SHIMBERG CENTER FOR AFFORDABLE HOUSING
M.E. Rinker, Sr. School of Building Construction
College of Architecture
University of Florida
P. O. Box 115703
Gainesville, Florida 32611-5703
Alternatives to traditional wood framed or
concrete block construction are making inroads
into residential construction throughout the
country. Pictured on the cover is a polystyrene
block that serves as a form in which concrete is
placed to form a wall of a building. These blocks
are in a general group of alternative building
systems called Insulating Concrete Forms (ICFs).
ICFs are produced in a variety of block and
panel shapes and sizes. All of the ICFs are
designed to serve as forms in which reinforcing
rods and concrete are placed. The forms remain
in place after the concrete has hardened, thus
producing a strong and well insulated wall
Other alternative building systems include
residential steel framing systems, autoclaved
aerated concrete systems, structural insulated
panel systems, and various combinations of
steel, concrete, and plastic foam insulation.
There are also techniques for building in high-
wind areas for wood frame and concrete block.
It is the Shimberg Center's long-term goal to
create a building systems education and research
park in which each alternative building system
can be showcased in full scale. The park would
serve as both an on-site continuing education
center as well as the point of origin for distance
learning programs for architects, builders, trades
workers, building product suppliers, building
inspectors, insurers, lenders, and the public.
The Shimberg Center for Affordable Housing in the College of Architecture, School of
Building Construction, at the University of Florida was created by the Florida legislature in
1988. The text of Section 240.5111, Florida Statutes, establishing the Center and as amended
by the William E. Sadowski Affordable Housing Act of 1992 reads :
The Board of Regents shall establish the Multidisciplinary Center for Affordable
Housing within the School of Building Construction of the College of Architecture
of the University of Florida with the collaboration of other related disciplines such as
agriculture, business administration, engineering, law, and medicine. The center
shall work in conjunction with other colleges in the State University System. The
Multidisciplinary Center for Affordable Housing shall:
(a) Conduct research relating to the problems and solutions associated with the
availability of affordable housing in the state for families who are below the
median income level and widely disseminate the results of such research to
appropriate public and private audiences in the state. Such research shall
emphasize methods to improve the planning, design, and production of
affordable housing, including, but not limited to, the financial, maintenance,
management, and regulatory aspects of residential development.
(b) Provide public services to local, regional, and state agencies, units of
government, and authorities by helping them create regulatory climates that
are amendable to the introduction of affordable housing within their
(c) Conduct special research relating to fire safety.
(d) Provide a focus for the teaching of new technology and skills relating to
affordable housing in the state.
(e) Develop a base of informational and financial support from the private
sector for the activities of the center.
(f) Develop prototypes for both multifamily and single-family units.
(g) Establish a research agenda and general work plan in cooperation with the
Department of Community Affairs which is the state agency responsible for
research and planning for affordable housing and for training and technical
assistance for providers of affordable housing.
(h) Submit a report to the Governor, the President of the Senate, and the
Speaker of the House of Representatives by January 1 of each year. The
annual report shall include information relating to the activities of the
center, including collaborative efforts with public and private entities,
affordable housing models, and any other findings and recommendations
related to the production of safe, decent, and affordable housing.
This Annual Report has been prepared and submitted in response to and in accordance with
Section 240.5111(h), F.S.
Cover Story ii
Executive Summary v
Undergraduate Students 2
Graduate Students 3
Continuing Education 3
State of Florida's Housing 3
Statewide Housing Needs Assessment 4
Windstorm Damage Mitigation Training & Demonstration Centers 4
Building Products Test facility 5
Annual Housing Report 5
Miscellaneous Projects 5
Department of Housing & Urban Development 6
Community Outreach Partnership Center 6
Organize Conferences 7
Outreach Activities 8
APPENDIX List of Publications 11
The Shimberg Center for Affordable Housing activities during 1998 were divided among the three
basic categories of Teaching, Research, and Service.
Courses continue to be offered in Housing Economic & Policy and in Alternative Building Systems.
During 1998 the faculty of the School of Building Construction approved establishment of a
Residential Track within the standard construction management curriculum. The Shimberg Center,
working with the advice of the Florida Home Builders Association, defined three courses that will
comprise the Residential Track.
In the research area the Center has completed production of Affordable Housing Needs Assessment
reports for every Florida county and for cities with a population of 2,500 or more. The database that
was developed for this effort has proven to be a valuable asset in other areas. In particular, the
database has been used to produce the annual Affordable Housing in Florida report to the legislature
giving the report a forward-looking view of Florida's housing inventory. The building products test
facility built and instrumented for CertainTeed Corporation was completed and moves into its first
full year of operation.
Under a contract from the Florida Department of Insurance, the Shimberg Center designed and has
initiated construction of a series of five regional training centers for windstorm damage mitigation.
This project falls between the research and teaching activities of the Center.
The Community Outreach Partnership Center program begun in early 1996 continues to focus the
resources of the University of Florida on helping the surrounding Gainesville/Alachua County
community in the areas ofhomeownership, economic development, and neighborhood organization.
During 1998 the faculty of the Shimberg Center conducted or participated in a number of workshops
and conferences. These activities were performed as collaborative efforts with other housing and
community development groups. One international event was organized by the Center as the 9th
Annual Rinker International Conference on Building Construction.
Funding for the Center provided by the University of Florida increase about three percent over the
previous year. Funded research and outreach activities exceeded $1 million.
Nineteen hundred ninety eight represented the ninth year of operation of the Shimberg Center. Since its
establishment in the College of Architecture at the University of Florida, the Center has become a well know
resource on affordable housing issues in Florida as well as both nationally and internationally.
During 1998 the Center's efforts within Florida have concentrated on fulfilling the three-part mission of the
university: teaching, research, and service.
Although the Center has taught housing-related courses for several years, a formal "residential option" within
the construction management curriculum of the M. E. Rinker, Sr. School of Building Construction was
approved during 1998. This addition to the curriculum was the result of requests from the home building
industry. The Center's research has been concentrated in three areas: (1) developing and maintaining detailed
quantitative data describing Florida's changing housing inventory, (2) exploring housing policy alternatives that
will improve access to affordable housing for lower-income households, and (3) documenting the performance
characteristics of alternative building systems and materials. Service activities within the university have
ranged from chairing or serving on supervisory committees of masters and doctoral students, to serving as
faculty advisor for the student chapter of the National Association of Home Builders, and to serving on various
committees within the school, college, and university. The Center's faculty members also serve on advisory
committees or boards of directors for a number of agencies and not-for-profit housing and community
development organizations in Florida.
The Shimberg Center's active participation in the National Consortium of Housing Research Centers has
provides a national perspective to assessing challenges facing affordable housing. The National Consortium is
an association of eighteen universities from around the nation that have a formally organized center or institute
dedicated to the housing sector. A second organization that provides the Center with a national perspective is
the American Association of Housing Educators (AAHE). The 1999 annual conference of the AAHE will be
hosted by the Shimberg Center and the Institute for Food and Agricultural Sciences (IFAS).
An international perspective is provided by the Shimberg Center's role as international coordinator of Working
Commission W63:Affordable Housing of the International Council for Building Research Studies and
Documentation (know as the CIB). The CIB is a Netherlands-based organization that serves as secretariat for
over fifty special interest groups called working commissions or task groups. These special interest groups
attract a worldwide membership of researchers and practicing professionals.
During 1998 the Shimberg Center for Affordable Housing received approval of the Rinker School of Building
Construction to offer a residential track within the standard construction management curriculum. The
residential track comprises three required courses:
* Project Planning and Feasibility exposes the student to the process of producing a proposal for
development of a residential project on a specific site. The proposal includes sections on market analysis,
site analysis, project programming, schematic design, project cost estimate, and financial feasibility. The
final product of this second project is a design-build proposal that effectively communicates project
viability in a professional manner.
* Creating Affordable Housing gives the student an appreciation for ways to reduce the cost of housing
delivery, factors in the delivery process (including finance, building materials, construction methods) that
contribute to affordability problems, and potential methods to facilitate the delivery housing that is
affordable to the buyer. Upon completion of the course the student will be able to identify potential
markets and alternative financing vehicles for affordable housing. They will be prepared to intervene
effectively in discussions regarding local land use and building regulations.
* Housing Transactions for Homebuilders is modeled on the real estate licensing course and will provide
an introduction to ownership rights in real property and limitations on those rights, the transfer of rights, the
process of selling a property including contracts and closing, mortgages, markets, and valuation of
property. The emphasis is on providing the homebuilder with a working knowledge of the sale and leasing
of property. Upon completing the course the students will have an understanding of mortgage types,
market opportunities, and the valuation process. They will also be able to complete the process of selling
property including the documents involved.
The development of the residential track and the course content has been accomplished in cooperation with the
Florida Home Builders Association and a team of eleven builder members that were designated as a sounding
board for the development effort.
The Shimberg Center also continues to offer two elective courses:
* Housing Economics and Policy familiarizes students with basic theories, concepts, terminology, and
issues in housing as well as examining the factors contributing to housing problems and evaluating housing
policies. Upon completion of the course the student is able to estimate the demand for housing, examine
the feasibility of a housing project, and understand the role of government, lenders, and other institutions in
the housing market.
* Alternative Building Systems exposes the student to the barriers that must be overcome in order to
introduce a different building system in the United States. The students are then introduced to a series of
building systems that represent alternatives to the traditional wood frame and concrete block systems.
Include among the alternative systems are residential steel framing, insulating concrete forms, structural
insulated panels, and autoclaved aerated concrete. A number of specialty systems such as straw bale,
adobe, tunnel forms, and rammed earth are also discussed. Students that complete the course are aware of
these alternative systems, their performance characteristics, and have a sense for their cost.
The Shimberg Center's faculty serve on committees supervising students conducting research and developing
dissertations, theses, and terminal projects that are required in partial fulfillment of the requirements of graduate
degrees. In 1998 the Center faculty chaired three doctoral committees with such diverse research topics as
safety standards, land use policies, and property valuation. The faculty also served as members of doctoral
committees for students interested in mortgage lending practices, sustainability in construction, and historic
The Summer Housing Institute that was initiated by the Shimberg Center was not held in 1998. Instead, the
Center is working to revamp the approach that has been taken. For example, the Center is exploring possible
cooperation with Neighborhood Reinvestment Corporation, Local Initiative Support Corporation, and/or Florida
A&M University. The basic idea of continuing education relative to the delivery of affordable housing will be
the topic of further discussion into 1999.
Since the passage of the William E. Sadowski Affordable Housing Act of 1992, the research activities of the
Shimberg Center have been formally coordinated with the activities of the Florida Department of Community
Affairs. The process for this coordination begins with a list of research recommendations promulgated by the
Governor's Affordable Housing Study Commission and distributed to both the Shimberg Center and the
Department of Community Affairs. The Department and the Center meet annually to examine their own
priorities and on-going activities for the coming year and to review the list of research recommendations
received from the Study Commission. The result is a research agenda coordinated between the Department and
the Center with minimum duplication of effort and maximum complimentary benefits. Presented below are
summaries of some of the research projects that were active during 1998 by the Shimberg Center for Affordable
Housing faculty or graduate students.
State of Florida's Housing
The Shimberg Center assisted the Real Estate Research Center in the College of Business to prepare a
publication that would assess housing situation for each county in Florida based primarily on county property
appraiser data. The report also incorporates housing demand data drawn from the Shimberg Center's housing
needs database. The final document includes tables by county and a narrative interpretation of the data.
Statewide Housing Needs Assessment
The 1994 Legislature directed the Florida Department of Community Affairs to provide funding for the
development of an affordable housing needs assessment methodology to be used by all jurisdictions in Florida,
and to prepare data for each jurisdiction for their use in assessing local need for affordable housing. The results
of exercising the model would provide consistent information from all jurisdictions in their updated
Comprehensive Plan Housing Elements. Under six contracts awarded to the Shimberg Center since June 1995,
with technical oversight provided by the Department of Community Affairs, the Shimberg Center has
developed the needs-assessment model, run the model for specified jurisdictions, developed a User's Guidebook
for the model, and participated in training seminars for introducing the model. The reports for all jurisdictions
of 2,500 or more population have been completed.
The Center continues to support the needs assessment through technical assistance and training, and plans to
maintain a statewide database on housing needs and continue research to enhance the model. Numerous
requests for data from state and federal agencies, non-profits, and local agencies are answered; the Center also
prepares specialized data through small contracts with local communities, private companies, and other
The database allows the Shimberg Center's researchers to study such issues as the measures of housing
affordability, the condition of housing, and measures of the outcome of neighborhood-level activity. The
Center is also working with local governments in the Orlando region to explore applications to other housing
Windstorm Damage Mitigation Training & Demonstration Centers
The Florida Department of Insurance issued a contract to the Shimberg Center to construct a series of regional
training and demonstration centers focusing primarily on mitigating property loss from windstorms. These
regional centers are to be located in St. Lucie, Escambia, St. Johns, Pinellas, and Dade Counties. The cost of
the 3,100 square foot buildings will be partially offset by wind-resistant materials/products contributed by:
Blue Maxx Insulating Concrete Forms Secure Door Garage Door
Andersen Windows Reinforcement
CertainTeed Roof Covering CGI Laminate Glass
Roll-a-Way Window Shutters Polyfoam Rooftile Adhesive
Faulkner Plastics Skylights
Simpson Strongtie Connectors
The Shimberg Center is responsible for construction of the buildings and providing the necessary furnishings
and equipment to support the intended purpose of the building. The completed buildings are turned over to the
Florida Department of Insurance and the Department, in turn, donates the buildings to the county in which they
are located. Through prior arrangement, the receiving county will maintain and operate the buildings for the
primary purpose of windstorm damage mitigation training.
Building Products Test Facility
Under contract with CertainTeed Corporation, a subsidiary corporation of Saint Gobain of France, the Shimberg
Center and the Florida Energy Extension Service have built a 2,700 square-foot building products test facility.
The building passed final inspection in February 1998. The purpose is to test the performance of CertainTeed
building products in the hot, humid climate of Florida. The products planned for testing include vinyl products,
insulation products, roofing products, and ventilation products. It is anticipated that the testing program will
continue for five to seven years.
Annual Housing Report
The Florida legislature transferred the responsibility from the DCA to the Center for producing an annual report
to the legislature: 1) Quantifying affordable housing needs in the state, 2) Documenting the results of state
housing incentive programs, 3)Inventorying affordable housing units resulting from federal, state, and local
programs, 4)Summarizing training and technical assistance and community-based organization housing
activities, 5)Reporting on the status of progress toward DCA housing objectives, and 6)Recommending
housing initiatives for the coming year and priorities for various target populations. In order to accomplish
these tasks, the legislature directed the Shimberg Center to maintain statewide data on housing needs and
production, provide technical assistance relating to real estate development and finance, operate an information
clearinghouse, and coordinate state housing initiatives with local and federal programs. Working with the
Florida Housing Finance Agency, the Shimberg Center must review and evaluate housing rehabilitation,
production, and finance programs and evaluate the degree of coordination between state programs and among
state, federal, and local programs.
A number of other smaller projects have been performed or initiated. The State of Florida housing data set was
used to perform housing market analyses for seven organizations affiliated with the Neighborhood
Reinvestment Corporation (NRC).
The Shimberg Center, working jointly with the University of South Florida, with funding from Fannie Mae has
targeted a south St. Petersburg area to work with community development corporations (CDCs) in building their
capacity to produce housing and promote homeownership.
As a result of the affordable housing needs assessment work for Florida, the Shimberg Center was invited to
analyze the supply and demand for housing in the State of Georgia and to assist in targeting state housing
Department of Housing & Urban Development (HUD)
The NAHB Research Center, Inc., a subsidiary corporation of the National Association of Home Builders,
received an award from HUD for a three-year quick-response research program in which the Shimberg Center
was included as a subcontractor. This contract is an indefinite quantity contract (IQC) in which no
predetermined contact amount is established. Rather, the task orders issued under the contract determine both
the amount of work and the type of work to be performed. Of particular interest to the Shimberg Center is the
group of potential tasks titled "Support for PATH", Partnership for Advancing Technology in Housing. This
organization is a public-private partnership that was initiated by the White House and HUD. It now comprises
over 12 government agencies and a number of private entities. All organizations involved with PATH are
interested in accelerating the adoption of appropriate technologies in the home building industry.
The Shimberg Center is called upon by many organizations and communities to participate in working groups,
to speak on issues related to the delivery of affordable housing, or to serve as an information resource and
referral center. These requests for assistance span a range of topics such as building technology, building
regulations, land development, financing, consumer education, and more. Responding appropriately to these
requests is an important function of the Center in its efforts to encourage and facilitate the production of
affordable housing throughout Florida.
Community Outreach Partnership Center
The Shimberg Center's Community Outreach Partnership Center (COPC) program was initiated by a two-year
contract with the federal Department of Housing and Urban Development, Office of University Partnerships.
The program was continued for an additional year of HUD funding during which time the goal was to
institutionalize the effort. During this additional year, additional support was provided by a grant from the Jesse
Ball DuPont Fund. At the end of 1998, the Florida Department of Education provided support for the COPC
program. The total investment by these agencies in the University of Florida's community service activity
exceeds $750,000. Clearly, the program is regarded by these groups as an excellent model for other institutions
The objective of the COPCs around the country is to stimulate the application of university resources to
improving the quality of life in the communities in which major four-year academic institutions operate. This
program places the Shimberg Center in the role of facilitator in applying the resources of the University of
Florida to the needs of the surrounding Gainesville and Alachua County community. An important goal of the
project is to develop models that can be implemented elsewhere in the state. The COPC at the University of
Florida has already brought together the talents of faculty and students in business, architecture, psychology,
anthropology, fine arts, law, building construction, and the Institute of Food and Agricultural Sciences' Family,
Youth and Community Sciences departments. The three areas of concentration for the program are: homebuyer
training and homeowner support; neighborhood organizing and empowerment; and business opportunity
development and entrepreneurship assistance.
A large number of existing community-based organizations serving various needs of lower income families and
neighborhoods also joined the program as well as the city and county government. The goal of the program is
to focus and coordinate the delivery of services to the targeted east Gainesville area such that the lives of the
residents are improved.
Conferences offer the opportunity for researchers and practicing professional to establish communication and
share ideas and experiences. The Shimberg Center therefore encourages conferences, symposia, and workshops
to the extent possible.
* International Conference on Urbanization & Housing was the 9t Annual Rinker International
Conference on Building Construction and was organized by a large team of United States, Latin American,
and European organizations including the Shimberg Center. Over 340 conference participants gathered in
Barquisimeto, Venezuela, to discuss the housing-related challenges associated with the migration of people
from rural areas to urban areas. This population movement is common throughout the world and is
characterized by the establishment and growth of squatter villages in and around major metropolitan areas.
It is estimated that one billion people throughout the world live in the destitute conditions that these
informal settlements represent.
* American Association of Housing Educators (AAHE) 1999 annual conference will be hosted by the
Shimberg Center and the Institute for Food and Agricultural Sciences (IFAS), Extension Office. The main
portion of the conference will be held in Orlando in October 1999 and will focus on affordable housing A
pre-conference is also being organized that will take place in Gainesville and will address sustainable
development and house construction.
During 1998 the Shimberg Center faculty were called upon to speak at a number of meetings and conferences
and to participate in various workshops:
* Fannie Mae Orlando Partnership Office. Serve on the advisory committee for the Orlando Partnership
Office of Fannie Mae.
* Neighborhood Housing and Development Corporation. Serve of the board of directors of the
Neighborhood Housing and Development Corporation, a Neighborhood Reinvestment Corporation
* Central Florida Resource Conservation & Development Council. Chair the Affordable Housing Committee
and member of the Board of Directors of the Central Florida Resource Conservation & Development
* Strategic Planning Steering Committee. Serve on the Strategic Planning Committee of the Florida State
Rural Development Office of the US Department of Agriculture.
* Florida Fair Housing Advisory Committee. Served as appointed member of the Florida Fair Housing
Advisory Committee and participated in the Education Subcommittee.
* Regional Planning Council Housing Specialists Workshop. Organized workshop for RPC housing
specialists to discuss the affordable housing needs assessment model.
* Annual Conference of Community Outreach Partnership Centers. Presentation on the University of
Florida's COPC at this HUD-organized conference in St. Louis.
* Neighborhood Reinvestment Corporation Regional Meeting. Invited presentation of the market research
available to help NRC affiliated organizations.
The funds that support the Shimberg Center's activities come from three sources: 1) state funds allocated
through the Board of Regents and the University of Florida, 2) endowment earnings, and 3) contracts and
During the fiscal year ending June 30, 1998, the Shimberg Center for Affordable Housing received $245,007 in
salary, expense, and other personnel services funds from the University of Florida. The distribution of these
funds by expense category for fiscal 1994 through 1998 is shown below.
Fiscal year >>> 1994 1995 1996 1997 1998
Total budget $213,046 $230,950 $229,124 $238,146 $245,007
Salaries and benefits 86% 79% 72% 83% 85%
Other personnel services 8 10 10 10 11
Other expenses 6 9 16 7 4
Operating capital outlay -2 2
The annual estimated earnings from the endowments that are administered by the University of Florida
Foundation for the Shimberg Center provide another $82,000 for the support of faculty and graduate research
assistants plus approximately $7,900 for discretionary uses. The two endowments that produce this support for
the Center are: Ida Rogero Childre Fellowship/Assistantship in Affordable Housing
James H. Shimberg Professorships/Fellowships Endowment & Discretionary Endowment
The other source of funding for the Center is contract or grant supported activities. In the first six months of
FY1998-99 the total contract and grant awards received from federal agencies, from state agencies, and from
foundations came to $1,069,935. This number represents a 4.3:1 leverage of the basic Center budget.
Dr. Robert C. Stroh continues to serve as director of the Center and Dr. Marc T. Smith continues as associate
director. Office administration and secretarial support are provided by Ms. Linda Stanley.
Mr. William O'Dell continues with the Center's faculty as a lecturer in building construction. Mr. O'Dell's
responsibilities include working with the Bureau of Business and Economic Research (BEBR) to establish a
database describing Florida's housing inventory, its value, and its condition.
List of Publications
Affordable Housing ISSUES
Oct Affordable Housing Through Historic
Aug Florida Housing Data Center
Jun The Positive Effect of Homeownership
Apr Hidden Cost of Inadequate Housing
Feb Community Builders Fellowship
Dec Local Economic Contribution of Home
Oct A Program for Youth at Risk
Aug Housing Assistance in Florida
Jun Affordable Housing Research Needs in
Apr Fannie Mae Trillion Dollar Commitment
Feb Comprehensive Homeownership Assistance
Dec Estimating Affordable Housing Need
Oct Resident Economic Development Initiative
Aug Rural Development Strategic Plan
Jun Shimberg Center Home Page
Apr 1996 Summer Housing Institute
Feb There Goes the Neighborhood?
Dec Florida Housing Coalition: At Work for
Oct Affordable Housing Auction
Aug Technical Assistance Providers
Jun One-stop Permitting Process
Apr Defensible Space
Feb Summer Housing Institute 1995
Dec A Visit to Age-Sensitive Housing
Oct Sustaining Housing Affordability
Aug Alternative Residential Building Systems
Jun Public/Private Partnership for Affordable
Apr Affordability After Occupancy
Feb Housing Trends
Dec Impact Fee Exemption for Affordable
Housing in Florida
Oct Low- and Moderate Income Lending
Aug Density Bonuses for Affordable
Housing in Florida
Jun Affordable Housing Advisory
Apr Homeownership Training
Feb Employer Assisted Housing
Dec State Housing Initiatives Partnership
Oct Affordable Housing Indexes An
Aug Sadowski Affordable Housing Act
Jun Inclusionary Affordable Housing
Apr Jobs/Housing Balance
Feb Single-Room Occupancy (SRO)
Dec Understanding and Neutralizing
Oct Impact Fees and Affordable Housing
(Spec) Shimberg Commits $1 Million to
Aug Housing Price Impact of Affordable
Jun The Low Income Housing Tax Credit
Apr Subsidized Housing Inventory
Feb Cost Reducing land Development
Dec Mutual Housing Associations
Oct Financing Schemes
Aug Technical Resources
Jun Keys to Success for Community-based
Apr Affordable Housing Organizations in
Feb SUS Housing Related Research
Dec Introduction to the Center
Technical Note Series
#98-1 Affordable Housing in Florida 1998
#97-1 Affordable Housing in Florida 1997
#95-3 Technical Assistance Resources: Organizations and Publications
#95-2 A Cost Comparison Study Between Steel and Wood Residential Framing Systems
#95-1 .I I... ,'/,..- Housing ISSUES: 1989 1995
#94-4 Bridge Builders: Community Development Intermediary Systems in the United States
#94-3 Demographics, Technology, and the Future of Housing: Preparing for the 21st Century
#94-2 Manufactured Housing in Florida
#94-1 Alternative Residential Construction Systems
#93-1 Impact Fee Usage in Florida
#92-1 Effects of Growth Controls on Housing Prices: A Review of Literature
#93-3 Inclusionary Housing & Density Bonuses for Affordable Housing in Florida: A Survey of Performance
#93-2 Growth Management and Housing
#93-1 Design of Flexible Homes the Contain Future Expansion Capabilities
#92-1 A Layman's Guide to Low-income Housing Tax Credits in Florida