VOLUME 24, Number 2 FEBRUARY, 1966
As sooiation. ExpaEInds with
Two prominent citrus men have been added to the Board of Directors of
Florida Citrus Production Credit Association. Mr. Ben R. Adams, general manager of West Coast
Growers Co-op at Dade City, and Mr. John W. Evans, Nelson & Co. at Oviedo, were selected
by the directors of the Association to fill chairs created by an increase in the size of the Board
from seven to nine members. -.... L
The governing body of Florida Citrus Production
Credit Association is its Board of Directors,
elected by the class "B" stockholders. For
many years the selectionof directors has been
based on the importance of having each of the
various citrus areas of the State represented on
the Board so that the needs and problems of all
citrus growers can be reflected in the Associ-
gO SOCKHOLDERS y
BOARD OF DIRECTORS
It \ Management
Encroaching urbanization, new knowledge of
proper land use and citriculture have been con-
tributing factors in the expansion of citrus in-
terests over a wider area of the State. Growers
are taking advantage of the cooperative lend-
ing program available through Florida Citrus
Production CreditAssociation, a program which
expands to keep pace with the growth of the
- Adams Evans -
Recognizing these factors, the management and
Board of Directors have pursued a course of
making the services of the Association readily
available in all citrus producing areas by add-
ing as rapidly as practical fully equipped field
offices for "on the spot" financing--now
totalling five area offices plus the field office
and administrative offices at Orlando.
With this growth of the Association and its
services, it became apparent that increased
representation of the growers was needed at the
policy-making level. At a midsummer meeting
in 1965, the Board of Directors voted an amend-
ment to the by-laws of the Association, in-
creasing the size of the Board of Directors and
subsequently filling the vacancies by the ap-
pointment of Mr. Adams and Mr. Evans. Elec-
tion by the stockholders of the Association
will be held at the annual meeting in the spring
of 1966, along with the election of other
directors whose terms expire at that time.
VOLUME 24, Number 2
KEEPING THE RECORDS STRAIGHT.... .Always conscious
of the need for good record-keepinr, Florida Citrus Pro-
duction Credit Association inaugurated during the latter
half of 1965, the practice of sending personalized folders
to members following the closing of their loans. These
folders contain copies of application, mortgage, note(s),
credit life insurance authorizations and other papers that
a member may sign in connection with his loan activity,
together with a Statement of Stock Ownership in the Asso-
ciation. It is hoped that members will find this file of
papers helpful in keeping records for themselves and as
a reference for future transactions with the Association.
Since the practice was started in June, 248 of these fol-
ders have been prepared and sent out to members. They're
a bright PCA RED, so you can't lose them in your desk.
ii:X :::ii ::ji:i :::::::::::::::.......... ___ _
February 1966 Pages 2 & 3
Florida Citrus Production Credit Association
as a Newsletter for its members
and citrus growers of Florida
AND FAMILIAR FACES IN NEW PLACES..... Members and
friends welcomed John Brooks back to the Orlando area in
the early summer after his two-year assignment in Fort
Pierce getting that field office operative. John returned
to take up some varied responsibilities in the Orlando of-
fice. Stepping into John's shoes at Ft. Pierce as a new-
comer to the area was Frank M. Massey, Jr. who moved
to the Indian River section from our Eustis office. Frank
feels his citrus experience and knowledge has been greatly
broadened in getting acquainted with the new territory.
WHO'S MISSING?.....The year 1965 saw ninety-nine
grower-members become new stockholders ih Florida Cit-
rus Production Credit Association--wouldn't an -even 100
have been nice? The addition of 99 brings the total mem-
bership count, including both holders of class "A" (pre-
ferred) and class "B" (voting) stock, to a total of 1,115.
FARM CREDIT MEN IN THE FOREFRONT..... Elected as
officers of the Florida Council of Farmer Cooperatives as
president and secretary, respectively, were J. E. Dukes,
general manager of Northeast Production Credit Associa-
tion at Palatka; and A. H. Whitmore, general manager of
Florida Citrus Production Credit Association at Orlando.
They will serve the Florida Council of Farmer Cooperatives
for the year 1966. Other PCA managers who are active in
the Florida Council as committee chairmen are Mr. Aubrey
Fowler, general manager of North Florida PCA at Live Oak,
and Henry Frazee, general manager of Gainesville PCA.
NEW OFFICE FACILITIES AT FORT PIERCE.....Moving
into our own office facilities at 2527 Okeechobee Road
was a highlight for the Indian River section. The addition-
al space permitted the employment of a full-time clerk
and enlarged the services available to growers from the
Ft. Pierce Branch Office. Telephone?.. still 464-3530!
HARD LOSS.... The retirement of W. L. Tait on Septem-
ber 1st after 16 years with the Association in the Winter
Haven office came as a distinct loss. Lacy's thorough
and understanding approach to the Association's affairs is
hard to replace, and we know members in the Winter Haven
area miss him around 206 Avenue "D", N.W.
SKY'S THE LIMIT.....A peak dollar volume of loans out-
standing on the books of the Association was reached on
November 30th --$26,136,776. This represents advances
on both annual loans for production purposes and inter-
mediate term loans for capital expenditures, some of which
will not be repayable for seven years.
NEW FACES.....Two new faces were added to the staff
of field men toward the end of 1965. Members in the Eustis
area are getting acquainted with Lowell Collins, who is
in training under Dave Lunsford and Jim Riley. Lowell
comes to the Association with a strong background of cit-
rus production experience. His home is in the Eustis area.
Terry Smith is shadowing Earl Tomlinson from the Dade
City office to get acquainted with the people and places
in that area. Terry's home was in Sebring, and he is just
recently out of the Army. He started with the Association
in November and is fast learning the ropes.
MORE NEW FACES..... The two new members of our Board
of Directors are certainly no strangers to citrus growers.
Ben R. Adams is general manager of West Coast Growers
Co-op at Dade City and active in citrus circles all over
the State. John W. Evans, secretary-treasurer of Nelson
& Company at Oviedo, is immediate past president of the
Florida Fruit & Vegetable Association. His activities ex-
tend beyond citrus to all agricultural interests.
OF HEARTS AND FLOWERS.....Not once, but twice the
peal of wedding bells resounded throughout Florida Citrus
Production Credit Association during late 1965. Orlando' s
long, tall, smiling receptionist, Miss Kendra Homey, be-
came Mrs. Murray King on September 25th. Mr. and Mrs.
King make their home in Apopka, but commute to Orlando
to continue their present employment..... Following her
footsteps, Miss Margaret Addison, our clerk-receptionist
at the Fort Pierce office, was married to Mr. Thomas L.
Knott on November 6th.
Sl v v * *I g I 1
S. .That borrowing members, holding class "B" stock in
the Association, will share in a patronage refund based on
the amount of interest from their account during 1965.
This in effect serves to reduce the charges for money bor-
rowed from Florida Citrus Production Credit Association.
."7..That folks in the Winter Haven area will welcome
back Earl Tomlinson as he moves in to assume management
of the Winter Haven branch office in future weeks.
..t.That more and more citrus growers will attend, and
recognize the important information available to them at
the citrus seminars sponsored by the Florida Agricultural
Extension Service and held annually in four different lo-
cations of the State. The Indian River Citrus Seminar,
which was held early in January, was an overwhelming
success. The Gulf Coast Citrus Institute, held at Dade
City, is scheduled for April 29th; the South Florida Citrus
Institute follows in June at 4-H Camp Cloverleaf on Lake
Placid; and the Annual Citrus Growers Institute in mid-
summer. "ORANGE BLOSSOMS" comes to you in advance
of these seminars as the Official Program.
.... That growers in the lower Indian River section will
find the facilities of the Association through the Ft. Pierce
field office considerably stepped up. A local bank account
and complete branch office bookkeeping system has been
established, making it possible for growers to have one-
stop service with Florida Citrus Production Credit Assn.
.....That you'll be seeing and hearing about how AGRI-
BUSINESS fits into your scheme of things as wells ours.
This is the theme of the renovated travelling display of
Florida Citrus Production Credit Association, with the
color slides and taped narration, which is scheduled to
go to agricultural displays or county fairs in Dade City,
Eustis, Ft. Pierce, and other spots throughout the citrus
area of the State. The basic elements of the display --
slides and story--are loanable to educational groups or
.7T. That (we hope) 1966 will be a good year for YOU by
whatever standards you use to measure a successful year.
"ORANGE BLOSSOMS" PAGE FOUR
from the aesk of A. H. Whitmore
Citrus growers must continue to look to fruit
harvests for their income. The situationtoday
is as it always has been--that you must take
care of your grove before it will take care of
Following the cold month of February, all
growers should take a look at their plant food
program to be sure that the trees are sufficiently
fed to put on foliage where leaves were lost,
and have supporting plant food in the ground to
back up the bloom as well as following through
on cultural practices that are important to stimu-
lating a new crop.
The purpose of Florida Cit r u s Production
Credit Association is to finance these opera-
tions, along with the other needs that a grower
has which reasonably should be paid out of the
sale of fruit.
Our field men are canvassing the situation
caused by the cold. We believe they are aware
of what it will take to serve our present mem-
bers and those who would like to begin to use
the services of the Association. We invite each
one of you to take a look at your situation and
if there is a need, then visit with the represen-
tative from our organization in the area where
you are located. You know, from past experi-
ences and from other information in this issue
of the "ORANGE BLOSSOMS", that our offices
are strategically located so that you will not
have far to go to contact us. In fact, it is not
necessary in every instance to go to the office
first, because the field men will be very glad
to see you and go over your project in the field
which is often more satisfactory than an office
call first. A telephone call to your local branch
office of Florida Citrus Production Credit Asso-
ciation will get this started.
If there is any question orany way I can be
of service, I am as available as my telephone.
COLLECTOR'S ITEM...A neighbor of our Orlando office turned up an interesting booklet called
"Orange and Grapefruit Recipes". While there may be nothing particularly unusual about such
a publication, this one has the distinction of antiquity, almost -- it was published and copy-
righted in 1915 by the Florida Citrus Exchange. Citrus recipes may come and go, but some of
the marketing and packing house scenes of the day make this a vintage piece. If you are in-
terested in adding this to your library, contact Mrs. Gladys E. Kay at 1323 Hardy St., Orlando.
IRRIGATION SCHOOL SLATED
Following along with a program of continuing
grower education, the Hillsborough County Cit-
rus Advisory Committee announces a school on
Citrus Irrigation under the direction of the Flo-
rida Agricultural Extension Service. Classes
are scheduled for consecutive Thursday nights
from 8 until 10 P.M., at the County Courthouse
Auditorium in Tampa, with the first session on
February 17th. Citrus growers attending the
sessions will become acquainted with the latest
research information available, from problems
encountered in poorly drained soils to financing
At the first session on February 17th, study
will be devoted to water table fluctuations and
land preparation. The schedule of programs for
ensuing weeks includes:
Feb. 24: Irrigation Requirements of Citrus
Mar. 3: Designing the Proper Irrigation System
Mar. 10: Financing Grove Operations (Forum)
Mar. 17: Technical Assistance Available and
Mar. 24: Calculating Tax Returns
Further information about this school may be
obtained by contacting the office of the Hills-
borough County Agent at the Tampa Courthouse.
I Should Hide my Head
To a young man who is an
avid and successful fisher-
man;interested in sports;and
almost the "spittin' image"
of his dad, unquestionably
it is an indignity to be intro-
duced through our Newsletter
as one of three girls in the familyof Frank and
Barbara Massey. But that's what we did to
14-year old Jimmie, and this is the first chance
we've had to make a public apology. *