALL ACCOUNTS
, AIM s/t Invest. Co. Global US (Inst'l) 250,000 - . ‘ ; ye
i ] ; Bank of America Global Liquidity 250,000 = Call accounts represents the - total’ on-balance sheet amounts held by clients. in:
s Citi Institutional Liquid Reserves, Inc. 632,178 1,653,664 Winterbotham Call Accounts. Funds in excess of $ 10,000 in such accounts are placed on
4 Pe cearar pes eee Ce : a fiduciary basis for the account and risk of the account holder(s).' The balance on these
: : $ 3,046,897 $ 3,398,109 financial statements represents the first $ 10,000 held in each account plus the total balance

_on the account that secures the loan indicated in Note 5.
4. . INVESTMENTS:

: a. Short term investments ; 11.. ADVANCES FROM CLIENTS AND FEES RECEIVED IN ADVANCE
i ; ;
q 2005 2004 The balance sheet item “Advances from clients” includes credit balances corresponding to
“4 . clients who have paid certain expenses in advance. ‘The item “Fees received in advance”
oT Time deposits _ $ 852,572 $ 316,003 includes the portion of annual client fees which have been collected in the year ended June
: ~ erm -—— cious metals ~- Bi 705,532 602,679 : 30, 2005, and relate to periods subsequent to the balance sheet.date.
: Securities and shares 78,060 -

Bonds 194,221 :

12. BALANCES AND TRANSACTIONS WITH RELATED PARTIES
$_ 1,830,385 $ 918,682
: Balances and transactions with related parties:

q b. Long-term investments | .
2 . ws : 2005 2004

The Bahamas InterpatiqnalSernrities-Exchange:(BISX):: 2G $2. 129609U03



5

725,000) WS. | 125,000 is _ Prepaid expenses and other assets
GE ROS FS ap evagy 22



kKeeKKER

4 Impairment of investment '€124:999) (100,000) a OES fe ah FF

: ‘ ; / § rs 25,000 Accounts payable, and accrued liabilities -
a | Salaries and benefits .. ; $ 608,088 $ 682,574
a 5. SECURED LOAN ; | .

: - 13. FIDUCIARY OPERATIONS :

“ _ Secured loan represents a loan granted to a long-standing client and is fully guaranteed by ae :

: cash collateral held on account by the client. The Winterbotham+Merchant Bank, a division of The Winterbotham Trust Company
: Limited had at the date of these consolidated financial statements entered into fiduciary
s Sede ‘ agreements for an aggregate amount of $138,779,226 (2004: $122,344,096). The clients
4 6. ACCOUNTS RECEIVABLE - NET : : bear all risks and responsibility for activities carried out by the Company on their behalf
a : ‘ : under these-contracts. The depositors agree to indemnify and hold harmless The
5 Accounts receivable are recorded net of a provision for doubtful debts of $99,835 (2004: Winterbotham Trust Company Limited, its directors, employees, agents and representatives
jl $95,454). against all liability, losses or damages atising’out of or in connection with the fiduciary
i agreement. The major portion of the fiduciary transactions comprise funds received by The
3 Winterbotham Trust Company Limited from corparate or individual depositors which are
i 7. PREPAID EXPENSES AND OTHER ASSETS subsequently lent on to corporate or individual borrowers or. deposited with banks in time
: , : , . deposit accounts. Fiduciary services yield fees equivalent to the difference between the
iy Prepaid expenses and,other assets are comprised of the following: lending and deposit rates and are recognized as income upon collection at the time of
: maturity, or flat commissions paid on implementation of the transactions.

: 2005 2004

peters ey pciece $ 113,198 $, 73,953 14. FAIR VALUE OF FINANCIAL INSTRUMENTS

‘ . Winterbotham Group accounts : 112,357 129,707 :

: Loans to staff : 105,794 35,779 The carrying value of all financial assets and financial liabilities, except for the investment
‘ Third party accounts _ 39,541 6,126 . in BISX which is carried at cost adjusted for estimated diminution, are estimated to
: Advances to suppliers : 18,819 22,221 approximate their carrying values in the balance sheet due to their "naga nature and/or
: Loans granted 15,000 23,656 because they bear caaatieh at market rates and are re-priced frequently.

Other 11,969 . 1,826

: Shelf companies available for sale 9,145 6,939

$ 425,823 $ 300,207

PUBLISH ©

Your Balance Sheets & Legal Notices

oa

rt

The Tribune |

a Or | Bice

PR





PAGE 6B, FRIDAY, OCTOBER 21, 2005



€

Chairman’s Report on Unaudited Results September 30, 2005

On behalf of the Board of Directors, | am pleased to be able to report that Commonwealth Bank
continued its strong 2005 performance by ending the third quarter of the year with net income of
$23.4 million, an increase of 22.5% over the same period of 2004.

Results for the nine months ended September 30th, 2005 with comparisons for September 2004
were as follows:

Net Income $23.4 million, an increase of 22.5% or $4.3 million.

Earnings Per Share 62 cents an increase from 48 cents.

Annualised Return on Common Shareholders’ Equity was 33.0% up from 29.1%

The Bank experienced strong customer demand through the summer months resulting in an
overall increase in loans receivable of 9.75% above December 2004. This increase also reflected
| the continuing emphasis on mortgage igpaing which showed an increase of 15.7% in the first 9
months of the year.

The quality of the loan portfolio continued to show improvement as Impaired loans receivable fell
to $13.1 million (2% of the loan portfolio) at September 30, 2005, down $6.6 million and 1.28%

COMMONWEALTH BANK LIMITED

CONSOLIDATED BALANCE SHEET
(Expressed in Bahamian dollars) (Unaudited)

ASSETS a

Cash and deposits with banks 9,163,597 $ 11,478,746

Balances with Central Bank 46,245,237 77,927 ,966

Government Stock, Investments and Treasury Bills 70,136,269 60,998,651

Loans Receivable (net) 646,314,070 588,876,208

Premises and equipment - 24,938,866 24,868,538 |
Other assets 431,233 1,507,042

TOTAL

LIABILITIES AND SHAREHOLDERS’ Equity
Liabilities:

Deposits

Life assurance fund 8,961,225 - 6,278,112
Other liabilities 12,395,296 10,615,853
Dividends payable 2 2,367. - 26,505,
Total liabilities 662, 022, 596 632, 183, 195
Shareholder’s Equity: .
Share capital: 62,749,643 62,867,709
Share premium 19,122,038 17,812,690
General Reserve 10,000,000 * 10,000,000
Retained earnings _53,334,995 42,793,557
Total shareholders’ eau 445,206,676 133,473,956

TOTAL

$ 797,229,272

$ 630,663,708

$ 797,229,272

September 30, 2005 December 31, 2004

$ 615,262,725

$ 765,657,151

See accompanying notes to unaudited. interim.consolidated financial statements.



COMMONWEALTH BANK LIMITED
CONSOLIDATED STATEMENT OF INCOME
(Expressed in Bahamian dollars) (Unaudited)

9 months ending

9 months ending

ots September 30, 2005 September 30, 2004

INCOME:
Interest income $ 63,874,850 $ 62,340,210
interest expense -- (19,031,898 ) ( 19,266,330 )
Net interest income: 44,842,952 43,073,880
Loan loss provision _( 6,949,264 ) ( 10,124,346 )
37,893,688 » 32,949,534.
Life assurance, net 3,382,673 2,366,328
Fees and other income _.. 9,989,120 _ 8,468,564.
| 51,265,481 43,784,426
Non-INTEREST EXPENSES: | ie, to
General and administrative 25,781,659 22,877,272 -
Depreciation and amortization ~ 1,900,912 1,685,475,
Directors’ fees 134,250 : 81,000 _
Re _ 27,816, 821 24, 643, 747
NET INCOME 23,448,660 19,140,679
. Preference Share Dividends ( 3,796,120 ) ( 4,090,622 )
Net INCOME AVAILABLE TO COMMON SHAREHOLDERS $ 19,652,540 — $ 15,050,057
AVERAGE NUMBER OF COMMON SHARES 31,619 31,271
(Thousands) mS at
EARNINGS PER SHARE (9 months) $ 0.62 $ 0.48

COMMONWEALTH BANK LIMITED
CONSOLIDATED STATEMENT OF INCOME
(Expressed in Bahamian dollars) (Unaudited)

3 months ending 3 months ending
September 30, 2005 September 30, 2004

INCOME: ;
Interest income $ 22,620,177 $ 21,284,942
Interest expense ( 6,138,663 ) ( 6,380,950 )
Net interest income ~ 16,481,514 14,903,992
Loan loss provision (3,348,050 ) ‘( 3,678,950 )
13,133,464 11,225,042
Life assurance, net 1,166,566 869,352
Fees and other income 4,491,429 2,888,955 -
18, 791,459 14,983,349
Non-INTEREST EXPENSES:
General and administrative 9,257,219 7,941,282
Depreciation and amortization 641,777 581,077
Directors’ fees 45,875 27,000
9,944,871 8,549,359
Net INCOME 8,846,588 6,433,990
Preference Share Dividends ( 1,069,039 ) ( 1,363,541 )
Net INCOME AVAILABLE TO COMMON SHAREHOLDERS $ 7,777,549 $ 5,070,449
AVERAGE NUMBER OF COMMON SHARES 31,619 31,271
(Thousands)
EARNINGS PER SHARE (3 months) $ 0.25¢ $ 0.16 ¢

Â¥

*. Our thanks are due to our customer and shareholders for their cispens and of course our
| Total Assets increased $26.0 million in the quarter to $797.2 million or 4.1% over December 2004. .

a COMMONWEALTH BANK LIMITED.
,CONSOLIDATED STATEMENT OF CASH Flows?

ere.

Chairman

THE TRIBUNE BUSINESS:

COMMONWEALTH BANK

Chairman; S Report _

from December 2004. At the same time the ratio of loan loss provisions to impaired loans
increased from 67% in December 2004 to in excess of 100% at the end of September 2005.

During the third quarter the Bank concluded re-pricing its Preference shares from fixed rates
between 8% and 9% to a floating rate of prime plus 1. 5%. This had the effect of increasing the
Banks earnings in 2005 by $0.01 per share.

We anticipate that the Bank wil satisfactorily close out 2005 with another year of record financial

performance.

dedicated and loyal employees.

1. yp
T. B. Donaldson

f 0.12 — | , |



COMMONWEALTH BANK LIMITED

CONSOLIDATED STATEMENT OF CHANGES IN SHAREHOLDERS’ Equrry
(Expressed in Bahamian dollars) (Unaudited)
9 months ending 9 months ending

September 30, 2005 September 30, 2004
PREFERENCE SHARES 4







SHAREHOLDERS’ EQuirTy AT END OF PERIOD



(Expressed in Bahamian dollars) (Unaudited) : : ;

9 months ending 9 months ending
September 30, 2005 September 30, 2004
CASH FLOWS FROM OPERATING ROTNINES: :

interest Receipts ©
Interest Payments

Cash payments to employees and suppliers

$ 57,519,838

( 19,031,898 )

_-(-23,060,657_)

$ 57,163,329

( 19,266,330 )

Life assurance premiums faceted 6,539,424 3,231,225
Life assurance claims and expenses paid ( 1,071,363 ) ‘(. 1,509,154)
Fees and commissions received 10,586,845 . 9,331,035
- Recoveries 3,892,645 2,716,583

(21,171,375 )

; 35,374,834 30,495,313
Increase in loans receivable ( 64,387,126 ) ( 39,229,534)
Increase in deposits, 15, 400, ee 26,117,879 |
Increase in shareholders’ loans a 6,030 _
Net cash (used in)/provided from operaing 3 activities me 13, 611, an ) - 17,389,688

CASH FLOWS FROM INVESTING ACTIVITIES:
Purchase of Government Stock, investments
and Treasury Bills

Interest receipts and ‘Spayihont of

( 66,397,456) — ( 76,103,338)

Government Stock and Treasury Bills 59,722,205 72,467,058
Purchases of premises and equipment _(1,971,240_) (. 8,927,312).
Net cash used in investing activities (8,646,491) ._(_ 12,563,592 )

CasH FLOWS FROM FINANCING eee:

Dividends paid ( 12,931,360 ) (. 12,552,177 )

Issuance of common shares - 1,209,482 61,630
Redemption of Class “C” preference shares | ( 1,007,600 ) 0
Issuance of Class “H” preference shares 869,400 0
Stamp tax paid on share capital increase __...120,000 weer ee SO e
Net cash used in financing activities _ (11,740,078 ) (_ 12,490,547 )
Net DECREASE IN CASH EQUIVALENTS ( 33,997,878 ) ( 7,664,451 )
~ CASH EQuivALeENTs, BEGINNING OF PERIOD 89,406,712 _ 64,424,680 _

CASH EQUIVALENTS, END OF PERIOD $55,408,834

See accompanying notes to unaudited interim consolidated financial Satements.

COMMONWEALTH BANK LIMITED — ee
NoTEs To UNAUDITED INTERIM CONSOLIDATED FINANCIAL STATEMENTS
(Nine Months Ended September 30, 2005)

’ ACCOUNTING POLICIES

These consolidated interim condensed financial statements have been prepared in accordance with |

. $ 56,760,229







Balance at beginning of.period 60,990,700 60,990,700
Redemption of Class “C” shares ( 1,007,600 ) 0.
Issuance of Class “H” shares 869,400 - ee ete ee SO 2
Balance at end of period 60,852,500 60,990,700 _
Common SHARES oe sae
Balance at Beginning of period 1,877,009 1,875,549
Issued wet 20,184 oe 729 ee.
Balance at end of period 1,897,143 _ 1,876,278 |.
SHARE PREMIUM cs
Balance at beginning of period | “17,812,690 17,662,281
Issuance of common shares — 1,189,348 60,901
Stamp tax on share capital increase 120,000 7 0
Balance at end of period _. 19,122,038 17,723,182
_ GENERAL RESERVE
Balance at beginning and end of period * 10,000,000 10,000,000
RETAINED EARNINGS
Balance at beginning of period 42,793,557 34,839,046
Net income 23,448,660 19,140,679
Common share dividends ( 9,111,102 ) ( 8,441,767 )
Preference share dividends _(_ 3,796,120 ) _( 4,090,622)
Balance at end of period 53,334,995. 41,447,336 -
$ 145,206,676 $132,037, 496

International Accounting Standards 34 Interim Financial Reporting. The accounting policies used in |

the preparation of the interim financial statements are consistent with those used in the annual |
financial statement for the year ended December 31, 2004. |

The consolidated fi nakcal statements include the accounts of Commonwealth Bank Limited (“the
Bank”) and its wholly owned subsidiary companies. The subsidiaries are Laurentide Insurance and
Mortgage Company Limited, C.B. Securities Ltd. and C.B. Holding Co. Ltd.

DIVIDENDS

The Directors have approved interim quarterly dividends in the amount of 8 cents per quarter per
common share (2004: 8 cents) and an extraordinary dividend of 5 cents (2004: 3 cents) per share.
The total dividends paid as of the interim date is 29 cents per share for common shares (2004: 27
cents). The dividends are declared on a quarterly calendar basis. The interim financial statements
only reflect the dividends accrued for the interim period.

PREFERENCE SHARE CAPITAL

On July 12th, 2005, Shareholders approved re-pricing Preference Share classes A, E and G to
Bahamian Prime rate plus 1.5% from a fixed rate of 9.0%. On July 26th Shareholders approved
re-pricing Preference Share classes B, D and F to Bahamian Prime rate plus 1.5% from fixed rates
ranging 8.5% to 9.0%.

On September 16th, 2005, the Bank redeemed all C Class Preference shares, (10,076 shares of
$100 each). As part of the consideration for redemption, 8,694 class H Preference Shares of $100
were issued. The H Preference shares pay dividends at Bahamian Prime rate plus 1.5%. The first
dividend payment will be December 31, 2005 and quarterly thereafter.

SUONBIOY BANZGID S00ZO

a



—— SPORTS . | FRIDAY, OCTOBER 21, 2005, PAGE 7B



UEFA Cup group action underway °°,
irwn Lars

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PAGE 8B, FRIDAY, OCTOBER 21, 2005 TRIBUNE SPORTS





Bn



pull =~
off huge upset =~





@ By KELSIE JOHNSON
Junior Sports Reporter

THE African Methodist
Episcopal (AME) Church
pulled of the biggest upset in
the Church Games, Wednes-
day night.

Heading into the champi-
onship games as the third
ranked team in the open
men’s division, AME snatched
the title with an 60-57 victory
over the favourites, Full
Gospel.

The win, which came from a
big surge late in the closing
minutes of the second half,
was led by trio Perry Darling,

Victory over the

favourites, Full Gospel

Kevin McPhee and Terrance
Brown. . ,

After having a fairly quiet
first half of play, the trio start-
ed their reign of terror early in
the second.

The first half of play
belonged to Full Gospel, who
dominated from the free
throw line. The team went 7-



for-10, while AME were 1-for-
3.

Wasting no time to score at
the opening tip, Full Gospel’s
Jason Collie connected from
behind the arch to start things
off for the team.

The unsuccessful attempt by
AME resulted in one of the

three runs in that half by Full .

Gospel. The first run saw the
team go up 7-0 before AME
were able to put a score on
the board.

By the end of the first half
AME were down by four
points.

But things took a twist in
the second half, as fatigue
started to settle in on the play-
ers from Full Gospel.

Taking advantage of sever-
al free shots from the free
throw line, AME were able to
pull themselves with in two
points.

AME’s trio McPhee, Dar-
ling and Brown accounted for
27 of the half points.

AME scored 34 in that
half. —

Top scorers in.the game for
AME were Darling, with 17
points and Brown and
McPhee both chipping in with
155. °

For Full Baptist Chevy Sim-
mons scored 16 points and
Donny Johnson 14 points.

The Baptists clinched anoth-
er title, this time in the under
17 boys division. The Baptists
defeated the Catholics 56-49

for the win.
In the under 13 division,
Full Gospel took the

. victory over the Anglicans 37-

25.



“Copyrighted Material

Syndicated Content
Available from Commercial News Providers”

‘ —g~etre«



Young soccer stars
share the spoils

ACTION from the match between C I Gibson and Thelma Gib-
son in the Primary School Soccer competition. The game ended

in a draw. ° See Sports front.

(Photo: Mario Duncanson/Tribune Staff)

“Copyrighted Material
Syndicated Content

Available from Commercial News Providers”



-; P.O. Box
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FRIDAY, OCTOBER 21, 2005

SECTION





Fax: (242) 328-2398
E-Mail: sports@100jamz.com

MIAMI HERALD SPORTS












lf SOCCER
By KELSIE JOHNSON
Junior Sports Reporter a TOUGH- TACKLING action
: between Columbus Primary School.
AFTER missing last year’s and Cleveland Eneas. Columbus.




won the match 1-0 thanks to a late
winner.

(Photo: Mario Duncanson/.
Tribune staff)




Primary School Soccer competi-_
tion, Columbus Primary School
stepped up play yesterday to —
advance to the pool semifinals.

The 1-0 victory by Columbus
Primary over Cleveland Eneas
boys helped them to clinch the
top spot in Group 1 and gain a
bye into the semifinals. It also
sent Cleveland Eneas packing.

But, according to Columbus
Primary School head coach
Larry Sweeting, the win wasn’t
an easy task, since the level of
play has risen.

He said: “Victory feels good.
It feels great to win, especially
after the line-up we were fac-
ing.

“The édlabettisin this year
wasn’t easy at all. All the teams
have improved and this made it
very hard for us to just step into
games already thinking we had
won.

“There was the same level of
play throughout the series, but
our defence was the key to our
victories.” ; ’

After a scoreless first half, the
game’s only goal was scored
with less than two minutes
remaining.

Before finding the net,
Columbus Primary were able to
prevent Cleveland Eneas scor-
ing on three separate occasions.

Drawing

But the road to the semi-
finals wasn’t easy for Colum-
bus, after drawing two of their
four games played and the oth-
er two wins by a single goal.

Sweeting added: “I haven’t
seen the other teams as yet, but
I know if we play good defence
there will be some very, close
games.

“T heard that all the pools are
tough, all the teams in our pool
were tough, so I am really
expecting some good games.

“Unfortunately, we weren’t
able to make it last year, that
was a little disappointing, but
we are back in full force.”

Columbus Primary will take
on Uriah McPhee in hopes of
advancing on to the finals.

Fighting for a finals spot in
playoff games will be
Carmichael Primary and
Stephen Dillet. The winner of





Victory for Knowles and N estor

that game will play Sadie Cur-
tis.

The two winners of the semi-
final games will advance to the

playoffs.
Sweeting viewed the game
against Stephen Dillet — a 1-0:

win — as the toughest game for

his squad.

Although the final draw does-
n’t concern Sweeting, he said he
will be looking forward to play-

ing Stephen Diilet once again.





TENNIS
By KELSIE JOHNSON
Junior Sports Reporter

MARK Knowles and dou-
bles tennis partner Daniel
Nestor advanced out of the first
round yesterday at the Masters
Series in Madrid, Spain.

Playing in their first game of
the series, which has a 48 draw,
Knowles and Nestor defeated
Simon Aspelin and Todd Perry

6-3 and 6-4 for the win.

The tennis duo are ranked
third in the tournament and will
play David Ferrer and Fernan-
do Verdasco in hopes of
advancing closer to a champi-
onship title, which they won last
year. The game is set for today
at lpm.

Ferrer and Verdasco, both of
Spain, defeated Gaston Gau-
dio and Mariano Puerta of
Argentina, 6-3 and 6-2 to
advance.

The win came days after

third title of the year.

“eewiks and Nestor won ‘the

BA-CA championship,-their



Ranked fourth in the, ATP
Doubles Race, the duo are ‘hop-
ing to reclaim the title in. order
to qualify.

Surprisingly, ATP Daribles
Race leaders American twin
brothers Bob and Mike Bryan
lost their first game to Mahesh
Bhupathi and Martin Damm in
a three set game, 6-3, 6-7 and 6-



or every McDonald’s Cookie you purchase during the month
of October 2005, McDonald’s will make a donation to the





(Yl

i'm lovin’ it



T RIB UNE PRES

SENTS



WEDNESDAY, JUNE 29, 2005

By JANICE MATHER

VERY year, meteorologists release

a forecast forthe upcoming hurri-
cane season. Every year, scientist
and nature guru Sydney Sinclair-
Sands sends in letters — in the ‘Hey
Bulla’ ‘style —.to local papers, predicting the
upcoming hurricane season by the yellow blos-
soms of the poui tree.

Who is right?

In an ironic and Jemarkably beautiful twist of
fate, Mr Sinclair-Sands and his yellow poui trees
are generally not far off the mark.

Take the 2004 season, when the former Depart-
ment of Fisheries aquaculturalist used the flow-
ering patterns of three tall, shady poui trees in his
backyard to foretell three major storms.

The trees, says Mr Sinclair-Sands, send out
their first set of blooms to announce the arrival of
spring; the number of times it blossoms after that
indicates the number of hurricanes the coming
months will bring.

Last year, the tree sent out’a sprinkling of yel-
low to announce spring, then got right to talking;
within two weeks, it sent out three intense sets of
warning blossoms..

“T said, ‘Good Lord, we mussee gonna have
three hurricanes this year’,” remembers the pre-
dictor, who, concluded that, since three strong
sets of blossoms came in close succession, three
powerful storms could be.in the Atlantic at the
same time. .

Lo and behold, come ‘Anau and September,
Frances and Jeanne descended, with Ivan threat-
ening to hit the Bahamas soon after.

1



Bizarre coincidence?

Mr Sinclair-Sands, who began noticing a rela-
tionship between blossoms and weather unrest in
the mid 1980s, certainly doesn’t think so.

On a particularly hot day, 20 years ago, the
tree caught his attention because it seemed par-
ticularly fierce in its blossoming. He stood, staring
at the poui and said, “something must be going to
happen because I’ve never felt the sun like this
before, and this tree is just going wild,” he said.
“We haven’t had a hurricane for about 15 years .

. I said, ‘I believe this is gonna be our year’,
and sure enough it was when that terrible hurri-
cane came up and was actually heading for the
Bahamas,” he recalls.

A hurricane did head for the Bahamas, he
recalls, but turned away, menacing Jamaica and
Florida instead.

Since then, he’s been studying the yellow poui
closer.

The tree, which grows to about 30 feet tall,
with wide, shady branches, has relations in the
Bahamas, that don’t appear to have the same
predictive powers.

The pink poui’s blooms don’t seem to mirror

the storm season, and a smaller variety of yellow
poui — many of which were planted along JFK
some years ago — appear less accurate in their
blossom production, Mr Sinclair-Sands says.
Some may prefer to rely on meteorological
information for estimates on how many storms
are expected for any given season. But, for what
it’s worth, the tree has been known to foretell
storms remarkably well.
Take 2002, when hurricane Michelle burst on
the scene in November, unusually late in the June

‘1 - November 30 season. Others may have been

surprised; Mr Sinclair-Sands had been warned
by his forecasting trees, which had abruptly put
out a burst of surprise blossoms in July, much
later than normal. Even though pouis usually
bloom without leaves, the telltale yellow appeared
even though the tree was covered with leaves.

“I wrote another little letter in to the editor and
told them, ‘it’s gonna be another late hurricane
and it’s gonna be a bad one’, but the experts in the
US, they couldn’t say that. There are certain
things that the tree would indicate that their
instruments could not detect,” says Mr Sinclair-
Sands. “The tree is so sensitive to environmental
change that their instruments wouldn’t pick that
up, so they couldn’t warn people of a late hurri-
cane.”

Meteorological predictions certainly can be
confusing at times. In October, local meteorolo-
gists anticipated this year’s season would be less
active; in April, it was expected to be “very sim-
ilar”. A month later, predictions were that this
season would be more active than the last.

After.its predictory blossoms, the poui falls
silent, and generally sets to work putting out

leaves, providing shade, and living much as one
would expect any quiet tree to live. It doesn’t put
out banners declaring ‘Put up shutters next week!’
or ‘Get canned food now!’ Once it’s given its
warnings, don’t expect anything more than leaves

_and birds in its branches, and during a storm, the

trees are as susceptible as any others; two of Mr
Sinclair-Sands’ three trees were damaged last
year, while one still flourishes.

Even so, it will be interesting to see who will be
right in 2005. The National Oceanic and Atmos-
pheric Administration predicts two to four major
hurricanes, at least category three in strength.
The poui (so far) has put out two small blooms
and one significant one which, Mr Sinclair-Sands
predicts will bring about 100 miles per hour winds.

Past years have shown the born-and-raised
Nassauvian, who grew up with a gardening mum,
that the number of poui blooms clustered togeth-
er indicate how strong a storm will be.

“T’ve found that anything over eight flowers
on the bunch would indicate the possibility of a
hurricane,” he explains. “The higher it goes, the
more intense the hurricane would be. It has gone
up to like 14 flowers on a branch. So that would

those strong hur-
ricanes like we
had last year, 155
miles per hour.”

How does one
explain the tree’s
forecasting flow-
ers? Chance?
Hocus-pocus?
Nature’s helper?
Oné of God’s
intricate twists to
creation?

Mr Sinclair-
Sands, who has
studied hydro-
ponics, explains
the poui as “just a
part of nature”
and believes the
tree simply reacts
to shifts in the
environment.

In the late

give you one of |



























































1980s, shortly after he began studying the tree’s
hurricane-hinting tendencies, he noticed it mak-
ing other changes; instead of blooming in March,
with spring’s arrival, it began flowering as early as
January.

“At that time,” he points out, “there was a lot
of talk about change in environment, the green-
house effect and carbon dioxide pollution.”

Mr Sinclair-Sands makes his living working
with other plants and plant products; he roasts
and sells coffee, and propagates indoor plants.
But he’s still got a soft spot for the yellow poui,
which he also propagates, and has been trying
to convince local landscapers to use.

It might be quite pleasant; avenues of tall,
shady trees that faithfully put out a halo of viru-
lent yellow flowers, helpfully tuned into their
own weather channel, watching and waiting to be
watched.



PAGE 2F





Bahamas suffers
frequency’ of

Most affected nation
in Caribbean Basin

Bahamas has
the greatest fre-
quency of tropical
storm activity in
the entire

Caribbean Basin, the Depart-
ment of Meteorology has
revealed. E

With four major hurricanes
expected during this Atlantic
Hurricane Season, which runs
June 1 through November 30,
the National Emergency Man-
agement Agency (NEMA) and
its partners are observing the
period until June 30 as Hurri-
cane Awareness Week under
the theme, “Together Emer-
gencies are Managed”.

A history of hurricanes in the
Bahamas over the past 150
years Or more was presented at
a press conference on Wednes-
day, June 22, at Cabinet Office.

Deputy director of Meteo-
rology Trevor Basden revealed
that for the entire Caribbean
Basin, which stretches from the
Leeward and Windward Islands
in the east to Hispaniola and
Cuba in the west, “The Bahama
Islands have the greatest fre-
quency of cyclones.”

The Caribbean aamcns
Network has indicated that the
“Hurricane Capital of the
Caribbean” is Abaco, with 18
severe hurricanes since 1851,
which is an average one hurri-
cane per eight to nine years.

Since 1994, Key West and
Nevis have seen the most severe
hurricanes — seven or about one

_ every eight to nine years. Grand
Bahama saw the most hurri-
canes, 40 — one every four years.

“So this means that we should
always be on the alert for any
sort:of eventuality,” said Chief
Climatological Officer at the
Department of Meteorology
Mike Stubbs. “So, there is no

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surprise as to what has hap-
pened during last year’s Hurri-
cane Season in the Northern
Bahamas. The probability of
islands being hit are usually
those islands in the northwest
sector of The Bahamas.”

Mr Stubbs urged residents to —

pay particular attention to activ-
ities during Hurricane Pre-
paredness Week 2005.

“We pray that nothing hap-
pens this year as we are still in
recovery stage but if we take
the necessary precautions, we
can mitigate or minimise the
impact of hurricanes or any-
thing that may come this way
during this hurricane season,”
he said.

-On the question of hurricane
preparedness, Coordinator of
NEMA Carl Smith noted that
The Bahamas is in the tropical
cyclone area.

“That is why our focus must
be on mitigation measures. We
have in the past, given focuse
to responding after an event
would have taken place. We
need to look, or give more
attention to risk management.

‘And that means in our devel-'

opment planning, building to
our plans, disaster management
considerations.” Mr Smith said.
“It means looking at our build-
ing codes, to see if they are very
effective and if in fact they are,
to ensure enforcement.” :

He said that the Bahamas is
still in recovery mode from last
year’s two major storms, Hurri-
cane Frances and Jeanne.

The National Oceanic and
Atmospheric Administration
(NOAA), has predicted 12 to

15 named storms, six to nine of .

which are expected to become

‘hurricanes; three to nine major

storms, meaning wind speeds of
up to 111mph or greater:

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Tel. 394 0011

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HURRICANE SUPPLEMENT 2005



- However, noted professor Dr

- William Gray has foreshadowed

15 named storms, eight of which
are expected to become hurri-
canes, and four major storms.
Furthermore, both predictions
have indicated 39 percent
increase in. the landfall hurri-
canes in the southeastern Unit-
ed States.

“This is the first time where
they are actually delving on this
landfall because usually they
just give the general broad view
of cyclones in the Atlantic
Basin,” Mr Basden said. “What

“that obviously means for us in
The Bahamas is that they are.

expecting an increase in hurri-

- cane activities through the

Bahamas.’

Grand Bahama

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Ltd. Tel. 352 7891

insurance Management
(Bahamas) Ltd.
Tel. 352 7421

Pinnacle Insurance Agency
‘Ltd. Tel. 351 9747

Trinity Insurance Agents &
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Tel. 351 2022

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Tel: 369 4745

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Esther Rolle Tel: 339 1391

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THE TRIBUNE

PAGE 3F





Available from Commercial News Providers”

Prepare a Personal
JA Lare la COye dere

-* Identify ahead of time where rot could go if
you are told to evacuate. Choose several places
—a friend’s home in another town, a motel, or a
shelter.

* Keep handy the telephone numbers of these
places as well as a road map of your locality.
You may need to take alternative or unfamiliar
routes if major roads:are closed or clogged.

* Listen to local radio or TV stations for evac-
uation instructions. If peta Ko bree ce do. RY
immediately. :

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* Prescription medications and medical sup-
ry itech
* Bedding and clothing, including sleeping
bags and pillows
* Bottled water, battery-operated radio and
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* Documents, including driver’s license, Social
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HURRICANE SUPPLEMENT 2005

Evacuation: do
not wait ‘until —
the last minute’

NATIONAL Emergency
Management Agency (NEMA)
co-ordinator Carl Smith has
called on Bahamians to respond
quickly to evacuation calls dur-

ing the 2005 hurricane season.

Mr Smith advised against
waiting until “the last minute”
to do so.

He said persons most likely
to be asked to evacuate in the
event of a hurricane are those
who live in coastal or low-lying
areas that are prone to flood-

ing.
Habit

“This habit of waiting until
the last minute to’ follow. the
evacuation orders has to stop,”
said Mr Smith. “It has to be
recognised that we cannot place
our first responders — be they
Defence Force officers, police
officers and/or medical teams —
in harm’s way by asking them to

go out into dangerous situations

to try and rescue individuals.”

Mr Smith explained that
there were “a couple of situa-
tions last year that placed the
lives of some of our responders
in jeopardy and that’s just not
fair as many of these persons
are parents, brothers, sisters,
aunts and uncles and have fam-
ilies whom they are responsible
for”.

“It is an unreasonable thing
to ask of them,” Mr Smith said

Mr Smith said emergency
management officials expect
persons to respond to evacua-
tion notices “immediately” once
they have been advised to evac-
uate their areas and notified
about the shelters available to
them.

Family members and neigh-
bours of the elderly and. per-

critical roles in ensuring that
these individuals are evacuated
in time.

“They can do this by either
moving those persons to shel-
ters themselves or by alerting

They say three to five of the
storms might become major
hurricanes.

Mr Smith said the 2004 hurri-
cane season should be a
reminder for Bahamians of the



‘It has to be recognised that
we cannot place our first
responders - be they Defence
Force officers, police officers

_ and/or medical teams - in
harm’s way by asking them to
go out in dangerous situations

to try and rescue individuals,’

—Carl Smith, NEMA



authorities ahead of time,” said
Mr Smith.
“Communities can come

together and determine which.

individuals need assistance in
getting to hurricane shelters
ahead of time and let the prop-

"er authorities know ahead of
time so that no‘one has to go
out in adverse conditions.”

Prediction

Meteorologists and climatol-

ogists are predicting another .

above-normal hurricane season
on the heel of last year’s
destructive and season.

Local meteorological officials

sons who are bedridden or are nn pTeCE 32 FOL) Stounis cuDe

living with disabilities, can play ;

with seven to nine becoming
hurricanes.

need to have a plan and to take
individual responsibility for act-
ing on it.

He said every household in
the Bahamas should develop a
written family plan based on
that family’s vulnerability to
hurricane hazards such as storm

surges, flooding and wind, and

which should also include
escape routes from the house.

Families should also choose
a safe room or area in their
homes for each hurricane haz-
ard, with the understanding that
in certain instances, the safest
thing might be to move to a
shelter.

“Additionally, they can post
emergency telephone numbers
by their phones and teach their
‘children when and how to att
emergency services. ” :

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PAGE 4F

HURRICANE SUPPLEMENT 2005

‘THE TRIBUNE



Insurers warn
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GET COVERED - Tidal surges from Hurricane Frances swept half a mile inland, flooding the homes of the low-
lying Lower Bogue community in North Eleuthera, and toppling and smashing anything that got in its way. ~~

LOCAL insurers paid out
more than $300 million in

claims last year to policyholders:

affected by the two major
storms to hit the Bahamas.
And the news for this year
does not leave insurers with
very much to smile about as
forecasters are predicting a very
busy season with 12 -15 named
storms, of which seven - nine
are expected to become hurri-
canes and between three -five
major hurricanes with winds
above 110mph.-. _ Se
Now, coming off one of the
most destructive hurricane sea-

sons since record keeping began
in the early 1900s, Bahamian

Insurance companies say they
are ready for another hurricane

season.

As part of your preparation
for the hurricane season the
Bahamas General Insurance
Association encourages policy-

‘holders to check their insurance
coverage to ensure that it is up

to date and that the sums
insured are adequate.

Underinsured

“A major problem following
the storms of 2004 was that of
underinsurance, where the sum
insured under a policy is much
less than it should be the
insured ends up being penalised

and getting less than the full

amount claimed,” said a press
release from the association.

As rebuilding values increase,
so should the sum insured 01
your home, noted the associa:
tion.

The BGIA also pointed cut
that recent press reports sug-
gesting that this penalty only
applies to total losses are wrong,
as it applies to all losses where
the property is underinsured.
“Those reports also suggested
that flood is not covered by
most insurance policies which
is incorrect.

“Whilst in Florida you have
to buy ‘windstorm’ and ‘flood’
insurance as separate covers,
policies issued by local insurers
in the Bahamas that cover ‘Hur-
ricane’ include flood caused by
hurricane and usually, although
not always, flooding from other
causes as well. (Please note that
buildings in certain high-risk

" areas may not be able to get

hurricane and/or flood insur-
ance).”

Another critical point to note,
said the association, is that
insurance companies will not
sell hurricane insurance in your
area once an “Alert” has been
issued for that area.

An “Alert” is issued when a
tropical system can produce
storm or hurricane conditions
within 60 hours (2 1/2 days).

“You should, therefore,
check to see that you have coy-
er well before any hurricane is
due to strike,” said the associa-
tion.

Claims

Filing claims as promptly as
possible is another matter that
BGIA members would like the »
public to pay attention to. After’
a loss, policyholders must report
their loss to the insurers as soon.
apossible.. = s,s

Persons who wait months to:
report losses to their insurance
company many find that under
the’ terms of the policy they.
have forfeited their right to
claim. y

Policyholders are also asked
to be aware of the Catastrophe
Perils deductible of 2.0 per cent
that: applies to hurricane claims.
The two per cent applies to the
sum insured on both the build-
ing and its contents and is the
responsibility of the insured.

“This means that if a building
is insured for $100,000 the
insured must pay the first $2,000
of any claim, whilst the insur-

- company will pay for cov-

-d damages that are above

.t amount,” the association
explained. a

One result of the very active
hurricane season last year has
been the increase in the local
cost of catastrophe insurance
by up to 30 per cent. This
increase came about as a result
not only of losses suffered by
local insurers, but also losses
suffered by reinsurers world-
wide.

“The four hurricanes which
struck this region (Charley
Frances, Ivan and Jeanne) cost
the international insurance
industry approximately $30 bil-
lion, with hurricanes Charley
and Ivan ranking in the top 10
costliest natural catastrophes in
history.

In addition to this there were
nine typhoons and a major
earthquake in Japan last year.
Include other events, such as
the tsunami in Southeast Asia,
and one can see why many of
the international reinsurers and
insurers need to rebuild their
reserves,” said the association.

To assist the public in under-
standing their insurance poli-
cies, the BGIA is preparing a
series of articles which will be
available for download from its
website at www.bgia.org. If you
have a specific question on your
insurance contact your insur-
ance agent or broker.



THE TRIBUNE

HURRICANE SUPPLEMENT 2005

PAGE 5F



etting the home ready
or hurricane season

¢ KEEP trees and shrubbery trimmed during
Hurricane Season (June-November). DO NOT
trim trees after a Hurricane Watch or Warning
has been announced as trimmings could become
dangerous missiles.

e If you have storm shutters, make sure they are
in working order and fit properly. If you do not
have shutters, have them installed or lay in a sup-
ply of plywood to use as shuttering.

(Taping windows will not protect your home,
although the tape may keep some of the glass
from flying into the house when the window is
smashed.)

e Review your INSURANCE. It is advisable to
secure your insurance policy in advance, no appli-
cation for insurance will be accepted, or coverage
increased, once a Hurricane Watch has been
issued for the Bahamas.

Speak to your agent and ask these key ques-
tions:

¢ Do I have replacement cost coverage on all
property, including contents?

e What are the deductibles? (Usually two per
cent of the Sum Insured).

e Are there any exclusions?

* Does the policy cover flood, wind and storm
damage? .

e If the dwelling is rendered uninhabitable by a
hurricane, does the policy cover relocation or
temporary housing?

° Take photos of your house, inside and out, for
documentation of its condition and contents.

e Make a list of all your important belongings.

° EMERGENCY equipment and supplies

e Purchase and set aside hurricane supplies.

e Check the working condition of all emer-
gency equipment such as generators, flash lights,
battery-powered radios, etc.

Protect your BUSINESS

¢ Make backup plans NOW by identifying and
protecting vital records, such as:-

¢ Computer software

e Accounts receivable records

© Client records

e Other important personnel and administrative
documents.

What to do when a
hurricane threatens

INSIDE your home

Establish a “Safe Room”. This should be an
interior room, free of windows, or a room with
a small window, such as a bathroom. Make
sure your safe room has a clear pathway to an
exit. :

Turn your refrigerator and freezer to the
coldest setting.

Turn off your gas at the bottle.

Freeze water in plastic jugs and use them to
fill empty spaces in your refrigerator and freez-
er to help keep food cool.

Prepare an emergency water supply for
bathing and sanitary purposes by storing water
in clean air-tight containers, including your
water heater and washing machine.

Store valuables and personal papers in water-
tight containers and store these in the highest
possible spot in your home.

OUTSIDE your home

Put up your shutters or install pre-cut ply- ;
wood over all windows and glass doors.

Close all windows (Remember to open one
on the lee-side during the storm). .

DO NOT drain your swimming pool

- Add extra chlorine to prevent conta-
mination. .

- Turn off electricity to pool equipment.

Bring inside all objects that can be blown
away, including garbage cans, TV antennas,
satellite dishes, lawn furniture, garden tools
and potted plants. Anchor objects that cannot
be brought inside.

If you don’t have a garage or carport, park
your car as close to the house as possible away
from trees: '

Fill your car’s gas tank early, after.a hurricane
gasoline may not be available due to power
outages.



eC Lae

Protect your home or business

EMERGENCY
AUTOMATIC
STANDBY

GENERATORS
7000-45000
Watt ©

e ADDS VALUE TO YOUR
HOME

e 24 HOUR BLACKOUT >
PROTECTION

e AUTOMATIC TRANSFER
SWITCH INCLUDED

Night or day, home or away,
you'll feel at ease knowing that
your GUARDIAN® generator
is watching your utility power
around the clock.

Call Shirley Enterprises Ltd. for
details or to arrange your free
inspection today!

ENTERPRISES LIMITED

Soldier Road
Telephone: 394-4823 or 394-7926
Fax: 394-1826
P.O. Box N-9180, Nassau, The
Bahamas
email: lawnboy @ batelnet.bs

$5,499.00
installed





Fallen trees were a major hazard to many dwellings when
Hurricane Michelle struck in 2001, including this Fox Hill home

Don’t wait

until the last
iminute...shop
r early!

Visit us at www.kellysbahamas com
.





PAGE 6F THE TRIBUNE

| HURRICANE SUPPLEMENT 2005 _ _— ! |

How to avoid
stormy waters



And this means getting our priorities in order...

Ensure that your HOME is properly insured!
We all know that a natural catastrophe can destroy
a home in the blink of an eye...






This, Bahamian boat owners (above) left nothing to chance when Hurricane Frances approached last year.
This boat was taken out of the walgk at the marina on East Bay Street .









DEVELOP a plan well in adyance.

e You can store a small boat with a trailer ina
warehouse or a garage.

° If you leave your boat outside, attach the
trailer tongue to a firm spot in the ground, deflate
the tires and lash the boat to the trailer. Place

’ boards between the axle and the frame to prevent

damage to the trailer springs.
¢ If your boat is in a marina check with the

dockmaster for any special requirements.

¢ Your insurance policy should include ade-
quate coverage for damage that your boat may
cause to other property.

e Inventory all vessel equipment and keep a
copy in a safe place off the boat.

¢ Identify safe harbours and take a test run to
one NOW, checking route conditions and travel
time.



OUR GUARANTEES

Efficient Service e Competitive Rates * Professional Staff
& Excellent Claim Service
At Confidence We Care And We Serve

Confidence Insurance Brokers & Agents Ltd.
. Phone: 323-6920 Fax: 325-8486
Located: Shirley St. (2nd floor of The Standard House) -
Exclusive Agents of Bahamas First General insurance Co.



WINDOWS
74 Mount Royal Avenue : Nassau, Bahamas

Manufacturers of Vinyl'Windows, Doors, and Hurricane Glass

Nassau’s first manufacturer of quality steel reinforced
tropical blend UPVC windows, doors and sealed glass units

Specializing in:

All glass options for home efficacy, and security against burglars and hurricanes.
An infinite amount of window styles to choose from.
Tilt & Turns, Single doors, double doors, and patio doors.
All styles of arches and bends. Specializing in Gothic Arches for churches.



All double-glazed units, windows and doors are custom fabricated to meet your
requirements and built to fit making Storm Frame Windows ideal for window replacement
or new build.

All material utilized endures salt air and UV exposure making Storm Frame Windows a
life long investment.

Your home is your biggest investment, so make the right decision and give your family
piece of mind and a beautiful and efficient place to live.

Come visit our factory located on 74 Mount Royal Avenue,
Nassau, Bahamas at the bottom of Hawkins Hill.

Tel: 1-242-325-6633
Fax: 1-242-325-6638
stormframewindows@hotmail.com









This information is provided
to ensure that you make the
necessary plans before an emer-
gency to protect yourself and
to help you respond safely.

TIPS

e Register when you arrive
at the shelter

e Sign in and out when leav-
ing

¢ Supervise your children

¢ Respect quiet areas

e Keep shelter clean



ITEMS TO TAKE TO THE
SHELTER

- Change of clothing

- Baby clothing and food

’ Hurricane Michelle washed this vessel almost on to the sidewalk at Long Wharf in 2001

Prepare for
the worst

- Blanket or sleeping bag

- Toiletries and personal
items such as soap\face cloth
and bath towel

- Tooth brush and toothpaste

- Deodorant

- Disposable sanitary items
(plates, cups, spoons)

- Manual can opener

- Canned food (soup and
meat)

- Canned juice

- Medical needs for at least
five days

- Games or toys for children

- Battery-operated radios

- Spare batteries

- Flash light

- Important documents

- Water

INSIGHT

Sel UM ela (ot behind
the news, read Insight
on Mondays





THE TRIBUNE

PAGE 7F









Providence

1) Church of God of Prophe-
cy — Gambier Village

2) New Providence Commu-
nity Centre — Blake Road

3) Golden Gates Assembly
— Carmichael Road

4) Southwest Cathedral
Church of God — Carmichael
.& Shrimp Roads

5) Calvary Deliverance
Church — East Street South

6) Ebenezer Mission Baptist
Church — St Charles Vincent
Street

7) New Bethlehem Baptist.

Church — Independence Drive

8) Hillview Seventh-day
Adventist Church — Harrold
Road

9) Lake View Church of
God — Bozine Town

10) Worker’s House — Har-
rold Road

11) Living Faith Seventh-day
Adventist Church — Old Trail
Road

12) Holy Cross Anglican
Community Centre — Soldier
Road

13) Agape Full Gospel Bap-
tist Church — Golden Palm
Estates

14) Church of God Audito-
rium — Joe Farrington Road

15) Epiphany Anglican
Church — Prince Charles Dri-
ve

16) St Mary’s Hall —
Bernard Road-Fox Hill

17) Bede’s Catholics Church

— Sutton Street

18) Kemp Road Union Bap-
tist Church — Kemp Road

19) Pilgrim Baptist Church
— St James Road

20) Salvation Army —
Mackey Street

21) Epworth Hall — Shirley
Street

22) Church of God of
Prophecy — East Street

23) Calvary Bible Church —
Collins Avenue

24) Calvary Baptist Church
(Haitian) — West Avenue off
5th St

25) St Barnabas Church —

SEA MEETS ROAD — In this photo by Franklyn Ferguson, an ocean surge leapt over the road at Saunders
Beach during Hurricane Francesand flooded the area. In the background is Saunders Beach shopping centre.

Wulff & Baillou Hill Roads

26) Mt Calvary Baptist
Church — Baillou Hill Road

27) Salvation Army —
Meadow Street

28) Bethel Baptist Church
— Meeting Street

29) Church of God Chip-
pingham — Chippingham

30) Mt Moriah Baptist
Church — Farrington Road

Grand Bahama
City of Freeport

1) First Baptist



Church/Preschool
2) St George’s High School

3) Sir Jack Hayward High
School

4) Hugh Campbell Primary
School

5) Maurice Moore Primary
School :

6) Living Waters Assembly
of God ’

7) Calvary Bible Church Hall
Central Church of God

8) Christ the King Anglican
Church: Hall (Special needs
shelter)

9) The Church of Christ

West Grand
Bahama

Pinder’s Point
1) Upper Zion Baptist
Church

2) Church of the Good Shep-
herd

Hawksbill
1) Church of God of Prophe-
cy

Eight Mile Rock
1) Bethel Baptist Church

2), Eight Mile Rock High
School Gymnasium

3) Martin Town Community
Church



4) Church of God Sea Grape

5) Central Zion Baptist
Church Hall

East Grand
Bahama

‘McCleans Town
1) The Emmanuel Baptist
Church ,

Pelican Point

1) St Matthew’s Church
High Rock

1). Emmanuel Baptist
Church

2) Genius cooper Auditori-
um





PAGE 8F

THE TRIBUNE

HURRICANE SUPPLEMENT 2005



Staying safe
in the eye of
the storm

Shelters

Know your evacuation route
if you plan on leaving your res-
idence and plan what you
should bring with you. Shelters
have limited supplies. Bring
food, medicine, water, medical
supplies, pillows, blankets and
personal care items. Bring such
items as books, magazines and
games for children.

e Make arrangements for
pets: shelters will not admit
them. Keep a list and photo-
copies of prescriptions and med-
ications.

e Be prepared to take care
of elderly relatives or friends
and their homes. Residents
should remain in their homes
during a hurricane unless there
is a valid reason to leave. Most
new homes have been built to
the high standards of the Build-
ing Code and many older
homes were constructed with
the destructive forces of a hur-
ricane in mind. It’s fairly sim-
ple to determine if you should
go to a shelter.

Plan to go toa
shelter if:

e You are in an evacuation
zone and have been advised by
authorities to evacuate

e Anyone in the household
suffers from health- related
problems :

e Your residence is in a dete-
riorated condition

e You just don’t feel safe

e If you plan to evacuate your
residence, LEAVE EARLY.
Don’t get stuck in traffic or
flooded areas.

Follow
evacuation
advisories

When A Hurricane Watch Is
Posted:

e Raise the settings on your
refrigerator & freezer to the
coldest temperature; don’t open
the doors unless absolutely nec-
essary. Freeze water in plastic
containers and use them to fill
in space and keep food cold.

e Clean your bathtub thor-
oughly; wipe with unscented
bleach; rinse tub and let dry; fill
with water, to serve as a sanitary
water reserve.

e Cover windows with shut-

~ ters or plywood

e Unplug your TV prior to
disconnecting a satellite dish

e Bring loose outdoor
objects, like trash cans, potted
plants, lawn furniture, etc
inside.

e Fill the gas tanks of all
vehicles and have cash avail-
able.

e Store important documents
and valuables in water proof
containers and place in the high-
est possible location.

e Carry identification with
you such as a driver’s license.

e If you have a boat, store it
in a garage or ware house. Oth-
erwise, be sure the boat is well
secured to the trailer and attach
the trailer to something that is
firmly planted in the ground.

Deflate the trailer tires for addi-
tional stability.

During A
Hurricane:

e Stay indoors. Weather con-
ditions usually deteriorate
quickly just before a hurricane’s
worst weather arrives.

e As the Eye (centre) of the
hurricane passes over, contin-
ue to stay indoors unless emer-
gency repairs are needed.

e It’s unpredictable when the
other side of the hurricane will
arrive with potentially worse
weather than before.

e Strong winds may cause
structural damage and may cre-

ate deadly projectiles out of
loose objects.

If Winds
Become Strong:

e Stay away from windows
and doors even if they are cov-

ered.

e Take refuge in a small first-

floor interior room, closet or

hallway

e Keep a battery-operated
radio or TV, flashlight, and a
gallon of water with you.

° Identify a clear escape path
in the event of a fire.

¢ Close all interior doors.
Brace exterior doors, especially
double-inward opening doors
and garage doors.

When disaster strikes and the power goes out, FG Wilson
generating sets can enable your essential functions to continue
as usual, so that with our help it’s “Business as Usual” for you.
Producing in excess of 35,000 sets per annum, with outputs
from.20 to 1,000 kVA we provide generating sets for prime
power, standby power and peak shaving.



CHOOSING HURRICANE SHUTTERS



* Lie on the floor under stur-

dy objects.

After a

‘Hurricane: »

Remain indoors until an offi-



f Hurricane Shutters

ies Oo

t

ts. of five varie

iS gui

Th





de offers a look at the benef



cial “all clear” has been
announced. Continue to listen
to weather reports from NEMA

and local officials. Poca a Oe UT et

Hotel (above) showed how
to prepare for Hurricane

DO NOT use your telephone :
PO TC Sg ULE AAC

except for emergencies.
DO NOT call'911 except for
.. Jife-threatening emergencies:;: ==,








Don Stainton (Protection) Ltd.|
ke __ SERVING THE BAHAMAS SINCE 1978 ?

HILLSIDE PLAZA, THOMPSON BOULEVARD
FREE ESTIMATES 322-8160/322-8219



Oe sat |

Aluminum rolling shutters are custom-fitted
and available in a choice of colours. They:
provide security and hurricane protection.
Easily operated by hand crank or electric
motor, Roll shutters add beauty, security and.
convenience to any home.

-e We guarantee motors for 5 years, material
and labour for two years and respond to
service calls within 48 hours, usually on the
same day.













The look of colonial wooden shutters, but with
the strength and maintenance - free qualities of
aluminum. Add a finishing architectural touch to
your home with these functional yet decorative
shutters.. Provides protection against storms,
sun and vandals.

¢ ALUMINUM ACCORDION SHUTTERS |

Light enough to slide easily, yet strong enough to |
withstand severe storm conditions. Heavy-duty
key lock mechanisms for secure fastening. |



¢ ALUMINUM HURRICANE AWNINGS

Economical and convenient, these easy-to-use
awnings are permanently installed and close
quickly for storm protection. They give everyday -
protection from heat and rain, and help prevent
fading of carpets and drapes.






The most cost-effective protection available. |
Lightweight, easy to store and to use. We give you |
10% extra spring steel clips and use closed-end
headers to prevent the panels "creeping".








THE TRIBUNE

PAGE 9F





HURRICANE SUPPLEMENT 2005



Coping with the aftermath

DURING THE STORM

DO remember to open a window or door on
the lee-side of the house to relieve pressure in the
house.

AFTER THE STORM

DO keep an ear on your radio in case storm
returns or another threatens

DO stay away from ALL downed power lines.
Even if power is off in your neighborhood, the
lines may still be “live”.

DO call the police or utility company immedi-
ately to report downed lines or broken water
mains.

DO take a picture of your home, then make
temporary repairs to prevent further damage.
Save receipts for all transactions (This is so you
can present evidence to insurer, all of whom like
to see evidence).

DON’T drink untreated water

DON’T call any emergency number except for
a life-threatening situation. ag

DON’T walk around without shoes or allow



Hurricane Jeanne made waves in Nassau last September

a

SOLU) ne




“Keeping you safe through the storm”



Protect your unique shaped window from
Burgulars & Hurricanes
(triangular, arched and any other shape)



-Stormguard shutters co.
| offers: |

a unique shutter that will protect virtually any shaped opening! Ideal for

all triangular, arched and unusual shaped windows. All of our shutters are
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Features:

¢ Heavy duty extruded aluminum slats RAL

¢ Electrical Motor operators with special clutch and.
break attachments.

¢ All curved guide rails are CNC machine bent to
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¢ Die cast aluminum endcaps with special entry
guides. . |

¢ Attractive 45 degree, 2-piece shutter housings.

° Powder coated paint finishes on all exterior
components.

¢ 3 standard colors. White, Light Beige, Cream.
Custom colors available.

° Optional removable spring-loaded stormbars.

¢ Engineered pulley system for guidance of lift cable

¢ Limited life Time warranty. |

Benefits:

* Colonials
¢ Bahama Shutters
¢ Accordions.
* Clip lock panels
¢ Clear Shutters

° Clear Shutters
* Garage Doors

* Steel Rolling
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e Very easy to use

¢ Cover any shaped opening, triangular, arched, and trapezoidal.
¢ Storm and Hurricane protection.

¢ Protects all openings from drive wind and rain damage.

¢ Reduced energy costs for air condition usage

¢ Protect your non-rectangular windows with rolling shutters

¢ Increased property value

e Sun protection & Shading

ph/fax: 364 - 7031 - 380 - 8163

children to play in standing water.

DON’T run a generator indoors, even in the
garage.

DON’T connect a generator to your house

‘wiring, unless the house wiring has been checked

by a competent electrician and the main power
has been isolated.

Other things to keep in mind...

It is best to use stored or bottled water for
cooking, drinking and your pets, store it in a cool
dark place. If you are suspicious of your water
supply please take the following precautions:

fl remove particles by straining the water
through a paper towel, cloth or'coffee filter;

{ purify the water by doing one of the follow-
ing (both, if possible);

{ boil at a rolling rate for at least three minutes;

{ add 16 drops of regular household liquid
bleach that contains 5.25 or 6.0 per cent sodium
hypochlorite as the active ingredient, to one gal-
lon of water. Let stand for 30 minutes. If water
smells slightly of bleach, it is safe for use. If not,
repeat the process. If the water still does not
smell of bleach, discard it.and find another source







A SURVIVOR — This little potcake survived Hurricane
Frances, which damaged many homes in North Eleuthera

STORM Watch
what does it
mean? |

Hurricane season started
June 1 and continues through
November 30. Hurricanes are
tropical cyclones in which winds
reach a constant speed of at
least 74 mph and may gust to
200 mph. ‘Their heavy bands of
spiral clouds may cover an area
several hundred miles in diam-
eter and generate torrential
rains and tornadoes. The “eye”
or middle of the hurricane is
deceptively calm, almost free of
clouds, with light winds and
warm temperatures.

Make sure you are familiar
with these terms...

Tropical wave disturbance —

of water. .

e Source: Bahamas General Insurance Associ-

ation

tee oe
eye on the weather

A cluster of clouds and/or thun-

derstorms without organised cir-_

culation

Tropical depression — An

‘organised, tropical, low-pres-

sure system with sustained
winds less than 39 mph

Tropical storm — An organ-
ised system of strong thunder-
storms with defined circulation
and sustained winds 39-73 mph.
Tropical storms can quickly
develop into hurricanes.

Storms are named when they
reach tropical storm strength

Hurricane - An intense trop-
ical weather system with well
defined circulation and'sus-
tained wind speed of 74 mph or
greater. :

Hurricane watch — Hurricane

“MORE POWER FOR
YOUR MONEY.”
WWW.Payovac.com

Distributed by Lowe's Wholesale






conditions are possible within
24-36 hours.

Hurricane warning — Hurri-
cane conditions are expected
within .24 hours or less.





_ Tel: 393-7111 ¢ Fax: 393-0440



PAGE 10F THE TRIBUNE

‘limate experts predict that
hurricanes will get more
intense as globe warms



Share
your
news

The Tribune wants to hear
from people who are
making news. Perhaps you
are raising funds for a good
cause, campaigning for
improvements in the area or
have won an award.

If so, call us on 322-1986
and share your story.

























XM re

BE PREPARED, BOARD UP
ATPinder .BE SAFE! Fonuee GRar | Tisrwet Bunn

ENTERPRISES LIMITED

LUMBER pee ( Bare fs Wruarueren Woon

now open to serve your needs





Putting together
mr: i alas\-mrel- NY)

emergency kit



THE best time to assemble ¢ Blanket or sleeping bag
a three-day emergency sup- _ per person os
plies kit is well before you will ¢ Portable radio or portable '
ever need it. Most people TV andextrabatteries -«'
already have these items ° Flashlight and extra bat
around the house and it isa __teries ’

wae 2

ey 6 &

matter of assembling them e Essential medications * -'
now before an evacuation e Extra pair of eyeglasses: . :
order is issued. — e Extra house and car keys’.

e Fire extinguisher — ABC:

Start with an easy-to-carry, type ot

water-tight container — a large e Food, water, leash and.
plastic trash can will do, or line _ carrier for pets "
a sturdy cardboard box with ¢ Cash and change

a couple of trash bags. Next, e Seasonal change of cloth-

gather up the following items _ ing, including sturdy shoes
and place them in your kit:
Sanitation Supplies
Essentials e Large plastic trash bags
for waste, tarpaulins and rain

e Water - one gallon per ponchos

person per day (a week’s sup- e Large trash cans
ply of water is preferable) ¢ Bar soap and liquid deter-
e Water purification kit or gent
bleach e Shampoo
e First- aid kit and first- aid * Toothpaste and tooth-
book brushes
¢ Pre-cooked, non-perish- ¢ Feminine hygiene supplies
able foods, such as canned ° Toilet paper
meats, granola bars, instant ¢ Household bleach
soup & cereals, etc. ¢ Rubber gloves
¢ Baby supplies: formula,
bottle, pacifier, soap, baby Stocking up now on emer-

powder, clothing, blankets, | gency supplies can add to your
baby wipes, disposable dia- family’s safety and comfort
pers, canned food and juices = during and after a disaster.
ae ap : ¢ Non-electric can opener Store enough supplies for at
d 325-8776 * Mall at Marathon 393-6286 e Anti-bacterial hand wipes _least three days, preferably
A2-367-2688 © Exuma 242-336-2420 or gel seven days, in one place.

Visit us online at www,jsjohnson.com





© 2005 ADWORKS











THE 1 RIBUNE | PAGE Vir
HURRICANE SUPPLEMENT 2005





FEMA still keeping a long-term
presence for 2004 storm recovery

~

| ve.

yrighted'Materialâ„¢

> —

yndicated Content

. or -# . 5
Available from Commercial News Providers



Storm makes

a miraculous
recovery for
stone cross



= oe om ..-: = Because dreams can be wrecked,
stolen or go up in smol

e are here for you.

HOME ® MOTOR ® LIABILITY
CASUALTY @ CONTRACT WORKS —
COMMERCIAL PROPERTY ® MARINE

Tel: 325-3809

Rosetta Street
info@colinageneral.com











Se ee Eh
P.O.BoxSS-6283. # PO, Box F-42541. yaa

aac : _TPioneersWay —- Queen Elizabeth!
et ee
Tel: (242) 350-3500 © Tel: (242) 367-4204
Fax: (242) 350-3510 PLY) Ler V dl

‘%

Mics aC i) cL Re





ms

hTHE TRIBUNE

4



SECTION B

Still much work to do on Grand Bahama

@ By DENISE MAYCOCK
Tribune Freeport Reporter

FREEPORT - Although NEMA
has spent nearly $3 million on the
rebuilding and repair of homes devas-
tated by Hurricanes Frances and
Jeanne here, restoration works esti-

mated in the region of $3.5 million are ,

still needed on Grand Bahama.

With another hurricane season upon
us, efforts are underway by govern-
ment to complete its restoration pro-
gramme, particularly in West Grand
Bahama where the destruction to
homes and property in coastal outlying

areas was.the greatest because of pow-

erful storm surges.

Melvin Seymour, director of housing,
reported that through the National
Emergency Management Agency
(NEMA) government has paid out to
date in excess of $2,977,000 to con-
tractors for work done either through
rebuilding or repairs on Grand
Bahama. |

He said the figure does not include
money paid for materials from Kelly’s,
Albuild, and GB Millwork for vouch-
ers issued to residents following the
hurricanes.

Mr Seymour noted that the bulk of
the $3.5 million estimated to complete
the rebuilding and repair programme
would be concentrated on West Grand
Bahama.

The restoration programme has.been
‘moving at a very slow pace in West

Grand Bahama, especially at West End.

where about 40 families are still home-
less:

in shambles by the hurricanes last year

when powerful storm surges sent:floods

of sea water that removed. homes from

their foundations, washed away walls

of buildings and ruined fur niture and
appliances.

Tons of debris has been removed
from the community and lots once
occupied by homes are now vacant. :

In the meantime, until the homes
can be rebuilt 14 families are being

The settlement of West End was left





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housed at the temporary government
housing facility at Bootle Bay while
others are staying with relatives.

The category four storms also caused
widespread destruction throughout the
island. In Freeport, there was massive

damage, especially at Queen’s Cove, .

which was severely flooded. ~

The areas of Hawksbill and Pinder’s .
Point and East Grand Bahama were -

also significantly affected by the storms.
_ Mr Seymour said NEMA has been
working feverishly since the storms to
restore and repair homes. He noted

that the repair programmes in several
areas have been completed and are
now closed on Grand Bahama.

In tetms of new home construction, he
reported that a total of 38 homes were
constructed on Grand:Bahama, includ-
ing 14 in the West End constituency, 11
at Sweeting’s Cay, eight at Grand Cay,

and four each in the Eight Mile Rock.

and East End constituencies.

Some 38 additional homes are still

under construction —.28 in West End,

eight in EMR, and one each in East

Grand Bahama and Sweeting’s Cay.

oe

Mr Seymour also reported that 581
contracts for labour and materials on
minor/major repairs have been com-
pleted. There were 206 in West End,
215 in EMR, 36 in Freeport, 73 in East

- Grand Bahama, 17 in Grand Cay, and

34 in Bimini.

Building materials were also distrib- ‘

uted to persons for their own repairs.

~ Those include 637 residents at West .
End, 403 at EMR, 236 at Freeport, 615

at East Grand Bahama, 96 at Grand
Cay, and 29 at Bimini.



a think we are at the ‘midway point .

: around, zi

now and while we are pleased with
what the work achieved so far, there is
still much more work to be done,” said
Mr Seymour.

He said NEMA has sufficiently sat-
isfied the requirement for needs in East
Grand Bahama, Freeport, Bimini,
Sweeting’s.Cay and Grand Cay, and
has closed its office in those areas.

“We are not barring anyone from
reapplying because we are hoping we
have not left anyone out. But, there
might be some cases with compelling
reasons that we would be willing to
review,” he said. —

“We had to work through some try-
ing times and we recognise that any
further. work must be carefully exam-
ined in order for us to be able to offer
quality support.”

Mr Seymour said rebuilding i in the
areas of Lewis. Yard, Pinder’s Point,
Mack Town and West Grand Bahama
would take a little longer because of

. the challenges to secure construction

workers in those areas. .
_ Due to the flooding at West End, Mr
Seymour said the ministry of housing
has put a policy in place that requires
residents with homes on-the front road
to build at four feet, which is above the
national two feet requirement.

West End.resident Robert Grant,
owner of Star Restaurant and Bar, is
concerned about the Hoddins situation :

at Fishing Hole Road.’ .

“All emergency services are in
Freeport, and West Grand Bahama is
cut off from any assistance or emer-
gency evacuation during a hurricane,”
he said.

Mr Grant said. goveniient should
also consider extending hurricane relief
assistance. to, small businesses in the
area, which are having difficulty getting
loan assistance from banks.

He said the West End community is
not prepared for another hurricane.
“We are still trying to deal with repairs
from the last hurricanes, but hopefully
_ the government has learned a lot so
’ they should be more prepares this time





PAGE 14F THE TRIBUNE
: HURRICANE SUPPLEMENT 2005

aA =

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THE TRIBUNE

HURRICANE SUPPLEMENT 2005

PAGE 15F





High waves caused by Hurricane Jeanne crash into rocks on the coast of New Providence last year

Lack of preparation
causes much damage

@ By PETURA BURROWS
Tribune Feature Writer

BAHAMIANS have always been
warned months before the hurricane sea-

son to secure hurricane shutters, preserve .

non-perishable goods and do as much as
they can to protect their homes.

But how many of them actually take
these precautions seriously?

According to Luther Smith, the Nation-
al Coordinator of the Restoration and
Recovery Programme, who was respon-
sible for repairing and re-building homes
after last year’s hurricanes, there is “no
question about it”, the lack of preparation
on the part of many homeowners con-
tributed to the high level of damage to
homes throughout the Bahamas.

“We really need people. to take hurri-
canes seriously, because we were fortu-
nate that we had no direct casualties last
year, at least,” Mr Smith told The Tribune.

















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Tel: (242) 393-0512, 393-8006, 393-3513

He acknowledges though that hurri-
canes often result in damage that cannot
be avoided, regardless of how “air tight”
the precautionary measures are. But this
should not negate the need for prepara-
tion, he emphasised. €

Says the national coordinator: “For
example, in the exposed areas of San Sal-
vador, where the winds were really over
1,120 miles per hour, the shingles just
flew off: But I'm cautioned to say that
for the ones that didn't prepare, many
people did prepare well. There is very
little you can do in the face of that kind of
weather."

Mr Smith says that the amount of
damage to homes in the less-developed
Family Islands may not be surprising,
since the “housing stock” in the Family
Islands is not as “sound” as it is in New
Providence. “A lot of the houses in the
Family Islands are build rather flimsily.
I think that is why a lot of the houses

on








During Hurricane season, you
can count on us to open during

were destroyed,” Smith suggests.

But another factor is the location of
homes.

“Most of the houses on the Family
Islands are coastal, so they get the brunt
of the winds and the sea. Whereas in New
Providence, most of the houses are inland
and well away from the sea and not on
hilltops,” he explains.

But as the country approaches this hur-
ricane season, Mr Smith has a word of
advice: “One thing is critically important
when you are talking about taking hurri-
canes seriously. I think all persons who
own a house should take out insurance
because insurance was a big factor in this
as well.

“Those who had insurance were able to
call upon their insurance and were able to
have their places restored. So I would
encourage just about every home owner
to take out insurance. -‘That’s the main.
thing.” ing

an emergency!

Store Hours:
Zam - 4pm Mon-Fri
7am - 3pm Saturday













LUMBER & PLUMBIN

altigatetlitee

checklist |

Make sure you have a two-week supply of the following:



e Water (one gallon per person per day)

¢ Non-perishable foods — canned meat, fish, fruit and vegetables
° Bread in moisture proof packaging, cookies, candy, dried fruit
¢ Canned soups, juices

¢ Powdered milk or single serve drinks

¢ Cereal bars, peanut butter and jelly

¢ Instant coffee and/or tea

e Flashlight (one per person) and extra batteries

¢ Portable battery-powered lantern

¢ Battery operated or wind-up radio or TV

¢ Portable cooler and ice

¢ Weatherproof matches

¢ Butane lighter

¢ Cooking equipment Wy

e Sterno

* Portable camp stove or grill and extra fuel

¢ Stove fuel or charcoal, lighter fluid

¢ Manual can opener

¢ Disposable eating utensils

¢ Plates and cups

¢ Napkins and paper towels

¢ Aluminium foil

¢ Oven mitts

¢ Medical and emergency supplies _

¢ First-aid kit, including pain reliever, antibiotic cream, antacids
¢ Prescriptions (one month’s supply)

¢ Mosquito repellent

° Mosquito net .

e Sun screen (45 SPF recommended)

¢ ABC rated fire extinguisher

¢ Cash
¢ Bleach or water purification table




Other necessities
¢ Tools — hammer, wrenches, screwdrivers, nails, saw, tree saw
¢ Trash bags (lots of them)

* Cleaning supplies

¢ Plastic drop cloth

e Masking or duct tape (for packaging purposes)

¢ Outdoor extension cord ae

* Documents ne

¢ Water and fireproof container for document storage

¢ Photocopies of prescriptions .

¢ Photo identification

¢ Medical history and information

¢ Backup disks of your home computer file: :

¢ Camera and film :

¢’Personal supplies

¢ Toilet paper

¢ Entertainment — books, magazines, card games, etc

¢ Soap and detergent ;

¢ Toiletries

e Rain ponchos and work gloves

¢ Extra glasses or contact lenses

¢ Babies’ disposable diapers (one month’s supply)

¢ Formula, food and medication

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¢ Bidet * Vanities * Medicine Cabinets
¢ Laundry Tubs * Plumbing Tools & Supplies
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* Water Heaters * Water Coolers
_ * Kohler Fixtures & Faucets
* PVC Pipe & Pipe Fittings (up to 8")
¢ CPVC Pipe & Fittings (up to 1")
* Copper Pipe & Fittings
¢ Goulds Water Pumps & Tanks
° Briggs Fixtures * Sterling Faucets
¢ B&K Faucets * Hand Tools
* Coronado Paint, Paint Supplies & Accessories

SOME OF THE BEST PRICES IN TOWN ON:
¢ LUMBER ¢ PLYWOOD
¢ WOOD & ASPHALT SHINGLES
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PAGE 16F

THE TRIBUNE





De nO ee



Still rebuilding after the last time

@ By PETURA BURROWS
Tribune Feature Writer

AT the onset of another hurricane
season, many Bahamians, especially
those on islands like Grand Bahama
who felt the brunt of last year’s storms,
are still working to rebuild their com-
munities.

It is estimated that $12 million has
been spent so far in an attempt to
repair and restore the homes damaged
and destroyed by Frances and Jeanne
throughout the Bahamas, and there is
still more work to be done.

Residents are also bracing them-
selves for what is predicted will be
another busy hurricane season. And
with good reason, since another hit
would mean revisiting the destruction
inflicted by last year’s storms.

But what is the condition of these
islands now, when it comes to the
restoration of dwelling homes?

According to Luther Smith, Nation-
al Coordinator for the Restoration and
Recovery Programme, hurricane
repairs to homes are complete in some
islands, while others are “well on their
way” to full restoration.

While the “reporting” minister for
the restoration of the homes in the
islands is Shane Gibson, Minister of
Housing, Mr Smith says that the
responsibility to do so is really that of
the Prime Minister and his office.

The purpose of the restoration pro-
gramme, which was established in
October, is to “galvanise” the resources
necessary, both financial and physical-
ly (human labour), to rebuild homes.’

Mr Smith was “charged” with the
responsibility. to restore dwelling places
in New Providence and the Family
Islands (they were not responsible for
repair to infrastructure).

In restoring homes in the Bahamas,
the country was categorised in three
groups, incorporating the major areas
hit by the hurricanes, Mr Smith
explains.

Repairs in Grand Bahama were
spearheaded by regional coordinator
Melverne Seymour; Abaco was the
responsibility of Jack Thompson; and
Kirk Lopez led recovery efforts in the
remaining islands.

And while he could not give specific
figures to show exactly how many
homes have been restored to date, Mr
Smith shared an overview of how
repairs in each island is moving along.

“We do know that the most exten-
sive damage was to Grand Bahama





Aman surveys the devastation caused by Hurricane Jeanne last year

and to Abaco and to San Salvador.
And we have virtually completed all of
the repairs in Abaco,” Mr Smith says in
an interview with The Tribune.

“In fact, we are closing our operation
in Abaco as of next week, the end of
June. And that includes Moores Island,
and the Abaco Cays. So we just have
some ‘mopping up’ to do, and that’s
finished,” says the co-ordinator.

Approximately 50 homes that were
destroyed in Abaco have been rebuilt.
And “tremendous amounts” of build-
ing material for repairs and renova-

_ tions have been offered to the public at

no.cost. When it comes to the renova-
tion of existing structures, Mr Smith
says that material has been given to
those who simply need supplies and
can afford the labour required. But the
efforts also included those who needed
material, as well as labour.

We also specialize in:

e Portable toilet service and rental

e Compactors

e Open top containers
e White cloves service

° Portable Toilets

e Medical waste treatment and disposal.

“Because in some instances, older
persons are unable to provide the
labour. So we would have paid for
labour in some instances to make the
work go quicker....So now Abaco is
completed,” he reported.

Repairs

Repairs to dwelling places in Grand
Bahama, particularly in the western
settlements (from Eight Mile Rock to
West End) are still ongoing.

“The nature of the problem there

(Grand Bahama),” says Mr Smith, “is
that it-was extremely hard-hit. So we
will continue to do work there proba-
bly for the remainder of this year.
“But we certainly don’t expect to
finish western Grand Bahama because
the season is beginning and we don’t

Phone: 361-6841 ¢ Fax: 361-6842
Email: info@bahamaswaste.com ¢ P.O. Box N-4827

know what that will hold,” he adds.

And while some homes in western

Grand Bahama may not be complete,
the national coordinator says that the
eastern Grand Bahama settlements,
including cays like McQueen’s Town
and Sweeting’s Cay, have been com-
pleted. At the end of June he is sched-
uled to present keys to owners of the
last homes completed in Grand Cay
(marked as a part of the Grand
Bahama restoration).

According to Mr Smith, repairs on
San Salvador, another affected island,
have been “100 per cent” completed.
Repairs were completed just weeks
ago.

Homes in Mayaguana, in the
southeast Bahamas, were complet-
ed relatively early, at the end of last
year. This included mostly repairs to

existing structures, but also the con-..

struction of a few new homes.

Work is still ongoing in Acklins and
Crooked Island.

Speaking to what seems to be a slow
recovery of homes in those islands, Mr
Smith said: “That’s because we’ve
been really hampered there by getting
material and stuff to those islands. It’s
difficult with freight and stuff moving
there. But we still have work going on
in Acklins and Crooked Island.”

But the restoration in Eleuthera
seems to be moving more steadily.
They are “just about” completed, says
Mr Smith.

Restoration groups have recently
travelled to Eleuthera to confirm con-
tracts to reconstruct four new houses
on that island; two in the “north”, one
in Rock Sound, and one in the “south”.

“I think we are building a total of
six (homes) in Eleuthera, mostly for
elderly people whose houses have been
destroyed, or was at the point where it
was (uninhabitable). All over
Eleuthera the repairs are virtually com-
pleted,” says Mr Smith. _

But work in Andros is not yet com-
plete. Teams first tackled North
Andros, where Mr Smith says is the
“place that was hardest hit” on that
island.

All homes in the Berry Islands have
been restored.

All things considered, Mr Smith says
that there have not been many “hic-
cups” as the different regional groups
tried, (and continue to try) to bring
families back to the level of comfort
they knew before the hurricanes.

The most serious concern was fund-
ing, but individuals and corporate spon-
sors have “chipped in” to foot at least
some of the restoration expenses.

And cheques are still coming in. To
date, “slightly over $5 million” has
been raised, according to the co-ordi-
nator. These funds are now being
audited by external auditors to show
exactly how the money was spent.

And while the support has come as a
much-needed assistance, $5 million
could not begin to facilitate all of the
repairs that the ravaged islands
required.

Said Mr Smith: “The magnitude of
the programme meant that we needed
almost three times that amount. And
so the government has had to assume
responsibility for the ongoing financing
of it (the restoration programme). '

“But we are grateful to the donors—
individual and corporate — who gave
very willingly at the beginning.”

We are the largest
private hauler with
over 25 trucks

We provide any size

compactor or
container for

healthy storage of
waste materials





THE TRIBUNE

HURRICANE SUPPLEMENT 2005

PAGE 17F



How some basic preparation c:
keep your pet healthy and safe

The household dog or cat are
just as much a part of the fami-
ly, and need to be considered
in preparations for coming hur-
ricanes. With planning, you can
iecont ale remain as
‘healthy and calm as possible
before, during, and after a hur-
ricane.

Far in advance, you can get:

° Dry, unappealing food; pets
are less likely to overeat ina
disaster

e Sturdy, waterproof con-
tainers to store the food in

¢ Food and water bowls

e A manual can opener, if .

using canned food

e Sturdy leashes, harnesses,
and carriers will be needed to
restrain pets during and after
the storm

¢ A current snapshot of your
pet; it'll make it easier to find it
if it gets lost

e Extra kitty litter

e Extra medication

¢ A pet first-aid book

° Medical records, and a plas-
tic container to.store them in

e Fluffy and Fifi need to get -

used to being confined in a car-
rier. Train them for this early
by to avoid drama during the
panic and: anxiety of a hurri-
cane; feed them in the carrier,
or put favourite toys or blan-
kets inside

When a storm is expected:
e Bring pets indoors early.
'Animals can sense severe
weather changes, and their
instincts may be telling them to
isolate themselves. Securing
them early avoids a lost or run-
away pet during a hurricane
e Separate dogs and cats in
the house; even if they usually
get on well, the fear of the
emergency can cause them to
behave irrationally

° Make sure your pets are.

wearing identification
‘e Double-check your options



if you need to evacuate. Most
shelters do not accept pets; call
hotels to see if they’ll make an
exception in an emergency, or
_ask family members you’re stay-
ing with if you can bring pets

¢ Take pets along if you must
leave your home. Pets left to
fend for themselves can become
injured, lost or killed. If the

‘house is damaged they can eas-



“fe

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Available from Commercial News Providers”

ily escape and, following their
instincts, try to isolate them-
selves. Being out in the wild
leaves them susceptible to con-
taminated food and water, and
downed power lines.

e Bear in mind that if your
area is evacuated, you may find
yourself unable to get back in as
soon as you think; take pets
with you even if you think you



won't be away from home for
long

e Leave an evacuated area -

early, rather than waiting for
mandatory evacuation, when
you may be asked to leave ani-
mals behind

¢ Keep newspapers, hand

towel, garbage bags, and bleach | "¢

on hand for cleaning |
e Have grooming items and

favourite toys or bedding

After a storm:

. © Don’t let pets run free right
after a disaster; familiar smells
and objects outside may have
been disrupted by the storm.
This can leave animals disori-
ented and more likely to get lost.

© Beware of downed power

“ jines, which can be hazardous





“Copyrighted Material



to both people and animals

° Keep dogs on leashes, and
cats in carriers

° Be patient; animals can find

‘it hard to get back into a normal -

routine after the disruption

Sources: American Humane
Society, Disaster Preparedness
for Pets brochure; FEMA Pets

and Disasters page.



“Copyrighted Material
Syndicated Content

°°

J



a



Available from Commercial News Providers”



Why shutters are your

first line of defenc



A wise investment now can save you
hundreds of dollars in avoided repairs.

CLIP-LOCK STORM PAN-
ELS: These shutters are
installed into existing tracks
above and below each window
and door. They slide into place
and are secured by clips or

‘screws at the bottom.

The panels are made of alu-
minum and in some cases steel.
Some large openings may
require two people to place the
panels in track.

These clip-lock panels require

‘the homeowner to store the

panels and clips in a safe place
until they are needed and instal-
lation can take a long time and
can be very challenging.

ACCORDION SHUTTERS:
These permanently attached
shutters slide across tracks to
open and close and can be
locked with a key.

They can be secured over
windows quickly and easily and
most women can handle this

task alone. The Accordion
Shutters are also a deterrent to
theft and since they glide on
wheels they must be serviced
before each hurricane season
begins.

COLONIAL SHUTTERS:
These shutters are very deco-
rative and permanently hang to
the sides of the windows.

They swing close via hinges
and require placing a storm bar
across the closed shutter for
additional support.

These shutters can be made

- of wood or aluminum, but only

the aluminum type provides the
hurricane protection you are
seeking.

ROLLDOWN SHUTTERS:
These shutters are attached in a
box above the door or window
and are rolled down when need-
ed.

These can be lowered very

quickly by using a handle on
the inside of the window or
door. The roll downs are also a
deterrent to theft and provide
shade from the sun and climate
control.

Roll downs must also be ser-
viced before each hurricane sea-
son and are ideal for multi-
storey building and doors. Roll
downs are the easiest to use and
offer the best protection. ‘They
are the most expensive with
options of electrical roll downs
or a manual feature.

It will be up to you to fasten

.shutters properly before a

storm, so choose a type you'll
be able to handle with or with-
out help.

Sources: National Weather
Service-Corpus Christi, South
Florida Sun-Sentinel, St
Petersburg Times and Florida
Forecast



PAGE 18F

THE TRIBUNE





@ By MICHAEL | CLARIDGE

ALMOST as if on cue, on
. June 1 the winds started to gust,
signaling the start of this year’s
hurricane season, which has
been. predicted by forecasters
to be more active than last year.

Up until last year’s two pow-
erful hurricanes we knew little
or had seemingly forgotten
about the sheer power and
ferocity of Mother Nature.
After having sustained such
massive damage to the ecosys-
tem, infrastructure and person-
al property, one valuable les-
son was taught.

Preparation is vital.

As it pertains to ecological or
environmental preparation, one
important member of these
groups that cannot be neglected
is our trees.

Besides being some of the
oldest living organisms on
Earth, trees are vital to the sus-
tainance and future growth of

not only our environment but .

life as we know it.

With this in mind during our
yearly hurricane preparations,
trees should be one of our main
priorities.

When caring for your trees, it

is best to be proactive in your.

approach as opposed to wait-

ing until the damage is done |

and in essence doing a clean up.

Here are a few DO’s and
DON’TS to keep in mind when
preparing your trees for the hur-
ricane season.

DO have your trees pruned
on an annual basis. Doing so
promotes the overall health of
the tree and in the long run
lessens the cost incurred by the
owner and also the risk and lia-
bility involved.

If a tree is near your house,
DO have a professional come
in and assess whether or not it
needs to be removed entirely
because of the hazard it poses

‘ Lest
+ TOOLS

OFT

HURRICANE SUPPLEMENT 2005

Taking care of your trees before
the hurricane gets there first



Available from | Commercial ‘News Providers,



or if it can remain after being
properly pruned.

DO take into consideration
those trees near utilities, such
as power lines, that need to be
trimmed away before a storm
hits. Depending on the proxim-
ity of the tree to the line it is

recommended that you have a .

professional come in and advise
you as to whether the relevant
government agency should be

called in.

When dealing with trees that |

are exceptionally tall, don’t be

concerned with the height of

the tree as much as you would
be with the density or thickness
of its canopy.

In a high wind situation your
tree is more likely to come
down because of wind resis-
tance in the canopy of the tree
as opposed to the common mis-

*PLYWOOD |
> NAILS, HN ae

| THE BEST ©

HE BETTER KIND

MONDAY - SATURDAY
7:30 A.M. - 4:30 P.M.

: MARATHON ESTATES
, Phones: 393-0191 / 393-0096

° P.O. Box N-3711



conception that it’s too tall.

DON’T resolve to simply cut

in half or “top” your tree. This

out-dated method of pruning
always proves to be more detri-
mental to the health of the tree
and it defeats your purpose for
having the tree pruned. .

For instance, many opt to
have their tree topped to reduce
the height. The initial results

are temporary as well as deceiv-
ing. When a topped tree starts
to grow new branches, or water

sprouts as they are called, your

risk, hazard and liability factors
are all greatly increased.
DON’T wait until the last
minute to decide to have your
tree pruned. In many instances,
some home owners choose to
wait until a storm is all but upon
us to call in a professional, only,



to find out it is too dangerous to
work on due to the. weather
conditions caused by the
impending storm. The result,
some of your most, valuable
assets are lost or damaged in
the storm, and quite possibly
further unnecessary damage to
personal property.

e Mr Claridge is the propri-
etor of A-1 Tree Services Ltd.

You don’t take unnecessary risks. Seldom

Jacques Christofilis

gamble. You try to invest your money wisely.
And now you're buying a home. So, aré you
just going to hope for the best, cross your
fingers and hand over your nest egg, not
knowing for sure if the home is structurally
sound or whether there are any propiems
“you're not aware of?
Protect yourself! If you don’t look out for

your own interests and those of your family,
no one will. Your realtor may be a super guy but he is interested
in making the sale; that’s what he does for a living. The most
honest of sellers is still primarily concerned with selling his
property at the highest possible price. That is the reality of life.

As an independent home inspector, | work for you with no
other agenda, whether the home is in excellent shape or in dire
need of a litany of repairs. It is my job to tell the truth, the whole
truth and nothing but the truth (so help me God) and deliver it
in an easy-to-understand report, so that you can make this very
important decision with confidence.

The inspection fee always pays for itself, often many times
over. When, have you ever regretted having insurance? How
often have you wished, alas, that you had?
Can you really afford NOT to plan ahead
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Give Dunright a call today at 424-3368.
You'll breathe a little easier this hurricane
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It's not done...’til it's Dunright!





THE TRIBUNE

PAGE 19F



Choosing the
— right roof —
can improve
your home’s
chances

@ By JACQUES CHRISTOFILIS

IF you are building a new house, the
chances are close to 98 per cent that the
roof will be asphalt shingles, one of the
most effective roofing materials currently
available. You can pick from a selection
of colours and grades displayed on a sample
board at the local building supply company.

But, if you are like most people, you'll
find it hard to imagine what a few pieces of
asphalt shingles will look like at 15 to 30
feet off the ground and replicated 1,600 to
2,000 times. It’s much easier if you start

with the big picture.

When you pull back for that pan shot, so
to speak, you'll see that the slope of the
roof is a defining characteristic.

so an old Bahamian roofer once told

, “Low slope or high slope, it a night
an’ ane aey diffrence”

If the slope of the roof on your new home
will be shallow (i.e. 15 degrees or less), the

‘roof will not be a strong visual element.
Looking at it from the. ground, you’ll see the
leading edges of the shingles‘and their over-
all colour more than the shingles them-
selves or their pattern. :

Picking a good quality shingle that keeps
out the elements, without going overboard
on looks, is a reasonable strategy. In. the

‘world of asphalt shingles, there are two

‘types, 3-tab and dimensional.

A 3-tab shingle has two notches cut into
the lower edge s so that when it’s laid on the
roof, it looks like three smaller shingles.



“Copyrighted Material
VAN | ‘Syndicated Content **

Available from Commercial News Providers”
secon te eR ekeeey «betes © Beka tee

Viewed from the ground, 3-tab shingles
have a very distinguishable repetitive pat-
tern. This type costs less than the dimen-
sional type asphalt shingle.

A dimensional shingle has extra pieces of

shingle laminated to it that give the appear-
ance of thickness and texture when viewed
from below.

Warranty

The thickest and most expensive dimen-

sional shingles usually carry a 30-40. year °
shingle life warranty. The 3-tab, consid-.
ered to be the standard and generally less

expensive shingle, carry a 15- “20 year shin-
gle life warranty.
Unfortunately, to my knowledge, no

manufacturer guarantees-their product to _

hold up to tropical gale force winds in
excess of 75 miles per hour.

Therefore, it is imperative you always

have an asphalt shingle roof installed or
replaced by a qualified roofer, with the cel-

Jophane packing strip removed prior to

installation anda sufficient number of roof-

_ing nails used to help prevent damage or

loss during hurricane season.

Keep in mind also that in the Bahamas,
with our longer summers and more inten-
sive sun, dark shingles will absorb more
heat and age faster than lighter ones.

_ © Jacques Christofilis is a licensed build-
ing inspector at Dunright Home & Building

Inspections.

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“Copyrighted Material
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Available from Commercial News Providers”



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SUNNY AND |
CLOUDS |



BAHAMAS EDITION

The Tribune >







VONWDS: 101 No.270

Man and woman
are 40th and 41st
victims of the year



The Tribune that the woman
was found by a relative lying
‘on the floor in her home.

' “She had stab wounds to

MByKARINHERIG |

JUST two days after the US
Embassy warned about rising

crime in Nassau, the city
recorded two murders within
a 12-hour time span.

Police are investigating the
murders of Larry Rose, a web
shop employee, and 22-year-
old Paula Johnson of Kemp
Road — the country’s 40th
and 41st murder of the year
respectively.

Officers were called to
Kemp Road yesterday at

her neck and about her body,”
(Mr Miller said.
- Although police last night

iwere still awaiting the official
‘report from the crime scene,

‘Mr Miller said there are indi-

cations that the murder may

‘have been the result of a
domestic dispute.

“We don’t know yet for sure

if it was a domestic dispute.

| But it is‘a possibility, we will

have to see,” he said.
- A concerned resident of the.
area told The Tribune that she

SEE page nine

10.30am when the young
woman was found with. her
throat slit.

Supt Glen Miller, of the
Central Detective Unit, told

Deputy PM speaks out
on crime outbreak

DEEPLY disturbed by the recent outbreak of crime in the coun-
try, Deputy Prime Minister Cynthia Pratt said there needs to be an
ownership of social problems at a “personal level”.

Mrs Pratt made the statement yesterday at the launch of what she
described as the “flagship component” of the prison reform pro-
gramme of the government — the reconstruction of the maximum
security facility of Her Majesty’ Prison.

“The awful reality of a 19-year-old boy lying bleeding to death on
a night club floor and consequent fo that the distressing sight of four
boys being brought in shackles before the court, these events did not
happen by chance. It still takes a village to raise.a child and these
young men are the results of our stewardship,” she said.

Mrs Pratt said that government can build bigger and better pris-
ons and provide more police officers, but still not provide the
answer as to what propels young Bahamian men to arm them-
selves with knives and guns as they leave for a night of fun.

“And what is it that so.deadens the sense of humanity that
allows one human being to fire bullets or plunge a knife into the
body of another human being? And what is it that generates the
lack of respect for property that results in its wanton destruction or
' its theft or even murder?” Mrs Pratt asked.



















FRIDAY, OCTOBER 21, 2005





Prretetretrestrretttrerrirterttttiririrrttttitr titres See eaeeeeeneecnsecanecracenreeeastencannesesasaseeeeransessneeesea senses Seen e nee ee eeeenseaeeee eee ee nee eeeen ees eesseneee Pan Ess bene snanes esse EeE ERE EES EE SESE OE ESSE HESS SOEE ORES ESSE SOLE RERSS esees

Man held after statue is defaced

Turnquest hits out

at government
over economy

@ By RUPERT MISSICK
Chief Reporier

GOVERNMENT has been
too “lethargic” in handling for-
eign investment and the
Bahamian economy, FNM
leader Tommy Turnquest told
The Tribune yesterday.

Addressing the problem of
the country’s high deficit, he
said that an “autopilot” style of
governance cannot continue in
the Bahamas if the country is
to be secure heading into the
future.

During the budget debate
earlier this year, Mr Turnquest

SEE page nine

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@ By PAUL G TURNQUEST
Tribune Staff Reporter



A BAHAMIAN man’ is
expected to appear in court today
charged with defacing the statue
of Queen Victoria in Parliament
Square yesterday. —

“The words “Free Haiti” were
sprayed on the plinth on which
the Queen’s image is seated.

As a result, Alexander Fitzger-
ald Morley was arrested by offi=

cers and detained at Central
Police Station for the night. — -

The marble statue of Queen

Victoria was erected in Parlia=

ment Square on her birthday on

May 24, 1905, by then Governor

Sir William Grey-Wilson.
' Today, Morley will be formally
_ charged with vandalising govern=:




SEE page mine



| Cuba hoping for
Bahamas support

lm By RUPERT MISSICK Jr
Chief Reporter

‘CUBA: hopes that the
Bahamas will once again sup-
‘port its UN resolution to have
the 47-year US embargo lifted,
Cuban ambassador Felix Wil-
son-Hernandez said during a
press conference yesterday.

:| Mr. Wilson explained that
new rules relating to the embar-
go.against Cuba can mean that
anyone doing business with
Cuban may be exposed to fines
implemented by the US.

To illustrate this point he
named_a tour company in the
Balan: Havanatur, which has

' SEE page two

Wilma still, :

threatening

the Bahamas

HURRICANE Wilma is
slowing down, but still

‘threatening the northwest

Bahamas.

The National Emergency
Management Agency
(NEMA) yesterday began
preparations for the
approaching storm.

’ Pictured is the projected
path of the hurricane.
e See page three

Nassau and Baham

lands’ Leading New


PAGE 2, FRIDAY, OCTOBER 21, 2005



presen vA Powe OO

Oe ee



, Cuba hoping for
Bahamas’ support
in embargo debate

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i CUBAN ambassador Felix Wilson-Hernandez

| (Photo: Sid McLean/ Tribune staff)

FROM page one

already been affected by a
fine applied by the US in 2004
for acts in violation of the
embargo.

There is also a further new

rule which can affect the sale
of Cuban items in the Bahamas
and elsewhere to tourists. ~'

On September 30 last year
the US Treasury indicated that
citizens or permanent residents
cannot legally buy any product
made in Cuba, including cigars
and alcohol in.a third country,
not even for their personal use
abroad.

Criminal charges for sfiotaé-
ing these regulations can
include a million dollars in fines
for corporations, and $250,000
and up to 10 years imprison-
ment for individuals.

' Mr Wilson said the extra-ter- -

ritorial character of the block-
ade has seriously damaged the
island’s relations with countries
of all regions.

For the 14th consecutive year,

Cuba. will submit to the UN
- General Assembly a draft reso-
lution which seeks to end the

economic, commercial and

financial embargo imposed by
the United States against Cuba.
The assembly will debate and
take action on this draft resolu-
tion on Tuesday, November 8.
Last year 179 states, including

the Bahamas, voted in favour

of the draft resolution. Mr ‘Wil-



son. said this proved the inter-
national community’s nearly
total rejection of the US admin-
istration’s policy against Cuba. .
“The blockade against Cuba:

- contravenes the single most

basic principle enshrined in the
UN charter and other instru-

-ments of international law and

the rules governing economic,
commercial and financial rela-
tions between states,” said Mr
Wilson.

The Cuban ambassador said
the embargo against Cuba is thé’
“longest and cruellest” in the.
history of humanity.

“It is part and parcel of the”

hostile and aggressive policy’

against the Cuban people and it’;
has increased during the Bush.

. administration,” he said.

Mr Wilson said the direct’ ,

economic damage caused to the .

Cuban people on account of thé
blockade, according to conser-—
vative figures, is higher than $82,

- billion.

“These figures do not include.

‘the evaluation of the indirect’

economic damage derived from,
the implementation of this crim- .
inal policy. They do not include’
either the physical and psycho-"
logical effect to health and wel-
fare of the Cuban population,.
he said.

Travel of Guan residents in
the US decreased 50.3 per cent
in 2004 - 57,145 visited Cuba

: compared to 115 ,050 in‘the pre-

vious year.

f



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It operates in 5 countries including The Bahamas
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They will be listed and will trade on BISX and the ordinary
shares will trade on NASDAQ offering better liquidity to

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Cenng is open to: :
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Read the Offering Memorandum carefully before you invest.

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Jaa
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THE TRIBUNE

FRIDAY, OCTOBER 21, 2005, PAGE 3



LOCAL JE



Anniversary |
celebrations —
face delay
for Wilma

SHE 25th anniversary cele-
brdtions at the Grand Bahama
Children’s Home tomorrow has
beén postponed due to the
impending impact of Hurricane
Wilma until November 11.

All tickets will be honoured
at that time.

The organising committee
said they felt that it was “in the
best interest of the community
and the home to have no addi-
tional distractions as we all pre-
pare for the Hurricane.”

For additional information or
comments, call Lesley Davies-
Baptista at 352-9681 or Geneva
Rutherford at 352-6712.

Man is
accused of
sex with
a minor

A 52-YEAR-OLD man
charged with having sex with
an eight-year-old girl was
arraigned in Magistrate’s Court
yesterday.

Joseph Martin of Sir Lynden
Pindling Estates was charged
with committing the offence
between March, 2004, and
October 4, 2005.

Martin, who appeared before
Magistrate Marilyn Meers at
Court Five, Bank Lane, was not
required to enter a plea to the
charge.

He was granted $10,000 bail
with two sureties.

The matter was adjourned to
February 15, 2006, for a pre-
liminary inquiry.

- : eae
on bail in

drugs case |

A 22-year-old man was grant-
ed $10,000 bail after pleading
not guilty to a drug charge.

It was alleged. that on Tues-
day, October 18, Emmerson
Marco Bethel was found in pos-
session of three-and-a-quarter
ounces of cocaine which police
believed he intended to supply
to another.

Bethel appeared before Mag-
istrate Carolita Bethel at Court
eight, Bank Lane.

The matter was adjourned to
November 3.

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complaints

Two men in court to_
face murder charges

@ By NATARIO McKENZIE

TWO men were charged yesterday in
connection with two of this year’s 41 mur-

ders.

A 33-year-old man was arraigned in
Magistrate’s Court for the murder of Ray
Anthony Sands. Sands was reportedly
killed in the area of Homestead Avenue
off Miami, Street,on.S: september 21.

police reports,
Sands was struck on the left side of the
head with a piece of concrete and died a

According to initi

short time later.

Sands was reportedly killed following
an altercation with another man. He was
44 years old at the time of his death.

Jacques Renauld, of Crooked Island
Street, who has beer. charged with Sands’
murder, was arraigned before Magistrate
Susan Sylvester at Court 11 on Nassau
Street yesterday.

Renauld was not required to plead to
the.charge and was remanded to Fox Hill
Prison.

The matter was adjourned to Febru-
ary 7, 2006, when a preliminary inquiry
will take place.

2005.

A 22-year-old Milton Street man was
charged with the murder of Philip Minnis.
Minnis, 27, was reportedly shot in the
head, chest and stomach following an
alleged altercation on the night of July 25,

Dennis Peterson was arraigned for
Minnis’ murder at Court Five, Bank Lane - :
yesterday.

Peterson, who appeared before Magis-
trate Marilyn Meers, was not required to
plea to the charge and was remanded to
Fox Hill Prison. The matter was
adjourned to February 2, 2006.

NIA ‘must be. Gospel festival

improved

m@ By PAUL TURNQUEST

Tribune Staff Reporter |

THE condition of Nassau
International Airport con-
tinues to draw negative reac-
tions. from Bahamians and
tourists, especially at the
international arrivals section.

The Tribune witnessed a
crowd of visitors, who had
just disembarked from sev-
eral flights, complaining

about the stagnant air and

lack of air conditioning. in
the airport’s arrival area.

On the elevator ride down
to the Immigration check-
point, several visitors were
seen exchanging disgruntled
looks, and openly express-
ing their concern about the
smell in the area.

“TI guess the air condition-
ing isn’t working,” one visi-
tor said.

“It smells a bit odd — like

- an old musty house or some-

thing,” another said.

Minister of Tourism Obie

Wilchcombe said that such
from both
Bahamians and tourists are
for too frequent, and very
unacceptable.

“Bahamians can do a job
equal to none, so I won’t
make excuses for things we
can solve ourselves. I do
believe we have some struc-
tural problems, but the com-
mon difficulties that we find,
the ones that pertain to
upkeep of facilities which are
supposed to be managed by
airport faculty — there is no
excuse,” he said.

“First and foremost, NIA
should be something that we
as Bahamians should be
proud of,” Mr Wilchcombe
said. “The minister who has
responsibility (Minister of
Transport and Aviation
Glenys Hanna-Martin) is
trying to come to grips with




















THE impending threat of
Hurricane Wilma has forced
organisers to postpone Gospel
Splash, a gospel music concert
planned for this weekend in’
Nassau.

Cable Bahamas Limited
and the Gospel Music Chan-
nel, co-sponsors of the event,
made the decision on Wednes-
day as Hurricane Wilma
caused concern about poten-
tial impact in and around the
Bahamas.

Gospel Splash was to fea-
ture international gospel
recording artists Anointed and
Mary Alessi and Bahamian
gospel sensations Nehemiah;
Shaback and TaDa.

“The international artists
that were participating in
Gospel Splash were concerned
about travelling to the
Bahamas while Hurricane
Wilma was in the region,”
explained Erik Russell, gen-
eral manager for Cable
Bahamas in Grand Bahama
and Abaco and producer of
Gospel Splash.

“We certainly understand

Bi OBIE Wilchcombe

the situation that she met,
and one that is costing mil-
lions of millions of dollars to
fix. |

“We. know the impact ithas i.
on our own psyche, and the: :
negative image it has on our
tourists. If people see a dirty
environment they will think
Bahamians are like that.”

aging to people who were
interested in attending.”



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‘their concerns’ and wé want-~
ed to take into account that -
the weather could be discour- -

is postponed.

Angela Cannon of Gospel
Music Channel expressed
regret about the postpone-
ment. “We’re sorry that this
weather situation has devel-
oped but Gospel Music Chan-
nel is committed and excited
about making Gospel Splash a

. success in the near future,” Ms

Cannon said. “Both Anoint-
ed and Mary Alessi can’t wait

to come to minister in the

Bahamas.”

Mary Alessi, who lives in
South Florida, was spending
Wednesday morning installing
hurricane shutters at her local
church and home in prepara-
tion for Hurricane Wilma’s
arrival. “Floridians take hur-
ricanes pretty seriously,” she
said. “It’s unfortunate that
Gospel Splash will be post-
poned because of it; but ’'m
looking forward to being in
the Bahamas as soon as we
can reschedule!” .

Cable Bahamas advised that
those who have already pur-

chased tickets can be assured

that their tickets will be hon-
oured at the rescheduled event.

‘The company said that an
announcement regarding the
new date would be made as
soon as all of the artists can
be confirmed.



_ NEMA begins
_ preparations
for Wilma

@ By KARIN HERIG
Tribune Staff Reporter

WITH Hurricane Wilma
slowing down, but still threat-
ening the north-west Bahamas,
the National Emergency Man-
agement Agency (NEMA) yes-
terday began preparations for
the approaching storm.

Speaking with The Tribune,
the deputy co-ordinator of
NEMA, Lieutenant Comman-
der Herbert Bain, said that the
organisation’s officials have
scheduled meetings to deter-
mine a course of action. _

‘“Right now it’s a touch-and-
go situation and we still have to
see how we are going to play
this. By the beginning of the
weekend we will see if this storm
is going to turn more to the east .
or more to the north,” he said.

Mr Bain said that NEMA will
continue to closely monitor the
hurricane so that it can move
quickly to ensure the safety of
the northwestern islands like
Grand Bahama, Abaco and
Bimini, if the need arises.

“These storms are very
unpredictable, you never know

E what they will do. But the mes-

sage always remains the same:
Take the necessary precautions
to mitigate against the impact
of the storm,” he said.
Yesterday, Florida governor
Jeb Bush declared a state of
emergency. Tourists were

P ordered out of the Florida Keys

and voluntary evacuations were
begun in the barrier islands along
the southwest coast.

At press time last night, Hurri-
cane Wilma was located about
135 miles southeast of Cozumel,
Mexico. The storm was moving
northwest at 6mph with maxi-
mum sustained winds of 150 mph.

Forecasters at the National
Hurricane Centre in Miami
expect the hurricane to weaken
from a category four to a.cate-
gory three or less before it

.Strikes Florida.

Jeffrey Simmons, of the
Météorology Department in
Nassau, told The Tribune that .
making landfall in Florida will
further weaken the storm.

“By the time it passes us on

- the north it should be no more

than a category two storm. The
north-west islands will experi-
ence sOme rain and tropical
force winds of 45 mph,” he said.

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BM wa Wt
PAGE 4, FRIDAY, OCTOBER 21, 2005

THE TRIBUNE



EDITORIAL/LETTER TO THE EDITOR



The Tribune Limited

NULLIUS ADDICTUS JURARE IN VERBA MAGISTRI
Being Bound to Swear to The Dogmas of No Master

LEON E. a DUPUCH, Publisher/Editor 1903-1914

SIR ETIENNE DUPUCH, Kt, O.B.E., K.M,, K:C.S.G,,
(Hon.) LL.D., D.Litt.

Publisher/Editor 1919-1972
Contributing Editor 1972-1991

EILEEN eatechas CARRON, CM. G., M.S., B.A., LL.B.

Publisher/Editor 1972-

‘Published a Daly Monday to Saturday

"Shirley Street, PO. Box N- 3207, Nassau, Bahamas
Tigurance Management Building., P.O. F-485, Freeport, Grane: Bahama

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Cintas be realistic

THE Bahamas rinks seventh i in the world
as the country that relies mostly on tourism to:
provide the bulk of employment for its work- -
force. .

The World Travel and Tourism Couiicll’s s
2005 country report said that some:68.7 per
cent of the Bahamas’ workforce, or 115,900
jobs, rely directly on tourism.

The WTTC report projected that this
reliance. will increase over the next 10 years

_. with tourism becoming: responsible for
145,293 jobs or 70.1 per cent of the Bahamas’
total employment by 2015. ©.

The direct and indirect impact from’ the

_ Bahamas’ travel industry will account for
54.7 per cent of this nation’s total GDP this
year: =

Without tourism the Bahamas would col-

lapse.
And so we were ‘shocked to switch on the
television last Thursday evening to see John

Pinder, president of the Bahamas Public Ser-

vice Union; bellowing into ZNS cameras, and |
threatening that he and a handful ‘of: plac-
ard-carrying union members from the Gam-.
ing Board would shut off the lifeblood of this

industry if they did not get the contract they 2

demanded.

“We will pull all of our inspectors out ‘of the
casinos,” Mr Pinder threatened, adding the
obvious that “without the inspectors, the casi- Ha

nos cannot function.” ,
Although Mr Pinder said he represented

100 Gaming Board workers, the demonstra-

‘tors, as shown on camera, didn’t seem to be:

more than half a dozen persons. The numbers:
really don’t matter, be they six or 100. What ~

does matter, however, is that a small group of
people —a minuscule: .09 per cent of touris-

m’s workforce — with loud-mouthed bullying .

tactics believe they have: the right to jeopar-.

dise the jobs‘ of: 115,999 Bahamians: This. ~

number accounts: only for those who. are.
directly employed in the. industry. ‘Outside
of that number almost every business i in this

country — from the artisan and shopkeeper’.
.. paper, that the day unions got into the hotels .
_ that would be the end of tourism. New Prov-
»., idence has grown rapidly from the three-
hotel town of George Murphy to the
--Bahamas’ number one industry employing
es most of the country’s workforce. :

to the lawyer and head of industry — would
be badly hurt if such a walkout had a ripple *
down effect...

Tourism, at the best’ of times’ a fickle jndus-: :
try, has become so vital to'the Bahamas that -
it should be considered an. essential service,

and as such, strikes, go-slows and. anything:

that would impede its. ‘Progress, ‘should hot be






suggested that the Trade Union and Labour
Relations Bill be enacted to stop disruptions

. and other negative behaviour used by unions

during negotiations. This Bill was shelved by
the Ingraham government.

It should be dusted off.in a hurry, because

substantial restrictions on what action union
officials can legally engage in and what con-

‘stitutes a legal dispute should not only be
_. clear, but enforced.
Politicians have always pandered to union-

ists — afraid of losing their precious vote —

-and over the years unionists have used strong
‘tactics to take. advantage. The late Sir Lynden

Pindling could always placate the unions. That
is why they agitated until they drew him to the

- Negotiating table. The sarcastic joke. at. the
time was that he would push a blank sheet of ©

paper across the table,.and invite them to

- write their.terms. It was claimed they always
came away the victors. Whether this is true in —
~ every detail is debatable, but it is indicative of

the spirit of the times. That is why some indus-

trial agreements are out of line with today’s

4 reality, and unionists think they have a right to
"get whatever they demand.
Hence Mr Pinder could tell the press that

if government collected all casino taxes owed,
it could. pay all union demands across the
board and have something left over. They

seem to forget that these revenues. are nati
there for their ‘picking, but have to, be used to:

maintain the country’s infrastructure, build.

and repair schools, maintain the prisons and
‘the juvenile reform centres, raise the stan-
dard of the health service, protect our borders
and many other. obligations that require large

sums of money. .

Mr Pinder must remenibée that the’
Bahamian work force is not just toiling to
‘Maintain the civil service.

.» It was more than 70 years ago when Amer- :
~jcan-born’ George Murphy, a member of the »
House of Assembly and owner of the once

“popular Montagu Beach Hotel, told Sir Eti-

enne Dupuch, the late publisher of this news-

- Unions, with the economy now threatened.

by the oil crisis; should be realistic and start to -

- deal —

US matters

to conside

EDITOR, The Tribune

IREAD with interest remarks
made by Mr Mark Sills; who. was

referred -to. as an advisor to the -
Bahamas government, on the .~

WTO and “trade related: mat-
ters.”. Please permit me leave to
respond to. some aspects: of Mr
Sills’ commentary since his dis-

cernment in these matters — as

revealed in his comments — raise
questions of particular impor-

. tance. I will not trouble to

address Mr Sills’ disquisition on
the EU. Savings’ Tax Directive,
but rather focus upon his analy-
sis — however informal —
Bahamas’ bi- lateral trade
options. °

Mr Sills’ ‘commentary porated
‘ toward potential pitfalls of the
Bahamas remaining outside the

World Trade Organisation
(WTO). The alternative to WTO

(or FTAA) membership — as: »
: have argued. extensively —
do bilateral agreements with spe- «

cific countries of strategic impor-

- tance to the national economic
and sécurity interest of the |
Bahamas; the United States

obviously being first amongst all
such countries. .

Mr. Sills’: worries: at. the
prospect of the Bahamas doing a
bilateral agreement with the US
suggesting that: “at first glance,

the idea:of negotiating. a bilat-..
eral investment treaty with a few"

preferred. investors may seem
attractive. However, if the US
bilateral investment treaty is any
guide, the ultimate negotiated
result is likely to be more intru-

sive in terms of modifications to.

existing Bahamian investment

: policies in the financial services
sector, than those negotiated.

pursuant to WTO membership.”
Mr Sills has the advantage-on

me. He is negotiating on. terms

under which I and my children
must live and I am paying him
for that; as are all Bahamians. I
am sure Mr Sills has considered
his views carefully, and is sin-
cere in what he argues. However,

- there: are such fundamental
4-questions. inherent.in-even:the

limited quotation above.that I
felt: compelled to: press him on

. several points.

First, every nation must trade,

‘if it. desires quality. goods and

services at competitive prices;

particularly small nations where. -
“economies ‘of scale” are not. -
optimal. That is, where the.
demand for goods and services is”
- often so:small that it is difficult to
“access competitive pricing, which

means, often good (and services)

-are more expensive compared
to more populous nations with
- greater per capita GDP.
Second, however, the question :

of what framework. should be

- cused to promote trading advan-

tages must be based on the best
and this is the important .
Ppart.— relative to the needs and
i demands peculiar toa country,



« are the best‘ framework in the

sans”, and that, “the US model
’ bilateral agreement contained

of the .

‘ that the US bilateral model.
agreement

‘claim to an international arbi-
» tration centre outside signatory
“countries”:

is. to’

‘world. Central to that agreement

‘that aré now central to the mod-

“is either advising his clients or
negotiating on their behalf.

' Florida is the right base model

. what-the-US agreement says, and
' he négotiating?

_aged to get a few hapless
' Caribbean and non-strategic

~ Central American nations to
“bite” on its model agreement,

emphasises.

_ transmuted into policy options.
‘Bahamas has no reason to care

. ta Rica has nothing in the.way of
our history of strategic impor-

tolerated. 3
The Bahamas Employers Federation a has



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ball

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Ni

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re We will reopen
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<) ~Oetober. 24, 2005,

wl
ie. es We « APO OGLSE. to Gur

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W
We

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a in onvenience caused |







behave responsibly. The Bahamas, a small: i
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Ci ustomers 5 f brany |

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Apply in writing to:
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| Applications must be received no later than October 27, 2005.






_- based upon its strategic position :~
. Vis-a-vis its. trading. partners. I.

do not believe fiat the EEO " ‘absolutely nothing to our strate-

[| REUNION





gic importance to the US, yét it
provides the US and the world
with new levels of access to the

eae ; Fi Bahamas in exchange for'dn
letters@trilbunemedia.net |. aecess.to_their trade areas oftlit-

tle consequence to our econom:
ic model. Ont

This brings on my second
point: whilst we have a minis-
cule trade in commodities, ‘our
service sector is central to ‘any
trade arrangement, the objective
of which is to create opportuni-
ties for our citizens. The diffi-
culty is that in any such agree-
ment, our negotiating partner
will want their citizens — which
is to say, companies — to have
access to the very services areas
we want to energise for the ben-
‘efit of Bahamians. It is exactly
because of this that the wro
“Offers Us little advantage. ~ »

At least with the US, we-can
do a number of things to our
advantage:

(a) We can use its own uni-
versal tax platform to create
leverage points for, ourselves’ in

‘ accommodating its investors
against whom we have no othér
leverage.

(b) We can use our strategic
proximity and a comprehensive
cross-border “homeland securi-
ty” framework to partner With
the US in ways Central Amveti-
can nations cannot

(c) We'can negotiate with the
US that since the majority of the

- offshore funds that pass through
the Bahamas are earmarked for.
the US securities markets, they
should ‘be exempt » “tesm
enhanced due diligence ‘under
the Patriot Act and QI rules

(d) Central American nations
want access to US markets, for
their manufactures. We can sek
the same on‘a very, very limsfed
basis; concentrating instead on
negotiating exchange control
terms and guarantee structures
‘for access to credit in the &S,
thereby reducing the cost of cap-
ital in-The Bahamas, the narrow
investor pool and the outmoded
approach to banking, whilst fos-
tering greater economic growth.

The point is if we, cannot mas-
ter our relations with the US by
maximising the benefits of our
proximity and historical réla-
tions, we cannot handle multi-
ple relationships in the WTO.
Second, all other Caribbéan
says more-about-thetack-of —nations-are-members. of the.
strategic importance of those WTO, and the Central Ameri-
countries than it does about the can nations mentioned here. ‘Yet,
relative importance of the agree- they all seem eager to sign even

ment’s provisions which Mr Sills a cad Dintetat agreement’ Wath
the

Mr Sills should think lesy of
the US and its likely demands
inia bilateral arrangement With
the Bahamas, and more: of the
strategic advantage and the com-
parative quality of the bride he is
supposed to represent atthe
negotiating ceremony. The.real
issue in negotiations is not what

they want, but what we havé

LETTERS

(and certainly not the FTAA)

case of The Bahamas.

Take Mr Sills’ point that a
US/Bahamas bilateral agreement
would, “force the (Bahamas)
government to open up sectors
previously reserved for Bahami-

clauses that might enable Wash-
ington to interfere with financial
transfers to the Bahamas” or

“provided for
investors who felt they lost funds _
or profit from regulatory changes
or other measures introduced by

the host government to submit a.

‘considerate readers
of this paper will recall that The
Landfall Centre pointed out in
2001 that Chapter 11 in the first
draft of the FTAA agreement
(The. Investment chapter), was
drawn from the hated model
Multilateral Investment Agree-
ment (MIA) which was roundly
rejected: by nations around. the

was the clauses Mr Sills’ refers to

el bilaterals mentioned above.

I am troubled by the world
“force”, since it implies the US
demands are a foregone conclu- ,
sion and J do. not know the “deal
variables” from which Mr Sills

Additionally, Mr Sills ought to .
have. advised the Bahamas that
that the US model agreement is
irrelevant to its bilateral options.
Instead a “Friendship” agree-
ment with the US annexed to a
“Sister City” agreement with

from which the Bahamas should
begin. If all he’ will do is tell us

how. to comply with-it, what is. :.

Moreover, that the US man-

The Bahamas is a different
case, if we have the courage to
think through our relations with
the. US, and the importance of
our geostrategic proximity when

Costa Rica is nice,:but The -
what it signed with the US. Cos-

aS. GILBERT NMO MORRIS

the point. Joining the WTO adds. Nassau ~~ Hu
October 6 2005 ° Kz

tance-in the Americas. That is

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LOCAL

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"poe eye et eutes Sat



Goverment
urged to hire.
Bahamians

lm By KARAN MINNIS
Tribune Staff Reporter

THE government should consider
hiring Bahamians before employing
foreign professionals said Anthony
Dean, president of the Bahamas Insti-
tution of Professional Engineers
(BIPE).

' that director of Public Works Melanie
Roach was travelling the Caribbean
ion.a general recruitment trip for min-
istry workers.
+, At the time, Ms Roach declined to
State the positions she was hoping to
fill.

It was then reported that the Min-
istry of Works had placed advertise-
ments in the Jamaican press and in
‘other newspapers around the region
‘advertising 17 engineering posts and
-eight surveying jobs in the Bahamas.
"In the advertisements, the Ministry
‘of Works was reportedly offering
salaries of between $35,000 and

$46,200 with allowances ranging from |

$3, 500 to $15,000.

“Speaking to The Tribune yesterday
‘Mr Dean claimed the ministry never
advertised the positions locally.

“How does she know that there are
‘no qualified engineers to do the job if
‘she hasn’t advertised for them?” he
‘asked.

“This is really no joke, ” he said.

, “The ministry has no need to search
‘out of the Bahamas, what they need
todo is to train those that work with
them now, or refer to private compa-
ies.”

When The Tribune contacted Ms

-..Roach yesterday, she declined to
respond to Mr Dean’s comments.

New national holiday, dress
and awards to be considered

@ By FELICITY INGRAHAM
Tribune Staff Reporter

TWO new national holidays,
a national dress scheme and a
national honours scheme are
all items on which the public’s
opinion is being sought.

The National Cultural
Development Commission
has presented its recommen-
dations to the Ministry of
Youth, Sports and Culture
and is now seeking the input
of the public.

The commission is to hold
a national survey on whether
a new Bahamian national
honours and awards system
should be put in place.

The survey will also seek
public opinion on whether
two new national holidays
and an new national dress
scheme should be adopted.

_ A questionnaire has been
devised and is available at the
ministry, the House of
Assembly, and at the com-
mission headquarters in the
Royal Victoria Gardens.

The commission's recom-
mendations to government
include: That a national
heroes day be established, to
be celebrated on the second
Monday in October, replac-
ing Discovery Day; that a
national history and literature
month be established; that the
Nassau International Airport

be re-named the Sir Lynden
Oscar Pindling Airport; that
Third Terrace in Centreville
be renamed Rusty Bethel
Drive; that Arawak Cay
become the Heritage Nation-
al Park; and that the complex
on Thompson Boulevard

where the Ministry of Youth,

Sports and Culture.is located
be re-named the’ Arthur D
Hanna Complex.

Some of the commission's
recommendations have
already come into effect.
They include: Exuma Street
being officially re-named

' Amos Ferguson Street; the
National Arts Festival being
re-named the E Clement
Bethel Festival.

Minister of Youth, SPorts
and Culture Neville Wisdom
said: “The MPs. will be free
an unencumbered to put their
personal views forward and
that of their constituents.”

The commission said that
that Bahamian Honours and
Awards should stand sepa-
rate and apart from the annu-
al awards conferred by
Queen Elizabeth.

A detailed description of
what qualities an honouree
should have was submitted.

The commission suggested
that an “Order of the
Bahamas” should be estab-
lished.

Other sveeeeg awards

‘Get ready for Wilma’,
Grand Bahamians told

“ml BY DENISE MAYCOCK
:*° Tribune Freeport
- ; Reporter

“FREEPORT -— The Grand
“Bahama Hurricane Prepared-
“ness Committee has advised
_everyone, on the island to pre-
Pare their homes. and property
for Hurricane Wilma. '

‘The storm, they said, may ,

‘become a threat to the northern
‘Bahamas.

Charles King, administrator
for Freeport and West Grand
_Bahama, said residents are
‘required to make the necessary

hurricane preparations and to
.Stay tuned to radio news over
the next few days for regular
“updates on the hurricane. .
i The committee,. which
includes senior representatives
of the police and social services,
‘held a hurricane press confer-
ence on Thursday morning at
‘the prime minister’s office in
Freeport.

Hurricane Wilma is expect-
‘ed to cross South Florida some-
time late this weekend. Mr King
said residents should be pre-
pared to move at a moment’s
"Totice.
<*«Grand. Bahamians were
‘urged to place storm shutters
‘dn their homes, remove all
‘debris from their property, and
‘to fill their vehicles with fuel.
“They were being advised to
secure personal documents,
‘Stich as passports and birth cer-
tificates, and to fill medical pre-
striptions.

“.Persons, the committee said,
should have cash, an alternate





means of preparing food, first
aid kits and other necessary hur-
ricane supplies and items on
hand:

Pets are not allowed at shel-
ters and should be secured, ey
pet owners.

Last September, “Grane
Bahama sustained a direct hit
by hurricanes Frances and

Jeanne. Both, storms caused.

massive destruction and severe
flooding, particularly in outlying
areas.

‘Mr King said communities in
East End and West End will be
required to evacuate to desig-
nated shelters if the storm
threatens the island.

“If this becomes a reality,
then of course bus transporta-
tion will be provided to assist
with the evacuation of our peo-
ple in those areas, with first pri-
ority to the ill and elderly,” he
added:

Persons going to shelters are
required to take their own food,
water, blankets clothing, med-
ication and personal documents.

In Freeport, the shelters are
First Baptist Church, St Gero-
ge’s High, Jack Hayward High,
Maurice Moore Primary, Liv-
ing Waters Assembly of God,

‘Calvary Bible Church Hall,

Central Church of God, Christ
the King Anglican Church Hall
, The Church of Christ, Church

_of God Fairfield,-and the Can-
' cer Association Building.

Mr King said Maurice Moore
Primary School is the designat-
ed shelter for East End.

He noted that those persons
with special needs should be

~

taken. to Christ the King Angli-
can Church Hall.

The designated shelters in
West Grand Bahama are at
Bethel Baptist Church, Eight

_Mile. Rock. High School Gym .
for West End.and Holmes:Rock ;

residents; Martin Town! Coin- |

* munity Church, Church of God

Sea Grape, Central Zion Bap-
tist Church Hall:
Lillian Quant-Forbes, assis-

' tant director of Social Services,

said because. many homes are
still under repair, more persons
may be going to shelters than
is usually the case.

Although requests have been -
made for buildings to be desig-
nated as shelters, Mrs Forbes

‘some persons have refused to

offer their facilities.

She commended those that
have volunteered their proper-
ty.

Carnard Bethel, undersecre-
tary in the prime minister's
office, stressed that residents
should obey any evacuation
order issued.

“We are encouraging people
to leave their homes at reason-
able time rather than calling at
2am and putting other lives in
jeopardy,” he said.

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@ NEVILLE Wisdom is acking the public to give their opinions on issues such as national

awards and honours system

are: the Companion of the

Order of the Bahamas
(COB); the Order of Merit
(OM); the Order of Distinc-
tion (OD); and a long service
medal for the civil service.

The first awards could be

presented on July 9, 2006.
The commission is also
asking Cabinet to decide
whether National Heroes
Day should replace Majori-
ty Rule Day on January 10
or Discovery Day.

RRR a:

FRI., OCT 21

6:30 Bahamas @ Sunrise

- live

11:00 Immediate Response

Noon ZNS News Update - live

12:03 Car. Today News Update

12:05 immediate Response
Cont’d

1:00 Health For The Nation

1:30. Spiritual

2:00 Sports Lifestyles

2:30 - Inside Hollywood

3:00. Fellowship of Christians


























1. & Jews
"3:30. °° Lobias Murray
4:00°""’ Video Gospel’ * ““* oe
‘4:30 * Gospel. rabies ' Pe
4:58 | ZNS News Update
45:00 Caribbean Newsline

5:30 Cybernet

6:00 One Cubed

6:30 News Night 13

7:00.’ Bahamas Tonight

8:00 Music Mix: Tonex Out

The Box

8:30 Inside Hollywood

9:00 _ 3D’Funk Studio

9:30 The Lounge

10:30 News Night 13

11:00. . Bahamas Tonight

11:30 Immediate Response
12:30: Community Pg./1540AM








SATURDAY,

OCTOBER 22

6:30 Community Page
9:00 Bahamas @ Sunrise
‘1 10:00 Dennis The Menace
10:30- Carmen San Diego
11:00 Kids On The Move
11:30 Cybernet

12:00 This Generation

NOTE: ZNS-TV 13 reserves the
right to. make last minute
programme changes!






























S571 ce HP STAs
























MUST SELE,

(Photo: Mario Diincanson/ Tribune Staff)



KEMP’S FUNERAL HOME LIMITED

22 Palmdale Avenue, Palmdale
Nassau, N.P., The Bahamas















MR DEWEES F.
PINDER
(JUNIOR PINDER)

of Blair Estates, Nassau,
N.P., The Bahamas, will
be held. at Ebenezer
Methodist Church, East
Shirley Street, Nassau,
on Monday, 24th
October, 2005 at 4pm.
; Pastor Martin Loyley
and Mr Hartis Pinder will officiate and
' interment will follow in Ebenezer Methodist
_Cemetery,. East phitley Street, Nas sau

















“Mt Pinder is is survived by. his wie: Mis i ola Ei
Pinder; two sisters, Angela Sweeting and Greta
Pinder; four brothers-in-law, Hartis Pinder,
Michael Sweeting, Stewart Pinder and Edney
Albury; one sister-in-law, Mizpah Albury; one
nephew, Timothy Pinder; four nieces, Joanna |
Bethel, Janice Hayling, Glenda McGorrin and. |
Robyn Pinder; two. great-nephews, Bryan
Bethel and Noah Hayling; two great-nieces,

Fallon Bethel and Leah Hayling; his aunt and
uncle, Rodney and Vivienne Pinder; many
other relatives and friends, including his great-
niece, Debbie Malone; special thanks to his
caregivers, Sheila Kentish and Pat Munnings
and to Dr Todd Pinder.










Instead of flowers, friends who wish may make
_a donation to the Music Ministry at Ebenezer
Methodist Church, P.O. Box SS-6145, in
memory of Mr Dewees E. Pinder.






Arrangements by Kemp’ s Funeral Home
Limited, 22 Palmdale Avenue, Nassau, The
- Bahamas.





LOT No. Ge containing 6, 750 sq. ft., “St Vincent Close” Subdivision
Situate on the Southern side of St Vincent Road,
‘About one mile west of Blue Hill Road



For conditions of the sale and other information, silcase contact:
The Commercial Credit Collection Unit
At: 356-1685, 356-1686 or 356-1608 Nassau, Bahamas

Interested persons should submit offers in writing addressed to:
The Commercial Credit Collection Unit,
P.O. Box N-7518, Nassau, Bahamas
To reach us before October 31, 2005

Financing available for the qualified purchaser



Serious enquires only

prea pages OTUASTTINTD NS TERIA
PAGE 6, FRIDAY, OCTOBER 21, 2005





WITH the US Embassy warn-
ing Americans about the
upsurge in crime in Nassau, the
Bahamas is now counting the
cost of its involvement with
drugs and the proliferation of
guns which followed. Here,
‘Amnesty International reports
on the worldwide gun problem...

“A gun is as easy to get as a
packet of cigarettes.”

— Evan Jean Lolless, 34,
serving life imprisonment for
murder in the USA, 1997

he issue is simple. The

unregulated supply of
weapons makes it easy for crim-
inals to murder, for soldiers to
kill indiscriminately, and for
police to arbitrarily take lives.

Today’s weapons are quicker
and more powerful than. ever
before. And in the wrong hands,
faster and more powerful
weapons mean more abuse and
more wasted lives.

We have seen here in the

Bahamas the proliferation of
guns over the past two decades,
at an unprecedented pace.

It’s not just unlawful killings
during wartime that is on the
increase. Military and security
equipment is being misused by
soldiers, paramilitaries, and
police to kill, wound, and com-
mit terrible atrocities against
civilians during peacetime, too.

The global misuse of arms has
reached crisis point

The flow of arms to those
who openly flaunt international
human rights and humanitari-

an laws is being ignored by.

many governments and compa-
nies. Guns especially have nev-
er been so easy obtained. Their
increased availability threatems
life and liberty in communities
and cities around the world.

In the Bahamas we regularly
hear of gun violence taking
someone’s life, even though
handguns are illegal here.

Every.15 minutes in Brazil,

someone dies from armed vio-
lence. Over the past decade, this
equals 325,551 lives lost. On
October 23 this year, the Brazil-
ian people will take part in a ref-
erendum on whether or not civil-
ians should be able to buy guns.

This is the world’s first refer-
endum proposing to curb vio-
lence through a popular vote
and it is crucial to the future of
arms controls worldwide.

Consider that
moment...more people have
died in Brazil over the past
decade than there are citizens of
the Bahamas.

The human cost of arms abuse

Every year, throughout the

world, roughly half a million

men, women, and children are
killed by armed violence — that’s
one person every minute.

The lack of control of the
arms trade is fuelling conflict,
poverty, and human rights abus-.
es — worldwide. Every govern-
ment is responsible.



The Management and Staff of
Scotiabank (Bahamas) Limited
are pleased to announce the opening of the



Customers are invited to conduct regular banking

transactions

Monday - Thursday : 9:30 a.m.- 3:00 p.m

Friday: 9:30 a.m.

We welcome the opportunity to serve youl

for a

PSEC 21 SLO neEe NY ST Re OITEOA!



It doesn’t have to be like this.
Oxfam, Amnesty International,
and a group of more than 500
NGOs in the International

Action Network,on Small Arms.

(LANSA) are calling for a global
Arms Trade Treaty to'bring the
trade in weapons under control
and for local action to protect
civilians from armed violence.

Join us and demand tougher
arms controls today

Sixteen-year-old Camila Mag-
alhaes Lina, from Brazil, lost

. the use of her legs in 1998, when

she was hit by a stray bullet in a
shoot-out between thieves and

private security forces while
walking home from school.

In the 60 seconds it takes you
to read Camila’s story, it’s like-
ly that another two people, just
like her, have been seriously
injured by the use of arms.

Someone else won’t have been

so lucky. They’re dead.

By 2020, the number of
deaths and injuries from war
and violence will overtake the
numbers of deaths caused by
killer diseases such as malaria
and measles.

Without strict control of arms
exports and measures to pro-
tect people from their misuse,
countless others will continue
to suffer the catastrophic con-
sequences of the arms trade.

Readily available weapons will
intensify and prolong wars. More
people will be terrorised and
forced from their homes. Fami-
lies will be prevented from grow-
ing food to feed themselves or
earning enough money to send
their kids to school. Human
rights abuses will continue. Peo-
ple will be trapped in poverty.

This isn’t fiction. Oxfam and
Amnesty International and
IANSA members work with

people. who experience these |

atrocities every day.

THE TRIBUNE



Stopping the outbreak of weapons

The only way to end this cycle
of poverty and suffering isi to
control the trade in arms. Now.

The Solution ]
n

The time to act is now. Face
up to the arms crisis! ‘

Today, arms are so prevalént.
For example, it is estimated that
there is one gun for every: 10
people on the planet — mn,
women, and children. - *

“..the excessive accumula-
tion and illicit trade of saiall
arms is threatening interna-
tional peace and security, dash-
ing hopes for social and eco-
nomic development, and jeop-
ardising prospects for .democ-
racy and human rights.“

And it’s not just Oxfam,
Amnesty Internationaland
IANSA who believe that. These
words were spoken in 2002 by

’ UN Secretary-General, Kofi

Annan.

The Bahamas must act with
other nations to help stop the
spread of this deadly outbreak
of weapons. If you want totake
action, you can find out more
by visiting the Amnesty Inter-
national website at
www.amnesty.org or call. A.I.
Bahamas at 327-0807.

Haiti asks France for
Creole-speaking
police reinforcements



bal

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Syndicated Content Ty &





Available from Commercial News Providers”
















oti wee

43

ee WAC ly |
Member of Sister, Sister Breast Cancer Support Group
Breast Cancer Diagnosis January 27, 2004

Number of years as a survivor 1 year

“There is nothing God can’t do”

The Tribune observes Breast Cancer Awareness Month - October 2005

Kotex Tips for Life’:

Avoiding caffeine may help»
reduce cramps and headaches.





Ba,

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THE TRIBUNE



College
celebrates

25 years of |

Christian
teaching

‘@ By KARAN MINNIS
Tribune Staff Reporter

A CHRISTIAN-based edu-
‘cation conveys the strong sense
of morality and stability which
every person needs, according
to Bishop Lester Cox, pastor of
Faith Temple International
Ministries.

Speaking at the 20th anniver-
sary of Faith Temple Christian
Academy (FTCA) Bishop Cox
said that he feels as through
FTCA is doing “all it can in this
instance.”

“Education is a very impor-
‘tant element outside of Chris-

«tianity. It plays a major role

“because it helps to develop cit-

‘izens to be effected in the coun-
try.”

“A Christian education is
even that more important
because Christian education
gives us a base to have morality
in our lives, to have stability to
have a sense of direction.” .

“I feel as though the church
should be able to set standards
based on truth,” he said. “Truth
is not relative, in other words
you don’t change truth over
time, truth is absolute.”

Said Deacon John. Dele-
veaux, chairman of the school
board: “The school started in

1985 and in the 20 years since

we started.we have impacted
and influenced many young

lives.”

Principal Daniel Simmons

»-said that the 20th year will be an
-exciting one for the school.

“« “We will be having things
such as a thanksgiving service
in November, tee-shirt day in
January; we will be having
‘speech competitions and we will
‘having sports competitions,” he
Said. “This will just be an excit-
‘ing time for us.’

‘According to Bishop Cox,
with a current count of over 700
students, he believes that FTCA

has a bright future.




“Copyrighted Material
Syndicated Content

Available from Commercial News Providers”

INSIGHT

For the Bn

behind the news,
read Insight
on Mondays

Call on governmen as na

LOCAL NEWS

FRIDAY, OCTOBER 21, 2005, PAGE 7







-astand on US Navy sonar

By KARAN MINNIS
Tribune Staff Reporter

A LOCAL environmentalist has
asked the government to take a posi-
tion on claims that US Navy sonar
kills marine mammals. -

The Tribune reported yesterday
that the Natural Resources Defence
Council (NRDC), a US animal wel-
fare organisation, has filed a lawsuit
against the US Navy for using mid-
frequency sonar.

It has been alleged that the system
caused mass strandings of whales in
the Bahamas five years ago.

According to the law suit, which
was filed in a Los Angeles federal
court, the sonar used by the Navy “is
capable of flooding thousands of
square miles of ocean with danger-
ous levels of noise pollution.”

It also stated that this form of sonar
disturbs and sometimes kills marine
mammals who beach themselves to
escape it effects.

In the lawsuit, the NRDC cites sev-
eral different strandings and deaths of
whales, including the incident which
occurred in the Bahamas in 2000,
when 16 whales from three different
species beached themselves along 150
miles of shoreline.

The case comes two years after the

Navy settled a similar lawsuit with

the NRDC by agreeing to limit its
testing of experimental low-frequen-
cy sonar to specific areas of the north-
western Pacific Ocean:

The new lawsuit now seeks to
restrict the use of mid-frequency
sonar, the primary system used
aboard US naval vessels to locate sub-
marines and other underwater
objects.

Speaking on the issue yesterday,
local environmentalist Sam Dun-
combe explained that concerned
groups are asking the Navy not to use
the sonar “when no war is going on”.

Mrs Duncombe said that she

believes the request is very reason- |

able, because “when you talk about
effecting huge areas of the ocean, the
beached whales is all that we see.
What happens to the rest of the ocean
life?” she asked.

Mrs Duncombe added that she
would like to see the government clar-
ifying where it stands on such issues.

“The same way (Foreign Affairs

Minister Fred Mitchell) is actively:

pressing governments about trans-
porting nuclear waste though our
waters, I want them to do the same
about the Navy,” she said.

“T would really like to see the
Bahamian government take a stand
on this issue. That’s what they are
here for - to protect us.”



i CHILDREN reach out to touch the tail of a beached whale Wednesday March 15,
2000 on the coast of High Rock in East Grand Bahama, Bahamas. Eight beached
whales died Wednesday March 15 the same day the US Navy began testing anti-sub-
marine exercises.

(Photo/ Tim Aylen)

Healthy eating canieien is launche



@ By TIFFANY GRANT
Tribune Staff

Reporter

FORTY-FIVE per cent
45 per cent of deaths in the

. Bahamas in 2003 were

caused by chronic non-com-
municable diseases.

These diseases include
diabetes, hypertension,
chronic respiratory disease,
heart disease, strokes and
cancer.

In the same year, it was

‘ reported, hypertensive dis-

ease was the leading cause
of death in women.

According to. medical
officials, too many Bahami-
ans are contracting chronic
diseases through unhealthy
lifestyles.

Speaking yesterday at the
launch of the Ministry of
Health’s National Healthy
Lifestyle Initiative, Minis-
ter of Health Dr Marcus
Bethel said that more
Bahamians need to become
active and knowledgeable
about the benefits of
healthy living.

The new programme

aims to raise awareness about
the need for a healthy lifestyle,

- and to create guidelines which

will allow individuals to adopt
such a lifestyle.

“This track we are on
presently is clearly unsustain-
able. Consequently, we have

‘ taken a holistic. approach to

defining and developing strate-
gies for specific areas where
behavioural changes can lead





to healthier citizens. This
requires stakeholders: working
together to encourage and
empower the community,” said
Dr Bethel.

He added that at the CARI-
COM Heads of Government
Meeting, leaders considered the
potential harm that ill health
could have on development.

According to Dr Bethel, the
talks concentrated on HIV/AIDs



and non-communicable diseases.

Prime minister Perry Christie
was the keynote speaker at the
launch yesterday.

Mr Christie suffered a slight
stroke in early May, and said
that his own experience high-
lights the importance of a

healthy lifestyle.
Mr Christie confessed that’

before his stroke, he ignored
the fact he was putting on too

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mucls weight.

“You loose sight of your own
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attention to your own health.

“I perhaps as the prime min-
ister and a Bahamian profes-
sional in my illness had access to
doctors, treatment and strong
family that many who are simi-
larly affected do not have in our
country,” he pointed out.

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PAGE 8, FRIDAY, OCTOBER 21, 2005






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Nearly two weeks ago, an incident occurred at BEC involving an
employee in the IT Department resulting in a medical emergency. This .
incident, which later evolved into industrial unrest with the BEWU
protesting against the Acting Manager of the IT Department, Mrs.
Michelle Goffe, has mat oruaetCly escalated further this week.

The initial incident involved one of two Network Support Assistants
(NSA) in the Department, Mr. Kendal Taylor and his request for vacation
leave that was denied by the Acting Manager. The request was turned
down as the other NSA was on sick leave, and the Acting Manager felt
that it would not be in the best interests of the Corporation to grant his |
request for vacation at that particular time. Since Mr. Taylor disagreed
with her decision, he was advised by the Acting IT. Manager to follow
the prescribed appeal process and speak with Mrs. Goffe’s immediate
superior, Mr. Everette Sweeting, CFO. He was also referred to the
Human Resources Department.

a decision by noon that day, he visited the HR Department and he
returned to the Acting [T Manager’s office where he was taken ill. He
was taken to the hospital where tests confirmed that he did not suffer
a heart attack or any other life threatening illness and he is currently
resting at home. BEC wishes him a speedy recovery.

Following that incident and the ensuing unrest, Management agreed
that Mrs. Goffe, who, like other Managers at BEC, is a very competent,
hardworking and committed, results oriented Manager with very high
expectations for her staff and the organisation, take some time off.

It was upon her return to work on Tuesday, October 18th that the
BEWU called a walkout of staff in protest of her presence back in the
IT Department. The Management of BEC wishes to confirm that this
walkout was illegal, unwarranted and did not follow the proper process
that is outlined in the Industrial Agreement with the BEWU for dealing
with grievances. Management will, therefore, be taking appropriate
action against those who were involved.






Management wishes to once again echo a reminder that a procedure
exists for dealing with grievances and disputes that the Corporation and

_programme, the creation

Although Mr. Taylor did speak with Mr. Sweeting, who promised him

THE TRIBUNE

New charges for
People to People

THE Ministry of
Tourism: has announce the
launch of several initiatives
to revitalise the People-to-
People programme in com-
memoration of its 30th
anniversary.

Since its launch in 1975,
a ministry spokesman. said,
the People-to-People pro-
gramme has continued to
match visitors and
Bahamians with similar
interests, thereby “enhanc-
ing the spirit of friendship
and understanding of our
country and culture.”

The new initiatives
include additional training
for volunteers, a People-
to-People in-home stay

of international People-to-
People ambassadors, and
a new interactive web
page.

Participants in the pro-
gramme are now expected
to pay a small fee and particle
pating tour operators, ground
handlers and travel retailers
have the opportunity to earn‘a
$10 commission for each Peo-
ple-to-People PAD EREnCe they
book.

Tourism director general
Vernice Walkine said: “For 30
years the People-to-People pro-
gramme has been a compli-
mentary service. Today, we are
pleased to announce that this



M@ VERNICE Walkine

programme is moving to anoth-
er level to enhance the visitor’s
experience and ensure its sus-
tainability.”

Senior People-to-People
manager Janet Cuffie said: “I
am proud to be a part of such a
positive programme.

“Knowing that many friend-
ships have been forged between
Bahamians and visitors over the
years and those relationships

have converted hundreds of

leisure vacationers into
return visits, certainly
speaks volume for the suc
cess of the programme,”

Marketing initiatives.to
promote the People-to-
People experience locally
and internationally include
| providing current and
| interactive information on
www.bahamas.com,
brochure distribution
through Bahamas tourist
offices throughout the
United States, Canada‘and
Europe and advertise-
ments in travel publica-
tions. won

The programme was
officially launched in Nas-
sau on Monday, December
15, 1975, by Sir Clement
Maynard, former Minister
of Tourism.

From its inception, Peo-
ple-to-People greatly con-
tributed to.enhancing;the

image: of the Bahamian
tourism product.

By 1994, the programme’ ‘fad
moved beyond Nassau to Aba-

co, Bimini, Eleuthera, _Exuma,
Grand Bahama Island, and: ‘San
Salvador.

The cost of the People:to-
People experience is $35 ‘pér
adult. Children 2 and nae
are free. of

For more information con-
tact Janet Cuffie at 323-1853:6
‘or e-mail j cubtie bahaitias. com.



Banker named executive of the year

GREGORY Bethel was
named executive of the year
during the IAAP Sunny Isles
chapter’s posses day celebra-
tion.

CEOs, managers, executives
and administrative assistants
gathered at Graycliff restaurant
on West Hill Street for the Sun-
ny Isles Chapter of the Inter-
national Association of Admin-



Union have agreed upon, and which must be followed if we are to build
the desired industrial harmony in the workplace.

At the moment, Mrs. Goffe is still on the job. Management recognizes
concerns and issues with and within the IT Department which have
been heightened by this incident. As it does with all other departments
or managers when there are issues adversely affecting the smooth
operation of BEC and when it becomes vital that they be addressed,
Management is seriously focusing on all the concerns of the IF
Department with the intention of fostering a positive and productive :
atmosphere in that Department. Management will take all steps it ;

considers necessary to address these issues as and when they occur, and :
is determined to resolve all such matters while, at the same time, :
maintaining a harmonious industrial environment at BEC for all of our:



istrative Professionals (IAAP) theme:

Bosses Day Luncheon.

Sunny Isles is the newest
chapter of the [AAP in the
Bahamas.

Mr Bethel, president of
Fidelity Merchant Bank and
Trust and vice president of
Fidelity Bank Bahamas Limited
was also the guest speaker at
the event.

He spoke on the chapter’s
“Committed to excel-



employees, who are still our primary concern,

Management believes that, throughout this matter, the Acting IT Manager
followed the proper process, a suitable course of action that is available to »
all managers and staff when confronted with any type of differences in
behaviour or opinion. BEC would urge everyone, in the interests of ;
upholding the efficient operation of the Corporation, to observe and utilize :
these processes at all times. Management believes that, without respect for
those processes, there is the potential for chaos, which would. result i in |
problems for our staff, our customers and our nation.

Most importantly, the Management of BEC would like to apologize :
to our valued customers for the uncalled-for disruption in service that ;
occurred on Tuesday, October 18th. The Management regrets the great.:
inconvenience it caused for many hardworking men and women who:

_were unable to transact business with the Corporation during the illegal :
work stoppage. We would like to reiterate to our employees and :
customers that everyone is very important to the Corporation and we!
want to assure you all that, through the exercise of Management’s:
inalienable right to manage this crucial Utility Corporation, we are;
determined to do all in our power to avoid all such actions in the future. +

THE MANAGEMENT

BAHAMAS ELECTRICITY CORPORATION

-lence — motivated to change:’ '

After delivering the speech
to the executives and their assis-
tants, Mr Bethel was-surprised .
with the award of Executive of
the Year 2005/2006. ps

He was nominated. by. his

‘executive assistant Kim Cony-

ers, of Fidelity Merchant Bank
and corresponding secretaty

. of the IAAP Sunny Isles chap-
’ ter



&
SOD BI RE RU ET







ifetteasat ey





are ee







i
*
:
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Ba a REE ce. eae ee
THE TRIBUNE

LOCAL NEWS

FHIVAT, UUIUBENM 21, cUUo, FAG o



Two murders

in 12 hours
FROM page one

is enraged about continu-
itig incidents of violent
crime in the Bahamas.

“Where is Mother Pratt
in all of this? Why is the
law not being enforced?
Every day women get
raped and killed. Some-
thing needs to be done
and fast,” the woman said.

‘Just 12 hours before the
body of the young woman
was found, 46-year-old
Larry Rose became the
victim of an armed rob-
‘bery-turned-murder.

“ At 10.30pm on Wednes-

day, Mr Rose was at his
place of employment —
Percy’ s Web Shop in
Union Village — when
two men armed with
handguns held up the
store.
- “They threatened him,
held him up at gunpoint
rand demanded cash. We
‘believe he gave them a
“deposit bag. After that
they shot him and fled the
‘scene on foot,” said Mr
“Miller.
-""Mr Rose, who sustained
“gunshot wounds to his
.back, was immediately
“tushed: to Doctors Hospi-
“tal where he died shortly
afterwards.

' “We are always very
concerned about every
murder that happens in
, the Bahamas. Although
‘this year’s number of
homicides is not the high-
sest that it has ever been,
.we. hope in future to low-
er the number,” said Mr

“Miller.

-sHe appealed to the
public in this effort,
encouraging people to
report every incident of

Acriminal activity to the
police.

-°<“The police are out

“there in force, we are
equipped with the latest

“and best technology.

. ‘What we need now is the

“public’s assistance,” he

said.

oie





Turnquest hits out at
government over economy —

FROM page one

said that government was
warned that the deficit figures
were going to come in higher
than they estimated.

“With the large $165 million
budget deficit we had for. the
period ending June, 2005, you
had a windfall from the.sale on
Cable Beach and the back tax-
es, $20 million from Phil Ruffin.
Can you imagine if that didn’t
happen? In this budget no back
taxes to collect. They are not
charging them until they get the
new casino going,” he said.

He said as a result of the
innocuous economic policies of
the government, the country is
finding itself in a position where
it is relying on investments that
have not paid off as yet to fund
the Bahamas’ development.

“I learnt very early when I
was parliamentary secretary in
the office of the prime minis-
ter dealing with investments
and there were two cases in
particular, one in Mayaguana
and one in South Eleuthera,
that I was convinced we were
going to get going and I learnt

- very early that there is many a

slip between the cup and the
lip and we cannot continue to
announce these projects as a
fait accompli (an irreversible
accomplishment) until you have
crossed the Ts and dotted the Is
and you have the money in the
bank,” said Mr Turnquest.

*. In 2003, said Mr Turnquest,

Prime Minister Perry Christie
announced a “litany of pro-
jects” at the PLP’s national con-
vention which he said would
have begun at some point in
the future.

In the Ministry of Financial
Service and Investment’s sup-
plement highlighting the
achievements of the newly
formed ministry it listed more
than 80 foreign and local invest-
ments, 43 of which were still in
the “approved projects
not commenced” and “project
proposals under review” cate-
gory.

Mr Turnquest said he is con-
tinually hearing from both local
and foreign investors that gov-
ernment is still slow in respond-
ing to their requests.

“The best way to describe the
government’s handling of the
economy is lethargic. They are

Man held after

statue is defaced

FROM page one

imprisonment.

“ment property. If found Silty. he could face up to three months

This was not the first time the statue had-been defaced. In 1999, the
monument, which has featured in thousands of tourists’ holiday. snap-

shots, was drenched in red paint.

At the time, then Minister of Education Dame Ivy Dumont (cur-

us as a people”.

The cost for restoration of the statue was over $10,000 as”

“rently Governor General of the Bahamas) said the act was “a blight on

a specialist had to be found to restore the marble to its previous

state.

options

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very slow to act and very slow
to react. We continue even
today to hear complaints from
investors that they can’t get
answers from the government
and that is happening on the
international side and the local
side,” he said.

The FNM leader said that
when international investors
come to the Bahamas they
meet a “lethargic attitude and a
sort of discouraged spirit; it is
not the kind of place they want
to do business.”

Now, he said, there is a need
for a person who can be firm
and. decisive when _ it

comes to leading the govern!

ment.

ferent type of leadership.

“I believe that. I offer
that different type of leader-
ship.

“They want a leader who
takes the high road without
spite or victimisation, one who

Your
news
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from people who are
making news in their *-
neighbourhoods. Perhaps
you are raising funds for a
good cause, campaigning
for improvements in the
area or have won an
award.

If so, call us on 322-1986.
and‘share your story.

“People are demanding a dif-

is committed to working hard in
providing economic prosperi-
ty, one who is concerned about
the direction of our young peo-
ple and dealing with the myriad
of issues affecting our country

and while persons want .to be

consulted and involved at the
end of the day they want a deci-
sion.

“T believe in consultation and

‘deliberation but I also believe

in decisive action,” Mr Turn-
quest said.

These are excerpts from the interim report, Copies of the complete report are
available to the public at the Company's Corporate Office on Blue Hill Road, Nassau.

CONSOLIDATED BALANCE SHEET

(B$000) (unaudited)

Total assets

Total liabilities
Shareholders’ equity

July 31,
2005

January 31,
2005
(audited)

40,143 41,468

28,093
12,050

29,954
11,514

- 40,143 41,468

CONSOLIDATED STATEMENT OF OPERATIONS

(8$000)

Sales.
_ Cost of sales

Gross profit

Selling, general and administration i
Other income

Net operating (loss)/profit
Interest expense

Dividends on preference shares...
Impairment of assets

- Insurance proceeds, net of related expenses

Pre-opening costs
Amortisation of goodwill

Net profit/(loss) from continuing operations , 595
Net loss from discontinuing operations

Net perio for the pared oe §

July 31, 2005

6 months
ended
July 31, 2004

52,740
(37,468)

15,272
(14,615)
136

6 months:
ended

45,786
(33,085)

12,701
(13,747)
ce 4dO

9 8
a (614)
(401) (316)
(625) :
3,036 ¢
ae (130)

oe (152)
(419)
6) (2
“BBB (491)

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PAGE 10, FRIDAY, OCTOBER 21, 2005



Skirt & Heels’ Night Out by Future Entertainment @
Cocktail & Dreams, Saturday, October 21. Admis-
sion: $5 (ladies), $10 (guys). Music by: DJ Xtra Large,

Future Sound DJs. Prizes for sexiest woman in skirt .

and heels. Jah Cure Sing-A-Like contest.

Bacardi Happy Hour.@ Power Boat Adventures Bar
and Grill (one door east of Texaco Harbour Bay),
every Friday. $3 Bacardi drinks all night and $3 beers.

Ladies Night @ Power Boat Adventures Bar and Grill,
every Saturday. Ladies free, Gents, $10 all night. Bac-
ardi Big Apple and other drink specials all night long.

Wild Jungle, each and every Wednesday night @ Club
Trappers, Nassau’s “upscale” gentleman’s club. Fea-
turing a female body painting extravaganza. Free
body painting @ 8 pm. Ladies always welcome. Admis-
sion: Men free before 10 pm. Females free. There
will be free food and hors d'oeuvres between 9 and 10
pm. Open until 4 am.

Ladies Night @ Fluid Lounge, this and every Thursday ~

night. Doors open at 10pm. Ladies free before lam,
- $10 after. Guys: $15 all night. Drink special: 3 @ $10
(Bacardi) Giveaways and door prizes every week.

Saturday Night Live every Saturday night @ Club
Fluid, Bay St. The biggest party of the week, pumping
all your favourite hits all night long. Ladies in free
before 11pm. Strict security enforced.

Rave Saturdays @ Club Eclipse. DJ Scoobz spinning
the best in Old Skool. Admission $35, all inclusive
food and drink.

Karaoke Music Mondaze @ ihapehottars Sports Bar.
Drink specials all night long, including karaoke warm-
up drink to get you started. Party from 8pm-until.

Reggae Tuesdays @ Bahama Boom. Cover charge
includes a free Guinness and there should.be lots of
prizes and surprises. Admission: Ladies $10 and Men
$15.

Hump Day Happy. Hour @ Topshotters Sports Bar
every Wednesday 5pm-8pm. Free appetizers and
numerous drink specials.

The Pit @ Bahama Boom, every Thursday. Doors —

open at 9pm, showtime 11.30pm. Cover charge $15.
$10 with flyer.

Fantasy Fridays @ Fluid Lounge, featuring late ‘80s
music in the VIP Lounge, Top of the charts in the
Main Lounge, neon lights and Go Go dancers. Admis-
sion: Ladies free before 11pm,.$15 after; Guys $20
all night.

Dicky Mo’s @ Cable Beach. Flavoured Fridays Hap-

py Hour, every Friday. Drink specials: Smirnoff
Kamikaze Shots, $1; Smirnoff Flavoured Martinis, 2
for $10; Smirnoff Flavoured Mixed Drinks, 3 for.$10.
Bahamian Night (Free admission) every Saturday
with live music from 8 pm to midnight. Karaoke Sun-
days from 8pm to midnight, $1 shots and dinner spe-
cials all night long.

Twisted Boodah Lounge @ Cafe Segafredo, Char-
lotte St kicks off Fridays at 6pm with deep house to
hard house music, featuring CraigBOO, Unkle’ Funky
and Sworl’wide on the decks.

Chill Out Sundays @ Coco Loco’s, Sandyport, from
4pm-until, playing deep, funky chill moods with world
beats.

Sweet Sunday Chill Out Soiree Lounge, every Sunday,
4pm-midnight @ Patio Grille, British Colonial Hotel.

Wet Sundays, every Sunday, noon-midnight @ Crystal
Cay Beach. Admission $10, ladies free.

TooLooSe @ Indigo Restaurant on West Bay St and
Skyline Drive. Singer/songwriter Steven Holden per-
forms solo with special Suess on Thursday from 9pm
- midnight.

The Graham. Holden Deal @ The Green
Parrot....David Graham, Steve Holden, Tim Deal and
Friends perform Sunday, 7pm - 10pm @ Hurricane
Hole on Paradise Island.

Jay Mitchell and Hot KC @ Palm Court Lounge,
British Colonial Hilton, Wednesday-Thursday



OU thee REO: Ta

THE TRIBUNE



BU N ECM Be Of Ac NCE T

ored? Don’t he, Polo Jeans

Company (Ralph Lauren) is
. scheduled to hold its annual
| Boat Cruise on Friday, Octo-

“per 21. And there will be a .

r ss and Dance Competition onboard

&

8pm-12am.

Sunday Night Interlude @ Briteley’s Restaurant &
Lounge, Eneas St off Poinciana Drive. Featuring
Frankie Victory at the key board in the After Dark
Room every Sunday, a pm to midnight. Fine food
and drinks:

Paul Hanna, Tabatha and Gernie, and the Caribbean
Express perform at Traveller’s Rest, West Bay St,
every Sunday,,6.30pm-9.30pm.

The Arts

Beneath the Surface featuring new works from the
NewSkool artists — Tamara Russell, Davinia Bullard,
Tripoli Burrows and Taino Bullard. The exhibition @
The Central Bank Art Gallery, Market St, runs

through October 30. Gallery hours 9.30am - 4.30pm.

~~ Still Life Drawing workshop @ the National Art .

Gallery of the Bahamas, Wednesday, October 19,
6.30pm - 9.30pm. In this workshop, led by artist Joly-
on Smith, still life is studied both as an isolated phe-
nomena and in relation.to their environment. The
focus is on helping the student observe and discover.
This workshop is for persons age 12 and over and
will be held at the gallery on West and West Hill Sts.
Fee: $15 (members) and $20 (non-members). Call the
gallery at 328-5800 to secure a space.

Bahamiam filmmaker Maria Govan will speak on the
topic New Directions in Filmmaking in the Bahamas
on Thursday, October 27, 6.30pm @ the National Art
Gallery of the Bahamas, West and West Hill Sts.
Maria will talk about process; how each film experi-
ence has. informed others and how making doc-
umetaries has provided her with a wealth of insight
that has inspired her to begin harnessing her own
voice as a director who is ready to take Bahamian
film to the world state. The talk is part of the gallery’s
Narrow Focus series. Admission: Free. ~







The music is to be p

Pencil” and there

prizes. Pay $15 in advance at Polo Jea
Bay Street and in Mall at Marathon.

The National Collection @ the National Art Gallery of |

the Bahamas, an exhibition that takes the viewer on a
journey through the history of fine art in the Bahamas.
It features signature pieces from the national collec-

' tion, including recent acquisitions by Blue Curry,
‘Antonius Roberts and Dionne Benjamin-Smith. Call

328-5800 to book tours. This exhibition closes Febru-
ary'28, 2006.

Health

Doctors Hospital Distinguished Lecture Series: Dis-
tinguished Oncologist, Dr Theodore Turnquest will
discuss Cancer Awareness Thursday, October 20 at
6pm in the Doctors Hospital conference room. The
lecture will focus on.health issues relating to cancer
and is free to the general public. Free blood pressure,

cholesterol and glucose screenings will be performed ~

between 5pm and-6pm. To ensure available seating
RSVP 302-4603.

Doctors Hospital Fun/Run/Walk: Doctors Hospital
will be hosting its annual Fun Run/Walk on Satur-
day October 22, at 7am in the Doctors Hospital Shirley
Street parking lot. The run will be followed by a health

. fair and exhibition in the conference room featuring

free blood pressure, cholesterol and glucose screenings.
For more information call 302-4603.

The Cancer Society of the Bahamas meets at 5.30pm
on the second Tuesday of each month at their Head-
quarters at East Terrace, Centreville. Call 323-4482 for
more info.

Pre & Post Natal Fitness Classes will be held on Tues-

day and Thursday evenings at 6.30, beginning Sep- ,

tember 27 at Nassau gymNastics Seagrapes location
(off Prince Charles Drive). Doctor approval is
required. Call 364-8423 to register or for more infor-
mation.

Diabetes Directions a FREE diabetic support group
meets the first Monday of each month at 6.30pm at
New Providence Community Centre, Blake Road.





nen



~ Dinner is provided and free blood sugar, blood pres-

sure and cholesterol testing is available. For more
info call 702-4646 or 327-2878

MS (Multiple Sclerosis) Bahamas meets the third
Monday every month, 6pm @ Doctors Hospital con-
ference room:

The Bahamas Diabetic Association meets every third
Saturday, 2.30pm (except August and December) @
the Nursing School, Grosvenor Close, Shirley Street.

Doctors Hospital, the: official training centre of the
American Heart Association offers CPR classes cer-.
tified by the AHA. The course defines the warning
signs of respiratory arrest and gives prevention strate-
gies to avoid sudden death syndrome and the most —
common serious injuries and choking that can occur in
adults, infants and children. CPR and First Aid class-
es are offered every third Saturday of the month from
9am-1pm. Contact a Doctors Hospital Community §
Training Representative at 302-4732 for more infor-

mation and learn to save a life today. ,

REACH .- Resources & Education for Autism and
related Challenges meets from 7pm — 9pm the second
Thursday of each month in the cafeteria of the BEC
building, Blue Hill Road.

Civic Clubs



The Bahamas Historical Society will host a meeting at.
6pm on Thursday, October 27 at the Museum on
Shirley Street and Elizabeth Avenue. Dr Keith Tin-
ker, Director, Antiquities, Monuments and Museum,

and Mr Pericles Maillis will speak on Clifton Planta-
tion, including'the cultural aspect, new archaeological
finds and the current efforts to save this important his-
torical site. The general public is invited to attend. ©

Toastmasters Club 1095 meets Tuesday, 7.30pm @ C
C Sweeting Senior School's Dining Room, College
Avenue off Moss Road. Club 9477 meets Friday, 7pm
@ Bahamas Baptist Community College Rm A19,
Jean St. Club 3956 meets Thursday, 7.30pm @ British ~
Colonial Hilton. Club 1600 meets Thursday, 8.30pm @
SuperClubs Breezes. Club 7178 meets Tuesday, 6pm.
@ The J Whitney Pinder Building, Collins Ave.
Club 2437 meets every second, fourth and fifth «
Wednesday at the J Whitney Pinder Building, Collins
Ave at 6pm. Club 612315 meets Monday 6pm @ Wyn-
dham Nassau Resort, Cable Beach. Club 753494 meets
every Wednesday, 6pm-8pm in the Solomon’s Build-._
ing, East-West Highway. Club 3596 meets at the -
British Colonial Hilton Mondays at 7pm. Club
Cousteau 7343 meets every Tuesday night at 7.30 in
the Chickcharney Hotel, Fresh Creek, Central Andros.
All are welcome.

Alpha Kappa Alpha Sorority, Eta Psi Omega chapter -
meets every second Tuesday, 6.30pm @ the Eleuthera _
Room in the Wyndham Nassau Resort, Cable Beach.

Alpha Phi Alpha Fraternity meets every first Tuesday,
7pm @ Gaylord’s Restaurant, Dowdeswell St. Please
call 502-4842/377-4589 for more info.

Kappa Alpha Psi Fraternity meets every second Tues-
day, 6.30pm @ Atlantic House, IBM Office, 4th floor
meeting room.

i *
The Nassau, Bahamas Pan-Hellenic Council (NPHC)
meets every third Monday of the month in the Board
Room of the British Colonial Hilton Hotel, Bay St.

Nassau Council 10415 Knights of Columbus meets

the second and fourth Wednesday of the month, 8pm
@ St Augustine’s Monestary.

Nassau Bahamas Koinonia meets every second Friday
of each month, 7.30pm at Emmaus Centre at St
Augustine’s Monestary. For more info.call 325-1947
after 4pm.

International Association of Administrative Profes-
sionals, Bahamas Chapter meets the third Thursday of
every month @ Superclubs Breezes, Cable Beach,
6pm.

AMISTAD, a Spanish club meets the third Friday of
the month at COB’s Tourism Training Centre at 7pm
in Room 144 during the academic year. The group pro-
motes the Spanish language and culture in the com-
munity.



Send all your civic and social events to The
Tribune via fax: 328-2398 or e-mail:
outthere@tribunemedia.net

Pee hee

aT a eta






SHOW CONCERN FOR ARR ANE-AIY ISLANDERS

WiTH Hurricane Wilma threatening the Bahamas and now the
most intense hurricane in Atlantic storm-recording history, Long
Islanders and others have yet to receive hurricane relief from
the Ministry of Housing and National Insurance.

i the October 19 edition of The Tribune, Hurricane Wilma was
said to be the 2ist trepical storm and record-tying 12th hurricane
of the 2005 Atlantic season. It was also reported that Acklins’ chief
councillor, Roston Cox, said that several senior citizens had also
not-fteceived financial aid for damage caused by Hurricanes
Frajnces and Jeanne in 2004. That’s right, 2004!

And now, international news programmes are reporting that
Hurticane Wilma has far exceeded minimal requirements for the
highest category five rating. With this in mind, has Minister Shane
Gibson been hibernating for a year?

Why haven’t residents of Long Island received relief from your
ministry, Mr Gibson? Why have their insistent letters and phone
calls: been ignored? Is it a form of victimisation because Long
Islaiders traditionally vote against the PLP?

Inthe August 18 edition of The Tribune, Long Island MP Lar-

ry Cartwright hit cut at Mr Gibson for botching the delivery of

desperately-needed hurricane relief.

According to Mr Cartwright, no-one had received any hurricane
relief since the devastation of Hurricane Frances last year. More
thar three months later, they still haven't.

Andros was tentli on the list of most affected islands, and Long
Island number nine, so I was surprised to hear Mr Peet (North
Andros MP) in parliament thanking the government for sending
relief there. That made me question how the tenth worst affected
island could have received relief before number nine. “Isn’t nine
before 10?” Mr Cartwright asked.

Kfow is it that a year later the minister and the director of
NEMA still claim to not know that people need government
assistance in repairing their homes and properties?

ig the USA high-level officials who don’t do their jobs are
| immediately sacked. Just look at former FEMA director Michael
Brown, who bungled relief to victims of Hurricane Katrina.

Yet, Shane Gibson is impudent enough to make the rounds of
thetalk show circuit famboyantly demanding the names of all per
sons aifected who had not received hurricane relief.

Well, Shane, according to Mr Cartwright and Mr Cox, you
have the names! :

When the unions were going berserk outside parliament a few
weéks ago, the minister made a most laughable appearance on
ZNS News. Here, he said that, as a former union man, he could
relate with the unionists’ struggles and that if he was not a Cabi-
net Ininister, he would have joined the picket lines. —

Well-by-jingles! Sir, try feeling the pain of roofless, financial-
ly distraught Family islanders!

How is it that Agriculture and Fisheries Minister Alfred Gray
could have directed his ministry to provide monetary and agri-
cultural relief for these Family Islanders while Mr Gibson’s min-
istry contends that it has not received any documentation?

Can you imagine if Hurricanes Katrina and Rita had intensified
and: slammed into the already ruined homes of Long Islanders?
Cail you imagine if Hurricane Rita had become a powerfal nats
ricane and had hit the island?

Mx Gibson, remember that while building houses is a pebubineait
aspect of your portfolio, concern for the well-being of Bahamians
is far more important.

~~ By ADRIAN GIBSON
i ajbahama@hotmail.com











Ky FREEPORT
teat East Coral Hoad, P.O. Box F-42312
Freeport, Grand Bahama, Bahamas
Tel: (242) 373-1471 Fax: (242) 373-3005
Ms Page 340-8043

nassau
Robinson and Soldier Roads, Nassau, N.P., Bahamas
ae P.O. Box CB:12072
Telephione: {242} 394-8043 / (242) 394-8047
‘Pagers: 340-8043 / 340-4424 / 340-8034 # Fax: (242) 340-8034

sERVICES FOR



F. rederica Drucilla
= Brath waite, 61

Sf #5 Balt Avenue, and
formerly: of Green Castle,
Eleuthera, will be held on
Saturday, October 22nd, 2005
at 9:30 a. m. at. Believer’s
Gospel Chapel, Trinidad
Avenue, Prince Charles Drive.
Officiating will be Pastor Errol
Jackson. Interment will follow
int Ebenezer Comentys Shirley
Street,

She i is survived by her ‘Three
Children: Julio. Juliea, and
Jdneille, Que Grand Son: ~
Adcaina Burrows Jr., Feur
Brothers:
Sister: Berdie Stubbs, One Adopted Sister: Rev. Elva Johnson,
JeP.. Two Aunts: Myrtle Nottage and Ethlyn Gaitor, One Uncle:

Alfred Gaitor, Numerous Nieces and Nephews including: Pamela
Stubbs Lowe, Shanae’, Kimberley, Cheryl Strachan, Patricia Martin,



Clarice Hamilton. Gina Stubbs Carter, Charlene Brown, Christa .

Stubbs, Belinda Stubbs, Linda Rahming, Christine, Meredith and
Joanne Stubbs. Brent Stubbs, Bishop Stephen Stubbs of West Palm
Beach, FI, Sir Dr. Kevin King, Levant Stubbs, Anthony Brown,
Mark Stubbs, Charles Stubbs Jr., Ken and Omar Stubbs, Shane,
Tyrone and Tyrone Jr., Robert, Cornell, Rev. Cleveland Stubbs,
Michael, Julian, and Keith Stubbs, Robert Jr. , Terrell Stubbs, Brent
Stubbs Jr, Brittany, Brentisha, and Brintisha Stubbs, and Brenae,
dind a Host of other Relatives and Friends: Garfield Brathwaite,
(@x-husband), Hildamae Tucker and Johnny Tucker and Family,
Shanta Maurice, Edith Rolle of Governor’s Harbour, Eleuthera,
Rebecca Goodman & Family of Deep Creek, Eleuthera, Barbara
Clarke & Family, Alma Cox & Family, Janet Cartwright & Family,
Ethlyn Armstrong & Family, Eula Pratt & Family, Ada Smith &
Family, Edith Roach & F amily, Pastor George and Patricia Berry,
Pasir: Errol and Lolita Jackson & Family, Brother Randolph Jones
and Myrna Jones & Family of New York, Brother Hesketh Johnson
and Sister Don Johnson of Miami, Fl, Esther Mackey & Family,
Sister Eloise Sweeting, Julia Gibson & Family, Agnez McKenzie
& ‘Family. William and June Wilson & Family, Pastor Al McCartney
&iF amily, Elder Ted Thompson & Family, Pastor Edmund and
Kelsie Dorsett & | ‘amily, Mrs. Nora Dorsette & Family, Mrs. Rosalee
Furner & Family, Eric and Bonnett Knowles & Family, Theodore
and Dr. Ebbie Jackson & Family, Brother Brandford Isaacs &
Family, Valderine James & Family, Patricia Henry & Family, Sen.
Tanya McCartney, Rosetta Miller, Pastor Thomas and Paula Sands,
Paula McGregor. Barton and Genee Duncanson, Neda Rolle, Dr.
Kevin Moss and Staff. Sandra Bethel, (Physiotherapist), The
Community Nursing Staff at South Beach Clinic, Emmanuel Gospel
Chapel Soup Kitchen. Nurses N. O. W., Ports International, General
Brokers and Agents, Deaconess Olga Meadows, Bishop and Mrs.
Ross Davis, Andrea Behari, Seldon Adderley, and Eloise Deveaux.

Viewing wii! be held i in the “Irenic” Suite at Res: “ew Memorial
Mortuary & Crematorium Ltd., Robinson and Soldier Road, on
Friday from 10:00 a. m. until 6:00 p. m. and again at the church
on 1 Saturday from 8:00 a.m. until service time.

Agel tery

Charles, Aubrey, Redis,. and Clevelaiid Stubbs, One

LOCAL NEWS

CoB student takes home $10,000

~ as KFC promotion winner

IT was all smiles for Andre
Cooper as he was named the
winner of the first KFC $10,000
jackpot on Monday at the KFC
Saunders Beach Location.

Andre, a College of the
Bahamas student, couldn’t
believe his luck when the three-
piece combo he purchased just a ©
few weeks ago turned into the
prize of a lifetime.

When asked what he will do
with his prize, his mother San-
dra Lightbourne quickly put in
her vote for college tuition.

However, Mr Cooper was a
little too excited to think about
what he was going to do with
his jackpot at the time. |

KFC’s jackpot promotion
offers any customer purchasing
a two-piece combo or more the
opportunity to win one of nine
$1,000 weekly prizes (each KFC
location has its own weekly win-
ner) and a chance at the two
more upcoming $10,000 jack-
pot prize drawings to be held
November 14 and December |
12.

Customers just have to write
their name, phone contact,
address and answer the ques- mi ON
tion: “How many KFC’s loca-
tions are there in Nassau?”.

“And best of all, every time a
$10,000 winner is chosen those
entry forms expire and we start

the KFC jackpot iis better

all over again,” said KFC man- |
Start putting your entry forms

agement. “So if you want to hit like e:today: s KFC. ?





Save up to



e. : ; Drop your bags off the day before you travel,
S h i P N ow, F i y Late r and they'll be. walting for you when you arrive!
We accept most oversiznioverwalghe items and boxes! :
Bags arrive 11am. Pay in Nassau

*American Eagle’s published excess baggage fees on your third bag, if-it is: oversize :
and overweight at 75lbs, is $230. With excessbaggage you'can pay as little as $75 ee
for the same bag. We are chéaper than the competition.in all other comparisons too.



Pick Up: Nassau
Customs Hall
(242) 377-6593

(inside the Airport Terminal)

Drop Off: Miami
4005 NW 28th St

(305) 871-0571
(between Thrifty and Budget)



Take a look at our other services



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off every bag you ship with @xcessbaggage

"Use this coupon to get your first shipment

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(5 Ibs or less) when you ship with | pdacexpress

Not combinable with any other offer. Only one coupon per

’ customer per visit. One offer per household or business, on first
shipment with pdxexpress. If package exceeds 5 Ibs, a $5
discount off of our regular rate vill be offered instead. Account
required. Weight is calculated as dimensional or actual,
whichever is greater. Offer only valid Miami to Nassau.

Coupon not valid after Nov 20, 2005

Not combinable with any other offer. Only orie coupon per
customer per visit. Only applies to bags under 100 Ibs. Bags
over 100Ibs will be charged the full rate of $1 per Ib. Only
applies to bags under 63 linear inches (L+W +H). Bags over 63
linear inches may be charged oversize fees.

‘Coupon not valid after Nov 20, 2005

Cx affuriable air freight
&

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(242) 341-6593

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MKFC vice-president and general manager Gabriel Sastre and Lieckpot winner Andre Cooper

9 y® on airline excess baggage fees

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in now because nobody does it
_ PAGE 12, FRIDAY, OCTOBER 21, 2005 , | THE TRIBUNE





Best Choices, Best Deals
NASSAU eee! | |
Caves Village, Shirley Street, Independence Highway, JFK Drive, Cable Beach Roundabout,
: Lyford Cay. | | 3 |

GRAND BAHAMA |
RND Plaza, Queen’s Highway, Seahorse Plaza |
ABACO | |
Queen Elizabeth Drive, Marsh Harbour

ELEUTHERA & HARBOUR ISLAND :

Butler & Sands Governor’s Harbour, Bayside Liquor Store-Harbour Island, Jean’s Bay-
Harbour Island

EXUMA .
John Marshall-George Town

| | BIMINI | ,

Butler & Sands-Alice Town } : ;

WHILE SUPPLIES LAST. NO FURTHER DISCOUNT APPLICABLE ON THESE ITEMS.
PLEASE DRINK RESPONSIBLY.




THE TRIBUNE

@ BONEFISHERMAN Samuel Knowles (centre) receives his certificate from Ministry of



Tourism representative Leslie Norville (left) and island administrator Preston Cunningham.



A GROUP of Long
Islanders have been endorsed
by the Ministry of Tourism
as certified fly-fishing guides.

Bert Adderley, Colin
Cartwr right, Frank
Cartwri Locksley
Ywayne



Cartwrrere
Knowles, Samuel Knowles,
Noel Pratt, Maurice Rah-
ming, Alvin Smith, Delbert
Smith and James “Docky”



Smith completed the all

course requirements for the.

certification.

Honourary certification
was conferred upon a 12th
bonefisherman - Mr Welling-
ton Taylor - for contributing
more than 40 years to the
development of bonefishing
inthe Bahamas. |

The Fly-Fishing Guide
Certification Programme was
offered to experienced guides
in Long ‘Island at the ‘Stella
Maris Resort on October 3
KOA eet!

Initiative

The programme was devel-
oped as a joint initiative
between the Ministry of
Tourism, Bahamas Technical
and Vocational Institute
(BTVI) and the Bahamas
Sports Fishing and Conser-
vation Association in 2000,
for the: purpose of ensuring
customer safety and satisfac-
tion. |

The programme was taught
by an all-Bahamian profes-
sional jteam, including fly-
fishing guide Prescott Smith,
who is a Cacique Award win-
ner and lodge operator; Joel
Moxey, who is a lodge oper-
ator and guide; nurse. Gayle
Moncur from the National
‘Emergency Management
Agency (NEMA), nurse Elia
Cox-Neely from the Princess
Margaret Hospital; Renbert
Mortimer from BTVI; Gre-
gory Bethel from the Depart-
ment Of Fisheries; and Ben-
jamin: Pratt and Leslie

| The: Tribune wants to hear

| from people who are
| making news in their

neighbourhoods. Perhaps

| you are raising funds for a
| g00d cause, campaigning
for improvements in the

area or have won an
{ award.
| If so, call us on 322-1986
j and share your story.

Norville from the Ministry of ,

Tourism.

The programme covered
subjects such as history of fly-
fishing, effective communi-
cation and customer relations
skilis, tourism. and the
Baharia economy, Bahami-





an social studies, marketing —

the fly-fishing product, first

‘aid and CPR, outboard

engine maintenance and
emergency repairs, elements
of the fly-fishing equipment,
identification of fly-patterns
and fly. tying, bonefish
biology and psychology,
the flats environment, fly-
casting techniques. and busi-
ness ethics and professional-
ism.

Addressed.

During the closing session,
participants were addressed
by the Island’s administrator
Preston Cunningham, and
awarded a certificate signed
by the Minister of Tourism;
along with embroidered
patches depicting the pro-
gramme’s emblem. a

The Long Island group
brings to nearly one hundred
the number of fly-fishing
guides certified in the
Bahamas. Others are in
Andros, Abaco, Grand
Babama and Exuma.

According to The Ministry
of Tourism’s senior director
for training and éducation
Samuel Gardiner, fly-fishing
guides in the Bahamas pro-
vide a unique, personalised
service for some of this des-
tination’s most affluent and
influential guests.

They spend an average of
eight to 10 hours per day on a
small open boat with the
CEOs of some of the world’s
most prestigious corpora~
tions.

Therefore, it is imperative
that Bahamian Guides are
provided with the tools nec-
essary to become good ser-



vice ambassadors and to
succeed at entrepreneur-
ship.

The Fly-Fishing Guide
Certification Programme is
designed to heighten the

chances. ol narlicipants to.

succeed i in that regard.

“The Tribune has news

that lets me know
someone is looking»
out for me. The
Tribune is my
newspaper.’

NELSON JOHNSON
TAX! DRIVER



FRIDAY, OCTOBER 21, 2005, PAGE 13

ral



Be ns

ma







The Tribune |

Vie UW VGYOM': /
PAGE 14, FRIDAY, OCTOBER 21, 2005
INTERNATIONAL NEWS:

THE TRIBUNE



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more for quake homeles

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FRIDAY, OCTOBER 21, 2005, PAGE 15



Planned church to be Qatar's first
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Sa-7. “Copyrighted Material

re aoe

| Syndicate ed Content



_— -————_

~rte ©@

HALSBURY FRIEND Y =
CHAMBERS || S$a#,_OOoo
ao Customer CASH BACK Incentive for October.

Counsel and Astorurievar-Law =e :
- Notaries Public eo on 2005 Ford Cxplorers

That's right the worlds #1 spot utility is now on sale, so
come on in and take advantage of the best deal in the
Presents Bahamas on a full size American Built SUV.

Free Legal Clinic
“Information You Need
For the Life You Want”

Saturday October 22
Halsbury Commercial Centre -
Village Road North

Facilitator Time Topic
Dr. David Allen | 9:45 am Can This Marriage Be ee 3005 F ORD EXPL ORER

?
Saved? XLS 5 Passenger XLS 7 Passenger XLT 7 Passenger

: i : “5, : i 4.0 V6 Automati 4.0 V6 Automati
Mrs. Tanya Wright 10:15 am Wills, Trusts & Probate 4.0 V6 Automatic 4.0 V6 Automatic 40.V6 Automatic

Mr. Pat Strachan 10:45 am Rea! Estate Commissions: Radio,CD player Radio, CD player Radio, CD player
i j _ Power, Locks, Windows, Mirrors

Power, Locks, Windows, Mirrors Power, Locks, Windows, Mirrors

Are they Fixed? Running Boards Running Boards Running boards
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Mr. Troy Sampson 1:15 am Mortgages, How to Get Third row stealing Third Row seating
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Say Yes & Smile Customer Cash Back Customer Cash Back Customer Cash Back

Mr. Ga Coo r , iti va | Included: 3 year / 36000 mile Warranty, Licence and I tion to your birthday. 2 year (24 hour, 7 day) roadside
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Also Available: Focus, Mustang, Ranger,F-150, Ecosport, Escape, Sport Trac
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Free parking courtesy of Family Guardian, Village Road FORD FIESTA 1.6 standard shift loaded Pe PTa mG saeco ae UC ea Reena
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FORD FUSION 3.0 V6 Automatic Loaded


PAGE 16, FRIDAY, OCTOBER 21, 2005



FRIDAY EVENING OCTOBER 21, 2005

| 7:30 | 8:00 | 8:30 | 9:00 | 9:30 | 10:00 | 10:30

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WPLG

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VH1
WGN

WPIX
WSBK

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HBO-P
HBO-W
HBO-S
MAX-E
MOMAX
SHOW

| TMC



NETWORK CHANNELS

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THE TRIBUNE





let Charlie the y
Bahamian Puppet and lay
his sidekick Derek put ;

some smiles on your

kids’s faces.

| Bring your children to the
MctHappy tour at McDonald's in
Marlborough every Thursday

from 3:30pm to 4:30pm during the
month of October 2005. -

Enjoy Great Food, Prizes and Lots of Fun.

?m lovin’ it




THE TRIBUNE





“Copyrighted Material
Syndicated Content

: _—

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PAGE 18, FRIDAY, OCTOBER 21, 2005 THE TRIBUNE

INTERNATIONAL NEWS

confirms its 13th
human death from bird flu



“Copyrighted Material

Syndicated Content

Available from Commercial News Providers”

a TTT in the
wn Centre Mall Only!!

: (Beer ervtonm

7 "INSURANCE BROKER Co. Lid.

October 20, 21, 22

| To all our valued clients: |

| Please be informed that Mr. Angelo
Strachan is no longer an employee of

| Andeaus Insurance Broker Company

| Limited. Mr. Strachan is not authorized

| to conduct any business transaction for i | SELECTED FABRIC & NOTIONS

| the Company. Please contact the office
at 323-4545 for services.

GIVING YOU THE BEST PRICES FOR OVER 70 YEARS"
THE

piu

"Collins Ave and Fifth Terrace * 326-6859 » 9am-6pm Mon- Sat ;
# Town Centre Mall ¢ 325-6356 ¢ 10am-8pm Mon-Thu ° 10am-! “fem Eri & Sat’

| Thank you for your continued
| patronage. .



' Managénlent of Andeaus Insurance
Broker Company Limited.

]BAHAMAS DEVELOPMENT BANK

Cable Beach, West Bay Street, P.O. Box N 3034
.Nassau, Bahamas
Tel: (242) 327-5780/327-5793-6 .
Fax: (242) 327-5047, 327-1258
www.bahamasdevelopmentbank.com '

Vessels For Sale
M V. Lisa J3

1; Loa 422"
Beam 27.5’
Depth | 10.5: :
. Year/Mk/Eng —- 1960 Single Screw Steel Hull Vessel
ee New Caterpilla Engine - Needs to be —

| a ( imentionables

len aaa
Pee le lien

ee installed
Location Bradford Grand Bahama Queens Hwy
Freeport, Grand Bahama

| Barge & Crane

2.62 Loa. 130’
Beam 45’
Depth 8’
Year 1979 Flat Deck Barge with Crawler Crane
Location. ss. Freeport/Abaco



M.V. Lady Eddina

3. Loa 155.6’
Beam 38.0’
Depth ae 12.5’
Year/Mk/Eng 1989 Twin Screw Stee! Hull ro-ro Freight
_ Vessel GM Engine V12671
Location Bradford Grand Bahama Queens Hwy
Freeport, Grand Bahama



NOW HIRING

~ ASSISTANT STORE MANAGERS







Qualifications:
* You should have the equivalent of a high school diploma
e Past managerial experience
¢ Certificate in Management is a plus
¢ Must have a valid Driver’s license, good driving record history
e Must be available for day & night shifts, including weekend
¢ Strong communication, leadership and people management skills
¢ Must have the willingness to learn
¢ Must have a GREAT ATTITUDE towards Customer Service!




M.V. Mal-Jack.

Loa AQT
Beam 30’
_ Depth 7.0’
Year/Mk/Eng 1989 Twin Screw Steel Hull Vessel GM
Engine 8V71N
Location Bradford Grand Bahama Queens Hwy
. Freeport, Grand Bahama

Serious inquires only. Sealed bids marked “Tender” should be submitted
to Bahamas Development Bank, P.O. Box N-3034, Nassau, Bahamas or
telephone 327-5780 for additional information. Please note that all bids
on the aforementioned assets should be received by October 31, 2005.
The Bahamas Development Bank reserves the right to reject any or all
offers. All assets are sold as is.









Responsibilities include:
¢ Maintaining product, service and image standards,

¢ Assisting in supervision of all phases of production.

¢ Maintaining a high level of efficiency & productivity in all areas of store operation









Submit résumé to Caribbean Franchise Holdings Ltd.
Town Centre Mall, P.O. Box SS-6704, Nassau, Bahamas
. Fax: 242-356-7855 Deadline October 31, 2005





FRIDAY, OCTOBER 21, 2vU5, PAGE 19

Seb tea tne er ter son EOE eee EES OWT TT Seni Pee ae ae eT ea ec ea

The Planning Cerner atm onstruction 0)

BUTT ocean ar ie


PAGE 20, FRIDAY, OCTOBER 21, 2005 . THE TRIBUNE ©































L980 - 2005
25 years in pursuit of excellence! We are the only Government owned entity that serve a one e hundred percent foreign clientele
and meet or exceed our clients expectations daily!

















During my tenure as your Minister, I have witnessed the great contribution that the staff have made to growth
of Nassau Flight Services. It is a monumental achievement to remain with a single organization for over
twenty years and to do this with such passion, dignity and enthusiasm. I applaud those being honoured this
year for their hard work, commitment and devotion to duty in the development of this Government owned
company, you are great nation builders. The strong strength of character you have displayed over the years
will go a long way in sustaining Nassau Flight Services Ltd., in the years to come.

My sincerest congratulations to the Board of Directors, Management and staff on this your ‘vee jubilee
year and best wishes for your continued growth. hi

Continue to do well and be assured of my support.

Hon. Glenys Hanna-Martin
Minister of Transport and Aviation. |

It gives me great pleasure on behalf of the Board of Directors of Nassau Flight Services Ltd., to bring greetings
to you on the occasion of the 25th Anniversary of our company.

Over the years you have been challenged with the most difficult hurdles and today you continue to strive for
greater heights. The glory of the past and the promise of tomorrow presents us with an opportunity make
Nassau Flight Services Ltd., the best “little company” in this country. ,— .

I encourage all team members to demonstrate a new level of energy and zeal in producing quality results and
in presenting a positive image of this wonderful company that we all care so much abOuh:

Remember, it is your dedication and Gotnmitment over the years which is the primary reason for our very
existence today and because of you, we are celebrating our Silver Jubilee.

At the Nassau International Airport we are strategically place where we are amongst the first and last the
visitors interact with when visiting our island. So much rides on our shoulders to ensure that our guests have
a positive experience from the very beginning of their vacation and at the very end,

I 1 thant you for your efforts over the years in making our destination one of the leading tourism destinations
in the world.

God bless and Happy 25th Anniversary.

Dion B. Strachan
Chairman, Board of Directors



ONOREES



Sidney Munroe

John Nesbitt



Nathaniel Thompson



Edward Thomas Culmer Anishka Darville



SES RC OPERA E TES ONNTE ER ELLE Us ORT TTE





SECTION



tuinex@uiburenediane ~Miami Herald Business, Stocks, Analysis, Wall Street

FRIDAY, OCTOBER 21, 2005





Firm’s clos
Nassau’s Cc

@ By NEIL HARTNELL
Tribune Business Editor

acharic Holdings, a

leading Bahamian

tour operator, excur-

sion provider and
destination manager,
is ‘set to close down in early
November with the loss of
about 100 jobs, The Tribune
can reveal, dealing a major
blow to Nassau’s attractiveness
as a cruise ship port.

The company, which is based
at One Marina Drive on Par-
adise Island, and acts as the
parent for firms such as Nas-

sau Cruises and Paragon

Events, is the chief destination



COMMONWEALTH
“Hank yesterday revealed

. that its net income for the ©

‘first nine months in fiscal
- 2005 had increased by.22.5 —

=,per cent compared to the

“previous year, reaching
$23.4 million, a rise of some
+ $4.3 million,

_© The bank aiided that the

repricing of its preference’
shares, reducing the fixed .
.. rates - and thus the periodic.

«payments to investors -

4

os mmonwealth —
| Bank’ S net income >
rises 22.5% to $23. 4a

(from between 8-9 per cent —



Parent of N assau Cruises set to cease
operations with loss of around 100 jobs

manager and shore excursion
provider for Carnival, the
world’s largest cruise line.

Jacharic’s decision to close
down and cease operations
thus leaves a big hole to be
filled, and a number of Carni-
val’s. cruise ship brands are
understood to have already
expressed concern.

The closure will also remove
one of the largest Bahamian-





_ Pectecence sare
repricing gives
$0.01 EPS boost
toa floating rate of Bahami-

an prime plus 1.5 per cent
(currently | 7 per cent) had

increased its. 2005: earnings

to date by $0.01 per share.
In his message to share-

SEE page 2B

Committee unable
to detail PetroCaribe
savings ‘at this time’

@ By NEIL HARTNELL
' Tribune Business Editor

.. THE Government’s Petro-

leum Usage Review Commit-
tee (PURC) told an economic
think- tank that it could not say
“at this time” what the price
per gallon of gasoline at the
pump will be if the Bahamas
signed up to PetroCaribe,
appearing to contradict the
Minister of Trade and Indus-
try, who has asserted that
Bahamians could see savings
of between $0.35-$0.50 per gal-
lon on current prices.

In a response to 20 questions
on PetroCaribe submitted by
the Nassau Institute, the Com-
mittee said: “We-are unable to
comment further on pump
prices at this time, as purchases

will be benchmarked against a
market that fluctuates con-
stantly.

“In addition, a final contract
that will indicate a firm price
cannot be negotiated until the
Government has completed its
deliberations.”

However, Leslie Miller told
Channel 12 news on Wednes-
day night that Bahamians could
expect to receive between

$0.35-$0.50 in per gallon sav- .

ings at the pump if the
Bahamas signed on to Petro-
Caribe. He added that the sav-
ings could reach as much as
$0.85 per gallon if retail and
wholesale margins were cut.
The PURC responses to the

SEE page 3B

owned companies inthe’

tourism industry. Jacharic oper-
ates Stingray City and Blue

Lagoon Island, the latter of '

which it leases, and isa popular

destination for both cruise ship «.

and hotel-based tourists, plas
residents.

The company also owns ‘the
Paradise Island Ferry Termi-
nal, the prime seaborne access

multiple feviies dock. It cis
“understood that Jacharic is in
‘talks to try and sell the Ferry

Terminal.

_ One source familiar with the
situation described the compa-
ny as “a major player in cruise

. tourism”, having been in busi-

ness for some 23 years and
touched: “hundreds of thou-
sands of tourists”.

_Jacharic Holdings’ decision

to cease trading and go.out of
business may not come as a
surprise to many in the Nassau
business community, as. the
company had encountered
“significant financial difficul-
ties” in its recent history.

It defaulted on its preference

share payments back in 2001;

and the negotiated settlement

‘for this resulted in a debt for

equity swap, whereby prefer-



ise position

ence shareholders such as
British American Insurance
Company and ColinaImperial
Insurance (which inherited its
investment from the former -
Global Bahamas) took a Board
seat and accepted ordinary
shares.

A new management team
was subsequently brought in to
try and turn Jacharic around,
and they were able to stabilise .
the business. The company sold
off One Marina Drive to Fideli-
ty’s BISX-listed Bahamas
Property Fund in a sale-and-

' leasé-back deal, becoming ten-

SEE page 2B

point to Paradise Island, where’
































© 2004 ADWORKS

Abaco Markets focuses on turnaround in Q4

@ By NEIL HARTNELL ~
Tribune Business Editor

ABACO Markets is focusing on sales
growth to turn an operational profit by

. the fourth quarter of its current fiscal

year, after $2.5 million in hurricane insur-
ance recoveries helped to mask a
$448,000 operational loss in the second

‘quarter, driving it to.a net profit of
_ $947,000.

David Thurlow, the. BISX- listed retail-
er’s president, yesterday told The Tri-

‘bune that the company’s turnaround had: ~~

been “much slower than I anticipated”,
with the firm having to endure “a really
difficult time” following Hurricanes

_ Frances:and Jeanne in September 2004. :
“This ‘business has a fixed cost base,’

so you have to grow ‘to become prof-
itable. All our. efforts are focused on
increasing sales at this point in time,”

‘Mr Thurlow said.

“J think we just need to improve our
expertise in terms of managing the busi-
ness, and that’s what: we’ve got to do
now.” i

31, 2006, Abaco Markets said the $2.5

million balance received during the sec-






SALES OFFICES: NASSAU, FREEPORT, A

In revealing its second quarter results
for the financial year ending on January |



$2.5m insurance recovery masks $448,000



second quarter operational loss

ond quarter finalised the $7 million hur- -

Ticane insurance settlement, less $200, 000
in deductibles.

The company also took a $625,000 -

impairment charge on the revaluation of
its Solomon’s SuperCentre building in
Freeport.

Operational |

But despite seeing a 7.4 per cent sales
increase over the fiscal 2006 first quarter,
Abaco Markets suffered a.$448,000 oper-
ational loss. Mr Thurlow said this was
due “to our ineffectiveness in control-

‘ling loss and damage and shrink in our

perishable categories, and increases in
energy: -related.costs”.
The Abaco Markets president yester-

‘day told this newspaper that part of the. -

loss and damage was attributable to inad-

equate freezer capacity at the company’s

stores. Freezers.at both the Solomon’s

SuperCentre and CostRite stores in Nas-

sau had since been upgraded, and Mr

nreth

today!



Thurlow said: “We? re ina a better Posi- ;
tion to move forward now.”

The second quarter sales increase also
failed to feed through to improved mar-

gins for Abaco Markets, with Mr Thur-

low explaining this was caused by
increased costs, particularly for electric-

‘ity and shipping, as a ee of the rise in

global oil prices.

He added: “The économy is quite as :
strong as some would portray it, and all
the oil prices are feeding through into
the economy and affecting our direct
costs.

“T think we’re going to see a little infla-
tion in the economy going forward, and it
impacts us a little more than in the US”
because of the import duties regime.

Mr'Thurlow said: “We continue to.con-
trol fixed costs, but there is little scope for
further significant reductions without
impairing day-to-day operating efficien-

SEE page 2B




College i is in his future
Reality Check. :

- You never know what's in yours.
His future and yours can be protected -
with the right life insurance or investment plan.
Call or log on to www.familyguardian.com





FAMILY

GUARDIAN
INSURANCE
COMPANY

FHERA §CORPORATE CENTRE: EAST BAY STREET, NASSAU P.O. BOX SS 6232


PAGE 2B, FRIDAY, OCTOBER 21, 2005

1 UTS) Soh)

imc | RIBUNE



Different pe

sonalities

make for different job

FROM page 1B

ants instead, and Jacharic’s
decision to close will likely
leave the fund with significant
space to fill.
Financial sources told The
Tribune that Jacharic had been
seeking to attract new investors

“Copyrig





ted M; Material

Syndicated Content

Available from Commercial News Providers”

the major lines, who have

‘repeatedly complained about

the level of crime and the
absence of new shore excur-
sions, tours and attractions to
entice in visitors in meaning-
ful numbers, |

Power

to inject several million dollars... 0. en...

of capital into the business, in

return for an equity stake.

However, this search had ‘not

born fruit, and the existing

shareholders, who are under-
stood to include'a number of
prominent Bahamian busi-
nessmen, have not put in any
more money.

Apart from the impact on |
Jacharic’s 100 employees and’

their families, the company’s
decision to close will further
harm Nassau’s standing as a
cruise ship port in the eyes of





Pricing information As Of:
49 October 2005

Abaco Markets

‘POSITION AVAILABLE
FOR A REGISTERED OR
CLINICAL NURSE

for Medical Facility in Freeport, Grand Bahama.
ppleats must have at least four (4) years expe lence,

Salary - Negotiable

Contact: Mrs. Anita Black-Wilson._
" P.O. Box F-40827. . :
--: Freeport, Grand Bahama’

Telephone (242) 373-7400

However, the ctuise lines’
bargaining and lobby power
has heavily impacted Jacharic

. Holdings.and its financial posi-

tion, as they were able to keep.
the prices charged by Nassau
based tour operators low,
allowing them to sell tour tick-
ets on to cruise Ship passengers
at high mark- “ups:

Despite being’ a high-cost
destination, The Tribune
revealed back in.2003 how
Bahamian tour operators were

being forced to sell prices for










Colin

Bahamas Property Fund
‘Bank of Bahamas

Benchmark

Bahamas Waste

Fidelity Bank

Cabis Bahamas
Colina Holdings
Commonwealth Bank
Doctor's Hospital |

Famguard
Finco

FirstCaribbean

Facot

Freeport Concrete

ICD Utilities
J. S. Johnson

Kerzner International BDRs
Premier Rea} Estate

12.56 Bahamas Supermarkets
10.00 Caribbean prenenas (Pref)

G.40 RIND Holdings

28.00 ABDA



13.00 Bahamas Supermarkets

Colina Money Market Fund
Fidelity Bahamas G & } Fund
Fidelity Prime Income Fund
Colina MSI Preferred Fund

Tesrata
2.4403 ***
10.6103"****
2.267097**
1,139546°"""



BISX ALL SHARE INDEX - 19 Dec 02 = 1,000.00

52wk-Hi ~ Highest closing price In tast 52 weeks:
52wk-Low - Lowest closing price in jJast 52 weeks
Previous Close - Previous day's weighted price for daily volume
Today's Close - Current day’s weighted price for daily volume
Change - Change in closing price from day to day
Daily Vot. - Number of total shares traded today
DIV $ - Dividends per share paid in the fast 12 months
fi Cee Closing price cividad byt the fast 12 month earnings

-AS AT SEP. 30, 2005/***

- AS AT SEP 30, 2005

Financial Deo oce Ltd.

excursions 40 per cent lower
than in the Eastern Caribbean.

For example, tickets for the -

same quality snorkelling trip
would be sold to the cruise
ships at $18 per head in the
Eastern Caribbean, but at just
$11 per head in the Bahamas,
and the cruise lines were often
selling these to passengers at
as much as $40 - a $29 mark-up.

As a result of the price
squeeze, Jacharic and other
operators have seen their rev-
enues drained, and they have
been unable to accumulate the
necessary capital to upgrade
their attractions, something the
cruise lines have been demand-
ing.

A report on Cruise Tourism
Policies, prepared for the Min-
istry of Tourism in March 2004
to help it decide what the
Bahamas wanted to achieve

_ when negotiating a new incen-

tive regime for cruisé ships,
said: “There is general agree-
ment that the cruise ships
should provide a guaranteed
minimum level of tour sales for
Bahamian companies at each
port (including the private
islands). There is some inter-
est in'also assuring the cruise
lines allow fair mark-ups/fees
for port agents and tour oper-
ators.” :

However, the company that
wrote the report, the Florida-
based Management Resource

0,00
0.00
0.00
0.00
0.00
0.00
0.00
a.00
0.00
0.00
0.00
0.10
O40:
0.04
0.00
0.00
0.05
= By

ie

“Cast Price “Weeki

wis



Group (MRG), ree “MRG
believes these policies would
be difficult to monitor and
enforce (especially on the pri-
vate islands) and would be per-

ceived by the cruise lines as an.

unreasonable intrusion into
normal business practices.”

The MRG report showed the
Bahamas' share of two to five-
night cruises in the Caribbean
declined by 30 per cent in the
eight years to 2003. The
Bahamas' share of all two and
five-night cruises in the
Caribbean had fallen from 76
per cent in 1995 to 46 per cent
in 2003, and the report attrib-
uted this drop largely to the
attractiveness and growth in
capacity of Cozumel, particu-
larly from Gulf Coast home
ports such as Houston.

Report

The report said: “Since the
passage of cruise incentive leg-

islation [in 1995], the capacity.
for three and four night cruises . ©

to the Bahamas has changed
very little, rising from about
840,000 passengers to about
880,000 passengers (a 5 per
cent increase).

"During the same period, the
capacity of all two to five night
cruises to the Bahamas and the
Caribbean rose by 57 per cent
from 1.1 million to 1.7 million

passengers."



YIELD - fast 12 month dividends divided by closing price
Bid $ - Buying price of Colina and Fidelity

Ask $ - Setting price of Colina and fidelity

Last Price - Last traded over-the-counter price
Weekly Vol. - Trading volume of the prior week
EPS $ - A company’s reported earnings per share for the last 12 mths

NAV - Net Asset Value
NM - Not Meaningful

FiNDEX - The Fidelity Bahamas Stock index. January 1, 1994 = 100



c “book at. ng $13 30, 2005, a ice
. and 1.28 per cent up December 2004’s figures.



£96. 6 million



The ratio of loan loss provisions to impaired loans



o increased from 67 per cent at December 2004 to more than
- 100 per cent at the end of. September.



‘Commonwealth Bank’s total assets increased by $26 mil- :
- lion or 4.1 per cent over December 2004, Toochlitg ids 2
million. : e





PUBLIC NOTICE
INTENT TO CHANGE NAME BY DEED POLL

The Public. is hereby advised that |, WELLINGTON T. A.
STUART, of Ontario Canada, intend to change my name to
ALEXIS E. HOUSTON. If there are any objections to this
change of name by Deed Poll, you may write such objections
to the Chief Passport Officer, RO.Box N-742, Nassau, Bahamas
no later than thirty (30) days after the date of publication of this
notice.

Legal Notice

NOTICE

MANOR HOUSE MANAGEMENT LIMITED

NOTICE IS HEREBY GIVEN as follows:

(a) MANOR HOUSE MANAGEMENT LIMITED is in voluntary
dissolution under the provisions of Section 137 (4) of the International
Business Companies Act 2000.

(b) The dissolution of the said company commenced on 19th October,
2005 when the Articles of Dissolution were submitted to and registered
by the Registrar General.

(c) The Liquidator of the said company is Mr Mark Edward Jackman c/o
1 Raffles Link, #05-02 Singapore 039393.

Dated this 21st day of October, A.D., 2005.

Mark Jackman
Liquidator




F ROM page 1B

Nassau Institute seem to be
short on details and specifics,
with most answers of a general,
vague nature.

Review

However, the Committee did
say that a review of the Petro-
Caribe framework agreement,
and proposed bilateral deal
with Venezuela that the
Bahamas would have to sign
to bring agreement into effect,
had been reviewed by the
Attorney General’s Office.

The Attorney General’s
Office held the view, accord-
ing to PURC, that the
Bahamas was “adequately pro-
tected” against being forced to
join the Bolivarian Alterna-
tive for the Americas (ALBA),
an economic arrangement that
Venezuela’s leader, Hugo
Chavez, sees as countering US

economic and political influ-
ence in the Caribbean.

The PURC response, signed
by Committee chairman Vin-
cent Coleby, said the proposed
Bahamian treaty with
Venezuela had used as “the
base document” the agreement
that was signed by Jamaica to
bring the PetroCaribe treaty
into effect.

A copy of Jamajca’s bilater-
al treaty, which has been seen
by The Tribune, allows the
Chavez administration to effec-
tively tear up or alter that deal
with minimal notice, something
that could cause the Bahamas
problems if it were to sign up to
the same deal.

Bilateral

The Jamaican bilateral said:
“This Agreement may be mod-
ified or denounced when the
interest of the government of
the Bolivarian Republic of
Venezuela so requires. In that
case, the Government of







@ MINISTER LESLIE MILLER

me ay mee ee ee ee ~ 5

Jamaica will be notified in writ-
ing and through diplomatic
channels 30 days in advance.”

PetroCaribe is essentially an
oil financing deal, where the
Bahamas, if its signed up,
would be able to buy oil on

_ credit from Venezuela.’

Reply

sau Institute said that while a
cost/benefit analysis was done
on whether the offer should be
explored by the Bahamas, fur-
ther analysis would only be
done when the Government
“determines their position and
draft contracts are available”.

ings and associated costs of
available to the Bahamian pub-
actual savings or negatives
from the Venezuelan offer has

been done.
“The financing aspect of the

The PURC reply to the Nas-.

The Committee said the sav- -
PetroCaribe would be made °

lic, but their responses indicate:
not cost/benefit analysis of the

initiative is an offer that may or

may not be accepted by the
Government. Therefore, the
actual cost cannot be provid-
ed at this time,” PURC said.

“Once a decision has been
reached to accept (partially or
in full) or decline the financ-
ing, the associated cost, if any,
will be computed based on the
decisions taken.”

As for staffing the Govern-
ment’s proposed National
Energy Agency, the Commit-
tee said: “There are many com-
petent Bahamian professionals
in the oil industry who have
not only traded but successful-
ly operated a refinery and oth-
er petroleum businesses.

Trained

“In addition, there are many
others who can easily be
trained to do the jobs that the
oil. companies do today. The
proposal would be to staff the
agency with between four to

_ six Bahamian professionals.”



Abaco Markets focuses on turnaround in Q4

FROM page 1B

cies. There is no doubt that increases in
energy costs, aggravated by the multi-
plier effect of import duties, will result
in inflationary price increases in food

and other imported goods to the

Bahamian consumer.”

: The Abaco Markets president said
the company intended to use the fourth
quarter, which contained the Christ-
mas shopping season and was tradi-
tionally the time during which retailers
recorded most of their sales, to move to
operational profitability. He added that
although it was “a little too early to
tell” how strong the Christmas shop-
ping season would be, US retail fore-
casts indicated it would be relatively

average there, and the Bahamas was
likely to be similar. “Until we are able
to increase sales and margin dollars,
we will continue to struggle on the bot-
tom line. While we anticipate recording
continuing operating losses in quarter
three, our weakest, we are seeking a
turnaround in quarter four, the
strongest quarter,” Mr Thurlow said.
Addressing speculation about his
contract with Abaco Markets, Mr
Thurlow said his current agreement
expired at the end of January 2006,
when the firm’s financial year ended.
He added that he had told the Board
of Directors they should look at a man-
agement transition, but that was a deci-
sion for them and he would stay until

that was reached.

Mr Thurlow said he “may stay on

eesest five HY Se dR AIRE. D



in some capacity. beyond a transition
date” to help the company, regardless
of whatever decision was taken, but
the situation was nothing like the “cri-
sis” it had been portrayed as in other
media outlets.

Mr Thurlow also said there was no
truth to rumours that Bruce Souder,
former Bahamas Supermarkets’ man-
aging director, was in talks to join
Solomon’s.

Meanwhile, Mr Thurlow said the
company’s Nassau-based Solomon’s
SuperCentre, which accounts for 25
per cent of Abaco Markets’ total sales,

had suffered “nothing but operational.

challenges and setbacks this year”.
As a result, the company had

appointed Gil Suarez, who has worked .

for US retailers such as Publix, as the

A eae

rc

store’s manager, and despite having
been on the ground for only a month,
was “proving to be very much the man
for the job”.

“We're hoping to see some of the

promise that store has had but never —

realised,” Mr Thurlow said.

- He added that Abaco Markets was ©

looking to strengthen its management
capabilities internally, and might have

to bring in more talent from outside, as |
it focused on operations following the ©
end of a 12-month store refurbishment.

programme.
Mr Thurlow said the Domino’s Piz-
za franchise was profitable, and now
consisted of eight to nine outlets fol-
lowing new openings.on Blue Hill
Road in Nassau and at the Solomon’s
SuperCentre in Freeport.

In addition, the international fran-

-chisor had approved the transfer of

the Bahamas’ Dunkin’ Donuts fran-
chise to the buyer, and Abaco Mar-
kets ‘was now awaiting completion of
legal work to conclude the sale.
Although the new roof had béen
placed on the old Solomon’s Super-
Centre in Freeport - the Cedar Street
location that was heavily damaged by
the hurricanes - Abaco Markets had

“held off” from taking any decision to
‘refurbish the store, not wanting to

make a significant capital investment
until it saw what direction the Freeport
economy was heading in.

On the company’s current Grand
Bahama operations, Mr Thurlow said:
“We’re gradually getting to the point
where we’re back at break even.”



_ * Offer only valid ai the Westin at Our Lucaya and for stays consumed between 10/22 and 11/3/05. Subject to availability of room type. Advance reservations are required, Not applicable to group travel. Additional sarvice charge and tax may apply. Olfer cannot be combined wilh
any other offers or promotions. Length of stay restrictions may apply. Starwoad Hotels & Resorts is not responsible for typographical errors or omissions. © 2005 Starwood Hotels & Resorts Worldwide, Inc. Singla Advance Purchase Rate/Single Property.






PAGE 4B, FRIDAY, OCTOBER 21, 2005 THE TRIBUNE BUSINESS

THE WINTERBOTHAM TRUST COMPANY LIMITED THE WINTERBOTHAM TRUST COMPANY LIMITED

TABLE OF CONTENTS CONSOLIDATED STATEMENT OF CHANGES IN EQUITY
YEAR ENDED JUNE 30, 2005
Page (Expressed in United States dollars)
INDEPENDENT AUDITORS’ REPORT 1 Share Retained
Capital Eamings Total
CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED
JUNE 30, 2005: Balance at June 30, 2003 $ 2,500,000 $ 2,522,684 $ 5,022,684
: ; Net income 7 845,126 845,126
2 x. , :
Conde dated Balance Sheee Dividends declared - (435,000) __ (435,000)
Consolidated Statement of Income 3 Balance at June 30, 2004 2,500,000 2,932,810 5,432,810
; ei Net income - 811,137 811,137
Consolidated Statement of Changes in Equity 4 Dividends declared , v (500,000) (500,000)
Consolidated Statement of Cash flows , 5 Balance at June 30, 2005 $ 2,500,000 $ 3 243,947 $ 5,743,947
Notes to Consolidated Financial Statements : 6-12 See notes to consolidated financial statements.
Deloitte
J & Touche |
tasitond fou rm THE WINTERBOTHAM TRUST COMPANY LIMITED
and Management Consultants : / ‘
eae CONSOLIDATED STATEMENT OF CASH FLOWS

YEAR ENDED JUNE 30, 2005 |
Tel: + 1 (242) 302-4800 (Expressed in United States dollars)
Fax: +1 (242) 322-3101

http://www.deloitte.com.bs 2005 2004

CASH FLOWS FROM OPERATING ACTIVITIES:
$ 811,137 $ 845,126

INDEPENDENT AUDITORS’ REPORT Net income
: Adjustments for: a ;

Depreciation (Note 8) ; 260,373 328,761 j

To the Shareholders and Directors of Impairment of investment (Note 4) 24,999 25,000

The Winterbotham Trust Company Limited:

Gains on: sale of fixed assets

(7,239) (5,821)

We have audited the accompanying consolidated balance sheet of The Winterbotham Trust Net cash from operations before working capital changes 1,089,270 . 1,193,066
Company Limited (the “Company” as of June 30, 2005, and the related consolidated statements Increase in secured loans (600,000) 2
of income, changes in equity and cash flows for the year then ended. These consolidated Increase in accounts receivable-net 136,870 ‘178,072
financial statements are the responsibility of the Company’s management. Our responsibility is Decrease (increase) in prepaid expenses and other assets (125,616) 59,860
to express an opinion on these consolidated financial statements based on our audit. Ficrese 1h coll dccoanits ; 1,467,296 .

We conducted our audit in accordance with Intemational Standards on Auditing. Those
Standards require that we plan and perform the audit to obtain reasonable assurance about
whether the consolidated financial statements are free of material: misstatement. An audit
includes examining, on a test basis, evidence supporting the amounts and disclosures in the
consolidated financial statements. An audit also includes assessing the accounting principles
used and significant estimates made by management, as well as evaluating the overall
consolidated financial statement presentation. We believe that our audit provides a reasonable
basis for our opinion. \

In our opinion, the consolidated financial statements present fairly, in all material respects, the
financial position of the Company as of June 30, 2005, and the results of its operations and its
cash flows for’ the year then ended in accordance with Intemational Financial Reporting
‘Standards.

(Decrease) increase in accounts payable and :
accrued liabilities . (47,054) 431,359
Increase in advances from clients 22,052 198
Increase in fees received in advance
Net cash from operating activities

54405 __ 23,312

1,997,223 __ 1,885,867

CASH FLOWS FROM INVESTING ACTIVITIES:
Purchase of fixed assets (Note 8) (1,011,756) (1,290,343)
Proceeds from sale of fixed assets 10,024 18,087

Net cash used in investing activities

CASH FLOWS FROM FINANCING ACTIVITY:

8 - Dividends paid ; (435,000) ios

; . . NET INCREASE IN CASH POSITION 560,491 613,611
Debite $ Te . CASH POSITION, BEGINNING OF YEAR - 4,316,791 _ 3,703,180
August 27,2005 — , CASH POSITION, END OF YEAR $4,877,282 $4,316,791

THE WINTERBOTHAM TRUST COMPANY LIMITED

CONSOLIDATED BALANCE SHEET : \
AS OF JUNE 30, 2005
(Expressed in United States dollars)

CASH POSITION IS COMPRISED OF:
Cash and short-term deposits
Investments -

$3,046,897 $3,398,109
1,830,385 __918,682
"$4,877,282 $4,316,791

See notes to consolidated financial statements.

(1,001,732) (1,272,256) .

eQoMeS Tt Sh te tee ee me eT

aX 2a @.

2005 2004 :

ASSETS THE WINTERBOTHAM TRUST COMPANY LIMITED ‘
CURRENT ASSETS: ),.) 5 i NOTES TO.CONSOLIDATED FINANCIAL STATEMENTS: 20 2°25 55
oe cme a a $3,046,897 $3,398,109 YEAR ENDED JUNE 30, 2005 <

: ees uae . oul 1,830,385 918,682 (Expressed in United States dollars) 2
Secured loan (Note 5)’ 600,000 “ : ;
Accounts receivable-net (Note 6) 168,791 305,661 4. GENERAL :

“425,823 300,207
6,071,896 4,922,659

Prepaid expenses and other assets (Notes 7 and 12) ©
# w

Total current assets

The Winterbotham Trust. Company Limited (the “Company”) was incorporated and
licensed in the Commonwealth of The Bahamas in 1994 under the Bank. & Trust

eed
meh URS ae oaks

; ; Le 2,672,740 1,924,142 Companies' Regulation Act of-1965, and is a 75% subsidiary of Winterbotham Holdings :

FIXED ASSETS (Note 8) : Limited. As fiom December 1996, the.Company was granted a license to carry on
INVESTMENTS (Note 4): 1 __ 25,000 unrestricted banking and trust business, activities which, today, are subject to the terms and al
conditions of the Bank & Trust companies Regulation Act, 2000. The Company is "i

TOTAL ioe pets 38,744,637 $6,871,801 ‘regulated by the Central Bank of The Bahamas. The Company is also a licensed fund “

LIABILITIES AND SHAREHOLDERS’ EQuITY



See notes to consolidated financial statements.





administrator and securities broker/dealer activities that are regulated by The Bahamas
’ Securities Exchange Commission. The Company has clients in Europe, Asia and the

Fate Ne.

Americas and continues to specialize in Latin American markets. a
CURRENT LIABILITIES: “
‘Call accounts (Note 10) ; $1,467,296 $ - Core businesses of the Trust Company include ‘the provision of consultancy, structuring a
Accounts payable and accrued liabilities (Notes 9 and 12) "750,760 797,814 and implementation in respect of financial and commercial transactions, including is
Dividends payable ah 500,000 435,000 outsourced accounting, compliance and general corporate administrative services, and te
i ~ 3.200 trustee administration. The Winterbotham Merchant Bank offers banking and fiduciary ae
Advances from clients (Note 11) 25,252 , : incinall Ps h : : “
F ived in advance (Note 11) 257.382 202.977 services principally comprising cash management such as receipts, payments and fiduciary "
cee Tecelved nau yan spree eet ere ere placements, and FOREX. The Winterbotham Intemational Securities provides non- ”
. Total current liabilities 3,000,690 _ 1,438,991 discretional brokerage accounts for execution and custody. The Winterbotham Funds a
Services provides consultancy, structuring and implementation with respect to the s
SHAREHOLDERS' EQUITY: establishment of investment funds, and comprehensive fund administration and accounting 4
_ Share capital: to.NAV. The Winterbotham Merchant Bank, .Wintérbotham Intemational Securities and «
Authorized, issued and fully paid: Winterbotham Funds Services are. operating divisions of The: Winterbotham Trust ci
2,500,000 shares of $1 each ae 2,500,000 . 2,500,000 ‘Company Limited. a
Retained earings . 22 hoe The registered office of the Company is at Winterbotham Place, Marlborough and Queen 5
Total shareholders’ equity 9,743,947 _ 5,432,810 Streets, Nassau, Bahamas. “
TOTAL ce 38,744,637, $6,871,801 The number of employees for the year is 38 (2004: 42). a
See notes to consolidated financial statements. i
ve ' eke .2.. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 4
These confflidated financial statements were approved by the Board of Directors on August 27,
2005 andfafe si on its behalf by: These consolidated, financial statements have been prepared in accordance with
as International Financial Reporting Standards. The preparation of consolidated financial
Statements in conformity with International Financial Reporting Standards requires we
management to make estimates and assumptions that affect the reported amounts of assets we
Director and liabilities and disclosure of contingent assets and liabilities at the date of the es
: consolidated financial statements, and the reported amounts of revenues and expenses Be
THE WINTERBOTHAM TRUST COMP. ANY LIMITED ~ during the reporting period. Actual results could differ from those estimates. Bp
Ne The following is a summary of the significant accounting policies: ae
CONSOLIDATED STATEMENT OF INCOME pe
YEAR ENDED JUNE 30, 2005 — Pe a. Basis of consolidation - The consolidated financial statements include the financial ee
(Expressed in United States dollars) statements of the Company and its wholly-owned subsidiaries, (herein after referred rot
; to as the “Group”) The Winterbotham Trust Company (Uruguay) S.A., Shiffel Corp. we
2005 2004 S.A., companies incorporated in Uruguay; Winterbotham Properties Limited, oe
INCOME: Delacroix Limited and Delaroche Limited, companies incorporated under the laws of ie
tele igs ; : $2,776,442 $3,694,490 The Commonwealth of the Bahamas. Both of these latter companies. are duly ai
Fees for administration services ad a ae wee licensed and regulated by the Central Bank of The Bahamas as a. Nominee Trust on
Commissions and fees on fiduciary transactions 934,573 651,760 Company. These’ companies, acting individually or together, are nominees for The oe
Fees for company incorporation services ___187,610 __ 191,739 Winterbotham Trust Company Limited in its capacity as trustee and/or custodian. a
Total income 3,898,625 4,537,989 Winterbotham Fiduciaria S.A. Administradora de Fondos de Inversién is duly se
: licensed and regulated by the Cental Bank of Uruguay as a professional Trust oe
EXPENSES: ; Company and is a wholly-owned and consolidated subsidiary of The Winterbotham Pe:
Salaries and benefits (Note 12) eee s 1,473,564 2,216,471 Trust Company (Uruguay) S.A. Assets held in trust and in custody on behalf of ee
ini i d 1 nses : 1,326,626 1,004,191 customers, and, assets and liabilities under fiduciary agreements, are not included in al
ee eee : 761 the consolidated balance sheet. - Exchange gains or losses are included in the =e
Depreciation (Note 8) Eel 260,373 328, consolidated statement of income. se
Impairment of investment (Note 4) 24,999 - 25,000 ie
Costs related to company incorporation services 63,725 80,290 5. Foreign currency translation - These consolidated financial statements are ea
Commissions 32,204 ___ 15,525 expressed in United States dollars. Foreign currency transactions are translated at el
0,238 the exchange rate prevailing at the date of the transaction. Assets and liabilities cere
Hota cpeoses 3181 ASS denominated in aver ciee tthe: than the Unites States dollar are translated into Ne
Net operating income 717,134 867,751 United States dollars at the applicable exchange rates prevailing at the balance sheet es
OTHER INCOME 157,140 96,950 sk Pa
FINANCIAL INCOME 257,318 194,824 ec. Cash and cash equivalents - For cash flow statement purposes this caption “
comprises cash on hand, short term deposits and shares in investment funds. All 2
INCOME BEFORE TAX AND EMPLOYEE PARTICIPATION 1,131,592, 1,159,525 investment funds are short-term and offers daily liquidity. en
Taxation ‘22,764 19,905 a” rare : : he
Employee profit participation ___ 297,691 294,494 d. Bad debts - ‘The Company’s policy is to fully provide for all balances outstanding for ee
more than 120 days. Additionally, a general provision cqual to 5% of the remaining ”
NET INCOME $_811,137 3 845,126 receivable balance is created.
THE TRIBUNE BUSINESS | FRIDAY, OCTOBER 21, 2005, PAGE 5B

e. Fixed assets - Fixed assets are stated at cost less accumulated depreciation. 8. FIXED ASSETS
Depreciation is being provided by the straight-ime method at the following rates: °
The movement of fixed assets during the year is as follows:

_ Housing Property 2%
Office building improvements 6.67% to 25% 3995 -
Vehicles 6 Beginning : Ending
Software 50% Balance Additions . Disposals Transfers Balance
Office equipment 20% and 50% pos
Office furniture and fittings 10% COST:
Land $ 386,127 $ - $ - $ - $ 386,127
Housing property 844,941 172,060 - 1,017,001
f Related parties -. Related parties inélude all entities which are related through iia improvements oa ae es aa pe
common directors and shareliolders. However, where the officers, directors and Sepucte 204.335 1.240 . : 305 $75
shareholders of such related entities have the authority and i earns for One see 56 01 : Song a : ea
directing and controlling the authorities of other companies (establis sued Office furniture and fittings 466,547 30,777 (4,215) - 493,109
participate in Winterbotham’s business activities) these entities are also regarded as Renovations in progress 274,718 . - (274,718 2
related parties in these consolidated financial statements. Companies administered —274NB LL )
by Winterbotham on behalf of customers where Winterbotham also provides } $ 3,276,477 $_1,011,756 $ (17,179) $__ = $4,271,054
directors are not considered related parties.
‘ 2005
g. Financial instruments - Financial assets and financial liabilities are recognized in — iplabioectal és ona spake
the Group’s balance sheet when the Group has become party to the contractual __Balance__Expense_Disposals_Transfers__ Balance _
provisions of the instruments. : ACCUMULATED
DEPRECIATION:
a. Investments Housing property $ 29,771 $ 20,484 $ - $ “= $ 50,255
Office building improvements 325,142 66,870 - - 392,012
i. Classification - Investments are classified as available for sale. . Vehicles 106,369 55,845. (12,423) : 149,791
. : Software 194,380. 6,806 - -8 201,186
ii. | Measurement - Investments are measured initially at cost, including Office equipment 461,879 * 72,264 = - 534,143
transaction costs subsequent to initial recognition. ~ . Office furniture and fittings 234,794 38,104 (1,971) 2 270,927
: $ 1,352,335 $ 260,373 $ (14,394) $ - $ 1,598,314

Investment in The Bahamas International Securities Exchange
(“BISX”) is carried at cost less write-down for estimated impairment in 2005 Net Movement $ 1,924,142 $751,383 $_ (2,785) = $2,672,740

carrying value. Due to the lack of a developed market for this security 74.8 61.58 12,266 - $4

it is difficult to determine the market value. As to the end of the current qO07 Ney Mavenens $_974,826 $961,582 $12,266 $ sae:

financial year, the investment has been written down to $1.

b. Accounts receivable -’ Accounts receivable are stated at their nominal value oe
; as reduced by appropriate allowances for irrecoverable amounts. 9. ACCOUNTS PAYABLE AND ACCRUED LIABILITIES

c. All other financial assets and financial liabilities are stated at their nominal ; 2005 2004
4 values. me j ;
; : ; Accounts payable meee : $ 180,208 $ 180,871
: 3. CASH AND SHORT-TERM DEPOSITS ; Provision for staff benefits and training expenses 410,733 453,027
’ Provisions - other ao Se gab , 59,139 . 132,246
i Cash and short-term deposits are comprised of: me Commissions payable . ay 94,243 26,251
i Taxes payable (advances) : 210 (925) .
4 2005 2004 Salaries and social security : Pfae, 6,227 6,344
Cash on hand . $ 17,818 $ 22,826 Sea $ 750,760 $ 797,814
: Demand deposits 1,126,901 801,619 ; e —— reread
3 Overnight placements 770,000 920,000
i Shares in investment funds: 10. CALL ACCOUNTS
, AIM s/t Invest. Co. Global US (Inst'l) 250,000 - . ‘ ; ye
i ] ; Bank of America Global Liquidity 250,000 = Call accounts represents the - total’ on-balance sheet amounts held by clients. in:
s Citi Institutional Liquid Reserves, Inc. 632,178 1,653,664 Winterbotham Call Accounts. Funds in excess of $ 10,000 in such accounts are placed on
4 Pe cearar pes eee Ce : a fiduciary basis for the account and risk of the account holder(s).' The balance on these
: : $ 3,046,897 $ 3,398,109 financial statements represents the first $ 10,000 held in each account plus the total balance

_on the account that secures the loan indicated in Note 5.
4. . INVESTMENTS:

: a. Short term investments ; 11.. ADVANCES FROM CLIENTS AND FEES RECEIVED IN ADVANCE
i ; ;
q 2005 2004 The balance sheet item “Advances from clients” includes credit balances corresponding to
“4 . clients who have paid certain expenses in advance. ‘The item “Fees received in advance”
oT Time deposits _ $ 852,572 $ 316,003 includes the portion of annual client fees which have been collected in the year ended June
: ~ erm -—— cious metals ~- Bi 705,532 602,679 : 30, 2005, and relate to periods subsequent to the balance sheet.date.
: Securities and shares 78,060 -

Bonds 194,221 :

12. BALANCES AND TRANSACTIONS WITH RELATED PARTIES
$_ 1,830,385 $ 918,682
: Balances and transactions with related parties:

q b. Long-term investments | .
2 . ws : 2005 2004

The Bahamas InterpatiqnalSernrities-Exchange:(BISX):: 2G $2. 129609U03



5

725,000) WS. | 125,000 is _ Prepaid expenses and other assets
GE ROS FS ap evagy 22



kKeeKKER

4 Impairment of investment '€124:999) (100,000) a OES fe ah FF

: ‘ ; / § rs 25,000 Accounts payable, and accrued liabilities -
a | Salaries and benefits .. ; $ 608,088 $ 682,574
a 5. SECURED LOAN ; | .

: - 13. FIDUCIARY OPERATIONS :

“ _ Secured loan represents a loan granted to a long-standing client and is fully guaranteed by ae :

: cash collateral held on account by the client. The Winterbotham+Merchant Bank, a division of The Winterbotham Trust Company
: Limited had at the date of these consolidated financial statements entered into fiduciary
s Sede ‘ agreements for an aggregate amount of $138,779,226 (2004: $122,344,096). The clients
4 6. ACCOUNTS RECEIVABLE - NET : : bear all risks and responsibility for activities carried out by the Company on their behalf
a : ‘ : under these-contracts. The depositors agree to indemnify and hold harmless The
5 Accounts receivable are recorded net of a provision for doubtful debts of $99,835 (2004: Winterbotham Trust Company Limited, its directors, employees, agents and representatives
jl $95,454). against all liability, losses or damages atising’out of or in connection with the fiduciary
i agreement. The major portion of the fiduciary transactions comprise funds received by The
3 Winterbotham Trust Company Limited from corparate or individual depositors which are
i 7. PREPAID EXPENSES AND OTHER ASSETS subsequently lent on to corporate or individual borrowers or. deposited with banks in time
: , : , . deposit accounts. Fiduciary services yield fees equivalent to the difference between the
iy Prepaid expenses and,other assets are comprised of the following: lending and deposit rates and are recognized as income upon collection at the time of
: maturity, or flat commissions paid on implementation of the transactions.

: 2005 2004

peters ey pciece $ 113,198 $, 73,953 14. FAIR VALUE OF FINANCIAL INSTRUMENTS

‘ . Winterbotham Group accounts : 112,357 129,707 :

: Loans to staff : 105,794 35,779 The carrying value of all financial assets and financial liabilities, except for the investment
‘ Third party accounts _ 39,541 6,126 . in BISX which is carried at cost adjusted for estimated diminution, are estimated to
: Advances to suppliers : 18,819 22,221 approximate their carrying values in the balance sheet due to their "naga nature and/or
: Loans granted 15,000 23,656 because they bear caaatieh at market rates and are re-priced frequently.

Other 11,969 . 1,826

: Shelf companies available for sale 9,145 6,939

$ 425,823 $ 300,207

PUBLISH ©

Your Balance Sheets & Legal Notices

oa

rt

The Tribune |

a Or | Bice

PR


PAGE 6B, FRIDAY, OCTOBER 21, 2005



€

Chairman’s Report on Unaudited Results September 30, 2005

On behalf of the Board of Directors, | am pleased to be able to report that Commonwealth Bank
continued its strong 2005 performance by ending the third quarter of the year with net income of
$23.4 million, an increase of 22.5% over the same period of 2004.

Results for the nine months ended September 30th, 2005 with comparisons for September 2004
were as follows:

Net Income $23.4 million, an increase of 22.5% or $4.3 million.

Earnings Per Share 62 cents an increase from 48 cents.

Annualised Return on Common Shareholders’ Equity was 33.0% up from 29.1%

The Bank experienced strong customer demand through the summer months resulting in an
overall increase in loans receivable of 9.75% above December 2004. This increase also reflected
| the continuing emphasis on mortgage igpaing which showed an increase of 15.7% in the first 9
months of the year.

The quality of the loan portfolio continued to show improvement as Impaired loans receivable fell
to $13.1 million (2% of the loan portfolio) at September 30, 2005, down $6.6 million and 1.28%

COMMONWEALTH BANK LIMITED

CONSOLIDATED BALANCE SHEET
(Expressed in Bahamian dollars) (Unaudited)

ASSETS a

Cash and deposits with banks 9,163,597 $ 11,478,746

Balances with Central Bank 46,245,237 77,927 ,966

Government Stock, Investments and Treasury Bills 70,136,269 60,998,651

Loans Receivable (net) 646,314,070 588,876,208

Premises and equipment - 24,938,866 24,868,538 |
Other assets 431,233 1,507,042

TOTAL

LIABILITIES AND SHAREHOLDERS’ Equity
Liabilities:

Deposits

Life assurance fund 8,961,225 - 6,278,112
Other liabilities 12,395,296 10,615,853
Dividends payable 2 2,367. - 26,505,
Total liabilities 662, 022, 596 632, 183, 195
Shareholder’s Equity: .
Share capital: 62,749,643 62,867,709
Share premium 19,122,038 17,812,690
General Reserve 10,000,000 * 10,000,000
Retained earnings _53,334,995 42,793,557
Total shareholders’ eau 445,206,676 133,473,956

TOTAL

$ 797,229,272

$ 630,663,708

$ 797,229,272

September 30, 2005 December 31, 2004

$ 615,262,725

$ 765,657,151

See accompanying notes to unaudited. interim.consolidated financial statements.



COMMONWEALTH BANK LIMITED
CONSOLIDATED STATEMENT OF INCOME
(Expressed in Bahamian dollars) (Unaudited)

9 months ending

9 months ending

ots September 30, 2005 September 30, 2004

INCOME:
Interest income $ 63,874,850 $ 62,340,210
interest expense -- (19,031,898 ) ( 19,266,330 )
Net interest income: 44,842,952 43,073,880
Loan loss provision _( 6,949,264 ) ( 10,124,346 )
37,893,688 » 32,949,534.
Life assurance, net 3,382,673 2,366,328
Fees and other income _.. 9,989,120 _ 8,468,564.
| 51,265,481 43,784,426
Non-INTEREST EXPENSES: | ie, to
General and administrative 25,781,659 22,877,272 -
Depreciation and amortization ~ 1,900,912 1,685,475,
Directors’ fees 134,250 : 81,000 _
Re _ 27,816, 821 24, 643, 747
NET INCOME 23,448,660 19,140,679
. Preference Share Dividends ( 3,796,120 ) ( 4,090,622 )
Net INCOME AVAILABLE TO COMMON SHAREHOLDERS $ 19,652,540 — $ 15,050,057
AVERAGE NUMBER OF COMMON SHARES 31,619 31,271
(Thousands) mS at
EARNINGS PER SHARE (9 months) $ 0.62 $ 0.48

COMMONWEALTH BANK LIMITED
CONSOLIDATED STATEMENT OF INCOME
(Expressed in Bahamian dollars) (Unaudited)

3 months ending 3 months ending
September 30, 2005 September 30, 2004

INCOME: ;
Interest income $ 22,620,177 $ 21,284,942
Interest expense ( 6,138,663 ) ( 6,380,950 )
Net interest income ~ 16,481,514 14,903,992
Loan loss provision (3,348,050 ) ‘( 3,678,950 )
13,133,464 11,225,042
Life assurance, net 1,166,566 869,352
Fees and other income 4,491,429 2,888,955 -
18, 791,459 14,983,349
Non-INTEREST EXPENSES:
General and administrative 9,257,219 7,941,282
Depreciation and amortization 641,777 581,077
Directors’ fees 45,875 27,000
9,944,871 8,549,359
Net INCOME 8,846,588 6,433,990
Preference Share Dividends ( 1,069,039 ) ( 1,363,541 )
Net INCOME AVAILABLE TO COMMON SHAREHOLDERS $ 7,777,549 $ 5,070,449
AVERAGE NUMBER OF COMMON SHARES 31,619 31,271
(Thousands)
EARNINGS PER SHARE (3 months) $ 0.25¢ $ 0.16 ¢

Â¥

*. Our thanks are due to our customer and shareholders for their cispens and of course our
| Total Assets increased $26.0 million in the quarter to $797.2 million or 4.1% over December 2004. .

a COMMONWEALTH BANK LIMITED.
,CONSOLIDATED STATEMENT OF CASH Flows?

ere.

Chairman

THE TRIBUNE BUSINESS:

COMMONWEALTH BANK

Chairman; S Report _

from December 2004. At the same time the ratio of loan loss provisions to impaired loans
increased from 67% in December 2004 to in excess of 100% at the end of September 2005.

During the third quarter the Bank concluded re-pricing its Preference shares from fixed rates
between 8% and 9% to a floating rate of prime plus 1. 5%. This had the effect of increasing the
Banks earnings in 2005 by $0.01 per share.

We anticipate that the Bank wil satisfactorily close out 2005 with another year of record financial

performance.

dedicated and loyal employees.

1. yp
T. B. Donaldson

f 0.12 — | , |



COMMONWEALTH BANK LIMITED

CONSOLIDATED STATEMENT OF CHANGES IN SHAREHOLDERS’ Equrry
(Expressed in Bahamian dollars) (Unaudited)
9 months ending 9 months ending

September 30, 2005 September 30, 2004
PREFERENCE SHARES 4







SHAREHOLDERS’ EQuirTy AT END OF PERIOD



(Expressed in Bahamian dollars) (Unaudited) : : ;

9 months ending 9 months ending
September 30, 2005 September 30, 2004
CASH FLOWS FROM OPERATING ROTNINES: :

interest Receipts ©
Interest Payments

Cash payments to employees and suppliers

$ 57,519,838

( 19,031,898 )

_-(-23,060,657_)

$ 57,163,329

( 19,266,330 )

Life assurance premiums faceted 6,539,424 3,231,225
Life assurance claims and expenses paid ( 1,071,363 ) ‘(. 1,509,154)
Fees and commissions received 10,586,845 . 9,331,035
- Recoveries 3,892,645 2,716,583

(21,171,375 )

; 35,374,834 30,495,313
Increase in loans receivable ( 64,387,126 ) ( 39,229,534)
Increase in deposits, 15, 400, ee 26,117,879 |
Increase in shareholders’ loans a 6,030 _
Net cash (used in)/provided from operaing 3 activities me 13, 611, an ) - 17,389,688

CASH FLOWS FROM INVESTING ACTIVITIES:
Purchase of Government Stock, investments
and Treasury Bills

Interest receipts and ‘Spayihont of

( 66,397,456) — ( 76,103,338)

Government Stock and Treasury Bills 59,722,205 72,467,058
Purchases of premises and equipment _(1,971,240_) (. 8,927,312).
Net cash used in investing activities (8,646,491) ._(_ 12,563,592 )

CasH FLOWS FROM FINANCING eee:

Dividends paid ( 12,931,360 ) (. 12,552,177 )

Issuance of common shares - 1,209,482 61,630
Redemption of Class “C” preference shares | ( 1,007,600 ) 0
Issuance of Class “H” preference shares 869,400 0
Stamp tax paid on share capital increase __...120,000 weer ee SO e
Net cash used in financing activities _ (11,740,078 ) (_ 12,490,547 )
Net DECREASE IN CASH EQUIVALENTS ( 33,997,878 ) ( 7,664,451 )
~ CASH EQuivALeENTs, BEGINNING OF PERIOD 89,406,712 _ 64,424,680 _

CASH EQUIVALENTS, END OF PERIOD $55,408,834

See accompanying notes to unaudited interim consolidated financial Satements.

COMMONWEALTH BANK LIMITED — ee
NoTEs To UNAUDITED INTERIM CONSOLIDATED FINANCIAL STATEMENTS
(Nine Months Ended September 30, 2005)

’ ACCOUNTING POLICIES

These consolidated interim condensed financial statements have been prepared in accordance with |

. $ 56,760,229







Balance at beginning of.period 60,990,700 60,990,700
Redemption of Class “C” shares ( 1,007,600 ) 0.
Issuance of Class “H” shares 869,400 - ee ete ee SO 2
Balance at end of period 60,852,500 60,990,700 _
Common SHARES oe sae
Balance at Beginning of period 1,877,009 1,875,549
Issued wet 20,184 oe 729 ee.
Balance at end of period 1,897,143 _ 1,876,278 |.
SHARE PREMIUM cs
Balance at beginning of period | “17,812,690 17,662,281
Issuance of common shares — 1,189,348 60,901
Stamp tax on share capital increase 120,000 7 0
Balance at end of period _. 19,122,038 17,723,182
_ GENERAL RESERVE
Balance at beginning and end of period * 10,000,000 10,000,000
RETAINED EARNINGS
Balance at beginning of period 42,793,557 34,839,046
Net income 23,448,660 19,140,679
Common share dividends ( 9,111,102 ) ( 8,441,767 )
Preference share dividends _(_ 3,796,120 ) _( 4,090,622)
Balance at end of period 53,334,995. 41,447,336 -
$ 145,206,676 $132,037, 496

International Accounting Standards 34 Interim Financial Reporting. The accounting policies used in |

the preparation of the interim financial statements are consistent with those used in the annual |
financial statement for the year ended December 31, 2004. |

The consolidated fi nakcal statements include the accounts of Commonwealth Bank Limited (“the
Bank”) and its wholly owned subsidiary companies. The subsidiaries are Laurentide Insurance and
Mortgage Company Limited, C.B. Securities Ltd. and C.B. Holding Co. Ltd.

DIVIDENDS

The Directors have approved interim quarterly dividends in the amount of 8 cents per quarter per
common share (2004: 8 cents) and an extraordinary dividend of 5 cents (2004: 3 cents) per share.
The total dividends paid as of the interim date is 29 cents per share for common shares (2004: 27
cents). The dividends are declared on a quarterly calendar basis. The interim financial statements
only reflect the dividends accrued for the interim period.

PREFERENCE SHARE CAPITAL

On July 12th, 2005, Shareholders approved re-pricing Preference Share classes A, E and G to
Bahamian Prime rate plus 1.5% from a fixed rate of 9.0%. On July 26th Shareholders approved
re-pricing Preference Share classes B, D and F to Bahamian Prime rate plus 1.5% from fixed rates
ranging 8.5% to 9.0%.

On September 16th, 2005, the Bank redeemed all C Class Preference shares, (10,076 shares of
$100 each). As part of the consideration for redemption, 8,694 class H Preference Shares of $100
were issued. The H Preference shares pay dividends at Bahamian Prime rate plus 1.5%. The first
dividend payment will be December 31, 2005 and quarterly thereafter.

SUONBIOY BANZGID S00ZO

a
—— SPORTS . | FRIDAY, OCTOBER 21, 2005, PAGE 7B



UEFA Cup group action underway °°,
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Syndicated Content

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PAGE 8B, FRIDAY, OCTOBER 21, 2005 TRIBUNE SPORTS





Bn



pull =~
off huge upset =~





@ By KELSIE JOHNSON
Junior Sports Reporter

THE African Methodist
Episcopal (AME) Church
pulled of the biggest upset in
the Church Games, Wednes-
day night.

Heading into the champi-
onship games as the third
ranked team in the open
men’s division, AME snatched
the title with an 60-57 victory
over the favourites, Full
Gospel.

The win, which came from a
big surge late in the closing
minutes of the second half,
was led by trio Perry Darling,

Victory over the

favourites, Full Gospel

Kevin McPhee and Terrance
Brown. . ,

After having a fairly quiet
first half of play, the trio start-
ed their reign of terror early in
the second.

The first half of play
belonged to Full Gospel, who
dominated from the free
throw line. The team went 7-



for-10, while AME were 1-for-
3.

Wasting no time to score at
the opening tip, Full Gospel’s
Jason Collie connected from
behind the arch to start things
off for the team.

The unsuccessful attempt by
AME resulted in one of the

three runs in that half by Full .

Gospel. The first run saw the
team go up 7-0 before AME
were able to put a score on
the board.

By the end of the first half
AME were down by four
points.

But things took a twist in
the second half, as fatigue
started to settle in on the play-
ers from Full Gospel.

Taking advantage of sever-
al free shots from the free
throw line, AME were able to
pull themselves with in two
points.

AME’s trio McPhee, Dar-
ling and Brown accounted for
27 of the half points.

AME scored 34 in that
half. —

Top scorers in.the game for
AME were Darling, with 17
points and Brown and
McPhee both chipping in with
155. °

For Full Baptist Chevy Sim-
mons scored 16 points and
Donny Johnson 14 points.

The Baptists clinched anoth-
er title, this time in the under
17 boys division. The Baptists
defeated the Catholics 56-49

for the win.
In the under 13 division,
Full Gospel took the

. victory over the Anglicans 37-

25.



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‘ —g~etre«



Young soccer stars
share the spoils

ACTION from the match between C I Gibson and Thelma Gib-
son in the Primary School Soccer competition. The game ended

in a draw. ° See Sports front.

(Photo: Mario Duncanson/Tribune Staff)

“Copyrighted Material
Syndicated Content

Available from Commercial News Providers”



-; P.O. Box
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FRIDAY, OCTOBER 21, 2005

SECTION





Fax: (242) 328-2398
E-Mail: sports@100jamz.com

MIAMI HERALD SPORTS












lf SOCCER
By KELSIE JOHNSON
Junior Sports Reporter a TOUGH- TACKLING action
: between Columbus Primary School.
AFTER missing last year’s and Cleveland Eneas. Columbus.




won the match 1-0 thanks to a late
winner.

(Photo: Mario Duncanson/.
Tribune staff)




Primary School Soccer competi-_
tion, Columbus Primary School
stepped up play yesterday to —
advance to the pool semifinals.

The 1-0 victory by Columbus
Primary over Cleveland Eneas
boys helped them to clinch the
top spot in Group 1 and gain a
bye into the semifinals. It also
sent Cleveland Eneas packing.

But, according to Columbus
Primary School head coach
Larry Sweeting, the win wasn’t
an easy task, since the level of
play has risen.

He said: “Victory feels good.
It feels great to win, especially
after the line-up we were fac-
ing.

“The édlabettisin this year
wasn’t easy at all. All the teams
have improved and this made it
very hard for us to just step into
games already thinking we had
won.

“There was the same level of
play throughout the series, but
our defence was the key to our
victories.” ; ’

After a scoreless first half, the
game’s only goal was scored
with less than two minutes
remaining.

Before finding the net,
Columbus Primary were able to
prevent Cleveland Eneas scor-
ing on three separate occasions.

Drawing

But the road to the semi-
finals wasn’t easy for Colum-
bus, after drawing two of their
four games played and the oth-
er two wins by a single goal.

Sweeting added: “I haven’t
seen the other teams as yet, but
I know if we play good defence
there will be some very, close
games.

“T heard that all the pools are
tough, all the teams in our pool
were tough, so I am really
expecting some good games.

“Unfortunately, we weren’t
able to make it last year, that
was a little disappointing, but
we are back in full force.”

Columbus Primary will take
on Uriah McPhee in hopes of
advancing on to the finals.

Fighting for a finals spot in
playoff games will be
Carmichael Primary and
Stephen Dillet. The winner of





Victory for Knowles and N estor

that game will play Sadie Cur-
tis.

The two winners of the semi-
final games will advance to the

playoffs.
Sweeting viewed the game
against Stephen Dillet — a 1-0:

win — as the toughest game for

his squad.

Although the final draw does-
n’t concern Sweeting, he said he
will be looking forward to play-

ing Stephen Diilet once again.





TENNIS
By KELSIE JOHNSON
Junior Sports Reporter

MARK Knowles and dou-
bles tennis partner Daniel
Nestor advanced out of the first
round yesterday at the Masters
Series in Madrid, Spain.

Playing in their first game of
the series, which has a 48 draw,
Knowles and Nestor defeated
Simon Aspelin and Todd Perry

6-3 and 6-4 for the win.

The tennis duo are ranked
third in the tournament and will
play David Ferrer and Fernan-
do Verdasco in hopes of
advancing closer to a champi-
onship title, which they won last
year. The game is set for today
at lpm.

Ferrer and Verdasco, both of
Spain, defeated Gaston Gau-
dio and Mariano Puerta of
Argentina, 6-3 and 6-2 to
advance.

The win came days after

third title of the year.

“eewiks and Nestor won ‘the

BA-CA championship,-their



Ranked fourth in the, ATP
Doubles Race, the duo are ‘hop-
ing to reclaim the title in. order
to qualify.

Surprisingly, ATP Daribles
Race leaders American twin
brothers Bob and Mike Bryan
lost their first game to Mahesh
Bhupathi and Martin Damm in
a three set game, 6-3, 6-7 and 6-



or every McDonald’s Cookie you purchase during the month
of October 2005, McDonald’s will make a donation to the





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i'm lovin’ it
T RIB UNE PRES

SENTS



WEDNESDAY, JUNE 29, 2005

By JANICE MATHER

VERY year, meteorologists release

a forecast forthe upcoming hurri-
cane season. Every year, scientist
and nature guru Sydney Sinclair-
Sands sends in letters — in the ‘Hey
Bulla’ ‘style —.to local papers, predicting the
upcoming hurricane season by the yellow blos-
soms of the poui tree.

Who is right?

In an ironic and Jemarkably beautiful twist of
fate, Mr Sinclair-Sands and his yellow poui trees
are generally not far off the mark.

Take the 2004 season, when the former Depart-
ment of Fisheries aquaculturalist used the flow-
ering patterns of three tall, shady poui trees in his
backyard to foretell three major storms.

The trees, says Mr Sinclair-Sands, send out
their first set of blooms to announce the arrival of
spring; the number of times it blossoms after that
indicates the number of hurricanes the coming
months will bring.

Last year, the tree sent out’a sprinkling of yel-
low to announce spring, then got right to talking;
within two weeks, it sent out three intense sets of
warning blossoms..

“T said, ‘Good Lord, we mussee gonna have
three hurricanes this year’,” remembers the pre-
dictor, who, concluded that, since three strong
sets of blossoms came in close succession, three
powerful storms could be.in the Atlantic at the
same time. .

Lo and behold, come ‘Anau and September,
Frances and Jeanne descended, with Ivan threat-
ening to hit the Bahamas soon after.

1



Bizarre coincidence?

Mr Sinclair-Sands, who began noticing a rela-
tionship between blossoms and weather unrest in
the mid 1980s, certainly doesn’t think so.

On a particularly hot day, 20 years ago, the
tree caught his attention because it seemed par-
ticularly fierce in its blossoming. He stood, staring
at the poui and said, “something must be going to
happen because I’ve never felt the sun like this
before, and this tree is just going wild,” he said.
“We haven’t had a hurricane for about 15 years .

. I said, ‘I believe this is gonna be our year’,
and sure enough it was when that terrible hurri-
cane came up and was actually heading for the
Bahamas,” he recalls.

A hurricane did head for the Bahamas, he
recalls, but turned away, menacing Jamaica and
Florida instead.

Since then, he’s been studying the yellow poui
closer.

The tree, which grows to about 30 feet tall,
with wide, shady branches, has relations in the
Bahamas, that don’t appear to have the same
predictive powers.

The pink poui’s blooms don’t seem to mirror

the storm season, and a smaller variety of yellow
poui — many of which were planted along JFK
some years ago — appear less accurate in their
blossom production, Mr Sinclair-Sands says.
Some may prefer to rely on meteorological
information for estimates on how many storms
are expected for any given season. But, for what
it’s worth, the tree has been known to foretell
storms remarkably well.
Take 2002, when hurricane Michelle burst on
the scene in November, unusually late in the June

‘1 - November 30 season. Others may have been

surprised; Mr Sinclair-Sands had been warned
by his forecasting trees, which had abruptly put
out a burst of surprise blossoms in July, much
later than normal. Even though pouis usually
bloom without leaves, the telltale yellow appeared
even though the tree was covered with leaves.

“I wrote another little letter in to the editor and
told them, ‘it’s gonna be another late hurricane
and it’s gonna be a bad one’, but the experts in the
US, they couldn’t say that. There are certain
things that the tree would indicate that their
instruments could not detect,” says Mr Sinclair-
Sands. “The tree is so sensitive to environmental
change that their instruments wouldn’t pick that
up, so they couldn’t warn people of a late hurri-
cane.”

Meteorological predictions certainly can be
confusing at times. In October, local meteorolo-
gists anticipated this year’s season would be less
active; in April, it was expected to be “very sim-
ilar”. A month later, predictions were that this
season would be more active than the last.

After.its predictory blossoms, the poui falls
silent, and generally sets to work putting out

leaves, providing shade, and living much as one
would expect any quiet tree to live. It doesn’t put
out banners declaring ‘Put up shutters next week!’
or ‘Get canned food now!’ Once it’s given its
warnings, don’t expect anything more than leaves

_and birds in its branches, and during a storm, the

trees are as susceptible as any others; two of Mr
Sinclair-Sands’ three trees were damaged last
year, while one still flourishes.

Even so, it will be interesting to see who will be
right in 2005. The National Oceanic and Atmos-
pheric Administration predicts two to four major
hurricanes, at least category three in strength.
The poui (so far) has put out two small blooms
and one significant one which, Mr Sinclair-Sands
predicts will bring about 100 miles per hour winds.

Past years have shown the born-and-raised
Nassauvian, who grew up with a gardening mum,
that the number of poui blooms clustered togeth-
er indicate how strong a storm will be.

“T’ve found that anything over eight flowers
on the bunch would indicate the possibility of a
hurricane,” he explains. “The higher it goes, the
more intense the hurricane would be. It has gone
up to like 14 flowers on a branch. So that would

those strong hur-
ricanes like we
had last year, 155
miles per hour.”

How does one
explain the tree’s
forecasting flow-
ers? Chance?
Hocus-pocus?
Nature’s helper?
Oné of God’s
intricate twists to
creation?

Mr Sinclair-
Sands, who has
studied hydro-
ponics, explains
the poui as “just a
part of nature”
and believes the
tree simply reacts
to shifts in the
environment.

In the late

give you one of |



























































1980s, shortly after he began studying the tree’s
hurricane-hinting tendencies, he noticed it mak-
ing other changes; instead of blooming in March,
with spring’s arrival, it began flowering as early as
January.

“At that time,” he points out, “there was a lot
of talk about change in environment, the green-
house effect and carbon dioxide pollution.”

Mr Sinclair-Sands makes his living working
with other plants and plant products; he roasts
and sells coffee, and propagates indoor plants.
But he’s still got a soft spot for the yellow poui,
which he also propagates, and has been trying
to convince local landscapers to use.

It might be quite pleasant; avenues of tall,
shady trees that faithfully put out a halo of viru-
lent yellow flowers, helpfully tuned into their
own weather channel, watching and waiting to be
watched.
PAGE 2F





Bahamas suffers
frequency’ of

Most affected nation
in Caribbean Basin

Bahamas has
the greatest fre-
quency of tropical
storm activity in
the entire

Caribbean Basin, the Depart-
ment of Meteorology has
revealed. E

With four major hurricanes
expected during this Atlantic
Hurricane Season, which runs
June 1 through November 30,
the National Emergency Man-
agement Agency (NEMA) and
its partners are observing the
period until June 30 as Hurri-
cane Awareness Week under
the theme, “Together Emer-
gencies are Managed”.

A history of hurricanes in the
Bahamas over the past 150
years Or more was presented at
a press conference on Wednes-
day, June 22, at Cabinet Office.

Deputy director of Meteo-
rology Trevor Basden revealed
that for the entire Caribbean
Basin, which stretches from the
Leeward and Windward Islands
in the east to Hispaniola and
Cuba in the west, “The Bahama
Islands have the greatest fre-
quency of cyclones.”

The Caribbean aamcns
Network has indicated that the
“Hurricane Capital of the
Caribbean” is Abaco, with 18
severe hurricanes since 1851,
which is an average one hurri-
cane per eight to nine years.

Since 1994, Key West and
Nevis have seen the most severe
hurricanes — seven or about one

_ every eight to nine years. Grand
Bahama saw the most hurri-
canes, 40 — one every four years.

“So this means that we should
always be on the alert for any
sort:of eventuality,” said Chief
Climatological Officer at the
Department of Meteorology
Mike Stubbs. “So, there is no

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surprise as to what has hap-
pened during last year’s Hurri-
cane Season in the Northern
Bahamas. The probability of
islands being hit are usually
those islands in the northwest
sector of The Bahamas.”

Mr Stubbs urged residents to —

pay particular attention to activ-
ities during Hurricane Pre-
paredness Week 2005.

“We pray that nothing hap-
pens this year as we are still in
recovery stage but if we take
the necessary precautions, we
can mitigate or minimise the
impact of hurricanes or any-
thing that may come this way
during this hurricane season,”
he said.

-On the question of hurricane
preparedness, Coordinator of
NEMA Carl Smith noted that
The Bahamas is in the tropical
cyclone area.

“That is why our focus must
be on mitigation measures. We
have in the past, given focuse
to responding after an event
would have taken place. We
need to look, or give more
attention to risk management.

‘And that means in our devel-'

opment planning, building to
our plans, disaster management
considerations.” Mr Smith said.
“It means looking at our build-
ing codes, to see if they are very
effective and if in fact they are,
to ensure enforcement.” :

He said that the Bahamas is
still in recovery mode from last
year’s two major storms, Hurri-
cane Frances and Jeanne.

The National Oceanic and
Atmospheric Administration
(NOAA), has predicted 12 to

15 named storms, six to nine of .

which are expected to become

‘hurricanes; three to nine major

storms, meaning wind speeds of
up to 111mph or greater:

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HURRICANE SUPPLEMENT 2005



- However, noted professor Dr

- William Gray has foreshadowed

15 named storms, eight of which
are expected to become hurri-
canes, and four major storms.
Furthermore, both predictions
have indicated 39 percent
increase in. the landfall hurri-
canes in the southeastern Unit-
ed States.

“This is the first time where
they are actually delving on this
landfall because usually they
just give the general broad view
of cyclones in the Atlantic
Basin,” Mr Basden said. “What

“that obviously means for us in
The Bahamas is that they are.

expecting an increase in hurri-

- cane activities through the

Bahamas.’

Grand Bahama

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insurance Management
(Bahamas) Ltd.
Tel. 352 7421

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, Rg



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Emily
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THE TRIBUNE

PAGE 3F





Available from Commercial News Providers”

Prepare a Personal
JA Lare la COye dere

-* Identify ahead of time where rot could go if
you are told to evacuate. Choose several places
—a friend’s home in another town, a motel, or a
shelter.

* Keep handy the telephone numbers of these
places as well as a road map of your locality.
You may need to take alternative or unfamiliar
routes if major roads:are closed or clogged.

* Listen to local radio or TV stations for evac-
uation instructions. If peta Ko bree ce do. RY
immediately. :

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* Bedding and clothing, including sleeping
bags and pillows
* Bottled water, battery-operated radio and
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HURRICANE SUPPLEMENT 2005

Evacuation: do
not wait ‘until —
the last minute’

NATIONAL Emergency
Management Agency (NEMA)
co-ordinator Carl Smith has
called on Bahamians to respond
quickly to evacuation calls dur-

ing the 2005 hurricane season.

Mr Smith advised against
waiting until “the last minute”
to do so.

He said persons most likely
to be asked to evacuate in the
event of a hurricane are those
who live in coastal or low-lying
areas that are prone to flood-

ing.
Habit

“This habit of waiting until
the last minute to’ follow. the
evacuation orders has to stop,”
said Mr Smith. “It has to be
recognised that we cannot place
our first responders — be they
Defence Force officers, police
officers and/or medical teams —
in harm’s way by asking them to

go out into dangerous situations

to try and rescue individuals.”

Mr Smith explained that
there were “a couple of situa-
tions last year that placed the
lives of some of our responders
in jeopardy and that’s just not
fair as many of these persons
are parents, brothers, sisters,
aunts and uncles and have fam-
ilies whom they are responsible
for”.

“It is an unreasonable thing
to ask of them,” Mr Smith said

Mr Smith said emergency
management officials expect
persons to respond to evacua-
tion notices “immediately” once
they have been advised to evac-
uate their areas and notified
about the shelters available to
them.

Family members and neigh-
bours of the elderly and. per-

critical roles in ensuring that
these individuals are evacuated
in time.

“They can do this by either
moving those persons to shel-
ters themselves or by alerting

They say three to five of the
storms might become major
hurricanes.

Mr Smith said the 2004 hurri-
cane season should be a
reminder for Bahamians of the



‘It has to be recognised that
we cannot place our first
responders - be they Defence
Force officers, police officers

_ and/or medical teams - in
harm’s way by asking them to
go out in dangerous situations

to try and rescue individuals,’

—Carl Smith, NEMA



authorities ahead of time,” said
Mr Smith.
“Communities can come

together and determine which.

individuals need assistance in
getting to hurricane shelters
ahead of time and let the prop-

"er authorities know ahead of
time so that no‘one has to go
out in adverse conditions.”

Prediction

Meteorologists and climatol-

ogists are predicting another .

above-normal hurricane season
on the heel of last year’s
destructive and season.

Local meteorological officials

sons who are bedridden or are nn pTeCE 32 FOL) Stounis cuDe

living with disabilities, can play ;

with seven to nine becoming
hurricanes.

need to have a plan and to take
individual responsibility for act-
ing on it.

He said every household in
the Bahamas should develop a
written family plan based on
that family’s vulnerability to
hurricane hazards such as storm

surges, flooding and wind, and

which should also include
escape routes from the house.

Families should also choose
a safe room or area in their
homes for each hurricane haz-
ard, with the understanding that
in certain instances, the safest
thing might be to move to a
shelter.

“Additionally, they can post
emergency telephone numbers
by their phones and teach their
‘children when and how to att
emergency services. ” :

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Queens Highway, Governors Harbour « Tel: (242) 332-2862


PAGE 4F

HURRICANE SUPPLEMENT 2005

‘THE TRIBUNE



Insurers warn
policyholders
to check their

Storm cover ALC

é

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Don't wait until -
it's too late!

ecure your home

before the storm.

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seca aneaatusan caacnnaniaess





MOSELEY « BURNSIDE.

SURANCE AGENC







GET COVERED - Tidal surges from Hurricane Frances swept half a mile inland, flooding the homes of the low-
lying Lower Bogue community in North Eleuthera, and toppling and smashing anything that got in its way. ~~

LOCAL insurers paid out
more than $300 million in

claims last year to policyholders:

affected by the two major
storms to hit the Bahamas.
And the news for this year
does not leave insurers with
very much to smile about as
forecasters are predicting a very
busy season with 12 -15 named
storms, of which seven - nine
are expected to become hurri-
canes and between three -five
major hurricanes with winds
above 110mph.-. _ Se
Now, coming off one of the
most destructive hurricane sea-

sons since record keeping began
in the early 1900s, Bahamian

Insurance companies say they
are ready for another hurricane

season.

As part of your preparation
for the hurricane season the
Bahamas General Insurance
Association encourages policy-

‘holders to check their insurance
coverage to ensure that it is up

to date and that the sums
insured are adequate.

Underinsured

“A major problem following
the storms of 2004 was that of
underinsurance, where the sum
insured under a policy is much
less than it should be the
insured ends up being penalised

and getting less than the full

amount claimed,” said a press
release from the association.

As rebuilding values increase,
so should the sum insured 01
your home, noted the associa:
tion.

The BGIA also pointed cut
that recent press reports sug-
gesting that this penalty only
applies to total losses are wrong,
as it applies to all losses where
the property is underinsured.
“Those reports also suggested
that flood is not covered by
most insurance policies which
is incorrect.

“Whilst in Florida you have
to buy ‘windstorm’ and ‘flood’
insurance as separate covers,
policies issued by local insurers
in the Bahamas that cover ‘Hur-
ricane’ include flood caused by
hurricane and usually, although
not always, flooding from other
causes as well. (Please note that
buildings in certain high-risk

" areas may not be able to get

hurricane and/or flood insur-
ance).”

Another critical point to note,
said the association, is that
insurance companies will not
sell hurricane insurance in your
area once an “Alert” has been
issued for that area.

An “Alert” is issued when a
tropical system can produce
storm or hurricane conditions
within 60 hours (2 1/2 days).

“You should, therefore,
check to see that you have coy-
er well before any hurricane is
due to strike,” said the associa-
tion.

Claims

Filing claims as promptly as
possible is another matter that
BGIA members would like the »
public to pay attention to. After’
a loss, policyholders must report
their loss to the insurers as soon.
apossible.. = s,s

Persons who wait months to:
report losses to their insurance
company many find that under
the’ terms of the policy they.
have forfeited their right to
claim. y

Policyholders are also asked
to be aware of the Catastrophe
Perils deductible of 2.0 per cent
that: applies to hurricane claims.
The two per cent applies to the
sum insured on both the build-
ing and its contents and is the
responsibility of the insured.

“This means that if a building
is insured for $100,000 the
insured must pay the first $2,000
of any claim, whilst the insur-

- company will pay for cov-

-d damages that are above

.t amount,” the association
explained. a

One result of the very active
hurricane season last year has
been the increase in the local
cost of catastrophe insurance
by up to 30 per cent. This
increase came about as a result
not only of losses suffered by
local insurers, but also losses
suffered by reinsurers world-
wide.

“The four hurricanes which
struck this region (Charley
Frances, Ivan and Jeanne) cost
the international insurance
industry approximately $30 bil-
lion, with hurricanes Charley
and Ivan ranking in the top 10
costliest natural catastrophes in
history.

In addition to this there were
nine typhoons and a major
earthquake in Japan last year.
Include other events, such as
the tsunami in Southeast Asia,
and one can see why many of
the international reinsurers and
insurers need to rebuild their
reserves,” said the association.

To assist the public in under-
standing their insurance poli-
cies, the BGIA is preparing a
series of articles which will be
available for download from its
website at www.bgia.org. If you
have a specific question on your
insurance contact your insur-
ance agent or broker.
THE TRIBUNE

HURRICANE SUPPLEMENT 2005

PAGE 5F



etting the home ready
or hurricane season

¢ KEEP trees and shrubbery trimmed during
Hurricane Season (June-November). DO NOT
trim trees after a Hurricane Watch or Warning
has been announced as trimmings could become
dangerous missiles.

e If you have storm shutters, make sure they are
in working order and fit properly. If you do not
have shutters, have them installed or lay in a sup-
ply of plywood to use as shuttering.

(Taping windows will not protect your home,
although the tape may keep some of the glass
from flying into the house when the window is
smashed.)

e Review your INSURANCE. It is advisable to
secure your insurance policy in advance, no appli-
cation for insurance will be accepted, or coverage
increased, once a Hurricane Watch has been
issued for the Bahamas.

Speak to your agent and ask these key ques-
tions:

¢ Do I have replacement cost coverage on all
property, including contents?

e What are the deductibles? (Usually two per
cent of the Sum Insured).

e Are there any exclusions?

* Does the policy cover flood, wind and storm
damage? .

e If the dwelling is rendered uninhabitable by a
hurricane, does the policy cover relocation or
temporary housing?

° Take photos of your house, inside and out, for
documentation of its condition and contents.

e Make a list of all your important belongings.

° EMERGENCY equipment and supplies

e Purchase and set aside hurricane supplies.

e Check the working condition of all emer-
gency equipment such as generators, flash lights,
battery-powered radios, etc.

Protect your BUSINESS

¢ Make backup plans NOW by identifying and
protecting vital records, such as:-

¢ Computer software

e Accounts receivable records

© Client records

e Other important personnel and administrative
documents.

What to do when a
hurricane threatens

INSIDE your home

Establish a “Safe Room”. This should be an
interior room, free of windows, or a room with
a small window, such as a bathroom. Make
sure your safe room has a clear pathway to an
exit. :

Turn your refrigerator and freezer to the
coldest setting.

Turn off your gas at the bottle.

Freeze water in plastic jugs and use them to
fill empty spaces in your refrigerator and freez-
er to help keep food cool.

Prepare an emergency water supply for
bathing and sanitary purposes by storing water
in clean air-tight containers, including your
water heater and washing machine.

Store valuables and personal papers in water-
tight containers and store these in the highest
possible spot in your home.

OUTSIDE your home

Put up your shutters or install pre-cut ply- ;
wood over all windows and glass doors.

Close all windows (Remember to open one
on the lee-side during the storm). .

DO NOT drain your swimming pool

- Add extra chlorine to prevent conta-
mination. .

- Turn off electricity to pool equipment.

Bring inside all objects that can be blown
away, including garbage cans, TV antennas,
satellite dishes, lawn furniture, garden tools
and potted plants. Anchor objects that cannot
be brought inside.

If you don’t have a garage or carport, park
your car as close to the house as possible away
from trees: '

Fill your car’s gas tank early, after.a hurricane
gasoline may not be available due to power
outages.



eC Lae

Protect your home or business

EMERGENCY
AUTOMATIC
STANDBY

GENERATORS
7000-45000
Watt ©

e ADDS VALUE TO YOUR
HOME

e 24 HOUR BLACKOUT >
PROTECTION

e AUTOMATIC TRANSFER
SWITCH INCLUDED

Night or day, home or away,
you'll feel at ease knowing that
your GUARDIAN® generator
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Call Shirley Enterprises Ltd. for
details or to arrange your free
inspection today!

ENTERPRISES LIMITED

Soldier Road
Telephone: 394-4823 or 394-7926
Fax: 394-1826
P.O. Box N-9180, Nassau, The
Bahamas
email: lawnboy @ batelnet.bs

$5,499.00
installed





Fallen trees were a major hazard to many dwellings when
Hurricane Michelle struck in 2001, including this Fox Hill home

Don’t wait

until the last
iminute...shop
r early!

Visit us at www.kellysbahamas com
.


PAGE 6F THE TRIBUNE

| HURRICANE SUPPLEMENT 2005 _ _— ! |

How to avoid
stormy waters



And this means getting our priorities in order...

Ensure that your HOME is properly insured!
We all know that a natural catastrophe can destroy
a home in the blink of an eye...






This, Bahamian boat owners (above) left nothing to chance when Hurricane Frances approached last year.
This boat was taken out of the walgk at the marina on East Bay Street .









DEVELOP a plan well in adyance.

e You can store a small boat with a trailer ina
warehouse or a garage.

° If you leave your boat outside, attach the
trailer tongue to a firm spot in the ground, deflate
the tires and lash the boat to the trailer. Place

’ boards between the axle and the frame to prevent

damage to the trailer springs.
¢ If your boat is in a marina check with the

dockmaster for any special requirements.

¢ Your insurance policy should include ade-
quate coverage for damage that your boat may
cause to other property.

e Inventory all vessel equipment and keep a
copy in a safe place off the boat.

¢ Identify safe harbours and take a test run to
one NOW, checking route conditions and travel
time.



OUR GUARANTEES

Efficient Service e Competitive Rates * Professional Staff
& Excellent Claim Service
At Confidence We Care And We Serve

Confidence Insurance Brokers & Agents Ltd.
. Phone: 323-6920 Fax: 325-8486
Located: Shirley St. (2nd floor of The Standard House) -
Exclusive Agents of Bahamas First General insurance Co.



WINDOWS
74 Mount Royal Avenue : Nassau, Bahamas

Manufacturers of Vinyl'Windows, Doors, and Hurricane Glass

Nassau’s first manufacturer of quality steel reinforced
tropical blend UPVC windows, doors and sealed glass units

Specializing in:

All glass options for home efficacy, and security against burglars and hurricanes.
An infinite amount of window styles to choose from.
Tilt & Turns, Single doors, double doors, and patio doors.
All styles of arches and bends. Specializing in Gothic Arches for churches.



All double-glazed units, windows and doors are custom fabricated to meet your
requirements and built to fit making Storm Frame Windows ideal for window replacement
or new build.

All material utilized endures salt air and UV exposure making Storm Frame Windows a
life long investment.

Your home is your biggest investment, so make the right decision and give your family
piece of mind and a beautiful and efficient place to live.

Come visit our factory located on 74 Mount Royal Avenue,
Nassau, Bahamas at the bottom of Hawkins Hill.

Tel: 1-242-325-6633
Fax: 1-242-325-6638
stormframewindows@hotmail.com









This information is provided
to ensure that you make the
necessary plans before an emer-
gency to protect yourself and
to help you respond safely.

TIPS

e Register when you arrive
at the shelter

e Sign in and out when leav-
ing

¢ Supervise your children

¢ Respect quiet areas

e Keep shelter clean



ITEMS TO TAKE TO THE
SHELTER

- Change of clothing

- Baby clothing and food

’ Hurricane Michelle washed this vessel almost on to the sidewalk at Long Wharf in 2001

Prepare for
the worst

- Blanket or sleeping bag

- Toiletries and personal
items such as soap\face cloth
and bath towel

- Tooth brush and toothpaste

- Deodorant

- Disposable sanitary items
(plates, cups, spoons)

- Manual can opener

- Canned food (soup and
meat)

- Canned juice

- Medical needs for at least
five days

- Games or toys for children

- Battery-operated radios

- Spare batteries

- Flash light

- Important documents

- Water

INSIGHT

Sel UM ela (ot behind
the news, read Insight
on Mondays


THE TRIBUNE

PAGE 7F









Providence

1) Church of God of Prophe-
cy — Gambier Village

2) New Providence Commu-
nity Centre — Blake Road

3) Golden Gates Assembly
— Carmichael Road

4) Southwest Cathedral
Church of God — Carmichael
.& Shrimp Roads

5) Calvary Deliverance
Church — East Street South

6) Ebenezer Mission Baptist
Church — St Charles Vincent
Street

7) New Bethlehem Baptist.

Church — Independence Drive

8) Hillview Seventh-day
Adventist Church — Harrold
Road

9) Lake View Church of
God — Bozine Town

10) Worker’s House — Har-
rold Road

11) Living Faith Seventh-day
Adventist Church — Old Trail
Road

12) Holy Cross Anglican
Community Centre — Soldier
Road

13) Agape Full Gospel Bap-
tist Church — Golden Palm
Estates

14) Church of God Audito-
rium — Joe Farrington Road

15) Epiphany Anglican
Church — Prince Charles Dri-
ve

16) St Mary’s Hall —
Bernard Road-Fox Hill

17) Bede’s Catholics Church

— Sutton Street

18) Kemp Road Union Bap-
tist Church — Kemp Road

19) Pilgrim Baptist Church
— St James Road

20) Salvation Army —
Mackey Street

21) Epworth Hall — Shirley
Street

22) Church of God of
Prophecy — East Street

23) Calvary Bible Church —
Collins Avenue

24) Calvary Baptist Church
(Haitian) — West Avenue off
5th St

25) St Barnabas Church —

SEA MEETS ROAD — In this photo by Franklyn Ferguson, an ocean surge leapt over the road at Saunders
Beach during Hurricane Francesand flooded the area. In the background is Saunders Beach shopping centre.

Wulff & Baillou Hill Roads

26) Mt Calvary Baptist
Church — Baillou Hill Road

27) Salvation Army —
Meadow Street

28) Bethel Baptist Church
— Meeting Street

29) Church of God Chip-
pingham — Chippingham

30) Mt Moriah Baptist
Church — Farrington Road

Grand Bahama
City of Freeport

1) First Baptist



Church/Preschool
2) St George’s High School

3) Sir Jack Hayward High
School

4) Hugh Campbell Primary
School

5) Maurice Moore Primary
School :

6) Living Waters Assembly
of God ’

7) Calvary Bible Church Hall
Central Church of God

8) Christ the King Anglican
Church: Hall (Special needs
shelter)

9) The Church of Christ

West Grand
Bahama

Pinder’s Point
1) Upper Zion Baptist
Church

2) Church of the Good Shep-
herd

Hawksbill
1) Church of God of Prophe-
cy

Eight Mile Rock
1) Bethel Baptist Church

2), Eight Mile Rock High
School Gymnasium

3) Martin Town Community
Church



4) Church of God Sea Grape

5) Central Zion Baptist
Church Hall

East Grand
Bahama

‘McCleans Town
1) The Emmanuel Baptist
Church ,

Pelican Point

1) St Matthew’s Church
High Rock

1). Emmanuel Baptist
Church

2) Genius cooper Auditori-
um


PAGE 8F

THE TRIBUNE

HURRICANE SUPPLEMENT 2005



Staying safe
in the eye of
the storm

Shelters

Know your evacuation route
if you plan on leaving your res-
idence and plan what you
should bring with you. Shelters
have limited supplies. Bring
food, medicine, water, medical
supplies, pillows, blankets and
personal care items. Bring such
items as books, magazines and
games for children.

e Make arrangements for
pets: shelters will not admit
them. Keep a list and photo-
copies of prescriptions and med-
ications.

e Be prepared to take care
of elderly relatives or friends
and their homes. Residents
should remain in their homes
during a hurricane unless there
is a valid reason to leave. Most
new homes have been built to
the high standards of the Build-
ing Code and many older
homes were constructed with
the destructive forces of a hur-
ricane in mind. It’s fairly sim-
ple to determine if you should
go to a shelter.

Plan to go toa
shelter if:

e You are in an evacuation
zone and have been advised by
authorities to evacuate

e Anyone in the household
suffers from health- related
problems :

e Your residence is in a dete-
riorated condition

e You just don’t feel safe

e If you plan to evacuate your
residence, LEAVE EARLY.
Don’t get stuck in traffic or
flooded areas.

Follow
evacuation
advisories

When A Hurricane Watch Is
Posted:

e Raise the settings on your
refrigerator & freezer to the
coldest temperature; don’t open
the doors unless absolutely nec-
essary. Freeze water in plastic
containers and use them to fill
in space and keep food cold.

e Clean your bathtub thor-
oughly; wipe with unscented
bleach; rinse tub and let dry; fill
with water, to serve as a sanitary
water reserve.

e Cover windows with shut-

~ ters or plywood

e Unplug your TV prior to
disconnecting a satellite dish

e Bring loose outdoor
objects, like trash cans, potted
plants, lawn furniture, etc
inside.

e Fill the gas tanks of all
vehicles and have cash avail-
able.

e Store important documents
and valuables in water proof
containers and place in the high-
est possible location.

e Carry identification with
you such as a driver’s license.

e If you have a boat, store it
in a garage or ware house. Oth-
erwise, be sure the boat is well
secured to the trailer and attach
the trailer to something that is
firmly planted in the ground.

Deflate the trailer tires for addi-
tional stability.

During A
Hurricane:

e Stay indoors. Weather con-
ditions usually deteriorate
quickly just before a hurricane’s
worst weather arrives.

e As the Eye (centre) of the
hurricane passes over, contin-
ue to stay indoors unless emer-
gency repairs are needed.

e It’s unpredictable when the
other side of the hurricane will
arrive with potentially worse
weather than before.

e Strong winds may cause
structural damage and may cre-

ate deadly projectiles out of
loose objects.

If Winds
Become Strong:

e Stay away from windows
and doors even if they are cov-

ered.

e Take refuge in a small first-

floor interior room, closet or

hallway

e Keep a battery-operated
radio or TV, flashlight, and a
gallon of water with you.

° Identify a clear escape path
in the event of a fire.

¢ Close all interior doors.
Brace exterior doors, especially
double-inward opening doors
and garage doors.

When disaster strikes and the power goes out, FG Wilson
generating sets can enable your essential functions to continue
as usual, so that with our help it’s “Business as Usual” for you.
Producing in excess of 35,000 sets per annum, with outputs
from.20 to 1,000 kVA we provide generating sets for prime
power, standby power and peak shaving.



CHOOSING HURRICANE SHUTTERS



* Lie on the floor under stur-

dy objects.

After a

‘Hurricane: »

Remain indoors until an offi-



f Hurricane Shutters

ies Oo

t

ts. of five varie

iS gui

Th





de offers a look at the benef



cial “all clear” has been
announced. Continue to listen
to weather reports from NEMA

and local officials. Poca a Oe UT et

Hotel (above) showed how
to prepare for Hurricane

DO NOT use your telephone :
PO TC Sg ULE AAC

except for emergencies.
DO NOT call'911 except for
.. Jife-threatening emergencies:;: ==,








Don Stainton (Protection) Ltd.|
ke __ SERVING THE BAHAMAS SINCE 1978 ?

HILLSIDE PLAZA, THOMPSON BOULEVARD
FREE ESTIMATES 322-8160/322-8219



Oe sat |

Aluminum rolling shutters are custom-fitted
and available in a choice of colours. They:
provide security and hurricane protection.
Easily operated by hand crank or electric
motor, Roll shutters add beauty, security and.
convenience to any home.

-e We guarantee motors for 5 years, material
and labour for two years and respond to
service calls within 48 hours, usually on the
same day.













The look of colonial wooden shutters, but with
the strength and maintenance - free qualities of
aluminum. Add a finishing architectural touch to
your home with these functional yet decorative
shutters.. Provides protection against storms,
sun and vandals.

¢ ALUMINUM ACCORDION SHUTTERS |

Light enough to slide easily, yet strong enough to |
withstand severe storm conditions. Heavy-duty
key lock mechanisms for secure fastening. |



¢ ALUMINUM HURRICANE AWNINGS

Economical and convenient, these easy-to-use
awnings are permanently installed and close
quickly for storm protection. They give everyday -
protection from heat and rain, and help prevent
fading of carpets and drapes.






The most cost-effective protection available. |
Lightweight, easy to store and to use. We give you |
10% extra spring steel clips and use closed-end
headers to prevent the panels "creeping".





THE TRIBUNE

PAGE 9F





HURRICANE SUPPLEMENT 2005



Coping with the aftermath

DURING THE STORM

DO remember to open a window or door on
the lee-side of the house to relieve pressure in the
house.

AFTER THE STORM

DO keep an ear on your radio in case storm
returns or another threatens

DO stay away from ALL downed power lines.
Even if power is off in your neighborhood, the
lines may still be “live”.

DO call the police or utility company immedi-
ately to report downed lines or broken water
mains.

DO take a picture of your home, then make
temporary repairs to prevent further damage.
Save receipts for all transactions (This is so you
can present evidence to insurer, all of whom like
to see evidence).

DON’T drink untreated water

DON’T call any emergency number except for
a life-threatening situation. ag

DON’T walk around without shoes or allow



Hurricane Jeanne made waves in Nassau last September

a

SOLU) ne




“Keeping you safe through the storm”



Protect your unique shaped window from
Burgulars & Hurricanes
(triangular, arched and any other shape)



-Stormguard shutters co.
| offers: |

a unique shutter that will protect virtually any shaped opening! Ideal for

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Features:

¢ Heavy duty extruded aluminum slats RAL

¢ Electrical Motor operators with special clutch and.
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¢ All curved guide rails are CNC machine bent to
ensure perfect fit and no cut and weld marks.

¢ Die cast aluminum endcaps with special entry
guides. . |

¢ Attractive 45 degree, 2-piece shutter housings.

° Powder coated paint finishes on all exterior
components.

¢ 3 standard colors. White, Light Beige, Cream.
Custom colors available.

° Optional removable spring-loaded stormbars.

¢ Engineered pulley system for guidance of lift cable

¢ Limited life Time warranty. |

Benefits:

* Colonials
¢ Bahama Shutters
¢ Accordions.
* Clip lock panels
¢ Clear Shutters

° Clear Shutters
* Garage Doors

* Steel Rolling
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e Very easy to use

¢ Cover any shaped opening, triangular, arched, and trapezoidal.
¢ Storm and Hurricane protection.

¢ Protects all openings from drive wind and rain damage.

¢ Reduced energy costs for air condition usage

¢ Protect your non-rectangular windows with rolling shutters

¢ Increased property value

e Sun protection & Shading

ph/fax: 364 - 7031 - 380 - 8163

children to play in standing water.

DON’T run a generator indoors, even in the
garage.

DON’T connect a generator to your house

‘wiring, unless the house wiring has been checked

by a competent electrician and the main power
has been isolated.

Other things to keep in mind...

It is best to use stored or bottled water for
cooking, drinking and your pets, store it in a cool
dark place. If you are suspicious of your water
supply please take the following precautions:

fl remove particles by straining the water
through a paper towel, cloth or'coffee filter;

{ purify the water by doing one of the follow-
ing (both, if possible);

{ boil at a rolling rate for at least three minutes;

{ add 16 drops of regular household liquid
bleach that contains 5.25 or 6.0 per cent sodium
hypochlorite as the active ingredient, to one gal-
lon of water. Let stand for 30 minutes. If water
smells slightly of bleach, it is safe for use. If not,
repeat the process. If the water still does not
smell of bleach, discard it.and find another source







A SURVIVOR — This little potcake survived Hurricane
Frances, which damaged many homes in North Eleuthera

STORM Watch
what does it
mean? |

Hurricane season started
June 1 and continues through
November 30. Hurricanes are
tropical cyclones in which winds
reach a constant speed of at
least 74 mph and may gust to
200 mph. ‘Their heavy bands of
spiral clouds may cover an area
several hundred miles in diam-
eter and generate torrential
rains and tornadoes. The “eye”
or middle of the hurricane is
deceptively calm, almost free of
clouds, with light winds and
warm temperatures.

Make sure you are familiar
with these terms...

Tropical wave disturbance —

of water. .

e Source: Bahamas General Insurance Associ-

ation

tee oe
eye on the weather

A cluster of clouds and/or thun-

derstorms without organised cir-_

culation

Tropical depression — An

‘organised, tropical, low-pres-

sure system with sustained
winds less than 39 mph

Tropical storm — An organ-
ised system of strong thunder-
storms with defined circulation
and sustained winds 39-73 mph.
Tropical storms can quickly
develop into hurricanes.

Storms are named when they
reach tropical storm strength

Hurricane - An intense trop-
ical weather system with well
defined circulation and'sus-
tained wind speed of 74 mph or
greater. :

Hurricane watch — Hurricane

“MORE POWER FOR
YOUR MONEY.”
WWW.Payovac.com

Distributed by Lowe's Wholesale






conditions are possible within
24-36 hours.

Hurricane warning — Hurri-
cane conditions are expected
within .24 hours or less.





_ Tel: 393-7111 ¢ Fax: 393-0440
PAGE 10F THE TRIBUNE

‘limate experts predict that
hurricanes will get more
intense as globe warms



Share
your
news

The Tribune wants to hear
from people who are
making news. Perhaps you
are raising funds for a good
cause, campaigning for
improvements in the area or
have won an award.

If so, call us on 322-1986
and share your story.

























XM re

BE PREPARED, BOARD UP
ATPinder .BE SAFE! Fonuee GRar | Tisrwet Bunn

ENTERPRISES LIMITED

LUMBER pee ( Bare fs Wruarueren Woon

now open to serve your needs





Putting together
mr: i alas\-mrel- NY)

emergency kit



THE best time to assemble ¢ Blanket or sleeping bag
a three-day emergency sup- _ per person os
plies kit is well before you will ¢ Portable radio or portable '
ever need it. Most people TV andextrabatteries -«'
already have these items ° Flashlight and extra bat
around the house and it isa __teries ’

wae 2

ey 6 &

matter of assembling them e Essential medications * -'
now before an evacuation e Extra pair of eyeglasses: . :
order is issued. — e Extra house and car keys’.

e Fire extinguisher — ABC:

Start with an easy-to-carry, type ot

water-tight container — a large e Food, water, leash and.
plastic trash can will do, or line _ carrier for pets "
a sturdy cardboard box with ¢ Cash and change

a couple of trash bags. Next, e Seasonal change of cloth-

gather up the following items _ ing, including sturdy shoes
and place them in your kit:
Sanitation Supplies
Essentials e Large plastic trash bags
for waste, tarpaulins and rain

e Water - one gallon per ponchos

person per day (a week’s sup- e Large trash cans
ply of water is preferable) ¢ Bar soap and liquid deter-
e Water purification kit or gent
bleach e Shampoo
e First- aid kit and first- aid * Toothpaste and tooth-
book brushes
¢ Pre-cooked, non-perish- ¢ Feminine hygiene supplies
able foods, such as canned ° Toilet paper
meats, granola bars, instant ¢ Household bleach
soup & cereals, etc. ¢ Rubber gloves
¢ Baby supplies: formula,
bottle, pacifier, soap, baby Stocking up now on emer-

powder, clothing, blankets, | gency supplies can add to your
baby wipes, disposable dia- family’s safety and comfort
pers, canned food and juices = during and after a disaster.
ae ap : ¢ Non-electric can opener Store enough supplies for at
d 325-8776 * Mall at Marathon 393-6286 e Anti-bacterial hand wipes _least three days, preferably
A2-367-2688 © Exuma 242-336-2420 or gel seven days, in one place.

Visit us online at www,jsjohnson.com





© 2005 ADWORKS








THE 1 RIBUNE | PAGE Vir
HURRICANE SUPPLEMENT 2005





FEMA still keeping a long-term
presence for 2004 storm recovery

~

| ve.

yrighted'Materialâ„¢

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yndicated Content

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Storm makes

a miraculous
recovery for
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Fax: (242) 350-3510 PLY) Ler V dl

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Mics aC i) cL Re


ms

hTHE TRIBUNE

4



SECTION B

Still much work to do on Grand Bahama

@ By DENISE MAYCOCK
Tribune Freeport Reporter

FREEPORT - Although NEMA
has spent nearly $3 million on the
rebuilding and repair of homes devas-
tated by Hurricanes Frances and
Jeanne here, restoration works esti-

mated in the region of $3.5 million are ,

still needed on Grand Bahama.

With another hurricane season upon
us, efforts are underway by govern-
ment to complete its restoration pro-
gramme, particularly in West Grand
Bahama where the destruction to
homes and property in coastal outlying

areas was.the greatest because of pow-

erful storm surges.

Melvin Seymour, director of housing,
reported that through the National
Emergency Management Agency
(NEMA) government has paid out to
date in excess of $2,977,000 to con-
tractors for work done either through
rebuilding or repairs on Grand
Bahama. |

He said the figure does not include
money paid for materials from Kelly’s,
Albuild, and GB Millwork for vouch-
ers issued to residents following the
hurricanes.

Mr Seymour noted that the bulk of
the $3.5 million estimated to complete
the rebuilding and repair programme
would be concentrated on West Grand
Bahama.

The restoration programme has.been
‘moving at a very slow pace in West

Grand Bahama, especially at West End.

where about 40 families are still home-
less:

in shambles by the hurricanes last year

when powerful storm surges sent:floods

of sea water that removed. homes from

their foundations, washed away walls

of buildings and ruined fur niture and
appliances.

Tons of debris has been removed
from the community and lots once
occupied by homes are now vacant. :

In the meantime, until the homes
can be rebuilt 14 families are being

The settlement of West End was left





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housed at the temporary government
housing facility at Bootle Bay while
others are staying with relatives.

The category four storms also caused
widespread destruction throughout the
island. In Freeport, there was massive

damage, especially at Queen’s Cove, .

which was severely flooded. ~

The areas of Hawksbill and Pinder’s .
Point and East Grand Bahama were -

also significantly affected by the storms.
_ Mr Seymour said NEMA has been
working feverishly since the storms to
restore and repair homes. He noted

that the repair programmes in several
areas have been completed and are
now closed on Grand Bahama.

In tetms of new home construction, he
reported that a total of 38 homes were
constructed on Grand:Bahama, includ-
ing 14 in the West End constituency, 11
at Sweeting’s Cay, eight at Grand Cay,

and four each in the Eight Mile Rock.

and East End constituencies.

Some 38 additional homes are still

under construction —.28 in West End,

eight in EMR, and one each in East

Grand Bahama and Sweeting’s Cay.

oe

Mr Seymour also reported that 581
contracts for labour and materials on
minor/major repairs have been com-
pleted. There were 206 in West End,
215 in EMR, 36 in Freeport, 73 in East

- Grand Bahama, 17 in Grand Cay, and

34 in Bimini.

Building materials were also distrib- ‘

uted to persons for their own repairs.

~ Those include 637 residents at West .
End, 403 at EMR, 236 at Freeport, 615

at East Grand Bahama, 96 at Grand
Cay, and 29 at Bimini.



a think we are at the ‘midway point .

: around, zi

now and while we are pleased with
what the work achieved so far, there is
still much more work to be done,” said
Mr Seymour.

He said NEMA has sufficiently sat-
isfied the requirement for needs in East
Grand Bahama, Freeport, Bimini,
Sweeting’s.Cay and Grand Cay, and
has closed its office in those areas.

“We are not barring anyone from
reapplying because we are hoping we
have not left anyone out. But, there
might be some cases with compelling
reasons that we would be willing to
review,” he said. —

“We had to work through some try-
ing times and we recognise that any
further. work must be carefully exam-
ined in order for us to be able to offer
quality support.”

Mr Seymour said rebuilding i in the
areas of Lewis. Yard, Pinder’s Point,
Mack Town and West Grand Bahama
would take a little longer because of

. the challenges to secure construction

workers in those areas. .
_ Due to the flooding at West End, Mr
Seymour said the ministry of housing
has put a policy in place that requires
residents with homes on-the front road
to build at four feet, which is above the
national two feet requirement.

West End.resident Robert Grant,
owner of Star Restaurant and Bar, is
concerned about the Hoddins situation :

at Fishing Hole Road.’ .

“All emergency services are in
Freeport, and West Grand Bahama is
cut off from any assistance or emer-
gency evacuation during a hurricane,”
he said.

Mr Grant said. goveniient should
also consider extending hurricane relief
assistance. to, small businesses in the
area, which are having difficulty getting
loan assistance from banks.

He said the West End community is
not prepared for another hurricane.
“We are still trying to deal with repairs
from the last hurricanes, but hopefully
_ the government has learned a lot so
’ they should be more prepares this time


PAGE 14F THE TRIBUNE
: HURRICANE SUPPLEMENT 2005

aA =

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Available from Commercial News Providers”


THE TRIBUNE

HURRICANE SUPPLEMENT 2005

PAGE 15F





High waves caused by Hurricane Jeanne crash into rocks on the coast of New Providence last year

Lack of preparation
causes much damage

@ By PETURA BURROWS
Tribune Feature Writer

BAHAMIANS have always been
warned months before the hurricane sea-

son to secure hurricane shutters, preserve .

non-perishable goods and do as much as
they can to protect their homes.

But how many of them actually take
these precautions seriously?

According to Luther Smith, the Nation-
al Coordinator of the Restoration and
Recovery Programme, who was respon-
sible for repairing and re-building homes
after last year’s hurricanes, there is “no
question about it”, the lack of preparation
on the part of many homeowners con-
tributed to the high level of damage to
homes throughout the Bahamas.

“We really need people. to take hurri-
canes seriously, because we were fortu-
nate that we had no direct casualties last
year, at least,” Mr Smith told The Tribune.

















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He acknowledges though that hurri-
canes often result in damage that cannot
be avoided, regardless of how “air tight”
the precautionary measures are. But this
should not negate the need for prepara-
tion, he emphasised. €

Says the national coordinator: “For
example, in the exposed areas of San Sal-
vador, where the winds were really over
1,120 miles per hour, the shingles just
flew off: But I'm cautioned to say that
for the ones that didn't prepare, many
people did prepare well. There is very
little you can do in the face of that kind of
weather."

Mr Smith says that the amount of
damage to homes in the less-developed
Family Islands may not be surprising,
since the “housing stock” in the Family
Islands is not as “sound” as it is in New
Providence. “A lot of the houses in the
Family Islands are build rather flimsily.
I think that is why a lot of the houses

on








During Hurricane season, you
can count on us to open during

were destroyed,” Smith suggests.

But another factor is the location of
homes.

“Most of the houses on the Family
Islands are coastal, so they get the brunt
of the winds and the sea. Whereas in New
Providence, most of the houses are inland
and well away from the sea and not on
hilltops,” he explains.

But as the country approaches this hur-
ricane season, Mr Smith has a word of
advice: “One thing is critically important
when you are talking about taking hurri-
canes seriously. I think all persons who
own a house should take out insurance
because insurance was a big factor in this
as well.

“Those who had insurance were able to
call upon their insurance and were able to
have their places restored. So I would
encourage just about every home owner
to take out insurance. -‘That’s the main.
thing.” ing

an emergency!

Store Hours:
Zam - 4pm Mon-Fri
7am - 3pm Saturday













LUMBER & PLUMBIN

altigatetlitee

checklist |

Make sure you have a two-week supply of the following:



e Water (one gallon per person per day)

¢ Non-perishable foods — canned meat, fish, fruit and vegetables
° Bread in moisture proof packaging, cookies, candy, dried fruit
¢ Canned soups, juices

¢ Powdered milk or single serve drinks

¢ Cereal bars, peanut butter and jelly

¢ Instant coffee and/or tea

e Flashlight (one per person) and extra batteries

¢ Portable battery-powered lantern

¢ Battery operated or wind-up radio or TV

¢ Portable cooler and ice

¢ Weatherproof matches

¢ Butane lighter

¢ Cooking equipment Wy

e Sterno

* Portable camp stove or grill and extra fuel

¢ Stove fuel or charcoal, lighter fluid

¢ Manual can opener

¢ Disposable eating utensils

¢ Plates and cups

¢ Napkins and paper towels

¢ Aluminium foil

¢ Oven mitts

¢ Medical and emergency supplies _

¢ First-aid kit, including pain reliever, antibiotic cream, antacids
¢ Prescriptions (one month’s supply)

¢ Mosquito repellent

° Mosquito net .

e Sun screen (45 SPF recommended)

¢ ABC rated fire extinguisher

¢ Cash
¢ Bleach or water purification table




Other necessities
¢ Tools — hammer, wrenches, screwdrivers, nails, saw, tree saw
¢ Trash bags (lots of them)

* Cleaning supplies

¢ Plastic drop cloth

e Masking or duct tape (for packaging purposes)

¢ Outdoor extension cord ae

* Documents ne

¢ Water and fireproof container for document storage

¢ Photocopies of prescriptions .

¢ Photo identification

¢ Medical history and information

¢ Backup disks of your home computer file: :

¢ Camera and film :

¢’Personal supplies

¢ Toilet paper

¢ Entertainment — books, magazines, card games, etc

¢ Soap and detergent ;

¢ Toiletries

e Rain ponchos and work gloves

¢ Extra glasses or contact lenses

¢ Babies’ disposable diapers (one month’s supply)

¢ Formula, food and medication

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* Water Heaters * Water Coolers
_ * Kohler Fixtures & Faucets
* PVC Pipe & Pipe Fittings (up to 8")
¢ CPVC Pipe & Fittings (up to 1")
* Copper Pipe & Fittings
¢ Goulds Water Pumps & Tanks
° Briggs Fixtures * Sterling Faucets
¢ B&K Faucets * Hand Tools
* Coronado Paint, Paint Supplies & Accessories

SOME OF THE BEST PRICES IN TOWN ON:
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PAGE 16F

THE TRIBUNE





De nO ee



Still rebuilding after the last time

@ By PETURA BURROWS
Tribune Feature Writer

AT the onset of another hurricane
season, many Bahamians, especially
those on islands like Grand Bahama
who felt the brunt of last year’s storms,
are still working to rebuild their com-
munities.

It is estimated that $12 million has
been spent so far in an attempt to
repair and restore the homes damaged
and destroyed by Frances and Jeanne
throughout the Bahamas, and there is
still more work to be done.

Residents are also bracing them-
selves for what is predicted will be
another busy hurricane season. And
with good reason, since another hit
would mean revisiting the destruction
inflicted by last year’s storms.

But what is the condition of these
islands now, when it comes to the
restoration of dwelling homes?

According to Luther Smith, Nation-
al Coordinator for the Restoration and
Recovery Programme, hurricane
repairs to homes are complete in some
islands, while others are “well on their
way” to full restoration.

While the “reporting” minister for
the restoration of the homes in the
islands is Shane Gibson, Minister of
Housing, Mr Smith says that the
responsibility to do so is really that of
the Prime Minister and his office.

The purpose of the restoration pro-
gramme, which was established in
October, is to “galvanise” the resources
necessary, both financial and physical-
ly (human labour), to rebuild homes.’

Mr Smith was “charged” with the
responsibility. to restore dwelling places
in New Providence and the Family
Islands (they were not responsible for
repair to infrastructure).

In restoring homes in the Bahamas,
the country was categorised in three
groups, incorporating the major areas
hit by the hurricanes, Mr Smith
explains.

Repairs in Grand Bahama were
spearheaded by regional coordinator
Melverne Seymour; Abaco was the
responsibility of Jack Thompson; and
Kirk Lopez led recovery efforts in the
remaining islands.

And while he could not give specific
figures to show exactly how many
homes have been restored to date, Mr
Smith shared an overview of how
repairs in each island is moving along.

“We do know that the most exten-
sive damage was to Grand Bahama





Aman surveys the devastation caused by Hurricane Jeanne last year

and to Abaco and to San Salvador.
And we have virtually completed all of
the repairs in Abaco,” Mr Smith says in
an interview with The Tribune.

“In fact, we are closing our operation
in Abaco as of next week, the end of
June. And that includes Moores Island,
and the Abaco Cays. So we just have
some ‘mopping up’ to do, and that’s
finished,” says the co-ordinator.

Approximately 50 homes that were
destroyed in Abaco have been rebuilt.
And “tremendous amounts” of build-
ing material for repairs and renova-

_ tions have been offered to the public at

no.cost. When it comes to the renova-
tion of existing structures, Mr Smith
says that material has been given to
those who simply need supplies and
can afford the labour required. But the
efforts also included those who needed
material, as well as labour.

We also specialize in:

e Portable toilet service and rental

e Compactors

e Open top containers
e White cloves service

° Portable Toilets

e Medical waste treatment and disposal.

“Because in some instances, older
persons are unable to provide the
labour. So we would have paid for
labour in some instances to make the
work go quicker....So now Abaco is
completed,” he reported.

Repairs

Repairs to dwelling places in Grand
Bahama, particularly in the western
settlements (from Eight Mile Rock to
West End) are still ongoing.

“The nature of the problem there

(Grand Bahama),” says Mr Smith, “is
that it-was extremely hard-hit. So we
will continue to do work there proba-
bly for the remainder of this year.
“But we certainly don’t expect to
finish western Grand Bahama because
the season is beginning and we don’t

Phone: 361-6841 ¢ Fax: 361-6842
Email: info@bahamaswaste.com ¢ P.O. Box N-4827

know what that will hold,” he adds.

And while some homes in western

Grand Bahama may not be complete,
the national coordinator says that the
eastern Grand Bahama settlements,
including cays like McQueen’s Town
and Sweeting’s Cay, have been com-
pleted. At the end of June he is sched-
uled to present keys to owners of the
last homes completed in Grand Cay
(marked as a part of the Grand
Bahama restoration).

According to Mr Smith, repairs on
San Salvador, another affected island,
have been “100 per cent” completed.
Repairs were completed just weeks
ago.

Homes in Mayaguana, in the
southeast Bahamas, were complet-
ed relatively early, at the end of last
year. This included mostly repairs to

existing structures, but also the con-..

struction of a few new homes.

Work is still ongoing in Acklins and
Crooked Island.

Speaking to what seems to be a slow
recovery of homes in those islands, Mr
Smith said: “That’s because we’ve
been really hampered there by getting
material and stuff to those islands. It’s
difficult with freight and stuff moving
there. But we still have work going on
in Acklins and Crooked Island.”

But the restoration in Eleuthera
seems to be moving more steadily.
They are “just about” completed, says
Mr Smith.

Restoration groups have recently
travelled to Eleuthera to confirm con-
tracts to reconstruct four new houses
on that island; two in the “north”, one
in Rock Sound, and one in the “south”.

“I think we are building a total of
six (homes) in Eleuthera, mostly for
elderly people whose houses have been
destroyed, or was at the point where it
was (uninhabitable). All over
Eleuthera the repairs are virtually com-
pleted,” says Mr Smith. _

But work in Andros is not yet com-
plete. Teams first tackled North
Andros, where Mr Smith says is the
“place that was hardest hit” on that
island.

All homes in the Berry Islands have
been restored.

All things considered, Mr Smith says
that there have not been many “hic-
cups” as the different regional groups
tried, (and continue to try) to bring
families back to the level of comfort
they knew before the hurricanes.

The most serious concern was fund-
ing, but individuals and corporate spon-
sors have “chipped in” to foot at least
some of the restoration expenses.

And cheques are still coming in. To
date, “slightly over $5 million” has
been raised, according to the co-ordi-
nator. These funds are now being
audited by external auditors to show
exactly how the money was spent.

And while the support has come as a
much-needed assistance, $5 million
could not begin to facilitate all of the
repairs that the ravaged islands
required.

Said Mr Smith: “The magnitude of
the programme meant that we needed
almost three times that amount. And
so the government has had to assume
responsibility for the ongoing financing
of it (the restoration programme). '

“But we are grateful to the donors—
individual and corporate — who gave
very willingly at the beginning.”

We are the largest
private hauler with
over 25 trucks

We provide any size

compactor or
container for

healthy storage of
waste materials


THE TRIBUNE

HURRICANE SUPPLEMENT 2005

PAGE 17F



How some basic preparation c:
keep your pet healthy and safe

The household dog or cat are
just as much a part of the fami-
ly, and need to be considered
in preparations for coming hur-
ricanes. With planning, you can
iecont ale remain as
‘healthy and calm as possible
before, during, and after a hur-
ricane.

Far in advance, you can get:

° Dry, unappealing food; pets
are less likely to overeat ina
disaster

e Sturdy, waterproof con-
tainers to store the food in

¢ Food and water bowls

e A manual can opener, if .

using canned food

e Sturdy leashes, harnesses,
and carriers will be needed to
restrain pets during and after
the storm

¢ A current snapshot of your
pet; it'll make it easier to find it
if it gets lost

e Extra kitty litter

e Extra medication

¢ A pet first-aid book

° Medical records, and a plas-
tic container to.store them in

e Fluffy and Fifi need to get -

used to being confined in a car-
rier. Train them for this early
by to avoid drama during the
panic and: anxiety of a hurri-
cane; feed them in the carrier,
or put favourite toys or blan-
kets inside

When a storm is expected:
e Bring pets indoors early.
'Animals can sense severe
weather changes, and their
instincts may be telling them to
isolate themselves. Securing
them early avoids a lost or run-
away pet during a hurricane
e Separate dogs and cats in
the house; even if they usually
get on well, the fear of the
emergency can cause them to
behave irrationally

° Make sure your pets are.

wearing identification
‘e Double-check your options



if you need to evacuate. Most
shelters do not accept pets; call
hotels to see if they’ll make an
exception in an emergency, or
_ask family members you’re stay-
ing with if you can bring pets

¢ Take pets along if you must
leave your home. Pets left to
fend for themselves can become
injured, lost or killed. If the

‘house is damaged they can eas-



“fe

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Available from Commercial News Providers”

ily escape and, following their
instincts, try to isolate them-
selves. Being out in the wild
leaves them susceptible to con-
taminated food and water, and
downed power lines.

e Bear in mind that if your
area is evacuated, you may find
yourself unable to get back in as
soon as you think; take pets
with you even if you think you



won't be away from home for
long

e Leave an evacuated area -

early, rather than waiting for
mandatory evacuation, when
you may be asked to leave ani-
mals behind

¢ Keep newspapers, hand

towel, garbage bags, and bleach | "¢

on hand for cleaning |
e Have grooming items and

favourite toys or bedding

After a storm:

. © Don’t let pets run free right
after a disaster; familiar smells
and objects outside may have
been disrupted by the storm.
This can leave animals disori-
ented and more likely to get lost.

© Beware of downed power

“ jines, which can be hazardous





“Copyrighted Material



to both people and animals

° Keep dogs on leashes, and
cats in carriers

° Be patient; animals can find

‘it hard to get back into a normal -

routine after the disruption

Sources: American Humane
Society, Disaster Preparedness
for Pets brochure; FEMA Pets

and Disasters page.



“Copyrighted Material
Syndicated Content

°°

J



a



Available from Commercial News Providers”



Why shutters are your

first line of defenc



A wise investment now can save you
hundreds of dollars in avoided repairs.

CLIP-LOCK STORM PAN-
ELS: These shutters are
installed into existing tracks
above and below each window
and door. They slide into place
and are secured by clips or

‘screws at the bottom.

The panels are made of alu-
minum and in some cases steel.
Some large openings may
require two people to place the
panels in track.

These clip-lock panels require

‘the homeowner to store the

panels and clips in a safe place
until they are needed and instal-
lation can take a long time and
can be very challenging.

ACCORDION SHUTTERS:
These permanently attached
shutters slide across tracks to
open and close and can be
locked with a key.

They can be secured over
windows quickly and easily and
most women can handle this

task alone. The Accordion
Shutters are also a deterrent to
theft and since they glide on
wheels they must be serviced
before each hurricane season
begins.

COLONIAL SHUTTERS:
These shutters are very deco-
rative and permanently hang to
the sides of the windows.

They swing close via hinges
and require placing a storm bar
across the closed shutter for
additional support.

These shutters can be made

- of wood or aluminum, but only

the aluminum type provides the
hurricane protection you are
seeking.

ROLLDOWN SHUTTERS:
These shutters are attached in a
box above the door or window
and are rolled down when need-
ed.

These can be lowered very

quickly by using a handle on
the inside of the window or
door. The roll downs are also a
deterrent to theft and provide
shade from the sun and climate
control.

Roll downs must also be ser-
viced before each hurricane sea-
son and are ideal for multi-
storey building and doors. Roll
downs are the easiest to use and
offer the best protection. ‘They
are the most expensive with
options of electrical roll downs
or a manual feature.

It will be up to you to fasten

.shutters properly before a

storm, so choose a type you'll
be able to handle with or with-
out help.

Sources: National Weather
Service-Corpus Christi, South
Florida Sun-Sentinel, St
Petersburg Times and Florida
Forecast
PAGE 18F

THE TRIBUNE





@ By MICHAEL | CLARIDGE

ALMOST as if on cue, on
. June 1 the winds started to gust,
signaling the start of this year’s
hurricane season, which has
been. predicted by forecasters
to be more active than last year.

Up until last year’s two pow-
erful hurricanes we knew little
or had seemingly forgotten
about the sheer power and
ferocity of Mother Nature.
After having sustained such
massive damage to the ecosys-
tem, infrastructure and person-
al property, one valuable les-
son was taught.

Preparation is vital.

As it pertains to ecological or
environmental preparation, one
important member of these
groups that cannot be neglected
is our trees.

Besides being some of the
oldest living organisms on
Earth, trees are vital to the sus-
tainance and future growth of

not only our environment but .

life as we know it.

With this in mind during our
yearly hurricane preparations,
trees should be one of our main
priorities.

When caring for your trees, it

is best to be proactive in your.

approach as opposed to wait-

ing until the damage is done |

and in essence doing a clean up.

Here are a few DO’s and
DON’TS to keep in mind when
preparing your trees for the hur-
ricane season.

DO have your trees pruned
on an annual basis. Doing so
promotes the overall health of
the tree and in the long run
lessens the cost incurred by the
owner and also the risk and lia-
bility involved.

If a tree is near your house,
DO have a professional come
in and assess whether or not it
needs to be removed entirely
because of the hazard it poses

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OFT

HURRICANE SUPPLEMENT 2005

Taking care of your trees before
the hurricane gets there first



Available from | Commercial ‘News Providers,



or if it can remain after being
properly pruned.

DO take into consideration
those trees near utilities, such
as power lines, that need to be
trimmed away before a storm
hits. Depending on the proxim-
ity of the tree to the line it is

recommended that you have a .

professional come in and advise
you as to whether the relevant
government agency should be

called in.

When dealing with trees that |

are exceptionally tall, don’t be

concerned with the height of

the tree as much as you would
be with the density or thickness
of its canopy.

In a high wind situation your
tree is more likely to come
down because of wind resis-
tance in the canopy of the tree
as opposed to the common mis-

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conception that it’s too tall.

DON’T resolve to simply cut

in half or “top” your tree. This

out-dated method of pruning
always proves to be more detri-
mental to the health of the tree
and it defeats your purpose for
having the tree pruned. .

For instance, many opt to
have their tree topped to reduce
the height. The initial results

are temporary as well as deceiv-
ing. When a topped tree starts
to grow new branches, or water

sprouts as they are called, your

risk, hazard and liability factors
are all greatly increased.
DON’T wait until the last
minute to decide to have your
tree pruned. In many instances,
some home owners choose to
wait until a storm is all but upon
us to call in a professional, only,



to find out it is too dangerous to
work on due to the. weather
conditions caused by the
impending storm. The result,
some of your most, valuable
assets are lost or damaged in
the storm, and quite possibly
further unnecessary damage to
personal property.

e Mr Claridge is the propri-
etor of A-1 Tree Services Ltd.

You don’t take unnecessary risks. Seldom

Jacques Christofilis

gamble. You try to invest your money wisely.
And now you're buying a home. So, aré you
just going to hope for the best, cross your
fingers and hand over your nest egg, not
knowing for sure if the home is structurally
sound or whether there are any propiems
“you're not aware of?
Protect yourself! If you don’t look out for

your own interests and those of your family,
no one will. Your realtor may be a super guy but he is interested
in making the sale; that’s what he does for a living. The most
honest of sellers is still primarily concerned with selling his
property at the highest possible price. That is the reality of life.

As an independent home inspector, | work for you with no
other agenda, whether the home is in excellent shape or in dire
need of a litany of repairs. It is my job to tell the truth, the whole
truth and nothing but the truth (so help me God) and deliver it
in an easy-to-understand report, so that you can make this very
important decision with confidence.

The inspection fee always pays for itself, often many times
over. When, have you ever regretted having insurance? How
often have you wished, alas, that you had?
Can you really afford NOT to plan ahead
and insist on a pre-sale home inspection?

Give Dunright a call today at 424-3368.
You'll breathe a little easier this hurricane
season and for years to come.

Licensed Building Inspector



It's not done...’til it's Dunright!


THE TRIBUNE

PAGE 19F



Choosing the
— right roof —
can improve
your home’s
chances

@ By JACQUES CHRISTOFILIS

IF you are building a new house, the
chances are close to 98 per cent that the
roof will be asphalt shingles, one of the
most effective roofing materials currently
available. You can pick from a selection
of colours and grades displayed on a sample
board at the local building supply company.

But, if you are like most people, you'll
find it hard to imagine what a few pieces of
asphalt shingles will look like at 15 to 30
feet off the ground and replicated 1,600 to
2,000 times. It’s much easier if you start

with the big picture.

When you pull back for that pan shot, so
to speak, you'll see that the slope of the
roof is a defining characteristic.

so an old Bahamian roofer once told

, “Low slope or high slope, it a night
an’ ane aey diffrence”

If the slope of the roof on your new home
will be shallow (i.e. 15 degrees or less), the

‘roof will not be a strong visual element.
Looking at it from the. ground, you’ll see the
leading edges of the shingles‘and their over-
all colour more than the shingles them-
selves or their pattern. :

Picking a good quality shingle that keeps
out the elements, without going overboard
on looks, is a reasonable strategy. In. the

‘world of asphalt shingles, there are two

‘types, 3-tab and dimensional.

A 3-tab shingle has two notches cut into
the lower edge s so that when it’s laid on the
roof, it looks like three smaller shingles.



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secon te eR ekeeey «betes © Beka tee

Viewed from the ground, 3-tab shingles
have a very distinguishable repetitive pat-
tern. This type costs less than the dimen-
sional type asphalt shingle.

A dimensional shingle has extra pieces of

shingle laminated to it that give the appear-
ance of thickness and texture when viewed
from below.

Warranty

The thickest and most expensive dimen-

sional shingles usually carry a 30-40. year °
shingle life warranty. The 3-tab, consid-.
ered to be the standard and generally less

expensive shingle, carry a 15- “20 year shin-
gle life warranty.
Unfortunately, to my knowledge, no

manufacturer guarantees-their product to _

hold up to tropical gale force winds in
excess of 75 miles per hour.

Therefore, it is imperative you always

have an asphalt shingle roof installed or
replaced by a qualified roofer, with the cel-

Jophane packing strip removed prior to

installation anda sufficient number of roof-

_ing nails used to help prevent damage or

loss during hurricane season.

Keep in mind also that in the Bahamas,
with our longer summers and more inten-
sive sun, dark shingles will absorb more
heat and age faster than lighter ones.

_ © Jacques Christofilis is a licensed build-
ing inspector at Dunright Home & Building

Inspections.

eat





































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a _. Syndicated Content

Available from Commercial News Providers”



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alse



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