Group Title: Tribune. (Nassau, Bahamas).
Title: The Tribune
Full Citation
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 Material Information
Title: The Tribune
Uniform Title: Tribune (Nassau, Bahamas)
Alternate Title: Nassau tribune
Physical Description: v. : ill. ; 58 cm.
Language: English
Publisher: Tribune
Place of Publication: Nassau, Bahamas
Publication Date: February 28, 2006
Copyright Date: 2006
Frequency: daily, except sunday
normalized irregular
Genre: newspaper   ( marcgt )
Spatial Coverage: Bahamas
General Note: Description based on: Vol. 79, no. 210 (Aug. 3, 1983); title from caption.
 Record Information
Bibliographic ID: UF00084249
Volume ID: VID00338
Source Institution: University of Florida
Holding Location: University of Florida
Rights Management: All rights reserved by the source institution and holding location.
Resource Identifier: oclc - 09994850
oclc - 9994850

Full Text







Do what tastes right.

Volume: 102 No.83 TUESDAY, FEBRUARY 28, 2006 PRICE 750


Bird flu vius

fears on Inagua

Tribune Staff Reporter
EXPERTS are flying down
to Inagua today to ascertain if a
number of unexplained bird
deaths could be linked to the
deadly H5N1 bird flu virus.
In the past two days, 15
Flamingos, five Roseate Spoon
Bills, and one Cormorant (black
bird) have been found dead,
with no exterior sign of the
cause of death.
A flight is planned to leave
New Providence a-t-8.30 this
morning with a team from the
Ministry of Agriculture and the
Department of Environmental
Health to gather samples of the
birds to be analysed.
Newly appointed Minister of

Agriculture and Marine
Resources Leslie Miller said
that they cannot rule out the
possibility of the bird flu being
responsible for the unexplained
deaths of the birds.
"Of course we don't know
what the situation is some
have speculated that it may be
the bird flu, and perhaps it may
be. Because, of course, you
know some of the birds migrate
from Western Europe and else-
where passing through the
Bahamas to get to North Amer-
ica. ----. -
"Anything is possible in
nature. You have birds that fly
around the world, but let's hope
to God that that is not the case
here in the Bahamas. We don't
need no problems like that at

MINISTER of Agriculture and Marine Resources Leslie
Miller looks on as a team from Marine Mammal Operations at
Atlantis takes samples from the whale
(Photo: Felipg Major/Tribune staff)

The Taste on Tuesdays !!
_By tay ep 14- h-2r0i 2 -r
Slopping & :et a-o medium
1 -tpping pizza absolutely


this point in time," he said.
However, president of the
Bahamas National Trust (BNT)
Glenn Bannister issued a simi-
lar warning, stating that in his
years at Inagua also as presi-
dent of Morton Salt he has nev-
er seen such a large number of
bird d ;aths.
"This is a very large number
of birds to be found dead at
Inagua. I usually drive around
every week and almost never
find a single dead bird, so this is
highly unusual.
\\ ah the currentilight of the
international health concerns,
the BNT has contacted Dr
Baldwin Carey (director of Pub-
lic Health) who said he would
SEE page 10

after whale
beached near
research facility
Tribune Staff
mounted once again
around the operations at
the US research facility
"AUTEC" in Andros,
after a dead 41-foot sperm
whale was discovered
beached within sight of
the facility.
Outraged residents
called for action from the
SEE page 12

Mai diesate e

shotoutsde o ban

RIGHT: Keith Care)
(alo pictured abo'e) is taken
to hospital alter being shot
outside of a local bank
(Photo: Felipe Major/
Tribune staff)
Tribune Staff Reporters
.- BAH.-AMll.N entrepre-
neur died \esterda\ itafr being
shot oiitsidc local bank.
In the earlv .iiternoon he died
ol his iniullies
Keith Care\. 4-12. %a3 report-
edl\v assaulted by 3 gunman,
shortly) after 11am on Monday,
while about to enter the Bank of
the Bahamas International, Har-
rold Road branch, to make a
Inspector Clayton Fernander,
officer-in-charge of the armed
robbery section of CDU, said
that a, masked gunman fired sev-
eral shots at Mr Carey, who was
wounded in his midsection. The
gunman also took his deposit
Mr Fernander told members
of the press at the crime scene

that the robber fled the scene in
a white Maxima, licence plate
number 80654. He also con-
firmed that the bank was not
A customer, who wished to
remain anonymous, said that she
was standing on the inside of the
bank at the glass entrance dooi
when she looked outside and
saw a man with a gun.
"I heard the shot gone off and
I break off running, to the part
(of the bank) where the tellers

Prison break

report complete
Tribune Staff Reporter
THE long awaited report on last month's dead-
ly prison break has been completed and submitted
to prison superintendent Dr Elliston Rahming and
national security officials a day ahead of schedule.
However, the findings have not been released
to the public.
Permanent secretary in the Ministry of National
Security Mark Wilson told The Tribune yesterday,
that portions of the report, which included a sur-
veillance video of the maximum security wing dur-
ing the break, have been forwarded to police. He
said that the release of any information would com-
promise the police investigation.
Dr Rahming had requested the special commit-
tee to examine all the factors leading to the deadly
break on January 17 which resulted in the deaths of
prison officer Dion Bowles and inmate Neil Brown.
The deadline for the report was to be today, but was
SEE page 10

were. I started screaming 'rob-
bery' and everyone started run-
ning behind me," the customer
Another witness reported: "I
saw a gentlemen came out of
the car who appeared to be
going to make a deposit. I heard
a shot and he fell. He was just
gasping for breathe, but I did-
n't see any blood."
Mr Carey operated the Esso
SEE page 10

Anger over closure of

airport on Long Island
Tribune Staff Reporter
THE closure of the Stella Maris Airport in Long
Island has inconvenienced hundreds of furious trav-
ellers who were forced to make the long and cost-
ly journey to the Deadman's Cay airport.
The residents were angry that the airport's clo-
sure came with no prior notice from government.
However Archie Nairn, the permanent secre-
tary at the Ministry of Transport, said the ministry
did in fact issue a NOTAM or notice to airmen
last Friday that the airport would have to be closed
He explained that the closures were due to safe-
ty concerns over the airport's runway which, ie
said, has deteriorated over the past few years.
He said the runway at the privately owned airport
was no longer at the acceptable standard and had to
be closed on the advice of the Department of Civ-
il Aviation.
SEE page 10

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The brother of big brother

comes visiting with agenda


THE Bahamas is not the only
friend of the United States that
has a problem with its big neighbour's
policy towards Cuba.
Most of the nations in this hemisphere
do not agree with the policy and nei-
ther do the Europeans. They have
refused to participate in the embargo
against Cuba despite American pres-
While the US government has tried to
stop its citizens from visiting Cuba, mil-
lions of Latin Americans, Canadians
and Europeans have sustained Cuba's
tourism industry. Thousands of Amer-
icans have also defied their govern-
ment's ban on travel to Cuba.
Attempts by the US to enforce its
laws beyond its own territory have bred
resentment among its friends. A recent
incident caused outrage in Mexico,
America's closest neighbour along with
Canada and the Bahamas.
The hotel Maria Isabel Sheraton in
Mexico City, owned by an American
company, Starwood Hotels and Resorts,
is at the centre of what promises to be a
troublesome diplomatic and legal
According to the Associated Press, a
group of Cuban officials, in Mexico for
a meeting with US energy executives,
were expelled from the Maria Isabel at
the request of the US government. The
meeting was moved to a Mexican-
owned hotel but the Mexican govern-
ment is threatening to prosecute, fine or
even close down the Maria Isabel for
discriminating against the Cubans.
Associated Press quotes Al Zapanta,
president of the 2,000-member US-Mex-
ico Chamber of Commerce: "This is
kind of one of the rare moments that
really brings out the ugliness of the
Helms-Burton law that puts American
business in a tight position."
He was referring to the 1961 law
which strengthened sanctions against
Cuba but which is regarded by Mexico
and Canada as infringing on their own
Larry Rubin, another chamber exec-
utive, says: "If it goes against Mexican
law, then we cannot apply it, because
first we have to abide by Mexican law...I
mean you don't see American corpo-
rations down here breaking contracts
and solving the matter in the US court
system. It just doesn't operate that way."
'Mr Zapanta agrees that the US leg-
islation is hurting American compa-
nies and thinks the incident will force
the US Congress to deal with the issue.
All of which is instructive but of small
comfort to the tiny Bahamas as it is
pressured on several issues by big

brother, or the brother of big brother.

The case of the two Cuban den-
tists at the Carmichael Road
Detention Centre had been simmering.
quietly for months before Florida Gov-
ernor Jeb Bush came to the Bahamas on
a high profile visit and an agenda with
the fate of the two doctors at the top.
The governor came at a time when
Bahamians are especially concerned
about their country's sovereignty and
the security of its borders.
The Bahamas is a stable and pros-
perous little country and a magnet for
all kinds of immigrants. Some come
from less fortunate circumstances look-
ing for humble jobs and peace, and
some from the developed countries
seeking high-end jobs and economic
The Bahamas has benefited tremen-
dously over the years from the contri-
butions of immigrants. Indeed, we can
be described, like America, as an immi-
grant nation. But we are a small country
and our ability to absorb more immi-

The Florida Cuban-American
community has wielded
disproportionate power and influence
in that state and in America, and some
of its leaders are used to being
pampered and having their own way.

The Bahamas is a civilised,
compassionate and law-abiding citizen
of the international community and it
is in that light and having regard to all
our circumstances that we must deal
with all immigrants within our bor-

grants is severely limited.
Even the great United States is debat-
ing the erection of a wall to stem the
flow of Mexican immigrants looking for
jobs. It is even more important for the
Bahamas as a country of only 300,000 to
let the world know that our borders are
closed to illegal immigrants regardless of
origin and that we will not become a
conduit for immigrants heading for oth-
er countries.

everything is on the line here -
our national security, our pros-
perity, our peace and stability, and our
orderly cultural development so we
simply cannot allow the Bahamas'to be
swamped by a flood of immigrants from
countries with comparatively huge pop-
Nevertheless, the Bahamas is a
civilised, compassionate and law-abiding
citizen of the international community
and it is in that light.and having regard
to all our circumstances that we must
deal with all immigrants within our bor-
There are occasions when time is on-
the side of productive diplomacy, and
there are occasions when time is the
enemy and decisive action is necessary.
It would appear that this is a case where
quick action or quiet diplomacy at the
highest levels might have yielded the
best results. It was certainly not an occa-
sion for dithering, one way or the other.
Now the case has exploded on to the
front pages of newspapers here and
abroad and those who pull the strings in
Florida's Cuban-American community
are threatening the Bahamas with boy-
cotts and economic sanctions.
Matters were made worse by the
unfortunate incident at the Carmichael
Road Detention Centre, where a
Cuban-American television journalist
was allegedly injured by a Bahamian

We have problems with the
centre, with the prison and
with law enforcement but these do not
justify media friends of the Cuban-
American community branding us a
nation of savages.
The American domestic prison sys-
tem is not noted for benevolence and
compassion not to mention Abu
Ghraib and Guantanamo Bay. But we
still believe that the vast majority of
Americans are kind and compassion-
ate people. They should allow us the

The Florida Cuban-American com-
munity has wielded disproportionate
power and influence in that state and in
America, and some of its leaders are
used to being pampered and having
their own way. This, together with some
bad attitudes they took with them to.
America, has produced a particularly
obnoxious kind of arrogance.
I believe that these persons are not so
Much motivated by a desire to see fam-
ilies united but by a burning passion to
embarrass their old foe, President Fidel
Castro, and to make. sure that the US
maintains its unrealistic policies towards
After all, these are the same people
who used young Elian Gonzalez as a
pawn when it was obvious to most of the
world including the US government -
that by law and reason the child
belonged with his father.
These are the same people who in
2003 pressured Governor Bush and got
him to criticise his brother, President
George Bush, for negotiating the repa-
triation of 12 Cubans who had hijacked
a boat, an act of piracy and a high crime.
These are the same people who in
1990 used their power in Miami to snub
Nelson Mandela, a citizen of the world-
and an icon for noble suffering, toler-
ance and forgiveness. Mr. Mandela had
been welcomed in many other cities,
including New York, Detroit and

here are indications that many
iAmericans are becoming con"-
cerned about their government's fail-
ure to normalise relations with Cuba
and to adopt a sensible immigration
policy. The open door policy has now
been changed to a curious dry-foot wet-
foot policy which allows Cubans to stay
in America if they touch dry land but
not if they are apprehended at sea.
Just recently 15 Cubans were sent
back home after they were found on a
bridge in the Florida Cays. Apparently
the bridge did not qualify for dry land
status. But the Cuban-American
political leadership can be counted on to
make the most of any high profile case,
such as that of the two doctors.
The government should delay no fur-
ther in bringing this matter to a conclu-
sion. In the meantime Bahamian shop-
pers might consider avoiding Miami and
going to other cities where they will feel
safe, and parents of Bahamians at school
in the Miami area should do what is
necessary to ensure the safety of their

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Setting record straight on Keod Smith

A LETTER to The Tribune
from attorneys Minns and Co
alleges that a story published
on Saturday misreported a
speech in the House of Assem-
bly by Mr Keod Smith, MP for
Mount Moriah.
In his speech, Mr Smith
made several references to Mr
Dale Bronstein, on whose
behalf Minns and Co are alleg-
ing defamation of character.
Their claim centres on an affi-
davit filed by Mr Bronstein
making certain accusations
against Mr Smith and his broth-
er Kean.
The Tribune does not accept
the law firm's contention and,
for the benefit of readers, is
therefore publishing the entire
section of Mr Smith's speech
relating to Mr Bronstein and
Mr Organ Lindroth. Published
below is the official Hansard
transcript of Mr Smith's state-
ment during the House pro-
After paying tribute to Gov-
ernor General Arthur Hanna
and making other general intro-
ductory remarks, Mr Smith
turned to the attitudes of some
foreigners and continued as fol-

Although there are numerous
areas of our existence which exem-
plify the problems I speak of, I
draw your attention to the con-
struction industry where we have a
number of foreign people who
make a mockery of us. These peo-
ple are legally accepted into the
Bahamas for a defined purpose and
then, without proper authority,
engage in other business activities
by which they amass wealth that is
used to attempt to push our people
back 40 years to a state of
They take advantage of a lack of
regulation and enforcement in a
system which is already somewhat
slack. They set up management and
development companies to engage
in the construction industry which is
reserved for Bahamians unless oth-
erwise authorised. They then show
a degree of disregard and disdain
for hard-working Bahamians, black
and white, who have struggled to
build up their expertise and pride in
their craft. These law-breakers
come as guests to our land, but
unfortunately, have also brought
with them the evil attitude of racism
which had been stamped out of this
country 39 years ago.
How is it that such state of
affairs' created under the FNM
administration, continues to exist
with a PLP administration in place?
My greatest concern today is
that these foreign lawbreakers
openly perpetrate this evil against
my Bahamian brothers and sisters.
Well, I do not care if you are
black or white, I do not care if you
are rich or poor, I do not care if
you are PLP or FNM, so long as
you are Bahamian you deserve and
do hereby get my protection as a
Bahamian nationalist sitting in this
place during this PLP political dis-
Let me declare openly and
unequivocally that I am PLP to the
core and will always seek to take
my political organisation to higher
heights while serving the greater
good for Bahamians-at-large.
Mr Speaker, with these things in
mind, I draw the attention of this
House to at least three articles
appearing in The Punch tabloid
during the first three weeks of Jan-
uary. This is the first opportunity
that I have had to address these
articles in this Honourable House.
The focus of the articles was an
affidavit sworn to by a Dale Bron-
stein on the 18th August, 2005 and

filed in a particular action before
the Supreme Court and of which I
had conduct for a company owned
by a black Bahamian.
My client sued a company
named West Island Properties Lim-
ited, owned and operated by this
same Dale Bronstein and one Ora-
jan Lindroth. I believe that both
Mr Bronstein and Mr Lindroth are
citizens of Canada.
(At this point the Speaker of the
House, Oswald Ingraham, inter-
rupted Mr Smith).
Speaker: Honourable member,
would those proceedings be, are
they presently being litigated in
Smith: No, Mr Speaker, the issue
of the (inaudible) of which I speak
relates to an affidavit which has
since been determined, been to
court. So therefore, Mr Speaker, I
am of the view that I am not pro-
hibited by the rule of sub judice to
deal with this issue, which is an
issue that has been determined by
the court already it is complete.
Because, Mr Speaker, I believe
(inaudible) you will understand
why it is that I feel that I am not
constrained by the rule of sub
The matter, Mr Speaker, before
the Supreme Court arose from an
arbitration in which my clients suc-
cessfully sued West Island Proper-
ty for a significant sum because a
house was 17 months delayed.
The arbitration was presided
over by three arbitrators retired
Justice of the Supreme Court His
Lordship Mr Justice Neville Smith,
quantity surveyor Mr Paul Worrell
and construction engineer, Mr Car-
leton Blair.
As directors of West Island
Properties, Mr Speaker, Mr Bron-
stein and Mr Lindroth refused to
pay the $374,000 judgment deliv-
ered by the arbitrators. As a result,
my client sought to enforce that
judgment through the Supreme
These proceedings were uncov-
ered, during these proceedings it
was uncovered that the company,
which was sued, and was owned by
these foreign people that was doing
business with Bahamians, was noth-
ing more than a shell-company with
no assets or money capable to pay-
ing the judgment.
By virtue of engaging in the
arbitration process, both Mr Bron-
stein and Mr Lindroth, as directors
of West Island Properties Ltd, had
given an impression that the com-
pany had the capacity to pay. To do
this knowing that you had no mon-
ey to pay, as was directed, in my
view amounted to nothing else but
making a mockery of the contract
(inaudible) and the underlying legal
process which underpinned it.
This left, Mr Speaker, us to pur-
sue certain enforcement measures
against directors Bronstein and Lin-
droth in their personal capacities
as is allowed by the rules of the
Supreme Court.
In those proceedings, the Bron-
stein affidavit made allegations, Mr
Speaker, advanced by Mr Bron-
stein and Mr Lindroth which fabri-
cated information, created fictitious
people, dubiously misled the Court,
and on the face of it, had absolute-
ly no relevance to the Supreme
Coirt proceedings for which we
were appearing.
On the application, Mr Speaker,
made by my law firm on 3rd Octo-
ber, 2005, the Court struck out the
Bronstein affidavit. In doing so, the
Court, among other things, consid-
ered the affidavit sworn to on the
2nd November, 2005, by Kean
Smith, my brother and partner in
my law firm.
The Smith affidavit dispelled
each and every allegation set out in
the Bronstein affidavit. It also
showed that the person who Mr
Bronstein and Mr Lindroth had
accused my brother of approach-

ing for business, was someone going
by the name of 'Peter Bascur' -
Bascur spelt B as c u r.
We found out, Mr Speaker, that
this person was actually a fictitious
person, a made-up name, a made-
up person never having been born
in, visited to, lived or died in the
Bahamas or otherwise conducted
legitimate business in or from The
Alas, Mr Speaker, because of
the privileges accorded to those
appearing before the Supreme
Court, there was no straightforward
remedy available to my brother or
me for the scurrilous and untrue
attacks of these two foreign mod-
ern-day pirates and profiteers.
All indication, Mr Speaker, is
that they were and are dedicated to
raping the Bahamians in this coun-
try of their birthright while siphon-
ing our economic wealth, the foun-
dation of which was created by gen-
erations of Bahamians who toiled...
(At this point the Speaker of the
House interrupts Mr Smith for a
second time)..
Speaker: Has the final judgment
in this matter been passed down?
Smith: No, Mr Speaker. No the
final judgment in the court action
has not been passed down. But the
determination of the affidavit I
speak of has been made; the matter
is not sub judice, it's not sub judice
because it was ruled that the affi-
davit I speak of was not relevant
to the matter before the court and
that is the. basis upon which the
court struck it out. I can and I am
entitled in protection of my integri-
ty to speak to that affidavit, it is no
longer a part of the court proceed-
ings. I can speak. A member of this
Honourable House has been
attacked by people, and I have not
to this point spoken to this point...
(The Speaker recognizes Mon-
tagu MP Brent Symonette.)
Symonette: What he is saying is
that an affidavit filed in this action
was actually said not to be relevant
to the proceedings and struck out. I
think at this point it is for the
Speaker to rule on the matter, I
don't think it is for the member to
decide ...
(Remainder of what Brent
Symonette says, or what the member
for Fox Hill Fred Mitchell says at
this point is inaudible).
Smith: Mr Speaker, on the par-
ticular point that was raised, I want
my learned friend and member for
Montagu to know the reality is,
similar to this place, anyone who
appears in the Supreme Court, be
they a witness, a juror, a judge, a
They stand, Mr Speaker behind
the glass of privilege. No matter
what they say, there's nothing any-
one can do about it. You can say
anything in any court document
and no one can sue you. You can't.
Mr Speaker, I believe as the mem-
ber for Fox Hill rightly said, so long
it is not a part of the proceedings
any longer, it can be addressed by
me especially as it concerns my
integrity. And it is my right to speak
(inaudible) of this matter.
Mr Speaker, all indication is that
these two gentlemen were and are
dedicated to raping Bahamians of
their birthright while siphoning oir
economic wealth, the foundation
of which was created by genera-
tions of Bahamians who toiled,
struggled and suffered. That's right.
In this process of skullduggery, they
caused the social and professional
demise of many Bahamians
through lies, defamatory innuen-
does and high-handed vicious trick-
ery which is foreign to our way of
life in The Bahamas.
Mr Speaker, how is it that in
2006 in light of the victory of peo-
ple like Arthur Hanna how is it
that foreigners can get away with
unfairly attacking two young
Bahamians, two young Bahamian
professionals, one of whom is a sit-

ting member of this place who rep-
resents thousands and thousands
of people.
Well, I am prepared, ready, will-
ing and certainly able to protect
me and my own, fuelled by the
encouragement of the thousands

0 KEOD Smith

of supporters who have spoken to
me (inaudible).
Aside from the fact that steps
are being taken to remedy the
defamation occasioned by The
Punch tabloid, my brother and I
had to begrudgingly 'grin and bear'
the unfair and untrue attack made
on our professional reputation with-
out clear means of legal or political
retaliation. The impression that one
was left to draw from my silence,
was that all that was said was
indeed true. Well, I categorically
say that, for the first time publicly,
that all of what was said and all of
what was let out was not true.
The affidavit evidence before the
Court makes it clear that the alle-
gations were all lies and unfounded.
In fact, by The Tribune news-
paper issues of the 10th and 11th
January, 2006, our lawyers provid-
ed the public with a more true and
complete and honest account of
this affair compared to that of The
Punch. This was the ,extent, Mr
Speaker, to which we could
respond at the time.
I am satisfied that this brazen
strategy of slinging untruth while
smearing with defamatory innuen-
do was authored and implement-
ed by Mr Organ Lindroth who sim-
ply used Mr Bronstein, his cohort
and side-kick, to depose the Bron-
stein affidavit.
You see, Mr Speaker, Mr Lin-
droth has a long history in The
Bahamas of employing these same

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tactics to destroy Bahamians. par-
ticularly those with African her-
What else should we expect?
Organ Lindroth is the son of Mr
Arne Lindroth, reportedly the
World War II finance manager of
Swedish industrialist, Axel Wen-
ner-Gren, who owned the Paradise
Island during the time of the war
and a suspected money-launderer
of more than $100m of Nazi money
during the war, derived from the
spoils of war and the possessions
of those who perished in the Jewish
holocaust. Mr Wenner-Gren was,
and is still believed by many to have
been a Nazi sympathiser during and
after that war.
In fact, Mr Speaker, this is spelt
out in the recent book entitled
'Blood and Fire' a copy of which
I have here on the table which
written by Mr John Marquis which
takes a stab at revealing the truth
about the murder of Sir Harry
Oakes and the involvement of for-
mer King of England, Edward, the
Duke of Windsor and Governor
General of The Bahamas at the
An entire chapter of this book,
Mr Speaker, is dedicated, in part, to
the involvement of the Lindroths
with the suspected Nazis of the
Bahamas and their money-laun-
dering activities.
From this account, and from
other accounts of which I have
inquired since the attack on me, I
know that Mr Lindroth was raised
in an environment during that era,
that leaves one to logically con-
clude that he probably believed he
was an Aryan; member of Adolf
Hitler's master-race and one of
Hitler's Youth of the 40s.
What is interesting and ironic
about Mr Lindroth's current cir-
cumstance is that he also runs the
New Providence Development
Company Ltd, that company is
owned by Jewish billionaire, Joe
Lewis, a British national who is a
homeowner in the western district
of this Island.
I wonder if Mr Lewis is aware of
Lindroth's heritage and the fact
that the ugly part of that heritage,
particularly his Gestapo tactics, is
rearing its ugly head in the actions
and activities on behalf of New
Providence Development Compa-
ny Ltd.
On top of that, Mr Speaker, I
would have thought that Mr Lewis
would do everything to maintain
the integrity of his magnificent rise
in the last 30 years, from restau-
rant owner to one of the world's
most celebrated foreign exchange,
currency traders.

- W-








Mr Lewis' success being an
inspiration for so many around the
world, I am enthralled with delight
on behalf of the common man of
this Commonwealth, that he has
decided to personify that inspira-
tion through the development of
the Albany projection the south-
western tip of this island.
In this regard, Mr Speaker, I
wish to publicly state that as chair-
man of the Bahamas Environment
Science and Technology Commis-
sion, and Bahamian Ambassador
for the Environment, I do endorse
that project with its principals and
operators as being worthy institu-
tional environmental stewards in
my Bahamas.
Mr Speaker, that being as it
may, Organ Lindroth has wronged
many Bahamians and permanent
residents alike, by perpetrating the
kind of tactics he has used against
my brother and me. In certain
instances, he did not even bother
masking his prejudices and racism.
In fact, I learnt of an occasion dur-
ing this past holiday season when
he openly displayed his racist dis-
position by demeaning Bahamian
actor and radio personality, Mr
Phillip Sands, whose handle name
on 100 JAMZ is "Evon Baptilese,
Esq, LLB".
My understanding is that Bap-
tilese, who dons dreadlocks, was
the guest of a member of Old Fort
Bay Club to its New Year's cele-
bration in December, 2005. When
Organ Lindroth saw him, he bois-
terously demanded that Baptilese
immediately leave, telling him that
his kind of people were not sup-
posed to be in Old Fort Bay. He
also called Baptilese a drug dealer
because of his hairstyle. I am told
that this was done, Mr Speaker in
the presence of a number of people
attending the celebrations, who I
believe, in due course, will make
their opinions and stories known
to the Bahamas.
Well, Mr Speaker, I have con-
firmed that this same Organ Lin-
droth is, indeed, seeking to become
a Bahamian citizen of our Com-
monwealth. And as that is so, Mr
Speaker, I wish to publicly object
and invite all who have seen similar
things done by him, to go (inaudi-
ble) legal right to register an objec-
tion to his becoming a citizen of
our Commonwealth and, instead,
Mr Speaker, be designated, along
with Mr Dale Bronstein, as being
"persona non-grata" or in other
words simply "unwelcome" to the
It is, Mr Speaker, people like
OrgalnLindroth who stifle our


The Tribune Limited
Being Bound to Swear to The Dogmas of No Master

LEON E. H. DUPUCH, Publisher/Editor 1903-1914

(Hon.) LL.D., D.Litt.

Publisher/Editor 1919-1972
Contributing Editor 1972-1991

to Publisher/Editor 1972-

Published Daily Monday to Saturday

Shirley Street, P.O. Box N-3207, Nassau, Bahamas
Insurance Management Building., P.O. F-485, Freeport, Grand Bahama

Switchboard (News, Circulation and Advertising) 322-1986
Advertising Manager (242) 502-2352.
Circulation Department (242) 502-2387
Nassau Fax: (242) 328-2398
Freeport, Grand Bahama: 1-(242)-352-6608
Freeport fax: (242) 352-9348

Looking at the Bahamas-Cuba accord

ON FRIDAY a member of The Tribune's
staff called a government official responsi-
ble for supplying information to the press.
He asked this gentleman for a copy of the
"treaty" between the Bahamas and Cuba
relating to migration.
The gentleman's reply was that he did not
know if this "treaty" was a public document.
However, he promised to check.
We suggest that this highly paid civil ser-
vant is earning too much to entertain such
doubts about a document that in any democ-
racy is always public. He is, therefore, let-
ting down his own government ... a govern-
ment that never misses an opportunity to
remind Bahamians that everything it does is
transparent. We have heard no more from the
civil servant, but at least we have the docu-
We discover that te document that every-
one is calling a "treaty", is not a treaty.
Rather it is a Memorandum of Understand-
ing, signed on January 12, 1996 between the
Bahamas government and Cuba. The whole
spirit of the document is to facilitate the
Bahamas in offloading illegal immigrants and
ensuring that Cuba takes back its citizens
who arrive here, either by shipwreck or ille-
gally. The whole tone is to facilitate the
Bahamas, and under the .Ingraham govern-
ment it was the government that decided
who should be returned to Cuba and who
should be released as political refugees. Fidel
Castro did not dictate their decision.
Paragraph 9 of the agreement says:
"That in respect of any and all Cuban cit-
izens arriving in The Bahamas after the com-
ing into force of this Memorandum of Under-
standing the Government of the Bahamas
hereby agrees to notify, the government of
Cuba of such arrival within seventy-two hours
thereof, or as soon as it is reasonably practi-
cable thereafter, together with such particu-
lars as are referred to in paragraph 5 above
and upon receipt of such information and
upon the Government of Cuba satisfying
itself that such persons are Cuban citizens
who departed from Cuba, the Government of
The Bahamas shall be at liberty to repatriate
them forthwith to Cuba either by private or
commercial airline depending upon the num-
ber of such persons."
The particulars referred to in paragraph 5
are procedural, for example, the Bahamas
has to supply Cuba with a photograph of
each person to be repatriated, name, date

and place of birth, etc.
And in paragraph 3 the Bahamas agrees to
repatriate no more than 30 Cubans a week to
their homeland after giving the Cuban gov-
ernment at least 10 days notice.
However, the paragraph that is probably
being relied on by the Cubans is contained in
the Protocol to the document, which states
that "based on the Memorandum of Under-
standing on migratory issues signed between
the Government of the Commonwealth of
the Bahamas and the Government of the
Republic of Cuba on January 12, 1996...
"(it is) Determined to ensure that Cuban
illegal emigrants who arrive in the territory of
the Bahamas be Cuba."
Read in the context of the whole docu-
ment this is not a demand by Cuba, but rather
an assurance to the Bahamas that Cuba will
accept its citizens when repatriated from this
As a sovereign country the Bahamas is
duty bound to do what is in the best interest
of its own citizens, and, if Cuba is the friend
that the Christie government seems to think
it is and not just a friend of convenience -
then it will respect the decision of this sover-
eign government.
Also, as Mr Castro made the point in his
fighting 1999 for the rLiurn fihoni the US.of lit-
,tle Elian Gonzalez to his father in Cuba, lie is
a great believer in the integrity and unity of
the family. He would betray his own princi-
ples if he should now do an about-face and
blame the Bahamas government for making
it possible for Dr David Gonzalez Mejias to
be united with his wife and two children, and
Dr Maialys Darias Mesa, with her husband
and daughter, both families now living in
It is now a testing time as to what kind of
a friend we have in Cuba.
Also in listening to some of the talk shows,
it would be more than the Bahamas govern-
ment would dare to provoke the Bahamian
people by damaging the friendship of their
closest neighbour and most loyal and helpful
friend the United States. As one radio
caller asked: What can Castro do for us?
We shall never forget the indignant protests
of Bahamians who during the drug era were
denied entry into the United States. They
acted as though their birthright had been ille-
gally snatched from them.
We shall explore this
case further tomorrow.

Why are high

level persons

visiting here?

EDITOR, The Tribune.
THIS week The Bahamas
received Florida Governor
Jeb Bush, brother of Presi-
dent George W Bush, and
in March the Hon Dr Con-
deleezza Rice, US Secre-
tary of State, will visit
which certainly raises the
obvious Why are
such high level persons vis-'
On the other side of the
equation I was shocked to
read The Tribune headline
Friday last where our For-
eign Minister, Hon Freder-
ick Mitchell, suggested that
Bahamians travelling to
Florida need to be cautious
to avoid clashes with the
Cuban-American commu-
I was honestly surprised
that out of the recent
Elbow Cay incident that no
one saw what obvious seri-
ous violations by the US
Coast Guard of the terms
of the OPBAT Agreement
- surely the young Cuban
found with others in severe
dehydration and exposure
should have been flown to
Nassau and not to the US
affording him immediate
guaranteed refugee status
to the total annoyance of
the others who together
had challenged the treach-
erous seas between Cuba
and The Bahamas only to
wreck on Elbow Cay.
Unfortunately for The
Bahamas the US policy
co iceri ing who qualifies
for, refugee status is ,not
equal and certainly dis-
criminates but then many
legal minds argue strongly
that the US embargo of
Cuba is and cannot be sup-
ported under US law.
How can you have such
a mixed-up position an
American can charter a
plane, obtain State Depart-
ment approval to fly to
Cuba and the US business
person can carry-out busi-
ness as long as the business
with Cuba is on a cash only
Is the White House
through Florida Governor
Bush and the Secretary of
State going to pressure the
Bahamas to accept the two
LNG proposals because
they will argue that the US
has to move off its reliance
on Arab fuels and this is

now a US national security
issue Bahamas you have
to agree if you are US
The Bahamas also needs
lower energy fuels and by a
simple approach, trade-off,
if from all safety and envi-

ronmental matters we are
covered surely we have a
card to play to the US that'
should require them to,
provide The Bahamas with-
cheaper fuels both for
energy generation, BEC as
well as gasoline.

February 19, 2006.

Prayer that

caused a stir

EDITOR, The Tribune.
ON JANUARY 23, 1996, Pastor Joe Wright of Central Chris.
tian Church in Kansas, was asked to open the Kansas House of
Representatives in prayer.
The following prayer was his prayer. I offer it, with Pastor
Wright's permission, for printing. It caused quite a stir at thd
time he prayed it, and it should still give us all pause today.
Would to God that men.of God would stand up to the confusic"
and misguidance of political correctness.
The prayer:
"Heavenly Father, we come before you today to ask your for-
giveness and to seek your direction and guidance. We knoWf
Your Word says, 'Woe to those who call evil good,' but that i
exactly what we have done.
We have lost our spiritual equilibrium and reversed our valt-
We have exploited the poor and called it the lottery.
We have rewarded laziness and called it welfare.
'We have killed our tnbmrn and called it choice.
We have shot abortionists and called it justifiable.
We have neglected to discipline our children and called it
building self esteem.
We have abused power and called it politics.
We have coveted our neighbour's possessions and called if
We have polluted the air with profanity and pornography
and called it freedom of expression.
We have ridiculed the time-honoured values of our forefathers
and called it enlightenment.
Search us, Oh, God, and know our hearts today; cleanse uti
from every sin and set us free. Amen!"
Amen indeed!
Several of the legislators in the Kansas House walked out in.
protest. I suppose the truth hurts. And that is what is wrong'with
society in general today..We do not want to hear the truth,
and when we do accept that which we perceive to be truth, we
are in fact, in many cases, being misled.
I believe that there are.enough Christians in America -" aiid
the Bahamas still today, that if they were of a miid to, they
could change any piece of legislation that they wanted to, with
the power of their voices and their votes.
Christians must stand up. We are in a war, and we have
already surrendered.
God help us!

5- : "

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February 22, 2006.

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If so, call us on 322-1986
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6 E

0 In brief


is charged

with third


BAHAMIAN Brian Ricardo
Bethell was charged with a third
murder in Fort Lauderdale yes-
On Sunday, Bethell, 40, from
New Providence, was charged
in the deaths of Frederick Gun-
ther, 76, of Aventura, and
Albert Aveniam, 63, of Pom-
pano Beach.
Yesterday, he was also
charged in the death of Angel
Pedro Medina, 41, after con-
fessing to the killing.
Bethell, a resident of Mar-
gate, allegedly told Broward
County police that he killed Mr
Medina in a robbery attempt
on the night of February 3.
According to police, Bethell,
who is thought to have used the
same gun he used to kill Ave-
naim, claimed he shot Mr Med-
ina in "self-defence" after he
said something "smart" to him.
All three Broward County
killings took place in the past
three weeks and investigators
are looking into whether
Bethell may have been involved
in more murders.
Bethell was arrested on Fri-
day about 90 minutes after he
allegedly killed Gunther.
He is being held without
bond in Fort Lauderdale's main
jail on charges of murder,
armed robbery, grand theft and
credit card fraud.

New service

from Chicago
to Freeport is

AMERICAN Eagle, the
regional affiliate of American
Airlines, will launch a non-stop
weekend jet service between
Freeport and Chicago O'Hare
International Airport on May
The new service will be
offered each Saturday and Sun-
day through September 3 using
70-seat Canadair CRJ-700 jets.
'This new service is in addi-
tion to American Eagle's daily
non-stop jet service between
O'Hare and Nassau, which
began last June.




"Copyrighted Material
Syndicated Content
Available from Commercial News Providers"


2:00am Community Page/1540 AM
11:00 Immediate Response
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'2:00 Portraits In Black
2:30 Inside Hollywod
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.8:30 Sid Roth
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430 Carmen San Diego
4:58 ZNS News Update
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NOE N-V 3rsre

Businesses pledge

support for police

THE business community
has pledged more support for
police in the fight on crime.
New initiatives have been
outlined by the Chamber of
Commerce Crime Prevention
Committee to combat what
members see as a major
threat to society.
Chairman Branville 'Bran'
McCartney said the chamber
would help boost crime-fight-
ing efforts over the next year.
His pledge came during a
prayer breakfast co-sponsored
by the Royal Bahamas Police
Force and the Bahamas
Chamber of Commerce.
"With this prayer service,
we move a step closer to the
goal we hope to achieve," said
Mr McCartney, an outspoken
proponent of pooling
resources to tackle the esca-
lating crime problem.
He said crime threatened
residents, visitors, the nation's
well-being and a lifestyle he
claims is increasingly becom-
ing "paralysed by fear."
More than 12.5 people,
including members of the
Royal Bahamas Police Force,
volunteers who serve in the
Reserves, clergymen and rep-
resentatives of the business
community, heard Mr
McCartney outline three
major steps the Chamber will
take during 2006 school vis-
its, fund-raising and a school
hotline that will allow students
to report threatening behav-
iour or crime anonymously.

of the law firm of Halsbury
Chambers and one of two civil-
ians named by the Inter-Amer-
ican Development Bank to
attend a conference on civil
society last month in Trinidad.
The theme of partnership was
echoed over and over through-
out the service.
Father Steven Davies, RBPF
chaplain, said: "People with all
these fancy phones could take
pictures of anything," he said.
"But when police ask ain't
nobody seen nothing ain't
nobody hear nothing ain't
nobody know nothin'...Silence,
silence is the biggest enemy."
Globalisation and high-tech
crime ranging from money laun-
dering to fraud, or worse, to ter-
rorist activity that can be
financed online, will only fur-
ther tax already strained
resources, according to Chief
Supt Marvin Dames.
"I was extremely pleased to
hear Mr McCartney say a fund
will be created," Mr Dames
said, "because the only way we
will be able to successfully fight
this challenge is to forge a
stronger relationship with the
business community."

Tribune Freeport

FREEPORT Members of
the 'I Fa Justice' team have
criticised leaders of the
Bahamas Hotel Catering and
Allied Workers Union, alleg-
ing a lack of compassion in
the treatment of Royal Oasis
workers on Grand Bahama.
Justice team leader Roy
Colebrook and several cur-
rent union executives were on
the island over the weekend
and met with local team mem-
bers in Freeport.
The Justice team, which is
contesting all 12 executive
positions in the union elections
in May, believes that it is the
best team to take the hotel
industry into 2006 and beyond.
Mr Colebrook, a union
trustee who is vying for the
position of president, said the
Royal Oasis situation should
never have happened.
"You will find that it cannot
be said that persons (in the
.leadership) were not aware
about what was going on, sim-
ply because the dues were not
being paid to the organisa-
tion," he said.
About, 1,200 hotel workers
were laid off without pay in
September, 2004, when the
Royal Oasis closed due to
extensive hurricane damage.
With no help from the
union, displaced workers
found themselves under enor-
mous financial strain to meet
their financial obligations. The
workers staged several
protests to press the govern-



ment for help.
Team Justice is proposing
to establish a disaster relief
fund to deal with natural dis-
asters, among other things in
its 10-point plan.
Mr Colebrook accused the
Rainbow Team of "dropping
the ball" bn Royal Oasis
Lionel Morley, union exec-
utive board member in
Freeport, said union president
Pat Bain and the general sec-
retary showed no compassion
to workers.
"After two devastating hur-
'ricanes, the president came to
Freeport and told workers
that they should save their
money, and the general sec-
retary told them that the
union was not a bank,"
recalled Mr Morley.
Mr Morley claims that the
union decided to help the
workers six months into the
Assistant treasurer Basil
McKenzie claimed that not
one dime was taken out of the
union coffers to assist work-
"They could find $1.2 mil-
lion to put into political cam-
paign and then when it comes
to the plight of members they
turn their backs on them,!'
said Mr Morley.
Mr Raymond Wright said
that some of the objectives of
team Justice includes the
establishment of a union
employment agency to act as
a feeder for the various forms
of discipline in the industry
or introduce a labour market
bank for trained workers.


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Murder accused say they

were 'peacemakers'


DEFENCE attorneys in the
trial of the five remaining men
accused of the murder of
Peter Clark and the attempted
murder of John Moxey began
calling witnesses yesterday.
Defence attorney Murrio
Ducille, representing accused
Derek Bastian and Neil Pros-
per, called Desmond Russell
and Freddie Rolle to the
Russell testified that on Fri-
day, May 11, he was at the
Travellers Rest club. Russell
said when he returned to the
door of the establishment
after helping his father at the
bar he noticed Ellie, who was
collecting an entrance fee,
fighting with John Moxey.
Russell testified that Sgt
Duncombe took control of the
situation and took Ellie away.
Inside the club, he said, words
were exchanged between
Don, Derek and John.
Russell testified that he told
John to come outside. But a
man he knew as Bob pulled
John back and that is when
he, John, attacked Neil.
"I saw him pull out this
knife and start stabbing Neil,"
Russell told the court.
He saw John Moxey run to
the door and come back with
a cutlass. Russell said that
John Moxey then chopped
Derek with the cutlass.

After that incident a fight
started outside. Russell said
he did not know who was
involved. He locked the club
door with Neil Prosper, Derek
Bastian, along with Sgt
Williams, among those inside.
Russell said he was stand-
ing on the front step of the
club when he noticed people
jumping on a green car. The
car sped off and crashed into a
wall in the front of the club.
Russell said he saw Peter
Clark jump out and run to the
back of the car and jump over
the back trunk. That's the last
he saw of him.
During cross-examination
by prosecutor Cheryl Grant-
Bethel, Russell said he did not
recall seeing John Moxey with
any stab wounds that night.
Freddie Rolle told the court
that he, along with another
Defence Force officer, went
to the Travellers Rest Club
around llpm.
Rolle said he saw Neil Pros-
per and Derek Bastian injured
that night. A fight erupted and
continued outside into the
Murder accused Don Bast-
ian and Raymond Hepburn,
in their unsworn statements
from the prisoners' dock, told
the court they were merely
"peacemakers" but now found
themselves fighting for their

Union leaders accused

of lacking compassion


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S Strong written and verbal communications skills
S Ability to effectively communicate complex technical concepts and ideas in a non-technical, simple manner
S Proficient skills utilizing MS Office tools and applications.
All application are to be received at BTC's Head Office, 21 John F. Kennedy Drive no longer than Monday, February 27,
2006 and addressed as follows:

I -

Visits, McCartney said, will
include police, ex-convicts,
psychiatrists and representa-
tives of Crimestoppers. Three
schools have been identified
for the coming months.
In addition, Mr McCartney
said a plan proposed by lead-
ing psychiatrist, author and
businessman Dr David Allen
to launch a major fund-raising
exercise to equip police with
the resources they need would
be fleshed out.
"We are a small nation with
a number of difficulties but if
we work together, open our
hearts and our chequebooks,
talk to the media, talk to
someone who will listen,
report what we see, we can
alleviate crime," said Mr
McCartney, founding partner


Prizes for poster competition

* By Bahamas Information

KEOD Smith, Ambassador
for the Environment, has pre-
sented prizes to students who
won a national poster and poet-
ry competition organised by the
BEST Commission.
The competition aimed at
increasing awareness of the
importance of preserving the
ozone layer, which protects
humans, animals and plants
from harmful ultra-violet radi-
Students had to write a poem
or design a poster explaining
the importance of the ozone
layer to the earth as well as the
danger that may be posed by
Abel Abraham, a grade five
student of St Paul's Methodist
High School in Freeport, Grand
Bahama, was overall winner of
the poster competition.
In the poetry part of the
competition, Nacoya Ingraham,
a grade 12 student from
Queen's College, was the over-
all winner.
One of the ways The
Bahamas hopes to protect the
ozone layer is by cutting out
products that use CFCs com-
pletely by the year 2010.
Chlorofluorocarbons are non-
toxic, nonflammable chemicals
containing atoms of carbon,
chlorine and fluorine. They are

used in the manufacture of
aerosol sprays, blowing agents
for foams and packing materi-
als, as solvents, and as refriger-
Whereas CFCs are safe to
use in most applications and are
inert in the lower atmosphere,
they do undergo significant
reaction in the upper atmos-
phere or stratosphere, where
the ozone is located.
i Ambassador Smith said The
Bahamas in 1993, signed on to
the Montreal Protocol on Sub-
stances That Deplete the Ozone
Layer. He said that is a land-
mark international agreement
designed to protect the stratos-
pheric ozone layer.
The Ambassador pointed
out, however, that although the
country will get rid of CFC
causing agents, it is important
for the move to be done slowly.
"We are being cautious as
we do what we do, because we
do recognize that sometimes
some people may not fully
understand all that is necessary
to bring about the right kind of
management and protection of
the environment," he said. "But
as difficult as it may sometimes
seem, it is important for us to do
Mr Smith also said The
Bahamas had been quite dili-
gent in carrying out the neces-
sary tasks or duties to ensure
that the phasing out of the


wealth C The Baharnmas


* WINNER in grade 9-12 category, Vernard Grant from the St Paul's Methodist College,
Freeport Grand Bahama, shows his artwork to Rochelle Newbold and Ambassador to the
Environment Keod Smith.
(Photo: BIS/Patrick Hanna)

ozone depleting'substances is a
smooth and quick process.
"This has been achieved
through careful planning of var-
ious technical assistance activi-
ties, such as refresher training
programmes for customs agents,

fire departments and policing
agents," Mr Smith said.
He congratulated the stu-
dents for their participation in
a project aimed to publicise
this vital message.
Pupils from grades five
through 12 throughout The
Bahamas were allowed to par-
ticipate in the poster and poet-
ry competition.
In the poster competition
for the grades 5-8 category,
Abel Abraham took first place
and was the overall winner,
Jayde Cooper of Queen's Col-
lege came in second and
Desiree Roberts of St Paul's
Methodist School came third.
In the poster competition
for the grades 9-12 category,
Vernard Grant of St Paul's
Methodist came in first,
Deonardo Knowles of St
Paul's Methodist, was second
and Nacoya Ingraham third.
In the poetry competition
for the grades 5-8 category,
Deja Burrows of Queen's Col-
lege came in first,. Kristen
Klien, Queen's College, came
in second and Marjorie Saun-

ders of Bimini All-Age came
in third.
In the poetry competition
for the grades 9-12 category,
Nacoya Ingraham of Queen's
College took first place, Adria
Flower of Mt Carmel was sec-
ond and Rayan Collie third.
Abraham's winning poster
will be on the cover of the
Ozone Handbook, and win-
ners will receive cheques to
shop at the bookstore. For his
poster, Abraham depicted an
angel hugging the world.
He said': "The ozone layer
is like a guardian angel. It pro-
tects the earth from harmful
rays, so I thought I'd use an
angel to show the Ozone lay-
Businesses were also recog-
nised for either stopping the
use of CFCs or for getting rid
of them in time for the 2010
George Godet, of Bahamas
Welding, representing
Freeport Gasses, and Ron
Bowe, of ARVEZAir. Con-
ditioning, were presented with

o In brief


to gather

for mission

this Lent

CATHOLICS of all ages will
"Come Closer" as they gather
in their annually City-Wide
Lenten mission from Monday,
March 6, through Friday, March
10, starting at 7.30pm nightly,
in the grounds of Loyola Hall,
Gladstone Road.
They will delve into the scrip-
ture text of John 21 with partic-
ular emphasis on Christ's direc-
tives to Peter to "Feed my
Lamb", "Tend my Sheep" and
"Follow Me".
"Come Closer" is the theme
for this year's mission and the
dynamics of this gathering will
take on a new approach, never
before exhibited.
There will actually be two
missions taking place concur-
rently in the one locale. While
adults gather in Loyola Hall,
the young people will assemble
under the big tent, in "da yard",
to reflect on and address this
theme in a format that is specif-
ically designed for them.
Featured speakers for,the
adult mission are Father Glen
Nixon ("Feed my Lamb" Cat-
echesis), Monsignor Simneon
Roberts ("Tend my Sheep" -
Pastoral Care), Father Kendrick
Forbes ("Feed my Lamb" The
Eucharist) and Father D.vid
Cooper ("Follow Me'' -
Approach to the Faith). The
youth will address topics rele-
vant to them in an interactive
and exciting format by giving
their input and pprtrayingtheir
talents, using multi-media,"skits,
dance and music.
On the final night, Friday,
March 10, the entire assembly
will gather in a Eucharistic Cel-
ebration led by Archbishop
Patrick Pinder, who will outline
his vision and pastoral plan for
the local church. This promises
to be a dynamic time of prayer,
reflection, teaching, renewal
and further commissioning as
the church continues to define
itself under Archbishop I in-
der's direction. All are'invied
and encouraged to gather and
"Come Closer".
: ,?.' "


The Bahamas Telecommunications Company Limited invites applications from suitably qualified individuals for
the position of Senior Associate/System Administrator, Operating Systems in our IT Technical Services,

The System Administrator, Operating systems (OS) is responsible for the hardware and operating system software.
The System Administrator OS installs new hardware, installs the operating system, maintains the operating system
through patches, maintains security on the devices, ensures effective connectivity with tile network, and is responsible
overall for the performance of the technical platform of application systems. The System Administrator, OS acts
as the organizer, planner, problem solver, and overall leader for the hardware and software platforms for UNIX,
AIX, Linux, Windows and OS 400 systems. The administrator monitors systems and makes adjustments to maximize
functionality, availability and performance. The administrator manages growth and utilizes capacity planning to
ensure that adequate system resources are always available. This position requires regular interactions with internal
customers to understand their existing and strategic business'needs and that service levels are being met effectively
and on time. The System Administrator, OS ensures adequate documentation and communication of all related
system upgrades, outages, and modifications, keeping Business Partners well informed of changes in network
systems and policies and procedures. This position interfaces frequently with other IT staff to resolve issues,
implement upgrades, and deliver solutions.

Manage the day-to-day health of the AIX, Linux, Windows, OS 400, Solaris, and UNIX operating
system platforms.
Installs new hardware devices, configures them, and attaches them to the network.
Maintains operating system currency through migration of releases and patch implementation
Researches system patches to determine their suitability for implementation on specific systems
Troubleshoots hardware and software platforms problems
Works closely with the Backup and Archival Specialist to implement system backup procedures to
ensure that data is comprehensively copied
Manages and configures system storage devices, monitors space, plans for future growth, and manages
the growth and performance of the platforms
Works closely with the Manager of Data Security and implements prescribed security policies and
Acts as tier 2 Help Desk support to troubleshoot and resolved platform issues in a 24 x 7 environment
Implements systems diagnostic and alarming tools for early detection and notification of potential
Stays current with new system offerings and technology, analyzes new technology and makes
recommendations where applicable
Works closely with the System Administrator WAN and the Database Administrator to a provide and
maintain a comprehensive IT technical architecture
Manage and track all reported issues received and escalated from the IT Level 1 Service Desk
Regularly interact with internal customers to understand their existing and strategic business needs
and that support service levels are being met effectively and on time
Communicates policy and procedural changes: develops, reviews and updates standard operating
procedure manuals for the hardware and software platform support
Escalates and notifies management of all organization issues or situations that affect the overall
operational effectiveness of the technical architecture
S Perform other job-related duties as assigned by management

Bachelors degree in Computer Science,'Computer Engineering, Information Engineering, Information
Systems, Management Information Systems or equivalent industry experience in related fields.
7+ years experience managing, implementing and maintaining hardware and software platforms for
AIX, OS 400, Linux, Windows and UN IX platforms
Strong leadership ability
2 years experience managing a storage area network (SAN)
2 years experience implementing and utilizing performance monitoring and alarming tools such as
BMC Patrol, Nagios. Site Angel, Tripwire, or other tools as required
Strong working knowledge of systems support and maintenance processes (includes problem
management and tracking, SLA management, release / version management, escalations and notifications)
Strong working knowledge of formal project and development methodologies (includes SDLC
processes, change management discipline, and project management processes).
Broad range of hardware experience on IBM platform devices
S Extensive knowledge of specific operating systems including OS 400, Windows, AIX. Linux
Strong leadership ability with the ability to lead and take charge of a technical area
S Strong knowledge of UNIX security, OS 400 security, Windows and Linux Security mechanisms,
knowledge of Peoplesoft security is a plus
Ability to establish organization standards, operating procedures, SLA's and develop guidelines
S Knowledge and experience with trouble management, systems management and remote administration
tools and technologies
Knowledge of project management processes, applications (MS Project) and disciplines
S Strong written and verbal communications skills.
Ability to effectively communicate complex technical concepts and ideas in a nontechnical, simple
Proficient skills utilizing MS Office tools and applications.

All applications are to be received at BTC's Head Office, 21 John F. Kennedy Drive, no later than
Monday, February 27,2006 and addressed as follows;

invites applications for the position of

Human Resource and

Training Officer


Bachelor's Degree in related area and/or HR Certification
Proficiency in Advanced Excel, Word, PowerPoint, Access, Outlook
& Internet Explorer
Ability to work quickly and accurately and cope with large volumes,
of work
Strong interpersonal skills and communication skills
Excellent organizational and administrative skills
Facilitation and meeting skills


Assists the Director of HR/Training and the HR Manager
Assists with Training duties and programmes
Assists with HR duties and research projects
Assists in the planning and execution of all social/employee events
Disseminates internal information to personnel as required
* Composes letters, memos and reports
Prepares Training Certificates of Participation/Attendance

Compensation package will include a competitive salary, depend-
.ing on experience, together with a comprehensive range of

Send resume no later than March 3, 2006 to:

Director of HR & Training

51 Frederick Street
RO. Box N-4853
Fax 326.3000








0. 41b

"Copyrighted Material
Syndicated Content
Available from Commercial News Providers"




Tppia Exe intp
322-2157 -

A virtuoso viola performance

to the Nassau Music Society
for arranging the "Festival of
Russian Artists."
This season has been one
of great musical delight,
beginning with the Natalia
Gutman Quartet, and ending
April 7-8 with the piano con-
cert by Oleg Polianski.
The Moscow Soloists
added the best of all musical
ingredients into this rich
musical series.
Performing at the National
Centre for the Performing
Arts, these world renowned
musicians dazzled the theatre
with their rich and sensitive
The programme began
with a work by Japanese
composer Toru Takemitsu,
blues and waltz from film
music for strings. The open-
ing blues with its intricate
rhythms and melodic conver-
sation between the strings
made the 20th century com-
position come alive.
The second section, the
waltz, mixed the modem with
strains of the Strauss-like
Next, the musicians played
the Andante Cantabile by
When most people think
of romantic music, (in the
classical form) one naturally
thinks of Tchaikovsky. He
was the last of the Romanti-
cists in its most passionate
and lyrical form..He was a
master at creating dramatic
effects through the use of

Pauline Glasby, a College of the Bahamas lecturer, gives a review of

the Moscow Soloists at the National Centre for the Performing Arts

symanics, melodic lines etc.
Mr Bashmet's performance
showed a sensitivity to all musi-
cal aspects of the composers
desires. It was as though he had
become Tchaikovsky. Not only
was his performance that of a
true artist, but his relationship
with his instrument, the viola,
was nothing less than master-
The audience was also treat-
ed to a world premiere perfor-
mance of the chamber sympho-
ny for strings composed by Igor
Raykhelson, the artistic director
of the Nassau Music Society.
Congratulations must go to
Mr Raykhelson for an excellent
composition. It began with a
Valse, a mixture of traditional
and late 20th century style -
wonderful melodic lines above a
somewhat discordant accompa-
niment. The-use of thematic
material being tossed from
upper to lower strings added
interest and colour.
The Scherzo, as the name
suggests, was light and jolly with
interesting rhythms and counter
The Adagio, in contrast to
the Scherzo, showed a unique
style of interplay between the

0 YURI Bashniet performs with the Moscow Soloists

This section was full of emo-
tion almost veering to the
Tchaikovskian melody line.
This was followed by the
finale which began with a slight
Baroque style, yet continued
with strains of national melodic
features and an almost Borodin-
like rhythmic change.
Playing Paganini, Mr Bash-
met again showed not only the
musical style of-the great vio-

lin virtuoso, but his own tech-
nique on the viola.
Throughout the three move-
ments he showed Paganini's
expressive style as well as his
own command of the instru-
ment, which adds up to brilliant
mastery he reached heights.
The programme ended with
Mozart's ever popular 'Eine
Kleine Nachtmusic.'

If no one in the audience had
a good night's sleep after this
performance it was not the fault
of the orchestra. The perfor-
mance would have delighted
Mozart himself. This piece is
popular and oft times played
with a lack of understanding of
Mozart's simple, but yet melod-
ic style.
1 was mesmerised by the
musicianship which "oozed'
from Bashmet's whole body in
the interpretation of this music.
It was nothing less than bril-
liant. I trust the audience left
the theatre having experienced
the real Mozart.
Congratulations must go not
only to Mr Bashmet but to the
members of the Moscow
Soloists whose performance was
one of musical artistry.
I must make a comment to
the persons who prepared the
stage at the theatre, and name-
ly Jim Whitehead of Nassau
Florists. Well done! The first
time this world renowned group
of musicians performed at this
theatre, the lighting left noth-
ing to be desired, this year was
much improved.
Again, congratulations to the
Nassau Music Society on a most
successful season.



O Cashiers/



SApply in person to

the Manager

Wednesday, March 1st

between 9:00 11:00 a.m.

all Nassau locations.


-LOT NO. 132
Residence (10,400 sq. ft.)
LOCATION! Golf Course Boulevard

7 1

LOT NO. -5
PROPERTY SIZE: Single Fm;,i..
Residence (6,000 sq. ft.)
LOCATION: Turtle Drive

LOT 'i,.O0Block.7 -
PROPE!RTY SIZE: Single Family
(10,875 sq. ft.)
LOCATION: Southeastern Corner of Jean
Street & Kent Avenue

4 1-

PROPERTY SIZE: Single Family
Residence & Triplex Apt. Building
(10,149 sq. ft.)
LOCATION: Cow Pen & Golden Isle

LOT NO. Crown Grant A-66
PROPERTY SIZE: Incomplete Commercial
Structure (10,875 sq. ft.)
LOCATION: 350 West of Refuge Court

ar 1~I'

PROPERTY SIZE: Single Family
Residence Wooden Structure
(3,600 sq. ft.)
LOCATION: East Side of Andros Avenue

LOT NO. Crown Allotment No. 53 Lot D
PROPERTY SIZE: Residential
(5,995 sq. ft)
LOCATION: Bellot Road West of Faith Ave.


LOT NO. 9 Block 219
PROPERTY SIZE: Single Family
(3,610 sq. ft.) .
LOCATION: Southern Side of Mason's
Addition Road & East of Spence Street

LOT NOS. 29 & 30
PROPERTY SIZE: Single Family
Residence (10,000 sq. ft)
LOCATION: Blue Hill Road, South of
Seven Hills Drive


LOT NO. 14
PROPERTY SIZE: Footpath (1,300 sq. ft.)
LOCATION: North of Sandy Port Drive
LOT NO. 677
PROPERTY SIZE: Single Family
(6,000 sq. ft)
LOCATION: Frangipani Avenue off
Chenille Avenue

LOT NO. 123
PROPERTY SIZE: Single Family
(5,200 sq. ft.)
LOCATION: East Side of Silver Gates
Drive off St. Vincent Road
PROPERTY SIZE: Single Family
Residential Development (85,950 sq. ft/
1.50 acres)
LOCATION: East Street South

LOT NO. 24
PROPERTY SIZE: Single Family
(5,457 sq. ft.)
LOCATION: 228 Feet South of Fire Trail



The Bahamas Telecommunications
Company Limited (BTC) wishes to inform
the general pubic that it will begin ceasing
of all GSM, TDMA Wireless, and Wireline
Accounts, which have had no activity for
six or more months as of February 20,

Customers interested in keeping their
accounts are asked to come in to BTC
within the next 10 days to make these
accounts current.

Customers, who have financial difficulties
in settling their accounts, can visit our
Credit Administration Department at our
John F. Kennedy Drive location to arrange
payment plans to have their services

We thank you for your cooperation and
look forward to serving you our valued





s I I Ioh


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!at ,2Dors es,o V*ictraAe

Paintball comes

to the Bahamas

* LOADING up the paintball guns on the course

* TAKING aim in preparation for a shot

THE fast-growing sport of
paintball is coming to the

Bahamas and those looking for
something different to do with

The Bahamas Telecommunications Company Limited invites applications from suitably qualified individuals
for the position of Senior Associate/System Administrator, Wide Area Network in our IT Technical Services
The System Administrator. Wide Area Network (WAN). is responsible for supporting network
including the various devices used on the network such as routers,swvitches. and circuits necessary or th
support of IT systems. System Administrator WAN acts as the organizer, planner, problem solver, decision
maker, resource System Administrator and overall leader for the entire IT supported network and wireline/
wireless data networking devices. Responsibilities include the management of a 2nd level support group and
liaise with the end-user community to maintain, support and enhance solutions for maximum functionality,
availability and performance. This position requires regular interactions with Internal customers to understand
their existing and strategic business needs and that service levels are being met effectively and on time. The
System Administrator WAN performs the creation and analysis of Business Partner requirements, assesses the
impact of changes to the network and network devices, arid determines the level of effort needed to implement
changes. The System Administrator ensures adequate documentation and communication of all related system
upgrades. outages, and modifications, keeping users well informed of changes in network systems and policies
and procedures. This position interfaces frequently with other IT staff to resolve issues, implement upgrades,
and deliver solutions.

Manage the day-to-day networking connectivity of the WAN and related devices (Cisco routers,
switches etc.)
Effectively maintain the entire IT WAN including; project planning, scope management budget
management; resource (i.e.. internal, external, 3rd party resources) management, time management
(activities & task planning), communications, risk management procurement, QA and testing, delivery,
transition planning and ongoing systems maintenance and support (problem resolution, outages,
version control, release management, upgrades, change management)
Manage and track all reported issues received and escalated from the IT Level 1 Service Desk
Regularly interact with internal customers to understand their existing and strategic business needs
and that support service levels are being met effectively and on time
Communicates policy and procedural changes; develops, reviews and updates standard operating
procedure manuals for the WAN support
Ensures staff members provide high quality support for the systems and to IT Business Partners
Escalates and notifies management of all organization issues or situations that affect the overall
operational effectiveness Of the IT WAN
Perform other job-related duties as assigned by management

Bachelors degree in Computer Science, Computer Engineering, Information Engineering, Information
Systems, Management Information Systems or equivalent indusir\ experience in related fields.
7+ years experience managing. Implementing and maintaining WAN and peripheral devices such
as mediation devices, routers, Ethernet switches, etc.
Supports Wide Area Network, Voice Over IP, and VPN capabilities
S Strong working knowledge of systems support and maintenance processes (includes problem
management and tracking, SLA management, release/version management, escalalions and
Strong working knowledge of formal project and development methodologies (includes SDLC
processes, change management. discipline, and project management processes).
2 years experience using network monitoring and support tools such as.HP Openview to monitor
platform performance
Broad range of network, network devices, mediation devices and processes
Expert knowledge of VPN and VOIP technologies
Strong knowledge of network security requirements and processes
S Knowledge of firewalls, intrusion detection, and other network security protocols
Strong knowledge of wireless networking protocols
Ability to establish organization standards, operating procedures, SLA's and develop guidelines
Knowledge and experience with trouble management, systems management and remote administration
tools and technologies
Strong leadership ability
Knowledge of project management processes, applications (MS Project) and disciplines
Strong written and verbal communications skills
Ability to effectively communicate complex technical concepts and ideas in a nontechnical, simple
Proficient skills utilizing MS Office tools and applications
Proficiency with HP Openview or other network management tools
All applications are to be received at BTC's Head Office, 21 John F. Kennedy Drive, no laler than
Monday, February 27. 2006 and addressed as follows:


their free time are invited to
take part in a special event to be
held this Thursday in Freeport.
Paintball Bahamas, the cre-
ation of young entrepreneur
Bahamian Jeff 'Cosmo' DeGr6-
gory, will have a soft opening
this weekend and will offer both
Bahamians and tourists an
adventure game like no other
in the Bahamas.
Located behind the bowling
alley on Britannia Boulevard,
paintball will offer people the
chance to show off their shoot-
ing talents, get some aggression
out and just have fun playing
war games.
.Tickets start at $45 and
include all-day entry, tippmann
markers, a safety mask, free air
fills and 150 paint balls.
"We've had great interest in
our game and we are already
looking into local team compe-
tition. We are also opening just
in time for the spring break
crowd and hope to offer them
another fun alternative during
their vacation," said Mr DeGre-
Paintball Bahamas has a staff
of ten on hand who will help
monitor all the players on the
course and will also run the on-
site office, store and snack shop.
Mr DeGregory's partner in
this new business is his moth-
er, Marcy, who serves as the
administrative organiser for the
"As the fastest growing sport
activity in the US I knew Jeff
was on to a great idea. I've
worked in the tourism business
for years and our tourists want
something fun to do on one of
their vacation days, especially
for their young teenagers or col-
lege students.
"They love the beach but if
they get too burned or it's
cloudy they want something fun
and active and we can provide
that for them" she said.
Paintball Bahamas will-be
open for those persons 18 years
and older. Younger players will
need to have parental approval
to play the game.



The Tribune wants to hear
from people who are
making news in their
neighborhoods. Perhaps
you are raising funds for a
good cause, campaigning
for improvements in the
area or have won an
If so, call us on 322-1986
and share your story.




Leo~n Milred ohnsn, .

of 77Harcort Aenue ount erno, did a Dotor

an Jaa ohsn on-nlwD.Hns3.nan et

Peesn r n a hs ffinsan eatvs

lr~-Y-4-L- 1 r -

_ _








TENDER NO. 597/06

The Bahamas Electricity Corporation invites tenders from eligible bidders for the
provision of general insurances as described above.

Bidders are required to collect packages from the Administration Office,
Blue Hill & Tucker Roads by contacting:-
Mrs. Delmeta Seymour
Administrative Officer
Blue Hill & Tucker Roads
Nassau, Bahamas
Phone No. 302-1158
Fax No. 323-6852

Tenders are to be hand-delivered on or before 30 March 2006 by 3:00p.m.
and addressed as follows:
The General Manager
Bahamas Electricity Corporation
Blue Hill & Tucker Roads
Nassau, Bahamas
Attention: Mrs. Delmeta Seymour

Marked: Tender No. 597/06

The Corporation reserves the right to accept or reject any or all tenders.



TENDER NO. 598/06

The Bahamas Electricity Corporation invites tenders from eligible bidders for the
provision of general insurances as described above.

Bidders are required to collect packages from the Administration Office,
Blue Hill & Tucker Roads by contacting:-
Mrs. Delmeta Seymour
Administrative Officer
Blue Hill & Tucker Roads
Nassau, Bahamas
Phone,No; 302-1158
Fax No. 323-6852

Tenders are to be hand-delivered on or before 30 March 2006 by 3:00p.m.
and addressed as follows:

The General Manager
Bahamas Electricity Corporation
Blue Hill & Tucker Roads
Nassau, Bahamas

Attention: Mrs. Delmeta Seymour

Marked: Tender No. 598/06

The Corporation reserves the right to accept or reject any or all tenders.



TENDER NO. 599/06

The Bahamas Electricity Corporation invites tenders from eligible bidders for the
provision of general insurances as described above.
Bidders are required to collect packages from the Administration Office,
Blue Hill & Tucker Roads by contacting:-
Mrs. Delmeta Seymour
Administrative Officer
Blue Hill & Tucker Roads
Nassau, Bahamas
Phone No. 302-1158
Fax No. 323-6852

Tenders are to be hand-delivered on or before 30 March 2006 by 3:00p.m.
and addressed as follows:
The General Manager
Bahamas Electricity Corporation
Blue Hill & Tucker Roads
Nassau, Bahamas
Attention: Mrs. Delmeta Seymour

Marked: Tender No. 599/06

The Corporation reserves the right to accept or reject any or all tenders.



TENDER NO. 600/06

The Bahamas Electricity Corporation invites tenders from eligible bidders for the
provision of general insurances as described above.

Bidders are required to collect packages from the Administration Office,
Blue Hill & Tucker Roads by contacting:-
Mrs. Delmeta Seymour
Administrative Officer
Blue Hill & Tucker Roads
Nassau, Bahamas
Phone No. 302-1158
Fax No. 323-6852

Tenders are to be hand-delivered on or before 30 March 2006 by 3:00p.m.
and addressed as follows:
The General Manager
Bahamas Electricity Corporation
Blue Hill & Tucker Roads
Nassau, Bahamas
Attention: Mrs. Delmeta Seymour

Marked: Tender No. 600/06


The Corporation.reserves the right to accept or reject any or all tenders.



TENDER NO. 610/06

The Bahamas Electricity Corporation invites tenders from eligible bidders for the
provision of general insurances as described above.

Bidders are required to collect packages from the Administration Office,
Blue Hill & Tucker Roads by contacting:-
Mrs. Delmeta Seymour
Administrative Officer
Blue Hill & Tucker Roads
Nassau, Bahamas
Phone No. 302-1158
Fax No. 323-6852

Tenders are to be hand-delivered on or before 30 March 2006 by 3:00 p.m.
and addressed as follows:
The General Manager
Bahamas Electricity Corporation
Blue Hill & Tucker Roads
Nassau, Bahamas

Attention: Mrs. Delmeta Seymour

Marked: Tender No. 601/06


The Corporation reserves the right to accept or reject any or all tenders.



TENDER NO. 602/06

The Bahamas Electricity Corporation invites tenders from eligible bidders for the
provision of general insurances as described above.
Bidders are required to collect packages from the Administration Office,
Blue Hill & Tucker Roads by contacting:-
Mrs. Delmeta Seymour
Administrative Officer
Blue Hill & Tucker Roads
Nassau, Bahamas
Phone No. 302-1158
Fax No. 323-6852

Tenders are to be hand-delivered on or before 30 March 2006 by 3:00p.m.
and addressed as follows:

The General Manager
Bahamas Electricity Corporation
Blue Hill & Tucker Roads
Nassau, Bahamas
Attention: Mrs. Delmeta Seymour

Marked: Tender No. 602/06

The Corporation reserves the right to accept or reject any or all tenders.




Th I ; 1

FROM page one

submitted by ASP Aldric
Williams at a press conference
yesterday morning.
In addition to investigating
the factors leading up to and
during the incident, the five-
member team also made rec-
ommendations to enhance
security at the prison.
Mr Rahming denied any hint
that prison officials had mis-
treated or violated the rights
of prisoners in the aftermath
of the escape.
Mr Rahming also admitted
that he had no knowledge of
what had been done with the

Prison break

report complete

body of inmate Neil Brown, or
whether it had been buried by
police or released to the family
so that they could bury him.
Mr Wilson was also unclear
on what had happened to
Brown's body. He also report-
ed that investigations continue
in whether gruesome photos
showing suspected inmates

bound lying naked on the
ground were actually those of
Barry Parcoi and Forrestor
Bowe, the two inmates who
were immediately recaptured
after their escape.
Mr Williams said the 36-page
report was comprehensive,
transparent and informative,.
Mr Rahming noted that the

Bird flu virus fears

FROM page one

contact the Department of Agriculture about
this. You might find a flamingo who would be
caught in wires or something, but never come
across this number of deaths in only two days.
That is very significant," he said.
Inagua is home to the second largest breeding
ground outside of Africa anywhere in the world.
A positive testing of the H5N1 virus could destroy
the island's pristine environmental mystic as no
known cure is currently available to combat the
Although all three species that have died are
not migrating birds, Mr Bannister highlighted
that these birds do come in contact with a number
of geese, and ducks that annually migrate to
Inagua during the winter season.
"Migrating birds are in Inagua all the time.
Every winter they mix right in with the other
birds in the ponds. If in fact it is some West Nile
or bird flu virus this would not be good for our

bird population. So any positive tests would give
us clues on how to treat the remaining popula-
tion," he said.
The bird flu H5N1 virus has previously been
found throughout Europe with the most recent
cases confirmed in Africa in Egypt; Nigeria, apd
In two years the H5N1 virus has spread from
Asia to the Middle East, to Europe and finally on
to Africa. It has decimated poultry flocks in
many countries and has killed more than 90 per-
Experts still maintain that the virus is only
spread to humans through direct contact with
infected birds, but warn that with the continued
spread of the virus, the likelihood that it will
mutate into a form that is easily transmitted
between humans increases.
If such a mutation was to transpire,which sci-
entists state is highly likely, they warn that the
results can be catastrophic warning that
human causalities could be as high 50 million

prison plans to initiate between
$1.3-1.5 million worth of
immediate changes to upgrade
security measures at the Fox
Hill facility which include:
securing the roof of maximum
security and the perimeter wall,
the installation of technological
equipment such as surveillance
cameras on a 24/7 basis, scan-
ners at maximum security and
a cell phone killing device to
prevent the use of cellular tele-
phones, airport security like
clearance for visitors, and
increased lighting.
In addition, he said that per-
sonal alarms have been
ordered for maximum security
guards who are also to take self
defence courses.
Plans are also underway to
build a new maximum security
prison to house 900 inmates.
Mr Rahming stressed that
despite the unfortunate break,
the prison remains secure.
He said that while there have

Airport closure

FROM page one

"We could not compromise the safety of passengers," he said.
Mr Nairn added that a team of experts is expected to start
repairs on the runway very soon, but until the runway is repaired,
travel will have to take place from the Deadman's Cay airport.
"This is not intended to bring hardship to the residents, but the
safety is the foremost concern for the ministry."
It left many with no choice but to take the 40 minutes to an
hour ride to Deadman's Cay. For persons who had to rely on
taxis, fares of more than $100 made it a costly inconvenience.
According to one resident, visitors to the island's premiere
resorts, Cape Santa Maria and Stella Maris resort, were affected
as well as persons with winter homes arriving at the island.
Long Island MP Larry Cartwright, told The Tribune that in
addition to the visitors, his constituents were also affected.
Mr Cartwright said that workers at the Stella Maris Airport
reported to work Monday morning, and met "the surprise of
their life."
"The shocking news that the Stella Maris International Airport
was officially closed left everyone in a mood that words are
unable to describe. Just yesterday, Bahamasair made its last
stop at this air terminal that has provided service for the north-
ern part of Long Island for over 40 years and no one said a
"Bahamasair agents were told nothing, the Customs Depart-
ment, up to 1pm on Monday were not informed officially, the
owners and operators, including the charter companies based
here, had not been notified," he said.
Mr Cartwright said that no one at Civil Aviation, the depart-
ment that decided on the closure, saw fit to notify the Member of
Parliament who lives in Long Island, the Island's Administrator,
or the Chief Councilor, prior to the airport's closing.
"This is clearly a slap in the face for the people of Long Island,
who are taxpayers and patriotic Bahamians. Today the airport is
closed, no one saw fit to meet with the owners, operators and oth-
er stakeholders and the people of North Long Island who not
only have to travel some 25 miles to collect freight from the
mail boat because of government's lack of interest in this island,
now have to tra\ el some 45 plus miles to get to the airport," he


The Bahamas Telecommunications Company Limited invites applications from suitably qualified
individuals for the position of SENIOR MANAGER/ECONOMIST in our Regulatory Department.


To develop and apply various telecommunications regulatory requirements to economic efficiencies
including interconnection issues, market analysis and pricing methodologies, quality of service standards
and customer codes of practice.


Provide specialist advice on the economic and financial performance of BTC as a regulated
Provide economic and financial analysis involving marketing research and changes in price
setting methodologies
Provide proficient application of economic principles to the licence compliance requirements
of BTC as a regulated telecommunications operator
Provide market research and other economic studies relevant to the current and future
development of BTC
Become proficient in knowledge of all necessary regulatory documents including the
Telecommunications Act, Sector Policy and BTC's licence


Advise on and monitor PUC Rate Rebalancing Proposals and all aspects of BTC rates including
price regulated services
Advise on and monitor all relevant sector issues including universal service, price capping and
reference interconnection offer documents (RIO) including Public Consultations
Advise on and monitor all relevant interconnection issues e.g. revenue
To liaise with the Public Utilities Commission on all relevant compliance issues and to attend
to meetings and correspondence related thereto
To assist in the reporting of individual business units in the company on a line of business
basis for various services
To assist in the preparation of network and service development plans for the demonstration
of cost based pricing to assist with the determination of interconnection pricing
To assist in the development and implementation of strategies to keep the company competitive
and to secure its market share
Generally to assist with the division's objective of ensuing compliance with licence provisions
whilst ensuring that the company
To attend all staff meetings and prepare monthly status reports on tasks and assignments


Proficient in the application of economics to an operator/licence in a regulated
telecommunications sector
Good experience in market research and regulatory methodologies
Some proficiency in accounting required
Computer skills in database, spreadsheets, statistics and word processing
Membership in relevant professional associations
Master's degree in Economics


(vii) Ten (10) years experience required. Experience in telecommunications would be an asset
and an advantage

(viii) Strong leadership are essential organizational self-motivational and communications

All applications are to be received at BTC's Head Office, 21 John E Kennedy Drive, no later than
Monday, February 27, 2006 and addressed as follows:




The Tribune's


SHOW DATES: March 24 & 25 2006

PUBLICATION DATE: March 22nd, 2006

DEADLINE FOR ALL ADS IS: March 15th, 2006

.Ol .



been attempted escapes in the
past, over a six-year period, the
escape rate is 4.5 per year or
1.8 per cent with the recapture.
rate being 96.2 per cent.
"There can be no doubt then
that on the basis of the facts,
Her Majesty's prison is fulfill-
ing its mandate to keep soci-
ety safe from escapes. It is also
totally clear to inmates that it is
foolish for them to attempt to
escape since almost 100 per
cent of those who succeed in
escaping are caught in short
He added that in the next
months there will be significant
personnel changes as the
prison continues to enhance
"There are those few bad
rotten apples in the barrel.
"We will pluck them out one
by one and in time bring cor-
ruption and complicity to an
irreducible minimum," he

Man shot

FROM page one

On the Run Carmichael and
Faith Avenue, Keishel's 99
cents breakfast stand, and the
Junkanoo Shack restaurant.
Lambert Rahming, a close
friend of Mr Carey, told The
Tribune that he was a man with
a "big heart."
"He is more than an entre-
peurneur, he is special. Keith is
a person with the biggest heart
you will ever come across. He
will literally take his shirt off
his back and give it to a
stranger. I can't see anybody
treat him the way that he was
treated today (Monday)."
Mr Carey was also instru-
mental in the athletic training
of three of the Bahamas top
Olympic athletes. They are
Tonique Williams-Darling, and
her husband Dennis Darling,
and Dominic Demerritte. He
was also a former long and
triple jumper who represented
the Bahamas on numerous
Carifta track and field teams.
In an interview with The Tri-
bune yesterday, Tonique
Williams-Darling said :"He was
the sponsor for me before I
became Tonique Williams-Dar-
ling the gold medalist. He was,
so kind and so giving. I'm just so,
... It's like God just lost one of
his angels on earth. I wish the
best to his family. It's really sad
for them today because the way
he treated us, we felt like one of
his children."
Williams-Darling said it was
on January 17 that she got a call
from Carey, wishing her "happy
birthday." That was the last day
she spoke to him.
In a press release from thq
Bank of the Bahamas, Manag'
ing Director Paul McWeeney
described yesterday's incident
as "tragic, senseless and inhu'
"We do have closed circuit
TV and we will do everything is
our power to assist police iden'
tify and bring this perpetrator to
justice. We extend our deepest
sympathy to the victim's family
and we will do whatever we can
to help put an end to this crime
wave that is sweeping,the coun,
try," said Mr McWeeney. 1
John Carey, MP for
Carmichael, also extended con.
dolences to the family of Mr
Carey on behalf of his con-
Mr Carey is survived by his
\\ife. MichelUe, and three daughl
ters, Keishel; Ke\a and.

Edition will also be
distributed at
The 2006 Auto Show.



Bahamian artists get together for

first National Cultural Conclave

* BAHAMIAN musicians, entertainers, writers and artisans participating in a breakout session, on February 24, DIRECTOR of Culture in the Cultural Affairs Division of The Bahamas Govern-
2006, during the First Annual National Cultural Conclave ment Dr. Nicolette Bethel announcing plans for The Bahamas' Cultural Hall of Fame

* BAHAMIAN entertainer and performing artist Kirkland
"KB' Bodie speaks

The First Annual National
Cultural Conclave was held
February 23-25 and brought
together cultural artists and
stakeholders from throughout
the nation for open discussions
that will be used to formulate
reports and policy statements
on Bahamian culture.

(Photos: BIS/Eric Rose)

* LEADER of the Saxons Superstars Junkanoo group and
Bahamian cultural icon Percy "Vola" Francis speaking

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Call for action after whale

beached near research facility

FROM page one
government noting that this is
the fourth beaching within 12
Estimated at being over 20
tons, the rotting carcass now
sits stranded on a marshy
area near Behring Point.
According to residents the
whale was spotted in shallow
waters offshore on Sunday
evening being ferociously
attacked by a school of
When examined, bite
marks ranged from the
mouth of the whale along its
underside to its tale fin. The
attacks were so profound
that the team of scientists
sent by Sun International to
examine the mammal could
not identify its sex as its
groin area had been totally

The scientific team
stressed that although the
first notion would be to
blame the AUTEC base for
the stranding, they appealed
for patience as they con-
ducted their examinations.
Previously the US base has
come under fire for the test-
ing of underwater sonar
equipment that interferes
with the delicate nervous sys-
tem of whales and dolphins
in the area.
The "intense" sonar sig-
nals have been directly
linked to haemorrhaging of
the mammals' brains causing
them to beach themselves in
what biologists refer to as a
form of confused stupor.
Newly appointed Minister
of Agriculture and Marine
Resources Leslie Miller said
that he is hopeful that the

AUTEC base would volun-
teer to bury the massive
mammal so that one day its
bones could be exhumed and
put on display for future gen-
"If we can bury the whale
itself, later on we can
exhume the skeleton for
future research purposes for
the Bahamian youths and
put it in a museum of some
"We look forward to hav-
ing dialogue with those run-
ning the AUTEC base and
work out a system where
they can implement a pro-
gramme that is beneficial for
all the marine mammals in
the area."
Mr Miller said he hopes
that officials at the AUTEC
base would work handlin
hand with his ministry to
implement new measures to
limit any possible effects to
nearby marine animals.
"I am very thankful to Sun
International for sending its
team to get samples that they
are going to send to the Uni-
versity of Tennessee to
determine what was the
cause of this animal's demise.
"I'm hoping upon hope
that what we saw today was
just nature taking its normal
course on that majestic ani-
mal. But I'look forward to
working closely for the pro-
tection and preservation of
the marine animals in the
Bahamas, and hopefully we
can start a good positive pro-
gramme with the people
responsible for the AUTEC
base," he said.

SAMPLES are taken
from the beached whale yes-
(Photo: Felipe Major/
Tribune staff)

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Rattlers take



Junior Sports Reporter,
DANNY McKenzie
stepped to the line with 11.9
seconds remaining in regula-
tion time to sink two of the
biggest free throws in his high
school career.
With the game tied at 65-all
McKenzie would be the deliv-
ery man for the CI GIbson
Rattlers' team seeking their
fourth consecutive'title. '
With a big crowd on hand to
witness the crowning of the
number one senior boys bas-
ketball team in the country,
the Rattlers held off the Jack
Hayward Wildcats 67-65.
David Taylor walked off with
the MVP.
The Wildcats controlled the
ball at the tip, posting the
game's first score. But the
Rattlers were looking to
answer and send the home
crowd wild as they ran down
court however they returned
empty handed.
This wasn't the case for the
Wildcats, who grabbed the
defensive board. Working the
ball around the arch, the
guard spotted Jeffrey Adder-,
ley who launched from the
arch's left side, extending his
team's early two point lead to

The defending champions
didn't take too well to the 5-0
lead, their point guards
charged the Wildcats defen-
sive stand and, just as the shot
clock buzzer was about to
sound, they were able to get
the Wildcats to commit to a
foul. Connecting at the free
throw line was Tarenio Mack-
But Adderley was the go to
man again for the Wildcats as
he connected with another
three pointer from the oppo-
site side. The pair of successful
threes placed the Rattlers in
the hole, down five points.
With both teams coming out
with heat and hot hands, the
battle of the first quarter
would be awarded to the team
who would crash the boards
the hardest. That turned out
to be the Wildcats.
The Wildcats would out-
rebound the Rattlers on both
the defensive and offensive
glass, giving them three
chances at second shots.
Noting that the Rattlers
relied heavily on their running
game to generate offence, the
Wildcats held the team to just
12 points in the first, making
them resort to their perime-
ter shooters for a score.
But the Rattlers came
storming back in champi-
onship style.
Down by more than eight
in the first, the team quickly
crept within one.
Now in a shooting slump
and with the Rattlers being
fueled by Stanley Forbes and

Demecko Boules, the lead the
Wildcats had was gone.
This forced coach Ivan But-
ler to call a time out, hoping to
regroup his troops.
Taking the court after the
break, the Wildcats would
return to score two unan-
swered baskets extending the
lead back to four points.
Stepping up with some big
blocks for the Rattlers was
Forbes, and after three mon-
ster shut downs the Wildcats
'were now taking outside shots.
At the: closing minutes of
the second quarter, the man-
to-man being played by the
Rattlers would give the Wild-
cats guards an open lane forc-
ing them to commit to the foul
at the last second.

Even though the Rattlers
opened up the lane on the
defensive end, they made the
Wildcats get out of their com-
fort on the offensive side. The
Wildcats moved away from
their zone defence which
opened up the running game
for the Rattlers. As a result,
the Rattlers would outscore
the Wildcats 22 to 12 in the
second quarter.
Rattlers would appear on
the free throw line 15 times, 13
of their shots coming off three
point opportunities.,
Johnson said: "It feels great
to win the tournament, espe-
cially from the free throw line.
We worked on free throws all
year and it feels great to know
that the fiardwork in practice
paid off here tonight.
"Hats off to coach Ivan But-
ler and his squad.
"They played a very good
game from the start. It was a
tough game 'and I am glad to
know that we were able to
pull the win."
Holding closely to a one
point game, the Rattlers took
to the court with a different
game plan, adding a press to
their defence. This lead would
soon be relinquished as the
Wildcats made some changes
to their third quarter line-up
as well.

This didn't move the Rat-
tlers' guards who had broken
down the defence and were
now attacking the baseline. In
no time the one point lead had
moved to five.
Driven by the chants of
defence coming in from the
crowd, the Rattlers forced
turnover after turnover and
the only solution to the Wild-
cats' problems was fouling.
When only half of the allot-
ted time had elapsed, the Rat-
tlers had a clear look at two
shots from that point on and
the Wildcats had committed
more than five team fouls.
This didn't stop the Wild-
cats on offence with every
-point the Rattlers clinched,

* THE CI Gibson Rattlers celebrate with their trophy
(Photo: Felipi Major/Tribune staff)

the Wildcats would produce
two of their own.
The see-saw was all tied up
at the end of the third.
The fourth and decisive
quarter saw the Rattlers go up
by four quick points, but Dan-
ny McKenzie would catch
Gervaise Culmer in the air
and send him to the line with a
three point play in mind.
Culmer's missed opportuni-
ty led to a 4-0 run by the Rat-

But that run would come to
an end when Adderley con-
nected once again from down-
Rattlers' McKenzie took to
the line hitting one. Grabbing
the offensive board was
Navardo Hepburn.
Hepburn would also make
one and Nemon Robson
would rebound. Missing both,
the Rattlers would crash the
boards hard dishing the
rebound to David Taylor who

sunk the three from the right
Taylor would return after a
long time-out called by But-
ler to sink another three point-
er which created the biggest
lead of the game: seven points.
But the Wildcats cut into this
lead at the free throw line.
However Taylor wasn't fin-
ished as yet. With time tick-
ing away, Taylor grabbed the
ball, carrying it coast to coast,
for the lay-up.

The pressure started to
mount for the Wildcats, who
had to take control of
the game from the free throw
Stepping to the line for the
team was Farrintino Wallace
who connected on just one
shot, tying the ball game.
With 18.9 seconds remain-
ing Taylor would beat his
defender to the basket, draw-
ing contact on the drive. Rat-
tlers were up by two.



67-65 victory

over Wildcats



Fhe iM iami Hcralb TUESDAY. FEBRUARY28, 2006




ThumaU. 1\ illian dimtur dliffrrt

- -

manager Joe Girardi, in the team
dugout, plays catch with his
3-year-old son, Dante, at
Dolphins Stadium in October.

Levity's in

small doses

for Marlins

NU With so many jobs available to
be filled at the Marlins' camp, the
typical preseason pranks by
players might be less common.
Ahhh, spring training. Daily prac-
tices as planned as the nearby small
host communities without appearing
to be so. Games of variant lineups
where each individual's wins and
losses matter more than those of the
team. Major leaguers as close to the.
fans as company softball players.
No other sport's training camp has
been draped in flowery, soft-focus
mythology. And, indeed, for many
fans, it's the ultimate in baseball-as-
But on the other side of the fence,
levity is limited. Especially with a
team such as this year's Marlins.
"A lot of younger guys who are
trying to make the team approach it
as do or die," Marlins pitcher Joe
Borowski said. "When you've been in
the big leagues and you know you're
going to be there, it's more of a time
to fine tune what you have to be
ready for the season to start. Some
people take either approach, some
people kind of mix both together."
The Marlins have enough insecure
youth to pack a Coldplay concert.
Jobs proliferate. So do applicants.
Few aside from Dontrelle Willis and
Miguel Cabrera know where they'll
be or what they'll be doing on Open-
ing Day.
As Marlins manager Joe Girardi
said, "We have three or four guys
who want to be the shortstop. three
or four guys who want to be the sec-
ond baseman. Third base [Cabrera's
spot], good luck..."
When winning or losing that battle
for position is the difference between
filling a minor-league wallet or
major-league bank account, it can
suck some of the giddiness right out
of the situation.
"Right now, the guys take it more
seriously because of the money and
you're trying to make the team," said
Marlins coach Tony Perez, who
played from 1964 to '86. "Now, every-
body comes in shape. Most of the
players are in shape. Used to be the
other way, a lot of guys come to
spring training to get into shape.
Now, everybody's in shape and you
know you have to compete and get
Marlins pinch-hitter Lenny Harris
(Miami Jackson High, '83) said,
"Now, it's kind of tough. Too many
guys come in and they'll be so seri-
ous. It's hard to get the young guys, to
play a practical joke on them. We've
got some guys around here we'll get
this year."
Harris recalls the days of the
Three-Man Lift prank when someone
would convince a rookie (or, in some
locker rooms, a gullible reporter) that
some normal-size player or equip-
ment manager could lift the mark and
two large players.
Once the mark had laid down to be
part of the lifted weight, an eclectic
selection of messy stuff was piled
onto him.
Alas, these days money looms
with the maternal admonishment that
it's always fun until somebody gets
"These guys come in, they're
already making 800,000, $1 million,
so it's kind of tough to play a practical

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Joking's in short supply at Marlins' camp


joke and then you might get in
trouble from the front office,"
Harris laughed. "Somebody
gets something in his eyes,
they miss a week and then
they'll blame you for that.
You've got to be really care-
But nobody appreciates a
jaunty professional such as
Harris more than somebody
like Girardi.
"Lenny Harris brings a
fresh face each day," Girardi
said. "Camp is difficult. It's
hot. You need a guy like a
Lenny Harris in there to
loosen things up a bit and

make sure the guys are having
Borowski recalls that the
Cubs had a tradition of finish-
ing every morning with a Joke
of the Day that rotated among
"Sooner or later, we kind of
all pawned it off on the
strength and conditioning
coach," Borowski said. "He
had a [heck] of a time trying
to find one each day to do.
"Instead of doing jokes -
this was the reality craze on
TV he started making up
some reality [stuff] with one
of the other coaches and
installing themselves in crazy
situations," he continued.

"But it turned out to be a lot
of fun. Everybody got a big
laugh before we got out."
As no-nonsense as Girardi
is on the field, he doesn't want
the clubhouse being a dour
"When they're in the club-
house, when they're having
fun, when they're ribbing
each other, it's a time to get to
know each other," Girardi
said. "... Even on the field, I
don't care where you are, you
see things in baseball, you just
start laughing. You may not
laugh at the time, a couple of
days down the road, 'What
were you thinking?' You have
to have that so guys can move

on. So they don't think so long
about a mistake.
"You need players to be
able to have fun. It's a long
Starting with spring train-
"There's so many people,
and everybody has to take
their turn so you're standing
around," Borowski said. "...
Standing around in cleats, I
don't care who you are, it's
going to wind up giving you
little aches and pains.
"When it's about March 18,
19, 20, you're ready to get
going. That's when you're
like, 'Spring's just a little bit
too long.' But I enjoy it."

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From Miami Herald Wire Services
- Kevin Pittsnogle, held
scoreless against Pittsburgh
three weeks ago, had 26 points
in his final home game to lead
No. 16 West Virginia to a 67-62
victory over the eighth-ranked
Panthers on Monday night and
a first-round bye in the Big
East tournament.
West Virginia (20-8, 11-4)
never trailed in earning its sec-
ond consecutive 20-victory
season, the first time that's
happened since 1996-97 and
The Mountaineers got their
first bye in the 12-team league
tournament, joining No. 2
Connecticut and No. 4 Villa-
nova. The Mountaineers over-
took Pittsburgh for sole pos-
session of third place and can
finish no worse than fourth.
Pittsburgh (21-5, 10-5) needs
a victory at home Friday night
against Seton Hall and losses
by Marquette and Georgetown
to earn the final bye.
West Virginia's victory
avenged a 57-53 loss at Pitts-
burgh on Feb. 9 in which Pitts-
nogle fouled out with 6:42
remaining after going 0-12
from the floor.
He was a catalyst through
the. game Monday night,
eclipsing double digits in each
half. He made five of West
Virginia's 12 3-pointers.
Pittsburgh went scoreless
for seven minutes spanning
both halves, and the Moun-
taineers made seven consecu-
tive baskets on 3-pointers to
build a 41-30 lead with 17:49
West Virginia, then -went -
soft on defense, giving up a
pair of inside baskets and
wide-open jumpers in an 8-0
Pittsburgh run. The Panthers
cut the deficit to two points on
three occasions after that but
never took the lead.
SPOKANE, Wash. Adam
Morrison scored 34 points, but
it was his assist on Pierre
Marie Altidor-Cespedes'
3-pointer with 1 second left
that lifted Gonzaga to the vic-
tory:over San Francisco, com-
pleting the Bulldogs' second
undefeated run through the

West Coast Conference in
three years.
Morrison scored 17 points
over the final 1143 as Gonzaga
(25-3, 14-0) won its 16th con-
secutive game, tying No. 7
George Washington for the
longest streak in the nation.
The Bulldogs won their 38th
consecutive home game, easily
the longest such streak in the
nation and a school record.
Jason Wallace-Carter of
San Francisco missed a long
jumper at the buzzer.
The Bulldogs host the
WCC tournament for the first
time, starting this Thursday.
They have won 23 consecutive
conference games dating to
last season.
Jerome Gumbs had 20
points and Armondo Surratt
added 19 for San Francisco
(11-16, 7-7).
Morrison, the nation's lead-
ing scorer, had his 13th 30-
point game of the season.
NORMAN, Okla. Terrell
Everett made two free throws
with 0.6 seconds left to give
Oklahoma its fourth one-point
victory in as many games.
After Jamaal Brown had
given the Cowboys (15-14, 5-10
Big 12) a one-point lead with
two free throws with 4.7 sec-
onds left, Everett dribbled up
the left sideline and collided
with Byron Eaton, who was
called for a foul.
Everett, who played the
final 12:43 with four fouls,
stepped to the line and hit
both free throws for the Soon-
ers (20-6, 11-4).
Villanova: Guard Allan
Ray has a mild sprain in his
left knee and could return to
play in Wednesday's game
against St. John's.
"This is the best news we
possibly could have gotten,"
coach Jay Wright said Mon-
Washington State:
Athletic officials scheduled a
news conference for today at
which coach Dick Bennett was
expected to announce his
retirement. He will be suc-
ceeded by his son.
Bennett, 62, was hired in I THE MIAMI HERALD

.\ familiar pair

is back (n top

0 41P 4



March 2003 to rebuild the ment.
Cougars' program, but has said I
recently he likely would retire Coaci
after this season. With two resign
games remaining in the regu- full-ti:
lar season, Washington State school
has an 11-14 record, including a 63-129
4-12 mark in the Pac-10. Ben- coach
nett has a 36-46 record in three
years at WSU. WOM
Tony Bennett, an associate I
coach who has been the team's 7 UCo
primary recruiter, was ter sc(
selected last summer to suc- Rutge
ceed his father. Tony Bennett secuti
played for his father at Wis- son c
consin-Green Bay, and later victor
played with Charlotte and The
Cleveland in the NBA before 16-0)
moving into coaching. the Bi
Weber State: Coach inthe:
Joe Cravens was fired after memb
two consecutive losing sea- seed i
sons. ment,
The team lost its final four in Har
games to finish 10-17 and 4-12 Rul
in the Big Sky, failing to qual- (26-4,
ify for the conference tourna- and 1;
ment for the first time since half ai
1981. Cravens has two years 11:38, 1
left on his contract and will be to sw
reassigned, athletic director series
Jerry Graybeal said in a state- Miami


Northern Colorado:
A Craig Rasmuson
led and took a job as a
me fundraiser for the
1. Rasmuson, 36, had a
record in seven seasons
ing the Bears.
No. 6 Rutgers 48, No.
>nn 42: Cappie Pondex-
ored 26 points and host
rs won its second con-
ve Big East regular sea-
hampionship with the
y over Connecticut.
e Scarlet Knights (24-3,
finished undefeated in
g East for the first time
11 years they have been a
ler and earned the top
n the conference tourna-
which begins Saturday
rtford, Conn.
tgers held the Huskies
14-2) to five field goals
2 points in the second
nd one point in the final
becoming the first team
reep a regular-season
s from UConn since
i in 1992-1993.

North ('sn'ilia ntiunts 14, )N. I

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W. Virginia gets

by Pitt; Gonzaga,

Oklahoma survive



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StilliV04 .111 nnalia~I~llwilt





The list includes the largest mutual funds supplied by
the National Association of Securities Dealers.
NAV is net asset value. Tkr is ticker symbol

ftnd Tlh. NAV gCh. Flnd 8T. nAV OI
ABNAMRO F8d. FdlnvBt AF1X 37.29 +.04
M&CBalNMOBAX 1683 +.04 GrwthBt AGRBX 30.90 +.08
M&CGmoNMCGFX 2430 +.1 HITrBt AHTBX 1227
AIM URindS IncoBt IFABX 18.66 +.01
DwrDivp LCEAX 128 +.0 ICABt AICBX 32.39 .10
DAIM svLtmCEAr NwPersptNPFBX 2937 +.07
Agrsv AIGFX 11t 3 +. SmCpBt SCWBX 36.94 +.15
Basitlp BGLAX 1260 +.03 WashBt WSHBX 31.99 +14
BasValAp GTVX 35.61 +.12 Aield M al F
BIChipApABCAX 12.51 .5 Apprc CAAPX 499 +.19
CapDev p ACAX 19.07 +.05 Ariel ARGFX 53.63 +.15
ChartAp CHTRX 13.95 +.04 ArBal M Rtds:
Constp CSTGX 26.00 +.11 ntO ART7, 27.16 +.20
DvMktAp GTDDX 22.22 +.06 inSinCpr ARTX 22.01 +.10
EuruGrp AEDAX 3451 +.07 MidCap ARTMX 32.75 +.14
IntGvAp AGOVX &64 MidCapValARTQX 19.31 +.1
IntlGrow AIIEX 2530 +.09 SmCap ARTSX 1885
IntlSrallp IEGAX 2323 -.02 SCapVal ARTVX 18.40 +.02
MdCpCEq pGTAGX 29.84 -.02 AasRindes
PremEqty AVLFX 10.82 +.03 GvtSec ASGMX 9.92
RealEstp ARAX 30.39 +.03 GrOpp ASGIX 24.83 +.10
SmCGA p GTSAX 29.78 +21 Strncp ATSAX 4.57 +.01
WeingAp WEINX 14.75 +.06 Baron nds:
AIM bestmentB; Asset BARAX 58.76 +.19
BasVIBt GTVBX 3335 +.1 Grow th BGRFX 48.68 +.21
EurGrBt AEDOX 32.77 +.07 Partners p BPTRX 19.92 +.04
HYldBt AHYBX 4.42 SmCap BSCFX" 24.98 +.09
PremEqty AVLBX 9.95 .03 Be WdeReuil( ..
AIM vetsta C Focus BFOCX 8.02 +.12
DivrsDlvp LCEIX 12.07 +.06 BemrinaisT
Dynmi FIDYX 19.71 +.05 IntDur SNIDX 13.13 -.01
Energy FSTEX 41.48 -.77 CaMu SNCAX 14.17 +.01
GIHltCrp GTHIX 3220 +.25 DivM SNDPX 13.99
Gold&Prec FGLDX 525 -.13 NYMu SNNYX 13.83
IntlCEqt IIBCX 12.95 +.03 lMglntV SNIVX 2582 +.13
SummitPpSMMIX 12.51 +.05 ntVa2 SIMTX 25.69 +.13
Tech .FTCHX 27.55 +.19 EmMkts SNEMX 39.43 +.16
AMF Rnds: B n R ids:
UOtShrtMtgASARX 9.67 Fund BERWX 31.17 +.16
AcadEm AEMGX 2926 +.24 Income BERIX 12.07
Alger A ica- BjrmMCG p BMCFX 12.74 +.03I
Growth AAGX 39.68 +.01 Mlckac A:
Akler FundB: AuroraA SSRAX 36.10 +.04
CapAprt ACAPX 9.61 +.03 GIResA SSCRX 6.30 .1.66
SLCpGBt AFGPX 10.26 +.01 HNinvA BHYAX 7.93
SmCapGrtALSCX 5.52 +.03 ikabdod l o B 1171
AlgerR lds lns: CoreBlrk CCBBX 9.48
MidCpGrI ALMRX 17.5 .03 Bramil vRmids
legi ntai Gnwth p BRGRX 19.88 +.09
SCapVI p AMBIX 21.12 +.12 Brandrywie FRs.
AbaneenlA BlueFd BLUEX 31.35 3 .12
BalanAp CABNX 1.00 +.04 Brdywn BRWIX 33.27 +.08
GlGvInc ANAGX 7.78 Bridglewanlds
GIbTchAp ALTFX 6232 +.64 USCMkt BRSIX 19.59 +.08
GrlncAp CABDX 397 +.01 B SmCI BCSIX 33.77 +.35
GmwthA p AGRFX 39.02 +.25 Bulffaleo ind
HiYldAp AHYAX 5.86 Balancd BUFX 10.69 -.01
IntUValAp ABIAX 19.49 +.07 SmCap BUFSX 2745 +20
LgCprA pAPGAX 21.29 +.13 CGM Randi
MMSAt AMMSX 529 CapDv LOMCX 29.28 .44
MuFLAp AFIAX 10.28 Focus CGMFX 35.90 -.6
SmCpGrA QUASX 2731 +.20 Realty CGMRX 29.76
TMgBIWIpAGIAX 12.10 +.03 ClIRmd:
USGovtApABUSX 687 -.01 MdCpVII CRIMX 2&67 +.15
AmeBlemAd CMam Pands:
IntValAdv ABIYX 19.74 +.07 CowAp CCVIX 19.8 +.03
Aliancsfl: Gr&lnCt CVTCX 32.56 +.08
BalanBt CABBX 16.1 +.03 GrlOncAp CVIRX 32.40 +.08
EmMDbt pADB X 9.10 +.02 GwmthAp CVGRX 5821 +22
GrlncBp CBBX 389 +.01 GiowthBt CVGBX 5985 +23
LgCpGStIAPMBX 19.3 +.11 Gmw thCtCGCX 55.51 +21
MuCAB AI.C8X 10.99 -.01 C mt GwI
TB WIpAGIBX 1211 +.03 lIncp CFICX 16.68 -.01
AMian uC SocEqAp CSIEX 3637 +.16
AmGlwcCANACX 7.81 Cas e
Inlct AICX 19.23 +.06 Growt T fX 12.80 +.04
LgCpI CtAPGCX 19.19 +21 Cause lntt
USGtCtABUCX 6.8 -.1 Insitutnlr CIVIX 17.62 +.03
A5aeIM1t Ihwestorr CIWX 1754 +.03
ReEInvll ARIX 15A44 +.03 Cetuf FBds:
AriZRFdsiA: ShsTrInst CENSX 34.13 +.10
SmCpVA PCVAX 308.1 .04 4j4jSbef Rnds:
enaisA PQWAX 2236 +.05 DiBond COBFX 11.71 *
mf la B: LgoCStk CLCFX 12.67 +.05
Sa si PQNBX 2059 +.04 CHMlie ns:
Taigtit PABX 18.11 +.14 Cst WADX 22.03 +.12
A RPaladsC: Citfr0St WAEGX 16.78 +.06
eaisCt PNCX 20.43 +.04 CIGblSt WAGEX 17.94 +.05
A nFRm l sD: COpper CFIMX 8968 +51
Biitechp DRINX 29.82 +.43 Cobem&SeeIs:
ApeFds: InssiRty CSR1X 49.7 +.11
DynaDivnruxAIVD 1258 w 1- ltSM k CSRSX 79.66 +.17
Amer BefmAM Specfs 5l CSSPX 6331 +.17
IgCpAnr AAGX 21.41 +.06 Codlkmbia Clss
AmersBe tini Acomt LACAX 29.72 +.14
InthUEqhs AAjEX 204 +06 FocEQAt NFEAX 21.08 +.13
9Cplnst AnIX 215 +.07 HiYldA COLX 4.54 *
IRWll 1enP im IlValAr NIVLX 24.13 +14
SgCpin AmOPX 20.75 +.05 lCpVlA NV[EX 14.46 +012
SCpPn AVPAX .2L44 +.06 21CnbyAMTAX 1321 +.08
ADituCe,, .l* MarsGrAtNMGIX 1951 +.1
Gwth TWIX 21.36 +.11 MidCpVaIACMUAX 14.83 +.05
Amer Cmf" Air StrUnA COSIX 5.6
Eqlrc WEAX 812.01 TxEAp p COTiX 13.67, .
A LmepTW 1C elbmibia Class B: I
,, 1919,3082 A5 'urf l .t1 BX 2&66 +14
Ultr at TWdX "30.0 -I In"ou.' I.'.)a "4
AMW Cenwy kw. mbiOeClassc.:
EqGOrl 8EQX 247 +10 Acornt LACX 28.62 +.14
Eqlc. TW1EX 8.12 +.01 Comnitilab Cl i&:
FLMuBnd ACFX 180.67
GNMAI 8GNMX 10.21 DivlncoT GEAX 12,60 +.3
Gift TWGTX 20.22 .07 Colbia ClassZ
JGo BGEIX1 16.93 -.43 AcomZ ACRNIX 3038 +15
GtGrwath T GX 9.7 +.04 comlntZ ACINX 36817 +.11
Gromwrl TWa(x 21.19 +.i AcomUSA AUSAX 28.69 +16
Heritagel lWHIX 15.68 -.04M sAI GAATX 16.01 +.03
IncGro BIGX 3139 +.05 ConHYIdZCCMHYX 8.52
IntlBod 8EGBX 131 -.03 ConSecZ NCIAX 17.62 -.01
Indiscr TW1EGX 15.69 +1 CmeBdZ GHQTX 1056 -.01
IntlGml 1WIEX 191 +.08 FcEqZt NFEPX 21.42 +.13
L[CoVal ALVIX 6.75 +02 nl1SdZ SRBFX 8.83 -.01
ReaJEstl REACX 27.96 +.05 IntTEBd SEIMX 1036
Select TWCIX 345 +.29 IntEqZ NIEQX i622 +.04
SGon 91WUSX 934 In"SltkZ CMISX 17.95 +.14
SmCpVI ASVIX 1092 +03 IntVIZ EMIEX 2423 +.14
maco SX 10 +.02 LCpr NSEPX1336 +.06
SbAg9 I83 +302 LICapCr GEGTX 22.83 +.10
S .onv TWSCX 5.62 +.01 LgCpldnZ NINDX 25.10 '+09
SliMod IWSMX &%0 +.12 LlVI- NVLUX 14.484 +.02
Tg20 BRTTX 87.51-.10 MarsGrZ NGIPX 19.80 +.1
Tg2020 BTTr' 5829 -28 MrinOpZrNMOAX 14.48 +.04
Tech ATCIX 21.86 +13 MCpGthZ CLSPX 25.94 +.06
Ura TWCUX 30.49 +25 MdCpldxZNMPAX 12.35 +.03
Util ULIX 14.03 +.09 MdCpVIZpNAMAX 14.85 +.04
Vluelnv TWVLX -7.17 +.03 STIncZ NSTMX 9.75 *
Veedotr AMVIX 636 +.02 SmCpCorZSMCE 19-17 +.5
Vista TWCVX -16.96 -.05 SmCpIPZ NMSCX 2253 +.08
Ameriean fMrunl A: SmCoEq GSETX 20.46 +.11
AmcpAp AMCPX 19.68 '+.13 TTottBd NSFIX 9.69
AMut1ApAMRMX 27.20 +11 Comistock Partners:
BalAp ABALX 18.14 +.06 CapVIA DRVX 2.35 -01
BondAp ANDX .13.19 -.01 StrategyA CPFAX 2.80 -.01
CapWA p CWBFX 18.69 StratO t CPSFX 2.72 -.01
CaplBAp CAIBX 55.05 +.09 CG CapMkt Fds:
CapWGA'pCWGIX 38.31 +.10 ltUEq TIEUX 12.85 -.
EIpacAp AEPGX 4347 +22 Lgrw TLGUX.13.63
FdblAp ANCFX .37.34 +.05 a TLVX 11.72 3 ).,
GovtA p AMUSX 1339 -.01 Copy COPLX 47.27
GwthAp AGTHX 31.88 +.09 Credits uisseAdv.:
HITrAp AHITX 12.27 IntFOcusp'CUFAX 14.68 .-,
HilnMunA AMHIX 15.61 DWSAARP Funds:
IncoAp AMECX 18.76 +.01 CapGrr ACGFX 48.39
IntBdAp AIBAX 1337 -.01 GNMA AGNMX 14.77
ICAA p AIVSX 32.55 +.10 GlbThemeACOBX 33.57 2
LtTEBA p LTEBX 15.23 Grmlnc ACDOX 22.48 C- '2
NEcoAp ANEFX 92432 +.16 MgdMuni rAMOBX 9.16
NPerAp ANWPX 29.81 +.06 DWS Scudder CIA:
NwWrIdA NEWFX 42.83 +.28 Ba1A KTRAX 9.42 +.02
SmCpApSMCWX 38.23 +.16 BluChipA KBCAX 20.87.+.04
TxExAup AFTEX 12.46 CapGrth p SDGAX 48.09 +.22
WshAp AWSHX 32.20 +.15 DrHiRA KDHAX 46.91 -
American Funds B: HilncA KHYAX 539 -.01
AmcpBt AMPBX 19.02 +.12 MgdMuni pSMLAX 9.15
BalBt BALBX 18.09 +.05 NYTxA KNTAX 10.93
BondBt BFABX 13.19 -.01 StratlncA KSTAX 4.62
CaplBBt CIBBX 55.05 +.09 TechA KTCAX 11.98 +.13
CpWG tCWGtCWGBX .10 +.10 USGovA KUSAX 8.42
ErpacBt AEGBX 43.01 +21 DWS Scudder CI C:

Fund Tkr. NAV C
DreHiRC KDHCX 4678
OWS Scudder CIS:
CorPIsInc SC58X 12.65 -.01
EmMkln SCEMX 11.99 +.05
EmMkGrrSEMGX 2426 +.0I
EuroEq SCGEX 32.91 -.01
GIbBdSr SSTGX 9.47
GlblThem SCOBX 33.51 +.17
GoldPrc SCGDX 21.24 -.49
GolncS SCDGX 22.4 +.08
HlthCarerSCHLX 25.9r0 -n.22
HiYIdTx SHYTX 12.88 -.01
Inl FdS SCINX 53.99 +25
LgCpVIS r KDCSX 22.69 +.07
LgCoGm SCQGX 25.9 +.14
MATFS SCMAX 1436 +.01
PacOppsrSCOPX 17.58 +.1
SP50OS SCPIX 1792 +.07
ShtTmBdS SCSTX 9.91
oWS Scudder Inst:
EqSOOIL BTIIX 146.94 +.55
DWS Scudd.elnv:
IntlEq BTEQX 2.94 +.3
DavisRFunds A:
NYVenA NYVTX 34.56 +.04
Davis RFuds B:
NYVenB NYVBX 33.11 +.03
Davis Funds C & Y
NYVenY DNVYX 34.95 +.03
NYVenC NYVCX 33.32 +.03
Deiaiied EFIX 25.42 +.05
Delaware Invest A:
FLInsA VFLIX 11.18
EmMkAp DEMAX 19.17 +.03
IntEqAp DEGIX 10.87 +.08
LgCopVI DELDX 18.68 +08
TrendAp DELTX 2451 +.16
TxPaA p 0ELIX 8.10 -.01
TxUSA p DMTFX 11056
Delaware Invest B:
DelBIB DELBX 17.01 +.04
IntlEqBt DEEX 18.72 +.08
SelGrBt DVEBX 24.71 +.45
DelPoded hust:
EmgMkt DPEMX 14.61 +.02
InlEq DPIEX 21.94 +.09
DiensiomialH Fis:
EmMktV DFIVX 2656 +.0
IntSma OISVX 19.08 +.05
TM USSn DFISX 25.16 +.11
USLgCo DFLCX 38.03 +.14
USLgVa DFLVX 22.2 +.08
USLgVa3 DFUVX 17.63 +.05
US Micro DFSCX 16.35 +.10
US Small DFSTX 21.49 +.13
US SN a DFSVX 29.1 +.13
IntSmCo DISX 17.41 +.02
EmgMkt DFEMX 2254 +.08
F ud DFIHX 10.14
IntVa DF VX 1957 +.06
GiSFxlnc DFGBX 1023 -.01
LCapInt DFALX 21.00 +.07
TMUSSV DTMVX 25.63 +.08
TMIntV O DTMIX 17.33 .06
rMMktwVDTMMX 1621 +.03
TMUSEq DTMEX 13.77 +.05
DFA0IE DFREX 2754 +.04
Divesifd Im R it
CoreBond DVGCX 1234 -.01
EqGrwp DVEGX 2084 +.16
Grmlncp DVGIX 21.09 +.11
Va&lnc DVEIX 2414 +,09
Balanced DOOX 8311 +.22
income DODIX 123.57 -01
Intlstk DODFX 36.97 +.16
Stock DODGX 143.51 +.57
Dom tS C kn.
ISdclEq DIEQX 18.8 +.11
SoclEq DSEFX 31.11 +.18

A Bond DRBDX 1350
Aprec D0AGX 40.44 +.09
Discp DDSTX 3516 +.18
Dreyf DREVX 10.66 +.04
DrOln01t PEOPX
Emgld DR00X 45.03 +23
F lontr DFUX 13.05
GNMp DRGMX 14.43
Intermr DITEX 13.33
MunBdr DRTAX 11.84 -.01
NYTaxr DRNYX 14.79
SmCoVal DSCVX 2545 +.17
Dreyus Founder
DiscvFp FDISX 31.36 +.02
EqGrthF FRMUX' 5.42 +.05
Dreyfus Prenmen
CoreBdA DSINX 1425 -.02
EmgMktA 0RFMX 23.79 +.06
FIMA. PSF1X 14.25
LgStkAp DRDEX 22.65 ..11
LtdHYdCp PTIX 729' *
LtdHYdAp DPLTX 1728
LtdHYdBp DLTBX 729
MCpStkR DDMRX 17.08 +.04
MuBdA PTEBX 13.05
TchGmA .DTGRX 2530 30
Eaton Vance Adv:
ItRatet EABLX 9.88
Eaton Vance CA:
TMG.O0 CAPEX 567.46 +2,07
ChinaAp EVCGX 17.12 +.04
FoatRt EVBLX 10.22 *
HIthSAp ETHSX 11.71 +.13
InBosA EVIBX 6.40
LgCpVal EHSTX 1920 +.04
NatlMun EANAX 1151 +.01
TMGI.1 ETTGX 24.18 +.09
TradGvA EVGOX 7.25
Eaton Vance CI B:
AZMBt EVAZX 10.88 +.01
ChinaBt EMCGX 17.16 +.04
FLMBt EVFLX 11.00 +.01
HilncBt EVHIX 5.18
HiYMBt EVHYX 1034 *
NCMBt EVNCX 10.05 +.02
StrlncBt EVSGX 7.56
TMGI.1t EMTGX 22.91 +.08
Eaton Vance CI C:
FloatRt t ECBLX 9.88
TMSGI.ltECMGX 11.08 +.02
Empire Builder:.
TF Bond EMBTX 17.64
EndowGI ENDIX 14817 +.08
Enterprise Cl A:
GwthAp ENGRX 17.61 +.07
Enterprise Ci C:
CapApCp ENACX 34.96 +.21
EVergreen A:
AggGrA EAGAX 18.80 +.04
AstAll p EAAFX. 14.59 +.05
BalanA EKBAX 8.93 +.01
FLMunA EFMAX 9.29 *
]L.U,.- EGIAX 24.05 +.07
M. 0u 6 EKHAX 3.33 *
ihi.8i Z EKZAX 10.28 +.05
'.1,.6.. EKEAX 7.49
OmegA EKOAX 27.14 +.06
P..5In EKWAX 48.94 -1.18
O,,,,ic ESPAX 28.94 +.11
Ii,-, 0 EVUAX 12.68 +.04
Fver4rren B. "
.&6 F,'66 16.88 5 -i
i.l,-16B 1 .l1; 14.42 *I
i.,..6 i0r1w. 23.73 W'
i.1,,6. I:,',, 48.18 '+.10
FLHiBp EFHBX 10.25
HiYldBt EKHBX 3.33
LgCoGBt EKJBX 6.71 +.02
OmegBt EKOBX 23.97 +.06
PrcMtlBt EKWBX 47.02 -1.14
StrincB r. EKSBX 6.39
UtilityBt EVUBX 12.67 +.04
Evergreen C:
AdjRateC tESACX 9.26
AstAIICt EACFX 14.18 +.04
OmegaCt EKOCX 24.03 +.06

Fund Tkr. AVCh. Fund Tki. .NAVCh I. fund Tkr. NAY CNi.

Evergreen I:
CorBdl ESBiX 10.39 -.01
AdjRatel EKIZX 9.26
InMBdl ESICY 10.72 +.01
IntlEql EKZY. i0.36 +.05
LgCpEql EVSU 16.52 +.06
ShtintBd ESFIX 5.93 -.01
SpecVal ESPIX 29.10 +.11

Excelsior Funds:
EgaMk tUMEMX 12.77 '.07
ValRestr UMBI), 49.02 .13

Value FAMVX 49.79 +.01
FBR Funds:
SmCap FBRVX 45.61 +.06
F0I8 Funds:
Focus FMIOX 34.38 +.02
FPA Funds:
Capil FPPTX 43.61 .13
Nwlnc FPNIX 10.86 -.01
FPACres FPACX 2580 -.11
Fairholme FAIRX 2.24 +.12
Federated A:
AmldrA FALDX 24.1 +.05
CapApA FEDEX 26.00 +.03
KaufmAp KAUAX 6.01 +.05
MkIOpApFMAAX 1258 -.02
MuSecA LMSFX 10.68
Federated B:
ALdrBt FALBX 2425 +.06
FdTcBp FCTEX 5.45 +.04
KauhnBp AUBX 544. +.04
Federated C
KauhnCtrKAUCX 585 +.05
MktOppC FMRCX 12.48 -.02
Federated msith
HiSYid FHYTX 5.86
Kaufmi KAUFX 6.01 +.05
MidCap FMDCX 23.53 +.03
Fdeity lAdv F A
HlthCrAr FACDX 24.0 +22
FRdelty Md Fee
FRnST FAFSX 23.75 +.09
HItCarT FACTX 2419 +12
NatResl FAGNX 4358 -.85
TechT FATEX 1857 +.15
TIUGTI FAUX 16.14 +.12
Fideity Mvisr A:
DivjnflAr -FDVAX 2236 +.12
EqGrAt EPGAX 49.45 +27
EqlnAp FEIAX 28.97 +.08
MdCpA p FMCDX 24.98 +.09
Nwlnsghp FNIAX 1730 +.03
FideityA Mis .B:
GmlncB FGISX 17.94 +.08
MidCpBp FMCBX 24.14 +.09
Rdelty dMvior C:
DivlntCt FADCX 21.62 +.12
Nwlnsgh FNICX 16.99 +.03
Fidelity Advsr
Divint FDVIX 22.65 1.12
DivMGth FDGIX 12.67 +.07
Eqri EQPGX 52.39 +29
Eqlnl EQPIX 29.70 +.08
FIdue rity srT
BalnacT FAIGX 145 +.01
DivlntT p FADIX 22.15 +.12
DivGrTp FDGTX 12.49 +.07
EMkhnT FAEMX 1251 +.04
EqGrTp FAEGX 4953 +.26
EqlnT FEIRX 2932 +.07
GrppT FAGOX 33.72 +.09
HilnAdTp FAHYX 10.07 +.02
MidCpTpFMCAX 2522 +.10
Nwlen.p FNiTX 1722 +.04
SmCpTp FpSCTX 23.04 +.05
StrinT .FSAX 11.60 *
ValStraT FASPX 31.14 +.08
F rdity Fredn
FF200M FFFBX 1238 +.02
FF2010 FFFCX 1439 +.03
FF2020 FFFDX 153 +.06
FF2030 FFFEX 15.63 +.0
FF2040 FFFX 9.21 +.03
FF2035 FFTHX 12.74 +.06
FF2015 FFVFX 1149 +.04
FF2025p FFTWX 12.40 +5
Income FFFAX 11.49 +.01
idel t Inest:
AggrGrr FDEGX 18.73 +.15
AMgr FASMX 16.41 +.04
AMgrr FASGX 1553 +.17
AMgrln FASIX 13.09 +.041
Bakanc FBALX 19.48 +.02
8lueChGr FBGRX 44.20 317
Canada FICDX 45.69 +.08
CapAp FDCAX 26.91 +13
Cplncr FAGIX 5.49 +.041
ChinaRg FHKCX 20.40 +.11
Contra FCNTX 65.98 +8
CnvSc FCVSX 23.80 -.05
Destl FDESX 14.75 +.06
Destll FDETX 12.51 +.06
DsEq FDEQX 28.80 +.09
Discovery FDSVX 12.00 +.05
Divlntl FDIVX 34.59 +.14
Divmth FDGFX29.84 +.18
EmrMk FEMKX 20.90 +.07
Eqlnc FEQIX 55.05 +14
EQII FEQTX 23.79 +.08
Europe F1EUX 39.11 +.14
Export FEXPX 2110 +.03
Fidel FFIDX 32.95 +.14
Fifty r FFTYX 230 +.18
FItRateHi r FFRHX 9.98
FL Mur FFLIX 11.45
FrnOne .FFNOX 27.43 0
GNMA0 FGMNX 10.80 li
GOvtlnc FGOVX 10.06 'It
C.-.-I, ': 'FDGRX0 "67.64 19
Gmlnc FGRIX 3537 10
Hlohlnc r SRHIX 8488 *.ul
Indep FDFFX 20.77 +.09
InProBd FINPX 10.92 -.04
IntBd FTHRX 1022 *
IntGov FSTGX 9.96 -.01
IntmMu FLTMX 9.96 -.01
IntlDisc FIGRX 33.62 14
IntlSCpr FISMX 29.10 +.16
Japan FJPNX 1823 +.19
JpnSm FJSCX 15.76 +.11
LatAm 'FLATX 38.00 -32
LevCoStk FLVCX 27.66 -.11
LowP r FLPSX 43.64 +.06
Magelln FMAGX 110.96 +.46
MAhiVn FDMMX 11.90
MidCap FMCSX 29.07 +.11
MtgSec FMSFX 11.04
Munilnc FHIGX 12.82 -.01
NJMinr FNJHX 11.49 -.01
NwMkt r FNMIX 4.95 +.05
NwMill FMILX 37.77 -.15
NY Mun FTFMX 12.85 -.01
Nordic FNORX 32.21 +.07
OTC FOCPX 39.34 +39
Ovrsea FOSFX 43.37 +.17
PcBas FPBFX 26.57 +.21
PAMunr FPXTX 10.80
Puritn FPURX 19.28 +.03
RealE FRESX 33.97 +.05
StntMu FSTFX 10.18
SmCaplnd FDSCX 22.01 +.07
SmlICpSr FSLCX 19.97 +.16
SEAsia FSEAX 22.89 +.14
StkSIc FDSSX 2588 +.13
StrDvln FSDIX 12.80 +.02
Stratiln FSICX 10.48 '
Trend FTRNX 59.57 +.24
USBI FBIDX 10.84 -.01
UlShBdr FUSFX 10.02 *
Utility 0FIUIX 15.91 +.14
ValStrt FSLSX 32.89 +.09
Value FDVLX 80.30 +.17
Wrldw FWWFX 20.28 +.09
Fidelity Selects:
Air FSAIX 43.71 +.27
Banking FSRBX 37.00 +.08
Blotch F0IOX 69.42+1.41
Brokr ISLBX 76.85 +50
Chem FSCHX 70.25 +39
Comp FDCPX 37.88 +.39
DfAer FSDAX 80.21 +.53
DvCm FSDCX 22.03 +.10
Electr FSELX 46.91 +.37
Enrgy FSENX 49.63 -.97
EngSv FSESX 68.30-1.87
HnSv FIDSX 121.13 +.43
Goldr FSAGX 35.99 -.66
Health FSPHX 140.99 +1.28
HomF.. FSVLX 52.40 +.04


Selected stocks from various international world stock markets.

(Japanese Yen)
Ajinomto u 1230 1217
Asahi Chem 775 789
AsahiGlas 1640 1611
Brigestone 2255 2235
Canon 7290 7180
Casio 1873 1892
Dai Nippon 2090 2045
Daiei 3210 3340
Daiwa House 1886 1880
DaiwaSec 1401- 1398
Eisai 5330 5210
Fanuc 10000 9840
Fuji Elec 549 564
Fuji Photo 3800 3780
Fujitsu 946 938
Heiwa Real 844 826
Hilachi 819 798
Honda 7000 6990
Itochu Corp 957 '954
Jaccs 1189 1165
Kajima 689 688
Kansai 2720 2640
KAO 3160, 3120
Kawasaki Hvy 405 407
Kirin 1532- 1504
Komatsu 2130 2015
Kubota 114 1113
Kyocera 10420 10290
Makita 3500 3310
Marubeni 589 581
Marui 2235 2235
Matsushita 1895 1825
Mazda 660 655
Minebea 708 701
Mitsu Tok Fin 1700 1660
Mitsu Heavy 548 539
MitsuElec 941 918
Mitu Corp 2645 2640
Mitsu Trust 1741 1705
Mitsu Estate 2475 2490
Mitsui 1571 1572
NEC 734 720
Nikko' 1855 174?
Nikon 2015 1974
Nintendo 17520 17400
Nippon Exp 606 603
Nippon Oil 896 877
Nippon Shinp 1149 1116
Nippon St 465 442
Nissan 1332 1359
Nomura Hldgs 2270 2185
NTT 506 505

Oki Elec 367
Olympus 3370
OmronCorp 3310
Pioneer 1864
Ricoh 2165
Sanyo 289
Sekisui 1748
Sharp 2050
Shiseido 2070
Sony 5640
Sumitomo Cp 1577
SumitomoChm 925
Sumitomo Elc 1785
Sumitomo Tst 1207
Taisei Cp 559
Takeda 6450
TDK 8010
Teijin 801
Tokyo Elec. 3090
Toppan 1480
Toray 914
Toshiba 663
Toyota 6240
YamahaMot .2660
Yamanouchi 4460
Yamoto 2175
(Hong Kong Dollar)
BkOEastAsia 2650
CathayPac 14.45
Cheung Kong 24.00
China Light 44.15
Hang Lung Dev 13.95
HangSeng Bk 103.70
HonkK Eec 35.80
HSBC Holdings 133.00
HutchnWhmp 7450
SunHung Kai 8135
SwirePacif 75.00
Wharf Hold 29.80
(Australian Dollar)
Amcor 7.37
ANZ Bk 25.66
8HP 24.66
Brambles 10.09
CC Amat 6.96
CSR 3.98
Foster's 5.40
Hardie J 8.73
L Lease 1337
Leighton 17.80
Nat Aust 36.55
News Corp 23.27

Qantas 4.09 4.18
Santos 11.71 11.60
Westpac 23.73 23.55
Woodside 41.36 41.05
(British Pence unless marked)
Amvescap 549.25 557.00
AstraZeneca 2670.00 2639.00
Aviva 797.00 782.50
BAA 815.00 819.00
Barclays 678.00 67050
BA.T. 1328.001327.00
BG 678.00 678.00
BOC Group 1520.001503.00
Boots 711.00 714.00
Brit Air 333.00 331.50
BSkyB 522.50 523.50
BP PLC 644.50 647.50
Brit Tel 208.50 20.75
Cable 108.50 109.50
Caddy Schw 582.50 583.00
Centrica 293.00 287.75
ColtTel .62.00 61.75
Daily Mail 64750 649.50
Diageo 877.00 87550
EMI Group 249.00 25150
Glaxo 1468.00 1461.00
HBOS 1056.00 1101.00
HSBC Holding 989.50 980.00
IC 34250 340,00
ImpI Tobacco 1713.00 1713.00
Kingfisher 233.75 23225
Land Sec 1877.00 1842.00
Leg & Gen 132.25 131.75
Lloyds 565.00 56650
Logica 201.75 198.50
Marconi 399.00 399.00
Marks- 516.00 515.00
P&0 516.75 51750
Prudent 622.50 616.00
Reed ntl 519.00 521.50
Reuters 398.00 407.50
Rio Tnto 2763.00 2780.00
Rolls Ruyce 44650 446.0u
Ryl D.ShellA 1856.00 1750.00
Ryl D. Shell B 1827.00 1827.00
Royal Sun All 133.25 130.75
Ryl Bk of Scot 1754.00 1750.00
Sainsbury 327.50 326.00
Std Chart Bk 1488.001465.00
Tesco 342.50 335.50
31 Group 967.5 949.00
Unt Bus Media 667.50 67250
Unilever 59750 592.50

Yell Ornup 559.50 555.75

Yell Group 559.50 55675
(So African Rand)
Anglo Am PLC 234.00 230.01
Adidas-Salomonl6652 166.71
Allianz-Hold 137.42 135.82
BASF .64.18 63.56
Bayer 34.68 34.43
BMW 40.01 39.76
Commrzbnk 31.63 31.49
DaimlChrysler 47.84 47.17
Degussa 43.00 43.28
DeutscheBank 94.57 94.62
Deutsch Tele 13.31 13.39
E. ONAG 95.59 94.75
Epcos 11.83 11.74
Fresen Med Care 90.75 89.97
Henkel 92.86 9336
Karstadt 2151 20.97
Linde 65.92 .6550
Lufthansa 13.96 13.97
Man 53.63 53.00
Munch Rvrs 11587 11432
Porsche 713.00 70121
RWE 74.13 73.25
SAP 175.25 174.64
Schering 60.28 59.96
Siemens 7925 78.10
ThyssenHu 21.62 21.51
TUI 16.85 16.97
Volkswagen 59.60 59.00
Wella 87.95 87.95
Bekaert 8680 86.70
Dexia 21.28 21.25
D'leteren 254.00 248.00
GBL 93.05 93.65
Intbev 38.38 36.75
KBC 88.55 88.90
Solvay 92.5 93.05
Acea 9.79 9.75
Alitalia 1.23 1.25
Alleanza 1056 10.38
Autostrade 21.50 21.59
Banca Fideuram 5.22 5.13
Ban Naz Lay 2.92 2.91
Benetton 10.57 10.29
Fiat 9.30 8.99

pr FS(.X 29.46 +.2 Grand
It fSDPX 46.75 -.32 GrPrm
S FSPCX 69.22 .28 GmCnt
DI ,.SHCX 55.65 +20 GOarl
qSys FSMEX 24.97 +.19 ParkA
md FBMPX 48.35 +31 PerkAv
as FSNGX 3933 -.91 Stock
Resr FNARX 26.10 -51 Guadd
er FPFX 30.86 +.02 Cnnd
II FSRPX 5123 +52 Gq
S FSPTX 66.01 +.61 Grlnc
m FSTCX 42.31 +30 CrEqp
i FSRFX 50.75 +.53 i.nEq
less FWRLX 7.28 +.02 SMd
Bty part: 0VEq!
xlnv FUSEX 45.93 +.18 Har
Ikin FSEMX 37.08 +.15 mBnd
InxvrFSMAKX 89.46 +433 CapAp
o SPGVX 10.83 -.01 stir
xinv FSIIX 3784 +.16 SCpVll
rBd FSIBX 1036 -.01 u ,fiS
Iktinv FSTMX 3627 +.14
S StySpat r nm9M
LAd FUSVX 45.93 +.17 Hadvs
dr FSMAX 89.47 +34 Advr
IktA1rFSX 3627 +.14 DpvGl
O Amier si ivGth
eBd FFIIX 10.95 -.01 Hait
ncp FAQIX 14.71 .07 Hr
AI p FEIIX 24.22 +.1 CpApp
I FINIX 9.79 -.01 Hartf
FAICX 13.70 +.07 CapAp
GrOp FIGWX 30.66 +.25 Hartf
GrOp FISGX 43.89 +.20 Bond
t Eagle: CapAp
I SGENX 44.14 +.11 0ivG
seasASGOVX 24.46 +.05 OlbILdl
nGIdpSGGDX 21.99 -.42 Grwtnh
hand Funds: NGrwth
nmr TEFQX 3.54 .01 Advise
ech TFQX 4.28 +.04 5tock
lnnv TIFQX 10.24 +04 Index
lead TLFQX 20.23 +.12 IntlOp
h al TVFQX 36.55 +.25 MIlCa
rard Funds: Har- f Ei
vSCap FFSCX 21.38 +.08 Harts
nk/Temp FPnk A: Adviso
Ap AGEFX 2.6 2 aBond
nvp FRBSX 65.70 +.1 iNA
isAp FBDIX 62.84+1.06 Hear
sA p FRCIX 12.70 .01 Hear
GrA KREX 11.58 +.09
TFA FPRTX 11.96 HendI
TFAp FKTIX 12.12 IVllOp
pGrA FKCGX 42.70 +.18 Henne
DA p FAFRX 10.14 CorGrn
FAp FRFLX 11.91 -.01 Herita
idAlp FFALX 13.01 +.04 Gr&lni
thAp FKGRX 37.83 +.21 HiYIdA
FAp FRHIX 10.82 SCapA
mAp TKINX 2.48 +.01 Hotch
FAp FTFIX 12.30 -.01 LgCpV
FAp FMISX 11.90 -.01 LgCpV
isAp FRNYX 11.60 -.01 MCpV
FAp FNYTX 11.86 MidCp
dcAp FREEX 27.38 +.03 HUssm
IA p FODPX 34.53 +.06 ICAP
:pGrA FRSGX 40.12 +.01 Equity
tlncp FRSTX 10.23 +.01 ICMS5
ovA p FKUX 6.48 ICON
sAp FKUTX 12.37 +.08 ConDi
iWk/npFrnk Adv Energ)
FAdv FAFTX 12.13 EqlncI
meAd FRIAX 2.47 +.01 HIthca
ik/Temp Frnk B: InfoTe,
meBt FBICX 2.47 Mater
ik/Temp Rnk C: ING R
dAllp FFACX 1245 +.04 CorpLl
mCt FCISX 2.49 HiYIA
ik/iemp MU8A&B: IntValI
nA TEBIX 16.09 +.02 Russia
IA TEDIX 27.66 +.09 ING P
pAp TEMIX 22.42 +.11 IhtlSC
OcAp TFSIX 2336 +.16 INGP
fdAt TEQIX 20.54 +.04 TRPGr
esA TESIX 24.67 +.05 INGT
esB pFMUBX 24.16 +.05 IntSCp
l/TempIMt C: IntVall
Ct TEDSX 27.48 +.09 ISIFu
esCt TEMTX 2429 +.04 NoAm
IRinphi1np A:k IXISh
ktApTEDMX 26.09 +.14 HarFoo
nAp TEMFX 1336 +.07 HarLC
IAP TPINX 10.58 15Cr
oAp TEMGX 9.07 +.05 USDiv
hAp TEPIX 23 3 +.10 M00S
d0iApTEMWX 18.61 +.07 USDiv
m*ik^WhlpAdvr Ivy
Av TFFAX 13.22+.06 CoreB
Av TGADX 2.94 +.09 CooBE
n/1ulmp1tp B1 C: GINaSt
nCp TEFTX 13.08 +.06 jpo
hCp TEGTX 23.39 +.10 GtM
COR nds: InvBa
nAAAGAGCX 6.40 In0.
IAAA GABTX 1796 +.07 MCpV
lhrAAAMATRX 10.47 -.01 JPM~
EMunIS: InvG&
Inc GESLX 1121 -.01 pM(
PM GESSX 44.74 +.16 MCpVa
Ea E1FTX1 11.75 -4.01 Jp
t ELFNX 52.71 +26 Md6t0
iU 1 lRnds: JPW
JE GIEIX 1438 +.11 lk
IEMk rGEMVX22.67 +.015
O TPust It MCpV
ign GMFRX 16.81 +.08 US0 g
iDlOrustll: JpI
hr,1800LihB' 401 -.02 CoraB
II SuM.:LO P..ii +.06 CoreP
GMPD 112) +.06 DvMC
G(OFD II1 +.07 EqlndX
'ita GMIG< 30.01 +.12 GvBoc
:uli, .4MIL ,'. +.19 HiYIldE
ItrVI GMOIX 32.78 +.16 IntsoS
m GMISX 15.04. +.05 IntmTI
gdlE GTMIX 18.44 +.08 InUEq
ItyEq GQETX 21.03 +21 In3DA
oreEqGMUEX 14.65 +.09 LgCpl
O ThrlStIV: LgCpC
rePusBdGPBFX 1033 MICM
:nDt GMDFX 11.29 +.06 Muni0
Mkt GMEFX 22.68 h.05 SInCp
eign GMFFX 1688 +.08 TxFrIB
:orEq GMIRX 35.48 +.19 jp L%
ntrVI GMCFX 32.77 +.16 6Mt0(.
orEq GMRTX 14.63 +.09 Jauls
iualEq GQEFX 21.04 +.20 an
O lhlstVI: Contr
iMktsrGEMMX 22.69 +.06 CoreE
oreEqGMCQX 14.63 +.09 EnteM
lelli Fnads: FedTE
Ip GABCX 10.20 +.01 FxBan,
et GA6AX 4336 +.15 Fund
nc p GABEX 1923 +.04 0GIUif
pAAA pGABOX 16.76 -.06 GlbOp
5hAAA GABGX 29.81 +.05 Grrecl
let GABVX 19.11 +.12 Grlnc
tmoreFdsD: Mercl
uonwD MUIFX 19.50 +.05 MCVII
more Fdslnst:. MdCp
dx I GIXIX 9.62 +.04 Olyml
pMkldxGMXIX 15.78 +.03 Orion
Bdldxl 0GBXIX 10.78 Ovrse
'00lns GRMIX 11.10 +.04 SCVIrn
inuoreFds Senv: scvI
lodAg pNDMSX Twen
lodp NSDMX Ventu
eway Funds: WrIdV
eway. GATEX 25.57 +.06 Janus
nmede Funds: Forty
GTCIX 20.36 +.05 lanus
dman Sacs A Balan
GrA GSCGX 21.55 +.12 Wrlde
ICA GSGRX 27.01 +.07 Japan
3ppsA GGOAX 22.71 +.11 Jenni
ieldA GSHAX 7.98 Blend
MuAp GHYAX 11.32 Florid
:VAp GCMAX 36.67 +.10 GIbTo
:apA GSSMX 44.07 +.11 Growl
dman SachsB: HiYld.
pGrBp GSCBX 19.95 +.11 STCrp
1cBp GSGBX 26.28 +.06 TechA
IdB p GSHBX 7.99 Utility
dman Sachsc: Value
pGrC GSPCX 19.92 +.11 Jenni
dman Sachs lnst: Wersi
eFxd GSFIX 9.83 -.01 NewY
Ippo GGOIX 23.35 +.ll lenni
field GSHIX 7.99 Growl
duni GHYIX 11.33 +.01 TechC
CapV GSMCX 36.93 +.10 lenni
lint GCIIX 13.52 +.08 Gmwl

General Assi 31.04 30.71
Mediobanca 18.00 17.71
RAS 22.09 21.82
Saipem 18.16 16.15
SanPanolo M 15.05 14.80

Ac'cor 49.81 49.70
AirLiquide 170.40 17330
Alcatel 11.26 1135
AXA 30.65 30.40
8NP Paribas 79.00 79.20
Bouygues 45.14 45.16
Cap Gemini 42.70 42.16
Carrefour 42.40 4126
Eumr Disney 0.11 0.11
Michelin 52.45 52.10
Large 90.20 90.10
LagardereSCA 65.50 64.90
L'Oreal 75.50 75.00
LVMH 77.20 76.85
Pemod 144.60 145.40
Peugeot 4939 48.99
Pinault-Prin 9820 96.70
Saint.Gobain 56.50 56.75
Societe Gen 12130 120.60
Suez 31.93 33489
Thom-CSF 14.80 1480
Total 21480 215.10
vivendi 25.45 25.15
(Swiss Franc)
ARB Reg 16.50 15.80
Adecco 74410 73.65
Baloise 85.00 8435
CibaSpecChm 81.75 82.00
Credit Suisse 73.80 73.70
Holm imimited 104.40 103.70
Julius Baer 11420 113.70
Nestle Reg 384.00 381.25
Novartis Reg 72.00 71.35
Richemont 58.05 58.00
Rochedvrt 194.00 193.00
Roche Ordinary 21750 218.40
SaurerTwin 96.00 9550
SGS Surveil 1244.00 1245.00

Swatch Reg 43.80 43.80
Swiss Reins 94.45 94.60
UBS 142.70 143.10
Zurich Fin 317.00 314.75
ABNAmro 25.06 24.99
Aegon 14.10 13.92
Ahold 6.99 7.06
5Akzo 43.28 42.98
DSM 34.78 34.66
Elsevier 1139 11.45
Hagemeyer 3.3d 3.37
Heineken 32.08 32.26
ING Group 31.64 31.59
KPN 8.87 9.06


Pix Funds: Sldxl
Ap GPFFX lJensenJ
SBp GCBLX 1681 +.06 John H
all Finds: BOndAI
A GPAX 33.78 +.12 Clasicl
Bt GUPBX 3232 +.11 H0S4A
GUSFX 30.69 +.10 LCpSel
StomuRnd: I RBkA
M4 GCOZX 1528 +06 SmCpE1
04 GGBZX 17.01 +.08 SvnvA
54 GGIZX 14.55 +.03 StlnAI
54 GGEZX 18.06 +.15 USGIb1
S4 GIEZX 1843 +.09 ohn H
S4 GMDZX 1341 -.01 HiYidC
GS4 GVEZX 1833 +.04 Jlulus
rR nds: IntlEq l
HABDX 11.67 IntlEqA
InstHACAX 33.49 .23 KeelSm
HAINX 53.90 +233 Kinet
nstHASCX 2142 -.03 interne
SLoevnen ntEmG
kt HLEMX 38.65 +.17Medica
foirddsA: Kobrer
Sp ITAX 1624 +.04 LsGrow
Ap ITHAX 3751 +.02Laud
hA p IHG1X 19.68 +.03 LAdM
ApHFMCX 25.41 +.13 UtlMst
Hrd Fds B S Srin
pp IHCAX 34.46 +.01 LEmgM
ird Fds C: mtl
Ct HCACX 3459 +.02 leggI
lord HLS IA: 9Oppor
S HIABX 1129 Oppor
p HIACX 55.81 +.03 SalTFp
r HIADX 21.58 +.04 l A
rs HIALX 19.88 +.06 Le68S
&nc HIAGX 13.09 + .04 BFM
OppHAGOX 31.97 +.32 ValTrF
rs HADAX 23.08 +.06 ValTrn
HSTAX 51.14 +.22 uiuto
HIAIX 3324 +.12 Corel
p HIAOX 14.38 +.03 L"ogl
p HIMCX 30.64 +.1 Partner
0 HIASX 21.51 +.12 Lol
ord HLS 1B:
rsp HAIBX 23.24 +.06 lonl
0 HBNBX 11:22 LSBond
pp HIBCX 55.53 +.02 Strnc(
ropHDGBX 21.50 +.04 LSBAnd
land d StrncA
e HR1VX 50.00 +.50 LordA
rson Glblds: AffilA p
issy Funds: BalStr
ow HFCGX 21.54 +.03 MidpD
ge Funds: RsSm
NA HRCVX 13.74 +.01 TaFrA
ip HRIDX 7.74 RsonmVs
,p HRSCX 36.12 +.14 TFFLA1
ikis&Wiley: TxNYAI
al HWLIX 2427 +.08 LordeA
IA pHWMAX 29.79 +7 BdDbB
IVal HWMIX 29.91 +.27 MidCp\
nSrGrHSGFX 15.96 +.03 CLodA
Funds AffildC
ICAEX 43.41 +.12 BdDbC
Co ICSCX 39.44 +.19 MdCVC
Fds: Lord1A
iC ICCCX 12.07 +.12 MdCpV
I ICENX 33.61 .-.1 LordA
p IOEIX 15.49 +.07 AffY
.re ICHCX 18.80 +.17 MCa
ch ICTEX 91 +.09 M"pV
ials ICBMX 12.01 -.09 MFSR
funds CI A: MITA
IrA LEXCX 1957 +.06 oCGA
pA IHYAX 874 BodA
Sp NIVAX 19.14 +.12 mGOA
A p LETRX 50.75 +1.23 GITtA
undsCI : GvScA
pBpNAPBX 45.83 +.22 GrAllA
partners: IntNw
Eql ITGIX 54.71 +0 MCapA
,M,Q&I: MuBdA
Q NAGUX 47.58 +33 MuHiA
I NIIVX 19.14 +.11 MFLA
nds: 8ResBd8
p NOAMX 7.45 RschA
AdvisorCA: RelnA
eVI NRSAX 1238 +.06 TotRA
VIA NEFOX 13.64 +.09 UtilA
dA NEFRX 11.19 ValueA
rAp NEFSX 219 +.06 MFSF
ldvisorCIB: MAITE
Bp NESBX 1&99 +.05 CapOp
rdis: EmGB
qBtWCEBX 9.68 GIotB
oA plGNAX 2852 -39 MCapB
OW A Class: 1ToB
dvVHIAX 691 +.5 UtlB
Wp OGIAX 12.50 +1.2 VueB
Ap ONGIX 14.00 +04 MFSF
alp JAMCX 24.36 +.06 TotRC
u BC lass: Va0ueC
I p ONEX, 1393 +.04 MFSR
nCClass enT
apJCMVX 2344 +06 Valuel
S0lknskt 1 2sr
VaFLU9X 24.69 +46 Eq
rgW Select Mlt ]
VSEX 34.62 +.17 COrSt
Gr JPGSX 21.72 +.15 notmim
Val JMVSX I tltBp
ity JUX3 1134 +.05
StOBDX 10 90558
I01 HLIPX 7.74 -.01 IldB
pGr HLGEX 26.59 +.12 auS
d HLEIX 2953 +.11 MAPI
id HLGAX 10.14 -.01 S&P50I
Id OHYFX 830 Mairs
dl SEIFX 10.33 -.01 Growt
FBd VSITX 10.67 Manai
I OIEAX 24.14 +.11 Fremnt
mer JPIAX 25.49 +.08 CapAp
I HLQVX 16.40 +.04 EmMkl
ir SEEGX 16.46 +.15 Globall
kNerOGNIX 10.62 +.01 IntDour
no HLTAX 9.76 .* ShDrt
Cor VSSCX 48.84 +13 SpclEq
1 PRBIX 12.76 *Mar
ganUlI: Focus
:kI JMBUX 1039 -.1 Grow p
8: 2Mass9
Xed JABAX 2322 +.06 CoreB
uiadn JSVAX 16.17 +.08 Maste
q JAX 25.10 +.05 Equity
pr JAENX 44.73 +.29 Intl
S JATrc .9 Matth
d JAFIX 9.42 AsiaPa
; A5NSX 26.68 -.1 AsianG
bci r JAGLX 21.54 +33 PacTg
ip JGVAX 14.80 +.08 Mel
i JAGctX 12.66 +.11 BondF
JAGIX 3.11 +.03 EmgMI
iry JAMRX 23.62 +.14 IntlFd
Inst JMIVX 2333 +.01 IgCpSI
IpVa JMCVX 2324 +.01 MdCp!
ins JAOLX 33.78 +21 Mellol
JORNX 8.98 +.05 IntlEq
asr JAOSX 35.86 +.03 Merge]
nst JSIVX 2924 +.06 Merid
Iv 7SCVX 29.04 +.06 Grow
ty JAVLX 50.00 -.03 Value
r JAVTX 6355 +.36 Meml
Wr JAWWX 44.69 +.24 BalCap
Ad vSShrs: BaVIA
JARTX t932 +.01 EurmA
i Aspen Instl: FdGrA
ced JABLX 268 +.08 GIAIA I
wGr JA96G' ?;T7 +.15 Health
Fd ,l I:' 41 +.11 S&P50
sonDryden A: Merril
A PBQAX 18.67 +.01 BaVIB
aA PFLAX 10.10 EuroB
tRtA GTRAX 653 FndlGE
thA PJFAX 16.61 +.12 FLM01
A.p PBHAX 5.709 GIAIB1
iBdA PBSMX 10.75 MNtlB
A PTYAX 859 +.08 Merril
IA PRUAX 15.08 -.02 FdGrC
Ap P8EAX 20.78 -.03 GIAIC1
isonDryden B: Meril
eyB PBNJX 10.77 |ntlVal
ourkB PBNYX 1135 BalCal
isonDryden C: BaVII
tC PJFCX 15.24 +.10 CrBPtI
C PTYCX 8.17 +.08 FundIC
isonDryden Z&I: GIAI t
thZ PJFZX 17.07 +.11 GblIch

Philips 28.30 27.77
Royal Dutch 25.75 25.70
Unilever 5930 58485
VNU 9 27.61 27.61
Wolter~lu 18.65 18.02
(Swedish Crown)
AtlasA 202.00 20150
Atlas B 200.00 198.50
Electrolux 220.00 21750
Investor 139.00 138.00
SCA 334.50 335.50
Se-Banken 180.50 180.00
Skanska 130.00 129.50
SKF 117.50 115.50
Stora 116.00 115.50
SvenHandel 211.50 212.00
Tele LM Eric 27.60 27.40
Trelleborg 169.00 167.50
VolVO 352.50 350.50
(Eure) .
BaW ospular 1i.33 11.23
Endesa 28.08 2835
FCC 59.00 57.75
GasNatural 26.18 25.90
Telefonica 12.94 12.91
Telelfon Mov 9.95 9.W4
(Mexican Peso)
AlfaA 56.50 57.10
BimboA 37.71 37.63
Comerci UBC 19.00 19.00
GCarsoAI 26.60 27.19'
KimberA 36.04 35.96
MasecaB2 73200 7300
TelevisaCPO 4253 42.92
Telmex L 11480 11.75
WalmexV 30.15 30.71
(Argentine Peso)
Acindar 5.42 5.40
Alpargatas 4.73 4.69
Banco Frances 7.62 7.62
Banco Galicia 4.02 4.02

RenaultArg 16.45 16.45
ComclDelPlata 0.678 0.682
Molinos RP 4.40 4.47
Perez Co 3.82 3.79
Telecom 7.75 7.63
Telefonica 2.76 2.84
YPF 86.00 8650
(Chilean Peso)
Andina.B 1275.001265.00
CMPC 14550.0014500.00
Copec 5000.00 488.00
Endesa 553.00 550.00
Entel 5450.00 5399.00
n-a not available.

ltr. NAV ClM.
PDSIX 2.85 +.10
JENSX 2447 +.19
1 JHN8X 14.8 -.01
Vlp PZFVX 25.77 +.14
JHGRX 47.95 +33
p MSBFX 18.10 +.10
FRBAX 40.08 +.04
qA SPVAX 22.89 +.04
p SOVIX 1922 +.12
p JHFIX. 687 +.01
dr USGLX 28.72 +.27
ancock C:
p JHYCX 5.18 -.01
Baer Funds:
r JIEIX 40.15 +.33
BJBIX 39.40 +32
Cp pKSCVX 48.17
s Funds:
t WWWFX 26.89 +34
rWWWEX 459 +.06
I MEDRX 17.84 +23
I Insight
E LSVEX 17.14 +.06
rl SWOIX 19.2 +.08
:p USCIX 13.69 +,06
A Inst I:
tI L2EMX 19.53 +.09
ns LZIEX 147. +.08
rt LMOPX 17.71 -.04
LMASX 4650 +.07
LMVIX 69.07 +2

:p LMSIX 1113 +.03
p LMVX 7495 +.3
it LMNVX 76.16 +.31
IRnd R
St CORX 17.62 +.4

is LMPFX 32.4 +.18
LuNX 1086 +.12
USCX 27.96 +.12
I LSBDX 13.99 +.2
: NECM 1442 +42
R SIRX 1396 +.03
NEFX 14.37 +.2
LAFFX 144 +.05
MRSAX 12.54 4.
tA LABFX 1157 +.2
p1 LBNDX 7U4 +.1
ip LAV(X 22.37 +.07
. ULRSCX 31-2 +.10
p ASX L52 *
IpLAMAX 41.6 +2
p LA.FLX .75
kp LW 1626
p LAFBX 14.1 +4f
p LBNBX 7.
Sp LMCBX 2157 +.07
p LAFCX 146 +.05
Cp BDLAX 7.50 +.0
:p LMCCX 2150 +.7
hbbett P
IpLMCPX 21.91 +.B
IAFYX 14.87 +.05
p LMCYX 2235 +.08
hands A:
MITTX 19.16 +.09
MIGFX 1330 +.12
MFBFX 12.61 -.02
MCOFX 13.96 +.06
MFEGX 36.61 +.27
t MFWTX 13.96 +.02
MFGSX 9.45 -.01
SMAGWX 14.14 +.04
IA MIDAX 2552 +.14
OTCAX 9.64 +.05
MMSFX 1057
t MMHYX 8.43
MFFLX 10.14
I MRBFX 10.05
MFRFX 2224 +.08
MRSAX 18.31 '+.06
MSFRX 15.70 *
MMUFX 1332 +.04
MEIAX 2426 +.04
unds B:
B MITBX 18.69 +.09
B MCOBX 12.79 +.06
MEGBX 33.67 +24
MIGBX 12.14 +.11
p MFWBX 14.16 +.02
B OTC8X 9.14 +.05
MTRBX 15.69
MMUBX 1326 +.03
MFEBX 24.10 +.04
unds C:
MTRCX 15.75
MEICX 24.08 +.04
MRSIX 18.73 +.06
MEIIX 2437 +.04
M641X0 1852 +.12

4kBMMPGX 14.09 .+02
cB MMPIX 9.70 *
MMPNX 1230 +.06

A MHCAX 630 "*
It MKHCX 6127
ay RFunds h
MUBFX 36.90 +.13
nIdxMSPIX 29.90 +.11
& Power
h MPFX 75.00 +.47
dMBDFX 10.33 -.01
MGCAX 02898 +.19
Wq MEMEX 22.49 +18
Bd MGGBX 20.35 *
v IAGIDX 10.47
Gv MGSDX 9.60
MGSEX 92.9 +129
a Funds:
p MFOCX 18.98 +.11
p MGRIX 19.53 +.11
mutual Inst
IS MCBDX 10.69
er Sdect
MSEFX 15.67 +.04
MSILX 18.41 +.03
emws Asian:
cr MPACX 15.45 +.13
Al MACSX 1i8.15 +.07
er MAPTX 20.43 +.15
d MPBFX 1234 -.01
kts MEMKX 24.80 +.06
MPITX 1651 +.07
tk MPLCX 10.43 +.03
itk MPMCX. 14.90 +.02
n nst Funds:
ty SDIEX 3613 +20
rFd MERFX 15.18 +.02
ian Funds:
0 MERDX 39.27 +.15
MVALX 37.14 4.05
IlLynch A:
pA pMDCPX 26.30
p MDBAX 3219 +.07
p MDEFX 19.91 +.06
p MDFGX 8 19.17. -.01
p MDLOX 17.66 +.04
0A0MDHCX 7.05 +.08
00 p MDSRX 15.86 +.06
il lynch B:
t MBBAX 31.69 6:
t MBEFX 17.25 uA
It MBFGX 17.57 "I
i MBFMX 10.42 "
t MBLOX 17.30 +.04
t MBNLX 10.53
II Lynch C:
t MCFGX 17.66 -.01
t MCLOX 16.77 +.04
II lynch I:
MAIVX 29.32 +.13
II MACPX 26.38 +.01
MABAX 32.43 +.07
t MAHQX 11.53 *
11 MAFGX 1959 -.01
MALOX 17.72 +.05
hi MAGTX 8.23 +.06

Ral Tl. NAV Ch. IFund Tkr. NAV Ch .

GIbVall MAVLX 17.72 +.06
MNatl MANLX 1053
NatRsTrt MAGRX 51.71 1.00
S&P500 MASRX 15.90 +.06
Valuepp MASPX 2784 +.07
Metro West Fds:
TotRtBdl MWTIX 951 -.01
Midas Fends:
MidasFd MIDSX 3.44 -.02
Monetta Funds:
BalancA pMBALX 11.34 +.04
MCap ApMMCEX 8.64 +.06
Monetta MONTX 12.71 +.04
SelTchA p MSCEX 8.64 +.07
MontagGr MCGIX 2439 +.11
Morgan Stan A:
AmOppA AMOAX 28.12 +.06
DivhA DIVAX 3350 +.11
EqWtdAp VADAX 4054 +.14

HiYd HYLAX1 1.74 '*
USGvtA USGAX 9.2 -401

AmOppB A61M8 2633 +.06
DIvGtB IB 344 +0.10
EoroB EUGX 1828 +43
GrwthB GRX 14.10 +A7
mC TGrMX 17.67 +.16
s spZ x 1351 +.S
SpcVA6 SVFBX 19.5 +0
'I"Iep 9 MIX 13 51 +A

MUX 2.76 +411

MUTH 29483 +31
l 1 MS1 1.28 13 +A4.

EMt MGBCI 29.16 +2
CMw t MIPFU uI -1
oC Msp 5I 2351 +A4.

MlE I50IX 2132 +4
H fl pp n 8X 24.13 +41
Inl EGr BIIIS 24 .12 1

MprAe URiX 23.2 +.11
Smcs AESSX 213.31 +4.1

SBoGrA MSS G 14.11 +1.I
DUSCpGrAMZ EX 19.71 10 +.
W MPW'AX 1720 +47

C UetCpTIF 2X 24.19 +.

Dmi-tp rx 2327 +.43

aeald NOLVX 10,,9 +.02
FnZr N TEAX 23.45 +.16

BeZ NB 1L617 +42
DisreZ m X 27.91 +

e Muc dNM X 22.76 +22

ih NSSX 6345 +.10
GInu N 2G0x 1.24 +4.0
9I1htlE 0 0 24 N +NX 54
Paitn W=1J9 26.3 -.17

SoIntGr NBGX 120 +.04
Genesis I V 5851 -.15
Pinek9g 8 POSX 2206 -.14

NensWl NOr X 40.9 .
Oamtt 14W80 IL3 40 +.6 .

NTeLt N 1EX 21.87
ernthn NTHX 129.326 4

Tiustp NOX 9. +.0
Northeeni Fnds:
Fixin NOFIX 9.85
GrE NOGEX80 16.17 +.03
ffiYFX2rc NHFIX 8.00
InttkEx NOITX 1016

lntpGrq NOIGX 12 .05
LgCapVl NRGAX 13.9 +.12
SmGrwthBp NGRX 12.42 +.127
TxLrpt 0 NOEX 10.57 '
Techoly NTCHX 12.13 *-.10
USGuvt NOUGX 9.79
Nuveen CI AR
FLmB p P109io 1032

HIMundR NLNX 2210
GPinOkAp NGAX 21.07 +.12
Nuveen Cl B:
wthBpitO GWGX 19.83 +.12
LrgVBp NOAKBX 2653 +.08
IMunR N TNX 10.84 +.01
IntDMBAd NUVBX 9.01 6
OakAssocMX 42Fs: +.19
PinOkAg POGSX 22.06 +.14
WhItOkSGWOGSX 327 +.015
OakVal OAKVX 30.16 +.15
Obnarik Rmads l:
TS&Wncr OSMVX 25.20 +.07
TcC Io OGTCX 24505 +.13
Intl. OAKIX 124.10 +.06
MidCppOWMCX 217.1250 +.1
ealet WRRO X 411.1025 19
SFnAlect r OFALX 33.63 -.0
Oppenld Mune A
GwtiZ 8 OBHGX 22.56 +443
MdCpZU OPTX 10.179 .03
SAMTlrZ OBPNEX 242 +09
WSCpApAp OSMX 426.7 -.07
plncAmZ OBTXPP 13.050 +.13
Dinsp OWCX 1270 +.078
MEuitdpEyA OEQApX 17.12 +.05
Reoldt OWX 11.1598 -.0563

FAlert OFAPPX 16.90 +.0522

AMTHiYdpu OPPHX 10.1743
AMInt8d OIBAYX 13.98
CappAp OIGAX 44.75 +.146
CIntlSmcApOSMAX 12.0 +.03
ChLncAp OPGVX 9.41 *
DvMkIApODMAX 45.00 +13.
DiLtscmMup OPX 47153 +80
uMnStA OEMSX 10.97 +.015
.MbAp OMSOX 7039 +.0534
bMSSppA OPMSIX 4122514 +.42
RIoltAp QRAGSX 725.98 -3
GrMp. OPSX 315.0359 +.22
HitnA p OPX 9.43.25
ueA0p CGRWX 2.08 +.03
IntGrwp OIGAX 23.17 +.14-
ntlSmCA OSMAX 22.51 +.19
HiidTMu OPITX 15928
MnStFdA MSBX 3.767 +.15
.MnStOApOMSOX 14.14 +.05
MSSCA pOPMSX 2251 4.10
RIAssAp QRAAX 718 -10
S&MdCpVIQVSCX 35.83 +.04
StrlnAct OPSGX 415
71V.ueAp CGRWX 24.07 +.03
Oppenheimer M: :
C.pAp.Bpl Iv 41.120 +.25
Gl 0Bt OGLB' 65.73 +.32
GIbOppB OGIX 39.74 +.40
[HiYdB0t O6YBX 928
IInBdB t OIBBX 5.96
MnStFdB OMSBX 37.67 +.14
irrlncB t OPSG 426 *
Oppenheimer CAM: :
0,..miCi.10'vC1 39.20 +.22
00.0.2' c-pL:* 66844 +.32
?.A,40io .101'C 37.61 +.15
*rnC I (0.;',C 4.24
Oppenheim Quest:
QBalA QVGIX 18.17 +.03
QBalC QGRCX 17.84 +.03
QBal8 QGRBX 17.82 +.02
QlntalAp QIVAX 19.56 +.10
QOpptyA QVOPX 28.95 +.04
Oppenheimer Roch:
LtdNYAp ITNYX 3.38
RoNtMuC tORNCX 12.43
RoNtMuBstORNBX 12.48
RoMu8Ap0RMUNX 18.47
RcNtMuA ORNAX 12.45

ABEt ETradt J pIK SS Gi
ACMInco ETradeun Jacobs SalmBF
AMB Pr EDPEntrg JelPlol Satyarn
AMN Hh EMCORs JonesLL SellgQual
AXA 9 E0Jg0n KM0Am Siemens
Accenure EatnVan Kaydn SienS
AffCmpS EVTxAG Kil Sia
AffIMers EmMktTel Knghn Stechr s
A ilen Enesis I Skechers
y Enlerasyurs Illnc SmFn
Alrd Ergy un Koreaq SwlGas
A09W0d2 Exte g Korea Stan ns
AIIIBem FEMSA KomFer Stands
AllianlEgy FExC L-3Corm S
Amdocsg FedSEgn LANNAir Ie
L" I Bn Slepan pf
AFndG Fedlnot LaB ch .Ste
AmSts ir Fiat Ladede S.e S
Americdt FlaEsCst L.alm aw SiSUl35
AmeriBrgs Foserv ll AEgy 1sT D
Ameron FrankRes LatADsc S. unL-Fn
Anixter FredMac LehmBr Tanger i
AnnTaylr FullerMB UncNal TalherI
Anslon FumBrds Luxoica Technitr
Aon Cop GMHCT MDS TelNeCelh
Ap lnv GnCable MEMIf lTelBrasH
AquaAm s GenDyn MPS Grp TmpDrgn
Aacnz GenesWyo Mani TmpRusEE
AnnorH Gerdau 0 ManorCar Tenneco
Autoliv GerNew MarMM Terex l
Baldor Glalelter Maslec Textron
BkMontg GlobPays Merrillyn Thomson
BkNovag GolUnhsas Metso Thor Ind
BearSt GolYWFo Milserlnd To OBk
Beiley Graco MlsuUFJ Trm
BoMedR Guidant Mdyss TdCont
BIkHISci n HSBC MSmMk T ln
Blk2018 HUBIntg MSIndia TizecPr
BkNJr Haemon MSe URS
Boeino Harsoo MEl UUniao
Buhrnan Hcoprg MyornLal U nonPac
CBRUlis HeicoA KN16 i UDmR
CNA Sure omePrp A~ U
CNH HoG m NIAust un UUS B1,
CPFLEn HorizLnsn NBkGreece a'
CSX Honnel NalFnPrt VWabM
Cal vOp ING NBREInco Wablec
aliWr iShtaly NcapIC WaddeafR
ClBCo iShSin NeMaikel Watsco
CdnNRyg iShMmLV Nicor WatsonW
Caplrcc 0iShNY100 NorifkSo Wel sFrgo
Carise iShNYCmp Nuveenlnv WS ln

Celansep iShP SO O Sci NEW LOWS
Caridan iShMmMC OshP1 sh s Ao pildd
Checkpet iShMmMG POSCO SollspR-
Chemeds iShMmMV Pediat Bk s
ChtMerc iShSPVal Penney CBSAn
ChsBnk iShMmSC Pfeilc Compngn
Clarcr s iShSPAds P-r0l0 Deluxe
ClearCh n 9ShM9SG Pol 0 op
CCFemsa iShMmSV PSUS1Kn n hiFin
ComfdS iShMCVa8 s Praxair 1 ,
BD-Pao iShlnds Pr UK '
OAir B iShHItre PubSlrg
Coopnlrrls iShFnSvc Oimes $ ills pl
VoIs gn iShnPSms MillspFE
Credic iShTo1Mkt R Mils pIG
Cummins iShRsMic n Regl-al NRG pfA
diOrnho iShMSCOPn Repropn PilgdmsPr
DRS Tech iShSCVal Reioni Stlael
OWS GbHi Idaco Rinkers Soer
DWS Mul IornO Sol RockColl SunaFLCn
Darden IndaFd Rognm Soosscom
D i Inospec Rosme TelcNZ
S InPower RoyalSun 0UBS Fg p
Donldson ISEn R aBg VNBCappI
DoXer JLG S Vod e

Oppenheimer Y:
CapAppY OTCYX 451.2 27
ShtTmAd PSFAX 9.99
TotRtAd PTRAX 10.46
AIAsset PAAIX 12.6 .02
ComodRR PCRIX 1390 -.3
DevlcMkr PLMIX 1051 *
Divnlc PDIIX 11.19 +.41
EmMkBd PEBIX 11.46 +.03
Fitlncr PRFIX 10.41 *
Fordnr PF8IX 9.93
Bd PFRX 1036 -.041
01d PICLX 9.
HMi PHIYX 9.43 *
iau FTa 9. -.01
LTUSG PGOVX 10.2 -.4
Modur PMORX 10M4 *
ai R PMX 1.72 -.0
ril n PM I LX 141.3 -.04
Shol l PTHX 9.99 *
TMRI r= 10.46
TRII P 9.933 -.01
Mllt PAAX .24
llEW m it
A eetp PYAX 12.79 -.03
Ca8I p PCIAX 13.1 -32
HiMdA PIHO 9.83
l*MiA PILX 9.4 -.01
T U I TAX 10.46

tmB t PRRM X 11.03 -.04
TmUt PTBX 10.46

Alsstt PASCX 12.70 -.02
CoM p PCRCX 13.69 -.32
lltMCp PRTCX 11.03 -.04
*MKt PTTCX 10.46 *
PMOW kdsmD:
CaminpPCRDX 13.82 -.32
RlMlItp PFRRDX 11.03 -.04
Tlnp PTFDX 10.46 *

Eqolh PRBLX 25.10 +.04
Balanced PAXWX 24.48 +.02
growth PXWGX 13.22

MgL x PYMRX 10.96 -.02
PnoMtCp RYPCX 10.99 +.02
IPbnlunds A:
M&nA PHBLX 15.00 +.02
BRltA PABRX 27.93 +.04
CGrA PHGRX 15.83 +.17
EntA PEMAX 8.87 +.03
GrincA PDIAX 15.56 +.05
lAGr PHSKX 17.36 +.11
IE AA PHRAX 30.57 +.03
Hbamnd sB:
CapiS PGTBX 14.59 +.15
EnliB ppPEMBX 9.66 +.02
Ibim bnds A.
OBodA AOBLX 11.18 +.01
NiH p TAHYX 10.96 -.02
MAMA PIlFX 2157 +.13
MdCAp PCGRX 24.14 +.01
Pi~d p PIODX 46.05 +.19
MEtA PWRE 28.43 +.05
YMp PIOTX 18.02 +.01

HiTW t TOM41 11.00 -.03

HI nICt, PC 11.11 -.02

W0M PRFX 125 +.14
E 0p 9F0X 2744 +.10
G lp TRSAX 231 +.17
oIYldp 5H0X 6A41
Balance BWX 2030 +46
BICNp TWCX 3175 +20
CpApp P1CX 21.77 +46
DvSnOr PRDX 14.1 +.07
DivGm PROGX 23 +.14
EmMktB PREM 1407 +.03
EmEurp TREM 3.L11 +j4
EmMktS P0 WSX 2&80 +.13
Eqlnc PRFDX 27.10 +.10
Eqlndex PREX 34.87 +.13
Europe PRESX 18.70 +5
Extlndx PEXMX 15.43 +.07
inSvcs PRISX 2222 +.03
FLIntm FLUFX 10.77
GNMA PRGMX 9.43 -.01
Growth PRGFX 29.53 +.1
Gr&ln PRGIX 2132 +.08
HlthSci PRHSX 2732 +39
HiYield PRHYX 5.95
Indtlond. RPIBX 933
IntDis PRIDX 4433 +23
Intl G&l TRIGX 15.04 +.07
IntlStk PRITX 15.70 +.08
Japan PRJPX 11.71 +.15
LatAm PRLAX 30.40 -.28
MDBond MDXBX 10.68 -.01
ModiaTI PRMTX 35.47 +.19
MidCap RPMGX 57.11 +.29
MCapVal TRMCX' 24.49 +.05
NAmer PRWAX 32.85 +.18
NAsia PRASX 12.62 +.07
NewEra PRNEX 4326 -.55
N Horiz PRNHX 34.67 +.17
Nine PRCIX 8.92 -.01
NJBond NJTFX 11.72
NYBond PRNYX 11.34
PSBal TRPBX 1936 +.07
PSGrmw TRSGX 24.03 +.11
RealEst TRREX 21.45 +.02
R2010 TRRAX 15.08 +.05
B1015 TRRGX 11.64 +.04
R2020 TRRBX 1626 +.06
B2025 TRRHX 11.97 +.05
R2030 TRRCX 1726 +.08
2040 TRRDX 1735 +.08
SclTec PRSCX 2036 +.16
ShtBd PRWBX 4.67
SmCpStk OTCFX 35.45 +22
SmCapVal 0ISVX 40.67 +.18
SpecGr PRSGX 1922 +.10
Specln RPSIX 11.89 +.01
TFInc PRTAX 10.01
Totlndex POMIX 14.04 +.06
usnT PRULX 11.71 -.03
Value TRVLX 24.41 +.10
riprcipal Inv:
BdMtgln PMSIX 10.68
IntlGthilnst PITIX 12.03 +.08
LT20201n PLWIX 12.85 +.03
PtrLVIn PLVIX 14.09 +.03
PiLGll n PLGIX 8.38 +.07
PoRunds Inv Cl:
RealEstat REPIX 43.54 +.08
Purisima Rinds:
TotRetp PURIX 2133 +.09
Putnam Funds A:
AABalAp PABAX 11.52 +.03
AAGrAp PAEAX 12.77 +.04
DvrlnAp PDINX 9.92 *
EqlnAp PEYAX 17.49 +.05
EuEq PEUGX 24.53 +.08
FLTxA PTFLX 9.16 -.01
GeoAp PGEOX 18.28 +.03
GIbEqtyp PEQUX 9.61 '+.02
GrtnAp PGRWX 20.45 +.05
HlMhAp PHSTX 64.18 +57
HiYdA p PHIGX 7.98 *
IncmAp PINCX 6.73.
IntlEq p POVSX 27;73 +.07
IntCapOp PNVAX 31.01 +.09
InvAp PINVX 14.07 +.03
NwOpAp PNOPX 47.98 +.22
NEValAp PANVX 18.62 +.05
OTCAp POEGX 8.52 +.03
PATE PTEPX 9.11 -.01
RsrchAp PNRAX 15.04 +.05
TxExA p PTAEX 8.78
TFInAp PPNAX 14.89 -.01
USGvAp PGSIX 13.11
VstaAp PVISX 1132 +.05
VoyAp PVOYX 17.82 +.10
Putnam Funds B:
CapAprt PCABX 19.91 +.03
ConvBt PCNBX 17.88
DvrlnBt PSIBX 9.84
EuEq PEUBX 23.73 +.08

Rand lb. NAV Ca.
GrInBt PGIBX 20.13 +.05
Hl18t PH X 5 57.79 +51
HiYOt PHBBX 7.95 +.01
IntlEqp POVBX 2673 +.07
InvB 1 PNVBX 12.93 +.03
NwOpBt PNOBX 42.98 +.20
OTCBt POTBX 7.50 +.02
AReschlt PRFBX 1427 +.05
VistaBt PVTBX 9.85 +.04
VeyBt PVOBX 15.57 +.08
hPm Rnads;C:
GSOpCp POGCX 13.20 +.04
Pnm unds M:
Dvrtncp PDVMX 9.83
hinm Rands Y:
GrOln PGIYX 2050 +.05
Income PNCYX 6.77
IntlEq POVYX 27.90 +.07
VOl PVYYX 1839 +.10
RS Fands:
RSEmGp RSEGX 35.17 +31
RSIAgep RSIFX 17.76 +.14
RSNtRsp RSNRX 34.16 -51
RSPart RSPFX 34.91 -.9
Value RSVAX 25.53 +.01
SmCoGrp RSSGX 22.48 +.3
Rainier Inv Mgt:
SmMCap RIMSX 3631 +46
Reynolds Funds:
BIChGrp RBCGX 31.4 +44
Opptyp ROPPX 18&1 +.5
RiverSource/P A:.
BalanceA INMUX 10.17 + 2
DE INDZX' 12.74 +01
DivrBd INBNX 471
DvOppA INUTX 741
EqValp IEVAX 12.5A
GlblEq ILS 74.3 +43
Growth INIDX 2173 +M4
HIYIdBd INA 2..1
HiYdTEA M S 43
IntlSelVI p IAX U +47
LgCpEqp ALEAX 59 +4.
MCpGrA lV9I 14M +46
MidCpVldpMBX I. *9
NwD lNIl 243 +.06
SmColndxIS AX 9. +.03
Stock p MSIX 21.1 +4.0
Strilc O 18I 411 4.) 4
StrtCAA mIFX 1M61 +.04

DEI t 7 a 12.7
NwDt ML 1U5 +.06

NwD MX 2i56 +06
Royce Flfc
LwPrSthr f418B 1U7 -.44
MicroCap M X 17.01-80
Opptylr RpX 13.B +405
PennMulrPa EI 11. 0I103
Prnmiel r f9M 1718 +.01
SpecEqlr rWSEX 19.6 +.12
TotRetllr W1 13.47 +417
Russel Id S
DivBdS RDFM 2.3 -.01
DivEq S RSX (2 +13
EmnerMktsR 2.5 +406
IntlSecS RI SX 71 +.40
MstrtBdS RMSSX 131 -41
QuantEqS RQESX 372 +.15
RESecS RRESX 46 +417
ShDrBdS RFBSX 18 '
SpecGrS RSPSX 55.12 +.6
Russell Instll :
Eqll REASX 32.11 +.15
EqQI REDSX 37.8 +.14
Intll RINSX 45.90 +.2
Russell LfePts C:
BalStrCp RBLCX 11.60 +.2
Russell LfePts D:
BalStratp RBLDX 11.69 +.03
Rydex Dynamic
TmptOO p RYTPX- 37.00 -17
Ttan500p RYTNX 41.71 -.30
VctyOO pRYVYX 23.02 +52
VntrlOOp RYVNX 18.33 -.43
Iotme Iestor:
IBiteh RYOIX 24.64 +.46
IM RYJUX 1861 +.05
NmI RYNVX 2.92 +.17
OMr RYOCX 1133 +.13

ConA TRLVX 1019 -.02
BMM SITEX 1135 +.04
1 nUlp SIEMX 16.92 +.10
EqnA TQ4 3856 +.14
1 ld SHYAX 8.46 *
Int MniA .SE 10.79 -.01
InlEOA SE 13.13. '.07
IntlfxA SEFBX 10.70 -.01
LgCGrA SELC 2840 +.16
gCalA IMVX 2232 +.06
SmCGrA SSCGX 2033 +.13
smiCValA SE5VX 20.5 +.07
TxMLC TMLCX 12.48 +.06
EmgMkt SSEMX 21.45 +.08
SP500 SVSPX 2137 +.08
ST] Classic
CapAppl STCAX 12.1 +.09
HiYldl SAMHX 10.78
IntEql STITX 13.98 +.05
LCpRIVII CRVAX 17.14 +.06
QuGrStkCtSTTFX 2428 +.20
SmCpGrIl SSCTX 23.18 +.15
TxSnGrIp S9TAX 25.99 +.21
Salomon Brothers:
SmCGBt SBSMX 15.11 +.11
Schroder Funds:
NAmEqln SNAEX 11.40 +.03
Schwab Funds;
DivEqlnv SWDIX 13.60 +.06
DivEqSel SWDSX 1359 +.06
IntSSr SWISX 18.85 +.06
MT AIIEq SWEGX 12.63 +.05
MT Gr SWHGX 17.93 +.05
100l0nvr SNXFX 37.68 +.15
1000Sel SNXSX 37.67 +.14
S&Plnv SWPIX 1996 +.07
S&PSel SWPPX 20.03 +.08
S&PlnstSI ISLCX 1020 +.04
SmCplnv SWSMX 24.91 +.12
SmCpSI SWSSX 24.94 .+.12
TotBond SWLEX 9.83 .01
YIdPlsSI SWYSX 9.66 *
Seauity rFund
Equity SECEX 6.73 +.03
Selected Funds
AmShO SLADX 41.17 +.05
AmShSp SLASX 41.16 +.06
D SeWmanW GrU:
ComunAtSULCX 29.90 +.19
GrowthA SGRFX 4.19 +.03
HYdBDt SHYDX 335 -.01
MAMuniA SMATX 8.06
Sentinel Group:
ComS A p SENCX 30.86 +.01
InflEqA p SWRLX 1937 +.11
SmCoAp SAGWX 796 +.03
Seonia SEOUX1524 +.99
eEq SKSEX 27M8
Smith Barney A:
AgGrA p SHRAX 113.71 +51
ApprAp SHAPX 14.77 +.04
FdValAp SHFVX 1524 +.05
igCpGA-p SBLGX 22.90 +.14
MgMuApSHMMX 15.40 +.01
MCaCAopSBMAX 2239 +.02
MDLGVtSPSAX 9.44 +.04
MuFLA SBFLX 12.95 +.01
SBCplnc SOPAX 17.69 +.03
Smith Brmy Alloc B:
GrthBt SGRBX 12.94 +.03
Smith Barney B&P:
AgGrB t SAGBX 101.57 +.45
ApprBt SAPBX 14.41 +.03
Financial p S6FBX 16.07 +.08
FVABt SFVBX 14.26 +.04
HthScFB pSBHBX 12.99L +.10
HilnBt SHIBX 6.82
LgCpGBt SBLBX 2151 +.14
MDLCGBt SPSBX 9.16 +.05
TchFdB t SBTBX 4.05 +.05
TotRtnBt TRBBX 1127
Smith Barney C:
AggGrC SAGCX 10230 +.45
FdValC SFVCX 1426 +.04
HfthSciC SBHLX 13.00 +.10
HilncC SHICX 6.83
L9CpCCt MCLRX 13.07 +.02
LgCapCp SLCCX 2150 +.14
MDLCGCt SPSLX 9.16 +.05
Smith Barney 1:
DvStrl CSGWX 17.00 +.03

Rad Tkr. NAY Chg.
Smith Barney Y:
AggGroYt SAGYX 118.26 +.53
LgCpGrY SBLYX 23.64 +.15
SoundSh SSHFX 37.94 +.18
Spectra Funds:
FundN SPECX 7.2 +.03
St FarmAssOC
Balan STFBX 152 +.13
Gwth STFGX 52.10 +21
Stlir Cpit:
SCap SPSCX 1.18 +.09
Strategic Parisi
IntValA PISAX 2433 +45
Strattmo I
Dividend 5 ~ 37.16
SundieftO RY +
NwCenAp SGU 19 -.01
NoC t e 0SS 1 .& -.81

FL1CpAp 55TX 19.03 +.07
TCE G wl &
DiMvFo r IX 12.05 +.04
SdE TCM28 20.05 +.14
obol TGVX 23.48 +.07

S4 tNl i 0TNX 19.61 +.13

MkIYI CM MVSX 21.76 +.07
8ee TVASX 40.07 +.11

EmUSp TEEMX 21.10 +.11
FbrEq, TFEQX 23.60 +.08
N Aenie rFds:
Rur TAVIX 22.51 +.13
IiEVIr TAREX 31.24 +.2
SmlCap TASCX 25.51 +.02
mue TAVFX 57.59 +.15
Twinpos Plumb:
Grw H THPGX 45.73 +.17
lTranburg Fds C:
IntValC.t THGCX 24.07 +41
Thomburg Fds:
IntValAp TGVAX 25.17 +I1
IntValue I TGVIX 25.65 +41
LtMuAp LTMFX 1351 *
ValueAt TVAFX 3536 +47
Thrivent FdsA:
HiYld LBHYX 5.0
LgCpStk AALGX 27.22 +.12
MidCpGr LBMGX 16.41 +A5
MidCpSk AASCX 18.1 +417
MunlBd AAMBX 11.36 -.1
Tocquevlle Fds:
Gold t TGLDX 4697 -.74
Torray Funds:
Fund TORYX 40.7 +4
Touchstone Fanmd9
MCpGrA TEGAX 23.54 +4
JanGrowp I0ETX 26.22 +.21
AAIMdGrt IMULX 1249 *+
TAner Funds:
MidcpGth TMGFX 2990 +6 1
Needy Browne:
GlobVal TBGVX 2820 +4M
M Finds CI A:
D phatBNAAX' 11.0 +.0
lot BNGLX 13.85 +.5
-FRds CI C:
Gob p BNPCX 13.60 +.04
LC EP PCLCX 16.92' .09
LCG p PCLVX 21.86 +.04
M-Sem ris:
MldM U1MBWX 29.97 +.17
Sillb I..h-
Ali GBT0X 27.73 +.15
EslEp AJOX 48.58 +.89
Gt PSA I 1.6S -.24
GW*SUS USM 161 -31
HomlGr ACGX I.7 +406
USChi LU .S +.04
WWIdrANM9I 244 -.33

CmstStr USCRX 2 +4.
EmgMkt USEMX 197. +A46
FStrtGr UFSGX 1.112 +4
Grwth USAAX 15.5 +.11
Gr&lnc USGRX 19.14 +405
IncStk USISX 16.02 +.43
Inco USAIX 12.12 *
IntTerBd USIBX 9.97 -.01
Int USIFX 25.05 +.15
Nasdq 100 USNQX 528 +.06
PrecMM USAGX 2357 -.47
S&Pldx USSPX 19.44 +.07
ShTBnd USSBX 8.82
TxFln UFLTX 10.14
TxElt USAi. 13.19
TxESh USSTX 10.61 -.01
the Uime :
Aggrn 1VAGIX 500
Cony VALCX 12 +.82
and VUIFX 14.14 +A8
Inc&Grm VAUX 8.75 +.01
USGvt VALBX 11.40
Van EckRmnds
EmnMkApGBFAX 12.54 +.07
lInvsldA INIVX 14.07 -28
Van Kamp Funds A:
AgDGrA p VAGAX 16.88 +.07
CmstA p ACSTX 18.34 +.7
EGA P ACEGX 4339 +16
EntA p ACENX 13.67 +.09
EqlncAp ACEIX 89' +.02
GIlFranp VGFAX 24.49 +.10
GvScA p ACGVX 10.14 -.01
GrinA p ACGIX 21.15 +.06
HarbA p ACHBX 15.04 +.01
HYMuAp ACTHX 10.97
InTFA p VKMTX 1.60
PaceAp ACPAX 10.70 +.06
REstAp ACREX 2687 +.02
StrMunlncVKMHX 1335
USMtgeAVKMGX 13.58
Van Kamp FRnds B:
AggGrB p VAGBX 15.49 +.07
CmstBt ACSWX 18.32 +.07
EGBt ACEMX 36.94 .14
EqlncBt ACEQX 8.74 +.02
GrncBt ACGJX 20.94 +.06
HarbBt ACHAX 14.99 +.01
REstBt ACRBX 26.85 +.01
SelGrthBrVBSGX 5.39 +.03
Van Kamp Funds C
AggGrCt VAGCX 1553 +.06
ComStkC ACSYX 1833 +.07
EqlncCt ACERX 877 +.01
Van Wagoner Funds:
EmgGropVWEGX 4.60 +.02
MicroCp pVWMCX 9.83 -
Vanguard Admiral:
AsstAdml VAARX 59.12 +20
BalAdml VBIAX 2037 +.04
CpOpAdi VHCAX 81.94 +31
Energy VGELX 112.62 -1.63
EqlnAdmn VEIRX 50.60 +.17
EuroAdml VEUSX 69.91 +.05
ExplAdml VEXRX 7586 +35
ExtdAdm VEXAX 36.69 ,+.16
500Adml VFIAX 119531 +.45
GrolncAd VGIAX 53.89 +.19
GrwAdm VIGAX 28.36 +.16
HIthCr VGHAX 60.79 +54
HiYldCp VWEAX 6.20
HiYldAd iVWALX 10.83
InsdLTAd VILQX 12.65
ITBdAdml VBILX 10.23 -.02
lTsryAdml VFIUX 10.79 -.01
.IntGrAdm VWlLX 71.73 +.19
ITAdml VWIUX 13.33
ITGrAdm VFIDX 9.68 -.01
LtdTrAd VM0UX 10.69
LTGrAdml VWETX 9.40 -.03
LTsyAdml VUSUX 1139 -.03
LTAdml VWLUX 1129 *
MCpAdmlVIMAX 8438 +.09
MorgAdmVMRAX 57.14 +29
PrmCap r VPMAX 71.90 +.48
PacfAdml VPADX 7738 +1.05
ReitAdmr VGSLX 92.84 +.06
STsyAdmi VFIRX 1027 -.01
STBdAdml VBIRX 9.86 -.01
ShtTrAd VWSUX 15.53

FRnd lr. NY CHl.
STIGrAd VFSUX 10.48 0 '
SmCAdm VSMAX 31.09 +.12
TxMCapr VTCLX 62.44 +13
DiTx rnr VTGLX 58.03 +.1
Taml VBIY 9.9 -.01
TS91Ad VISA 31.39 +.12',
USGrAdmnVWUM 47.96 +32',
ElAnl VIAX 23.9 +.04'.
WLrLdm VWIAX 5195 +.02-
tlhM VWENX 53.96 +.09
Mloar VWNEX 6034 +.13
dIMAd VWNAX 57.73 +.16
Mld s:
Asse VAAPX 2633 +.09
CAT VCAIX 11.00 *
CapValue VCVLX 12.11 +.05
CapOpp VHCOX 35.46 +:13
DivdGro VDIGX13.03 +.07
Energy VGENX 59.7 -:86
Eqlnc VEIPX 23.94 +4
Expir VEXPX 81.47 +31
FLLT VFTX 11.64 '
GlobEq VHGEX 20.70 +.11
Grolnc VQPMX 31. +.12
GrthEq VGEOX IIM4 +4
HYCorp VWEX 00
HIthCre VGHCX 14MU +2
InflaPro WSM 121 -.3
IntlExplr Vn 1M43 +49
Ind V 21254 +.06
IntM VT 3744 +.18
mlG WX m9 -.01
nsry WrTX 18.79 -.01
LmeC VM 1s0 +.03,
LUi MS 21.1 +.08
IJm1 U'R 13.67 +.01
iM vt MGX 19.08 +.05
LT-i VE4885 9.40 -.03
IT 5 VUSTX 11.39 -.03
e VMRGX 18.42 +.09
Miff W AHX 10.83
Md ill4 VILPX 12.55
S' VWITX 13.33
M VMLT 10.169
Ira 9 VWLTX 1129S
NOtW VWSTX .1553 '
MLT VITX 11.86
IW01. VNYTX 1130 -.01
n.1T VPAIX 11328
PItt rVGPMX 26.09 -.11
ftinpCorVPCCX 11.94 +45
Phnpr VPMCX 6927 +-4
SdaIsr VASVX 1910 +47 .
STAR VGSTX 2024 +.1
SiGrade VFSTX 10.48
S STed VSGBX 1022
S18y VFISX 1.27 -.1
Srrgeq VSEQX 23.31 +.5
1me05 OVX 11419 +4.1
e20L5 VTXVX 11.73 12,
e2A025 VVX 12.11 +41
t2035V9THX 12.73 +A4
1Mi VTMFx 1930 +4.
TGrAprVMCAX 31.02 +.12
MIUr VTGIX 2.24 +.1'
"-r VTMGX 12.21 +.06
MUCr 1VTMSX 24.70 +.09
Uicl VWUSX 1851 + 2';
hUSW V9NLX 14.10 +.06'
W i VWNX 21.44 +.01
tf VWELX 314 +.062
WM P VW= 17.85 +.04-

anMd aA ft .
500 VW 11951 +.45
Balanced VMIIX M37 +4.
DevMkt V8DM 1H +46.
EMkt VEX 21.24 +J47
Europe VERX 29.76 +2,.
Extend VEXMX 366 +.16,
FTSESoc VFTSX 858 +45
Growth VIGRX 2836 +.16
ITBnd VBIIX 1023 -A2
LTBnd VBLTX 11.70 -.04
MidCap VIMSX 1859 +.02
Pacfic VPACX 1102 +.16`
EITr VGSIX 21.76 +402
Se 4 080E 318 4+.12
rGpaG VBlGX 1799 +.0
pI 1SVX 15.79 +.06'
S0d V1 8 9.86 -41'
TMBd V8 9.99 -.01
TIbr 15.27 .3 +.4
ToaSft VSU 3138 +.12
Value V1 23139 +.05

Ballnst BAIX 2038 +.05
DvMklnst VIDMX 10.77 +4.96
Eurolnst VESIX 29.79 +.2
Extn VIEIX 36.70 +.16'
Grwthlst VIGIX 2836 +.16
InProlnst VIPIX 9.69 -.'03
Instldx VNIX 11858 1 ..5w
InlPI VIX 91859 +.41
TotlBdlId VITBX 50.45 -.05
InTStPlus VIPX 2826 +.T11
MidCp0t VM0 X 18.65 +AZ
Padnst VPKIX 1183 +.16
SCInst VSCIX 31.10 -.12
VTMSt lX 9.99 -.01
TSinst 9vTSX 3140 413:
Valvelst VIVIX 923.40 +

AgeOpp VPOX 12.4 +4.6
Cedldl VPCIX 9.86 '
Eqlnc VPEX 99 +.039
Growth VPGRX 89 +.06
Grw&lnc VPGIX 11.08 4.5'
MPLgTG VPLGX 23.02 +.10
MPTrIGr VPTGX 23.12 .07

victrlyRn F
DvsStA SRVEX 17.53 -.01
WMBairrFdshu lt ,.'
IntlGr WBIIX 19.43 -i10
WMBMair* tlFds:
nldGthlr 81GIX 27.40 +,15-
EqlncA p CMPBX 20289+42-
WCStE CMNWX 41.95 +.16
BalncAp SABPX 14.02 +.03
BalancBt SBBPX 13.98 + 03
BalCt SCBPX 13.91 +.03
ConGrBt SBGPX 15.19 +.04-
ConGrAp SAGPX 15.67 +4 *
ConGrwCtSCGPX 15.09 +.05
SrGAp SACAX 1726 +.05
WI"del&ReedAdv:l -
Ann UNACX 6.99 +.0)
AssetSp UNASX 9A3 li
CorelnvA UNCMX 650
Hilnc UNHIX8 735 7
NCcptAp UNECX 10.84 +.09
ScTechA UNSCX 11.68 +.09
VangA. UNVGX 991.+.07
Corer WGROX 4323 .11
Mic-Cap WMICX 6.9 +.04
SmCpGr WAAEX 39.44 t18
Hickory WEHIX 33.75 +23,
PartVal WPVLX 23.19 +.11
Value WVALX 3599. +.18-
ConsAlloc NVCBX '19.19 ',.01
hIndex NVINX 52.05 +20.
TRtBd MNTRX 12.0 *'
WebsFargoAdvA: ,, :
AstAllA SFAAX 20.64 +.03
AslaPe SASPX 123 ,+.14.
CmStkZ STCSX 23.02 '.08'
Enterpr SENTX .298. ,+.07
GovSec STVSX 1039 -.01'
Grwthlnv SGROX 22.45 +,07
Opptylnv SOPFX 46.78 +.12
SCApVaIZ pSSMVX 31.65 -.17
UltStlnv STADX 9.13
UlStMulncSMUAX 4.77
Wels FargohAdmn:
DivEqI NVDEX 39.60 +21
GrBal NVGBX 30.16 +.11
gCoCGrl NVLCX 49498 +453
Western Asset "
CorePlus WACPX 1037 "'
Core WATFX 11.19 -.01
Westpot Funds:
SelCpl WPSCX 25.79 +.07
Westwood Rnds:
BaAAA WEBAX,. 12.40 -.01
MMitsAA pWEMMX 15.43 +.05
Wilamm Blair t
lnuGthN WBIGX 27.04 +.14


Yt. Close Ch Ytd. Close Chg. Yl.
CORPORATION BONDS GMAzrl 530 ... NalwFS8s27 7.49
ANR9%21 7.89 122 48 GMAzrl~ 1 432 -/2 Noram6sl2 cv
ATTBdb8 3 13 740 1131 / HSBCFn60 11 6.43 105 +43A PSEG6%07 6.21
BankAm B 207 8.25 103 2 4 IBM6.45S07 626 103 +1%. Ryder9sl6 8.74
BurN8.15s20N 6.93 117% -27/ IBM5109 533 101 ... SeaoCntl2W09 11.76
CiligpCap73 7.51 103'4 -1/A JPMChser008 659 102'12 -1 TEPrd6.45s08 6.37
CrwnCk74626 790 93% +t' Leuczdia7%13 7.36 105V4 +% TmeWar8.18s07 7.91
FordCr 6408 7.01 91 +1 Lucent71/06. 7.21 100 /2 .. TmeWar9'/13 7.87
Fortune 023 6.76 116% -1% Lucent 645s29 7.70 833A +7ie TrmWar9.15s23 756
GMA60W8 6.58 930 -e 2 Mc0nlBP28 6.08 105 -2 THfg6.85s08 6.72
GMAdc6s11 6.93 86% ... NRurU6.55s18 6.07 107 +V' XeroxCr7.2s2 7.16


cbose Cg.
106I8 +1/4
100% .
10114 -1/
103% 5A
116 -2s
121 -1

Foreign currency Dollar in Foreign currency Dollar in *
in dollars foreign currency in dollars foreign currency
Today Yesterday Today Yesterday Today Yesterday Today Yesterday
Argent (Peso) 3252 .3253 3.0750 3.0745 Malaysia (Ringoit) .2693 2692 3.7132 3.7145
Australia (Dollar) .7382 .7393 13546 13526 Mexico(Peso) .095529 .095657 10.4680 10.4540
Bahrain (Dinar) 2.6525 2.6525 3770 3770 N. Zealand (Dollar) .6593 .6622 1.5168 1.5101
Brazil (Real) .4652 .4685 2.1495 2.1345 Norway (Krone) .1476 .1474 6.7748 6.7820
Britain (Pound) 1.7400 1.7445 .5747 .5732 Pakistan (Rupee) .0168 .0168 59.70 59.70
Canada (Dollar) .8769 .8712 1.1404 1.1479 Peru (New Sol) 3047 3047. 3.282 3.282
Chile (Peso) .001931 .001933 517.99 517.45 Philpins(Peso) .0193 .0192 51.75 5220
China (Yuan) .1244 .1243 8.0387 8.0419 Poland (Zloty) 3145 3165 3.18 3.16
Colombia (Peso) .000445 .000445 2247.70 2246.35 Rssia(Ruble) 0365 .0365 27.3830 27.330
Czech Rep (Koruna) .0419 .0419 23.87 23.85 SDR (SDR) 1.43353 1.43559 .6976 .6966
Denmark (Krone) .1589 .1592 6.2914 62804 Saudi Arab(Riyal) .2667 .2667 3.7499 3.7500
Dominican Rep (Peso).0308 .0308 32.46 32.46 Singapore(Doar) .6169 .6160 1.6210 1.6213
Egypt(Pound) .174 .1746 5.7275 5.7275 SlovakRep(Koruna) .0318 .0319 31.44 3137
Euro (Euro) 1.1855 1.1873 .8435 .8422 So.Africa(Rand) .1624 .1644 6.1561 60828
Hong Kong (Dllar) .1289 .1289 7.7581 7.7582 1032 1035 968 9
Hungry (Forint) .0047 .0047 212.73 212.30 S. Korea (Won) .00102 .2135 .9680. 96.40
India (Rupee) .0225 .0225 44.410 44.430 Swedln (Frna) .255 .7261 37.960 1.317
Indnsial(Rupiah) .000108 .0 08 9230.00 9226.0 Saiand (Folar) .0756 .3591 132419 1173
Israel (Shekel) 2126 .2124 4.7045 4.7090 TawIan0(Dollar) .09 .0305 32.40 321.8
Japan(Yen) .008612 .008560 116.12 11682 Thailand(Baht) .02553 .02541 39.17 39.36
Jordan (Dinar) 1.4104 1.4102 .7090 .7091 .Trkey (ira) .7618 .7579 1.3127 13195
Kenya (Shilling) .0137 .0137 7325 73.05 U.A. (Dirham) 2722 2722 3.6731 3.6731
Kuwait (Dinar) 3.4235 3.4235 .2921 1921 Uruguay (New Peso) .0412 .0412 24.850 242850
Lebanon (Pound) .000665 .000665 1504.00 1503.00 Venzuel (Bolivar) .000465 .000465 2149.89 2149S4

d U01]0 MIL.


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l The United States adds
S Colombia to the list of
4- w Andean countries that have
.- finished negotiations for a
S trade and investment
S-'- treaty with the United

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trade and investment agree-
ment late last year.
Florida's trade with Colom-
bia was $3.9 billion in 2004,
the latest yearly statistic avail-
able from Enterprise Florida.
Colombia shipped about $400
million of cut flowers to the
United States last year, most
of them through Miami Inter-
national Airport. The flower
imports already have duty-
free access.
U.S. trade officials said the
pact will create new opportu-
nities for U.S. farmers and
ranchers, with long-term
access for American rice,
chicken legs, corn, pork and
other products.
Deputy U.S. Trade Repre-
sentative Susan Schwab said
the agreement was compre-
hensive, including protection
of intellectual property rights
for products such as pharma-
ceuticals, as well as new lower
tariffs for some American
products, access for American

companies to bid on some
government projects and
lower quotas on Colombian
national programming on tele-
vision and movies.
In this accord, package
delivery companies won the
ability to have expedited and
separate customs procedures.
Express packages carrying
goods worth less than $200
will enter duty free, according
to a document summing up
the accord issued by the
Colombian government.
Other details of the agree-
ment, which may face an
uphill battle for approval,
weren't made available Mon-
Last week, the Colombian
Catholic Church called on
Uribe to refrain from signing a
trade agreement if it was
"unsatisfactory" or "inequita-
The agreement also could
arrive in the U.S. Congress just
before November's midterm

Already the U.S. sugar
industry has voiced concerns
about greater access for
Colombian sugar.
'It seems to me there is the
makings of a coalition of oppo-
sition which will be that much
stronger because they want to
deal a blow to President
Bush," said Gary Hufbauer, a
trade*economist at the Insti-
tute for International Econom-
ics in Washington.
Still, Hufbauer said he
believed the Bush administra-
tion would prevail.
In 2005, U.S. exports to
Colombia were worth $5.4 bil-
lion, while imports from
Colombia reached a total of
$8.8 billion.
Oil imports accounted for
$5 billion of the total, accord-
ing to Charles W. McMillion,
president of MBG Information
Services in Washington. Other
leading U.S. exports were
machinery and chemicals.

e ~ Colombian and U.S. trade
S- officials finished negotiations
for a trade and investment
agreement early Monday, fol-
S-- -- lowing a weekend marathon of
b* talks and a final push from
-Colombian President Alvaro
.- Uribe.
With the accord, Colombia
--- became the second Andean
S- nation to negotiate a binding
.- trade pact with the United
S* States that makes existing
-- preferential access to U.S.
markets permanent. The
accord will open Colombian
= n borders to U.S. agricultural
products and other goods.
Peru finished negotiating a

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Alabama, Arkansas. Florida, Hawaii, Now York, Pennsylvania, Tennessee.

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March 26th, 2006
Registration begins: 8:30 am
Auction starts: 9:30 am

Miami Beach Convention Center
1901 Convention Center Drive,
Miami Beach, FL 33139


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rises 14.5 percent

From Herald Wire Services

Luxury sports-car maker Porsche said Monday its net
profit in the first six months of the fiscal year rose 14.5 per-
cent on demand for its fast and pricey cars.
The Stuttgart, Germany-based automaker said its net
profit rose to $202 million in the first six months of fiscal year
2006, up from the same period last year, with revamped ver-
sions of its Boxster and 911 models driving the increase.
The results were better than the 13 percent gain the com-
pany had initially forecast last month. Analysts polled by
Dow Jones Newswires had expected a profit of $177.25 mil-

Nippon Sheet Glass,
Japan's second-biggest sheet
glass maker, said that it will
pay about $3 billion for the
remaining 80 percent stake
in Britain's Pilkington,
which makes glass for cars
and buildings.
The acquisition or the
rest of Pilkington, whose
main U.S. office is in Toledo,
Ohio, will make Nippon
Sheet Glass a global leader
in the flat glass industry
with annual sales of about
$6.5 billion, the Tokyo-based
company said.
Pilkington's board of
directors has expressed its
support for the plan and will
continue to take part in
management, Nippon Sheet
Glass said.
Pilkington had rejected a
lower offer last year.

India's economy will con-
tinue to grow at an 8 percent
rate in the coming years, but
the government is worried
about the sharp rise in
unemployment over the past
decade of the boom, an offi-
cial report said
The unemployment sta-
tistics "cause some con-
cerns," and India needs to
learn from China in bringing
flexible labor laws that
would help create more
jobs, according to the annual
Economic Survey, presented
Monday to Parliament.
India's economy has
grown at about 8 percent
annually the past three

Vodafone Group
(VOD), the world's largest
mobile phone company as
measured by revenue, said
that its assets are overval-
ued by as much as $49 bil-
lion and warned its revenue
growth will slow next fiscal
Shares in the mobile
phone company fell 2.8 per-
cent to close at $1.99 after it
said it would take an impair-
ment charge of between
$40.2 billion and $49 billion.
The charge comes mainly
from its German operations
following the company's
takeover of rival Mannes-
mann in 2000, but the com-
pany said that operations in
Italy and possibly Japan are
also overvalued.
Vodafone said that
increasing competition
would result in revenue
growth slowing down to 5
percent to 6.5 percent in the
fiscal year ending in March

Rows of women in white
blazers sit hunched over
tables in a well-lit factory,
methodically cutting, sew-
ing and piecing together fab-
ric into clothes destined for
sale in the thriving shops of
capitalist South Korea.
They are some of the
6,000 North Korean work-
ers employed by South
Korean companies that have
set up businesses in an erst-
while free-market enclave
that officials in communist
North Korea opened Mon-
day for a rare visit by for-
eign news organizations.
The Kaesong Industrial
Complex, just six miles from
the world's last Cold War
frontier, is an ambitious
experiment pairing South
Korean technology and
management expertise with
North Korea's cheap and
abundant labor force.

Wall Street firm Merrill
Lynch (MER) said it plans
to repurchase up to $6 bil-
lion of its shares, saying the
buyback is a sign of the com-
pany's continued financial
"Our earnings and capital
generation have been
strong, as has been our focus
on balance sheet efficiency,
Making it possible for us to
expeditiously return capital
to shareholders even as we
continue to invest for
growth," Chief Financial
Officer Jeff Edwards said in
a statement.
At Friday's closing price
of $76.76, Merrill would buy
back about 78.2 million
shares if it completed the
repurchase plan.
The company had 919.2
million shares outstanding
as of Dec. 3L

General Electric (GE),
the diversified manufactur-
ing, financial services and
media company, said it will
sell the rest of its stake in
Genworth Financial
(GNW) through a second-
ary public offering.
General Electric, which
spun off Genworth in 2004,
had said it planned to sell its
holdings in the insurance
holding company by the end
of 2006.
General Electric has
already said it will sell about
71 million Class A shares of
At Friday's closing Gen-
worth's price of $32.64 a
share, the shares GE plans to
sell, would be worth about
$23 billion.

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Mull options before laying off workers

Knight Ridder News Service
Budgets. have to balance,
and if your payables figure
swells beyond the receivables,
the difference has to be made
up somewhere.
The company's computers
won't complain if you put off
plans to upgrade their soft-
ware, and few tears would be
shed over a decision to scale
back on marketing efforts.
Expect emotion when bud-
get talks turn to jobs. Difficult
as it may be to cut workers,
payroll is often the easiest, and
sometimes most logical,
expenditure to slash.
In a recent survey con-
ducted by the Society for
Human Resource Profession-
als on its website, about 9 per-
cent of respondents indicated
their organizations planned to
impose layoffs this year and 4
percent reported plans to
freeze hiring.
But layoffs come with their
own cost. The dire effect on
the remaining workers' psyche
and the impact on morale and
productivity are reasons
enough to look for different

ways to count the beans.
Here are some alternatives:
1. Seek input from
employees. Organizations
might look to the old-
fashioned employee sugges-
tion box for answers to some
budget dilemmas. Offer
rewards and incentives for
workers who come up with
specific ideas for cost reduc-
2. Clean up your
expense-authorization pro-
cess. Often, organizations do
not require employees to get
authorization for expenses
under a certain dollar amount.
Those small bills add up.
Require authorization for all
expenses. Company-paid pur-
chases may be curtailed.
3. Review vendor con-
tracts and standing rela-
tionships. Examine your sup-
plier database at least once a
year to ensure efficiency in
ordering. Often, companies
miss opportunities to renego-
tiate bigger, more cost-
effective contracts with a
smaller number of suppliers.
4. Implement zero-based
budgeting. Instead of auto-

matically increasing the line
item for each department or
expense 5 percent each year,
eliminate the increases and
add in necessary allocations.
Analyze each line item to jus-
tify every cent.
5. Maximize the effi-
ciency of every position.
Eliminate low-productivity
operations and transfer the
workers to other areas of the
Redesign jobs to eliminate
low-value work and duplica-
tion. Retrain employees with
skills that are likely to be most
in demand if layoffs become
6. Promote alternative
schedules. Offer employees
the opportunity to share jobs
or cut their hours. Making this
sort of flexibility available to
employees might even boost
7. Offer early retirement
packages. There are costs
associated with this strategy,
but it achieves the long-term
goal of eliminating positions
- and the higher-paid, most
senior workers in a less
painful way.

8. Cut payroll through
attrition. When employees
retire or resign, leave the posi-
tions open or eliminate them.
9. Freeze hiring in areas
most vulnerable to layoffs.
The last employees hired are
usually the first to go during
downsizing. Avoid a situation
in which you have to let some-
one go who may have just
turned down another position
to work with your company.
That sort of thing can earn
an employer a bad reputation
and make recruiting talent dif-
ficult when good times return.
10. Seek voluntary cuts
in pay or hours. Educate the
workforce about budget chal-
lenges facing the organization.
Employees who understand
the economic conditions may
agree to cuts if they realize it
could save their jobs.
Sources: Douglas Arbuckle,
president of Alliance Cost
Containment; John Sullivan,
human resource consultant
and author of Rethinking Stra-
tegic HR. HR's Role in Building
a Performance Culture; Society
for Human Resource Manage-

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i i tw 7

Miami Herald Business, Stocks, Analysis, Wall Street

Pharmacists concerned

at proposed NHI

Tribune Business Reporter

Bahamian pharmacists
and pharmaceutical sup-
pliers yesterday joined
the doctors in express-
ing. fears and concerns
about the proposed $235 million
National Health Insurance scheme
(NHI), saying there were many issues
and problems that needed to be sorted
Speaking with Tribune Business yes-
terday, all the pharmacy professionals
contacted said there were many kinks
that need to be ironed out before they
could even think about throwing their
full support behind the plan.
While the Bahamas Pharmaceutical


Bahamas already has lowest pricing in region for pharmaceutical products, 20% below than US

Association (BPA) said it would not
give an official comment at this time, its
president, Philip Gray, said he person-
ally felt there were benefits and chal-
lenges to the proposed NHI scheme.
He said many details would have, to
be ironed out before the BPA could
back the plan, but at this time, it wfas
more focused on preparing its 10-year
plan for pharmacies across the
One well-known pharmaceuticals
provider, who asked not to be named,
said: "No country that has introduced
a national health insurance plan has
made it work properly. We as a small

country would never be able to afford
Another prominent supplier, who
also wished to remain anonymous, said
NHI was just another form of taxa-
tion, which could have "very dramatic"
"They just don't lh:i, the people
with the skills to do it," he said. "If we
cannot collect parking fees at the air-
port parking lot, if we can't administer
something as simple as that, how can
you talk about adding a system as com-
plex as National Health Insurance?
"Tell me who is doing a good job -
one government department that does.

an efficient, effective job with some-
thing as important as health care? BTC
just declared a huge drop in profits,
despite assurances that they were going
to clear that up. NIB administration
costs are ten times higher than
He added: "It just makes hiring
employees much more unattractive,
because you are now facing additional
expense, and those of us that pay for
private insurance, the private compa-
nies will suffer and throw more
expense on the Government."
Pedro Roberts, general manager of
Commonwealth Drug and Medical'

Supplies, agreed that there were many
details affecting pharmacists in the pro-
posed NHI scheme that needed to be
worked out.
He pointed to the Barbados Nation-
al Drug Agency, which had a contrac-
tual arrangement with all the private
pharmacies in that nation.
"It works there but there are limita-
tions," he said. "Your private doctor
doesn't have the ability to prescribe a
wide range of products; they are limit-
ed in some ways.

SEE page 8B


dispute headed

for Tribunal

Tribune Business Editor -
THE Bahamas Financial Ser-
vices Union's (BFSU).president
yesterday told The Tribune that
its dispute with FirstCaribbean
International Bank (Bahamas)
was headed to the Industrial
Theresa Mortimer said the
attempts to resolve the dispute
with the bank, which were
mediated by the Department of


New Chicago-Freeport flight

Public corporation salaries

show 'no value for money'

Tribune Business Reporter
THE Bahamas is not realising value for mon-
ey from its essential utilities such as electricity,
water and telecommunications, an economist
and ti dJc union chief agreed yesterday, even
tihuii)gh npl_,Ipl i ilh.L inJtSlit ..i dL ,' fln-
ing the highest salai i,'. ,'t all iIndu.tII l gioup.;.
Tl'h Occupational Wages Survey 2003-2004,
piL cpLJ i by the Department of Statistics,
showed the highest average annual wage out of
all industrial groups in the Bahamas went to
workers employed by the public utility corpo-
rations, who are earning an average of nearly
Workers from corporations such as the
Bahamas Electricity Corporation (BEC),
Bahamas Telecommunications Company
(BTC),.and Water and Sewerage Corporation
are on average being paid more than persons
involved in financial services, real estate, con-
struction, transport and storage, education,
health and social work.

"Without knowing the classifications mea-
sured, I can say that you're not given value,
given the quality and price," said economist
Ralph Massey.
"The output of those corporations is inferior,
either in quality or price."
Mr Massey said wages in those sectors were
-higher because(of the influence exercised by
trade unions, and the fact most were govern-
inent-supported monopolies.
He added that their employer was the Gov-
ernment, and the Government is made up of
politicians whose main aim is to get re-elected,
not necessarily to produce the most profit.
Agreeing that value for money was not being
seen is the president of the Bahamas Public
Services Union (BPSU), John Pinder, who said
that all the corporations "need some improve-
"I appreciate BTC trying to remain on the
cutting edge of technology, but you still can't

SEE page 3B

BEST chief




Tribune Business Editor
THE BEST Commission's
chairman has backed the $1.4
billion Albany high-end resi-
dential community proposed for
southwestern New Providence,
describing its investors and
operators as "worthy environ-
mental stewards".
SThe investment, which has
been projected to inject a cumu-
lative $1 billion in extra gross
domestic product (GDP) into
the Bahamian economy over its
first 12 years in existence, has as
its financial backers the world-
famous golfers, Ernie Els and

SEE page 8B

AMERICAN Eagle yester-
day announced it was adding a
nqn-stop weekend service from
Chicago to Freeport, starting
on May 6, a move that will pro-
vide a small boost for Grand
Bahama's still-recovering tourist
The American Airlines affil-
iate said the new service would
be offered each Saturday and
Sunday through to September
3, using 70-seat Canadair CRJ-
700 jets.
The outgoing flight to
Freeport will leave Chicago's
O'Hare International Airport
on Saturday at 1.10pm on Sat-
urday and Sunday, arriving at
5.12pm on both days.

The return flight will leave
Freeport at 5.52pm, arriving
back in Chicago at 8pm. The
service is still subject to gov-
ernment approval.
The Freeport flight adds to
the daily non-stop service
American Eagle operates to
Nassau, which began last June.
In a statement, Peter Bowler,
American Eagle's president,
said: "We're pleased to expand
our service from Chicago to the
islands of the Bahamas. Amer-
ican Eagle provides the only
non-stop service from O'Hare
to the Bahamas, reflecting our
commitment to introduce new
and exciting destinations to our
Chicago customers."

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ROYAL PALM COURT: Lovely end unit 2 bedroom, 2.5 bath,
1,200 sq. ft.townhouse in the Cable Beach area. Located in a pri-
vate gated enclave, the condominium has a quiet.private courtyard,
just steps away from the community's swimming pool. Offered at
$270,000. #3200 EXCLUSIVELY LISTED. Monty Roberts, 242.424.4944


'*a Realty

They knew there had to be a better wa'y to manage their investments.
They were proved right when they opened a Fidelity Brokerage Account.

are you ready?
The time is now. Call Fidelity today.

Nassau: T 242.356.7764 F 242.326,3000
Freeport: T 242.351.3010 F 242.3517977 weew.fidelitybahamcis.corn
private banking I investment management I corporate finance I mutual funds I pension plans
trusts & estate planning I CMI. =..! I share registrar and transfer agents I retail banking I insurance brokerage


Tel: (242) 356-7764

Tel: (242) 351-3010


- ----


-~ -

F "`-'~-


-- .--
-.- I;;;
-- ~----.. i _:
r, 1.



Define Bahamas approach

to pension plan problems




Is accepting applicationsfor the

Two persons to teach mathematics to Grades seven through
eleven. Experience in preparing students for external
examinations (BJC, BGCSE & SAT) is a requirement.

One person to teach English Language/Literature to the
junior section of the school (Grades 7 to 9)

One person to teach Social Studies and History from
grades eight to twelve. Experience in preparing for external
examinations is a requirement.

Two persons to teach General Science and Chemistry to
all grade levels. The applicant must have experience in
preparing students for external examinations.
One person teach Economics to grades ten through twelve.
Familiarity with the National examination of the Bahamas
is needed.

One person to teach Spanish to grades seven through ten.

One person to teach Computer Keyboarding, Basic Personal
Computer Applications and Computer Science to grades
seven through twelve. The applicant must be proficient in
Microsoft Word, Excel, Access and Powerpoint.

One person to teach Religion to all grade levels The
applicant must have a degree in Religious Education (not
the same as R.K.) and must have taught religion in a Roman
Catholic High School.

All applicants must hold a degree from an accredited
University and a Teacher's Certificate or must have some
teaching experience. Two letters of reference, copies of all
degrees and certificates, proof of teaching experience and
two passport size photos should be submitted. A commitment
to the values of Catholic, Benedictine education is expected
of our teachers. Only those persons who have no difficulty
with Roman Catholic beliefs and teaching need apply.
Please submit applications and required documents to:
P.O. BOX N-3940

under the direction of lit Christian
Usti tien i;)m lir kathtee ar hid"I il

Oakes Field Campus -Thompson Boulevard

March 17-18, 2006

Friday, March 17
4:00-9:00 p.m
Workshops featuring world renowned Texas
music ans

Saturday, March 18
9:00 a.m.- 5:00 p.m.
Workshop_ continued
6:00 p.m.
Concert of Participating Bands at the COB
Band Shell

The Band Festival is open to all community
musicians who have played band instruments
tor one year or more.

Workshop Programme
The Band Festival will cover aspects ot
Instrumental playing, performance and
ensemble skills Musicians will be divided
into two bands beginnlng/intermediate and
advanced, according to skill level Masterclass
topics include range, power, musical styles
1ja;z. classical, etc.) jazz improvisation.
embouchure, breathing and overall sound

Guest Musicians/Facilitators
* Trumpeter, Keith Rala, formerlyy of the
Maynard Ferguson Band-rated among the
top ten trumpeters in the world)
Adam Cartwright, conductor, clinician
and low brass specialist
Andrew Peachka, recording artist,
conductor, adjudicator and woodwind
Chris JuMilien, trombonist, percussionist,
composer arranger

Individual Participallon
Groups or -1.9
Groups of 10 or more
COB Alumni




For more Informanfotin coritantt
Dr Kathleen Bondurani i,' 302-450,i323-4541.
kaihleenbcorduranriiiyahCoo .c:m,
Christian Jus ilien ii 3 02-411 1 or
Mrs Laioya Foslerii' 3022-.314

Registration forms are available Irom
the Music Faculty (H Block) or room A86
Completed forms wilh fce musr be submn.illed to
Ae6 by lMarch 8.

Pathfinder Workshop Thursrdi, Mar.:h 16
A preliminary evening of instrun-ienal
workshops leaturing guest clinicians and
classical/jazz guilalist. Chris Vincent will also
be sponsored by the Seventh DaA Adventist
Pathfinder Band at Bahamas Academy on
Thursday, Malch 16 for $25 Irorn 5 00 9 00
p m Scholarships are available
For information, call
Dr Bondurant :: 302-4508.323-4541
Mr Edward Hanna :: 395-8918 or
Mr Tony Roach :: 436-0689.

lislt our website at *. : "" .

This week's col-
umn is a continu-
ation of last
week's, which
was entitled Pen-
sion wars' loom, with many left
'high and dry'. It focused on
the pending problems facing
the pension industry in most
industrialized nations. Of par-
ticular note was the fact that
many companies who have
defined benefit pension plans
are no longer able to afford to
continue those arrangements,
notwithstanding promises
made to employees and their
expectation of a certain level
of income replacement in
To recap, a pension plan that
is a traditional Defined Benefit
Plan provides a pre-determined
monthly retirement benefit to
an employee, based on the
employee's earnings history,
years of service and age. The
cost of these plans is generally
funded by employer contribu-
tions into a trust fund.
In the US, two approaches
are being taken by employers
to reduce their pension burden.
Companies are either closing
their defined benefit pension
plans to new employees, or
freezing their existing defined
benefit pension plans.

Closing participation
to new employees
Many big-name US compa-
nies have already closed their
defined benefit pension plans
to new employees. This means'.
that new hires are only offered ,
participation in a defined con-
tribution pension plan, while i
existing employees continue in
existing pension arrangements.
Companies who have elected
to go this route include: Alcoa,
Aon, Lockheed Martin,
Motorola and Hewlett-
Packard. These are all among
America's most prominent cbr-

porate citizens.

Freezing Defined
Benefit Pension Plans
Just several weeks ago, IBM
announced it will be freezing
its defined benefit pension plan
and moving all workers into a
defined contribution plan.
According to Jeanne Sahadi
of CNNMoney: "(IBM) Work-
ers in the plan will still receive
a pension when they retire, but
only the benefits they accrued
up to the date of the pension
freeze. Since the most signifi-
cant accruals of pension bene-
fits typically occur when work-
ers hit their late 40s and 50s
after a long tenure at a com-
pany, a freeze can mean a sig-
nificant reduction in expected
retirement income for some-
one at the peak of their
The implications of a termi-
nation or freeze in a defined
benefit plan is enormous in that
employees so affected must
save more in order to cover any
shortfall in their projected pen-
sion income... or face dire con-
sequences at retirement.
Sahadi estimated: "In a typi-
cal pension plan, a man making
$70,000 at 55 might have
accrued a $16,990 annual pen-
sion, assuming 25 years of ser-
vice. By age 65 he would have
an accrued pension of $31,044 a
year, or another $14,054.
"To make up for that $14,054
if his plan freezes when he's
55, he would need to invest
another 15.3 per cent of his
income, for the next 10 years
to have enough to buy an annu-
ity that could provide him with
the samp amount in retire-
ment." ,,
Companies who have
already (or announced their
intention to do so) frozen their.
defined benefit pension plans
include IBM, Sears and Veri-
zon all of whom are amongst:
America's most prominent cor-
porate citizens.

Implications for
the Bahamas_
According to the Central

pension legislation? Some time
ago. the Central Bank project-
ed the value of private pension
schemes to be in the vicinity of
$1 billion by now. How many
of these funds are properly oir
adequately structured with
independent trustees? Who is
monitoring the types of invest-;
ments made on behalf of these
plans? Who is monitoring con-
flicts of interest real or per-
ceived? Should firms be
allowed to simply freeze plans'
Why did Bermuda, Cayman,
Jamaica, Trinidad and Barba-
dos and other countries in the
region find it prudent to imple-
ment legislation? Where legis-
lation exists, what protection
does it provide?
At some point, we it the,
Bahamas, ought to giveatten-
tion to some of these questions
being raised.
Until next week.. .

NB: Larry 'R. Gijison, a
Chartered Financial Analyst,,
is vice president pensions,
Colonial Pensions Services
(Bahamas), a wholly-owned
subsidiary of Colonial Group
International, which owns
Atlantic Medical Insurance and
is a major shareholder of Secu-
rity & General Insurance Com-
pany in the Bahamas.
The views expressed are
those of the author and donot.
necessarilyrepresent thosefof
Colonial Group International
or any of its subsidiary and/or
affiliated companies. Please
direct any questions or com-
ments to rlgibson@atlantic-



. ,,It

Bank's Survey of Private Pen-
sion Plans in the Bahamas dur-
ing 2000 and 2001, which was
published in June 2003: "As to
the funding status of the 23
defined benefit plans for which
data was received, seven indi-
cated that they were over fund-
ed by an aggregate amount of
$24.8 million. Another five
were under-funded by a total of
$26.8 million and the others
were fully funded."
While, in aggregate, it would
appear that all is reasonably
well, we really do not know the
true current position of these
plans. Recently, it was indicat-
ed that BTC's Pension Plan
may be under-funded by in
excess of $70 million. This begs
the question: What is the status
of pension plans for workers
at the other Governmental
entities such as the Water and
Sewerage Corporation, Broad-
casting Corporation, BEC and
Changes in accounting rules
regarding the treatment of pen-
sion liabilities will increasingly
bring the management and
funding of defined benefit
plans under focus. Can our
statutory corporations afford
to make their pension plans
whole, and if so, why haven't
they done so? Should these
plans be reformed or do we
continue until the inevitable
happens? The most recent
actuarial study of the National
Insurance scheme clearly called
for reform, otherwise the Fund
will be insolvent by 2029.
In this day and age, is it real-
ly prudent to continue without

Quality Auto Sales Ltd


Will be CLOSED for


MARCH 1 thru 4
(Wednesday, Thursday, Friday, Saturday)
We will re-open for business as usual on Monday, March 6.
We apologise to our valued customers and regret any
inconvenience this may cause. All other departments
will be open for business as usual.


East Shirley Street 323-3529/323-3709



The Tribune wants to
hear from people who
are making news in their
neighborhoods. Perhaps
you are raising funds for a
good cause, campaigning
for improvements in the
area or have won an award.
If so, call us on 322-1986
and share your story.

As a leader In the Insurance, Financial Services & Investments Inddstry for over 85 years. British
American Insurance Company of the Bahamas Limited seeks a progressive, self-starter to fill this
challenging position.
Administrator will be responsible for:
Interview of Mortgage Clients
Underwriting of mortgage loans
Assisting In marketing of mortgage business
Monthly arrears delinquency reports
Monthly Investment reports
Assist with maintenance of client database
SDocument maintenance of mortgage clients
Correspond with lawyers on all mortgage Issues
Any other duties as required

Key Competencies Required:
Effective oral & written communication with a diverse clientele
Result orientation & goal achievement
SPlanning, Organizational & Conceptual thinking ability
Flexibility & resiliency
Quality oriented & customer- focused
Ability to work honestly and reliably with minimum supervision
Minimum Qualifications Include:
Bachelor of Arts degree or equivalent In finance/banking
Background In lending and underwriting of loans necessary
Five years experience (three yeaIs management) in the financial services industry
The successful candidate will receive a competitive base & productivity-linked salary and attractive
benefits package commensurate with qualifications & experience. Please forward your resume,
documentary proof of your qualifications and three character references to:
Human Resources Manager
British American Insurance Company of the Bahamas Limited
Independence Drive
P.O. Box N-4815
Nassau, Bahamas
Fax: 242-361-2525 ,


I A~AL LY) I VLVYI \I) r-~r - ---I



a I II I



Significant earnings gap

remains between sexes

Tribune Business
MEN are still earning much
higher wages than women,
according to the latest figures
released by the Department of
According to the recently-
released Occupation and Wages
Report 2003-2004, the gap
between male and female
employees in terms of earnings
remains significant.
The average annual wage for
a woman is $21,675. Men, how-
ever, earn an average pay that is
more than $4,000 higher, at
The average weekly wage for
men is $497, while women earn
an average of $417 per week.
The gap between the pay for

senior officers and managers by
gender is even higher, with men
earning $13,115 more per
Professional males earn
around $47,615, while woemn
are earning around $33,374,
according to the Department
of Statistics report.
There is about a $3,000 per
year gap between men and
women who serve as techni-
cians and associate profession-
The occupational group with
the lowest average annual wage
was the elementary group, with
an annual average wage of
$12,629. Men earned about
$13,176, and women $10,809.
The highest average annual
wages among industrial groups
were earned by electricity, gas,
water and communications
workers. They earn an average

of $38,960, with a difference of
$6,181 for men over women.
Persons involved in financial
services earned an average of
$38,886, with a huge difference
in pay based on gender -
$16,491 more for men than
In real estate, renting and
business activities, workers
earned an average salary of
$27,357, with men earning near-
ly $6,000 more per annum. The
industrial group with the lowest
annual average wage was
restaurants, at $12,270. Males
earned about $13,033, and
females, $11,981.
Male clerks earned just over
$18,000 per annum, while
female clerks earning about
$1,000 less.
Female craft and related-
trades workers earned $8,207
less than their male counter-

There was a gap of about
$7,000 between the amount
men earned as plant and
machine operators and assem-
blers, compared to their female
Female service workers and
shop and market sales workers
earned about $2,000 less than
their male counterparts.
The only difference in the
trend was found in the skilled
agricultural and fisherey work-
ers group, where females
earned around $20,127, com-
pared to $15,720 for males.
According to the survey, the
average normal weekly hours
worked was highest, 41 hours,
among senior officials and man-
agers, and lowest, 37 hours, for
service workers and shop and
market sales workers.
The survey involved 48,095

Salaries show 'no value for money'

FROM page 1B

use your cellular phone in some areas, and
sometimes there is still static in your land
lines," he said. "BEC is still load shedding,
and the Water and Sewerage Corporation
still can't give you enough pressure for you
to take a good shower all the time, and
people have to resort to digging private
wells. So you are still not getting value for
He added that the Government was not
fashioned in a such a way as to make a
profit, while the corporations are.
"Persons in quasi-government agencies
make less than the corporations, and the
general public service earns the least," he
The fact that the general public service
did not pay into a contributory pension
plan might also affect their wages, said Mr
"I often allude to the fact that the tTrea-

surer (of the Public Purse) earns $65,000 a
year, and deputy controllers start at $75,00
to $80,000 at corporations, when it takes
much more skill and qualifications to be
the treasurer," he said.
Both Mr Massey and Mr Pinder also
commented on the gender gaps in terms of
pay. The survey showed that women gen-
erally earned about $4,000 less each year
than their male counterparts.
According to Mr Massey, while the fig-
ures may be valid, he questioned the com-
parability of the types of jobs and pay.
For example, he said there were specific
areas where far fewer women work, such as
dealing with high tension wires, or handling
a job that entails the constant use of upper
body strength.
"Intuitively, in the private industry, there
is an increasing predominance of women
executives, simply because the education
system produces more highly-trained female
candidates than the males," said Mr Massey.
"You can look at the data and say they,
s.< -

are discriminated against, but certain dif-
ferences (in job descriptions) will affect
In the public service, there was no dis-
crimination by gender as it relates to pay,
Mr Pinder said.
He added that every worker was paid on
a salary scale basis, which has a beginning
and an end, with an average of nine incre-
ments in each scale.
."The only way a male can make more is
if he is more qualified, and he would there-
fore be placed higher in the scale," Mr Pin-
der said. "But I am sure there are more
qualified females."
The majority of managers in the public
service, at least 60 per cent of them, he
added, were women.
': Mr Pinder said there wete only about
'five or six permanent secretaries that are
'men, while the 14 or so others are all
n women.
"Persons are paid on scale, and it has
nothing to do with gender," he stressed.,

persons; 23,155 males and
24,940 females. Personal visits
by interviewers were the pri-
mary way the data was collect-
ed. The questionnaires were
delivered to the establishment
by the interviewers. If compa-
nies required help in completing
the questionnaire, interviewers
were trained to offer assistance.
When the company elected
to send payroll data, interview-
ers dialogue with the officer

designated to obtain details
regarding the occupations and
any other additional informa-
In 2003, the International
Labour Organisation and the
US Department of Labour
announced a project to improve
labour market information in
the Engls- speaking Caribbean
countries. The Occupational
Wage Survey was a component
of the project.


P eSS'

"Grand Baha "ry-Forward"

Tuesday, 2006
Convention Centre, Westin & Sheratorf u .aircaya Beach & Golf Resort
... "' 'Ii'. :"

An Outstanding Roster of Speakers:
Prime Minister Rt Hon Pery G Christie
Wendy Craigg.
Governor. Central Bank of The Bahamas
Julian Francis,
Co-Chairman & CEO, Grand Bahama Port Authority
John Daviet
VP, Development Bahamas Region,
The Ginn Company
Capt Jackson Ritchie,
CEO & President, Global United Ltd
David Johnson,
Deputy Director General. Bahamas Ministry of Tourism
Dr Doswell Coakley.
President, GBI Chamber of Commerce
Constance McDonald.
Attorney, McDonald & Co.
Roosevelt Finlayson,
Creative Collaborator &
President, Management Development Resources
Christopher Lowe,
Operations Manager, Kelly's Freeport Ltd

Grand Bahama is buzzing
with news about
increased business incentives
and the introduction of
renowned resort developers.
Grand Bahama Business Outlook
gives the most detailed.
up to dole. and comprehensive look
at the slate of the island's economy.
investment opportunities and
government reconstruction plans.

in i idaslomokn -om'rectMtGB

This conference will give insights into the key issues:
Where is Grand Bahama headed? *
STake advantage of coming investment *
SWhat is driving reconstruction? *

* Key players on GB outlook for moving forward *
SRelocate to GB or expand your business *
Sponsored by:



Oeidre Rahming
The Counsellors Ltd.
Tel: 374-5656 Fax:373-1149

l eBank of The Bahamas
,xr, I g t "y or 4 c I



Hazel McKlnney
Deloltte& Touche
Te: 373-3015 Fax:373-1468

Mercynth Ferguson
GB Chamber of Commerce
Tel: 352-8329 Fax:352-3280

Register online at
3- 1 I I ---- --_ -~I


The Town Court Management Company (hereafter "the
company") invites offers for the purchase ALL THAT Unit
Number C-53 of The Town Court Condominiums situated
on Nassau Street in the Western District of the Island of
New Providence being a one bedroom/one bath apartment
unit together with ALL THAT 1.35% share in the common
property of the Condominiums.

The Company makes no representations or warranties with
respect to the state of repair of the building situate thereon.

The Company will sell under Power of Sale contained in
a Declaration of Condominium of Town Court
Condominiums dated 8th October 1979 which is recorded
in Book 3189 at pages 366 to 405.

TERMS: Ten percent (10%) of the purchase price at the
time of contract and the balance upon completion within
Thirty (30) days of contract.

This sale is subject to reserve price. The Company reserves
the right to reject any and all offers.

Interested persons may submit written offers addressed to
the Attorney S. Smith, P.O. Box N-272, Nassau, Bahamas
to be received no later than the close of business on the
18th day of March, A.D., 2006.

S,- .



Local Development Company seeking Project Accountant for
large hospitality construction project. The position is responsible
for management and compliance with all company procedures
and all financial aspects of the project, including but not limited
to review of cost reports, preparation of monthly banking
packages and monthly billings, payment of contractors and
suppliers in accordance with relevant purchase orders and


Bachelor's Degree in Accounting and minimum 5 years
previous related construction/development project
Strong managing, organizing and communication skills.
Experience with construction loans



Local Development Company seeking Assistant Controller to
be responsible for the monthly accounting close, general ledger
maintenance and reconciliations along with various other duties.


Bachelor's Degree and minimum 3 years experience in this
or a similar position.
Certified Public Accountant or Chartered Accountant a
Strong verbal and written communication skills.
Flexibility for high production within a changing environment

Qualified persons should send resume with cover letter indicating
position interest to:

Vice President Finance
PO Box EE 17548
Nassau, Bahamas

Or fax to 242-363-4661 Attn: Vice President, Finance.

;' /





EVERY Bahamian and visi-
tor has the "potential to create
a crisis" for this nation and its
tourism industry, the tourism
director-general said, with the
Bahamas already having "had
far too much experience with
crisis management".
Addressing a crisis manage-

ment seminar at the Four Sea-
sons Emerald Bay resort in
Exuma, Vernice Walkine said:
"A crisis puts the reputation of
the islands of the Bahamas at
risk. Our reputation is what we
sell our reputation as a safe
and secure nation of islands.
"Many kinds of situations


The Town Court Management Company (hereafter "the
company") invites offers for the purchase ALL THAT Unit
Number B-26 of The Town Court Condominiums situated
on Nassau Street in the Western District of the Island of
New Providence being a two bedroom/one bath apartment
unit together with ALL THAT 1.60% share in the common
property of the Condominiums.

The Company makes no representations or warranties with
respect to the state of repair of the building situate thereon.

The Company will sell under Power of Sale contained in
a Declaration of Condominium of Town Court
Condominiums dated 8th October 1979 which is recorded
in Book 3189 at pages 366 to 405.

TERMS: Ten percent (10%) of the purchase price at the
time of contract and the balance upon completion within
Sixty (60) days of contract.

This sale is subject to reserve price. The Company reserves
the right to reject any and all offers.

Interested persons may submit written offers addressed to
the Attorney SSS, P.O. Box N-272, Nassau, Bahamas to be
received no later than the close of business on the 18th day
of March, A.D., 2006.


~ 1-

The "Majestad 1" has an open deck Defender Hull of fiberglass
construction with a 2nd deck affixed to accommodate passengers,
which also houses the pilot' arrangements. Hull is in excellent
condition and all equipment onboard is in good working condition.
Principal Dimensions
Length Overall: 61.0 feet
Breadth: 18.0 feet
Engine: (2) Detroit Diesel 12V71 recently rebuilt
Vessel has five compartments w/ five bilge pumps equipped
with 1 inch discharge hoses and a capacity 2,000gph.

PHONE 363-7163


have the potential to negatively
impact the perception of the
Bahamas as a desirable desti-
nation, as well as impede travel
to and within the country............
"Unfortunately, we have had
far too much experience with
crisis management we have
had to strengthen our ability to
prevent or head off a crisis as
Ms Walkine said that visitors
were likely to create a crisis as a
victim, pointing to the negative
effects on the Bahamas' inter-
national image from the alleged
beating of a US journalist out-
side the Carmichael Road
Detention Centre.
She added that every
Bahamian "has the potential to
create a crisis for us by perpe-
trating an act that causes a dev-
astating effect".
Persons witnessing an act
could exacerbate problems by
spreading word about a crisis
situation, while those in author-
ity could also add to problems
by failing to deal with the situa-
tion quickly and appropriately.
"Every one of you need to
adopt this acronym as a guid-
ing principle: S.P.A.M," Ms
Walkine said. "S Stop what

you're doing when a situation
is brought to your attention; P -
Process the situation think
about the ramifications, the
potential fall-out; A Act -
make the phone call to me or
one of my officers so that we
can determinethe appropriate
next steps; M Mum's the
word; shut up; talk to no one,
while the crisis plan is put into
Ms Walkine said crisis man-
agement could not prevent a
crisis from occurring, but might
help to manage its effects.
She said crisis situations for
the tourist industry were either
developing situations, such as
hurricanes, or incident-based
problems where there was no
advanced warning, such as
"The potential damage that
an apparently small incident
may have on tourism should not
be underestimated," Ms
Walkine said.
"The media need news, and
this generally means bad
news and they will concen-
trate on this until a new item of
news appears to divert their
readers' or viewers' attention.
"We live in an age of instant

news the age of the Internet,
Satellite, Fax and Cell Phone
means that news is internation-
al the minute it happens. Today,
there is no such thing as local
When a crisis occurs or is
developing, Ms Walkine said
the Ministry of Tourism had to
determine how it might impact
residents and visitors to.the
Bahamas; how many tourists
might stay away or cancel; how
much business could be lost and
the impact on tourism revenues;
and what could be done to mit-
igate the situation.
The potential impacts could
spiral into staff redundancies
and business failures in the
tourism industry, as a result of
decreased revenues for suppli-
ers/operators through a reduc-
tion in visitor numbers.
Ms Walkine said that apart
from herself, the crisis manage-
ment team at the Ministry
included its director of commu-
nications and international pub-
lic relations agency, Weber
Shandwick. Other members
depended on the nature of the
crisis, the police, for instance,
dealing with crime.
In responding to a crisis, Ms

Walkine said this fell into two
parts providing assistance to
those affected, which had the
potential to turn a negative inci-
dent into a positive one, and
Assistance provided by the
Ministry of Tourism would
include providing accommoda-
tion for visitors, providing food
and drink, enabling telephone
communications with family
and friends, organising new
accommodation for the rest of
the holiday, and replacing trav-
el documents and airline tick-
ets to allow people to travel
Ms Walkine said: "It is e-se n-
tial that there should be 3 single
voice in communication to pre-
vent what is known in commu-
nication theory as 'noise', that
is, confused and pro% ides con-
tradictory messages.........
"There must be maximum
transparency in information,
and the information must be
totally true. It is also important
not to limit access to-informa-
tion or to impose a ban, on
news. It is important to stick to
the facts and avoid speculation.
The crisis should be seen in per-

BEST chief backs $1.4bn project

FROM page 1B

Tiger Woods, plus the Tavis-
tock Group.
The Tavistock Group is the
holding company for worldwide
investments made by Lyford
Cay-based billionaire, Joe
Keod Smith, in his contribu-

tion to the Speech from the
SThrone debate in the House of
''Assembly, said: "With Mr
Lewis' success being an inspi-
ration for so many around the
world, I am enthralled with
delight on behalf of the com-
m6n man of this Common-
wealth, that he has decided to
personify that inspiration

IC Financial Advisors Ltd.
Pricing information As Of:
27 February 2006
BISX ALL SHARE INDEX: CLOSE 1.304.24 / CHG 00.64 1% CHG 00.05 / YTD 13.53 / YTD /, 01 00
S, -.K*H. 52wk-Lo. S rnool Prea1ous Close Today's Close Cnarn.e Dail% .:.1 EP5.S Cai. 3 PIE Yield
, 975 O ADaco Markets 0 7 0 711 0 00 -0 169 000 1r O1 0 0'.
10.52 8.00 Bahamas Property Fund 10.48 10.48 0.00 1.456 0.360 7.2 3.44%
7.24 5.88 Bank of Bahamas 6.95 6.95 0.00 0.643 0.330 10.8 4.75%
0.85 0.70 Benchmark 0.70 0.70 0.00 0.175 0.020 4.0 2.86%
1.80 1.26 Bahamas Waste 1.26 1.26 0.00 0.105 0.060 12.0 4.76%
1.20 0.95 Fidelity Bank 1.18 1.18 0.00 0.070 0.040 16.7 3.42%
9.60 7.90 Cable Bahamas 9.45 9.45 0.00 0.689 0.240 13.7 2.54%
2.20 1.39 Colina Holdings 1.70 1.70 0.00 -0.067 0.000 NM 0.00%
9.50 7.90 Commonwealth Bank 9.46 9.50 0.04 10.000 0.861 0.450 11.0 4.74%
5.22 4.12 Consolidated Water BDRs 5.05 5.22 0.17 0.099 0.045 51.0 0.89%
2.88 1.45 Doctor's Hospital 2.80 2.80 0.00 0.437 0.000 6.5 0.00%
6.21 4.02 Famguard 6.21 6.21 0.00 0.542 0.240 11.5 3.86%
10.99 9.99 Finco 10.99 10.99 0.00 0.717 0.530 15.3 4.82%
11.00 7.50 FirstCaribbean 11.00 11.00 0.00 0.828 0.500 13.3 4.55%
10.05 7.95 Focol 10.05 10.05 0.00 0.833 0.500 12.1 4.98%
1.40 1.15 Freeport Concrete 1.15 1.15 0.00 -0.162 0.000 N/M 0.00%
10.20 9.60 ICD Utilities 9.50 9.50 0.00 0.526 0.405 18.1 5.68%
9.10 8.22 J.S. Johnson 8.75 8.75 0.00 0.572 0.560 15.8 6.19%
7.00 5.30 Kerzner International BDRs 6.71 6.82 0.11 0.134 0.000 50.1 0.00%
10.00 10.00 Premier Real Estate 10.00 10.00 0.00 2.036 0.760 4.9 7.60%
FiaeLtv Over-The-Counter Becuities
* 2.*..--. 52i,-Lovw Symr ol Bid S As.~.. Lasl Pr..:e ~ileehl. l EPS $ D.. $ PIE Yield
123 12 25 Bahamas Supermarkets 1325 14 25 11 .0 1 917 9 0 720 7 2 505'.
10.14 10.00 Caribbean Crossings (Pref) 10.00 10.35 10.00 0.000 0.800 NM 7.80%
0 E-J 0 20 RND Holdings 0 29 0 54 n0 00 0 044 0 000 NM 0 00%
Colina Over-The-Counter Securifes
43.00 28.00 ABDAB 41 00 4300 41 0.: 2 220 0 000 194 0 000%
16.00 13.00 Bahamas Supermarkets 12.75 13.75 12.50 1.105 0.810 14.6 6.93%
0.60 0.35 RND Holdings 0.29 0.54 0.35 -0.103 0.000 N/M 0.00%
BISX Listed Mutual Funds
5.!.'.-H. 52wK-Lo.s Fund Name NA V YTD:; T Lans 12 .:,nll-s L.. 1 leld
1.2756 1.2106 Colina Money Market Fund 1.275626*
2.6262 2.0704 Fidelity Bahamas G & I Fund 2.6262 *"
10.8183 10.0000 Fidelity Prime Income Fund 10.8183*""*
2.3241 2.1660 Colina MSI Preferred Fund 2.324145**
1 1547 1.0894 Colina Bond Fund 1.154701"" i
FINDEX CLOSE 595.75 / YTD 7.957% / 2005 28.09%
EI- X LL FHARE IIJ'E X 1, Doc 02 = 1 j0 00 00 YELC' s I1 12 nI,.:.r. r, al.. .3n ,l.idea c :1: Ir.3 r.i,:r
52wk-Hi Highest closing p-Ice In last 52 weeks Bid $ Buying price of Colina and FidelitN
52wk-Low Lowest closing price in last 52 weeks Ask $ Selling price of Colina and fidelity
Previous Close Previous day's weighted price for dally volume Last Price Last traded over-the-counter price
Today's Close Current day's weighted price for daily volume Weekly Vol. Trading volume of the prior week
Change Change in closing price from day to day EPS $ A company's reported earnings per share for the last 12 mths
Daily Vol. Number of total shares traded today NAV Net Asset Value
DIV $ Dividends per share paid in the last 12 months N/M Not Meaningful
P/E Closing price divided by the last 12 month eamings FINDEX The Fidelity Bahamas Stock Index. January 1. 1994 = 100
S- AS AT JAN. 31, 2006/" AS AT JAN. 31.2006
* AS AT FEB. 17, 2006/ AS AT JAN. 31, 2006/ "*. AS AT JAN. 31, 2006
TO TRADE CALL COLINA 242-502-7010 1 FIDELITY 242-358-776B

through the development of the
Albany project on the south-
western tip of this island.
"In this regard, I wish to pub-
licly state that as chairman of
the Bahamas Environment, Sci-
ence and Technology Commis-
sion, and Bahamian Ambas-
sador for the Environment, I
do endorse that project, with its
principals and operators being
worthy institutional environ-
mental stewards in my
An independent economic
study on Albany, carried out by
a firm selected by the Govern-
ment, showed it would create
700 full-time permanent jobs,
with another 400 "indirect and

induced" from entrepreneurial
ventures and spin-offs.
The study also forecast that
Albany would generate $400
million in property taxes for the
Government over the firs '12
years of its'life, generating $67
million in annual GDP ffom
operations in 2017 alone.
The development is plani6ed
to include 300 single family
homes, a 'cottage component'
and apartments based around
Sa marina. The price ra-iig' ')or
the properties will lie dbtwden
$2-$20 million, with the aveBr-
age around $3-$4 million. ',
The total value of the home
products will be between $1.2
billion and $1.5 billion.



The Board of Directors of Finance-e

Corporation of Bahamas Limited hereby

notifies all of its Shareholders that the Bank's

actual net profit, based on unaudited results&

for the quarter ended 31st January 2006 was

$5,130,820. As a result, an interim dividend

of thirteen cents (13 cents) per Ordinary

Share will be paid on 14th March 2006, to

all shareholders of record as of 7th March


The Bank's total assets stood at

.$611,766,969 for the quarter ended 31st

January 2006.


Dated this 28th February, 2006


A locally based International Wealth Management Technology Company
is seeking candidates to fill positions in SOFTWARE DEVELOPMENT.

Applicants must have at lease 2 years experience with:
Microsoft .Net Technologies
(VB.Net, XML, Com+,Web services, Asp.Net).
SQL Server Development
Visual Basic
Position will require:
Willingness to travel overseas (possession of a valid
-Very strong sense of responsibility.
Good written and oral communication skills.

A candidate with multi-lingual skills (preferably Spanish, Portuguese
and/or Dutch) and an overall knowledge of the financial services/wealth
management business will have a distinct advantage.
Salary will be based on qualifications.
Please send a current CV to the attention of
Human Resources Manager at
with subject reference

Every visitor and resident

'can cause' tourism crsiss

T TIB E T Y F R 2, 2 P

Chamber unveils

three initiatives

to aid crime fight

THE Chamber of Com-
merce crime prevention com-
mittee's chairman has pledged
the business community's
increasing support to combat
crime, unveiling three major
steps it will take during 2006.
Branville McCartney told a
Prayer Breakfast co-sponsored
by the Royal Bahamas Police
Force and the Bahamas Cham-
ber of Commerce that the lat-
ter organisation would initiate
in 2006 school visits, fund-rais-
ing and a school hotline that
will allow students to report
threatening behaviour or crime
anonymously and without fear.
Mr McCartney said the
school visits will include police,
ex-convicts, psychiatrists, and
representatives of Crimestop-
pers. Three schools have been
identified for the coming
He added that a plan pro-
posed by leading psychiatrist,
author and businessman, Dr
,.David Allen, to launch a major
:fund-raising exercise to equip
,police with the resources they
: eed would be fleshed out.
-: "We are a small nation with
Number of difficulties, but if
:.we work together, open our
liearts and our cheque books,
j4'lk to the media, talk to some-
- one who will listen, report what
we see, we can alleviate crime,
said Mr McCartney, founding
partner of the law firm of Hals-
bury Chambers.
Father Steven Davies, the
police force chaplain, noted
how skilled Bahamians were
at using technology selectively.
"People with all these fancy
phones that could take pictures
of anything," he said. "But
when police asks ain't nobody
seen nothing ain't nobody hear
nothing ain't nobody know
nothin'...Silence, silence is the
Biggest enemy."
With a population of

350,000 and a police force of
3,000 scattered over 700
islands, the Prayer Breakfast
heard that the eyes, ears and
participation of the general and
business public was essential
to prevent and golve crime.
Globalisation and high-tech-
nology crime, ranging from
money laundering to fraud and
terrorist activity that can be
financed online, will only fur-

their tax already strained
resources, according to Chief
Superintendent Marvin

"I was extremely pleased to
hear Mr McCartney said a fund
will be created," Mr Dames
said, "because the only way we
will be able to successfully fight
this challenge is to forge a
stronger relationship with the
business community." ,

2 year minimum audit experience with
expertise using ACCPAC.
Respond to:
or P.O. Box N-8285


BSc. or Associates in Accounting.
ACCPAC expertise.
Respond to:
or P.O. Box N-8285

V 0 'I3 --118-3FR I.

As a leader in the Insurance, Financial Services & Investments industry for over 85 years, British
American Insurance Company of the Bahamas Limited seeks a progressive, self-starter to fill this
challenging position.
Successful candidate will be responsible for:
Processing accounts payable items
Reviewing invoices and preparation of vouchers for payments
Liaising with Central Bank for foreign vendors
Processing summer and Christmas bonus cheques
SBank reconciliation
Daily preparation of journals
Completion of purchase orders
Counting and balancing daily cash with cashiers
Any other duties as required
Key Competencies Required:
SEffective oral & written communication with a diverse clientele
Results orientated & goal achievement
Planning, organizational ability
Flexibility & resiliency
Quality oriented & customer focused
Ability to work honestly and reliably with minimum supervision
Minimum Qualifications include:
Minimum of Associate Degree in accounting/finance/business administration
Knowledge of general ledger systems
SBank reconciliation accounts payables/receivables management
Proficiency in Microsoft applications including Excel, Word
Experience in a similar position would be a plus
The successful candidate will receive a competitive base salary and attractive benefits package
commensurate with qualifications & experience. Please forward your resume, documentary proof of your
qualifications and three characterreferences to:

Human Resources Manager
.i British American Insurance Company of the Bahamas Limited
Independence Drive
Nassau, Bahamas
Fax: 242-361-2525


The High Vista Management (hereafter "the Company")
invites offers for the purchase of ALL THAT UnigNumber
6 of The High Vista Condominiums Complex situate on
Eastern Road in the Eastern District of the Island of New
Providence being a two bedroom/one bath condominium
unit together with ALL THAT 1/24th share in the common
property of the Condominium Complex.

The Company makes no representations or warranties with
respect to the state of repair of the building situate thereon.

The Company iill sell under Power of Sale contained in
a Declaration of Condominium of High Vista Condominium
complex dated the 26th day of October, A.D., 1978 and
recorded in Volume 3009 at pages 457 to 483.

TERMS: Ten percent (10%) of the purchase price at the
time of contract and the balance upon completion within
Thirty (30) days of contract.

This sale is. subject to reserve price. The Company reserves
the right to reject any and all offers.

Interested persons may submit written offers addressed to
the Attorney S. Smith, P.O. Box N-272, Nassau, Bahamas
to be received no later than the close of business on the
18th day of March, A.D., 2006.

. -r,' c.r: ;=., ', -' *7"" -. j :,." .- "7FP., ;L :s .r, : -,


Citigroup, a leading financial institution with a presence in over 100 countries and over 100
million customers worldwide, is seeking candidates for the following positions in our Corporate
Investment Bank:

Treasury Sales Officer (2 temporary positions)

Reporting to the Treasury Head, the selected candidates will be responsible for customer service
and sales for 1) placement of funds 2) reinvestment of funds Upon maturity 3) rate quotes and
4) general client inquiries and problem-resolution for our off hore Corporate Banking clients.

Requirements include knowledge of treasury products (or related product/banking operations
knowledge), strong organizational and client management skills, a proactive problem-solving
approach and excellent attention to detail. A degree in a related field with a minimum of two
years of related experience is needed. Spanish language skills are a definite asset and preferred.

These positions are temporary for a period of six months with the possibility for extension.

Interested candidates should fax OR forward a copy of their resume to Human Resources, P.O.
Box N-1576, Nassau, The Bahamas, Attention: Treasury Sales Officer, Fax: 242-302-8732.
The deadline to submit your resume is March 3, 2006.,

0 BRANVILLE McCartney, chairmMof
the Baliamas Chamber of Coinnierce
crume prevention committee, speaks during
Prayer Breakfast co-sponso d by ilie
Royal Bahamas Police Force and:Bahamas
Chamber ofCommerce.





(expressed in mounds of Bahamian dollars)

Cash and balances with central banks 3
Loom and advances to banks 4
*Teadingsecuritei 5
Odberaxms 6
Investment securities 7
Luans and advances to customer 8
Propty. plant and eq m 9
Retirement benefit amets 10
Intangible aosets 11
Total sets

Customer deposit 13
Other liabilities 14
Retirement benefit obligations 10

Total liabiltes
Share capital andreserve 16
Retained eairngs

Total sharealders' equity and liails

App ved by the Bnead of Dremtons

Deee~or19- 2005

2005 204

108,802 73.870
682,859 791.990
307,711 276,519
44,170 22,052
161.100 181.123
1.972,392 1,679.181
31.764 35.334
13,597 13.167
187,747 187,747

3r510.142 32a609

2.56,737 2.721.980
63,085 4.,47
10600 9064

2.930.422 2.735.91
417,281 414.364
162.439 110,728
579.720 525.092
3.510.142 3,260.93


1. Gesal information
The Bank, which wIa fornrly named CIBC Baltteran Limited (-"C C Baam.=-) and controlled by
Canadian peril Bank of Con (BC) changed its name to FirtCaribbean International
Bank(Babaomn) Limited on October I1, 2002, allowing ofthe conhiatioaof retail, corporate and
2,y p ue oOf BlSmyBDnk PLC in The Bahamas and the Turks & Colcos Islands
= rlB6hieasoe') sad CIBO Basewaws

The Bank is a subsidiary of FislCaetslbbean hisatienmd Bank Limited formerly CIBC West Indies
Holdings Limited (the "Parent), a company incorporated in Barbados with the ultimate parent
copnimes being jointly CIBC. company incorporated in Canada, and Barclays Bank PLC, a
company Incorporated in- England.

The71Cited office of the Bank is located at the FitCarnbbean Financial Centre, 2w Floor, Shirley
Street Nassa, The Babsam. At October 31.2005 the Bank had 811 employees (2004: 820).

2. Summary of signlcant accounting policies
Basis of presenaion

This consolidated balance sheet is prepared in accorance with international Financial Reporting
Standards (IFRS) under the historical cost convention as modified by the revaluation of available-for-
asale investment securities, financial assets and financial liabilities held for trading and all derivative

The preparation of the balance sheet in conformity with IFRS requires management to make estimates
and assumptions that affect amounts reported in thdie balance sheet and accompanying notes. Actual
remdts could differ frmn thew estimates.

Early adoption of standards

In 2004, the Bank early adopted the following Standards, which are relevant to its operations:

IFRS 3 Business Combinations
IAS 36 (revised 2004) Impairment of Assets
IAS 38 (revised 2004) Intangible Assets

All changes in the accounting policies have been made in accordance with the transition provisions in
the respective standard.


Subsidiary undertakings, which are thoau companies in which the Bank directly or indirectly has sn
interest of more than one half of the voting rights or otherwise has power to exercise control over the
operations, have been fuly consolidated. The principal subsidiary undertakings are disclosed in note
25. Subsidiaries are consolidated from the date on which the effective control is transferred to the

All inr-company mrauactions, blatncea u and .ams disurplusespsod deficits aon uansacions and
balances have been eliminated. Where necessary, the accounting policies used by subsidiaries have
been changed to ensure consistency with dme policies adopted by the Bank.

A business segment is a group of assets and operations engaged in providing products and services
that are sbjet to tiais and returns that ame different from those of other business segments. A
Sgeographical segmeat is engaged in providing products or services within a particular economic
environment tiha ate subject to risks and returns that are different from those of segments operating in
other economic enviroments. Segments with a majority of revenue earned from external customers,
and whose rvena, results or asset are 10% or more of all the segments, are reported separately.

Foriga crunrecy trmstion

Itemn included in the consolidated balance sheet is measured using the currency of the primary
economy environment in which the entity operates ("the functional currency"). The. functional
currency of the Bank is Bahamian dollars and this consolidated bWlance sheet is presented in
Bahamia dollar.

u*i.:Monetaryassmts and liabilities denominated in foreign currencies are translated into the functional
currency s rates prevailing at the dale of the financial statements and non-monetary assets and
liabilities am translated at historic rates. Translation differences on non-monesary items, such as
equities classified as available-frsle financial asets, ass re included in the translation reserve in

Derivative financial Insraments and hedge accounting

Derivatives ame initially recognized in the balance sheet at cost and subsequently re-measured at their
their value. Fair values are obtained from discounted cash flow models, using quoted market interest
rates. All derivatives are carried as assets when fair value is positive and as liabilities when fair value

The method of recognizing the resulting fair value gain or loss depends on whether the derivative is
desipatod as a hedging Innstment, and if so, hbe nature of the item being hedged. The Bank
designates certain derivatives as either (1) hedges of the fair value of recognized assets or liabilities
(fair value hedge); or (2) hedges of highly probable cash flows attributable to a recognized asset or
liability (cash flow hedge). Hedge accounting is used for derivatives designated in this way provided
certain criteria are met.

The Bank's criteria for a derivative instrument to be accounted for as a hedge include:

1) formaldocu entation of the hedging insnumnt, hedged is n, hedging objective, strategy and
relationship, at the inception of the transaction;
2) the hedge is documented showing that it is expected to be highly effective in offsetting the risk
in the hedged item throughout the reporting period; and
3) the hedge is highly effective on an ongoing basis.

(1) Fair value hedge

Changes in the fair value of the effective portions of derivatives that are designated and qualify
as fair value hedges and that prove to be highly effective in relation to hedged risk, are recorded
in the income statement, along with the corresponding change in fair value of the hedged asset
or liability that is attributable to that specific hedged risk.

If the hedge no longer meets the criteria for hedge accounting, an adjustment to the carrying
amount of a hedged interest-bearing financial instrument is amortized so net profit or loss over
the period to maturity. The adjustment to the carrying amount of a hedged equity security
remains in retained earnings until the disposal of the equity security.

(2) Cash flow hedge

The effective portion of changes in the fair value of derivatives that are designated and qualify
as cash flow hedges are recognized in equity. The gain or loss relating to the ineffective poestion
is recognized immediately in the income statement. Amounts accumulated in equity mae
recycled to the income statement in the periods in which the hedged item will affect profit or
loss (fixexample, when the forecast sae that is hedged lakes place)
When a hedging instrument expires or is sold, or when a hedge no longer meets the criteria for
hedge accounting, any cumulative gain or loss existing in equity at that time remains in equity
anod is recognized when the forecast transaction in ultimately recognized in the income
statement. When a forecast tranction is no longer expected to occur, the cumulative gain or
los that was reported in equity is immediately transfered to the income statement.

Interest Income and expense

Interest income and expense ate recognized in the income statement for all interest bearing
instrments on an accrual basis using the effective interest yield methed based on the actuali
purchase pure or estimated recoverable amont. Interest income includes coupons earned on fixed
income investment and trading securities and accrued discount and premium on treasury bills and
other distcounted instnuantes.

Interest income ceases to be accrued if not collected for a period of 90 days on louns and at that time,
all such interest accrued is reversed from the income statement until collected.

Fee and Ltammlssion Income

FPc and commissions are generally recognized on an accrual basis when the service has been
provided. Loen origination fees for loans, which have a high probability of being drawn down, are
deferred (together with related direct costs) and recognized as an adjustment to the effective interest
yield on the loan. Commission and fees arising from negotiating, or participating in the negotiation
of a transaction for a third party, such as the acquisition of loans, shares or other securities or the
purchase or e of businesses recognized on completion of the underlying transaction. Portfolio
and other management advisory and service fees arce recognized based on the applicable service
contracts, usually on a time-spportionaae basis. Asset management fees related to investment funds
are recognized ratably over the period the service is provided. The same principle is applied for
wealth management, financial planning and custody services that are continuously provided over an
extended period of time.

Fnanmcal Assets

The Bank classifies its financial assets into, the following four categories.:

Trading securities
Loum and receivables
Held-to-maturity investments
Available-for-sale financial assets

Management determines the classification of its investments at initial recognition.

Tmdi. securities are investments acquired principally for the purpose of selling in the short term.
Derivatives re also categarised as held for trading unless they are designated as hedges.
Loans and receivables are non-derivative financial assets with fixed or determinable payments that
are not quoted in an active market. They arise when the Bank provides money, goods or services
directly to a debor withno intention of trading the receivable.

Held-to-usmarity investments mare aon-derivative financial assets with fixed or detetnimhble
payments and fixed maturities that the Bank's management has the positive intention and ability to
hold to maturity. Were the Bank to sell other than n insignificant amount of
assets, the entire category would be tainted and reclassified as available for sale.
Available-fuarale investments are fose intended to be held for an indefinite period of time, which
may be sold in response to needs for liquidity or changes in interest rates, exchange rates or equity
All purchases and soles of financial msesa held to maouity, available for sale sod trading that require
delivery within the time fanse established by regulation or narket onventino ("regular way"
purchases and sales) ae recognized at tusde date, which is the date that the Bank commits so
purchase or sell the asset. Otherwi such transactions ae aned as derivatives until settlement
occurs. Loans and receivables are recognized when cash is advanced to borrowers.

Financial assets are inaially recognized at fair value plus trnsactin costs. Financial assets are
derecogsised when the rights to receive the cash flows from the financial assets have expired or
where the Bank has transferred substantially all risks and rewards of ownership.

Availablc-for.sak and trading financial assets are subsequently re-nmeasured at fair value based on
quoted bid prices or amounts derived from cash flow models. Loans and receivables aind
maturity investments are carried an amurtized cost using the effective interest yield method, less any
provision for impairment. Third party expenses associated with loans and receivables, such as legal
fees, incurred in securing a loan are expensed as incurned. Uacealized gains and losses arrstng fomr
changes in the fair val : of securities classified as available.for.-sal e arc recognized in equity. When
the securities are disposed of or impaired, the related accumulated fant value adjustments are
included in the income statement as gains and losses from investment securities. Interest eansed
whilst holding trading securities is reported as interest income.

The fair value of quoted investments in active markets are based on current bid prices. Unquoted
equity instumnsts for which fair values cannot be measured reliably are recognized at cost lest

Interest earned whilst holding investment securities is reported as interest income. Dividends are
recorded on the accrual basis and included in income. Interest calculated using the effective interest
yield method is recognized in the income statement.

Offselting financial Instruments

Financial assets and liabilities are offset and the net amount reported in the balance sheet when there
is a legally enforceable right to offset the recognized amounts and there is an intention to settle on a
net basis, or realize the asset and settle the liability simultaneously.

Sale and repurchase agreements

Securities sold subject to linked repurchase agreements reposos") are retained in the financial
statements as investment securities and the counter party liability is included in amounts due to other
banks under other liabilities. Securities purchased under agreements to resell are recorded as loans
and advances to other banks or customers as appropriate. The difference between sale and
repachase price is treated as interest and accrued over the life of repurchase agreements using the
effective interest yield method.

Impairment of financial assets'

The Bank assesses at each balance sheet date whether there is objective evidence that a financial
asset or group of financial assets is impaired. A financial asset or a group of financial assets is
inpaued and impairment losses are incurred i and only ift there is objective evidence of
impairment as result of one or moree events dhat occurred after the initial recognition of the asset (a
loss event) and that loss event (or events) has an impact on the future cash fows of the finmcial
aset or group of financial assets that can be reliably estimated. Objective evidence that a financial
Aet or group of fnacil assets imp d in des pai observable data that comes to the attention of
the Bank about the following loss events:

(a) Significant financial difficulty of the issuer or ablig;or
(b) a broach of comnta, such as a default or delinquency in inctNs or principal payment
(c) the Bank granting to a borrower. for eonomin or legal reason relating in the hoerowcr's
fin cial difficulty, a oncession that die leader would not otherwas consider
(d) it becoming probable that the borrower will enter bankruptcy or other financial reurganisation;
(e) the disappearance of an active market for that financial asset because of financial difficulties; or
(1) observable data indicating that there is a seasuabie decrease in the estimated future cash flow
from a group of financial assess since the initial recognition of those assets. although the
decrease cannot yet be identified with the individual financial assets in the group, including:
.adverse ebanges in the payment mtsut of borrowers in the group: or
.dsin1al or local ea.noi conditions that correlate with defaint on the assets in the group

If there Is objective evidence that an impairment loss on loans and receivables or hold-lo-maturity
invesonments carried at amortised cost has been incurred, the amount of the loss is measured as the
difference between the canying amount and the recoverable amount, being the estimated present
value of expected cish flows, including amounts recoverable from guarantees and collateral,
discounted based on the current effective interest rate.

When a loan is uncollectible, it is written off against the related provision for impairment;
subsequent recoveries are credited to the provision for credit losses in the income statement. If the
amount of he impatient subsequently deeases due to an event occurring after the write-down,
ithe release of the prmvision in credited to the provision for credit losses min the income statement.

in circumstances where Central Bank guidelines and regulatory rules require provisions in excess of
dme calculated under IFRS the difference is disclosed as an appropriation of refined emnings and
is included in a non-distributable general banking reserve.


Goodwill represents the excess of Ithe cost of an acquisition over the fair value of the net identifiable
assets of the acquired subsidiary undertaking at the date of acquisition and is reported in the balance
sheet as an intangible asset

Goodwill is tested annually for ipaiirment and carried at cost less accumulated impairment lasses.
Goodwill is allocated to lowest levels for which there are separately identifiable cash flows (cash-
generating units) for the purpose of impairment testing. An impairment loss is recognized for the
amount by which the asset's carrying value exceeds its recoverable amount. The recoverable
amount is the higher of an asset's fair value less costs to sell and value in use.

Computer software development costs

Costs associated with developing and maintaining computer software programmes are recognized as
an expense as incurred. Costs that are directly associated with the production of identifiable and
unique software products controlled by the Bank, and that will probably generate economic benefits
exceeding costs beyond one year. are recognized as intangible assets. Direct costs include software
development employee costs and an appropriate portion of relevant overheads.

Computer software development costs recognized assets are amortised using the straight-line
method over their useful lives (not exceeding fie years).

Property, plant and equipment

Land and buildings comprise mainly branches and offices. All property, plant and equipment is
stated at historical cost less accumulated depreciation. Historical cost includes expenditure that is
directly atributuble to the acquisition ofthe items.

Subsequent costs are included in the asset's carrying amount or are recognized as a separate asset, as
appropriate, only when it is probable that future economic benefits associated with the item will flow
to the Bank and the cost of the item can be measured reliably. All other repay and maintaO e amr
charged to the income statement during the financial peridd in which they are inctused.

Land is not depreciated. Depreciation on other assets bitomputed on the straight line method at
raus considered adequate to write-off the cost of depreciible assets, less salvage, over their useful

The annual rates used are: .

'Buildings 21%
Leasehold improvements 10% or term of the lease, whichever is less
,Equipmenst, l nfikre.andvehicle .. 20-SQ%

Ajases that are subject toA smrnliotion are reviewed ftr impa.i6l whenever evits'or ebanses in
oieounaunces indicate tha the carrying eanmount may not be recoverble, -.Where the carrying amount
of an asset ia greater than its estimated recoverable amount, it ia..written down immediately to its
recoverable amount. The set's recoveable amount is the higher oithe sscts fair value less costs
to sell and the value in ue. Gains and msses on dispsl of property, plant and equipment are
determined by reference to its canying amount and are taken iito account in detennining net


When assets are held subject to a finance lease, the present value of the lease payments is recognized
Sa receivable. The diffecnee between the gross receivable and the prevnt value of the receivable
is recognized as unearned finance income. Lease income is recognized pver the term of the lease
using the net investment method, which reflects a constant periodic rate of return.

Cash and cash equivalents
For the purposes of the cash flow statement, cash and cash equivalents comprise balances with less
than 90 days maturity from the date of acquisition including cash balances, non-restricted deposits
with Central Banks (excluding mandatory reserve deposits), treasury bills and either money market

Provisions are recognized when the Bank has a present legal or constructive obligation as a result of
past events, it is more than likely that an outflow of resources embodying economic benefits will be
required to settle the obligation, and a reliable estimate of the amount of the obligation can be made.

Pension obligations

The Bank operates a pension plan, the assets of which are held in separate matruse-dministered fund.
The pension plan is generally funded by payments from employees and the Bank, taking account of
the recommendations of independent qualified actuaries. The plan has defined benefit sections and a
defined contribution section.

A defined benefit plan is a pension plan that defines an amount of pension benefit to be provided,
usually as a function of one or more factors such as age, years of service or compensation. A defined
contribution plan is a pension plan under which the Bank pays fixed contributions into a separate
entity (a fund) and will have no legal or constructive obligations to pay further contributions if the
fund does not hold sufficient assets to pay all employee benefits relating to employee service in the
current and prior periods.

The liability recognized in the balance sheet in respect of defined benefit pension plans is the present
value of the defined benefit obligation at the balance sheet date minus the fair value of plan'asses,.
together with adjustments for unrecognized actuarial gainalosses and past service cost. The defined
benefit obligation is calculated annually by independent actuaries using the projected unit credit
method. The present value of the defined benefit obligation is determined by the estimated future
cash outflows using interest rates of government securities which have termssu to maturity
approximating th ttrns of the related liability. Most ofthe pension plans arc final salary plans and
the charge for such pension plans, representing the net periodic pension cost less employee

In this case, past service costs are amortised on a straight-line basis over the vesting period.

For the defined contribution section, the Bank makes contributions to a private trustce-administered
ud on a manssd ,oiycontactual or voluntary basis. Onc te contributions have been paid, the
Bank has no further payment obligations. The regular aonaibuious constitute net periodic cots for
year in which they are due and as such are included in staff costs. The Bank's contributions to
defied contribution pension plans are charmgd to the income statement in the year to which they
Other post-rettrement obligations

The Bank provides post-retirement healtheatre benefits to its retirees. The entitlement to these
benefits is usually based on the employee remaining in service up to retirement age and the
completion of a minimum service period. The expected costs of these benefits are accrued over the
period of employment, using a methodology similar to that for defined benefit pension plans.
Actuarial gains and losses arising from experience adjustments and changes in actuarial assumptions
are charged or credited to income over the expectsl average service lives of the related employees.
These obligations are valued annually by independent qualified actuaries.

Smhare capital

Shares issued for cash are accounted for at the issue price less any transaction costs associated with,
the issue. Shares issued as consideration for the purchase of assets, or a business, are recorded at the
market price on the da.c, ofthe issue.

Dividends on ordinary shares

Dividends on ordinary shares are recognized in equity in the period in which they are declared.


Where necessary, comparative figures have been adjusted to comply with changes in presentation in
the current year.

3. Cash and balances with central banks
2005 2004
$ S

Cash 28,290 22,915
Deposits with Central Banks non-interest bearing 80,512 50,955

Cash and balances with central banks 108.802 73,870
Mandatory reserve deposits with Central Banks (49,550) (46,062)

Included in cash and cash equivalents (note 18) 59,252 27,.08

Mandator) reserve deposits with The Central Bank represent the Bank's regultory requirement to
maintain a pernotage of deposit liabilities as cash or deposits with'fhle Central Bank. These funds
ue not available to finance the Bank's day-to-day operations and as such, are excluded from cash
resources to arrive at cash and cash equivalents.

4. Loans and advances to banks I
2005 2004

Loans and advances to banks 679.875 790,185
Add: Accrued interest receivable .... _2,4

included in cash and cash equivalents (note 18) 682,859 791.,990

Included in loans and advances i btliks are deposit placements with C(It: and tarclays tank PLC
entities of $518,562 (2004 698.631 ). The effective yield on these atnounts during tie yea was
2.7% (2004. -1.8%) per annumn.

5. Trading securities
2005 2004
$ S

Oovemment bonds 1,566 62,089
,Corporatc bonds 142,431 106,090
Asct-backed acsurities 159,429 103,601
Otherdebtsecurities 906 1.5f(
304,332 273,25

Add: Accrued interest receivable 3,379 3.22

307.711 276,519

The effective yield on trading securities during the year was 6.1% (2004 3.4%) per antum. A.

6. Olherasset
2013 2004

Due from treated parties 12,630 4,650
Prepayments and deferred items 1,398 1,135
Other accounts receivable 30,142 16.267

44.170 22.052

The amount due from related parties is interest-free with no fixed terms of repayment.

7. Investment securities

Orignated debt

Issued or guaantced by Goveneamets
-Treauarybills -. 11,772
-Debtsecurities 158,821 167,078
158.823 178.850
Add: Accrued interevoteceivable 2.277 2.273

Total originated debt 161,100 181,123

The effective yield during the year on debt securities and treasury bills was 6.0% (2004 5.8%). The
Bank has a regulatory reserve requirement to maintain a percenuge of deposit liabilities in cash or in
the form of Government securities. At October 31, 2005 the reserve requirement amounted to
$49,950 (2004 $46,062), the total of which is included within cash and balances with central banks
(note 3).

The movement in investment securities may be summarised as follows:

Originated debt
Balance, beginning of year
Disposali (sale and redemption)

Balance, end of year

8. Leans and advances to customers

Peronal loans
Business loansm

Add: Interest receivable

Less: Provisions for impinrment
specific provisions forcreditriska
aneral provisions for inherent risk

Movement in provisions for impairment is as follows:


.45 602)

2005 2004
860,265 740,062
288,667 270,208
857,1800 704,354

2,006;112 ." -",1114,624
9,297 -':d*lO0,174

(36,640) (36,269)
(6,377) ^ (9348)

1.972,392 1,679,181

i I

Specific rtdit risk" .ii, irisk
provision proviso

Balance, October 31,2003 (31,477) . l7)90)

Doubtful debt expense (6,104) (1,805)
Recoveries of bad and doubtful debts (289)
Bad debs written off 1,601 364

Balanee, October 31,2004 (36,269), : . :,(9,348)

Doubtful debt expense (6,889) ,, .:.A 2,971
Recoveries of bad and doubtful debts (865)
Bad debts written off 7,383

Balance, October 31, 2005 (36.640) (6.77)

The average interest yield during the year on loans and advances was 82% (2004 7.3%). The
aggregate amount ofnon-performing loans was $105,911 as at October 31,2005 (2004 $102,555)
9. Property, plant and equipment

Balance, beginning of year

Balance, and of year
Accumulated depreciation
Balance, beginning of year
Balance, end of year
Net book values
Etd of yeqr

Begilang ofyear

Land and famrilare Lfiahold Total
building and vehicles improvements 2005
S $S S S

25,970 27,042 10,314 63,32(,
(1,883) 3,584 2,028.. 3,729
(3.651) (1021 (897) (4.650)
4.. . ,i. tt. c .t.
20,436 30,524 11,445 62,405

5.628 17,632 4.732 27,992
533 2.338 964 3,835
(878) (72) (236) (1.186)
5.283 19,898 5,460 30,641

15.153 10.626 5.985 31.764

S2034 9,410 5,582 35.334

10. Employee post-retirement benefit obligations
Tae Bank ias insured group health plans and a pension plan. The peion plan comprises of defined
benefit sections as well as defined contribution section and is non-contribuory but allows for
additional volunhmtary contributions. The insured health plans allow fr eres to rmtai in the plan
until death. The retireisentited to thbenefit on earlyormnualretirementwith lOyeam'wirvk.
Ibe plans we valued by independent acstuaries every three yeas using the projected unit method.

The amounts recognized on the balance sheet are determined as follows:
Defed beaelt F ltredremu

2005 2004 20M 204

Fair value of plan assets
Present value of funded obligations

Unrecognised actuarial gains/losses

N aetassW(liability)

77,458 44,240
(50.440) (48.512) (8,910) (15,507)

27,018 (4,272) (8,910) (15.507)
(13,421) 17.439 (1,690) 6.443

13.97 13.167 (10,600) (9,064)

During 2004 Barclays Bank PLC transferred to the FirstCaribean plan assets suffilent to fully fund
a ten year contribution holiday in respect of the employees of the fornnmer Barclays Bank. The fair
value of the plan assets included in dithese consolidated financial statements includes the amount that
Barclays Bank PLC transferred to the FirstCaribbean plan which was determined on the basis of an
actuarial valuation.

The present value of funded obligations has been calculated on the basis that non-active nicmber
remain in the Barclays plan, which will continue to fuhd all pension payments for these members.
The pension obligation to non-active members was not transferred into FirstCaribben International
Bank (Bahamas) Limited. so this obligation is not eremlted in the consolidated financial statements

11. Intangible assets


Gross amount of goodwill at beginning of yar
Adjustmnent made during the year

Gross amount of goodwill at end of year

Goodwill accumulated amortisation at beginning of year
Adjustment made during the year

Goodivill accumulated amortisation at end ofyear

Goodwill balance at end of year

12. Derivative financial intrameant

October 31, 2005

(1) Derivatives held for trading
-Interest rate swaps

(2) Derivatives held for hedging
Derivatives designated as cash flow hedes
-Interest rate swaps

Oct er31,2004

(1) Derivatives held for trading
-interest rate waps

2005 2004
$ S

187,747 198,217

187,747 187,747

r o t 10.470)

*- 7 1 .7.74
187.747 107,747

Contract tai V4als
AmauM t Asaels-.Llalliks

*204,700 6015

95,433 817 (267)

6128 2 36 7

128,800 363' '

(2) Derivatives held for hedging
Derivatives designated as cash flow hedges
-interest rate swaps 6,000 ,* ,= :.j (267)

363 (267)

The fair r derivalues for de tive financial u are included in other asses and liabilities.
l 4 p 1... r : . : :

fIe amounts recognized on the balance sheet are as follows:
Defined benefit

2005 2004

Retireme:t becLfit asset
Retirement benefit obligations

Net asset/ ability)

Post retlmren t

13,597 13.167

13,597 13,167 (10,w41) (9,064)


The amounts rcogized in the income sttemet are as follows:

Defined benefit
pension plans
2005 2004

Post retirement
medical benefits

Cuntoamica co 2,780 3,200 500 663
n ki n *l ma en-I, Ceot (280) 281 -
baW Ma e 3,460 3,330 860 753
Bsa cdreaon IpIt amets (6,390) (4,769)

ToalmoanlasiCdedainstalffcoatl (430) 1,761 1.641 1,416

AcMiniRaneapoali ert 5,570 4,130 -

K iovnam do te net ias (liability) recognised on the balance sheet are as follows:

Defined benefit Post retirement
penlon plans medical benefits
2005 2004 2005 2004

Balmcbegininglofye 13.167 14,610 (9,064) (7,998)
Cha for thyewa 430 (1,763) (1.641) (1,416)
Cmalriinanpaid 320 -
aiploernsmmm for uitinrairc 105 350

Bohalmndefyea 13.597 13.167 (10.600) (9.064)

The prinpal actarial.aum ptioa n used at the balance sheet date were as follows:

Expected retan ooplman et
Fbre salary increase
Futl e pena0i increase

Defined benefit
Pension plans


Post retirement
medical benefls

Disoutat rate
Premium esnalain rat
Exiting retiree age

The lat actuarial valuation on the plan ws conducted as at November 1, 2004 and revealed a total
find surplus of $20 million

,Th employees of the former Barclays Bank previously participated in the defined benefit scheme of
the Barclays Bank (1951) pension plan ("the Barclays plan'). In January 2004, following the
completion of the combination of te various plans, the active members of the Barlays plan elected
to transfer into a defined benefit pension section of the new entity ("the FintCaribbean plan").

13. Catomer Deposits

Payable Payable Payable
on alter at a 2005 2004
demand notice fied date Total Total

dfivi0ual6" 138,158 167.457 707,633 1,013.248 983,565
Bqsinss and Govenmqtapt 658,805 28,512 1,060,529 1,747,846 1.672,460
ianki i.., 702 80,666 81,368 51,596

797,665 195,969 1,848,828 2,842,462 2,707,621

.Add: Interest payable 307 199 13,769 14.275 14,359

779.972 196.168 1,862,597 2,856,737 2.721,980

Included in deposits with banks are deposits from C1BC and Barclays Bank PLC entities of $17,550

Ie ffctive rate ofinteeet ondeposits during the year was 2.1% (2004 1.9% per annum).

4. Other Baitlen

= ............: ..... ;" ...........

Accounts payable and accNals
S:.. .Accruedintrestpayable"
Restructuring provision (note 17)
:'" Amount due to relatinpacties

:15.Sharecapitl .s

2005 2004

60,184 2,052
1,684 605
1.217 179

63,085 4,847

Number of,
shares $

Common shares voting, beginning and end ofyear 120,216.204 477,230

October31, 2005 120,216,204 477,230

October 31,2004 120,216,204 477,230

The Bank is authorised to issue 150 million ordinary shares with a par value of $0.10 iach and 50
million preference shares wia par value of $0.10 pcr share.

6. Shtaecapial and reserve' .
..."-. n.. J' L .....-. "' .'a,-"'' ,nni

Share capital (note 15)
Slatuaryteyserve-TTuros Caicos Islands
Hedging reserve cash flow hedges
Total resewrv

Totalshare pial and reserve

The movements in reserves were as follows:

Statutory reserve

Balance beginning of year
Transfers m retained earnings

Balance, ndofyear

S. ; .*. S
477,230 477,230

2,800 700
(63.566) 63,566)
(59,949) (62,566)

417,281 414,364

2005 2004

700 -
2,100 700

2,800 700

2005 2004

Hedglna reserves- uah blow hedges

Balance, beginning ofyear
Nt gains from changes in fair value 817

Balance, end ofyear 817

At October II, 2002, the equity of the Bank comprised the equity of Barclays Bahamas together
with the fair value of the consideration given to acquire CIBC Bahamas. However, legally the share
capital of the Bank comprised the issued share capital of CIBC Bahamas plus the shares issued to
effect the combination, recorded at fair value. The reverse acquisition reserve is therefore the
diffaenc between the legally required share capital together with the retained earnings of Barclays
Bahamas, and the'equity of the Bank presented in accordance with IFRS.

In accordance with the Banking (Amendment) Ordinance 2002 of the Turks and Caicos Islands, the
Bank is required to maintain a Statutory Resave Fund of not less than the amount of its assigned
capital. Where it is less than the assigned capital, the Bank is required to annually transfer 25% of its
nt profit earned fiom its TCI operations to this fund. During 2004 the Bank assigned $24 million of
capital to the TCI operations. During the year the Bank transferred S2,100 thousand (2004: 1700
thousand) rom retained earnings to the statutory reserve fund.

17. ResUactlurngprovision

2005 2004

Balance, beginning of year 2,011 6,883
Credited to income statement during year (1,145)
Utilised during year (866) (4,872)

Balance, end ofyear 2,011

As a result of the merger in 2002, restructuring costs were estimated and recognized as a
restructuring provision in the prior periods. During fiscal year 2005 only $866 of this provision was
Ptlised (2004 S4,872). The remaining provision of $1,145 was written back to income during the

18.- Cish and cash equivalents

2005 2004

Cash andbalance with The Cental Bank (note 3)
Loas and advances to banks (note 4)

59,252 27,808
682,859 791,990

742,111 819,798

19. Didenda

;Al the Board of Director meeting held on December 19, 2005, a final dividend of $0.30 per share
amounting to $36,064,861 (2004: $0.18 per share, amounting to $21,638,917) in respect of the 2005
net income was proposed and declared. The consolidated balance sheet for the year ended October
31, 2005 does not reflect this resolution, which will be accounted for in shareholders' equity as an
appropriation of retained earnings in the year ending October 31, 2006.

20. Related party transactions and balance

Deposits maintained with other CIBC and Barclays entities amounted to $536 million (2004: $699

21.- Contl Iitltliabties and commitments

In addition to granting loan commitments, the Bank conducts business involving guarantees,
perfornmne bonds and indemnities, which are not reflected in the balance sheet.

At the balance sheet date the following contingent liabilities exist:

2005 2004
$ S

Lettr of credit
Loan cmaimuents
Ouarantees and indeimitie

42,966 9,897
351,109 254,717
14,586 7,757

408,661 272.371

The Bank is the subject of legal actions arising in the normal course of business. Management
considers that the liability, if any, of these actions would not be material.

21. Flate rental commitments uder operating leases

As at October 31, 2005, he Bank held leases on buildings for extended periods. The future rental
comnumitmnt under these leases were as follows:

Nuo later than I year
Later ta I yeand less than 5 years
Later than 5 years

7.556 8i'

13.1_14 1,5__0

23. Business segments

The Bank is organised into five (5) main business segments:

Retail Banking incorporating private banking services, private customer current accounts,
savings, deposits, investment savings products, custody, credit and debit cards, consumer loans
and mortgages.
Corporate Banking incorporating direct debit facilities, current accounts, deposits, overdrafts,
loan and other credit facilities and foreign currency.
International Banking incorporating personal banking services such as currency accounts
deposit accounts, international mutual funds, and personal mortgages for non-residents as well as
banking services to business and professional intermediaries who use international financial
Capital Markets incorporating structured financing and corporate leasing.
Treasury providing foreign exchange transactions on behalf of clients and hedges of loans and

Transactions between the business segments are on normal commercial terms and conditions.

Segment assets and liabilities comprise operating assets and liabilities, being the majority ofe
balance sheet, but exclude items such as taxation and borrowings.

Internal charges and transfer pricing adjustments have been reflected in the performance oaceh
business. Revenue sharing agreements are used to allocate external customer revenues to a beass
segment on a reasonable basis.

Due to unavailability of data, there are no 2004 comparatives for the business segment repo.18

Retat Corpoeate ltenruataoal Capital
Baeldg Bankang Banktg Markets Treasury Oter Tota
s s s I F a
Otober 31,2005

Segment ser 1.028,603 836,412 1,325.098 996 261,084 57,9. 310.142

Total uet 1,028,603 836,412 1,325,098 996 261,.084 57 3,510,

Segmetliabilities 538215 747.252 1,304.993 3031025 I7 2,930.422

Total tiabllluie 558,215 747,2512 r13.993 3002 .937 230422

Othtr gmenl ttem
Capital ependiture 3729

Capital expenditure comprises additions to property, plant and equipment te 9) and goodwill
(note 11) including additions resulting from acquisitions through business ribinations.

Geographical segments are set out in Note 25 (c).

24. Financial risk management

A. Strategy in using financial instruments

By its nature the Bank's activities ar principally related to the use onncial instruments. The
Bank accepts deposits from customers at both fixed and floating rate" for various periods and
seeks to cam above average interest margins by investing these funto high quality assets. The
Bank seeks to increase these margins by consolidating short-term' ds and lending for longer
periods at higher rates whilst maintaining sufficient liquidity to i all claims that might fall
The Bank also seeks to raise its interest margins by obtaining've average margins, net of
provisions, through lending to commercial and retail borrowetrh a range of credit standing.
Such exposures involve not just on-balance sheet loans and arnes, but the Bank also enters
into guarantees and other commitments such as letters of reditIeperformance and other bonds.

B. Credit risk

The Bank takes on exposure to credit risk, which is the risk't a cunterparty will be unable to
pay amounts in full when due. The Bank structures the els of credit risk it undertakes by
placing limits on the amount of risk accepted in relation to borrower, or groups ofborrowers,
and to geographical and industry segments. Such risks amonitored on a revolving basis and
subject to an annual or more frequent review.

The exposure to any one borrower including banks and rs "is further restricted by sub-limits
covering on and off-balance sheet exposures and daily.lvery risk limits in relation to trading
items such as forward foreign exchange contracts. ActexPOsures against limits are monitored
daily. ,

Exposure to credit risk is managed through regulalysis of the ability of bonrowe and
potential borrowers to meet interest and capital r/t"nt obligations and by changing these
lending limits where appropriate. Exposure to crensk is also minaged in part by obtaining
collateral and corporate and personal guarantees a significant portion is personal lending
where no such facilities can be obtained.

Cash resources and due from banks include $5!62 (2004 5698.631) placed with CIBC and
Barclays Bank PLC. Other than these amountsas no other concentration of credit risk.

The Bank maintains strict control limits on, in derivative positions, that is, the difference
between purchase and sale contracts, by bI0nunt and term. At any one time the amount
subject to credit risk is limited to the curriir value of instruments that are favourable to the
Bank (i.e. assets), which in relation to latives is only a small fraction of the contract or
notional values used to express the volunt instruments outstanding. This credit risk exposure
is managed as part of the overall lendingts with customers, together with potential exposures
from market movements. Collateral h r security is Aibt usually obtained for credit risk
exposures on these instruments, exm'where the Bank requires margin deposits from
counterparties. nc

'Master netting arrangements .
The Bank further restricts its m I to credit losses, by entering into master netting
Sarngements with counterparts which it undertakes a significant volume of transactions
Master netting arrangements do Cenra ly resul inan offset of balance sheet assets and
i. bilities a transactiono s a re usuai mn a gross basis however, the credit risk associated
with favorable contracts is reducY a master netting aangement to the extent that if an event
of default occurs, all amounts wi counterparty are terminated and settled on a net basis. The
Bank's overall exposure to c risk on derivative instruments subject to master netting
arrangements can change sul!tally within a short period since it is affected by each
transaction subject to the arrarnetn
Credit related eomlltmega ,. ,. ; -
The primary purpose of ther"sament is to ensure that fuhds ire-availableto a customer as
required Guarantees WaniN letters of credit, which represent irrevocable assurances that the
Bank will make payments ''1-'that a customer cannot meet its obligations to thiid parties,
'cawry the same credit rip Y 6ans Documentary and commercial letters of credit, which are
written undertakings by ion behalf of a customer authorizing a third party to draw drafts
on the Bank up to a sti, amount under specific tepn and conditions, are collateralized by
the underlying shipme t). ds cft ...i'.Rl,..rid therefore carry less risk than a direct

Commitments to extra" it represent unused portions of authorizations to extend credit in the
form of loans, guanes or letters of credit. With respect to credit risk on commitments to
extend credit, -s' e i poter.i, :er..1 f I. ., R I,..u, equal to the total unused
commitments, ki Le Iketl a,,,urtll l1 I:-..- ,l t-,. thre total unused commitments
since most comminrts to extend cieidI e .,..t,.ge'.i uIn, iculomers maintaining specific
credit standards. i ank monitors the term of maturity of credit commitments because longer-
term commitmenenerlly have a greater degree of credit risk than shorter-term commitments.

C. Geographcal entration f assets, ties an d s, off-balance sheet Items

Tbhe ollowin)tto incorporates IAS 32 credit risk disclosures, IAS 30 geographical
concentratiodf assets, liabilities and off-balance sheet items disclosures and a public
enteprise's 14 (revised) secondary segment disclosures.

Total Total Credit
assets liabilities Commitments
5 S $

October 2005

1urks 1aicos Islands

Oct'31, 2004

3,062,151 2,525,132 371,124
447,991 405,290 37.537

3.510,142 2.930,422 408,661

Tha4amas 2,890.225 2,398.224 202,577
,& Caicos Islands 370.758 337,667 69,794
3.260,983 2.735,891 272,371

hough the Bank is managed based on the five business segments, they operate in two
o4raphical areas. The Bank'sbcxposure to credit risk is concentrated in these areas.

capitall expenditure is shown by geographical area in which the property, plant and equipment re

Gtgraphic sector risk concentrations within the customer loan portfolio were as follows:

2005 2005 2004 2004
S. % I %

bhe Bahamas 1,819,464 92.2 1,540.373 91.7
orks &Caicos Islands 152,928 7.8 138808, 8.3

1,972,392 100.0 1,679,181 100.0

D,.urrency risk
he Bank takes on exposure to effects of fluctuations in the prevailing foreign currency exchange
'.tes on its financial position and cash flows. The Board of Directors sets limits on the level of
exposuree by currency and in total for both'vrmight and intra-day positions, which are monitored
laily. The table below summarizes the Bank's exposure to foreign currency exchange rate risk at
,,October 31. The off-balance sheer net notional position represents the difference between the
notional amounts of foreign currency derivatve financial instiunents, which are principally used
Sto reduce de he Bank's exposure to currency movements, and their fair values.
SConcentrations of assets, liabilities and credit commimients:

October 31,2005

Cash and balances with Central Banks
Loans and advances to banks
Trading securities
Other assets
Investment securities
Retirement benefit assets
Loans and advances to customers
Property, plant and equipment
Intangible assets

Total assets

Customer deposits
Retirement benefits obligation
Other liabilities

Total liabilities

Net on balance sheet position

Credit commitments.

October 31, 2004
Total assets
Total liabsties

Net on balance slec! posunlion

.Credi coinunitlnlrll



,. 11,788

US Other Total
5 S S






1,740,054 i,)c.tIi
1,740,054 1,529,111 240,9)77 3,510,142

1,284,982 1,339,007 232,748 2.856,737
10,310 10,600
(7.090) 67,748 2,427 63,085

1,288.202 1.407,045 235,175 2.930,422

451.852 122.066 5.802 579,720

218,758 189,104 799 408,661

BAIl US Other Total
S $I S $

1,683,815 1,348,960 228,208 3,2610,983
1,250,621 1,258,638 226.632 2.7735,891

433,194 90.322 1,576 525.092

9.771 160.946 254.717

E. Cash flw and fair value interest rate risk

Cash fluw interest rate risk is hie risk i tlhal le futlu calh1 i fau linancial instrunleln will
fluctuate because of changes in market interest i ales Fair value ilcittsl rate risk is the risk Ilhat
the value of a financial instlmsemnt will nuctuate blccause tlofciuilgel at imiIi telkst Iuiiemei liTs The
Bank takes on exposure t1 tihe clfecis of lictlualions in tihc ilceva g Ic level s f tnarkct iuicels
rates on both its fair value and cash Ilow nish biteestl Inainjgll Ilry .IicCias i.s 1a result of W .ilti
changes but msy reduce ot create losses in tihe event lith atI un lieuctd ilovcenciils arise. Ltunls
are set on the level of insmatch of inicicist rate piricg tlihat may he uiidellaken, which aie
monitored on an ougoing basis.

Expected repricing and maturity dates do nut dilifc signillicanlly fioni thel clonriril dates, csccpl
for the maturity of deposits up to I mnontll, which relllcusent balalu s o ill cuicent account
cotsidrecd by the Bank as a relatively slIble cOle spunlce 91 ul fid lg of siit ilC'Uti| iii's.

The Ballnk uses inelresl tale swapsl as Ihedilges lo Ireduce Ctoe Xrsliur to I.louallions it in mket
interest rates T'le tiloltillal il ourtrIII oulstaring llldC iltlderivlis( dcl.IglrCI as cash flow
hedges at Ocobher 3 1. 2005 alloiimilcltd Io 95.4 (3 (21Ji14 1$..0001) It e (1ill vlhin of all contracts
designated as Ihedgiig inlnllincts w; :lrllr us i'-l -,ll l6ti (in(14 .; halilnly .II $2l. )

F. Liquidity risk

The Bank is exposed to daily calls on its available cash resources from ovemight deposits, current
accounts, maturing deposits, loan draw downs, guarantees and from margin and other calls on
cash settled derivatives. The Bank does not maintain cash resources to meet all of these needs as
experience shows that a minimum level of reinvestment of maturing funds can be predicted with
a high level of certainty. The Board sets limits on the minimum proportion of maturing funds
available to meet such calls and on the minimum level of interbank and.other borrowing facilities
that should be in place to cover withdrawals at unexpected levels of demand.
The table below analyses assets, liabilities and credit commitments of the Bank into relevant
maturity groupings based on the remaining period at balance sheet date to the contractual
maturity date.
Maturities of assets and liabilities

October 31, 2005

Cash and balances with cental banks
Treasury bills and other eligible bills
Loan sad advancc to banks
Trading securities
Other assets
Investment securities
Retirement benefit assets
Loan and advances to customers
Property, plant and equipment
Intangible assets

Total assets

Custone deposit
Rctir enbentefit obligations

Total liabilities

Net on balance aheet position

Credit esommltnents

October 31, 2004

Total asse
Total liabilities

Net on balance sheet position

Credit committmerts

3-12 Over 5
0-3 months math. 1-5 yea yeanr Total
S S S $ S





2.912 44.170
95,619 161,100
13,597 13.597
901,677 1,972392
31,764 31,764
187.747 187,747

1.265,940 392.172 618,714 1.233,316 3510,142

2,228,392 415,732 3,861 208.752 2,856.737
10,600 10.600
63.085 0 63,085

2,291,477 415,732 3.861 219,352 2,930,422

(1,025,537) (23.560) 614,853 1,013,964 579.720

17,318 391,343 408,661

3-12 Over5
0-3 months moths 1-5 years years Total
s S $ S $

1,277,802 372,796 612,061 998,324 3,260,983
1,648,472 364,848 5,712 716,859 2,735.891

(370.6701 7.948 606,349 281,465 525,092

19,571 252,800 272,371

The matching and controlled mismatching of the maturities and interest rates of assets and
liabilities is fundamental to the management of the Bank. It is unusual for banks ever to be
completely matched since business ransacted is often of uncertain term and different types. An
unmatched position potentially enhances profitability, but also increases the risk oflosses.

The maturities of assets and liabilities and the ability to replace, at an acceptable cost, interest-
bearing liabilities as they mature, are important factors in assessing the liquidity ofthe Bank and
its exposure to changes in interest rates and exchange rates.

Liquidity requirements to support calls under guarantees and standby letters of credit are
considerably less than the amount of the commitment because the Bank does not generally expect
the third party to draw funds under the agreement. The total outstanding contractual amount of
commitments to extend credit does not necessarily reprseni future cash requirements, aince
many of these commitments will expire or terminate without being funded.

G. Fair values of financial assets and Uabhitles

Carrying valne
2005 2004
'Total Total

Fair value
2005 2004
Total Totd
$. S

Financial assets
Loans and advances to banks 682,859 791.990 682,859 791,990
Loans and advances to customers 1,972,392 1,679,181 1,972.392 1,679,181
Investment securities originated debt 161.100 181,123 161,100 181,123

Financial liabilities
Customer deposits 2,856,737 2,721,980 2,856,737 2,721,980

Loans and advances to banks

Loans andadvances to banks include inter-bank placements and items in the course of collection.
The fair value of floating rate placements and overnight deposits is their carrying amount. The
estimated fair value of fixed interest bearing deposits is based on discounted cash flows using
prevailing money market interest rates for debts with similar credit risk and remaining maturity.
Their carrying values approximate their fair values.

Loans and advances to customers and originated debt

The estimated fair value of loans and advances and originated debt investment securities
represents the discounted amount of estimated future cash flows expected, to be received.
Expected cash flows are discounted at current market rates to determine fair value. The balances
are net of specific and other provisions for impairment and their net carrying amounts reflect their
fair values.

Investment securities held-to-maturity

Investment securities include only interest bearing assets held to maturity, as available-for-ule
securities are measured at fair value. Fair value for held-to-maturity assets is based on market
prices or broker/dealer price quotations. Where this information is not available, fair value has
been estimated using quoted market prices for securities with similar credit, maturity and yield
.characteistics. Where fair values still cannot be measured reliably, these curities are'carried at
cost less impairment.

Customer deposits and other borrowed funds

; h.:e: : estimated fair value of deposits with no stated maturity, which includes non-interest-bearing
:. deppsits;is.the amount repayable on demand.

The estimated fair value of fixed interest bearing deposits and other borrowings without quoted
lcr,' :ishartet>tridceis baseddon disc edicashflnowk- usinginticst srtes former debts-with similar
i" iitremaiining maturity.' :. i '. : i : .

25. Principal subsidiary undertakings

Name Country of

FirstCaribbcan International Finance Corporation (Bahamas) Limited
FirstCaribbean International (Bahamas) Nominees Company Limited
FirsiCaribbcan International Land Holdings (TCI) Limited

Turks & Caicos

All subsidiaries are wholly owned.


Protvide-c Ho
P.O.NBo 3910
N-saI. Th.eRhans
Telephone (242) 302-5300

Independent Auditors' Report

To the Shareholders of
FlrstCaribbean International Bank (Bahamas) Limited

We have audited the accompanying consolidated balance sheet of FirstCaribbean Interational Bank
(Bahamas) Limited ("the Bank") as of October 31, 2005. This consolidated balance sheet is the
responsibility ofthe Bank's management. Our responsibility is to express an opinion on this balance shee
based on our audit.

We conducted our audit in accordance with Intemational Standards on Auditing. Those Standards require
that we plan and perform the audit to obtain reasonable assurance about whether the balance sheet is free
of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts
and disclosures m the balance sheet. An audit also includes assessing the accounting principles used and
significant estimates made by management, as well as evaluating the overall balance sheet presentation.
We believe that our audit provides a reasonable basis for our opinion.

In our opinion, the consolidated balance sheet presents fairly, in all material respects, the financial
position of the Bank as of October 31, 2005 in accordance with International Financial Repoting

Chartered Accountants
December 19, 2005


Cal 022L





Pharmacists concerned

at proposed NHI


"Once the National Health
Insurance is done, there is a

Common Law & Equity Division





of ALL THAT piece parcel or tract of land situate in the
area called and known as South Victoria Hill on the Island
of San Salvador and known as "Benson's Estate" AND
SECONDLY ALL THAT piece parcel or track of land
situated in the area called and known as South Victoria
Hill on the Island of San Salvador and known as "Benson's
Estate" within the Commonwealth of The Bahamas and
more particularly described as follows:
FIRSTLY ALL THAT piece parcel or tract of land
situate on the area called and known as South Victoria
Hill on the Island of Sand Salvador and known as
"Benson's Estate" Northwardly by land granted to
Robert Arnett and thereon One hundred and Fifty-
two feet and Fourteen hundredths and Six feet
(152.14) Eastwardly by the Queen's Highway
running thereon Four hundred and Six feet and
Twenty-five hundredths feet (406.25) Southwardly
by land originally granted to Samuel Mackey but
now the property of Commander Langton Jones,
N.R. and running thereon One hundred and Thirty-
eight and Eighty-four hundredths feet (138.84) and
Westwardly by the Sea and running thereon two
hundred and Sixty-one feet and Thirty-four
hundredths feet (261.34) and has such shape marks
and dimensions as are delineated on.the plan or
diagram attached hereto and marked (A).
AND SECONDLY ALL THAT piece parcel or tract
of land situated in the area called and known as
"Benson's Estate" bounded Northwardly by land:
granted to Robert Arnett and thereon One thousand
Seven hundred and Seventy-eight and Seventy-three
hundredths feet (1778.73) Eastwardly partly by the
erratic shoreline of mangrove swamps of the North
West Arm Lake and running thereon One thousand
Fifty-six feet and Seventy-two hundredths feet
(1056.72) and partly by land or formerly the property
of Carter Williams and running thereon Two hundred
and Thirty-three feet and Nineteen hundredths feet
(233.19) Southwardly partly by vacant land now
or formerly the property of the Crown and running
thereon One thousand Six hundred and Nineteen
feet and Four hundredths feet (1619.04) and partly
by land originally granted to Samuel Mackey but
now the property of the Estate of Commander
Langton Jones, R. N. and running thereon Nine
hundred and Seventy-nine feet and Eighty-seven
hundredths feet (979.87) and partly by land the
property of the Estate of Joseph Benson and running
thereon One hundred feet (100) and Westwardly
partly by land the property of the Estate of the late
Joseph Benson and running thereon Two hundred
feet (200) and partly by Queen's Highway running
.thereon Two hundred and Five and thirty-five
hundredths feet (205.35) and has such thape marks
and dimensions that are shown on the plan diagram
attached hereto and marked (B).
owner in fee simple in possession of all those pieces
parcels or tracts of land hereinbefore described free from
AND the Petitioner has made application to the Supreme
Court of the Commonwealth of The Bahamas under
Section 3 of The Quieting titles Act, 1959, in the above
action, to have its title to the said lands investigated and
the nature and extend thereof determined and declared in
a Certificate of Title to be granted in accordance with the
provisions of the said Act."
Notice is hereby given to the Heirs of the late David
Williams and any person having a dower or right of dower
or an adverse claim or a claim not recognized in the
Petition shall on or before the expiration of thirty (301)
days after the final publication of these presents file in
the said Registry of the Supreme Court and serve on the
Petitioner or the undersigned a statement of his claim in
the prescribed form verified by an Affidavit to be filed
therewith. Failure of any such person to file and serve a
statement or before the expiration of thirty (30) days after
the final publication of these presents shall operate as a -
bar to such claims.
Copies of the said plan may be inspected during normal
hours at the Registry of the Supreme Court, East Street
North, Nassau, N.P., Bahamas, the Office of the Local
Island Administrator, Cockburn Town, San Salvador,
Bahamas, The Chambers of the undersigned.
Dated the 23rd day of February, A.D., 2006.
Attorneys for the Estate of THE LATE JOSEPH BENSON

possibiky that they supersede
the distributors and go directly
to the manufacturers, which has
caused a problem in the consis-
tency in upply of products.
Also, the amount of funds being
discussed aa figure to finance
the products quite low)."
Mr Rober said pharmacists
and provider wanted to work
with the NHI frject coordina-
tors in a constictive manner.
He pointed dt that people
have built lilIihoods and
careers aroun\the present
healthcare system, and while
they are not feard of change,

Tiger Woods, plus the avis-
tock Group.
The Tavistock Group*. the
holding company for worlidde
investments made by L~rd
Cay-based billionaire, e
Keod Smith, in his contrik
tion to the Speech from t
Throne debate in the House ,
Assembly, said: "With M,
Lewis' success being an inspil .
ration for so many around the
world, I am enthralled with
delight on behalf of the com-
mon man of this Common-
wealth, that he has decided to
personify that inspiration
through the development of the
Albany project on the south-,
western tip of this island.
"In this regard, I wish to pub-
licly state that as chairman of
the Bahamas Environment, Sci-
ence and Technology Commis-
sion, and Bahamian Ambas-
sador for the Environment, I
do endorse that project, with its
principals and operators being
Worthy institutional environ-
mental stewards in my
An independent economic
study on Albany, carried out by
a firm selected by the Govern-
ment, showed it would create
700 full-time permanent jobs,
with another 400 "indirect and
induced" from entrepreneurial
ventures and spin-offs. mill
The study 'also forecast that ope
Albany would generate $400 T
million in property taxes for the to i
Government over the first 12 hon
years of.its life, generating $67 and

"it must progress in a logical
"Providers of products and
services, including private hos-
pitals, are interested in how the
program will unfold," Mr
Roberts said.
At present, he said Bahamian
pharmaceutical providers have
the lowest pricing in the region,
about 20 per cent less than what
persons in the US are required
to pay.
This is because suppliers here
source their products through
places such as Canada, India,
and Central and South Ameri-

ca, which have been shut out of
the US market to preserve the
market there; he explained,
adding that the products are
tested and approved by the Fed-
eral Drug Administration
"The pharmaceutical whole-
sale industry has given more
than enough opportunities for
the Government and the public
to purchase the product at a
lesser price," said Mi Roberts.
"There is no magic wand to
solving the problem, but we
agree with the overall premise
that availability and costs for


lion in arual GDP from
rations in 117 alone.
'he development is planned
include 30(ingle family
nes, a 'cotta, component'
Sapartmentsased around

The Public is hereby advised that I, ZYRIA SINNA
MURIEL CURRY, of Rock Sound, Eleuthera, Ba-nas,
intend to change my name to ZYRIA SIENNA MLIEL
SANDS. If there are any objections to this change of ftme
by Deed Poll, you may write such objections to the 'ief
Passport Officer, PO.Box N-742, Nassau, Bahamrsso
later than thirty (30) days after the date of publication)f
this notice.

A leading law firm with offices located in
Nassau, is seeking to fill the following position


Applicant must:

* have a minimum of 5 years experience as a
legal Secretary

* have strong typing skills

* be Microsoft Office including
Word, Excel and Internet usage

* be self motivated and able to work without

Applicant with background in Conveyancing,
Banking, Civil Litigation, Wills and Immigration
matters encouraged. Medical Insurance and
Pension Plan offered.

Salary commensurate with skill and experience.

Interested persons should apply in writing to:

The Office Manager
P.O. Box N-4196
Nassau, Bahamas

a marina. The price range for
the properties will lie between
$2-$20 million, with the aver-
age around $3-$4 million.

The total value of the home
products will be between $1.2
billion and $1.5 billion.

HARBOUR, ABACO, BAHAMAS, is applying to the Minister
responsible for Nationality and Citizenship, for
registration/naturalization as a citizen of The Bahamas, and
that any person who knows any reason why registration/
naturalization should not be granted, should send a written-
'and signed statement of the facts within twenty-eight days
from the 21ST day of FEBRUARY, 2006 to the Minister
responsible for Nationality and Citizenship, PO.Box N- 7147,
Nassau, Bahamas.

NQTICE is hereby given that. FRITZNER VERSINE OF
to the Minister responsible for Nationality and Citizenship,
for registration/naturalization as a citizen of The Bahamas,
and that any person who knows any reason why registration/
naturalization should not be granted, should send a written
and signed statement of the facts within twenty-eight days
from the 21ST day of FEBRUARY, 2006 to the Minister
responsible for Nationality and Citizenship, P.O.Box N- 7147,
Nassau, Bahamas.

Intent To Change Name By Deed Poll
The public is hereby advised that I, DELTON GREEN, of
Mangrove Cay, Andros, Bahamas, intend to change my
name to DELTON KNIGHT HEPBURN. If there are any
Objections to this change of name by deed poll, you may
write such objections to the Chief Passport Officer, PO.
ox N-742, Nassau, Bahamas no later than thirty (30) days
lfter the date of the publication of this notice.

tent To Change Name By Deed Poll
Thpublic is hereby advised that I, MUHAMMAD ABDUR
RAEEM WILMORE, of P.O. BOX N-7264, intend to
chage my name to ALLEN EUGEAN EDWARDS. If there
are by objections to this change of name by deed poll,
you iy write such objections to the Chief Passport Officer,
P.O. Ex N-742, Nassau, Bahamas no later than thirty (30)
days after the date of the publication of this notice.

the public is a very important
"The approach, now has to
be carefully looked at."
Veteran pharmacist Clinton
McCartney said a plan was
needed for the Bahamas to
assist poor people, in light of
the rising costs in healthcare
and medicines. He advised thai
the NHI plan had to be care-
fully worked out before it was
However, Mr McCartney said
he needed to peruse the fine
details of the NHI plan before
he could give further comment.,

FROM page 1B

BESi chief backs $1.4bn project

FROM pageB .B







7:30 8:00 8:30 9:00 9:30 10:00 10:30

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(:00) Rides "Hol- Overhaulin' "Neighborhood Watch- Overhaulin' The team tackles a Miami Ink (N)
TLC wood Hotrods" ing" Dream convertible. (CC) 1967 Charger. (N)
(:00)Law & Or- Law & Order A rap artist is shot to Law & Order Briscoe and Green The Closer A butler is the prime
TNT der "Locomotion" death and the evidence seems to search for a murder suspect with a suspect in the slaying of a rich octo-
(CC) (DVS) point to his young protege. f1 grudge against God. (CC) (DVS) genarian's widow. (CC)
TOON Robot Boy Grim Adven- Codename: Kids Ed, Edd n Eddy Grim Adven- One Piece n Dragon Ball Z
TOON tures Next Door tures (CC)
TV5 (00) Tout le monde en parole Soda TV5 Le Journal
T C (6:00) Weather: Storm Stories Storm Stories Weather: Evening Edition (CC)
PTWC M Edition (CC) "Sea of Earth" "Holding On"
UNIV (:00) Peregrina Contra Viento y Marea Alborada Lo Que No Vio de Premio lo Nue-
UNIV stro
(:00) Law & Or- Law & Order: Criminal Intent De- * TRAINING DAY (2001, Crime Drama) Denzel Washington, Ethan
USA der: Special Vic- tectives stumble upon a terrorist plot Hawke, Scott Glenn. A rookie cop meets a corrupt Los Angeles narcotics
J times Unit n involving explosives. Af (CC) officer. (CC)
VH :00) Best of Fabulous Life Of... "Celebrity Cou- *** THE WEDDING SINGER (1998) Adam Sandier, Drew Barrymore.
VH1 eb Junk ,t pies" Celebrity couples. f A 1980s wedding crooner attempts to find true love;: f
(:'00) America's Da Vinci's Inquest "Ugly Quick' Da Vinci's Inquest "Birds Have WGN News at Nine f (CC)
WGN Funniest Home Shooting of an officer. f (CC) Been At Her" A woman is found
Videos n (CC) dead. (CC)
Everybody Gilmore Girls Lorelai offers to help Supernatural The brothers pursue WB11 News at Ten With Kaity
W PIX Loves Raymond Christopher by baby-sitting his 4- a woman responsible for a mysteri- Tong, Jim Watkins, Sal Marchiano
'The Skit" (CC) year-old daughter. (N) (CC) ous murder. (N) f (CC) & Mr. G (CC)
S Jeopardy! (N) America's Next Top Model'The Girlfriends Toni Half & HalfA Dr. Phil n (CC)
WSBK CC) Girl on the Cover" n(CC) breast-feeds the new tenant falls
baby. n (CC) for Mona.'(CC)
LOVE AND MRS. HARRIS (2005, Biography) Annette Being, Ben (:45) * INTRODUCING DOROTHY DANDRIDGE
HBO-E DEATH ON Kingsley, Ellen Burstyn. Socialite Jean Harris kills her (1999, Biography) Halle Berry. The black actress is
LONG ISLAND lover, Dr. Herman Tamower. n 'NR' nominated for an Academy Award. 'R' (CC)
(5:45)* The Sopranos "Whitecaps" Carmela and Tony consid- * THE CLEARING (2004, Suspense) Robert Red-
HBO-P SPIDER-MAN 2 er buying a summer home on the shore. f (CC) ford, Helen Mirren. A man marches his kidnapping vic-
(2004) 'PG-13' tim through a forest. ,' 'R' (CC)
(:00) * EVITA (1996, Musical) Madonna, Antonio (:15) ***~ LOVE AND DEATH ON LONG ISLAND (1997, Comedy)
H BO-W Banderas, Jonathan Pryce. Based on the stage musi- John Hurt, Jason Priestley, Fiona Loewi. A British man becomes ob-
cal about the life of Eva Peron. f 'PG' (CC) sessed with an American teen idol. f 'PG-13' (CC)

(6:45) RUNAWAY JURY (2003, Suspense) * BOYCOTT (2001, Docudrama) Jeffrey Wright, Terrence Howard,
H BO-S John Cusack, Gene Hackman. A man tries to manipu- Carmen Eogo. The Rev. Martin Luther King Jr. leads a 1955 bus protest.
late an explosive trial. n 'PG-13' (CC) i, 'PG'(CC) __
(6:35) * MURDER AT 1600 GHOST SHIP (2002, Horror) Julianna Margulies, **' CONSTANTINE (2005, Fan-
MAX-E (1997, Suspense) Wesley Snipes, Ron Eldard, Desmond Harrington. Salvagers are tasy) Keanu Reeves, Rachel Weisz,
Diane Lane. ) 'R' (CC) trapped aboard a haunted oceanliner. 'R' (CC) Shia LaBeouf. n 'R' (CC)
X SURVIVING CHRISTMAS (2004, Comedy) Ben ** ALONG CAME POLLY (2004, Romance-Come- (:35) Hotel Eroti-
MOMAX Affleck, James Gandolfini. A lonely man celebrates the dy) Ben Stiller. Ajilted newlywed finds solace with an- ca Cabo"Primal
holiday with strangers. [ 'PG-13' (CC) other woman. 1'PG-13' (CC) Urge" (CC)
(:00) THE COOKOUT (2004) * WALKING TALL (2004, Action) The Rock, John- Sleeper Cell "Intramural" (iTV) The
SHOW Ja Rule. An athlete's mother has a ny Knoxville. iTV. A sheriff and a deputy try to rid.their cell buys explosives. (\ (CC)
wild barbecue at his mansion, town of thugs. n 'PG-13' (CC)


Tel 9 6 3

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ENGLISHMAN * *SUPER SIZE ME (2004, Documentary) A film- (:45) ** AGENT CODY BANKS 2: DESTINATION
WHO WENT UP maker eats food from McDonald's for 30 days. f 'PG- LONDON (2004) Frankie Muniz. A CIA agent must re-
A HILL 13' (CC) cover mind-control software. n 'PG' (CC).


r :





BBF keeps Andros

officials on the ball

Senior Sports Reporter
THE island of Andros did-
n't fare too well in the Hugh
Campbell Basketball Classic.
But the Bahamas Basketball
Federation made sure they
returned home with some-
thing tangible.
On Saturday night at the
Kendal Isaacs Gymnasium,
the federation presented bas-
ketballs to Brian Cleare, Don-
ald Saunders from North
Andros and Kendal Taylor
from South Andros.
"For years, the federation
has not been getting into the
Family Islands and helping
them with their programmes,"
said BBF treasurer Edgar
"For this administration,
one of our goals is to get into
the Family Islands, giving
equipment and holding clin-
ics for officials and coaches."
Pickstock said they are in
the process of organising those
clinics, but, in the meantime,
they wanted to provide some
of the equipment to the
"We don't just want to
make sure that they are
equipped, but whenever we

Basketballs presented to Brian Cleare,

Donald Saunders and Kendal Taylor

go there, we want to make
sure that those players who
have the potential to make the
national teams are given the
best opportunity to do so," he


Lawrence Hepburn, one of
the federation's vice presi-
dents, said coming out of a
Family Island programme in
San Salvador, he knows the
struggle that the coaches
endure on a daily basis.
"So as the parent body of
the sport, it's our duty to assist
the Family Islands," he
stressed. "This is just one of
those duties that we hope to
"One of our main goals is
to get into the islands and hold
clinics because when you look
at the talent of the kids that
came in for the Hugh Camp-


Alex Cooper and his Westbury Christian Wild-
cats eighth grade team won the NBA Jam Fest
Championships last weekend in Houston, Texas.
The NBA Jam Fest is part of the NBA All-Star
Cooper averaged 25 points and 20 rebounds
throughout the tournament and won the team
MVP. Cooper, who is 6-foot-5 and 218 pounds 13-
year-old power forward, has been in Frank Ruther-
ford's programme since June 2005 and is quickly
becoming one of the top eighth graders in Ameri-
Cooper averaged 26.5 points, 20 rebounds and
five block shots this season.
He is the son of Winsett and Sheree Cooper of
Palmetto Point, Eleuthera.

Dwight Miller, another member of Frank
Rutherford's programme in Houston, Texas, won
his first Texas TAPPS 5A State Basketball Cham-
pionship title with Westbury Christian High
Miller is following in the footsteps of standout
Jeremy Barr, a power forward who won three
State Championships. Barr now attends the Uni-
versity of South Carolina on a basketball scholar-
Miller scored 12 points with 14 rebounds to lead
the Westbury Christian Wildcats to a 57-42 win
over the Second Baptist Eagles.
He is a 6-foot-8 small forward, has only been
playing basketball for one year and is already
drawing interest from the University of Michigan,
University of Arizona, Texas A&M, University of
Houston and Arizona State.

The Cable Bahamas Entertainers defeated the
Quick Kick Rockets 84-82 in a division II game
played on Saturday night at the DW Davis Gym in
the New Providence Basketball Association.
Billy Sands scored a game high 40 points to lead
the Entertainers. Terrance Brown had 31 in a los-
ing effort for the Rockets.
In one of the two division one contests, the Lil
Nell's Rockets blasted the Real Deal Shockers 77-
Tyrone Sands came up with 20 points for the
Rockets, while Jeremy Hutchinson matched his
effort with 20 in the loss for the Shockers.
And in the other game played, the Police
Crimestoppers handcuffed the Paradise Fisheries
Sharks 84-67.
Mitch Bain scored a game high 26 points to lead
the Crimestoppers. Edwin White had 22 in the loss.

The New Providence Basketball Association
hosted a division II double header at the DW
Davis Gym on Friday night. The Sunshine Auto
Riders knocked off the D'Cleaners 83-73 and the
Y'Care Wreckers blasted the Farm Road Stars 81-
Ernest Saunders scored 20 points as the Riders
pulled off a victory over the D'Cleaners. Andy Sar-
gent scored 20 in the loss.
Raif Ferguson scored a game high 34 points to
pace the Wreckers to victory and Ival Nixon came
up with 25 in the loss for the Stars.

bell Tournament, we see that
there is work that needs to be
Hepburn said the federa-
tion's aim is to deal directly
with the coaches on the
islands, who in turn will work
with the players and hopeful-
ly improve the calibre of play
they bring to the tournament
in the future.
While they provided a bag
of basketballs to Andros,
Hepburn said they have their
other affiliated island associa-
tions in Eleuthera, Exuma,
Grand Bahama, San Salvador
and Long Island.
"Islands that only have
teams and not associations, we
are still looking to assist
them," Hepburn stressed. "It's
our business to get to them
and make presentations just
like what we are doing today."
Cleare, the chief counsellor
for North Andros, the public
relations officer for the North

Andros Basketball Associa-
tion and the activities coordi-
nator for North and Central
Andros, said they are grate-
ful for the gesture by the BBF.
"We believe these basket-
balls will go a long way in
helping us to develop basket-
ball on the island," said
Cleare, who also serves as the
sports officer for the Ministry
of Youth, Sports and Hous-
Cleare said they just recent-
ly formed the North Andros
Basketball Association, head-
ed by Michael Colebrooke.
The association is currently
comprised of seven senior
teams and six junior teams,
including the North Andros
High Seminoles.
Each of the junior, teams,
according to Cleare, will
receive one of the basketballs
to assist them with their prac-
"Basketball on the island of

Andros is growing rapidly,"
he revealed. "We have a num-
ber of basketball players who
came through the junior
school system that are cur-
rently playing for the Freeport
teams in this tournament.
"But we still have a num-
ber of young players on the
island and so we feel that we
still have a bright future to
look forwardtto next year."

Taylor, the chairman of the
South Andros Youth Com-
mittee, said the federation's
presentation is a timely one
as they are in the process of
developing their youth pro-
"We have a youth tourna-
ment to go to in Grand
Bahama in June and we don't
have any basketballs to prac-
tice with, so this comes in
handy, at the right time," said
Taylor, a former basketball
Taylor said every Friday
and Saturday, starting at 6pm,
they run a youth programme
and hopefully, at the end of
March when the men return
from crawfishing, they will
start their senior programme.

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Wildcats book their place

in championship game

* -

avenged their loss to the Eight Mile Rock
Bluejays with a 63-55 victory yesterday in Ihe
Hugh Camphell toirnumiient. Wildcals %ill
now conpele in Ihe final championship game.
(Photos: Felipe f AMj.r/Tribuinl staff)

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The Tribune wants to hear
from people who are
making news in their
neighborhoods. Perhaps
you are raising funds for a
good cause, campaigning
for improvements in the
area or have won an
If so, call us on 322-1986
and share your story.

4zh'.'. 'Wo
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Fax: (242) 328-2398




Junior Sports Reporter
SIR Jack Hayward Wildcats
have ironed out the kinks and are
all set to suit up for their third
appearance in the Hugh Camp-
bell Basketball Classic Invita-
tional championships.
The Wildcats avenged their loss
to the only team able to get the
better of them this season. The
team bounced back with a 28
point fourth quarter to upset Kyle
Grant and the Eight Mile Rock
Bluejays 63-55 yesterday.

The win, the final leg towards
the championship game, boosted
the team's confidence, as they
were able to close a six point lead
heading into the fourth quarter
- all thanks to Cruz Coleby and
Jeffrey Adderley, who took con-
trol of the team's offence and
combined for 44 of the Wildcats'
Coleby had produced 14 points
of his 20 points in the fourth while
Adderley chipped in with 10
points. Adderley closed the game
with 24 points, five assist and
three rebounds.
Wildcats' coach Ivan Butler
said: "We know that Eight Mile
Rock is a pretty good team, they
are the only team that beat us all
season long. We really wanted to

defend and have some type of
pride when it came to this partic-
ular game. Our goal was to make
it into the championships.
"Kyle is not only the best play-
er in the country, he is one of the
best in the Caribbean, he has
proven that at the junior national
tournament by winning the most
valuable player award. We know
he is going to be tough to defend
and that he will get his shots, we
just wanted to slow him down.
We didn't want the rest of the
team to get their's."
Grant was able to take the
weight of the team on his shoul-
ders on Sunday night, producing
16 points, although he was in foul
trouble early in the game.
Grant was anticipating repeat-
ing Sunday's feat, as he suited up
for his first appearance in the pool
championships in three years.
But this game's load was too
much for Grant to carry by him-
self, although he was the, game's
top scorer with 25 points.
He would help his team estab-
lish a three point half time lead
and was nailing the passes. But
the help he got on Sunday night
would start to falter in as the third
quarter came to a close.
Despite being in early foul
trouble in the fourth, the Blue-
jays tried to hold on tightly to the
five point lead, but the Wildcats
would cut into that by connecting
on one of their free throws each
time they lined up.

Butler added: "Our team
shoots the ball much better than
they did on the free throw line. I
think once they missed the first
free throw it became a mental
problem after that. The team is a
better free throw shooting team
and they will be back.

"When you come to tourna-
ments you have no preference to
who you play, you bring them all
and you just play without crying
and preference. We are just hap-
py to be in the championship
game, it was our expectations
after a turbulent season.
"I know the fans want to see a
Freeport-Nassau rivalry, so if it
happens, it happens. We will take
whoever comes our way, we are
just happy to be there."
As a team the Bluejays shot a
perfect game with Grant in but,
when he was given a breather,
the Wildcats would outscore them
With Grant back in the game
Sthe Wildcats overloaded the side
he had set-up on, leaving the oth-
er side open. Although Grant had
two-to-three defenders on him on
the offensive end he was still able
to find the open man, Hubert
Williams, who was lingering along
the base line.
Williams would end the game
with 14 points as a result.

Tonique WILL compete at

Commonwealth Games

Senior Sports Reporter
Tonique Williams-Darling has
announced that she will now
go to the Commonwealth
Games next month in Mel-
bourne, Australia.
In an interview with The Tri-
bune, Williams-Darling said it
was a decision that she was
pondering all year, but along
with her coach, Steve Riddick,
she finally agreed that it would ._
be good to open her outdoor
season at the games, scheduled '-
for March 15-27.
"I was okay, I might as well
just go for it. I've been in
shape, so I know that I should
have a good show at Com- ri
monwealth," said Williams-
Last December, Williams-
Darling had announced that -
she would skip the trip to the '
games because she felt she was -*-
a little bit fatigued from the
hectic schedule she has
endured over the past three
years since she made her
rclurn to the international
scene. U TONIQUE
In those three years, she
won the Olympic Games and
the IAAF World Outdoor Championship titles. She
has never competed in the Commonwealth Games.
The World Indoor and the World Cup are the only
other titles that she has not collected.
But Williams-Darling, a fourth place finisher in
the last World Indoor Championships, has decided
not to go after a medal at that event in Moscow,
Russia from March 10-12.
Instead, she had indicated that she will just con-
tinue her training in preparation for the start of her
outdoor season in June. However, both Williams-
Darling and Riddick decided that it would be best
for her to break up the training routine and get in an
outdoor meet early.
"I'm always delighted to be a part of Team
Bahaias and I hope that I can go to the games and
have a very good showing," Williams-Darling pro-
"I don't know if they will do the 4 x 4 because I
haven't heard about that. But it would be nice if they
can do it. I will be looking forward to running in that

,- The track and
.*'- -- -: field segment of the
games are not set to
get started until
S Super Sunday,
March 19 and the
heats women's 400
will be one of the
featured events.
The semifinal is
set for Monday,
March 20 with the
final to be run on
Tuesday, March 21.
"My goal is to go
South there'and run
-the best possible
400 that I can,"
S. .i stated. "Right now,
I think I'm ready to
run 49 seconds.
S:'I think 49 will
' be the ideal time to
win the title. I will
| probably run some
S' 50s in the rounds.
1-^ - t-,.. But I will do what-
Sever it takes to win
.,. ;.:.-.-.'-' --7 and not necessarily
run for time."
-With this year
not having a major
international cham-
ILLIAMS-DARLING pionship in either
the Olympics or
World Champi-
onships, Williams-Darling said she was hoping that
she could have taken some time off to recuperate
and prepare for the challenge that lay ahead next
"But the excitement of being out there in my first
Commonwealth Games and running for a medal is
what really made me change my mind," she noted.
"I feel like I can go out there and do it. So I
decided to change my mind and go to the Com-
monwealth Games and represent our country."
Bahamas Olympic Association's assistant secre-
tary Livingstone Bostwick said they were always
delighted to have a Williams-Darling on the
Bahamas squad.
"It's good that she has decided to represent her
country," he charged.
Williams-Darling will renew the Bahamas' 1-2
punch in the 400 as she teams up with Christine
Amertil. However, with two of the top ranked quar-
ter-milers in the world, the Bahamas probably still
won't have sufficient time now to field a 4 x 4 relay
team at the games.



I I _^ ~_ __ _ ~IDhl





* .'


'My heart is in the right place'


Tribune Febture Writer

Kayla Lockhart-
Edwards. and
many words come
to mind, a 'cultural icon, free
expression, patriotism and clas-
sical and folklore music...For
most Bahamians, whether they
have met her or not, hearing
that name lets them know that
something profound, both in
the cultural and artistic sense, is
about to happen.
Even as she lies in her bed,
recovering from radiation ther-
apy, and noticeably thinner
than we are used to seeing her,
Kayla Lockhart-Edwards man-
ages to shine. Her words are
still very much profound and
her heart, still very much aglow
with love for her country, is
enflamed with a desire to
recover quickly, to get up out
of her bed and to continue to
build on a legacy that will see
her named as one of the
Bahamas' brightest stars...and
that was being established since
this archipelago became an
independent nation.
While many people shy away
from acknowledging their
accomplishments, maybe
because they are a slave to the
mentality of false humility,
where it is perceived to be
romantic to shrink away from
one's own limelight, Mrs Lock-
hart-Edwards sees herself as
everyone else does, as a "pio-
neer in Bahamian art and cul-
ture". And not because she is
pompous or arrogant, but hum-
ble enough to acknowledge the
praise of her Bahamian peo-
"I consider myself a role
model. I believe that I conduct
myself in such a way that
younger artists and even older
ones observing me would see
that I'm striving for excellence

Kayla Lockhart-

Edwards reflects

"I consider

myself a role


that I am

perfect, but my

heart is in the

right place."

Kayla Lockbart-

and that I have integrity and
that my word is my bond and
that if they followed my exam-
ple they wouldn't be on the
wrong track. Not that I am per-
fect, but my hart is in the right
place," she told Tribune
Woman during an interview in
her Shirley Park Avenue home.
At the moment, Mrs Lock-
hart-Edwards may not be as
active as she used to be, but it is
not the result of lack of will or

determination, but health.
In 1999, her health was
touched and she subsequently
lost one of her kidneys. But
even that did not hinder her
It was in 2004 however, that
she began to feel that some-
thing else was wrong with her
body. "The malignancy was a'
transitional cell carcinoma. But
what is ironic about it, it's a
malignancy that.attacks heavy
smokers or people who work
in factories. But people who
know me would know that I've
never smoked a cigarette in my
life and I've never worked in a
factory. So we do not have an
explanation for it," Mrs Lock-
hart-Edwards told Tribune
"In the last three or four
months, I can't really explain it
because I've been doing very
well, but just before Christmas
I felt as if I pulled a muscle in
my back," she said.
Despite the feeling howev-
er, she went away and enjoyed
her Christmas holiday. "When
I came back I investigated and
discovered that there was a
tumour on my left hip on the
tailbone. It incapacitated me
with pain and so my doctors
recommended that I have radi-
ation which I have already
"I'm coming along really well
now. I'm able to get out of bed
and do a lot of things for

SEE page 2C

Can't save money?

'Get ya combo
with Bahama
See Page 3C

See Page 5C


Up &

Live Healthy
See Page 5C

SAY what? You don't have
any money to save? By the
time you get your paycheck it's
all gone because you have this
bill and that bill and you owe
your friend who helped you out
last month? It doesn't have to
be this way.
It doesn't feel good. When
you are broke and you don't
have any savings, you feel help-
less and vulnerable because
you are just going from pay-
check to paycheck and you
never have anything left over.
But there are some simple
things you can do to get your
financial life under control.
Start with food. All right -
people have to eat and anyway,
you like food. I get that. So lis-
ten now. How much did you
pay for the coffee you had at
McDonald's this morning?
Add that up and then multiply
by five if you do it every day in
the week. You see how much


money you.spent on coffee in
one week?
It's the only comfort you get
in the morning to face that
tough job all day? I hear you.
But you could buy one little jar
of coffee for three dollars and it
would last you what two
weeks? How much did you just
save? Or you could have the
coffee they provide free in the

office. Come on, it's not that
bad! Or better yet, you could
just wean yourself off coffee
altogether, then you wouldn't
have those headaches and
shakes you get when you
haven't had your daily fix.
Now let's go to the lunch you
buy every day. How much does
that run you? Seven dollars a
day? Do the same thing you
did for the coffee multiply
that by five. So you are spend-
ing thirty-five dollars a week
on lunch? Are you sure you
couldn't bring a sandwich from
home or some of that chicken
and peas and rice your aunt
cooked for Sunday dinner?
Then you could save thirty-five
dollars a week. That's one hun-
dred and forty dollars a month!
You get my drift?
Apart from food, you could
look at the money you spend to
look pretty every week. Did

SEE page 3C


Center Mall e Harbour B ay. Cable Beach

rs and Childrens Formulas.


--- ------- -




0 kk I 1,) k m-4 dl-d, prtrm

* MRS Lockhart-Edwards (pictured) sees herself as a "pioneer
in Bahamian art and culture". And not because she is pompous or
arrogant, but humble enough to acknowledge the praise of her
Bahamian people.

'My heart is in the right place'



The Tribune wants to hear
from people who are
making news in their
neighborhoods. Perhaps
you are raising funds for a
good cause, campaigning
for improvements in the
area or have won an
If so, call us on 322-1986
and share your story.

100% chicken brea

FROM page I,1

myself. I'm on the road to
recovery," she said.
Though this may be her most
trying time yet, Mrs Lockhart-
Edwards has seen her share of
challenges, and has had to
overcome many personal issues
to rise to the point where she is
From the time she returned
to the Bahamas in 1971, with a
Bachelor of Music in voice per-
formance, she knew that she
was returning to a challenge,
coming back to the Bahamas
trained as a classical artist, but
having very few available out-
lets to showcase her expertise.
"There was really not very
much room for classical music
when I returned home. There
certainly was not much
employment, so I had to take
the compromise that so many
of our artists have had to do
and take another job to be able

S- ". .1* ---

-- --Grilled Chicken
st Grilled Chicken



Crispy Chicken

100% chicken breast

i'm lovin' ift

to pay my bills," she said.
But Mrs Lockhart-Edwards
believes that she was fortunate
to find employment with the
Ministry of Education's Cul-
tural Affairs Division, under
the direction of the late E
Clement Bethel. "My creativi-
ty was put to work in helping to
organise festivals and helping
in the school systems, as well as
organising workshops for
churches and various schools."
Though her employment
didn't really require much
singing, Mrs Lockhart-Edwards
continued to look for avenues
outside of the Bahamas where
her talent could be recognized.
Her talent has taken her all
over the world, and wherever
she got an engagement to sing
she would fulfill it and then
return to her work at the Min-
istry of Education.
But at that time, Mrs Lock-
hart-Edwards never realized
that she had a "gift" for writing'
plays as well. All of that came
much later as she went on a
quest to find herself. What
came out of Mrs Lockhart-
Edwards' self-discovery mis-
sion would provide the impetus
for her life in promoting
Bahamian art.
Her quest for self would
require some deep soul search-
ing, and the uncovering of a
few realities that many people
who know of her involvement
in local arts today, might call
embarrassing. In her quest for
self, Mrs Lockhart-Edwards
eventually came to the rude
awakening that she knew very
little about Bahamian music.
"Here I was in the Bahamas
and I didn't know how to sing a
simple Bahamian folklore song.
In fact I couldn't sing any of
them because I didn't know
any of them. So here I am say-
ing that I'm working with the
people of the Bahamas in their
cultural department and I did-
n't know it. So then I went on
This whole search to find out.
Who am I?"
What is also interesting is
that Mrs Lockhart-Edwards
was fortunate enough to be the
person selected to teach the
new national anthem to the
people of the Bahamas in 1972.
She recorded Timothy Gib-
son's "March On Bahamaland"
with the police band, and it was
played on ZNS every morning
and every evening so the peo-
ple could learn it. "So that real-
ly accounts for me being very
popular very quickly because
everybody knew that voice.
And I became very much
ingratiated into the Bahamian
society," she added.
Her popularity continued to
soar as she performed with the
folklore show reviews that took
place every summer at the
Government High School audi-
torium, which is now the Col-
lege of the Bahamas.
Said Mrs Lockhart-Edwards:
"I started to research and get
exposed to Rake n' Scrape

"I consider myself a role model. I believe that I
conduct myself in such a way that younger artists

and even older ones observing me would see that
I'm striving for excellence and that I have integrity
and that my word is my bond and that if they
followed my example they wouldn't be on the
wrong track. Not that I am perfect, but my heart

is in the right pla

music and other folklore music,
and doing my own research on
the whole business of how
Bahamian music is set out.
"What are the harmonies in
Bahamian dance? And in
Bahamian dance, looking at
the respect that we had for tra-
ditional folk dances that were
elegant and beautiful. There
\.as something Bahamian in
e\er\y aspect of life, in all the
paintings and sculptures. I was
just excited to discover that
what I had found in the Euro-
pean and in the American cul-
ture, we had here in the
Bahamas. But it was just not
being recognized.
"So I went on this quest
where I was going to showcase
things Bahamian as much as I
could. I was going to work with
Bahamian talent. And for'
twenty-five years that has been
my quest, to really help the
country stand on the world
stage in the arts and hold its
Mrs Lockhart-Edwards told
Tribune Woman that she is
happy to say that she has been
able to see her passion fulfilled,
which is evident in the fact that
the Bahamas has produced out-
standing musicians, visual
artists, and dancers who have
gone on to perform with pres-
tigious dance companies and
prd-duce world-renowned
Speaking of the advance-
ment of Bahamian music--.
today, Mrs Lockhart-Edwards
said the Bahamas stands on the
threshold of being the newest
music on the world stage of
developing countries. But our
music has yet to hit the world
because the county hasn't
found a way to package it, she
Taking reggaeton for exam-
ple, a type of music that is a
blend between Latin tunes and
reggae, which has practically
taken over the world, Mrs
Lockhart-Edwards said that
Bahamian music is on the
verge of making the type of
impact globally that reggaeton
has made.
"I know that we are on the
verge of that kind of discovery,
of Junkanoo marrying Goom-
bay marrying all.the other
Rake n' Scrape sounds, that
will be so attractive that when

- Kayla Lockhart Edwards

it hits, Bahamians will know
that hey we've got it."
Unfortunately. Bahamian
dances, like the quadrille, heel
and toe poka, and various
waltzes, are not being as
exposed as the music, she not-
ed. The ring play dances, for
example, were prohibited by
the church which did not accept
the gyrations as artistic. "(The
Church) saw the African way
of gyrating hips as being vul-
gar and so it was really
stamped out," she said.
Mrs Lockhart-Edwards
recalls that in the seventies ring
play dances were still being
done, but there was a stigma
attached that good girls don't
ring play.
"Unfortunately for us we did
not hold on to our African her-
itage when we became a nation
in 1973," said Mrs Lockhart-
Edwards, noting also that the
Bahamas should have estab-
lished an African-Bahamian
museum that traced the roots
of the various tribes that came
to these shores.
"What we have now is that
most young people would
reject their afrocentricity and
say, I don't want to say that
I'm a descendant of a slave.
But they don't see that slavery
was just a bend in the road for
our ancestors. It did not make
them slaves. That was a condi-
tion and it was due to econom-
ics.'It was purely a trade of
human cargo which-is still hap-
pening all over the world today.
"People of African heritage
need not be ashamed of their
heritage because if they just go
a couple of steps back, from
the slavery to where our fore-
parents came from, then they
would be so proud to have a
sense of being okay just the
way I am."
According to Mrs Lockhart-
Edwards she got into trouble
with educators because of her
views that the Bahamian
dialect is really our country's
first language, and that Eng-
lish is the language that was
"thrust" upon us.
"So I have to get out of this
bed. I have work to do. I have a
message and I have a job to do
with the children and the young
people to tell them, listen, we
are a people strong and proud
and we don't have to change

who we are."
Though Kayla Lockhart-
Edwards' whole life is
immersed in arts and culture,
she might have been only inter-
ested in business, had a coun-
selor in college not intervened.
She started her education
obtaining an Associates Degree
in business simply because she
didn't believe in herself, she
told Tribune Woman, though
she was singing from the age
of five.
"I was in school the first two
years of college and I did a
business course and my coun-
selor said to me, 'do you realise
that you can have a career in
singing? You've got a fantas-
tic voice'. And I was like real-
ly? .
"She helped me to be con-
nected, to get into the Hart
College of Music at the Uni-
versity of Hartford (in Con-
necticut). And from then on I
was just sailing."
Mrs Lockhart-Edwards said
that she has no regrets making
the shift into music since she
has always been one to follow
her dreams, even after battling
her own lack of confidence.
"I followed my dream, and
I've always followed my dream
because my dream is not just
for myself," she told Tribune
Woman. "My dream has
always been to take the
Bahamas to the world, and to
take as many Bahamians with
me as possible"
Mrs Lockhart-Edwards will
be honoured by some of her
closest vocal artists on March 5
in a concert called "A Cele-
bration of Love." The Cham-
ber Singers, renamed the Kay-
la Edwards Chamber Singers,
will, that night, pay tribute to
her legacy in song.
According to Mrs Lockhart-
Edwards she was surprised
when she found out that a con-
cert would be held in her hon-
our because the Chamber
Singers have not functioned as
an active singing group for a
number of years. "I am deeply
humbled by it and totally sur-
prised really because it will be
the first time that the singers
will do a concert without me.
I've always 'been the director
so I don't even know what they
are singing. it's going to b a
total surprise" she said.

McDonald's N W


s p e c i a I t i e s

-Ail, : -,
c ' -.'., ..
- 5 .:






DEAR Bahama Mama,
I am having a problem and need
your immediate help. I hate one of
my co-workers and I feel like cursing
them out or physically hurt them in
some way. Every day that my co-
worker inhales and exhales is an
insult to humanity. This person is a
VERY loud, rude, talkative, un-pro-
fessional know-it-all that seems to
get intense enjoyment from annoying
others. Bahama Mama, it has gotten
so bad that I can hardly tolerate to be
in their presence and many times I
find myself literally restraining my
hands from circling their neck as they
speak. Help me please, I don't know
what to do.
Co-worker Annihilator

Dear Co-worker Annihilator,
To borrow da title from my boy, da
late rapper Eazy-E, "You Gats To
Chill". I don' know what kinda run-
in \ou and your co-worker had, but I
smart enough to know there are
always three sides to a story mine,
yours, and the truth, but, since it's
you who write me I ga deal wit your
side. Youi are giving this person too
much power. You tink bout dem all
da\ while you at work, and now you
\ ring me bout dem, obviously you

wasting too much valuable time on
dem, which makes me wonder who is
it that really has the problem.
Anyway CWA, I would suggest
one or two combos fa you, either talk
to the person one on one and find
out what the real issues are or ignore
the person showing them nothing
but professional courtesies and eti-
quette. Bottom line, ein nobody
strangling nobody.
The Calm Bahama Mama

Dear Bahama Mama,
I am a 43 year old single mother of
three and lately, it seems as if my 41
year old boyfriend has begun to take
me and our relationship for granted.
We are both Guyanese nationals and
have only been together for a few
months. He started sleeping over
every night without even asking me
and yet he continues to disrespect
me by coming in late and staying on
his cell phone at odd hours. He is
working, but has never offered to
contribute to the household expens-
es, and when I ask for his financial
help it sometimes takes him two
months to give me $250 and it's not
like he can't afford it. Do you think


that he is playing me??
Signed ,
Feed lp & Frustrated'

Dear Fed Up & Frustrated,
You SURE dat you from Guyana
and not DESPERATANA, cause I
KNOW you gats to be desperate to
put up wit ya boy's foolishness. Tell
me sumtin sweetie, what wrong wit
you that you tink you deserve to be
treated poorly? An who he is to be
disrespecting you, and in YOUR
house! Chile, Fed Up & Frustrated,
I gat an easy peasy combo fa you -
tell ya boyfriend dat I say he need
to straighten up and fly right before
he find himself on the outside of your
home and your life looking in and
missing a good thing. And, after you
tell him that, if he don' do better,
kick him out you don' need the
stress of being a mother to a 41 year
The No-nonsense Bahama Mama

Dear Bahama Mama,
Dear Bahama Mama,

I usually don't give much attention
to advice columns because they seem
to bash men, but one of my homes
suggested I write you, so here goes. I
am a messenger and I am intensely
attracted to one of my senior level
employees. To make things even
more complicated, I am a newlywed
and a recovering sex-addict, and I
have recently given my life to the
Lord. My wife pleases and satisfies
me and we have a happy marriage,
and this executive has never given
me the slightest hint that she feels
anything for me nor that she is aware
of my attraction to her, but every
time I see her I want her. Please tell
me what the right thing is and how to
do it, especially when everything in
me wants to be very un-professional
with her.
Hot For Management

Dear HFM,
SFirst of all, tanks for writing in, I
really does enjoy getting letters from
da men folks dem, and tell ya homes
I say hi, cause de\ is \%erc smart. Nah
Hot Fa Management, I am so sorry
dat you don' like where you are
presently working, which MUST be
the case if you are considering
approaching a colleague, and a senior

one at that, who doesn't have any
interest in you. If your wife pleases
you as your letter says then whas the
attraction to this executive, and why
is it so strong?
First of all boo, (nah I only calling
you boo, I ein trying to like you) you
need to leave thoughts of your col-
league alone and try not to be in a sit-
uation where the two of you are
alone, or in a situation that feeds
your attraction. You need to focus
on your wife and making your mar-
riage work. There will al\..ay, be
opportunities and temptations to
scheme, but since YOU made the
choice to get married it is only right
that YOU honour your decision and
remain faithful to your wife. An by
the way, who is give their life to the
Lord and take it back? You bold nah.
Equal Employment Opportunity
Bahama Mama

SIf 'ya heart demn breaking ciaus
va siweete ain alcking right ot if ya
mind all cunfudle up and ya can' rnk
straight cause ya stress from ya co-
workers detn drop a line to Miss-
ress Alaiia ai features@'
and shie'll be sure to tell it like it is

Can't save money?

From Page 1C

you really need to buy those
extensions or have your nails
done? What's wrong with your
own hair and the nails God
gave you? They look fine to
me. You could do your nails at
home. Some guys actually pre-
fer a "real" woman who is
proud of her natural looks and
believes she is beautiful with-
out help from other people's
hair, or nails that started life
in a chemical plant. All the oth-
er girls are doing it? I know
that, but why is that important
to you? Do we always have to
follow what other people are
doing? Maybe you could start a
new trend all by yourself.


And in the meantime, think
about the dollars piling up in
your bank account to do some
things you really want to do -

like pay off that cable bill so
you could watch your favorite
soap opera when you get home
from work or throw some mon-
ey in that a-sue your friend is
trying to start or do that course
you have always wanted to do
so you could earnmore money
and stop depending on your
boyfriend so much.
Ok. If these things are so
important to you and you real-
ly can't stop, then get a small
notebook and every time you
buy anything, make a note of it
- what it is and how much you
spend. Note down every single
thing no matter how small for a
week or a month however
long you can stand it. At the
end of the week or month, look
at your list and see exactly
where your money went.
How much are you spending
on things you really need?
How much did you spend for

things you probably didn't
need? Is there anything you
could stop spending on?
Remember, small expenses add
up to big figures. Make sure
that every single dollar you
earn is spent on things you real-
ly truly need.

Another thing is, respect
your money. Money flies away
from people who don't respect
it. You just crumple up your
bills and shove them into your
pocket or purse? Take them
out right now and straighten
.them out, put them in order
and keep them neatly in your
And don't throw away those
pennies. When the bill comes
to eight dollars and two cents,
you can use the two pennies in
your change purse so that you

get two whole dollars back
from the ten you are paying
the bill with. I agree it sounds
a bit picky, but you are trying
to-save, right? The owner of
the store does not throw away
his pennies. He collects every
cent of what you owe him.
That's why he is the store-own-
er and you are the buyer. He
long ago learned respect for his
You have a checking
account? Close it. Open a sav-
ings account and you will get
interest on your money instead
of always paying for cheque-
books, charges and fees that

you don't understand. Every
time you think you have a cer-
tain amount of money, you
check the balance and it is less
than you thought. But you
need to write checks for your
bills? Pay them online. I know
you don't have a computer at
home, but you can pay them
at work (during your lunch
hour) or use your friend's com-


You can pay BEC, Water
and Sewerage, Batelco and
cable bills online so you don't

have to waste time standing in
line. Yes, you simply transfer
the funds from your savings
account to the bill. And pay
the bills on time. If you are late
it costs you more to pay the
late fee or the reconnection fee.
And when you apply for a loan,
it counts against you.
All right. You have to pick
up your daughter from school.
Maybe another time we can
talk about this some more.

Marjorie Downie is a
senior lecturer at the College of
the Bahamas

r% % f 1~"

. .. ..... ..... ... .... ..... ..E. .-- ;:-r. .... ;--;.- -- M- ......


Just the way you want it





'Get a como it Bahaa.,,M..,


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Paternity testing 'issues'



do the trick


IN: culture obsessed with
cleanliness. sweating is some-
'thing no one likes to think
:abb'ut. Hundreds of products
a'e jam-packed with sweat
isj; pig,: aluminum chlorohy-
drate that artificially retards
this natural process by plug-
ging the sweat glands and jam-
,'iring ,a-vital bodily function.
Volfsee, not only does sweat-
'hg help regulate the body's
temperature, it is also one of
ihe ways your body eliminates
So, slathering on that
antiperspirant may make you
fe.l'ike6you've eliminated one
problein but at what cost?
Over the years, the side effects
bf antiperspirants have become
somewhat! better understood -
although we still have a ways to
go. While science is still search-
iig fror- a definitive answer,
thousands of people are mak-
ing the switch to natural
deodorants every year.
Unlike antiperspirant, a
deodorant does not alter the
function of the body, but rather
controls the bacteria and odor
associated with sweating.
Becoming ever more popular,
botanical-based deodorants
take it even one step further,
by eliminating the odor-mask-.
ing synthetic fragrances and
instead using natural essential
oils and bactericides.
Try a natural deodorant, free
of aluminum chlorohydrate,
drying alcohol or irritating arti-
ficial fragrances.
. Sarah Simpson is a med-
ical skin care specialist at the
Dermal Clinic. The Dermal
Clinic is now in its new loca-
tion at One Sandyport Plaza
(the same building as Ballys
Gym). Ms Simpson can be
contacted at her new number
327-6788. For more informa-
tion log on to www.dermal-
clinic com.

Tribune Feature Writer

Paternity testing in the Bahamas
goes beyond the occasional view-
ing of a dramatic television talk
show, where an angry mother
points out to the studio audience that her
would-be baby daddy's features look exact-
ly like her child's features, or that she is one
thousand per cent positive that this man is
the father of her child.
To those persons who are just watching
the show, it's easy to get caught up in the
drama without noticing that there is a bio-
logical and very much psychological issue
being addressed.
Owner of DNA Bahamas Paternity Test-
ing Natasha Michelle Mackey, a phle-
botomist technician with the Bahamas
Association of Medical Technologists
(BAMT), the Caribbean Association of
Medical Technologists (CASMET) and
the American Association Medical Tech-
nologists, said the issues of paternity are
important on a number of levels.
In an interview with Tribune Health, Ms
Mackey explained that a child's genetic

makeup is determined at conception, which
means that paternity testing also allows a
child to know which diseases they may be
pre-disposed to.
"First of all I think the child has a right to
know whomever the father is. Even if the
mother doesn't want to share the informa-
tion at the time he is tested she can proba-
bly hold off for a couple of years as it
relates to the child (but tell the father
"There is also the case where there are
pre-disposed illnesses within the family
and if you yourself want to find out if your
father has diabetes, hypertension, or some
form of cancer, which are some of the first
things the physician will ask you when you
go in for a physical, honestly you wouldn't
be able to say if you don't know."
According to Ms Mackey, a DNA
(Deoxyribonucleic Acid) analysis, is by far
the most reliable method of parentage test-
ing. In order to determine if a man is actu-
ally the biological father, specimens are
obtained from the man and the child. In
some cases a specimen will be obtained
from the mother as well.
The conclusion of the test is based on the

principle that a child inherits fifty per cent
of the characteristics in their genetic sam-
ple from each biological parent. Since
DNA is the unique genetic blueprint with-
in each nucleated cell in the body that
determines a person's genetic pattern and
individual characteristics, children share
half of their genetic makeup with their
father, and paternity can be proven in the
absence of a specimen from the mother.
Based on statistics of patients who have
come into her practice since she opened in
2004, Ms Mackey told Tribune Health that
roughly 85 per cent of her clients have
been men seeking a paternity test, while 15
per cent were women who initiated the
call to establish paternity.
But that 15 per cent may not reflect a
true number, Ms Mackey noted. "I should
also say that most of the women are calling
on behalf of their boyfriends or if they are
just married, so really, it's still a huge pri-
ority of the men." She said that many of the
mothers have a tendency to choose a spe-
cific father because he is the most finan-
cially fit.
Of all of the cases that have come into
her office, the ratio of those who are the

father and those men who are not is "split
down the middle" or "fifty-fifty".
In 2004 Pedro Mackey* (not his real
name), found out that he had not fathered
his girlfriend's child. After his girlfriend
gave birth, Pedro decided that he, his girl-
friend of two years, and the baby should go
in for a paternity test. He decided that
before he delved whole-heartedly into
bonding with the baby and building a
future with the mother, he wanted to be
certain that he was the father.
"When a child comes into the world, for
a father that's everything, everything goes
into that child. But when a mother selfish-
ly plays along like it's your child, just for
the financial benefit of that child, that's a
mistake she is making and both the father
and child have to suffer in the long run," he
told Tribune Health.
From prenatal visits to preparing for the
baby's arrival, Pedro was there financially.
And an emotional connection, he added,
had already been established with the child
when he gave the baby his surname. He

SEE page 6C

Peripheral artery disease 'under-diagnosed'

I .' I'

* Dr Delton Farquharson (left), general and vascular surgeon,
and lecture participant Caroline Rolle. .

PERIPHERAL arterial dis-
ease (also called PAD) is a prob-
lem with blood flow in the arter-
Human arteries carry blood to
the muscles and organs in the
body. PAD is a progressive dis-
ease that involves the hardening
and narrowing of these arteries
due to a of
plaque (fatty dep:o-i is. Tbh mos[
common cause of narrow or
blocked arteries is the buildup of
fatty deposits.
4 Dr Delton Farquharson, a gen-
eral and vascular surgeon, pre-
senting at Doctors Hospital's free
f~onthly public Health Lecture,
the Distinguished Lecture Series,
explained that "Peripheral artery
disease is very common, though
under-diagnosed. Many people
never experience symptoms and
those who do often mistake the
symptoms for something else."
Peripheral arterial disease is a
form of atherosclerosis. Common
in western societies, atheroscle-
rosis is a leading cause of death
and involves almost all-major
arteries of the body. Atheroscle-
Sro'sis can limit the ability of the
narrowed arteries to increase
delivery of blood and oxygen to
tissues during periods of increased
oxygen demand, such as during
exertion. Complete obstruction
of an artery by a thrombus or
embolus thrombuss and embolus
are forms of blood clots) can
result in tissue necrosis (death of
Risk factors for PAD include
hypertension (high blood pres-

sure), diabetes, high cholesterol,
smoking (tobacco and marijua-
na), advanced age, gender, obesi-
ty, a sedentary lifestyle and fam-
ily history.
Speaking to a conference room
packed to capacity, Dr Farquhar-
son said symptoms of PAD
include.intermittent claudication;
and a painful, aching, cramping,
' /r tired feeling in the muscles of
the leg (not in the joints). The
symptoms occur regularly and
predictably during physical activ-
ity, but are relieved promptly by


He said further, that the pain
begins more quickly and is more
severe when the person walks
quickly or uphill. After one to
five minutes of rest (sitting is not
necessary), the person can walk
the same distance already cov-
ered. Most commonly, the pain
occurs in the calf, but it can also
occur in the thigh, hip, or but-
tock, depending on the location of
the blockage.
When this happens, the dis-
tance a person can walk without
pain decreases. In many cases,
the blood supply to the foot is
severely reduced, and the foot
may be cold. The skin of the foot
or leg may also be dry, scaly,
shiny, or cracked. Nails may not
grow normally, and the hair on
the limb may not grow.
Dr Farquharson went on to
explain that Rest Pain, another
symptom, occurs when the artery

occlusion is so critical that there is
not enough blood and oxygen
supplied to the lower extremities,
even at rest.
The pain that typically affects
the feet is usually severe, and
occurs at night when the patient
assumes a supine position (lying
down, face up). Other symptoms
can include numbness of the
extremities, weakness and atro-
phy (diminished size and
strength) of the calf muscle; a
feeling of coldness in the legs or
feet, changes in the colour of the
feet; hair-loss over the dorsum of
the feet; a thickening of the toe-
nails and painful ulcers and/or
gangrene, typically in the toes,
can occur. PAD is similar to heart
angina, mesenteric angina (intesti-
nal) and TIA and can also mimic
a heart attack or stroke.
Many of the persons attending
the lecture were told that with
certain lifestyle modifications they
could decrease their risks;
Smoking cessation eliminates
a major risk factor for the pro-
gression of the disease and lowers
the incidences of rest pain and
need for amputation.
A healthy diet can help lower
blood cholesterol and other lipid
levels and may help control blood
Hypertension and Diabetes
Supervised exercise
Weight reduction
For more information about
peripheral arterial disease, con-
tact Dr Farquharson at 328-5420.
Source Doctors Hospital

Focusing on heart health for children, adolescents

DURING the month of Feb-
ruary we are celebrating Heart
month. We have sought to sensi-
tize you to the importance of hav-
ing a healthy heart. Today, we
focus on heart health for children
and adolescents.
Many of us may have the per-
ception that because children are
young and supposedly healthy,
they don't have to worry about
illnesses like heart disease. It's an
older person's illness. Well, not
really. What we eat and how
active we were during the child-
hood and adolescent stages, and
even more critically, at birth, as
some research is suggesting, will
dictate our susceptibility or like-
lihoddto'have illnesses like heart
disease in the future.
Studies have shown that signs
of 'fe'art disease begin develop-
ing in childhood. A recent study
in the US found that the block-
ages in arteries that can lead to a
heart attack or sudden death
appear to start forming early in
life, as early as young adulthood
and adolescents as young as 15.
The study also indicated that
some teenagers and young adults
with risk factors for heart disease
- high cholesterol, high blood
pressure, and obesity, for exam-
ple, have fatty plaques in their
heart arteries indicating the ear-
liest signs of atherosclerosis, while
others are-already in the more

dangerous advanced stages.
Obesity- is one of the most
important risk factors for heart
disease. According to the
Bahamas Living Conditions sur-
vey (2001), fourteen per cent of
children ages two to ten years old
were classified as obese and 8.9
per cent of adolescents 11 to 20
years old were classified as obese.
Even though these numbers may
appear to be low, we take them
very seriously.
What is even more serious is
that these numbers are believed
to be steadily increasing. Just look
around the classrooms, at school
campuses, anywhere there are
children, and you will not see, as
was the case many years ago, just
one or two overweight children,
but much more than that now.
Look at their food choices
(what we feed them and what
they buy) the junk food, fast
food and other high fat, high salt,
high sugar and high energy foods
and drinks, along with an inac-
tive lifestyle the long hours in
front of the TV and computer and
insufficient exercise and physical
activity, all "set them up" for high
cholesterol levels and high blood
pressure which lead to heart dis-
Additionally, if a child or teen
is overweight, he or she has an
increased risk of becoming an
overweight or obese adult which

Lighten Up &

Live Healthy

puts them at greater risk for
chronic, non-communicable dis-
eases like heart disease, stroke,
type 2 diabetes as well as certain
Other risk factors for heart dis-
ease include low fruit and veg-
etable intake and smoking.
So what can we do to curb this
We'd like to share with you the
American Heart Association
(AHA) Pediatric Dietary Strate-
Balance dietary calories with
physical activity to maintain nor-
mal growth.
60 minutes of moderate to
vigorous play or physical activity
Eat vegetables and fruits dai-
ly, limit juice intake.
Use vegetable oils and soft
margarine low in saturated fat
and trans fatty acids instead of
butter or most other animal fats
in the diet.
Eat whole grain breads and

cereals rather than refined grain
Reduce the intake of sugar-
sweetened beverages and foods.
Use nonfat (skim) or low-fat
milk and dairy products daily.
Eat more fish, especially oily
fish, broiled or baked.
Reduce salt intake, including
salt from processed foods.

Here are also some tips for you
parents to implement these
Reduce added sugars, includ-
ing sugar-sweetened drinks,
[sodas] and juices.
Use canola, soybean, corn oil,
safflower oil, or other unsaturat-
ed oils in place of solid fats during
food preparation.
Use recommended portion
sizes on food labels when prepar-
ing and serving food.
Use fresh, frozen, and canned
vegetables and fruits and serve at
every meal; be careful with added
sauces and sugar.

Introduce and regularly serve
fish as an entr6e instead of red
Remove the skin from poul-
try chicken and turkey before
Use only lean cuts of meat
and reduced-fat meat products.
Limit high-calorie sauces such
as Alfredo, cream sauces, cheese
sauces, and mayonnaise.
Eat whole grain breads and
cereals rather than refined prod-
ucts; read labels and ensure that
"whole grain" is the first ingre-
dient on the food label of these
Eat more legumes (beans)
and tofu in place of meat for
some entries.
Breads, breakfast cereals, and
prepared foods, including soups,
may be high in salt and/or sugar;
read food labels for content and
choose high-fiber, low-salt/low-
sugar alternatives.
You can help children grow up
heart-healthy by following the
mentioned guidelines.
If your child is overweight, you
can still decrease their risk of
developing leart disease. Take
them for regular medical check-
ups to assess their blood choles-
terol, blood sugar, blood pressure
and BMI levels, as well as for
dental check-ups. Develop health-
ier lifestyle practices eat better
by following a low-saturated fat

and low-cholesterol diet, be more
active, exercise and get enough
sleep and rest.
If you have an infant or tod-
dler, you can halt or prevent heart
disease and other chronic diseases
early in childhood by establish-
ing good eating habits now and
introducing regular physical activ-
ity and exercise; avoiding junk
food and empty calories while
assuring that they eat the proper
amount for their age, size and
activity levels. This strategy will
enable them to reach adulthood
without obesity which puts their
future health at risk.
A special word to children and
adolescents: Try to make health-
ier food choices. Eat more whole
grains like whole wheat bread,
bran flakes, raisin bran, eat more
fruits and vegetables and drink
lots of water and be active every-
day play basketball, swim, walk,
ride your bike, play jump rope,
hopscotch, shoot marbles find
an activity you love and do it
often. If you want to grow up
healthy, you have to practice eat-
ing well and being active.
Don't wait until it's too late.
Our children are our future. Let's
guard our future well.
Provided by Adelma Penn,
Camelta Barnes and Shandera
Smith, Nutritionists from the
Department of Public / Health
Ministry of Health





Easy pet

care tips


1. KEEP your dog on a
leash every time you go for
a walk. Even the best
behaved dog can forget his
training if he encounters an.
unfamiliar smell, sound,
another dog, or a cat that
simply must be chased.
2. Keep your cat inside all
year round. Cats do not
need to go out the way dogs
do, and will lead longer,
safer lives if kept indoors,
3. Turn your pet into an
easy rider. Take your puppy
or kitten for short, unevent-
ful rides so he will become
accustomed to the car's
sounds and movements.
4. Check yourpet's water
often. All pets, dogs, cats,
birds, hamsters need a
steady supply of fresh water.
5. Feed your pet a diet
that's appropriate to his
time of life. Puppies and kit-
tens should eat pet food
especially formulated for
growing bodies. Older pets
need to beware of weight
gain, and may need a dif-
ferent pet food than they
enjoyed as younger adults.
Discuss you pet's changing
dietary requirements with
your vet.
6. Groom your pet regu-
larly. Make it a part of his
routine and he'll come to
expect it. Maybe even wel-
come it as a special time
spent with you. What's
more, >ou'nl notice a
decrease in shedding'an'd an
improvement in his skin and
7. Never give your pet
chocolate. It can be poiso-
nous to both dogs and cats.
8. Learn which common
house and garden plants are
poisonous to pets.
9. Keep a copy of your
local vets number handy at
all times. Accidents always
happen when you least
expect them. And if your
pet requires emergency
medical care, you'll know
who to call.
10. Please have your pet
spayed or neutered. This
inexpensive, permanent
procedure helps reduce
behaviour and health prob-
lems and prevents unwant-
ed litters. Remember, there
are too many homeless or
stray dogs and cats already.

Dr Basil Sands is a vet-
erinarian at the Central
Animal Hospital. Ques-
tions or comments should
be directed to fea- or pot- Dr
Sands can also be contact-
ed at 325-1288

Question: When I cough or
share a good laugh my bladder
will let urine go even though I
did not feel like I had to go to
the bathroom. I don't have any
type of abdominal pain but I find
myself urinating more often than
I used to. Should I be concerned
about this?
Answer: Stress incontinence is
an involuntary loss of urine that
occurs during physical activity,
such as laughing, coughing, sneez-
ing or exercise. Stress inconti-
nence is a bladder storage prob-
lem in which the strength of the
urethral sphincter, the thick mus-
cle at the end of the urethra
which normally keeps the blad-
der closed, is diminished. The
sphincter is not able to prevent
urine flow when there is increased
pressure from the abdomen.
Stress incontinence may occur
as a result of weakened pelvic
muscles that support the bladder
and urethra, or because of mal-
function of the urethral sphinc-
ter. Prior trauma to the urethral
area, neurological injury, and
some medications may weaken
the urethra. Sphincter weakness
may occur in men following
prostate surgery or in women
after pelvic surgery.
Stress incontinence is often
seen in women who have had
multiple pregnancies and vaginal
childbirths, or who have pelvic
prolapse (protrusion of the blad-
der, urethra, or rectal wall into
or out of the vagina.) Prolapse
tends to be more common in
Caucasians compared to women
of African decent. Studies have
documented that about 50 per
cent of all women have occasion-
al urinary incontinence, and as
many as 10 per cent have fre-
quent incontinence. Nearly 20 per
cent of women over age 75 expe-
rience daily urinary incontinence.
Stress urinary incontinence is
the most common type of urinary
incontinence in women. Risk fac-
tors for stress incontinence
include being a female, advancing
age, childbirth, smoking, and obe-
sity. Conditions that cause chron-
ic coughing, such as chronic bron-
chitis and asthma, may also
increase the risk of stress inconti-
nence. The next most common
type of incontinence is urge
incontinence often referred to as
an overactive bladder. It is the
inability to hold the urine long
enough to reach the toilet. It is
also characterized by frequent
trips to urinate. Occasionally,
mixed pictures, with a combina-
tion of the two do occur.

A~ R."B 4.,a ~ a bj .

Causes, incidence,
and risk factors
The ability to hold urine and
maintain continence is dependent
on the normal function of the
lower urinary tract, the kidneys,
and the nervous system. Addi-
tionally, the person must possess
the physical and psychological
ability to recognize and appro-
priately respond to the urge to
The process of urination
involves two phases: 1) the fill-
ing and storage phase, and 2) the
emptying phase. Normally dur-
ing the filling and storage phase,
the bladder begins to fill with
urine from the kidneys. The blad-
der stretches to accommodate the
increasing amounts of urine. The
first sensation of the need to uri-
nate occurs when approximately
200 ml of urine is stored. The
healthy nervous system will
respond to this stretching sensa-
tion by alerting you to the need to
urinate, while also allowing the
bladder to continue to fill.
The average person can hold
approximately 350 to 550 ml of
urine. The ability to fill and store
urine properly requires a func-
tional sphincter muscle, control-
ling output of urine from the
bladder, and a stable bladder wall
muscle (the detrusor muscle). The
emptying phase requires the abil-
ity of the detrusor muscle to
appropriately contract to force
urine out of the bladder. Addi-
tionally, the body must also be
able to simultaneously relax the
sphincter to allow the urine to
pass out of the body.

Signs and tests
A physical examination will
include an abdominal and rectal
exam, a genital exam in men, and
a pelvic exam in women. In some
women, a pelvic examination may
detect cystocele or urethrocele
(protrusion of the bladder or ure-
thra into the vagina). Patients
may be asked to keep a urinary
diary, recording how many times
you urinate during the day and
night, and how often urinary leak-
ing occurs. Various tests can be
performed to evaluate the prob-

The choice of a specific treat-
ment will depend on the severity


of the symptoms and the extent
that the symptoms interfere with
your lifestyle. There are four
major categories of treatment for
stress incontinence: Behavioural
changes, pelvic floor muscle train-
ing, medication, and surgery.

Changing your fluid intake and
voiding pattern may improve
your stress incontinence symp-
toms. Your physician may rec-
ommend that you decrease your
fluid intake if you drink an exces-
sive amount of fluids during the
day. (You should not decrease
your fluid intake if you drink nor-
mal amounts of fluids.)
Urinating more frequently may
help some patients decrease the
amount of urine that they leak.
Constipation can worsen urinary
incontinence, so dietary or med-
ical treatments to help keep reg-
ular bowel habits are recom-
mended. Finally, weight loss has
been shown to decrease stress
incontinence in patients who are
overweight. Some people with
severe stress incontinence may
modify their activity level to avoid
movements that cause greater
leakage of urine. You may want
to modify activities that involve
jumping, running, and any activi-
ty that causes an increase in
abdominal pressure.

Pelvic muscle training exercis-
es (called Kegel exercises) may
prove to be beneficial in control-
ling the leakage of urine that
occurs in people with stress incon-

tinence. The principle behind
Kegel exercises is to strengthen
the muscles of the pelvic floor,
thereby improving the urethral
sphincter function.
The success of Kegel exercises
depends on proper technique and
adherence to a regular exercise
programme. Some women may
use vaginal cones to strengthen
the pelvic floor muscles. A vagi-.
nal cone is a weighted device that
is inserted into the vagina. The
woman should then try to con-
tract the pelvic floor muscles in an
effort to hold the device in place.
The contraction should be held
for up to 15 minutes. This proce-
dure should be performed twice
daily. Within 4 to 6 weeks, about
70 per cent of women have had
some improvement in their symp-
toms. If you are unable to cor-
rectly perform pelvic muscle exer-
cises, biofeedback and electrical
stimulation may be used.

Medications used to treat stress
incontinence are aimed at increas-
ing the contraction of the urethral
sphincter muscle. Treatment with
medications tends to be more suc-
cessful in patients with mild-to-
moderate stress incontinence.
Alpha-adrenergic agonist
drugs, such as phenyl-
propanolamine and pseu-
doephedrine (common compo-
nents of over-the-counter cold
medications) may be used to treat
stress incontinence. They work
by increasing the strength of the
urethral sphincter, and improve
symptoms in about 50 per cent of
patients. Additionally, the tri-
cyclic antidepressant imipramine
has similar properties, and so it
may also be used to treat stress
Estrogen therapy can be used
to improve symptoms of urinary
frequency, urgency and burning
in postmenopausal women, and
it has also been shown to increase
the tone and blood supply of the
urethral sphincter muscles. How-
ever, whether estrogen treatment
improves stress incontinence is
controversial. Estrogen may be
taken by mouth, by a skin patch,
or applied to the vaginal mucosa
in a cream form. Women with a
history of breast or uterine cancer
should usually not use estrogen
therapy for the treatment of stress

urinary incontinence.

Surgical treatment is only rec-
ommended after thorough evalu-
ation and determination of the
exact cause of the urinary incon-
tinence. The person considering
surgery should be aware of the
potential risks as well as the
expected benefit of the proce-
dure. The goal of these surgical
procedures is to cure the cause
of the stress urinary incontinence
either by supporting the bladder
and urethra in its proper position,
so it can function properly, or by
tightening the urethral sphincter,
The procedures are similar ia
men and women. However, the
rationale for performing the pro-
cedure and the outcomes vary by

These vaginal procedures are
often performed in women when
the bladder is prolapsing into the
vagina (also called a cystocele).
An anterior vaginal repair is per.
formed through a vaginal inci.
sion; and a paravaginal repair is
performed through either a vagti
nal or an abdominal incision.
Studies have shown that thp
cure rate for stress urinary incon-
tinence from these procedures is
only about 40-65 per cent, and
because other surgeries are more
effective, these are usually per-
formed to repair a cystocele, but
not for stress urinary inconti-
nence. Often, these procedures
are performed along with anotlh
er procedure for stress inconti-
nence, such as a retropubic sus-
pension. Women treated with this
type of procedures have a 75-90
per cent cure rate.

Expectations (prognosis)
Behavioural changes, pelvic
floor exercise therapy, and med-
ical management of stress incof-
tinence usually improve s~mp;
toms rather than cure the disor-
der. Surgery may have a 75 pei
cent to 95 per cent cure rate when
patients are carefully selected. A
poorer outcome is expected in
people with previous surgical fail-
ures, other genital or urinary
problems, or with medical condi-
tions that may prevent adequate
healing or make the technical
aspects of the surgery more diffi-
cult such as obesity and diabetes.
Source Dr Reginald
Carey, Obstetrician/

Preparing students for 'working world'

WITH a specific goal in mind to empower students
with the necessary skills to make the transition from school
life to the working world Government High School
recently invited Doctors Hospital to address its 12th grade
Biology class as part of the school's business week activi-
The aim of the talk was to highlight the simple lifestyle
interventions (increased physical activity and a healthy
diet) that have proven to be effective in delaying and, in
many cases, preventing the development of type 2 diabetes,
particularly as obesity is a growing global public health
threat and one of the main risk factors for type 2 dia-
betes, which accounts for over 90 per cent of all cases of
Julia Lee, a registered dietitian at Doctors Hospital,
focused her address to the students on nutrition and a
healthy diet, highlighting the causes of chronic diseases
which are so prevalent in today's society.
"A healthy diet can prevent the onset of certain chron-
ic diseases such as heart disease, high blood pressure, dia-
betes and certain types of cancer. Many of these chronic
illnesses develop with weight gain and most weight gain
occurs between ages 22 44" explained Ms Lee. "Pre-
venting weight gain in the early 20's is key. When you
are young, you tend not to think about these things. I am
here today to make you stop, think, and make the right
food choices now."
Ms Lee said that weight control is a matter of balancing
calorie intake with calorie expenditure. Calorie control
involves moderate fat and sugar intake. Many students, she
asserted, have a high calorie intake from sweet bever-
.ages, sodas, fried foods and high fat snack foods.
Studies have shown that many students become less
active after graduation. The combination of a high calorie
diet and less exercise is a recipe for weight gain. Chronic
illnesses seen in adults often begin developing at a younger

age due to unhealthy diet. If a student chooses to make
healthy food choices, the chance of developing these dis-
eases are decreased.
Utilising the Ministry of Health's food drum which pro-
motes a healthy plant-based, diet, Ms Lee explained that a
healthy diet includes adding vegetables, fruits, and whole
grain foods into the diet. Healthy food and beverage
options were discussed and the students were taught how

to read the nutrition labels on packaged foods and drinks
to ascertain the benefits contained.
"Students are often interested in improving energy,
school and sports performance, appearance, healthy skin,
etc. A healthy diet can impact these things", concluded Ms
Lee. "A healthy diet can improve students' lives now, as
well as in their future."
Source Doctors Hospital

FROM page 5C

'Sound sleeping secrets'

LOGGING seven to nine
hours of sleep per night does-
n't just make you less tired, it
makes you smarter and
improves your memory.
While you are asleep, your
brain processes the informa-
tion you take in each day.
Some sound sleep tips:
Cut back on stimulants
such as caffeine (chocolate,
soda, coffee, tea), nicotine
and other medications can
keep you from falling or stay-
ing asleep.
Avoid alcohol alcohol
may act as a sedative and
help you fall asleep; however,
as your body processes those
drinks later on, your sleep
patterns will be disrupted
and you will wake up.
Time your exercise reg-

ular exercise makes it easier
to go to sleep.
Limit bedtime eating a
heavy meal will disrupt sleep
as your body works to digest
it. If you are hungry before
bed, eat a small snack. Foods
that contain the amino acid
tryptophan induce sleep. Try
warm milk and half a turkey
sandwich on whole-grain
Establish a routine for a
half our before bed, engage
in quiet activities that help
your body ready itself for
rest. Try a warm bath, read-
ing (no thrillers) or listening
to soothing music.
Keep your mind sharp by
getting your Z's.
Source Doctors

missed the actual birth of the
child because of work however,
but visited the hospital with his
mother later that night.
"In life I know there are many
temptations and the average per-
son is far from turning all of these
temptations down. So I had to
know for sure, he told Tribune
"I was looking at this relation-
ship on a marriage level. I wanted
to make a definite decision, but
first I was like, let me know for
sure before I start a future with
this person."
The paternity test results came
in about ten days after the DNA
samples were taken and the par-
ents were called in to hear the
Recalling his reaction on that
day, Pedro told Tribune Health:
"When (the technologist) said,
'in the case of baby Taneisha*
(not her real name), you are not
the father', I just went on pause
from that point on. We really did-
n't say anything on the way back
to her house. I just dropped her
off and left."
At this point, the relationship
was over emotionally, although
the actual separation came
months later. But Pedro is grate-

ful that he found out sooner
rather than later: "If I had found
out later I would have been build-
ing a false life that wasn't mine.
And her not letting me know up
front and trying to lie to me, tells
me the type of evil and wicked
person she is, and that's not a per-
son you would want to be around,
much lest be married to."
According to Ms Mackey, a
paternity test can be performed at
birth. She said that the majority of
matters she has dealt with involve
babies. The oldest child seeking
paternity results was a thirty-sev-
en year old woman who needed
to establish before she could be
added to her father's will.
There are also paternity tests,
although not available in Nassau,
that can be done before a child is
born. The test is risky however,
for the mother and also for the
child, and could result in a mis-
carriage. Patients are sent abroad
to have the procedure done,
along with a physician's order.
While there are fathers who
voluntarily contribute to the sup-
port of an illegitimate child, Ms
Mackey said that there are those
who may not do so unless ordered
by the court. Then paternity has
to be formally established

through a DNA test.
Court requested paternity tests
account for a small portion of the
cases Ms Mackey sees. She told
Tribune Health that most of her
clients are persons who simply
want piece of mind.
'Once saliva swabs are taken
they are sealed and initialed by
both parties (mother and would-
be father). The specimen is then
sent to a lab in the US, where the
actual testing is done. "We would
be more or less the collection
agents, and once your samples
are collected and sealed and
everyone feels comfortable that it
was collected in a comfortable
manner, then we would have the
samples FedEx'd to labs abroad,"
Ms Mackey said.
DNA Bahamas Paternity Test-
ing currently uses Ohio-based
DNA Diagnostic Center, the
same company that Maury Povich
uses on his television talk show.
The results are usually back in
fourteen days, when the mother
and the would-be father are
called in to hear the results. To
avoid confusion, she said, the
results are never given over the
"The initial feeling during that
time is that some people are

embarrassed that they had to go;
through this to find out. Thae-
would think that the female thb.
are. dealing with is trustwortl
enough to tell them if they a.
the father or riot. '
"But we don't get into mu
of the anger until after a case
presented. Some people I have
had to really sit in here (he.
office) for an hour or more to t4l
to them to calm them.doy,..
because they are on a war t
and so much is going on i" e-r
Though Ms Mackey's comp iay
has only been in existence for t,
years, she has been condatctin.
paternity testing for moreTa
eight years. After s'Cein' tlle
demand for the service she decid-
ed to launch her own business. -
As a man who has been thefe'
before, Pedro, who is in his erlj;
20s, encourages all menwhq hav;'
any suspicions to get a paternity'
test done:
"Being with a woman is a trust.
issue yes, because you're think-,
ing that if she is disciplined
enough and if you be around her
enough you know her. But my
advice is just to be on the safe
side. You can't lose with a DNA






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\ 7

I have long associated Breadfruit with
Norfolk Island Pines. They are not
botanically related in any way so why
do I make this mental connection?
On April 4, 1789 the HMAV Bounty left
Otaheite (Tahiti) loaded with Breadfruit
saplings that were intended to be taken to
Jamaica to help feed the slave population
there. Some three weeks later the infamous
mutiny on the Bounty occurred. Captain
Bligh, along with 18 members of his crew who
refused to join the mutiny, were cast adrift
in a boat. The mutineers threw the Bread-
fruit saplings overboard and returned to the
sybaritic pleasures of Tahiti.
The leader of the 25 mutineers, Fletcher
Christian, realized the British Navy would
retaliate. He decided to leave Tahiti on the
Bounty and find some uninhabited island
where he and his companions, along with
some Tahitians both male and female -
could live in peace. Sixteen of the mutineers
preferred to stay in Tahiti. They were later
captured by the Royal Navy and taken back to
Britain to face trial.
On January 23,1790 Fletcher Christian and
his crew landed on a small volcanic island
called Pitcairn. They made their homes there,
but life was far from idyllic. The mutineers
resorted to murdering each other and in the
end only one of the original mutineers, John

Green Scene
by Gardener Jack
- - -.. ..-- -. _

Adams, was left to tell the tale. The capital of
Pitcairn Island, Adamstown, is named after
him. In 1825 John Adams was granted
Over the next quarter of a century the pop-
ulation of Pitcairn grew to close to 200 souls,
too many to be sustained by Pitcairn's limited
arable land. (The present population of Pit-
cairn Island is about 50) Queen Victoria grant-
ed the Pitcairners an island that lay between
Australia and New Zealand. On May 3, 1856
the total population of Pitcairn Island left to
inhabit their new home. Some of them
returned to Pitcairn after a while but most
stayed on the new island.
The name of the island (as I am sure you
have guessed by now if you didn't already
know) was Norfolk Island, and hence the asso-
ciation of Breadfruit and Norfolk Island Pines.
Actually, the trees are not pines but mem-
bers of the Araucariaceae family, which
includes the Monkey Puzzle tree. Araucaria
heterophylla grows to some 200 feet on its
native island but tends to top out at 50 80
feet tall in the Bahamas. This still makes it the

tallest tree around.
Norfolk Island Pine, are noted tor their
tiered Christmas rice shape The\ are not
fussy about soil condition< and caln tlo-rate salt
conditions, but the\ do not like aet feet The
soil they are grov. n in should drain cell Nor-
folk Island Pines a;r good subjects for planters
as they adapt th-ir size t:i rthe: .ulumre of the
container. In a 12-gallnon ontainer a Norfolk
Island Pine will .sta\ ji about sui leet tall for
years. Container-g r.on Nor iflk Island Pines
should be to Jdr\ out IlmoNst com-
pletely between v. aii rings
Male and female cone, .arc. produced on
the trees in their name h:hibii:i but are rarclI
seen elsewhere.
Once Norfolk Island Pinms jre placed in
the ground in full l-un thhi\ rcaIl\ increase
their rate of growth mature trec.L hliowev\ ,
is susceptible to liiltning strikes and damage
from hurricanes. if you hate a normal quarnei-
acre sized piece of property% 'ou should eschew
thoughts of planting a Norfolk Island Pine.
There are man\ people .I ho hate Norlolk
Island Pines for e'\c'ral good reaJons The.
dominate the landscape and dratt the e\e too
much. Although the% eni.'l our sub-tropical
climate they do not lo.:ok rnliotel\ tropical.
Indeed, they look like misfits. My advice is to
keep them in containers and control their size.

* IF a Norfolk Island Pine is kept in a container it will remain
at a manageable size and serve as a Christmas tree


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