Title: Gator aid: financial aid application guide
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Permanent Link: http://ufdc.ufl.edu/UF00087106/00005
 Material Information
Title: Gator aid: financial aid application guide
Physical Description: Serial
Language: English
Creator: Office for Student Financial Affairs, University of Florida
Publisher: Office for Student Financial Affairs
Place of Publication: Gainesville, Fla.
Publication Date: 2010-11
 Record Information
Bibliographic ID: UF00087106
Volume ID: VID00005
Source Institution: University of Florida
Holding Location: University of Florida
Rights Management: All rights reserved by the source institution and holding location.

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2010-11 GATOR AID

INFORMATION


Office for Student
Financial Affairs
The Office for Student Financial Affairs
(SFA) is the financial aid office at the
University of Florida. SFA provides financial
aid advising and information about financial
aid programs and the application process
to students, prospective students, and their
parents. Visit our lobby in S-107 Criser Hall
if you need assistance with any part of the
financial aid process. Office hours are 8:00
a.m.-4:00 p.m., Monday through Friday.
SFA also has satellite offices at the Colleges
of Dentistry, Law, and Medicine, and at the
HPNP Bldg. for the Colleges of Public Health
& Health Professions, Nursing, Pharmacy, &
Veterinary Medicine. Students attending these
colleges should contact the satellite offices.
See "Addresses & Phone Numbers" on page
12 of this guide.


Eligibility
For most financial aid programs at UF, you
must:
1. Be a U.S. citizen, national, or permanent
resident alien.
2. Be enrolled or accepted for enrollment at
least half-time in a degree program.
(O www.sfa.ufl.edu/receiving/enroll.html
3. Make satisfactory academic progress
toward a degree. See UF's Financial Aid
Academic Progress Requirements in the
Gator Aid Handbook.
O www.sfa.ufl.edu/receiving/
academicprogress.html
4. Register with the Selective Service
Administration, if required to do so.
5. Not be in default on a federal or
institutional loan or owe a repayment on
a previous financial aid award received
at UF or another institution.


inside

How To Apply
How Need is Determined/
Other Aid & Summer Aid
Are You A...
Common FAFSA Mistakes
Verification/
Student Rights


Stay Connected at UF


Important Dates/Addresses
& Phone Numbers


2010-11 University of Florida
Estimated Costs of Attendance
for a Two-Semester Academic Year


Tuition/Fees*
Books and Supplies
Computer Costs
Housing
Food
Transportation
Clothing Maintenance
Personal/Health Insur.
Total Budget


Undergrad
On/Off
Campus
$4,550
1,000
910
5,300
3,340
530
630
1,650
$17,910


Undergrad
Living
at Home
$4,550
1,000
910

1,730
530
630
1,650
$11,000


Grad
Off
Campus
$8,890
1,000
910
6,770
3,340
530
630
1,650
$23,720


* Tuition/fee figures are projected estimates for 2010-11 for incoming freshmen and graduate
students entering UF for the first time. Tuition/fees for continuing students may be lower. Out-of-state
undergraduates should add $22,280 to projected tuition/fees. Out-of-state graduate students should
add $18,440 to projected tuition/fees. Undergraduate tuition/fees listed are based on an average of 30
credit hours of 0-4999 level courses. Graduate tuition/fees are based on 24 credit hours of 5000-9999
level courses. Rates per credit hour and block fees include the student health fee.
All projected figures are subject to change.


2010-11
TUITION/FEES


The final approved
tuition/fees for
2010-11 are not
available at the time of
printing. For tuition and
fee information, go to
the University Financial
Services student page,
www.fa.ufl.edu/ufs.

University Financial
Services is located in
S-113 Criser Hall.


2 Gator Aid Application Guide


10-11






Financial Aid Programs


Grants
Grants are awards for students with the
greatest financial need. They are not repaid.
Federal Pell Grant Program is the largest
federally funded undergraduate grant program.
Awards are based on students' enrollment
status and their expected family contribution,
as determined by information they supply on
the Free Application for Federal Student Aid
'FAFSA). Awards for students enrolled full-time
range from $488 to $5,350 per academic year.
Federal Supplemental Educational
Opportunity Grant (FSEOG) is a federally
funded program awarded by SFA to
undergraduates who demonstrate exceptional
financial need. Awards at UF generally range
from $100 to $2,000 per academic year.
Federal Academic Competitiveness Grant
(ACG) is a federally funded program awarded
by SFA to undergraduates who are U.S. citizens
or eligible non-citizens, qualify for Pell Grant,
and complete a rigorous high school program
after January 1, 2005. Awards range from
$750 to $1,300 per academic year.
) www.studentaid.ed.gov
National Science & Mathematics Access to
Retain Talent (SMART) Grant is a federally
funded grant program awarded by SFA to
undergraduates in qualifying majors who are
U.S. citizens or eligible non-citizens, qualify f-:r
Pell Grant, and meet academic requirements. 3
Awards range up to $4,000 per academic yea-.
) www.studentaid.ed.gov
Teacher Education Assistance for College
and Higher Education (TEACH) Grant was
created to help students planning careers
as highly qualified full-time teachers in high-
need subject areas in schools serving low-
ncome students. Recipients can receive
up to $4,000 per year. Students must sign a
service agreement and comply with all teaching
requirements in order to avoid repayment of
this grant as a loan.
) www.studentaid.ed.gov
Florida Student Assistance Grant (FSAG)
s a need-based, state grant program for
undergraduates attending eligible Florida
institutions. Recipients must meet Florida
residency requirements for student aid and
be enrolled in eligible academic degree
programs. Awards range from $200 to $2,069
per academic year.
F. Douglas Turner Grant is a UF-funded
program awarded by SFA to undergraduates
who demonstrate exceptional need. Awards
generally range from $100 to $5,000 per year.
UF Graduate Grants are UF-funded grants
awarded by SFA to graduate students who
demonstrate exceptional financial need.
Awards range from $100 to $2,000 per
academic year.


Scholarships
Scholarships are awards, based on academic
merit or special criteria, that do not have
to be repaid. Financial need may also be
considered. Students do not have to work or
perform services to receive scholarships.
Florida Bright Futures Scholarships are
awarded by the State of Florida and provide
three awards: the Florida Academic Scholars
Award, the Florida Medallion Scholars Award,
and the Florida Gold Seal Vocational Scholars
Award. Each award has different academic
criteria for eligibility. The awards are fixed
rates calculated per credit hour. The top-
ranked scholar from each high school district
also receives the Florida Top Scholars Award.
O www.floridastudentfinancialaid.ora/SSFAD/bf
SFA Awarded Scholarships SFA awards
a number of privately funded scholarships
ranging from $200 to $4,000 per academic
year. These scholarships are awarded
based on guidelines provided by the donors,
financial need, and merit. Recipients must be
enrolled full-time. See SFA's Web site for a
complete list of these scholarships.
(D www.sfa.ufl.edu/proclrams/sfascholarships.html


Student Loans
Most long-term student loans have low
interest rates and offer deferred repayment.
The Federal Direct Loan Program includes
the Federal Direct Stafford, Federal
Direct Unsubsidized Stafford, Federal
Direct PLUS, and Federal Direct Graduate
PLUS programs.
() http://www.ed.gov/offices/OSFAP/
DirectLoan/index.html
Subsidized Stafford Loans are need-based,
federally subsidized loans with a fixed interest
rate of 4.5% for undergraduate students and
6.8% for graduate students. Repayment is
deferred until students graduate, withdraw, or
enroll less than half-time. Interest is paid by
the federal government until six months after
students graduate, withdraw, or drop below
half-time enrollment. An origination fee of 1%
is charged at disbursement.
Unsubsidized Stafford Loans are not based on
need. "Unsubsidized" means the interest is not


deferred while in school. However, repayment
may be deferred until after students graduate,
withdraw, or enroll less than half-time.
Unsubsidized loans have a 6.8% fixed interest
rate. An origination fee of 1% is charged at
disbursement.
Federal Direct PLUS Loans allow parents
of dependent undergraduates, as well as
graduate/professional students, to borrow up to
the cost of education minus other financial aid.
There are no aggregate loan limits. The program
has a fixed interest rate of 7.9%. An origination
fee of 4% is charged at disbursement. Unless
deferred, repayment begins 60 days after the
loan is fully disbursed.
Federal Perkins Loans are awarded by SFA
to students with the greatest financial need.
Interest of 5% begins to accrue when the
loan becomes due, after a grace period of
nine months.
University of Florida Long-Term Loans
SFA awards UF long-term, need-based loans,
upon request, to students who have completed
the FAFSA and who are ineligible for federal
loans or have need remaining after federal
eligibility has been exhausted. Annual interest
rates range from 4% to 9% and start accruing
upon termination of at least half-time enrollment
status at UF. Students requesting long-term
loans must obtain a cosigner and complete a
Self Certification Form prior to receipt of funds.
Repayment of the loan begins six months
following graduation or termination as a half-
time student at UF. Repayment schedules
are handled on an individual basis with a
recommended minimum of $20 to $30 a month.
Payment must be completed in 120 months
from the beginning of the repayment period.
Students who default on the loan repayment
will incur late fees and the costs of collection,
including attorney's fees.
If a loan is approved, the terms under which the
loan was approved will remain available for 30
days.
Employment
Part-time student jobs through the following
programs require an overall 2.0 grade point
average. Students usually work 10-20 hours a
week and earn at least minimum wage.
Student jobs fall into three categories:
Federal Work Study (FWS) is a federally
funded, need-based work program.
() http://jobs.ufl.edu
Other Personnel Services (OPS) is an
institutionally/state-funded program that is
not need-based.
() http://jobs.ufl.edu
Off-Campus jobs are through private
employers.
( www.crc.ufl.edu/students


2010-11 3







HOW TO APPLY

1 Complete a Free Application for
Federal Student Aid (FAFSA) on or after
January 1, 2010. Apply each year-
financial aid is not renewed automatically.

APPLY Online at www.fafsa.ed.gov

* Go to FAFSA on the Web at www.fafsa.ed.gov.
* Request a federal PIN (see "Your Federal PIN," page 5).
* Follow the instructions on the site. Be sure you read "Before
Beginning a FAFSA."
* Read "Common Mistakes on the FAFSA" on page 8 of this
Application Guide.
* List "University of Florida" and the UF Federal School Code
(001535) as a school choice in Step Six of the FAFSA.
* Sign your FAFSA. Students can sign the FAFSA
electronically using their federal PIN (see "Your Federal
PIN," page 5). Parents of dependent students can also
sign electronically but must either request their own PIN
or print, sign, and mail the signature page to the processor.
* After applying, you can check the status of your application
and/or make corrections online at www.fafsa.ed.gov.
OR, File a Paper FAFSA
* Request one from the Federal Student Aid Information Center at
1-800-433-3243; OR
* Download and print one from the Federal Student Aid Web site,
www.federalstudentaid.ed.gov.
Then:
* List "University of Florida" and the UF Federal School Code
(001535) as a school choice in Step Six of the FAFSA.
* Read "Common Mistakes on the FAFSA" on page 8 of this
Application Guide.
RENEW Your Application
* YOU MUST REAPPLY FOR AID EACH YEAR. Your FAFSA on the
Web application has part of your information from the previous
year already filled in to make the process easier. Go to
www.fafsa.ed.gov and select "Filling out a FAFSA."


2 You will receive a Federal Student Aid
Report (SAR) from the federal processor
after you submit your FAFSA.
The SAR indicates your Expected Family Contribution (EFC), which
is used to determine your eligibility for financial aid. It also lists
information you recorded on your FAFSA, so you can check your
information for accuracy.
* If you provide your e-mail address on your FAFSA, you will get an
online SAR as soon as 24 hours after your FAFSA is processed.
If no corrections are needed, keep the SAR with your financial aid
records.
* If you want to be considered for aid at UF and UF is not listed in
the SAR's "College Release Section," you must call the federal
processor at 1-800-433-3243. Or you can use your Federal PIN to
make a correction at www.fafsa.ed.gov.
* If your e-mail or mailing address changes, update it with the
federal processor to make sure you get your SAR, electronic
PIN, Renewal Reminder, and other correspondence. You can
make these updates at www.fafsa.ed.gov or on your SAR.

3 Follow up on your application. It may
be selected for Verification or Quality
Assurance.

* You are responsible for following up on your aid application.
* Check the status of your aid application and award on ISIS,
www.isis.ufl.edu (see page 10 of this guide).
* Do not wait until school begins to submit required documents.
Ask questions if you are unsure about any part of the application
process.
* If your application is selected for Verification or Quality
Assurance, you will be required to provide verifying
documentation before aid can be disbursed to you (see
"Verification/Quality Assurance," page 9). Respond promptly to
requests for information or documentation. Most forms for this
process are available to print from your "financial aid status"
page on ISIS, or on SFA's Web site (see page 11 of this guide).


4


You will receive a Notification
of Financial Aid Award from us.


* When UF receives your application information from the federal
processor and you have been admitted to UF, SFA will award
you an aid package based on your eligibility.
* You will receive a Notification of Financial Aid Award by e-mail
stating the terms and conditions of aid programs awarded to
you. Read it carefully, and follow any instructions that pertain
to you.


4 Gator Aid Application Guide





Your Federal & State PINS


Your PINs are "Personal Identification
Numbers" that function as electronic
signatures and IDs. You will have
separate PINs for federal and state aid
programs, so be sure to use the correct
PIN. You will use your PINs year after
year. Keep them in a safe place.
Your Federal PIN
Your federal PIN allows you access to
personal information in U.S. Department
of Education (USDOE) systems when
applying for federal student aid.
Use your Federal PIN to:
(1) Access FAFSA on the Web
(2) Sign your FAFSA electronically
or obtain a copy of your FAFSA
information
(3) Complete your federal student loan
(Federal Direct and/or Perkins Loans)
electronic Master Promissory Notes
(4) Make online FAFSA corrections
(5) Review your grant and loan history
on the National Student Loan Data
System


2010-11

Application

Help Sessions


"Financial Aid Application Help
Sessions" are held each spring in
January and February. Students can get
individual help completing the FAFSA
online. All sessions are open-no
appointment is required.
In January, watch our Web site,
the Independent Florida Alligator,
UF's Gator Times e-mail, or Student
News on my.UFL for times and
locations.


Request a Federal PIN, request a
replacement PIN, or update your
PIN mailing address at the USDOE's
PIN site, www.pin.ed.gov.

Your State of Florida PIN
If you receive a Florida Bright Futures
award from the State of Florida, you
will also receive a System ID and
Personal Identification Number (PIN) with
instructions on how to access your Bright
Futures record on the Web. Use these to:
(1) View your State of Florida award
(2) Update your information
(3) Update your college choice
(4) View the amount disbursed each
semester
(5) Monitor your hours remaining for the
year and for the scholarship
(6) View a list of correspondence sent
to you by the Florida Bright Futures
Program
For questions on Florida programs, call
1-888-827-2004.

1) www.floridastudentfinancialaid.org


Change in Family

Circumstance

Petitions

If you/your family have extenuating
financial circumstances, check with
your financial aid adviser to see if
they might affect your financial aid
application. Examples include:
(1) Divorce of parents, or you from
your spouse
(2) Death of a major wage earner
(3) Loss of employment of a major
wage earner
(4) Loss of other income or benefits
(such as child support), by you,
your parents, or spouse
Students petitioning financial aid
awards are strongly encouraged to do
so from March 1 through June 1.


Enter your CORRECT

Social Security No.
on your FAFSA to get

financial aid on time!
anlyi procesor--y-arch 5 fo out


Estimating Taxes
If you haven't filed your 2009 federal income tax forms when it is
time to apply for aid, report "estimated" 2009 income information
on your FAFSA. You must correct your FAFSA if the estimate differs
from your actual income.
Be sure to keep a copy of your tax return and your W-2s.


2010-11 5






HOW YOUR NEED IS DETERMINED


The financial information you and your family
provide on your FAFSA is analyzed by the
federal need analysis processor using "Federal
Methodology," a standard formula established
by the U.S. Congress. It is used by the
federal processor to calculate expected family
contribution (EFC)-how much individual
students and their families are expected to
pay toward their educational expenses.

After analyzing your financial information, the
federal processor sends the results to the
university, indicating how much you and your
family should be able to pay toward your
education. If the cost of attendance at UF is
greater than what the processor indicates you
and your family should be able to pay, then
the university considers you to have financial
need.

Cost of Attendance
Family Contribution
= Financial Need


Cost of Attendance includes tuition/
fees, books and supplies, housing, food,
transportation, clothing maintenance, and
personal items/health insurance (see "2010-11
Estimated Costs of Attendance" on page 2).

Expected Family Contribution consists of
expected parental contribution and/or student
contribution, depending upon the student's
classification (dependent or independent). The
methodology used by the federal processor
takes into account the family's income and
assets, employment costs, living expenses,
taxes, family size, and the number of family
members in college.


Independent
The U.S. government has established criteria
for classifying financial aid applicants as
dependent or independent.
* If you are able to check "YES" to any item
in Step Three on the 2010-11 FAFSA, you
are considered independent for financial aid
purposes. If classified independent, your
need is evaluated using your own and,
if applicable, your spouse's income and
assets.
* If you are classified dependent, your own
income and assets, as well as your parents'
income and assets, are considered in
determining your financial need.


OTHER AID & SUMMER AID


Other Sources of Aid


There are many sources of aid outside of SFA. Students who
receive funds through these sources while also applying for aid
through SFA must notify us upon receipt of this assistance.
* UF Admissions Office The Admissions Office awards
academic achievement scholarships, primarily to incoming
freshmen and transfer students.
() www.admissions.ufl.edu/scholarships.html
* Florida Prepaid College Plan The Florida Prepaid College
Plan allows parents, grandparents, and others to lock in the
cost of college today.
() www.floridaprepaidcollege.com
* Individual UF Colleges Aid available through individual
colleges within the university is listed in the Gator Aid
Handbook and on our Web site.
* The State of Florida The Florida Department of Education
Office of Student Financial Assistance (OSFA) sponsors many
programs, such as the Florida Bright Futures Scholarship, the
Florida Student Assistance Grant, the Jose Marti Scholarship
Challenge Grant, the Scholarship for Children & Spouses of
Deceased or Disabled Veterans & Service Members, and the
Rosewood Family Scholarship.
D www.floridastudentfinancialaid.org
* Outside Scholarships/Loans
SFA includes a chapter on outside aid in our Gator Aid
Handbook and our Web site offers free scholarship searches
and an electronic scholarship bulletin board.
(1) www.sfa.ufl.edu/programs/otheraid.html


Summer Attendance Requirement

An academic year at UF includes fall, spring, and summer
semesters. Freshmen and sophomores entering the State
University System must complete at least nine credit hours during
a summer session to graduate.
(1) www.registrar.ufl.edu/catalog/policies/regulationgraduation.html

SFA supports this requirement and will award summer money if
(1) funds are available for summer awards after fall/spring
semester needs have been met, or
(2) a student chooses to use aid originally awarded for fall or
spring term during the summer.

* To apply for Summer 2010 financial aid, use a 2009-10 FAFSA.
* To apply for Summer 2011 financial aid, use a 2010-11 FAFSA.


6 Gator Aid Application Guide






ARE YOU A.. .


Graduate Student?
In addition to the Graduate Grant, graduate students may apply
for Federal Direct Stafford Loans, Federal Direct Unsubsidized
Stafford Loans, Federal Direct Graduate PLUS Loans, and most
work programs described in this Application Guide. Graduate
students pursuing master's or doctoral degrees can also apply
for fellowships, assistantships, and other awards offered through
individual colleges and the graduate school. For these awards,
students should apply through the dean's office of their college
or department and check on their application deadlines.
Students applying for loans or work through SFA should
understand that fellowships, fee waivers, and health insurance
benefits must be included in aid packages. Students who accept
an assistantship, fellowship or traineeship must receive graduate
school approval before accepting other employment.
You are responsible for notifying SFA of all assistance you receive
from any source. Receiving fellowships or fee waivers affects
eligibility for aid through SFA.
Contact the graduate school for more information about graduate
aid. The Office of Research, Technology, and Graduate Education
in 256 Grinter Hall maintains a comprehensive list of private and
outside scholarships and fellowships.


MI r U!


Student with a Disability?
Student Financial Affairs (SFA) in S-107 Criser Hall and the Dean
of Students Office (DSO) Disability Resource Center in 001 Reid
Hall work together to assist students with disabilities. Criser and
Peabody Halls are wheelchair accessible. When applying for aid
through SFA, students with disabilities may qualify for an increase
in their educational budgets to cover disability-related expenses. For
financial aid purposes, undergraduates must be registered for at least 12
credit hours per semester to be considered full-time, even if application has
been made for a reduced course load through DSO. DSO helps determine
disability-related expenses not offered or provided by other agencies.
The Disability Resource Center's phone numbers are: (352) 392-8565
(V); (352) 392-8570 (FAX). For a TDD number, call the Florida Relay
Service-dial 711 or 1-800-955-8770 for voice assistance.
() www.dso.ufl.edu/drc http://www.ftri.org


International Student?
Students in the U.S. on an F1. F2. J1 or J2 ex.Change isitol isa. or
a G-seiles visa are not eligible to receive fede al ad aid administer -d b,
SFA. These students, hove- er. ma, tbe eligible for pl ivate oi college-
a\.'al ded scholar ships administeied b,' agencies othei than ouI office.
The UF Intei national Centei iUFICj ma., Lbe able to piov:ide information
on other -i pogi amsi a ailable to international students.
(TI r r.tf.,..u hC.u fl.edu


Study Abroad
Student?
Awards from federal aid programs are
available to students who participate in
university-approved study abroad programs.
The reasonable costs of a Study Abroad
program, rather than the university's cost
of attendance, can be used to determine
students' financial aid awards. Check with
Student Financial Affairs (SFA) in S-107
Criser Hall about procedures to receive aid,
including scholarships.


Transient Student?
UF degiee-seeking students wvho do not
enroll for an.,, UF coluises and elect to
attend another school in the Floiida State
Un. erst,: S.,stem fol one tenm mna:, be
eligible to iecei, e aid fiom UF. Financial
aid atded at UF mas, be processed and
paid by, UF upon receipt of consoi tium
agl, eements and enrollment certihcations
fiom the host institution. Students %,lshing
to iecel- e financial aid asa tansient
student MUST see a financial aid advise-
PRIOR to the teim of non-UF attendance to
see if the:,, ai eligible.


Veteran?
Vetelans I o.i ale e-niolled
stLudei t: is mna, Qualify' foi VA Vol k-
Stud., o0 VA Tutorial Assistance
benefits. OLuestons egailding
VA benefits Should be addl-ssed
to the VA Coordinator in the UF
Registrai's Office. The Registiar
is located upstairs in Ci ise Hall.
Room 222.
(I) w\.'\.'.i eigist al .ufl.edu a


Postbaccalaureate

Student?
Postbaccalaureate students must
submit a Financial Aid Academic
Progress Petition to SFA to have their
postbaccalaureate status evaluated
before their eligibility for financial aid
can be determined. Financial aid
eligibility is directly related to a student's
degree-seeking status. Petitions may be
downloaded from our Web site.
( www.sfa.ufl.edu/pub/forms.html


Transfer student?
Generally, financial aid cannot be transferred from one institution to another. In most
cases, you must reapply for aid. If you plan to transfer to UF:
1. Contact both SFA and the financial aid office at the institution you currently
attend for transfer policies.
2. When you receive your Federal Student Aid Report (SAR) from the processor,
be sure the University of Florida (Federal School Code 001535) is listed as
a "School to Receive Results" of your FAFSA.
3. If you are receiving a Florida Bright Futures Scholarship or other aid program from
the State of Florida, contact the Florida Department of Education in Tallahassee.
Inform them that your school of record is UF.
4. If you are receiving a Federal Direct Loan or Federal Family Education Loan
at your current school, you must cancel that loan, reapply at SFA, and contact
all your previous lenders to update your enrollment status and address.


2010-11 7







COMMON MISTAKES


COMPLETING THE FAFSA

Pay special attention to FAFSA items in this section


15

2o0_/


MARITAL STATUS
Also see "Adjusted Gross Income/
Income Tax Paid" on this page.
You must report marital status as of the
date you file the FAFSA for all individuals
about whom you give information. If you
are not married as of the date you sign the
FAFSA, check "unmarried," even if you plan
to marry during the award year. Intended
spouses cannot be included in household
size, and this item cannot be updated after
filing the FAFSA. If your natural mother and
father are divorced and the responsible
parent has remarried, when indicating the
responsible parent's marital status, mark
the box that says "married/remarried" and
include income/asset information for both
parent and stepparent.

NUMBER OF FAMILY MEMBERS
IN HOUSEHOLD
Include only the number of people that
you/your parents now support and for
whom you/your parents will continue
to provide more than 50% support
between July 1, 2010, and June 30, 2011
(including your unborn child, if that child
will be born before or during the award
year). Also include your parents' other
dependent children who will be attending
postsecondary schools in 2010-11. Always
include yourself (the student).

NUMBER OF FAMILY MEMBERS
IN COLLEGE
Include only household members who will
attend college at least six credit hours per
term or 12 clock hours per week between
July 1, 2010, and June 30, 2011. Students
must be working toward a degree
or certificate leading to a recognized
educational credential at a college eligible
to participate in federal student aid
programs. Do not include parents attending
college.


ADDITIONAL FINANCIAL
INFORMATION
Questions 44 & 92 of the FAFSA should
be answered when either you or your
parents have received an education
credit, paid child support, or reported
any of the following as income: Federal
Work-Study, earnings from work under
a cooperative education program,
scholarships, fellowships and/or grants,
Hope and Lifetime Learning tax credits,
or AmeriCorps awards. Combat pay
included in the Adjusted Gross Income is
also reported in this section.


Attention:
Parents of Dependent Students
Parents) of dependent students MUST
provide:
Social Security Number(s)
Date(s) of birth
Last name and first initial
Not supplying a parent's name, date
of birth, or Social Security Number will
cause a student's FAFSA to be rejected.


UNTAXED INCOME
*Payments to tax-deferred pension and
savings plans
*Untaxed portions of IRA and Keogh
payments, 401(k) and 403(b) plans
*Total amount of child support you/your
parents) received from Jan. 1, 2009, to
Dec. 31, 2009
*Tax exempt interest income
*Untaxed portions of pensions (excluding
"rollovers," which must be identified as
such on the IRS return)
*Military/clergy housing, food, living
allowances
*Cash support or any money paid on your
behalf (includes rent/mortgage, tuition,
insurance paid by someone other than
the parent, if dependent)
eVA non-education benefits


In the 2010-11 school year, we will focus our verification efforts on the following items that
tend to be incorrectly reported on aid applications. You/your parents may be asked to
document such items.
Do NOT submit copies of tax returns to Student Financial Affairs (SFA) unless we request
them. When you receive your Federal Student Aid Report (SAR) from the federal processor,
disregard any comment that indicates that you have been selected for verification. We will
notify you if you are selected for verification by our office.


8 Gator Aid Application Guide


ADJUSTED GROSS INCOME/
INCOME TAX PAID INFORMATION
*Use a completed 2009 tax return, if at all
possible, when completing the financial
aid application.
*If your tax filing is delayed, estimate your
information to meet the "on-time" UF aid
deadline. If you estimate, be sure to
update your application after your taxes
are filed. Keep a photocopy of your tax
return. You may be asked to provide a
copy.
*When reporting U.S. taxes paid, do NOT
report the amount of tax "withheld" and
do NOT include self-employment taxes.
*If your responsible parent is remarried
(even if they were not married in 2009),
you must include your stepparent's
income and asset information.
*If you/your parents are married and filed
separate income tax returns, income
information from both tax returns must
be combined and reported.
*If you/your parents are divorced,
separated, or widowed, DO NOT include
information about your or your parent's
spouse, even if you/your parents filed a
joint tax return. For further assistance,
call us at (352) 392-1275.

ASSET INFORMATION
When answering questions pertaining to
parent/student assets, you must report the
net worth of those assets as of the date you
complete the FAFSA. These items cannot
be updated after filing the original form. Do
not include financial aid you received.

DRUG CONVICTION AFFECTING
ELIGIBILITY

Students must answer the question
about drug-related offenses. Do not
leave it blank.

A drug-related conviction does not
necessarily mean you are ineligible for
aid. For more information about the UF's
policy on alcohol and other drug use,
as well as the federal policy on drug
convictions and financial aid eligibility,
see "UF Drug-Free Schools Policy" on
page 11 of this guide.






VERIFICATION/

QUALITY ASSURANCE


What Happens if YOU
Are Selected?
Each year, about 30 percent of students' financial aid
applications nationwide are chosen for "verification," a
process of confirming data supplied by the applicant and/or
parents on aid applications. Through verification, UF resolves
discrepancies on students' aid applications.
UF's participation in the Federal Quality Assurance Program
allows us to establish verification criteria for UF and determine
which student files must be verified. Because of this, you
should disregard any statement on your Federal Student Aid
Report that you are being verified.
If your application is selected for verification or quality
assurance, or if there are discrepancies on your aid
application information, you will receive an e-mail from us
alerting you to check your financial aid status on ISIS at www.
isis.ufl.edu to determine which documents to provide.
Aid funds cannot be disbursed to you until you have
submitted all requested documents and the accuracy of your
information has been checked. Do not submit any documents
unless we request that you do so. This process can take four
weeks or longer.


/ .
orA0~1 f,


FoID h5


Do


* turn in all documents requested by SFA
as soon as possible
* be sure all documents are signed
* be sure your name and UFID and/or Social
Security number are on all documents you submit
* keep photocopies of all information you
submit and record the date you send in
the documents
* keep photocopies of tax returns and W-2s
* call the IRS at 1-800-829-1040 if you need copies of your
IRS forms

Don't
* forget to sign your forms
* submit incomplete or illegible documents; if you do, they
will be returned to you with a request for acceptable
forms, causing a delay in processing your aid
* submit photocopies of income tax forms with information
covered up by another form
* submit any documentation unless requested by SFA


STUDENTS' RIGHTS & RESPONSIBILITIES


Your responsibilities are to:
* complete applications correctly and on time
* read and understand all materials sent to you from SFA and
other financial aid agencies or provided on the SFA Web site;
keep copies of all forms and materials that you send in
* know and comply with the rules governing aid you receive
* provide all documentation and information requested by SFA
* comply with the provisions of any promissory note and all
other agreements you sign
* register for the number of hours required for your aid
disbursement.
(1 www.sfa.ufl.edu/receiving/enroll.html
* maintain satisfactory academic progress.
(1 www.sfa.ufl.edu/receiving/academicprogress.html
* notify SFA of all resources not listed on your award letter
* use aid only for expenses related to attending UF
* check your GatorLink e-mail account for financial aid info
* keep your e-mail and mailing addresses up to date with UF,
as well as the state aid and federal aid processors


You have the right to:
* be informed of the correct procedures to apply for
aid, cost of attendance, aid availability, how financial
need is determined, aid awarding criteria, how
academic progress is determined, and what you
must do to continue receiving aid
* be informed of the type and amount of your
assistance, how much of your need has been met,
and how and when you will be paid
* appeal financial aid office decisions about your
application
* view the contents in your financial aid file, in
accordance with the Family Educational Rights and
Privacy Act
* know the terms of any loan that you accept,
including the annual interest rate, the interest accrual
schedule, the repayment schedule, and default
penalties
* know the job description and pay rate for any job
that you hold or for which you may apply


2010-11 9






STAY CONNECTED


@ UF


Your UFID & GatorLink

Your UFID (University of Florida ID Number),
assigned to you by the university, is your
primary identifier for all your UF records
and transactions. It is printed on your Gatorl
ID card. You can also find out your UFID online
at www.it.ufl.edu/ufid.
You will use your UFID to conduct
UF business. For instance, you will use it
in conjunction with your GatorLink ID and
password to access my.UFL and ISIS. To get a
GatorLink account, go to www.gatorlink.ufl.edu.
Your UFID vs. Your Social Security Number
(SSN). Please note that when you apply for
financial aid you will also be asked for your
SSN. Your SSN does not function as an ID at
UF; however, it is required by the federal
government to process your financial aid
application.


my.UFL: UF Web Portal

Students can conduct most
UF business through my.UFL, including
ISIS access, updating your mailing
address, applying for on-campus
student jobs, and accessing Gator
Tickets for athletic events. You can
also read daily UF announcements
under Student News.

To access my.UFL, sign in using your
GatorLink username and password.

Update your mailing address to receive
UF business correspondence:
Sign in with your GatorLink ID and
password, choose "My Account," then
"Update My Directory Profile."


SFA e-mail Correspondence

Check your GatorLink e-mail daily for
important financial aid correspondence.
SFA uses e-mail as the primary way to
communicate with financial aid applicants
and recipients. SFA also generates e-mails
directly from students' financial aid files
to inform them of requirements they still
must complete to receive aid, including
loans. Financial aid e-mails often provide a
link directly to ISIS.
GatorLink Accounts
SFA sends business e-mails directly to
your GatorLink e-mail address. Make
sure your GatorLink address is up to date
and correctly configured to receive UF
business correspondence. To check your
GatorLink configurations, go to
www.gatorlink.ufl.edu.


Keep the Following in Your Financial Aid File:


* Photocopies of your federal income tax
return and W-2s
* Photocopies or printouts of your
completed FAFSA
* Your Federal Student Aid Report
* Borrower copy of promissory notes


* Your Federal PIN
* This Gator Aid Application Guide
* Your State of Florida PIN and paperwork
* Photocopies of forms or information used
to complete your aid application and all
correspondence with aid agencies


Use ISIS: www.isis.ufl.edu


Check Financial Aid Status/
Disbursement Info
You are responsible for keeping track of your
financial aid file, before and after you receive
your award notice. On ISIS under "Financial
Aid" for 2010-11, choose from:
1. Aid Status for deferments, missing
documents, verification, financial aid
academic progress, etc.
2. Awards & Disbursements to review your
award; accept, cancel, or reduce work
and loan awards; report additional aid
3. Additional Aid Reporting to report aid
not listed on your aid award; you can also
do this under "Awards & Disbursements"


Complete Loan Requirements
You are responsible for understanding and
accepting the terms of your loan.

Borrowing money for college is a serious
financial obligation. It's important to
remember when you borrow money for
school, you are making a legal and ethical
agreement to repay the loan.

Federal Direct Stafford Loans, PLUS
Loans, and Perkins Loans will only be
disbursed following the completion of a
specific set of requirements. Check ISIS
regularly to determine which of these
requirements apply to you.


Using ISIS, you can:
* Accept your loan
* Complete Entrance or Exit counseling
* Complete a Master Promissory Note (MPN)

Sign Up for Direct Deposit
To have your financial aid deposited
directly into your checking account, go to
my.UFL and choose "Financial Services,"
then "Student Direct Deposit." For more
information, contact University Financial
Services in S-113 Criser or at (352) 392-
0737.


10 Gator Aid Application Guide


SFA Resource Center
SFA's Resource Center in S-107 Criser Hall provides students help with researching
and applying for financial aid, including scholarships and part-time jobs. Students
can access resources such as ISIS, FAFSA on the Web (U.S. Department of
Education's site), and free scholarship searches. The SFA Resource Center is open
from 8:00 a.m.-4:00 p.m., Monday through Friday.







On SFA's Web Site


SFA Forms
Our site has many of the forms needed to
complete the application process.
A few examples are: Federal Direct PLUS
Applications, petitions, and verification
forms (before printing verification forms,
check your "Aid Status" page on ISIS or
check with your financial aid adviser).
@ www.sfa.ufl.edu/pub/forms.html

Publications
Need more detailed information? You can
download our current brochures, guides,
handbooks, newsletters, and more.
( www.sfa.ufl.edu/pub/
publications.html


Podcast
SFA's podcast series offers timely
financial aid information especially for UF
students in a convenient audio format.
Download the .mp3 files, listen to them
using the built-in player, or subscribe
to the feed via iTunes or any RSS
aggregator.
( www.sfa.ufl.edu/podcast

Financial Aid Early Estimator
If you have submitted an application for
admission to the University of Florida as
a beginning freshman, you can use this
handy tool. Use the link on our homepage.
( www.sfa.ufl.edu


Scholarship Finder
Use the Scholarship Finder to search SFA's
database of awards. We also provide links
to free scholarship search engines that
create personalized listings from national,
state, public, and private sources.
) www.sfa.ufl.edu/101/
scholarshipfinder.htm


Financial Aid FAQ
Find answers to specific financial aid
questions using our handy list of frequently
asked questions, organized by topic.
@ www.sfa.ufl.edu/
infoserv/faq.html


Other Helpful Web Sites


Direct Loan Servicing Center
www.dl.ed.gov
ECSI (UF's Perkins Loan Servicer)
www.ecsi.net

Federal Student Aid
www.studentaid.ed.gov
Florida Prepaid College Plan
www.floridaprepaidcollege.com

State of Florida Aid Programs
www.floridastudentfinancialaid.org


UF Admissions Office
www.admissions.ufl.edu
UF Career Resource Center
www.crc.ufl.edu/students
UF Office of the University Registrar
www.registrar.ufl.edu
UF University Financial Services
www.fa.ufl.edu/ufs


S ca Sa


/ -,














Still have a question? Come to our office in S-107
Criser Hall, or call us at (352) 3921275. For
questions on completing the FAFSA, call the federal
processor at 1-800-433-3243 or (319) 3375665.


SSN Number Privacy
SFA complies with all relevant UF
policies governing the use of Social
Security Numbers.To read more
about collection and use of Social
Security Numbers at UF, visit the UF
Privacy Office web site.
() http://privacy.ufl.edu/docs/
I DTheftPrevention Program. pdf


Confidentiality
The University of Florida ensures the confidentiality of
student records in accordance with State University
System rules, state statutes, and the Family Education
Rights and Privacy Act of 1974, known as the Buckley
Amendment. Your family financial information and the
type and amount of your aid are held in confidence, and
information is released only with your written consent.
) www.epic.org/privacy/education/ferpa.html

UF Drug-Free Schools Policy
A summary of UF policies on the use of alcohol and
other drugs is provided to you through the Division of
Student Affairs Web site in response to the Drug-Free
Schools and Communities Act Amendments of 1989.
) www. ufsa.ufl.edu/students/dfs.shtm I

Student Loan Code of Conduct
The University of Florida complies with the Student
Loan Code of Conduct adopted by the Florida Board of
Governors December 2007.
() www.sfa.ufl.edu/facstaff/code.html


2010-11 11


2V,


"", "






ADDRESSES

University of Florida


Office for Student Financial
Affairs (SFA)
S-107 Criser Hall
P. O. Box 114025
Gainesville, FL 32611-4025
(352) 392-1275
(352) 392-2861 (fax)
www.sfa.ufl.edu

SFA Satellite Offices
College of Dentistry
Dental Tower
D3-#17A, Health Sciences Center
(352) 273-5999
College of Law
164 Holland Hall
(352) 273-0620
College of Medicine
M-128 Health Sciences Center
(352) 273-7939
Colleges of Public Health and Health
Professions; Nursing; Pharmacy; &
Veterinary Medicine
G208 Student Services Center
HPNP Bldg., 101 Newell Drive
(352) 273-6202
MBA Financial Aid Office
P-102-1 Peabody Hall
(352) 392-1275, ext. 3386


-


Federal Student Aid (FSA) Programs
(Federal student financial aid info; request
a FAFSA; help filling out FAFSAs; questions
on your application status; duplicate SARs)
1-800-433-3243
1-800-730-8913 (TDD)
www.studentaid.ed.gov

Direct Loan Servicing Center
Borrower Services
1-800-848-0979
www.dl.ed.gov


Florida Department of
Education

Office of Student Financial
Assistance
(State student aid programs)
1940 N. Monroe Street, Suite 70
Tallahassee, FL 32303-4759
1-888-827-2004
www.floridastudentfinancialaid.org


2010-11

IMPORTANT

DATES

January 1, 2010
Apply now for aid for 2010-11
March 15, 2010
"On-Time" UF Financial Aid Application
Deadline for 2010-11 aid

Apply weeks early to meet this deadline.
The Office for Student Financial Affairs
(SFA) must receive the results of your
FAFSA with a calculated "Estimated
Family Contribution" from the federal
processor by this date for you to be
considered "on-time." Financial aid is
awarded first-come, first-served. Late
applicants are considered for aid that
remains after "on-time" applicants have
been awarded.
June 30, 2011
Deadline to submit a FAFSA to apply for
any federal aid program for 2010-11


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Financial aid applications are reviewed without
regard to race, creed, color, religion, age,
disability, sexual orientation, sex, marital
status, national origin, political opinions or
affiliations, or veteran status.



Office for Student Financial Affairs S-107 Criser Hall
P. O. Box 114025 Gainesville, FL 32611-4025
A Division of Student Affairs Department
Educating Leaders for a Global Community

T UNIVERSITY of
UFoundation FLORIDA
The Foundationfor The Gator Nation


Hearing or speech-impaired
students can contact the Florida
Relay Service for assistance in
contacting SFA.


1-800-955-8771 (TTY)
1-800-955-8770 (Voice)
www.ftri.org/FloridaRelay

SFA's Web site,
www.sfa.ufl.edu,
is screen-reader friendly.

This document is available on
request in other formats. Call
SFA for further assistance.


& PHONE NUMBERS

U.S. Department of
Education




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