Group Title: Tribune. (Nassau, Bahamas).
Title: The Tribune
ALL ISSUES CITATION THUMBNAILS ZOOMABLE PAGE IMAGE
Full Citation
STANDARD VIEW MARC VIEW
Permanent Link: http://ufdc.ufl.edu/UF00084249/00235
 Material Information
Title: The Tribune
Uniform Title: Tribune (Nassau, Bahamas)
Alternate Title: Nassau tribune
Physical Description: v. : ill. ; 58 cm.
Language: English
Publisher: Tribune
Place of Publication: Nassau Bahamas
Publication Date: October 21, 2005
Copyright Date: 2005
Frequency: daily, except sunday
daily
normalized irregular
 Subjects
Genre: newspaper   ( marcgt )
Spatial Coverage: Bahamas
 Notes
General Note: Description based on: Vol. 79, no. 210 (Aug. 3, 1983); title from caption.
 Record Information
Bibliographic ID: UF00084249
Volume ID: VID00235
Source Institution: University of Florida
Holding Location: University of Florida
Rights Management: All rights reserved by the source institution and holding location.
Resource Identifier: oclc - 09994850

Full Text







"COOKIES f f

CANCER" mnovh
HIGH 90F
LOW 74F

SUNNY AND
CLOUDS


The


Tribune


Volume: 101 No.270


FRIDAY. OCTOBER 21. 2005


PRICE 500


8 1 .... i


Man and woman

are 40th and 41st

victims of the year


* By KARIN HERIG
JUST two days after the US
Embassy warned about rising
crime in Nassau, the city
recorded two murders within
a 12-hour time span.
Police are investigating the
murders of Larry Rose, a web
shop employee, and 22-year-
old Paula Johnson of Kemp
Road the country's 40th
and 41st murder of the year
respectively.
Officers were called to
Kemp Road yesterday at
10.30am when the young
woman was found with her
throat slit.
Supt Glen Miller, of the
Central Detective Unit, told


Man held after statue is defaced


The Tribune that the woman
was found by a relative lying
on the floor in her home.
I "She had stab wounds to
her neck and about her body,"
Mr Miller said.
Although police last night
were still awaiting the official
report from the crime scene,
Mr Miller said there are indi-
cations that the murder may
'have been the result of a
domestic dispute.
"We don't know yet for sure
if it was a domestic dispute.
(But it is a possibility, we will
have to see," he said.
A concerned resident of the
area told The Tribune that she
SEE page nine


Deputy PM speaks out

on crime outbreak
DEEPLY disturbed by the recent outbreak of crime in the coun-
try, Deputy Prime Minister Cynthia Pratt said there needs to be an
ownership of social problems at a "personal level".
Mrs Pratt made the statement yesterday at the launch of what she
described as the "flagship component" of the prison reform pro-
gramme of the government the reconstruction of the maximum
security facility of Her Majesty' Prison.
"The awful reality of a 19-year-old boy lying bleeding to death on
a night club floor and consequent to that the distressing sight of four
boys being brought in shackles before the court, these events did not
happen by chance. It still takes a village to raise a child and these
young men are the results of our stewardship," she said.
Mrs Pratt said that government can build bigger and better pris-
ons and provide more police officers, but still not provide the
answer as to what propels young Bahamian men to arm them-
selves with knives and guns as they leave for a night of fun.
"And what is it that so deadens the sense of humanity that
allows one human being to fire bullets or plunge a knife into the
body of another human being? And what is it that generates the
lack of respect for property that results in its wanton destruction or
its theft or even murder?" Mrs Pratt asked.


* gVilaig Rd. Smiwdld
* Polm Cbme Plaow


* THE words 'Free Haiti' were sprayed on the plinth on which Queen Victoria's image is seated.


Thrnquest hits out
at government
over economy
* By RUPERT MISSICK
Chief Reporter
GOVERNMENT has been
too "lethargic" in handling for-
eign investment and the
Bahamian economy, FNM
leader Tommy Turnquest told
The Tribune yesterday.
Addressing the problem of
the country's high deficit, he
said that an "autopilot" style of
governance cannot continue in
the Bahamas if the country is
to be secure heading into the
future.
During the budget debate
earlier this year, Mr Turnquest
SEE page nine


*By PAUL G TURNQUEST
Tribune Staff Reporter
A BAHAMIAN man its
expectedto appear in court today
charged with defacing the statue
of Queen Victoria in Parliament
Square yesterday.
The words "Free Haiti" were
sprayed on the plinth on which
the Queen's image is seated.
As a result, Alexander Fitzger-
ald Morley was arrested by offi-
cers and detained at Central
Police Station for the night.,
The marble statue of Queep
Victoria was erected in ParliL:
ment Square on her birthday ok
May 24, 1905, by then Governor
Sir William Grey-Wilson.
Today, Morley will be formally
charged with vandalising govern
SEE page nine .


Cuba hoping for
Bahamas support
* By RUPERT MISSICK Jr
Chief Reporter
CUBA hopes that the
Bahamas will once again sup-
port its UN resolution to have
the 47-year US embargo lifted,
Cuban ambassador Felix Wil-
son-Hernandez said during a
press conference yesterday.
I Mr. Wilson explained that
new rules relating to the embar-
go against Cuba can mean that
anyone doing business with
Cuban may be exposed to fines
implemented by the US.
To illustrate this point he
named a tour company in the
Bahamas, Havianatur, which has
SEE page two


9 ,yrtle Beach,,* Y LJ. 4
llCharleston
acksonvillethe Bahamas
'x 'HURRICANE Wilma is
rando 2 2PM Mon slowing down, but still
,ir pot threatening the northwest
,Nassu Bahamas.


Th e autional Emergency
Management Agency
.AS (NEMA) yesterday began
1 ~preparations for the
trks & approaching storm.
aicos Islands Pictured is the projected
path of the hurricane.
a -anl i See page three
Domingo
,,DOMINICA
SAINT LUCIA
Aruba Curacao
b, .GRENADA BARBADOS
:' TOBAGO
Caracas DTRINIDA


#1 PAPER IN CIRCULATION AGAIN




BAHAMAS EDITION


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L~ II N ss a Pand Bahama Islands' Leading Newspaper,


-


U






PAGE 2, FRIDAY, OCTOBER 21, 2005


* CUBAN ambassador Felix Wilson-Hernandez
(Photo: Sid McLean/Tribune staff)


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FROM page one"
already been affected by a
fine applied by the US in 2004
for acts in violation of the
embargo.
There is also a further new
rule which can affect the sale
of Cuban items in the Bahamas
and elsewhere to tourists.
On September 30 last year
the US Treasury indicated that
citizens or permanent residents
cannot legally buy any product
made in Cuba, including cigars
and alcohol in a third country,
not even for their personal use
abroad.
Criminal charges for violat-
ing these regulations can
include a million dollars in fines
for corporations, and $250,000
and up to 10 years imprison-
ment for individuals.
Mr Wilson said the extra-ter-
ritorial character of .the block-
ade has seriously damaged the
island's relations with countries
of all regions.
For the 14th consecutive year,
Cuba will submit to the UN
General Assembly a draft reso-
lution which seeks to end the
economic, commercial and
financial embargo imposed by
the United States against Cuba.
The assembly will debate angd
take action on this draft resolu-
tion on Tuesday, November 8.
Last year 179 states, including
the Bahamas,,.voted in favoiur
of the draft resolution. Mr Wil-


son said this proved the inter-
national community's nearly
total rejection of the US admin-
istration's policy against Cuba..
"The blockade against Cubaik
contravenes the single most
basic principle enshrined in the
UN charter and other instru-
ments of international law and
the rules governing economic,
commercial and financial rela-
tions between states," said Mr
Wilson.
The Cuban ambassador said
the embargo against Cuba is th'
"longest and cruellest" in the'
history of humanity.
"It is part and parcel of the
hostile and aggressive policy
against the Cuban people and it.
has increased during the Busli
administration," he said.
Mr Wilson said the direct,
economic damage caused to the
Cuban people on account of th?
blockade, according to conser--
vative figures, is higher than $82,
billion.
"These figures do not include.
the evaluation of the indirect'
economic damage derived from
the implementation of this crim-
inal policy. They do not include
either the physical and psycho-
logical effect to health and wel-
fare of the Cuban population,"
he said.
Travel of Cuban residents in
the US decreased 50.3 per cent
in 2004 57,145 visited Cuba
compared to 115,050 in'the preo
vious year.


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A NASDAQ Company (symbol: CWCO)




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650,000 ordinary shares of Consolidated Water Company Limited.
Offering available from Monday October 17t until 5:00 p.m.
Friday November 4th, 2005.

Features of the 3 week Consolidated Water Co. Ltd. Offering:
Company has paid dividends every year for last 20 years
It has a "Take or Pay" Government guaranteed contract in
The Bahamas
It operates in 5 countries including The Bahamas
Bahamian holders will enjoy the sane ownership benefits as
CWCO international ordinary shareholders
The BDRs will be denominated in Bahamian Dollars
They will be listed and will trade on BISX and the ordinary
shares will trade on NASDAQ offering better liquidity to
sell and buy shares
The minimum investment is $1,000
Offering is open to:
o Bahamian citizens
o Permanent residents without restriction on
employment
o Temporary residents
o Companies or the investment vehicles owned by
investors
o Special purpose resident Bahamian companies with
non-Bahamian ownership

The Offering Memorandum will be available on Monday October
17th 2005 from all branches in Nassau and Freeport of Fidelity
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Read the Offering Memorandum carefully before you invest.


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Tel: 242.356.7764.


Cuba hoping for

Bahamas' support

in embargo debate


Cubahoping for
Bahamas' support


in embargo debate


-1_-~__~__ I ._~~.__._- --3 i- ,- ~


iallFrIDE









THETRBUN FIDOCCTBER21E205,PAEI


Anniversary

celebrations

face delay

for Wilma

HE 25th anniversary cele-
br ions at the Grand Bahama
Children's Home tomorrow has
bekn postponed due to the
im ending impact of Hurricane
Wima until November 11.
All tickets will be honoured
at hat time.
The organising committee
said they felt that it was "in the
beit interest of the community
and the home to have no addi-
tional distractions as we all pre-
pare for the Hurricane."
For additional information or
coMiments, call Lesley Davies-
Baptista at 352-9681 or Geneva
Rutherford at 352-6712.


Man is

accused of

sex with

a minor

A 52-YEAR-OLD man
charged with having sex with
an eight-year-old girl was
arraigned in Magistrate's Court
yesterday.
Joseph Martin of Sir Lynden
Pindling Estates was charged
with committing the offence
between March, 2004, and
October 4,2005.
Martin, who appeared before
Magistrate Marilyn Meers at
Court Five, Bank Lane, was not
required to enter a plea to the
charge.
He was granted $10,000 bail
with two sureties.
The matter was adjourned to
February 15, 2006, for a pre-
liminary inquiry.


22-year-old

on bail in

Y drugs case

A 22-year-old man was grant-
ed $10,000 bail after pleading'
not guilty to a drug charge.
It was alleged that on Tues-
'day, October 18, Emmerson
Marco Bethel was found in pos-
session of three-and-a-quarter
ounces of cocaine which police
believed he intended to supply
to another.
Bethel appeared before Mag-
istrate Carolita Bethel at Court
eight, Bank Lane.
The matter was adjourned to
November 3.


Two men in court to




face murder charges


* By NATARIO McKENZIE
TWO men were charged yesterday in
connection with two of this year's 41 mur-
ders.
A 33-year-old man was arraigned in
Magistrate's Court for the murder of Ray
Anthony Sands. Sands was reportedly
killed in the area of Homestead Avenue
off Miami, Streek,~ ~ mber 21.
According to initial police reports,
Sands was struck on the left side of the
head with a piece of concrete and died a
short time later.


Sands was reportedly killed following
an altercation with another man. He was
44 years old at the time of his death.
Jacques Renauld, of Crooked Island
Street, who has beer charged with Sands'
murder, was arraigned before Magistrate
Susan Sylvester at Court 11 on Nassau
Street yesterday.
Renauld was not required to plead to
the charge and was remanded to Fox Hill
Prison.
The matter was adjourned to Febru-
ary 7, 2006, when a preliminary inquiry
will take place.


NIA 'must be



improved


* By PAUL TURNQUEST
Tribune Staff Reporter
THE condition of Nassau
International Airport con-
tinues to draw negative reac-
tions from Bahamians and
tourists, especially at the
international arrivals section.
The Tribune witnessed a
crowd of visitors, who had
just disembarked from sev-
eral flights, complaining
about the stagnant air and
lack of air conditioning.in
the airport's arrival area.
On the elevator ride down
to the. Immigration check-
point, several visitors were
seen exchanging disgruntled
looks, and openly express-
ing their concern about the
smell in the area.
"I guess the air condition-
ing isn't working," one visi-
tor said.
"It smells a bit odd like
an old musty house or some-
thing," another said.
Minister of Tourism Obie
Wilchcombe said that such
complaints from both
Bahamians and tourists are
for too frequent, and very
unacceptable.
"Bahamians can do a job
equal to none, so I won't
make excuses for things we
can solve ourselves. I do
believe we have some struc-
tural problems, but the com-
mon difficulties that we find,
the ones that pertain to
upkeep of facilities which are
supposed to be managed by
airport faculty there is no
excuse," he said.
"First and foremost, NIA
should be something that we
as Bahamians should be
proud of," Mr Wilchcombe
said. "The minister who has
responsibility (Minister of
Transport and Aviation
Glenys Hanna-Martin) is
trying to come to grips with


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the situation that she met,
and one that is costing mil-
lions of millions of dollars to
fix.
"We.know the impact it has
on our own psyche, and the
negative image it has on our
tourists. If people see a dirty
environment they will think
Bahamians are like that."


A 22-year-old Milton Street man was
charged with the murder of Philip Minnis.
Minnis, 27, was reportedly shot in the
head, chest and stomach following an
alleged altercation on the night of July 25,
2005.
Dennis Peterson was arraigned for
Minnis' murder at Court Five, Bank Lane
yesterday.
Peterson, who appeared before Magis-
trate Marilyn Meers, was not required to
plea to the charge and was remanded to
Fox Hill Prison. The matter was
adjourned to February 2, 2006.


Gospel festival


is postponed


THE impending threat of
Hurricane Wilma has forced
organisers to postpone Gospel
Splash, a gospel music concert
planned for this weekend in
Nassau.
Cable Bahamas Limited
and the Gospel Music Chan-
nel, co-sponsors of the event,
made the decision on Wednes-
day as Hurricane Wilma
caused concern about poten-
tial impact in and around the
Bahamas.
Gospel Splash was to fea-
ture international gospel
recording artists Anointed and
Mary Alessi and Bahamian
gospel sensations Nehemiah,
Shaback and TaDa.
"The international artists
that were participating in
Gospel Splash were concerned
about travelling to the
Bahamas while Hurricane
Wilma was in the region,"
explained Erik Russell, gen-
eral manager for Cable
Bahamas in Grand Bahama
and Abaco and producer of
Gospel Splash.
"We certainly understand
their concerns and we want-
ed to take into account that
the weather could be discour-
aging to people who were
interested in attending."


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The successful candidate should possess the
following qualifications:

AICB/ABIFS degree or college degree in banking
(or a related field)
Five or more years banking experience
Knowledge of card services an asset
Demonstrated leadership experience (at least
five years in a senior position)
Strong verbal and written communication skills
Project management skills
Good problem-solving skills
Proficiency in Microsoft Office (Word, Excel,
Power Point)
Responsibilities:
Overall operation of the Bahamas/Cayman
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Implementation of development strategies
Achievement of scorecard results for card
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Growing the credit card and merchant portfolio
Enhancing employee and customer care
Optimizing efficiencies and mitigating risk
Ensuring compliance with Visa and MasterCard
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Systems implementation
Leadership and coaching
Ensuring UFC, AML privacy for card centres
A competitive compensation package (base salary
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and qualifications.
Please apply before October 24, 2005 to:
The Manager
Human Resources
Bahamas & Caribbean
Royal Bank of Canada
Bahamas Regional Office
P.O. Box N-7549, Nassau, N.P, Bahamas

Via fax: (242)328-7145
Via email: bahcayjp@rbc.com


SRBC
Royal Bank
of Canada-


Angela Cannon of Gospel
Music Channel expressed
regret about the postpone-
ment. "We're sorry that this
weather situation has devel-
oped but Gospel Music Chan-
nel is committed and excited
about making Gospel Splash a
success in the near future," Ms
Cannon said. "Both Anoint-
ed and Mary Alessi can't wait
to come to minister in the
Bahamas."
Mary Alessi, who lives in
South Florida, was spending
Wednesday morning installing
hurricane shutters at her local
church and home in prepara-
tion for Hurricane Wilma's
arrival. "Floridians take hur-
ricanes pretty seriously," she
said. "It's unfortunate that
Gospel Splash will be post-
poned because of it, but I'm
looking forward to being in
the Bahamas as soon as we
can reschedule!"
Cable Bahamas advised that
those who have already pur-
chased tickets can be assured
that their tickets will be hon-
oured at the rescheduled event.
The company said that an
announcement regarding the
new date would be made as
soon as all of the artists can
be confirmed.


NEMA begins

preparations

for Wilma

By KARIN HERIG
Tribune Staff Reporter
WITH Hurricane Wilma
slowing down, but still threat-
ening the north-west Bahamas,
the National Emergency Man-
agement Agency (NEMA) yes-
terday began preparations for
the approaching storm.
Speaking with The Tribune,
the deputy co-ordinator of
NEMA, Lieutenant Comman-
der Herbert Bain, said that the
organisation's officials have
scheduled meetings to deter-
mine a course of action.
"Right now it's a touch-and-
go situation and we still have to
see how we are going to play
this. By the beginning of the
weekend we will see if this storm
is going to turn more to the east
or more to the north," he said.
Mr Bain said that NEMA will
continue to closely monitor the
hurricane so that it can move
quickly to ensure the safety of
the northwestern islands like
Grand Bahama, Abaco and
Bimini, if the need arises.
"These storms are very
unpredictable, you never know
what they will do. But the mes-
sage always remains the same:
Take the necessary precautions
to mitigate against the impact
of the storm," he said.
Yesterday, Florida governor
Jeb Bush declared a state of
emergency. Tourists were
ordered out of the Florida Keys
and voluntary evacuations were
begun in the barrier islands along
the southwest coast.
At press time last night, Hurri-
cane Wilma was located about
135 miles southeast of Cozumel,
Mexico. The storm was moving
northwest at 6mph with maxi-
mum sustained winds of 150 mph.
Forecasters at the National
Hurricane Centre in Miami
expect the hurricane to weaken
from a category four to a.cate-
gory three or less before it
strikes Florida.
Jeffrey Simmons, of the
Meteorology Department in
Nassau, told The Tribune that
making landfall in Florida will
further weaken the storm.
"By the time it passes us on
-the north it should be no more
than a category two storm. The
north-west islands will experi-
ence some rain and tropical
force winds of 45 mph," he said.


DOMINO C 1:0U N/A 4:50 7:40 N/A 10:40
THE FOG T 1:15 3:30 NA 6:00 8:30 10:50
FLIZABETHTOWN T 1:45 N/A 4:45 7:45 NA 10:45
THE GOSPEL B 1:10 3:35 N/A 6:05 8:25 10:55
TWO FOR THE MONEY C 1:00 3:20 N/A 5:50 8:15 10:45
WALLACE & GROMIT A 1:20 3:40 N/A 6:10 8:30 10:35
IN HER SHOES T 1:30 3:30 N/A N/A N/A N/A
INTOTHE BLUE T N/A N/A N/A 6:05 8:15 10:55
FLIGHT PLAN B WNA NA NA N/A 8:20 10:45
ROLL BOUNCE A toM 3:40 NA 6:00 N/A NA


www.rbcroyalbank.com/caribbean
0 Registered trademark of Royal Bank of Canada
, Th Lion & Globe ym.bol and RBC are trademarks of
Royal Bank of Canada


0


THE TRIBUNE


FRIDAY, OCTOBER 21, 2005, PAGE 3








I4 QI a 9 ::


THE Bahamas ranks seventh in the world
as the country that relies mostly on tourism to
provide the bulk of employment for its work-
force.
The World Travel and Tourism Council's
2005 country report said that some 68.7 per
cent of the Bahamas' workforce, or 115,900
jobs, rely directly on tourism.
The WTTC report projected that this
reliance will increase over the next 10 years
. with tourism becoming responsible for
145,293 jobs or 70.1 per cent of the Bahamas'
total employment by 2015.
The direct and indirect impact from the
Bahamas' travel industry will account for
54.7 per cent of this nation's total GDP this
year.
Without tourism the Bahamas would col-
lapse.
And so we were shocked to switch on the
television last Thursday evening to see John
Pinder, president of the Bahamas Public Ser-
vice Union, bellowing into ZNS cameras, and
threatening that he and a handful of plac-
ard-carrying union members from the Gam-
ing Board would shut off the lifeblood of this
industry if they did not get the contract they
demanded.
"We will pull all of our inspectors out of the
casinos," Mr Pinder threatened, adding the
obvious that "without the inspectors, the casi-
nos cannot function."
Although Mr Pinder said he represented
100 Gaming Board workers, the demonstra-
tors, as shown on camera, didn't seem to be
more than half a dozen persons. The numbers
really don't matter, be they six or 100. What
does matter, however;, is that a small group of
people a minuscule .09per cent of touris-
m's workforce with loud-mouthed bullying
tactics believe they have the right to jeopar-
dise the jobs of 115,999, Bahamians. This
number accounts only for those who are
directly employed in the industry. Outside
of that number almost every business in this
country from the artisan and shopkeeper
to the lawyer and head of industry would
be badly hurt if such a walkout had a ripple
down effect. .
Tourism, at the best of times a fickle indus-
try, has become so vital to the Bahamas that
it should be considered an essential service,
and as such, strikes, go-slows and anything
that would impede its progress, should not be
tolerated. ... .
The Bahamas Employers Federation has '


suggested that the Trade Union and Labour
sRelations Bill be enacted to stop disruptions
and other negative behaviour used by unions
during negotiations. This Bill was shelved by
the Ingraham government.
It should be dusted off in a hurry, because
substantial restrictions on what action union
officials can legally engage in and what con-
stitutes a legal dispute should not only be
clear, but enforced.
Politicians have always pandered to union-
ists afraid of losing their precious vote -
and over the years unionists have used strong
tactics to take advantage. The late Sir Lynden
Pindling could always placate the unions. That
is why they agitated until they drew him to the
negotiating table. The sarcastic joke at the
time was that he would push a blank sheet of
paper across the table, and invite them to
write their terms. It was claimed they always
came away the victors. Whether this is true in
every detail is debatable, but it is indicative of
the spirit of the times. That is why some indus-
trial agreements are out of line with today's
reality, and unionists think they have a right to
get whatever they demand.
Hence Mr Pinder could tell the press that
if government collected all casino taxes owed,
it could pay all union demands across the
board and have something left over. They
seem to forget that these revenues: are notr
there for their picking, but ,ave to"0be used t0oi
maintain the country's ifastructure, build,
and repair schools, maintain the prisons and'
the juvenile reform centres, raise the stan-
dard of the health service, protect our borders
and many other obligations that require large
sums of money..
Mr Pinder must remember that the
Bahamian work force is not just toiling to
maintain the civil service.
It was more than 70 years ago when Amer-
ican-born George Murphy, amember of the
House of Assembly and owner of the once
popular Montagu Beach Hotel, told Sir Eti-
enne Dupuch, the late publisher of this news-
paper, that the day unions got into the hotels
that would be the end of tourism. New Prov-
idence has grown rapidly from the three-
hotel town of George Murphy to the
Bahamas' number one industry employing
most of the country's workforce.
Unions, with the economy now threatened
by the oil crisis, should be realistic and start to
.behave responsibly. The Bahamas, a small
country, can only afford so much'.


US


matters


to consider


The Tribune Limited
NULLIUS ADDICTUS JURARE IN VERBA MAGISTRI
Being Bound to Swear to The Dogmas of No Master

LEON E. H. DUPUCH, Publisher/Editor 1903-1914

SIR ETIENNE DUPUCH, Kt., O.B.E., K.M., KC.S.G.,
(Hon.) LL.D., D.Litt.

Publisher/Editor 1919-1972
Contributing Editor 1972-1991

EILEEN DUPUCH CARRON, C.M.G., M.S., B.A., LL.B.
Publisher/Editor 1972-

Published Daily Monday to Saturday

Shirley Street, P.O. Box N-3207, Nassau, Bahamas
Insurance Management Building., P.O. F-485, Freeport, Grand Bahama

TELEPHONES
Switchboard (News, Circulation and Advertising) 322-1986
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Freeport fax: (242) 352-9348


EDITOR, The Tribune
I READ with interest remarks
made by Mr Mark Sills, who was
referred to as an advisor to the
Bahamas government,, on the
WTO and "trade related mat-
ters." Please permit me leave to
respond to some aspects of Mr
Sills' commentary since his dis-
cernment in these matters as
revealed in his comments raise
questions of particular impor-
tance. I will not trouble to
address Mr Sills' disquisition on
the EU Savings Tax Directive,
but rather focus upon his analy-
sis however informal of the
Bahamas' bi-lateral trade
options., '..,
Mr Sills' cobnientarypoi6ited
toward potential pitfalls of the
Bahamas remaining outside the
World Trade Organisation
(WTO). The alterniativeto WTO
,(or FTAA) membership as I
have argued extensively is to
do bilateral agreements with spe-
cific countries of strategic impor-
tance to the national economic
and security interest of the
Bahamas; the United :States
obviously being first amongst all
such countries.
Mr Sills' worries at the
prospect of the Bahamas doing a
bilateral agreement with the US
suggesting that: "at first glance,
the idea of negotiating a bilat-
eral investment treaty with a few
preferred investors may seem
attractive. However, if the US
bilateral investment treaty is any
guide, the ultimate negotiated
result is likely to be more intru-
sive in terms of modifications to
existing Bahamian investment
policies in the financial services
sector, than those negotiated
pursuant to WTO membership."
Mr Sills has the advantage on
me. He is negotiating on terms
under which I and my children
must live and I am paying him
for that; as are all Bahamians. I
am sure Mr Sills has considered
his views carefully, and is sin-
cere in what he argues. However,
there are such fundamental
-questions inherehtin. even:,the
limited quotation above -that I
felt compelled to. press him on
several points.
First, every nation must trade,
if it desires quality goods and
services at competitive prices;
particularly small nations where
"economies of scale" are not-
optimal. That is, where the
demand for goods andservices is
ofteriso small that it is difficult to
access competitive pricing, which
means, often good (and services)
are more expensive compared
to more populous nations with
greater per capita GDP.
Second, however, the question
of what framework, should be
,used to promote trading advan-
tages must be based on the best
deal- and this is the important
part relative to the needs and
demands peculiar to a country
baedipon its strategic position
vis-A-vis its trading partners. I
do not believe that the WTO0


(and certainly not the FTAA)
are the best framework in the
case of The Bahamas.
Take Mr Sills' point that a
US/Bahamas bilateral agreement
would, "force the (Bahamas)
government to open up sectors
previously reserved for Bahami-
ans", and that, "the US model
bilateral agreement contained
clauses that might enable Wash-
ington to interfere with financial
transfers to the Bahamas" or
that the US bilateral model
agreement "provided for
investors who felt they lost funds
or profit from regulatory changes
or other measures introduced by
the host government to submit a
Claim to an international arbi-
* tration centre outside signatory
countries": considerate readers
of this paper will recall that The
Landfall Centre pointed out in
2001 that Chapter 11 in the first
draft of the FTAA agreement
(The Investment chapter), was
drawn from the hated model
Multilateral Investment Agree-
ment (MIA) which was roundly
rejected by nations around the
world. Central to that agreement
was the clauses Mr Sills' refers to
that are now central to the mod-
el bilaterals mentioned above.
I am troubled by the world
"force", since it implies the US
demands are a foregone conclu-
sion and I do not know the "deal
variables" from which Mr Sills
is either advising his clients or
negotiating on their behalf.
Additionally, Mr Sills ought to
have advised the Bahamas that
that the US model agreement is
irrelevant to its bilateral options.
Instead a "Friendship" agree-
ment with the US annexed to a
"Sister City" agreement with
Florida is the right base model
from which the Bahamas should
begin. If all he will do is tell us
what the US agreement says, and
how to comply with it, what is
he negotiating?
Moreover, that the US man-
aged to get a few hapless
Caribbean and non-strategic
Central American nations to
'bite' on its model agreement,
says more-ab0out-the--a-ck-of
strategic importance 6f those
countries than it does about the
relative importance of the agree-
ment's provisions which Mr Sills
emphasises.
The Bahamas is a different
case, if we have the courage to
think through our relations with
the US, and the importance of
our geostrategic proximity when
transmuted into policy options.
Costa Rica is nice, but The
Bahamas has no reason to care
what it signed with the US. Cos-
t ta Rica has nothing in the way of
our history of strategic impor-
tance in the Americas. That is
the point. Joining the WTO adds
absolutely nothing to our strate-


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gic importance to the US, yet 'it
provides the US and the wdrfli
with new levels of access to the
Bahamas in exchange forldi
.-access-to-their-trade areas ofilit-
tle consequence to our econom'-
ic model. %,
This brings on my second
point: whilst we have a miia-
cule trade in commodities, our
service sector is central to 'any
trade arrangement, the objective
of which is to create opportuni-
ties for our citizens. The diffi-
culty is that in any such agrpe-
ment, our negotiating partner
will want their citizens which
is to say, companies to hAve
access to the very services ateas
we want to energise for the ben-
efit of Bahamians. It is exactly
because of this that the WT,[
-6fferf us little advantage. :i
At least with the US, we &can
do a number of things to our
advantage: .i.'.
(a) We can use its own uni-
versal tax platform to create
leverage points for ourselveVfin
accommodating its inveslbis
against whom we have no oith6r
leverage.
(b) We can use our strategic
proximity and a comprehensive
cross-border "homeland secici-
ty" framework to partner With
the US in ways Central AnicRi-
can nations cannot
(c) We can-negotiate with'fite
US that since the majority of the
offshore funds that pass through
the Bahamas.are earmarked for
the US securities markets,, they
should be exempt Mfirm
enhanced due diligence under
the Patriot Act and QI rules
(d) Central American nations
want access to US market Sfor
their manufactures. We can 0k
the same on a very, very lined
basis; concentrating instead on
negotiating exchange control
terms and guarantee structures
for access to credit in the 1S,
thereby reducing the cost of cap-
ital in The-Bahamas, the narrow
investor pool and the outmoded
approach to banking, whilst fos-
tering greater economic growth.
The point is if we, cannot a.s-
ter our relations with the US by
maximising the benefits of our
proximity and historical rela-
tions, we cannot handle multi-
ple relationships in the WTO.
Second, all other Cariblblan
-n-&at-ions-ar-e members- of: the
WTO, and the Central Ameri-
can nations mentioned here.'et,
they all seem eager to sign even
a bad bilateral agreementWith
the US. :
Mr Sills should think less of
the US and its likely demfridds
inma bilateral arrangement With
the Bahamas, and more of the
strategic advantage and the com-
parative quality of the bride he is
supposed to represent at,-the
negotiating ceremony. The.real
issue in negotiations is not what
they want, but what we havel
GILBERT NMO MORRIS
SNassau--
October 6 2005


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PAGE 4, FRIDAY, OCTOBER 21, 2005


THE TRIBUNE







I ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ OA NEWS I1IJ.J'I~**I~'~,~a .


Goverment

urged to hire

Bahamians

By KARAN MINNIS
Tribune Staff Reporter
THE government should consider
hiring Bahamians before employing
foreign professionals said Anthony
Dean, president of the Bahamas Insti-
tution of Professional Engineers
(BIPE).
.'Earlier this month, it was reported
that director of Public Works Melanie
Roach was travelling the Caribbean
on. a general recruitment trip for min-
istry workers.
". At the time, Ms Roach declined to
state the positions she was hoping to
fill.
It was then reported that the Min-
istry of Works had placed advertise-
ments in the Jamaican press and in
'Other newspapers around the region
advertising 17 engineering posts and
-eight surveying jobs in the Bahamas.
"In the advertisements, the Ministry
of Works was reportedly offering
salaries of between $35,000 and
$46,200 with allowances ranging from
$3,500 to $15,000.
.".'Speaking to The Tribune yesterday
Mr Dean claimed the ministry never
advertised the positions locally.
"How does she know that there are
no qualified engineers to do the job if
she hasn't advertised for them?" he
asked.
"This is really no joke," he said.
. .The ministry has no need to search
out of the Bahamas, what they need
to, do is to train those that work with
.'them now, or refer to private compa-
nies."
When The Tribune contacted Ms
-.Roach yesterday, she declined to
respond to Mr Dean's comments.
"^. ? i


New national holiday, dress



and awards to be considered


* By FELICITY INGRAHAM
Tribune Staff Reporter
TWO new national holidays,
a national dress scheme and a
national honours scheme are
all items on which the public's
opinion is being sought.
The National Cultural
Development Commission
has presented its recommen-
dations to the Ministry of
Youth, Sports and Culture
and is now seeking the input
of the public.
The commission is to hold
a national survey on whether
a new Bahamian national
honours and awards system
should be put in place.
The survey will also seek
public opinion on whether
two new national holidays
and an new national dress
scheme should be adopted.
A questionnaire has been
devised and is available at the
ministry, the House of
Assembly, and at the com-
mission headquarters in the
Royal Victoria Gardens.
The commission's recom-
mendations to government
include: That a national
heroes day be established, to
be celebrated on the second
Monday in October, replac-
ing Discovery Day; that a
national history and literature
month be established; that the
Nassau International Airport


be re-named the Sir Lynden
Oscar Pindling Airport; that
Third Terrace in Centreville
be renamed Rusty Bethel
Drive; that Arawak Cay
become the Heritage Nation-
al Park; and that the complex
on Thompson Boulevard
where the Ministry of Youth,
Sports and Culture is located
be re-named the Arthur D
Hanna Complex.
Some of,the commission's
recommendations have
already come into effect.
They include: Exuma Street
being officially re-named
Amos Ferguson Street; the
National Arts Festival being
re-named the E Clement
Bethel Festival.
Minister of Youth, SPorts
and Culture Neville Wisdom
said: "The MPs will be free
an unencumbered to put their
personal views forward and
that of their constituents."
The commission said that
that Bahamian Honours and
Awards should stand sepa-
rate and apart from the annu-
al awards conferred by
Queen Elizabeth.
A detailed description of
what qualities an honouree
should have was submitted.
The commission suggested
that an "Order of the
Bahamas" should be estab-
lished.
Other suggested awards


G'et ready for Wilma'



'Grand Bahamians told


V BY DENISE MAYCOCK
Tribune Freeport
Reporter
FREEPORT The Grand
Bahama Hurricane Prepared-
ness Committee has advised
everyone on the island to pre-
pare their homes arid property
'for Hurricane Wilma.
The storm, they said, may
become a threat to the northern
Bahamas.
'..Charles King, administrator
*for Freeport and West Grand
Bahama, said residents are
*required to make the necessary
hurricane preparations and to
,stay tuned to radio news over
,the next few days for regular
updates on the hurricane.
The committee, which
.includes senior representatives
of the police and social services,
'held a hurricane press confer-
.ence on Thursday morning at
the prime minister's office in
Freeport.
Hurricane Wilma is expect-
'el to cross South Florida some-
time late this weekend. Mr King
said residents should be pre-
pared to move at a moment's
notice.
"Grand Bahamians were
urged d to place storm shutters
.:n their homes, remove all
"ubris from their property, and
V fill their vehicles with fuel.
*They were being advised to
secure personal documents,
uich as passports and birth cer-
tficates, and to fill medical pre-
t riptions.
SPersons, the committee said,
'ould have cash, an alternate


means of preparing food, first
aid kits and other necessary hur-
ricane supplies and items on
hand:
Pets are not allowed at shel-
ters and should be secured, by
pet' owners .. t,.
Last September, Grand
Bahama sustained a direct hit
by hurricanes Frances and
Jeanne. Both, storms, caused
massive destruction and severe
flooding, particularly in outlying
areas.
Mr King said communities in
East End and West End will be
required to evacuate to desig-
nated shelters if the storm
threatens the'island.
"If this becomes a reality,
then of course bus transporta-
tion will be provided to assist
with the evacuation of our peo-
ple in those areas, with first pri-
ority to the ill and elderly," he
added.
Persons going to shelters are
required to take their own food,
water, blankets clothing, med-
ication and personal documents.
In Freeport, the shelters are
First Baptist Church, St Gero-
ge's High, Jack Hayward High,
Maurice Moore Primary, Liv-
ing Waters Assembly of God,
Calvary Bible Church Hall,
Central Church of God, Christ
the King Anglican Church Hall
, The Church of Christ, Church
of God Fairfield,. and the Can-
cer Association Building.
Mr King said Maurice Moore
Primary School is the designat-
ed shelter for East End.
He noted that those persons
with special needs should be


taken to Christ the King Angli-
can Church Hall.
The designated shelters in
West Grand Bahama are at
Bethel Baptist Church, Eight
-Mile. Rock, High. School Gym
.or, WestEnd and Hom.bs:Rock
President;, Martin Town:Comn-
munity Church, Church of God
Sea Grape, Central Zion Bap-
tist Church Hall.
Lillian Quant-Forbes, assis-
tant director of Social Services,
said because many homes are
still under repair, more persons
may be going to shelters than
is usually the case.
Although requests have been
made for buildings to be desig-
nated as shelters, Mrs Forbes
some persons have refused to
offer their facilities.
She commended those that
have volunteered their proper-
ty.
Carnard Bethel, undersecre-
tary in the prime minister's
office, stressed that residents
should obey any evacuation
order issued.
"We are encouraging people
to leave their homes at reason-
able time rather than calling at
2am and putting other lives in
jeopardy," he said.




]FI-l 11Wi\'Fung'icide
Pest C ontiolm
Tppia Etmintopsr


I


* NEVILLE Wisdom is asking the public to give their opinions on issues such as national
awards and honours system
(Photo: Mario Duncanson/ Tribune Styff)i


are: the Companion of the
Order of the Bahamas
(COB); the Order of Merit
(OM); the Order of Distinc-
tion (OD); and a long service
medal for the civil service.
The first awards could be
presented on July 9,2006.
The commission is also
asking Cabinet to decide
Whether National Heroes
Day should replace Majori-
ty Rule Day on January 10
or Discovery Day.


FRI., OCT 21
6:30 Bahamas @ Sunrise
live .
11:00 Immediate Response
Noon ZNS News Update live
12:03 Car. Today News Update
12:05 Immediate Response
Cont'd
1:00 Health For The Nation
1:30 Spiritual
2:00 Sports Lifestyles
2:30 Inside Hollywood
3:00 Fellowship of Christians
& Jews
'30 Lobtds Murray
,:0:' Vid6oGospel '
4:30 Gospel Groves '
4:58 ZNS News Update
5:00 Caribbean Newsline
5:30 Cybernet
6:00 One Cubed
6:30 News Night 13
7:00 Bahamas Tonight
8:00 Music Mix: Tonex Out
The Box
8:30 Inside Hollywood
9:00 3 D'Funk Studio
9:30 The Lounge
10:30 News Night 13
11:00 Bahamas Tonight
11:30 Immediate Response
12:30 Community Pg./1540AM

SATURDAY,
OCTOBER 22
6:30 Community Page
9:00 Bahamas @ Sunrise
10:00 Dennis The Menace
10:30 Carmen San Diego
11:00 Kids On The Move
11:30 Cybernet
12:00 This Generation


* -' ^
*N *T: -13r evst


LOT No. "G" containing 6,750 sq. ft., "St Vincent Close" Subdivision
Situate on the Southern side of St Vincent Road,
About one mile west of Blue Hill Road


For conditions of the sale and other information, please contact:
The Commercial Credit Collection Unit
At: 356-1685, 356-1686 or 356-1608 Nassau, Bahamas

Interested persons should submit offers in writing addressed to:
The Commercial Credit Collection Unit,
P.O. Box N-7518, Nassau, Bahamas
To reach us before October 31, 2005

Financing available for the qualified purchaser

Serious enquires only


KEMP'S FUNERAL HOME LIMITED
22 Palmdale Avenue, Palmdale
Nassau, N.P., The Bahamas




MR DEWEES E.
PINDER
(JUNIOR PINDER)

of Blair Estates, Nassaun
N.P., The Bahamas, will
be held at Ebenezer
Methodist Church, East
eShirley Street, Nassau,
on Monday, 24th
October, 2005 at 4preta
Pastor Martin Loyley
and Mr Hartis Pinders-ill, officiateis Pind
interment will follow in Ebenezer Methodist
Cemetery, :East Shirley Street, Nassau

fnder i ,-ured ,y hs swife&Mrs -Lola ,
: Pinder; two0sisters, Angela Sweeting and Greta

Pinder; four brothers-in-law, Hartis Pinder,
Michael Sweeting, Stewart Pinder and Edney
Albury; one sister-in-law, Mizpah Albury; one
nephew, Timothy Pinder; four nieces, Joanna
Bethel, Janice Hayling, Glenda McGorrin and
Robyn Pinder; two great-nephews, Bry an
Bethel and Noah Hayling; two great-nieces,
Fallon Bethel and Leah Hayling; his aunt and
uncle, Rodney and Vivienne Pinder; many
other relatives and friends, including his great-
niece, Debbie Malone; special thanks to his
caregivers, Sheila Kentish and Pat Munnings
and to Dr Todd Pinder.

Instead of flowers, friends who wish may make
a donation to the Music Ministry at Ebenezer
Methodist Church, P.O. Box SS-6145, in
memory of Mr Dewees E. Pinder.

Arrangements by Kemp's Funeral Home
Limited, 22 Palmdale Avenue, Nassau, The
Bahamas.


!I 11 I I I 1l, I %j .


i f -


I TV 13 SCHEDULE


-1


I








PAGE 6, FRIDAY, OCTOBER 21, 2005 THE TRIBUNE


Stopping the outbreak of weapons


WITH the US Embassy warn-
ing Americans about the
upsurge in crime in Nassau, the
Bahamas is now counting the
cost of its involvement with
drugs and the proliferation of
guns which followed. Here,
eAmnesty International reports
on the worldwide gun problem...
"A gun is as easy to get as a
packet of cigarettes."
Evan Jean Lolless, 34,
serving life imprisonment for
murder in the USA, 1997

T he issue is simple. The
unregulated supply of
weapons makes it easy for crim-
inals to murder, for soldiers to
kill indiscriminately, and for
police to arbitrarily take lives.
Today's weapons are quicker
and more powerful than ever
before. And in the wrong hands,
faster and more powerful
weapons mean .more abuse and
more wasted lives.
We have seen here in the


Bahamas the proliferation of
guns over the past two decades,
at an unprecedented pace.
It's not just unlawful killings
during wartime that is on the
increase. Military and security
equipment is being misused by
soldiers, paramilitaries, and
police to kill, wound, and com-
mit terrible atrocities against
civilians during peacetime, too.
The global misuse of arms has
reached crisis point
The flow of arms to those
who openly flaunt international
human rights and humanitari-
an laws is being ignored by
many governments and compa-
nies. Guns especially have nev-
er been so easy obtained. Their
increased availability threatens
life and liberty in communities
and cities around the world.
In the Bahamas we regularly
hear of gun violence taking
someone's life, even though
handguns are illegal here.
Every 15 minutes in Brazil,


someone dies from armed vio-
lence. Over the past decade, this
equals 325,551 lives lost. On
October 23 this year, the Brazil-
ian people will take part in a ref-
erendum on whether or not civil-
ians should be able to buy guns.
This is the world's first refer-
endum proposing to curb vio-
lence through a popular vote
and it is crucial to the future of
arms controls worldwide.
Consider that for a
moment...more people have
died in Brazil over the past
decade than there are citizens of
the Bahamas.
The human cost of arms abuse
Every year, throughout the
world, roughly half a million
men, women, and children are
killed by armed violence that's
one person every minute.
The lack of control of the
arms trade is fuelling conflict,
poverty, and human rights abus-
es worldwide. Every govern-
ment is responsible.


It doesn't have to be like this.
Oxfam, Amnesty International,
and a group of more than 500
NGOs in the International
Action Network, on Small Arms.
(IANSA) are calling for a global
Arms Trade Treaty to bring the
trade in weapons under control
and for local action to protect
civilians from armed violence.
Join us and demand tougher
arms controls today,
Sixteen-year-old Camila Mag-
alhaes Lina, from Brazil, lost
the use of her legs in 1998, when
she was hit by a stray bullet in a
shoot-out between thieves and


private security forces while
walking home from school.
In the 60 seconds it takes you
to read Camila's story, it's like-
ly that another two people, just
like her, have been seriously
injured by the use of arms.
Someone else won't have been
so lucky. They're dead.
By 2020, the number of
deaths and injuries from war
and violence will overtake the
numbers of deaths caused by
killer diseases such as malaria
and measles.
Without strict control of arms
exports and measures to pro-
tect people from their misuse,
countless .others will continue
to suffer the catastrophic con-
sequences of the arms trade.
Readily available weapons will
intensify and prolong wars. More
people will be terrorised and
forced from their homes. Fami-
lies will be prevented from grow-
ing food to feed themselves or
earning enough money to send
their kids to school. Human
rights abuses will continue. Peo-
ple will be trapped in poverty.
This isn't fiction. Oxfam and
Amnesty International and
IANSA members work with
people who experience these
atrocities every day.


The only way to end this c.cle
of poverty and suffering is to
control the trade in arms. Now.
The Solution
The time to act is now. Face
up to the arms crisis!
Today, arms are so prevalent.
For example, it is estimated that
there is one gun for every: 10
people on the planet m n,
women, and children.
"...the excessive accumila-
tion and illicit trade of srall
arms is threatening interna-
tional peace and security, dash-
ing hopes for social and eco-
nomic development, and jeop-
ardising prospects for democ-
racy and human rights."
And it's riot just Oxfam,
Amnesty International'band
IANSA who believe that. These
words were spoken in 2002 by
UN Secretary-General, Kofi
Annan.
The Bahamas must act with
other nations to Jhelp stop the
spread of this deadly outbreak
of weapons. If you want totake
action, you can find out more
by visiting the Amnesty Inter-
national website at
www.amnesty.org or call A.I.
Bahamas at 327-0807.


The Management and Staff of

Scotiabank (Bahamas) Limited

are pleased to announce the opening of the


Customers are invited to conduct regular banking

transactions

Monday Thursday : 9:30 a.m.- 3:00 p.m

Friday: 9:30 a.m.



We welcome the opportunity to serve you!


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THE TRIBUNE


PAGE 6, FRIDAY, OCTOBER 21, 2005


Sharon Hunter
43
Office Assistant
Member of Sister, Sister Breast Cancer Support Group
Breast Cancer Diagnosis January 27, 2004
Number of years as a survivor 1 year

"There is nothing God can I do"

The TPIbune obsemes Bpeast Cancep Awapeness Month OctobeP 2005


o


- 0


I; -














infriday's


College

celebrates

25 years of
"Christian


teaching

A By KARAN MINNIS
Tribune Staff Reporter
A CHRISTIAN-based edu-
cation conveys the strong sense
of morality and stability which
every person needs, according
to Bishop Lester Cox, pastor of
Faith Temple International
Ministries.
Speaking at the 20th anniver-
sary of Faith Temple Christian
Academy (FTCA) Bishop Cox
said that he feels as through
FTCA is doing "all it can in this
instance."
"Education is a very impor-
tant element outside of Chris-
ltianity. It plays a major role
"because it helps to develop cit-
izens to be effected in the coun-
try."
"A Christian education is
even that more important
because Christian education
gives us a base to have morality
in our lives, to have stability to
have a sense of direction."
"I feel as though the church
should be able to set standards
based on truth," he said. "Truth
is not relative, in other words
you don't change truth over
time, truth is absolute."
Said Deacon John Dele-
veaux, chairman of the school
board: "The school started in
1985 and in the 20 years since
we started we have impacted
and influenced many young
lives."
,Principal Daniel Simmons
!said that the 20th year will be an
exciting one for the school.
"We will be having things
such as a thanksgiving service
in November, tee-shirt day in
January; we will be having
:speech competitions and we will
"-having sports competitions," he
-said. "This will just be an excit-
ing time for us."
-According to Bishop Cox,
with a current count of over 700
students, he believes that FTCA
,has a bright future.


S _l o


Call on government to take




a stand on US Navy sonar


By KARAN MINNIS
Tribune Staff Reporter
A LOCAL environmentalist has
asked the government to take a posi-
tion on claims that US Navy sonar
kills marine mammals.
The Tribune reported yesterday
that the Natural Resources Defence
Council (NRDC), a US animal wel-
fare organisation, has filed a lawsuit
against the US Navy for using mid-
frequency sonar.
It has been alleged that the system
caused mass strandings of whales in
the Bahamas five years ago.
According to the law suit, which
was filed in a Los Angeles federal
court, the sonar used by the Navy "is
capable of flooding thousands of
square miles of ocean with danger-
ous levels of noise pollution."
It also stated that this form of sonar
disturbs and sometimes kills marine
mammals who beach themselves to
escape it effects.
In the lawsuit, the NRDC cites sev-
eral different strandings and deaths of
whales, including the incident which
occurred in the Bahamas in 2000,
when 16 whales from three different
species beached themselves along 150
miles of shoreline.
The case comes two years after the
Navy settled a similar lawsuit with


the NRDC by agreeing to limit its
testing of experimental low-frequen-
cy sonar to specific areas of the north-
western Pacific Ocean.
The new lawsuit now seeks to
restrict the use of mid-frequency
sonar, the primary system used
aboard US naval vessels to locate sub-
marines and other underwater
objects.
Speaking on the issue yesterday,
local environmentalist Sam Dun-
combe explained that concerned
groups are asking the Navy not to use
the sonar "when no war is going on".
Mrs Duncombe said that she
believes the request is very reason-
able, because "when you talk about
effecting huge areas of the ocean, the
beached whales is all that we see.
What happens to the rest of the ocean
life?" she asked.
Mrs Duncombe added that she
would like to see the government clar-
ifying where it stands on such issues.
"The same way (Foreign Affairs
Minister Fred Mitchell) is actively
pressing governments about trans-
porting nuclear waste though our
waters, I want them to do the same
about the Navy," she said.
"I would really like to see the
Bahamian government take a stand
on this issue. That's what they are
here for to protect us."


* CHILDREN reach out to touch the tail of a beached whale Wednesday March 15,
2000 on the coast of High Rock in East Grand Bahama, Bahamas. Eight beached
whales died Wednesday March 15 the same day the US Navy began testing anti-sub-
marine exercises.
(Photo/ Tim Aylen)


Healthy eating campaign is launched


* By TIFFANY GRANT
Tribune Staff
Reporter
FORTY-FIVE per cent
45 per cent of deaths in the
Bahamas in 2003 were
caused by chronic non-com-
municable diseases.
These diseases include
diabetes, hypertension,
chronic respiratory disease,
heart disease, strokes and
cancer.
In the same year, it was
reported, hypertensive dis-
ease was the leading cause
of death in women.
According to medical
officials, too many Bahami-
ans are contracting chronic
diseases through unhealthy
lifestyles.
Speaking yesterday at the
launch of the Ministry of
Health's National Healthy
Lifestyle Initiative, Minis-
ter of Health Dr Marcus
Bethel said that more
Bahamians need to become
active and knowledgeable
about the benefits of
healthy living.
The new programme


aims to raise awareness about
the need for a healthy lifestyle,
and to create guidelines which
will allow individuals to adopt
such a lifestyle.
"This track we are on
presently is clearly unsustain-
able. Consequently, we have
taken a holistic approach to
defining and developing strate-
gies for specific areas where
behavioural changes can lead


to healthier citizens. This
requires stakeholders working
together to encourage and
empower the community," said
Dr Bethel.
He added that at the CARI-
COM Heads of Government
Meeting, leaders considered the
potential harm that ill health
could have on development.
According to Dr Bethel, the
talks concentrated on HIV/AIDs


and non-communicable diseases.
Prime minister Perry Christie
was the keynote speaker at the
launch yesterday.
Mr Christie suffered a slight
stroke in early May, and said
that his own experience high-
lights the importance of a
healthy lifestyle.
Mr Christie confessed that'
before his stroke, he ignored
the fact he was putting on too


much weight.
"You loose sight of your own
health. You are so focused on
other things that you do not pay
attention to your own health.
"I perhaps as the prime min-
ister and a Bahamian profes-
sional in my illness had access to
doctors, treatment and strong
family that many who are simi-
larly affected do not have in our
country," he pointed out.


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voucher for 50% off the cost of a mammogram at Doctors Hospital*

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GEORGE MACKEY GIVES HIS INSIGHT INTO BAHAMIAN LIFE


THE TRIBUNE


FRIDAY, OCTOBER 21, 2005, PAGE 7


o


o








LOCALNEWS'


DOCTORS HOSPITAL
.Herahh For Life


New charges for



People to People:


Saturday, October 22nd 2005
7am (6am late registration)
e:, $10 includes T-shirt & water bottle
Doctors Hospital Shirley Street parking lot
Pre-register at Doctors Hospital Marketing Department on or before Friday, October 21


* Trophies and medals will be awarded
All participants will receive a
certificate of completion and prizes
* The Company with the most
participants will receive a Free Health
Fair at their place of employment


* Health Fair and free screenings will
follow the race in the Doctors Hospital
Conference Room
* B.A.C.O. will officiate the race
* Free memberships to Bally Total Fitness


THE Ministry of
Tourism has announce the
launch of several initiatives
to revitalise the People-to-
People programme in com-
memoration of its 30th
anniversary.
Since its launch in 1975,
a ministry spokesman said,
the People-to-People pro-
gramme has continued to
match visitors and
Bahamians with similar
interests, thereby "enhanc-
ing the spirit of friendship
and understanding of our
country and culture."
The new initiatives
include additional training
for volunteers, a People-
to-People in-home stay
programme, the creation
of international People-to-
People ambassadors, and
a new interactive web
page. UN
Participants in the pro-
gramme are now expected
to pay a small fee and partici-
pating tour operators, ground
handlers and travel retailers
have the opportunity to earn a
$10 commission for each Peo-
ple-to-People experience they
book.
Tourism director general
Vernice Walkine said: "For 30
years the. People-to-People pro-
gramme has been a compli-
mentary service. Today, we are
pleased to announce that this


VERNICE Walkine


programme is moving to anoth-
er level to enhance the visitor's
experience and ensure its sus-
tainability."
Senior People-to-People
manager Janet Cuffie said: "I
am proud to be a part of such a
positive programme.
"Knowing that many friend-
ships have been forged between
Bahamians and visitors over the
years and those relationships
have converted hundreds of


leisure vacationers into
return visits, certainly
speaks volume for the sue,-
cess of the programmed"
Marketing initiative"SIA
promote the People-to-
People experience locally
and internationally include
providing current a.n~
interactive information 6n
www.bahamas. c o.,
brochure distribution
through Bahamas torifit
offices throughout tlie
United States, Canada'an'd
Europe and advertide'-
ments in travel publiti-
tions. '
The programme was
officially launched in Nas-
sau on Monday, December
15, 1975, by Sir Clement
Maynard, former Minister
of Tourism. -,;'
From its inception, Peo-
ple-to-People greatly con-
tributed to. enhancing ;the
image of the Baham an
tourism product.
By 1994, the programme&i'd
moved beyond Nassau to
co, Bimini, Eleuthera, Exua,
Grand Bahama Island, aidSan
Salvador.
The cost of the Pepi-to-
People experience is $35' 'pr
adult. Children 12 and under
are free. *
For more information cOn-
tact Janet Cuffie at 323-1853-6
or e-mail jcuffie@bahamas.com.


Banker named executive of the year
^ ~ ~~~ <


GREGORY Bethel was
named executive of the year
during the IAAP Sunny Isles
chapter's bosses day celebra-
tion.
CEOs, managers, executives
and administrative assistants
gathered at Graycliff restaurant
on West Hill Street for the Sun-
ny Isles Chapter of the Inter-
national Association of Admin-
istrative Professionals (IAAP)


Bosses Day Luncheon.
Sunny Isles is the newest
chapter of the IAAP in the
Bahamas.
Mr Bethel, president of
Fidelity Merchant Bank and
Trust and vice president of
Fidelity Bank Bahamas Limited
was also the guest speaker at
the event.
He spoke on the chapter's
theme: "Committed to excel-


lence motivated to chang&'.'
After delivering the speech
to the executives and their assis-
tants, Mr Bethel was, surprised
with the award of Executive of
the Year 2005/2006. j
He was nominated, by;lhis
executive assistant Kim Copy-
ers, of Fidelity Merchant Bank
and corresponding secretary
of the IAAP Sunny Isles chlap-
ter.


Nearly two weeks ago, an incident occurred at BEC involving an
employee in the IT Department resulting in a medical emergency. This
incident, which later evolved into industrial unrest with the BEWU
protesting against the Acting Manager of the IT Department, Mrs.
Michelle Goffe, has unfortunately escalated further this week.

The initial incident involved one of two Network Support Assistants
(NSA) in the Department, Mr. Kendal Taylor and his request for vacation
leave that was denied by the Acting Manager. The request was turned
down as the other NSA was on sick leave, and the Acting Manager felt
that it would not be in the best interests of the Corporation to grant his
request for vacation at that particular time. Since Mr. Taylor disagreed
with her decision, he was advised by the Acting IT Manager to follow
the prescribed appeal process and speak with Mrs. Goffe's immediate
superior, Mr. Everette Sweeting, CFO. He was also referred to the
Human Resources Department.

Although Mr. Taylor did speak with Mr. Sweeting, who promised him
a decision by noon that day, he visited the HR Department and he
returned to the Acting IT Manager's office where he was taken ill. He
was taken to the hospital where tests confirmed that he did not suffer
a heart attack or any other life threatening illness and he is currently
resting at home. BEC wishes him a speedy recovery.

Following that incident and the ensuing unrest, Management agreed
that Mrs. Goffe, who, like other Managers at BEC, is a very competent,
hardworking and committed, results oriented Manager with very high
expectations for her staff and the organisation, take some time off.

It was upon her return to work on Tuesday, October 18th that the
BEWU called a walkout of staff in protest of her presence back in the
IT Department. The Management of BEC wishes to confirm that this
walkout was illegal, unwarranted and did not follow the proper process
that is outlined in the Industrial Agreement with the BEWU for dealing
with grievances. Management will, therefore, be taking appropriate
action against those who were involved.

Management wishes to once again echo a reminder that a procedure
exists for dealing with grievances and disputes that the Corporation and


Union have agreed upon, and which must be followed if we are to build
the desired industrial harmony in the workplace.

At the moment, Mrs. Goffe is still on the job. Management recognizes j
concerns and issues with and within the IT Department which have
been heightened by this incident. As it does with all other departments
or managers when there are issues adversely affecting the smooth
operation of BEC and when it becomes vital that they be addressed,
Management is seriously focusing on all the concerns of the IT
Department with the intention of fostering a positive and productive
atmosphere in that Department. Management will take all steps it
considers necessary to address these issues as and when they occur, and
is determined to resolve all such matters while, at the same time,
maintaining a harmonious industrial environment at BEC for all of our
employees, who are still our primary concern,

Management believes that, throughout this matter, the Acting IT Manager
followed the proper process, a suitable course of action that is available to
all managers and staff when confronted with any type of differences in
behaviour or opinion. BEC would urge everyone, in the interests of
upholding the efficient operation of the Corporation, to observe and utilize
these processes at all times. Management believes that, without respect for
those processes, there is the potential for chaos, which would result in
problems for our staff, our customers and our nation.

Most importantly, the Management of BEC would like to apologize
to our valued customers for the uncalled-for disruption in service that '
occurred on Tuesday, October 18th. The Management regrets the great
inconvenience it caused for many hardworking men and women who
were unable to transact business with the Corporation during the illegal
work stoppage. We would like to reiterate to our employees and'
customers that everyone is very important to the Corporation and we .
want to assure you all that, through the exercise of Management's,
inalienable right to manage this crucial Utility Corporation, we are;
determined to do all in our power to avoid all such actions in the future.
A(i


THE MANAGEMENT
BAHAMAS ELECTRICITY CORPORATION


,,


THE TRIBUNE,


PAGE 8, FRIDAY, OCTOBER 21, 2005


As..^L, ..~ R U--/.^






THE TRIBUNE


A N


TWo murders

in 12 hours

FROM page one

is enraged about continu-
i'.g incidents of violent
crime in the Bahamas.
"Where is Mother Pratt
in all of this? Why is the
law not being enforced?
Every day women get
raped and killed. Some-
thing needs to be done
4Aid fast," the woman said.
Just 12 hours before the
body of the young woman
Was found, 46-year-old
Larry Rose became the
.ictim of an armed rob-
ib'ery-turned-murder.
"At 10.30pm on Wednes-
day, Mr Rose was at his
place of employment -
Pe'rcy's Web Shop in
Upjnion Village when
two men armed with
handguns held up the
store.
,"They threatened him,
held him up at gunpoint
rand demanded casl. We
'believe he gave them a
depositt bag. After that
they shot him and fled the
sene on foot," said Mr
Miller.
-' Mr' Rose, who sustained
gu'nshot wounds to his
,back, was immediately
rushedd to Doctors Hospi-
it4 where he died shortly
afterwards.
'"We are always very
concerned about every
,murder that happens in
the Bahamas. Although
this year's number of
-homicides is not the high-
,est that it has ever been,
.we hope in future to low-
er the number," said Mr
"Miller.
.-He appealed to the
public in this effort,
encouraging people to
report every incident of
:,criminal activity to the
-police.
- '-"The police are out
:"there in force, we are
.equipped with the latest
'&nd best technology.
What we need now is the
puidblic's assistance," he
'said.


Thrnquest hits out at


government over economy


FROM page one

said that government was
warned that the deficit figures
were going to come in higher
than they estimated.
"With the large $165 million
budget deficit we had for the
period ending June, 2005, you
had a windfall from the sale on
Cable Beach and the back tax-
es, $20 million from Phil Ruffin.
Can you imagine if that didn't
happen? In this budget no back
taxes to collect. They are not
charging them until they get the
new casino going," he said.
He said as a result of the
innocuous economic policies of
the government, the country is
finding itself in a position where
it is relying on investments that
have not paid off as yet to fund
the Bahamas' development.
"I learnt very early when I
was parliamentary secretary in
the office of the prime minis-
ter dealing with investments
and there were two cases in
particular, one in Mayaguana
and one in South Eleuthera,
that I was convinced we were
going to get going and I learnt
very early that there is many a


slip between the cup and the
lip and we cannot continue to
announce these projects as a
fait accompli (an irreversible
accomplishment) until you have
crossed the Ts and dotted the Is
and you have the money in the
bank," said Mr Turnquest.
. In 2003, said Mr Turnquest,
Prime Minister Perry Christie
announced a "litany of pro-
jects" at the PLP's national con-
vention which he said would
have begun at some point in
the future.
In the Ministry of Financial
Service and Investment's sup-
plement highlighting the
achievements of the newly
formed ministry it listed more
than 80 foreign and local invest-
ments, 43 of which were still in
the "approved projects
not commenced" and "project
proposals under review" cate-
gory.
Mr Turnquest said he is con-
tinually hearing from both local
and foreign investors that gov-
ernment is still slow in respond-
ing to their requests.
"The best way to describe the
government's handling of the
economy is lethargic. They are


.................................. I ..........................................................................................


Man held after


statue is defaced

FROM page one

ment property. If found guilty, he could face up to three months
imprisonment.
This was not the first time the statue had'been defaced. In 1999, the
monument, which has featured in thousands of tourists' holiday snap-
shots, was drenched in red paint.
At the time, then Minister of Education Dame Ivy Dumont (cur-
rently Governor General of the Bahamas) said the act was "a blight on
us as a people".
The cost for restoration of the statue was over $10,000 as
a specialist had to be found to restore the marble to its previous
state;


very slow to act and very slow
to react. We continue even
today to hear complaints from
investors that they can't get
answers from the government
and that is happening on the
international side and the local
side," he said.
The FNM leader said that
when international investors
come to the Bahamas they
meet a "lethargic attitude and a
sort of discouraged spirit; it is
not the kind of place they want
to do business."
Now, he said, there is a need
for a person who can be firm
and decisive when it
comes to leading the govern-
ment.
"People are demanding a dif-
ferent type of leadership.
"I believe that I offer
that different type of leader-
ship.
"They want a leader who
takes the high road without
spite or victimisation, one who


Share

your

news
The Tribune wants to hear
from people who are
making news in their
neighbourhoods. Perhaps
you are raising funds for a
good cause, campaigning
for improvements in the
area or have won an
award.
If so, call us on 322-1986
and share your story.


is committed to working hard in
providing economic prosperi-
ty, one who is concerned about
the direction of our young peo-
ple and dealing with the myriad
of issues affecting our country
and while persons want to be


consulted and involved at the
end of the day they want a deci-
sion.
"I believe in consultation and
deliberation but I also believe
in decisive action," Mr Turn-
quest said.


Enter as often
as you like!
Attach 6 labels of Campbell's Red
& White Condensed Soup (10.5oz)
to an entry form and place in the
specially-marked boxes at
participating stores, at the
d'Albenas Agency on Madeira
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the Island Traders Building.
Promotion ends October 28, 2005.


Nam
Name: I
Address: .
Telephone: I


"Campbell's

it's g_t the g_ _ds"


Motrs Ae
Phne 32- 12 Fa 2675


These are excerpts from the interim report, Copies of the complete report are
available to the public at the Company's Corporate Office on Blue Hill Road, Nassau.

CONSOLIDATED BALANCE SHEET
(B$000) (unaudited)
July 31, January 31,
2005 2005
(audited)

Total assets $ 40,143 41,468
Total liabilities 28,093 29,954
Shareholders' equity 12,050 11,514

$ 40,143 41,468

CONSOLIDATED STATEMENT OF OPERATIONS
(B$000)
6 months 6 months
ended ended
July 31, 2005 July 31, 2004
Sales $ 45,786 52,740
Cost of sales (33,085) (37,468)
Gross profit 12,701 15,272
Selling, general and administration (13,747) (14,615)
Other income 140 136
Net operating (loss)/profit (906) 793
Interest expense .(509) (614)
Dividends on preference shares (401) (316)
Impairment of assets (625)
Insurance proceeds, net of related expenses 3,036
Pre-opening costs (130)
Amortisation of goodwill (152)
Net profit/(loss) from continuing operations ,595 (419)
Net loss from discontinuing operations (59) (72)
Net profit/(loss) for the period $ 536 (491)


ABACOETS
LIMITED


-Hlu-iHi, eou, IiBi vuu, -rr -C- "








PAGE 10, FRIDAY, OCTOBER 21, 2005


THE TRIBUNE


Skirt & Heels Night Out by Future Entertainment @
Cocktail & Dreams, Saturday, October 21. Admis-
sion: $5 (ladies), $10 (guys). Music by: DJ Xtra Large,
Future Sound DJs. Prizes for sexiest woman in skirt
and heels. Jah Cure Sing-A-Like contest.

Bacardi Happy Hour @ Power Boat Adventures Bar
and Grill (one door east of Texaco Harbour Bay),
every Friday. $3 Bacardi drinks all night and $3 beers.

Ladies Night @ Power Boat Adventures Bar and Grill,
every Saturday. Ladies free, Gents, $10 all night. Bac-
ardi Big Apple and other drink specials all night long.

Wild Jungle, each and every Wednesday night @ Club
Trappers, Nassau's "upscale" gentleman's club. Fea-
turing a female body painting extravaganza. Free
body painting @ 8 pm. Ladies always welcome. Admis-
sion: Men free before 10 pm. Females free. There
will be free food and hors d'oeuvres between 9 and 10
pm. Open until 4 am.

Ladies Night @ Fluid Lounge, this and every Thursday
night. Doors open at 10pm. Ladies free before lam,
$10 after. Guys: $15 all night. Drink special: 3 @ $10
(Bacardi) Giveaways and door prizes every week.

Saturday Night Live every Saturday night @ Club
Fluid, Bay St. The biggest party of the week, pumping
all your favourite hits all night long. Ladies in free
before llpm. Strict security enforced.

Rave Saturdays @ Club Eclipse. DJ Scoobz spinning
the best in Old Skool. Admission $35, all inclusive
food and drink.

Karaoke Music Mondaze @ Topshotters Sports Bar.
Drink specials all night long, including karaoke warm-
up drink to get you started. Party from 8pm-until.

Reggae Tuesdays @ Bahama Boom. Cover charge
includes a free Guinness and there should be lots of
prizes and surprises. Admission: Ladies $10 and Men
$15.

Hump Day Happy Hour @ Topshotters Sports Bar
every Wednesday 5pm-8pm. Free appetizers and
numerous drink specials.

The Pit @ Bahama Boom, every Thursday. Doors
open at 9pmn, showtime 11.30pm. Cover charge $15.
$10 with flyer.

Fantasy Fridays @ Fluid Lounge, featuring late '80s
music in the VIP Lounge, Top of the charts in the
Main Lounge, neon lights and Go Go dancers. Admis-
sion: Ladies free before llpm, $15 after; Guys $20
all night.

Dicky Mo's @ Cable Beach. Flavoured Fridays Hap-
py Hour,. every Friday. Drink specials: Smirnoff
Kamikaze Shots, $1; Smirnoff Flavoured Martinis, 2
for $10; Smirnoff Flavoured Mixed Drinks, 3 for. $10.
Bahamian Night (Free admission) every Saturday
with live music from 8 pm to midnight. Karaoke Sun-
days from 8pm to midnight, $1 shots, and dinner spe-
cials all night long.

Twisted Boodah Lounge @ Cafe Segafredo, Char-
lotte St kicks off Fridays at 6pm with deep house to
hard house music, featuring .CraigBOO, Unkle Funky
and Sworl'wide on the decks.

Chill Out Sundays @ Coco Loco's, Sandyport, from
4pm-until, playing deep, funky chill moods with world
beats.

Sweet Sunday Chill Out Soiree Lounge, every Sunday,
4pm-midnight @ Patio Grille, British Colonial Hotel.

Wet Sundays, every Sunday, noon-midnight @ Crystal
Cay Beach. Admission $10, ladies free.

TooLooSe @ Indigo Restaurant on West Bay St and
Skyline Drive. Singer/songwriter Steven Holden per-
forms solo with special guests on Thursday from 9pm
- midnight.

The Graham Holden Deal @ The Green
Parrot....David Graham, Steve Holden, Tim Deal and
Friends perform Sunday, 7pm 10pm @ Hurricane
Hole on Paradise Island.

Jay Mitchell and Hot KC @ Palm Court Lounge,
British Colonial Hilton, Wednesday-Thursday


8pm-12am.


Sunday Night Interlude @ Briteley's Restaurant &
Lounge, Eneas St off Poinciana Drive. Featuring
Frankie Victory at the key board in the After Dark
Room every Sunday, 8.30pm to midnight. Fine food
and drinks.

Paul Hanna, Tabatha and Gernie, and the Caribbean
Express perform at Traveller's Rest, West Bay St,
every Sunday,.6.30pm-9.30pm.



Beneath the Surface featuring new works from the
NewSkool artists Tamara Russell, Davinia Bullard,
Tripoli Burrows and Taino Bullard. The exhibition @
The Central Bank Art Gallery, Market St, runs
through October 30. Gallery hours 9.30am 4.30pm.

Still Life Drawing workshop @ the National Art
Gallery of the Bahamas, Wednesday, October 19,
6.30pm 9.30pm. In this workshop, led by artist Joly-
on Smith, still life is studied both as an isolated phe-
nomena and in relation to their environment. The
focus is on helping the student observe and discover.
This workshop is for persons age 12 and over and
will be held at the gallery on West and West Hill Sts.
Fee: $15 (members) and $20 (non-members). Call the
gallery at 328-5800 to secure a space.

Bahamiam filmmaker Maria Govan will speak on the
topic New Directions in Filmmaking in the Bahamas
on Thursday, October 27, 6.30pm @ the National Art
Gallery of the Bahamas, West and West Hill Sts.
Maria will talk about process; how each film experi-
ence has informed others and how making doc-
umetaries has provided her with a wealth of insight
that has inspired her to begin harnessing her own
voice as a director who is ready to take Bahamian
film to the world state. The talk is part of the gallery's
Narrow Focus series. Admission: Free.


The National Collection @ the National Art Gallery of
the Bahamas, an exhibition that takes the viewer on a
journey through the history of fine art in the Bahamas.
It features signature pieces from the national collec-
tion, including recent acquisitions by Blue Curry,
Antonius Roberts and Dionne Benjamin-Smith. Call
328-5800 to book tours. This exhibition closes Febru-
ary'28, 2006.

Health

Doctors Hospital Distinguished Lecture Series: Dis-
tinguished Oncologist, Dr Theodore Turnquest will
discuss Cancer Awareness Thursday, October 20 at
6pm in the Doctors Hospital conference room. The
lecture will focus on health issues relating to cancer
and is free to the general public. Free blood pressure,
cholesterol and glucose screenings will be performed
between 5prm and 6pm. To ensure available seating
RSVP 302-4603.

Doctors Hospital Fun/Run/Walk: Doctors Hospital
will be hosting its annual Fun Run/Walk on Satur-
day October 22 at 7am in the Doctors Hospital Shirley
Street parking lot. The run will be followed by a health
fair and exhibition in the conference room featuring
free blood pressure, cholesterol and glucose screenings.
For more information call 302-4603.

The Cancer Society of the Bahamas meets at 5.30pm
on the second Tuesday of each month at their Head-
quarters at East Terrace, Centreyille. Call 323-4482 for
more info.

Pre & Post Natal Fitness Classes will be held on Tues-
day and Thursday evenings at 6.30, beginning Sep-
tember 27 at Nassau gymNastics Seagrapes location
(off Prince Charles Drive). Doctor approval is
required. Call 364-8423 to register or for more infor-
mation.

Diabetes Directions a FREE diabetic support group
meets the first Monday of each month at 6.30pm at
New Providence Community Centre, Blake Road.


Dinner is provided and free blood sugar, blood pres-
sure and cholesterol testing is available. For more
info call 702-4646 or 327-2878

MS (Multiple Sclerosis) Bahamas meets the third
Monday every month, 6pm @ Doctors Hospital con-
ference room.

The Bahamas Diabetic Association meets every third
Saturday, 2.30pm (except August and December) @
the Nursing School, Grosvenor Close, Shirley Street.

Doctors Hospital, the official training centre of the
American Heart Association offers CPR classes cer-
tified by the AHA. The course defines the warning
signs of respiratory arrest and gives prevention strate-
gies to avoid sudden death syndrome and the most
common serious injuries and choking that can occur in
adults, infants and children. CPR and First Aid class-
es are offered every third Saturday of the month from
9am-lpm. Contact a Doctors Hospital Community
Training Representative at 302-4732 for more infor-
mation and learn to save a life today.

REACH Resources & Education for Autism and
related Challenges meets from 7pm 9pm the second
Thursday of each month in the cafeteria of the BEC
building, Blue Hill Road.

civic Clubs

The Bahamas Historical Society will host a meeting at
6pm on Thursday, October 27 at the Museum on
Shirley Street and Elizabeth Avenue. Dr Keith Tin-
ker, Director, Antiquities, Monuments and Museum,
and Mr Pericles Maillis will speak on Clifton Planta-
tion, including the cultural aspect, new archaeological
finds and the current efforts to save this important his-
torical site. The general public is invited to attend.

Toastmasters Club 1095 meets Tuesday, 7.30pm @ C
C Sweeting Senior School's Dining Room, College
Avenue off Moss Road. Club 9477 meets Friday, 7pm
@ Bahamas Baptist Community College Rm A19,
Jean St. Club 3956 meets Thursday, 7.30pm @ British
Colonial Hilton. Club 1600 meets Thursday, 8.30pm @
SuperClubs Breezes. Club 7178 meets Tuesday, 6pmr
@ The J Whitney Pinder Building, Collins Ave...
Club 2437 meets every second, fourth and fifth
Wednesday at the J Whitney Pinder Building, Collins
Ave at 6pm. Club 612315 meets Monday 6pm @ Wyn-
dham Nassau Resort, Cable Beach. Club 753494 meets
every Wednesday, 6pm-8pm in the Solomon's Build-
ing, East-West Highway. Club 3596 meets at the
British Colonial Hilton Mondays at 7pm. Club
Cousteau 7343 meets every Tuesday night at 7.30 in
the Chickcharney Hotel, Fresh Creek, Central Andros.
All are welcome.

Alpha Kappa Alpha Sorority, Eta Psi Omega chapter
meets every second Tuesday, 6.30pm @ the Eleuthera
Room in the Wyndham Nassau Resort, Cable Beach.

Alpha Phi Alpha Fraternity meets every first Tuesday,
7pm @ Gaylord's Restaurant, Dowdeswell St. Please
call 502-4842/377-4589 for more info.

Kappa Alpha Psi Fraternity meets every second Tues-
day, 6.30pm @ Atlantic House, IBM Office, 4th floor
meeting room.

The Nassau, Bahamas Pan-Hellenic Council (NPHC)
meets every third Monday of the month in the Board
Room of the British Colonial Hilton Hotel, Bay St.

Nassau Council 10415 Knights of Columbus meets
the second and fourth Wednesday of the month, 8pm
@ St Augustine's Monestary.

Nassau Bahamas Koinonia meets every second Friday
of each month, 7.30pm at Emmaus Centre at St
Augustine's Monestary. For more info call 325-1947
after 4pm.

International Association of Administrative Profes-
sionals, Bahamas Chapter meets the third Thursday of
every month @ Superclubs Breezes, Cable Beach,
6pm.

AMISTAD, a Spanish club meets the third Friday of
the month at COB's Tourism Training Centre at 7pm
in Room 144 during the academic year. The group pro-
motes the Spanish language and culture in the com-
munity.



Send all your civic and social events to The
Tribune via fax: 328-2398 or e-mail
outthere@tribunemedia.net


I' I I -


W HAT'S ON IN AND AROUND NASSAU


















EMAIL OUTTH ERE @ TRIBUN EM EDIA NET



















SHOW CONCERN FOR HURRICANE-HIT ISLANDERS
WITH Hurricane Wilmna threatening the Bahamas and now the
most intense hurricane in Atlantic storm-recording history, Long
Islanders and others have vet to receive hurricane relief from
the Ministry of Housing and National Insurance.
IiA the October 19 edition of The Tribune, Hurricane Wilma was
saidjo be the 21st tropical storm and record-tying 12th hurricane
of the 2005 Atlantic season. It was also reported that Acklins' chief
couxicillor, Roston Cox, said that several senior citizens had also
not Jeceived financial aid for damage caused by Hurricanes
Frainces and Jeanne in 2004. That's right, 2004!
Aahd now, international news programmes are reporting that
Hurricane Wilma has far exceeded minimal requirements for the
highest category five rating. With this in mind, has Minister Shane
Gibson been hibernating for a year?
WViy haven't residents of Long Island received relief from your
miriistry, Mr Gibson? Why have their insistent letters and phone
calls been ignored? Is it a form of victimisation because Long
Islanders traditionally vote against the PLP?
Iir the August 18 edition of The Tribune, Long Island MP Lar-
ry cartwright hit out at Mr Gibson for botching the delivery of
desperately-needed hurricane relief.
According to Mr Cartwright, no-one had received any hurricane
relief since the devastation of Hurricane Frances last year. More
thaii three months later, they still haven't.
ANdros was tenth on the list of most affected islands, and Long
Island number nine, so I was surprised to hear Mr Peet (North
Andros MP) in parliament thanking the government for sending
relief there. That made me question how the tenth worst affected
island could have received relief before number nine. "Isn't nine
before 10?" Mr Cartwright asked.
Ipw is it that a year later the minister and the director of
NEMA still claim to not know that people need government
assistance in repairing their homes and properties?
I, the USA high-level officials who don't do their jobs are
immediately sacked. Just look at former FEMA director Michael
Bro;n, who bungled relief to victims of Hurricane Katrina.
Net, Shane Gibson is impudent enough to make the rounds of
theltalk show circuit flamboyantly demanding the names of all per-
son affected who had not received hurricane relief.
Well, Shane, according to Mr Cartwright and Mr Cox, you
have the names!
When the unions were going berserk outside parliament a few
weeks ago, the minister made a most laughable appearance on
ZNS News. Here, he said that, as a former union man, he could
relate with the unionists' struggles and that if he was not a Cabi-
netnminister, he would have joined the picket lines.
Well-by-jingles! Sir, try feeling the pain of roofless, financial-
ly distraught Family Islanders!
0low is it that Agriculture and Fisheries Minister Alfred Gray
could have directed his ministry to provide monetary and agri-
cultural relief for these Family Islanders while Mr Gibson's min-
istry contends that it has not received any documentation?
Can you imagine if Hurricanes Katrina and Rita had intensified
and slammed into the already ruined homes of Long Islanders?
Caij you imagine if Hurricane Rita had become a powerful hur-
ricane and had hit the island?
Mr Gibson, remember that while building houses is a prominent
aspect of your portfolio, concern for the well-being of Bahamians
is far more important.

SBy ADRIAN GIBSON
ajbahama@hotmail.com
wu( m *
*'______'. ---*____


.: FREEPORT
11 East Coral Road, P.O. Box F42312
F'eport, Grand Bahama, Bahamas
Telt(242) 373-1471 Far (242) 373-3005
Page 340-8043


NASSAU
Robinson and Soldier Roads, NIssau, N.P,, Bahamas
P.O. Box CB-12072
Telephone: (242) 394-8043 / (242) 394-8047
Pagers: 340-8043 / 340-4424/340-8034 Fax: (242)3404034


Jrederica Drucilla
Brathwaite, 61

Af #5 Balt Avenue, and
fBormerly of Green Castle
iseuthera, will be held on
Saturday, October 22nd, 200a
al'9:30 a. m. at Believer' s
SQbspel Chapel, Trinidad
A,rienue, Prince Charles Drive.
Officiating will be P istor Errol
Jkkson. Interment will follow St
iroEbenezer Cemetery, Shirley
Street.
he is survived by her Three
Mfildren: Julio. Julica. and
J,4neille, One Grand Son
A4caina Burrows Jr., Four
.IPothers: Charles, Aubrey, Redis, and Cleveland Stubbs, One
Sister: Berdie Stubbs, One Adopted Sister: Rev Elva Johnson,
JP., Two Aunts: Myrtle Nottage and Ethlyn Gaitor, One Uncle:
Alfied Gaitor, Numerous Nieces and Nephews including: Parmela
Stubbs Lowe, Shanae', Kimberley, Cheryl Strachan, Patricia Martin,
iarice Hamilton. Gina Stubbs Carter, Charlene Brown, Christa
S&fubbs, Belinda Stubbs, Linda Rahming, Christine, Meredith and
.fanne Stubbs.B rent Stubbs, Bishop Stephen Stubbs of West Palm
B~ach, Fl. Sir Dr. Kevin King, Levant Stubbs, Anthony Brown,
Mark Stubbs, Charles Stubbs Jr., Ken and Omar Stubbs, Shane,
Tyrone and Tyrone Jr., Robert, Cornell, Rev. Cleveland Stubbs,
Michael, Julian, and Keith Stubbs, Robert Jr., Terrell Stubbs, Brent
lubbs Jr., Brittany, Brentisha, and Brintisha Stubbs, and Brenae,
timd a Host of other Relatives and Friends: Garfield Brathwaite,
x-husband), Hildmaenac Tucker and Johnny Tucker and Family,
lianta Maurice, Edith Rolle of Governor's Harbour, Eleuthera,
Rebecca Goodman & Family of Deep Creek, Eleuthera, Barbara
Clarke & Family, Alma Cox & Family, Janet Cartwright & Family,
t"hlyn Armstrong & Family Eula Pratt & Family, Ada Smith &
Family, Edith Roach & Family, Pastor George and Patricia Berry,
?astor Errol and Lolita Jackson & Family, Brother Randolph Jones
and Myrna Jones & Family of New York, Brother Hesketh Johnson
and Sister Don Johnson of Miami, Fl, Esther Mackey & Family,
Sister Eloise Sweeting, Julia Gibson & Family, Agnez McKenzie
&:Family. William and June Wilson & Family, Pastor Al McCactney
&Family, Elder Ted Thompson & Family, Pastor Edmund and
lelsie Dorsett & Family, Mrs. Nora Dorsette & Family, Mrs. Rosalee
FTrner & Family. Eric and Bonnett Knowles & Family, Theodore
and Dr. Ebbie Jackson & Family, Brother'Brandford Isaacs &
Family, Valderine lames & Family, Patrieia Henry & Family, Sen.
Tanya McCartney. Rosetta Miller, Pastor Thomas and Paula Sands,
Paula McGregor. Barton and Genee Duncanson, Neda Rolle, Dr.
Kevin Moss and Staff. Sandra Bethel, (Physiotherapist), The
Community Nursing Staff at South Beach Clinic, Emmanuel Gospel
Chapel Soup Kitchen. Nurses N. 0. W., Ports International, General
Brokers and Agents. Deaconess Olga Meadows, Bishop and Mrs.
Ross Davis, Andrea Behari, Seldon Adderley, and Eloise Deveaux.
viewing witr be held in the "Irenic" Suite at ReMt ew Memorial
Mortuary & Crematorium Ltd., Robinson and Soldier Road, on
Friday from 10:00 a. in. until 6:00 p. in. and again at the church
oni Saturday from 8:00 a. in. until service time.


CoB student takes home $10,000


as KFC promotion winner


IT was all smiles for Andre
Cooper as he was named the
winner of the first KFC $10,000
jackpot on Monday at the KFC
Saunders Beach Location.
Andre, a College of the
Bahamas student, couldn't
believe his luck when the three-
piece combo he purchased just a
few weeks ago turned into the
prize of a lifetime.
When asked what he will do
with his prize, his mother San-
dra Lightbourne quickly put in
her vote for college tuition.
However, Mr Cooper was a
little too excited to think about
what he was going to do with
his jackpot at the time.
KFC's jackpot promotion
offers any customer purchasing
a two-piece combo or more the
opportunity to win one of nine
$1,000 weekly prizes (each KFC
location has its own weekly win-
ner) and a chance at the two
more upcoming $10,000 jack-
pot prize drawings to be held
November 14 and December
12.
Customers just have to write
their name, phone contact,
address and answer the ques-
tion: "How many KFC's loca-
tions are there in Nassau?".
"And best of all, every time a
$10,000 winner is chosen those
entry forms expire and we start


Save up to


all over again," said KFC man- the KFC jackpot you better
agement. "So if you want to hit start putting your entry forms


65%*


in now because nobody does it
like today's KFC."


on airline excess baggage fees


affordable air freight


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|Use this coupon to get your first, shipment


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Not combinable with any other offer. Only one coupon per
customer per visit. One offer per household or business, on first
shipment with pdxexpress. If package exceeds 5 Ibs, a $5
discount off of our regular ratn-, .,ll be offered instead. Account
required. Weight is calculated ja dimensional or actual,
whichever is greater. Offer only valid Miami to Nassau.
Coupon not valid after Nov 20, 2005


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Not combinable with any other offer. Only one coupon per
customer per visit. Only applies to bags under 100 Ibs. Bags
over 100lbs will be charged the full rate of $1 per lb. Only
applies to bags under 63 linear inches (L + W + H). Bags over 63
linear inches may be charged oversize fees.
Coupon not valid after Nov 20, 2005


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Ship Now, ly Later Drop your bags off the day before you travel,
Ship Now, FyLa t r and they'll be waiting for you when you arrive!

We accept most oversize/overweight items and boxes!
Bags arrive 11am Pay in Nassau
*American Eagle's published excess baggage fees on your third bag, if it is oversize
and overweight at 751bs, is $230. With excessbaggage you can pay as little as $75
for the same bag. We are cheaper than the competition in all other comparison's too.


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PAGE 12, FRIDAY, OCTOBER 21, 2005


Best Choices, Best Deals!
NASSAU
Caves Village, Shirley Street, Independence Highway, JFK Drive, Cable Beach Roundabout,
Lyfrd Cay
GRAND BAHAMA
RND Plaza, Queen's Highway, Seahorse Plaza
ABACO
Queen Elizabeth Drive, Marsh Harbour
ELEUTHERA & HARBOUR ISLAND
Butler & Sands Governor's Harbour, Bayside Liquor Store-Harbour Island, Jean's Bay-
Harbour Island
EXUMA
John Marshall-George Town
BIMINI
Butler & Sands-Alice Town
WHILE SUPPLIES LAST. NO FURTHER DISCOUNT APPLICABLE ON THESE ITEMS.
PLEASE DRINK RESPONSIBLY.


THE TRIBUNE









THE RIBNE FIDA, OTOBE 212005 PAEm1


0 BONEFISHERMAN Samuel Knowles (centre) receives his certificate from Ministry of
Tourism representative Leslie Norville (left) and island administrator Preston Cunningham.




ong Islanders




catch fly-fishing




certification


A GROUP of Long
Islanders have been endorsed
by the Ministry of Tourism
as certified fly-fishing guides.
Bert Adderley, Colin
Cartwright, Frank
Cartwrvigh., L. ckw s.y
C ar t w r i g it" 1)w a y n e
Knowles, Samuel Knowles,
Noel Pratt, Maurice Rah-
ming, Alvin Smith, Delbert
Smith and James "Docky"
Smith completed the all
course requirements for the
certification.
Honourary certification
was conferred upon a 12th
bonefisherman Mr Welling-
ton Taylor for contributing
more than 40 years to the
development of bonefishing
in the Bahamas.
The Fly-Fishing Guide
Certification Programme was
offered to experienced guides
in Long Island at the Stella
Maris Resort on October 3
to 7.

In itative
The programme was devel-
oped as a joint initiative
between the Ministry of
Tourismn, Bahamas Technical
and Vocational Institute
(BTVI) and the Bahamas
Sports Fishing And Conser-
vation Association in 2000,
for the purpose of ensuring
customer safety and satisfac-
tion.
The programme was taught
by an all-Bahamian profes-
sional Iteam, including fly-
fishing guide Prescott Smith,
who is a Cacique Award win-
ner and lodge operator: Joel
Moxey, who is a lodge oper-
ator arid guide; nurse Gayle
Moncur from the National
Emergency Management
Agency (NEMA), nurse Ella
Cox-Neely from the Princess
Margaret Hospital; Renbert
Mortimer from BTVI; Gre-
gory Bethel from the Depart-
ment Of Fisheries; and Ben-
jamin. Pratt and Leslie


Norville from the Ministry of
Tourism.
The programme covered
subjects such as history of fly-
fishing, effective communi-
cation and customer relations
sk ills, tourism and -the
Bahamian economy, Balhaiini-
an social studies, marketing
the fly-fishing product, first
aid and CPR, outboard
engine maintenance and
emergency repairs, elements
of the fly-fishing equipment,
identification of fly-patterns
and fly tying, bonefish
biology and psychology,
the flats environment, fly-
casting techniques and busi-
ness ethics and professional-
ism.

Addressed
During the closing session,
participants were addressed
by the Island's administrator
Preston Cunningham, and
awarded a certificate signed
by the Minister of Tourism,
along with embroidered
patches depicting the pro-
gramme's emblem.
The Long Island group
brings to nearly one hundred
the number of fly-fishing
guides certified in the
Bahamas. Others are in
Andros, Abaco, Grand
Bahama and Exuma.
According to The Ministry
of Tourism's senior director
for training and education
Samuel Gardiner, fly-fishing
guides in the Bahamas pro-
vide a unique, personalised
service for some of this des-
tination's most affluent and
influential guests.
They spend an average of
eight to 10 hours per day on a
small open boat with the
CEOs of some of the world's
most prestigious corpora-
tions.
Therefore, it is imperative
that Bahamian Guides are
provided with the tools nec-
essary to become good ser-


vice ambassadors and to
succeed at entrepreneur-
ship.
The Fly-Fishing Guide
Certification Programme is
designed to heighten the
chances i par!ip.ants to
succeed ini that regard.


Tribune is my
tiewspaper."

NELSON JOHNSON
TAXI DRIVER


The Tribune


Share your news
The'Tribune wants to hear
from people who are
making news in their
neighbourhoods. Perhaps
you are raising funds for a
good cause, campaigning
for improvements in the
area or have won an
award.
If so, call us on 322-1986
and share your story.


__


FRIDAY, OCTOBER 21, 2005, PAGE 13


THE TRIBUNE














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PAGE 14, FRIDAY, OCTOBER 21, 2005


THE TRIBUNE


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SBURY


CHAMBERS


Counsel and Attorneys-at-Law

Notaries Public


Presents


Free Legal Clinic

"Information You Need

For the Life You Want"

Saturday October 22
Halsbury Commercial Centre
Village Road North


Facilitator
Dr. David Allen

Mrs. Tanya Wright
Mr. Pat Strachan

Mr. Troy Sampson

Mrs. Shirley Cartwright

Mr. Gary Cooper


Time
9:45 am

10:15 am
10:45 am

11:15 am

11:45 am

12:00 pm


Topic
Can This Marriage Be
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Wills, Trusts & Probate
Real Estate Commissions:
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Mortgages, How to Get
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How to Get the Ban? to
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Annuities, What's in Your
Best Interest


Group presentations, Individual discussons, a rare opportunity.
Lawyers available for information until 5 pm
Call 393-4551 to reserve your seat. Space is limited!
Free parking courtesy of Family Guardian, Village Road
Free child care activities supervised by the staff of The Meridian School


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THE TRIBUNE


Third row stealing Third Row sea
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THE TRIBUNE


PAGE 16, FRIDAY, OCTOBER 21, 2005


FRIDAY EVENING OCTOBER 21, 2005

7:30 8:00 8:30 9:00 9:30 10:00 10:30

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FRIDAY, OCTOBER 21, 2005, PAGE 17


THE TRIBUNE


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PAGE 18, FRIDAY, OCTOBER 21, 2005


THE TRIBUNE


- A AINEIONAL NEWS


Thailand confirms its


13th


human death from bird flu


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.A.IIDEAUS
INSURANCE BROKER Co. Ltd,.

To all our valued clients:

Please be informed that Mr. Angelo
Strachan is no longer an employee of
Andeaus Insurance Broker Company
Limited. Mr. Strachan is not authorized
to conduct any business transaction for
the Company. Please contact the office
at 323-4545 for services.

Thank you for your continued
patronage.

Management of Andeaus Insurance
Broker Company Limited.




IOmentionables


TEL: 394-3205 *MALL AT MARATHON


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M.V. Lisa J3

1. Loa
Beam
Depth
Year/Mk/Eng


Location


Barge & Crane


2. Loa
Beam
Depth
Year
Location


M.V. Lady Eddina

3. Loa
Beam
Depth
Year/Mk/Eng

Location


4. Loa
Beam
Depth
Year/Mk/Eng

Location


IAL CLEARANCEI.
ii''ALE


GIVING YOU THE BEST PRICES FOR OVER 70 YEARS
THE



Collins Ave and Fifth Terrace 326-6859 9am-6pm Mon-Sat
Town Centre Mall 325-6356 10am-8pm Mon-Thu O10am-9pm Fri & Sat'


122'
27.5'
10.5'
1960 Single Screw Steel Hull Vessel
New Caterpilla Engine Needs to be
installed
Bradford Grand Bahama Queens Hwy
Freeport, Grand Bahama


130'
45'
8'
1979 Flat Deck Barge with Crawler Crane
Freeport/Abaco


155.6'
38.0'
12.5'
1989 Twin Screw Steel Hull ro-ro Freight
Vessel GM Engine V12671
Bradford Grand Bahama Queens Hwy
Freeport, Grand Bahama


12.1'
30'
7.0'
1989 Twin Screw Steel Hull Vessel GM
Engine 8V71 N
Bradford Grand Bahama Queens Hwy
Freeport, Grand Bahama


Serious inquires only. Sealed bids marked "Tender" should be submitted
to Bahamas Development Bank, P.O. Box N-3034, Nassau, Bahamas or
telephone 327-5780 for additional information. Please note that all bids
on the aforementioned assets should be received by October 31, 2005.
The Bahamas Development Bank reserves the right to reject any or all
offers. All assets are sold as is.


BAHAMAS DEVELOPMENT BANK
Cable Beach, West Bay Street, P.O. Box N-3034
Nassau, Bahamas
Tel: (242) 327-5780/327-5793-6
Fax: (242) 327-5047, 327-1258
www.bahamasdevelopmentbank.com

Vessels For Sale


NOW HIRING

ASSISTANT STORE MANAGERS

Qualifications:
You should have the equivalent of a high school diploma
Past managerial experience
Certificate in Management is a plus
Must have a valid Driver's license, good driving record history
Must be available for day & night shifts, including weekend
Strong communication, leadership and people management skills
Must have the willingness to learn
Must have a GREAT ATTITUDE towards Customer Service!
Responsibilities include:
Maintaining product, service and image standards ,
Assisting in supervision of all phases of production..
Maintaining a high level of efficiency & productivity iin all areas of store operation
Submit r6sum6 to Caribbean Franchise Holdings Ltd.
Town Centre Mall, P.O. Box SS-6704, Nassau, Bahamas
Fax: 242-356-7855 Deadline October 31, 2005






Sri I HIBUNE


FRIDAY. OCTOBER 21, 2u05, PAbu 19






PAGE 20, FRIDAY, OCTOBER 21, 2005








Nassau S1/if



S25th Anniversay Celebrations

1980 2005
25 years in pursuit of excellence! We are the only Government owned entity that serve a one hundred percent foreign clientele
and meet or exceed our clients expectations daily!


During my tenure as your Minister, I have witnessed the great contribution that the staff have made to growth
of Nassau Flight Services. It is a monumental achievement to remain with a single organization for over
twenty years and to do this with such passion, dignity and enthusiasm. I applaud those being honoured this
year for their hard work, commitment and devotion to duty in the development of this Government owned
company, you are great nation builders. The strong strength of character you have displayed over the years
will go a long way in sustaining Nassau Flight Services Ltd., in the yegrs to come.
My sincerest congratulations to the Board of Directors, Management and staff on this your silver jubilee
year and best wishes for your continued growth.
Continue to do well and be assured of my support.


THE TRIBUNE


Hon. Glehys Hanna-Martin
Minister of Transport and Aviation.




It gives me great pleasure on behalf of the Board of Directors of Nassau Flight Services Ltd., to bring greetings
to you on the occasion of the 25th Anniversary of our company.
Over the years you have been challenged with the most difficult hurdles and today you continue to strive for
greater heights. The glory of the past and the promise of tomorrow presents us with an opportunity make
Nassau Flight Services Ltd., the best "little company" jn this country. ,
I encourage all team members to demonstrate a new level of energy and zeal in producing quality results and
in presenting a positive image of this wonderful company that we all care so much about.
Remember, it is your dedication and commitment over the years which is the primary reason for our very
existence today and because of you, we are celebrating our Silver Jubilee.
At the Nassau International Airport we are strategically place where we are amongst the first and last the
visitors interact with when visiting our island. So much rides on our shoulders to ensure that our guests have
a positive experience from the very beginning of their vacation and at the very end.
I thank you for your efforts over the years in making our destination one of the leading tourism destinations
in the world.
God bless and Happy 25th Anniversary.


Dion B. Strachan
Chairman, Board of Directors


10 NO 0 E


Sidney Munroe


Lavangh Young John Nesbitt


LLD~~ L~~ZSP-1~dwar ThoinaII _iine Ank DarvI__-11 I~ I lle-- -- IL-I


Edward Thomas Cuhler


Anishka Darville









FRIDAY, OCTOBER 21,2005


SECTION .., -


heu.I.ri~ibune


business@tribunemedia.net


Miami Herald Business, Stocks,


Analysis, Wall Street


Firm's closure will hurt





Nassau's cruise position


* By NEIL HARTNELL
Tribune Business Editor
Jacharic Holdings, a
leading Bahamian
tour operator, excur-
sion provider and
destination manager,
is set to close down in early
November with the loss of
about 100 jobs, The Tribune
can reveal, dealing a major
blow to Nassau's attractiveness
as a cruise ship port.
The company, which is based
at One Marina Drive on Par-
adise Island, and acts as the
parent for firms such as Nas-
sau Cruises and Paragon
Events, is the chief destination


manager and shore excursion
provider for Carnival, the
world's largest cruise line.
Jacharic's decision to close
down and cease operations
thus leaves a big hole to be
filled, and a number of Carni-
val's cruise ship brands are
understood to have already
expressed concern.
The closure will also remove
one of the largest Bahamian-


owned companies in the
tourism industry. Jacharic oper-
ates Stingray City and Blue
Lagoon Island, the latter of
which it leases, and is a popular
destination for both cruise ship
and hotel-based tourists, plus
residents.
The company also owns'the
Paradise Island Ferry Termi-
nal, the prime seaborne access
point to Paradise Island, where


multiple ferries dock. It is
understood that Jacharic is in
talks to try and sell the Ferry
Terminal.
One source familiar with the
situation described the compa-
ny as "a major player in cruise
tourism", having been in busi-
ness for some 23 years and
touched "hundreds of thou-
sands of tourists".
Jacharic Holdings' decision


to cease trading and go out of
business may not come as a
surprise to many in the Nassau
business community, as. the
company had encountered
"significant financial difficul-
ties" in its recent history.
It defaulted on its preference
share payments back in 2001,
and the negotiated settlement
for this resulted in a debt for
equity swap, whereby prefer-


ence shareholders such as
British American Insurance
Company and ColinaImperial
Insurance (which inherited its
investment from the former
Global Bahamas) took a Board
seat and accepted ordinary
shares.
A new management team
was subsequently brought in to
try and turn Jacharic around,
and they were able to stabilise
the business. The company sold
off One Marina Drive to Fideli-
ty's BISX-listed Bahamas
Property Fund in a sale-and-
lease-back deal, becoming ten-

SEE page 2B


Abaco Markets focuses on turnaround in Q4


M By NElL HARTNELL
Tribune Business Editor
ABACO Markets is focusing on sales
growth to turn an operational profit by
the fourth quarter of its current fiscal
year, after $2.5 million in hurricane insur-
ance recoveries helped to mask a
$448,000 operational loss in the second
quarter, driving it to a net profit of
$947,000.
David Thurlow, the BISX-listed retail-
er's president, yesterday told The Tri-
bine that tihe'company'stiurnaround had
been "much slower than I anticipated",
with the firm having to endure "a really
difficult time" following Hurricanes
Frances.and Jeanne in September 2004.
"This business has a fixed cost base,'
so you have to grow to become prof-
itable. All our efforts are focused on
increasing sales at this point in time,"
Mr Thurlow said.
"I think we just need to improve our
expertise in terms of managing the busi-
ness, and that's what. we've got to do
now."
In revealing its second quarter results
for the financial year ending on January
31, 2006, Abaco Markets said the $2.5
million balance received during the sec-


$2.5m insurance recovery masks $448,000
second quarter operational loss


ond quarter finalised the $7 million hur-
ricane insurance settlement, less $200,000
in deductibles.
The company also took a $625,000
impairment charge on the revaluation of
its Solomon's SuperCentre building in
Freeport. -
Operational
But despite seeing a 7.4 per cent sales
increase over the fiscal 2006 first quarter,
Abaco Markets suffered a $448,000 oper-
ational loss. Mr Thurlow said this was
due "to our ineffectiveness in control-
ling loss and damage and shrink in our
perishable categories, and increases in
energy-related costs".
The Abaco Markets president yester-
day told this newspaper that part of the
loss and damage was attributable to inad-
equate freezer capacity at the company's
stores. Freezers at both the Solomon's
SuperCentre and CostRite stores in Nas-
sau had since been upgraded, and Mr


Thurlow said: "We're in a better posi-
tion to move forward now."
The second quarter sales increase also
failed to feed through to improved mar-
gins for Abaco Markets, with Mr Thur-
low explaining this was caused by
increased costs, particularly for electric-
'ity and shipping, as result of the rise in
global oil prices.
He' added: "The economy is quite as
strong as some would portray it, and all
the oil prices are feeding through into
the economy and affecting our direct
costs.
"I think we're going to see a little infla-
tion in the economy going forward, and it
impacts us a little more than in the US"
because of the import duties regime.
Mr Thurlow said: "We continue to con-
trol fixed costs, but there is little scope for
further significant reductions without
impairing day-to-day operating efficien-

SEE page 2B


COMMONWEALTH
Bank yesterday revealed
that its net income for the
first nine months in fiscal
2005 had increased by,22.5
per cent compared to the
previous year, reaching
S$23.4 million, a rise of some
$4.3 million.
The bank added that the
repricing of its preference:
shares, reducing the fixed
rates and thus the periodic
payments to investors -
" from between 8-9 per cent


Preference share
repricing gives
$0.01 EPS boost

to a floating rate of Bahami-
an prime plus 1.5 per cent
(currently 7 per cent) had
increased its 2005 earnings
to date by $0.01 per share.
In his message to share-

SEE page 2B


Committee unable

to detail PetroCaribe

savings 'at this time'


* By NEIL HARTNELL
Tribune Business Editor
.THE Government's Petro-
leum Usage Review Commit-
tee (PURC) told an economic
think-tank that it could not say
"at this time" what the price
per gallon of gasoline at the
pump will be if the Bahamas
signed up to PetroCaribe,
appearing to contradict the
Minister of Trade and Indus-
try, who has asserted that
Bahamians could see savings
of between $0.35-$0.50 per gal-
lon on current prices.
In a response to 20 questions
on PetroCaribe submitted by
the Nassau Institute, the Com-
mittee said: "We are unable to
comment further on pump
prices at this time, as purchases


will be benchmarked against a
market that fluctuates con-
stantly.
"In addition, a final contract
that will indicate a firm price
cannot be negotiated until the
Government has completed its
deliberations."
However, Leslie Miller told
Channel 12 news on Wednes-
day night that Bahamians could
expect to receive between
$0.35-$0.50 in per gallon sav-
ings at the pump if the
Bahamas signed on to Petro-
Caribe. He added that the sav-
ings could reach as much as
$0.85 per gallon if retail and
wholesale margins were cut.
The PURC responses to the


SEE page 3B


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CORPORATE CENTRE: EAST BAY STREET, NASSAU P.O. BOX SS 6232


Parent of Nassau Cruises set to cease

operations with loss of around 100 jobs


-


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Firm's closure will hurt Nassau's cruise position


FROM page 1B
ants instead, and Jacharic's
decision to close will likely
leave the fund with significant
space to fill.
Financial sources told The
Tribune that Jacharic had been
seeking to attract new investors
to inject several million dollars
of capital into the business, in
return for an equity stake.
However, this search had not
born fruit, and the existing
shareholders, who are under-
stood to include a number of
prominent Bahamian busi-
nessmen, have not put in any
more money.
Apart from the impact on
Jacharic's 100 employees and'
their families, the company's
decision to close will further
harm Nassau's standing as a
cruise ship port in the eyes of


Pricing Information As Of:
19 October 2005


52wk-Hi 52wk-Low Symbol Previous Close Today's Close Change Daily Vol. EPS $ Div/M PEE Yield
1.10 0.73 Abaco Markets 0.73 0.73 0.00 -0.207 0.000 N/M 0.00%
10.23 8.00 Bahamas Property Fund 10.23 10.23 0.00 1.458 0.340 7.0 3.32%
7.24 5.55 Bank of Bahamas 7.24 7.24 0.00 0.587 0.330 12.3 4.56%
0.85 0.70 Benchmark 0.80 0.80 0.00 0.204 0.010 3.9 1,25%
1.80 1.40 Bahamas Waste 1.40 1.40 0.00 0.112 0.060 12.5 4.29%
1.15 0.87 Fidelity Bank 1.10 1.10 0.00 0.066 0.030 16.7 2.73%
9.26 6.94 Cable Bahamas 9.26 9.26 0.00 0.618 0.240 15-0 2.59%
2.20 1.53 Colina Holdings 1.53 1.53 0.00 -0.048 0.000 NM 0.00%
9.10 6.90 Commonwealth Bank 9.05 9.05 0.00 0.,705 0.410 12.8 4.53%/
2.50 0.80 Doctor's Hospital 2.40 2.40 0.00 0.429 0.000 5.6 0.00%I
4.20 3.85 Famguard ',.i 4.20 4.20 0.00 0.428 0.240 8.8 5.71%
10.90 9.50 Finco 10.80 10.90 0.10 4,000 0.695 0.510 15.7 4.68%
9.90 7.25 FirstCaribbean 9.50 9.90 0.40 3.000 0,695 0.380 13.7 3.84%
9.25 8.39 Focol 9.24 9.25 0.01 4,000 0.675 0.500 13.7 5.41%
1.99 1.27 Freeport Concrete 1.15 1.15 0.00 0.022 0.000 52.3 0.00%
10.20 9.50 IOD Utilities 9.94 9.94 0.00 400 0.526 0.405 18.9 4.07%
8.70 8.20 J. S. Johnson 8,65 8.70 0.05 10,000 0.526 0.560 16.5 6.44%
6.69 4.36 Kerzner International BDRs 5.70 5.69 -0.01 425 0.122 0.000 46.7 0.00%/
10.00 10.00 Premier Real Estate 10,00 10.00 0.00 2.036 0.760 4,9 7.60%
52wk-Hi 52wk-Low Symbol Bid $ Ask $ Last Price Neekl y Vol EPS $ Div $ PIE Yield
13.00 12.50 Bahamas Supermarkets 12.25 13.25 11.00. 1.488 0.960 9.1 7.25%
10.14 10.00 Caribbean Crossings (Pref) 10.00 10.35 10.00 0.000 0.800 NM 7.80%
0.60 0.40 RND Holdings 0.29 0.54 0.00 -0.044 0.000 NM 0.00%
43.00 28.00 ABDAB 41.00 43.00 41.00 2.220 0.000 19.4 0.00%
16.00 13.00 Bahamas Supermarkets 12.33 13.33 12.50 1.105 0.810 14.6 6.93%
0.60 0.35 RND Holdings 0.29 0.54 0.35 -0.103 0.000 N/M 0.00%
2wk-H 52wk-Low Fund Name NAV YTD% Last 12 Months Div $ Yield %
1.2574 1.1883 Colina Money Market Fund 1.257414"
2.4403 2.0311 Fidelity Bahamas G & I Fund 2.4403 *
10.6103 10.0000 Fidelity Prime Income Fund 10.6103."**
2.2560 2.1491 Colina MSI Preferred Fund 2.267097*"
1.1395 1.0686 Colina Bond Fund 1.139546""

BISX ALL SHARE INDEX 19 Dec 02 = 1,000.00 YIELD last 12 month dividends divided byclosing price
52wk-Hi Highest closing price in last 52 weeks Bid $ Buying price of Colina and Fidelity
52wk-Low Lowest closing price in last 52 weeks Ask $ Selling price of Colina and fidelity
Previous Close Previous day's weighted price for daily volume Last Price Last traded over-the-counter price
Today's Close Current day's weighted price for daily volume Weekly Vol. Trading volume of the prior week
Change Change in closing price from day to day EPS $ A company's reported earnings per share for the last 12 mths
Dally Vol. Number of total shares traded today NAV Net Asset Value
DIV S Dividends per share paid In the last 12 months N/M Not Meaningful
P/E Closing price divided by the last 12 month earnings FINDEX The Fidelity Bahamas Stock Index January 1. 1994 =100
" AS AT SEP. 30, 2005/ ". AS AT SEP 30, 2005
* AS AT SEPT. 23. 20065 "* AS AT SEP. 30. 2005/ *""" AS AT SEP. 30, 2005


the major lines, who have
repeatedly complained about
the level of crime and the
absence of new shore excur-
sions, tours and attractions to
entice in visitors in meaning-
ful numbers.
Power
However, the cruise lines'
bargaining and lobby power
has heavily impacted Jacharic
Holdings and its financial posi-
tion, as they were able to keep,
the prices charged by Nassau
based tour operators low,
allowing them to sell tour tick-
ets on to cruise ship passengers
at high mark-ups
Despite being a high-cost
destination,. The Tribune
revealed back in 2003 how
Bahamian tour operators were
being forced to sell prices for


excursions 40 per cent lower
than in the Eastern Caribbean.
For example, tickets for the
same quality snorkelling trip
would be sold to the cruise
ships at $18 per head in the
Eastern Caribbean, but at just
$11 per head in the Bahamas,
and the cruise lines were often
selling these to passengers at
as much as $,40 a $29 mark-up.
As a result of the price
squeeze, Jacharic and other
operators have seen their rev-
enues drained, and they have
been unable to accumulate the
necessary capital to upgrade
their attractions, something the
cruise lines have been demand-
ing.
A report on Cruise Tourism
Policies, prepared for the Min-
istry of Tourism in March 2004
to help it decide what the
Bahamas wanted to achieve
when negotiating a new incen-
tive regime for.cruise ships,
said: "There is general agree-
ment that the cruise ships
should provide a guaranteed
minimum level of tour sales for
Bahamian companies at each
port (including the private
islands). There is some inter-
est in' also assuring the cruise
lines allow fair mark-ups/fees
for port agents and tour oper-
ators."
However, the company that
wrote the report, the Florida-
based Management Resource


Group (MRG), said: "MRG
believes these policies would
be difficult to monitor and
enforce (especially on the pri-
vate islands) and would be per-
ceived by the cruise lines as an.
unreasonable intrusion into
normal business practices."
The MRG report showed the
Bahamas' share of two to five-
night cruises in the Caribbean
declined by 30 per cent in the
eight :years to 2003. The
Bahamas' share of all two and
five-night cruises in the
Caribbean had fallen from 76
per cent in 1995 to 46 per cent
in 2003, and the report attrib-
uted this drop largely to the
attractiveness and growth in
capacity of Cozumel, particu-
larly from Gulf Coast home
ports such as Houston.

Report
The report said: "Since the
passage of cruise incentive leg-
islation [in 1995], the capacity
for three and four night cruises
to the Bahamas has changed
very little, rising from about
840,000 passengers to about
880,000 passengers (a 5 per
cent increase).
"During the same period, the
capacity of all two to five night
cruises to the Bahamas and the
Caribbean rose by 57 per cent
from 1.1 million to 1.7 million
passengers."


Comnmonwealth's-


net income rises


22.5% to $23.4m

OeCommonwealth Bank's
S chairman, said the institu-
tion was on course to deliver a ninth consecutive year of
record financial performance.
He said: "We anticipate that the Bank will satisfactorily
close out 2005 wIth another year of record financial per.
formance.
"A sound economy, particularly in New Providence, cou-
pled with promotional campaigns by the bank resulted in
strong customer demand over the summer.,
Earnings per share (EPS) for the nine months to Sep-
tember 30, 2005, increased to $0.62 from 2004's $0.48. The
annualised return on common shareholders' equity also
rose, from 29.1iper cent to 33 per cent.
Commonwealth Bank had focused on expanding its long-
term mortgage portfolio in 2005, and Mr Donaldson said:
"Our continuing emphasis on mortgage lending showed
an increase of 15.7 per cent in home loans for the first nine
months of the year."
Meanwhile, the quality of Commonwealth Bank's loan
portfolio continued to improve, with impaired loans receiv-

book at September 30, 2005,I a reduction of $6.6 million
and 1.28 per cent upon December 2004's figures.
The ratio of loan loss provisions to impaired loans
increased from 67 per cent at December 2004 to more than
100 per cent at the end of September.
Commonwealth Bank's total ssets increased by $26 mild
ion or 4.1 per cent over December 2004, reaching $797.2
million.




PUBLIC NOTICE
INTENT TO CHANGE NAME BY DEED POLL
The Public is hereby advised that I, WELLINGTON T. A.
STUART, of Ontario Canada, intend to change my name to
ALEXIS E. HOUSTON. If there are any objections to this
change of name by Deed Poll, you may write such objections
to the Chief Passport Officer, P.O.Box N-742, Nassau, Bahamas
no later than thirty (30) days after the date of publication of this
notice.



Legal Notice

NOTICE

MANOR HOUSE MANAGEMENT LIMITED

NOTICE IS HEREBY GIVEN as follows:

(a) MANOR HOUSE MANAGEMENT LIMITED is in voluntary
dissolution under the provisions of Section 137 (4) of the International
Business Companies Act 2000.

(b) The dissolution of the said company commenced on 19th October,
2005 when the Articles of Dissolution were submitted to and registered
by the Registrar General.

(c) The Liquidator of the said company is Mr Mark Edward Jackman c/o
1 Raffles Link, #05-02 Singapore 039393.

Dated this 21st day of October, A.D., 2005.


Mark Jackman
Liquidator


J
V


*I h iA[ L A[I ] l

FOR A REGISTERED OR
CLINICAL NURSE
for Medical Facility in Freeport, Grand Bahama.
Applicants must have at least four (4) years experience.
Salary-Negotiable
Contact: Mrs. Anita Black-Wilson
P.O. Box F-40827 1 .
Freeport, Grand Bahama
Telephone (242) 373-7400


Financial Advisors Ltd.


BUSINESS r,


_ ___ __I


PAGE 2B, FRIDAY, OCTOBER 21, 2005


1 nc i HIBUN$


I


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FROM page 1B

Nassau Institute seem to be
short on details and specifics,
with most answers of a general,
vague nature.

Review

However, the Committee did
say that a review of the Petro-
Caribe framework agreement,
arid proposed bilateral deal
with Venezuela that the
Bahamas would have to sign
to bring agreement into effect,
had been reviewed by the
Attorney General's Office.
The Attorney General's
Office held the view, accord-
ing to PURC, that the
Bahamas was "adequately pro-
tected" against being forced to
join the Bolivarian Alterna-
tive for the Americas (ALBA),
an economic arrangement that
Venezuela's leader, Hugo
Chavez, sees as countering US


economic and political influ-
ence in the Caribbean.
The PURC response, signed
by Committee chairman Vin-
cent Coleby, said the proposed
Bahamian treaty with
Venezuela had used as "the
base document" the agreement
that was signed by Jamaica to
bring the PetroCaribe treaty
into effect.
A copy of Jamaica's bilater-
al treaty, which has been seen
by The Tribune, allows the
Chavez administration to effec-
tively tear up or alter that deal
with minimal notice, something
that could cause the Bahamas
problems if it were to sign up to
the same deal.

Bilateral

The Jamaican bilateral said:
"This Agreement may be mod-
ified or denounced when the
interest of the government of
the Bolivarian Republic of
Venezuela so requires. In that
case, the Government of


* MINISTER LESLIE MILLER


Jamaica will be notified in writ-
ing and through diplomatic
channels 30 days in advance."
PetroCaribe is essentially an
oil financing deal, where the
Bahamas, if its signed up,
would be able to buy oil on
credit from Venezuela.

Reply

The PURC reply to the Nas-.
sau Institute said that while a
cost/benefit analysis was done
on whether the offer should be
explored by the Bahamas, fur-
ther analysis would only be
done when the Government
"determines their position and
draft contracts are available".
The Committee said the sav-
ings and associated costs of
PetroCaribe would be made
available to the Bahamian pub-
lic, but their responses indicate
not cost/benefit analysis of the
actual savings or negatives
from the Venezuelan offer has
been done.
"The financing aspect of the


initiative is an offer that may or
may not be accepted by the
Government. Therefore, the
actual cost cannot be provid-
ed at this time," PURC said.
"Once a decision has been
reached to accept (partially or
in full) or decline the financ-
ing, the associated cost, if any,
will be computed based on the
decisions taken."
As for staffing the Govern-
ment's proposed National
Energy Agency, the Commit-
tee said: "There are many com-
petent Bahamian professionals
in the oil industry who have
not only traded but successful-
ly operated a refinery and oth-
er petroleum businesses.

Trained

"In addition, there are many
others who can easily be
trained to do the jobs that the
oil companies do today. The
proposal would be to staff the
agency with between four to
six Bahamian professionals."


Abaco Markets focuses on turnaround in Q4


FROM page 1B

cies. There is no doubt that increases in
energy costs, aggravated by the multi-
plier effect of import duties, will result
in inflationary price increases in food
and other imported goods to the
Bahamian consumer."
:The Abaco Markets president said
the company intended to use the fourth
quarter, which contained the Christ-
mas shopping season and was tradi-
tionally the time during which retailers
recorded most of their sales, to move to
operational profitability. He added that
although it was "a little too early to
tell" how strong the Christmas shop-
ping season would be, US retail fore-
casts indicated it would be relatively


average there, and the Bahamas was
likely to be similar. "Until we are able
to increase sales and margin dollars,
we will continue to struggle on the bot-
tom line. While we anticipate recording
continuing operating losses in quarter
three, our weakest, we are seeking a
turnaround in quarter four, the
strongest quarter," Mr Thurlow said.
Addressing speculation about his
contract with Abaco Markets, Mr
Thurlow said his current agreement
expired at the end of January 2006,
when the firm's financial year ended.
He added that he had told the Board
of Directors they should look at a man-
agement transition, but that was a deci-
sion for them and he would stay until
that was reached.
Mr Thurlow said he "may stay on


in some capacity beyond a transition
date" to help the company, regardless
of whatever decision was taken, but
the situation was nothing like the "cri-
sis" it had been portrayed as in other
media outlets.
Mr Thurlow also said there was no
truth to rumours that Bruce Souder,
former Bahamas Supermarkets' man-
aging director, was in talks to join
Solomon's.
Meanwhile, Mr Thurlow said the
company's Nassau-based Solomon's
SuperCentre, which accounts for 25
per cent of Abaco Markets' total sales,
had suffered "nothing but operational
challenges and setbacks this year".
As a result, the company had
appointed Gil Suarez, who has worked
for US retailers such as Publix, as the


store's manager, and despite having
been on the ground for only a month,
was "proving to be very much the man
for th job".
"We're hoping to see some of the
promise that store has had but never
realised," Mr Thurlow said.
He added that Abaco Markets was
looking to strengthen its management
capabilities internally, and might have
to bring in more talent from outside, as
it focused on operations following the
end of a 12-month store refurbishment
programme.
Mr Thiirlow said the Domino's Piz-
za franchise was profitable, and now
consisted of eight to nine outlets fol-
lowing new openings on Blue Hill
Road in Nassau and at the Solomon's
SuperCentre in Freeport.


In addition, the international fran-
chisor had approved the transfer of
the Bahamas' Dunkin' Donuts fran-
chise to the buyer, and Abaco Mar-
kets was now awaiting completion of
legal work to conclude the sale.
Although the new roof had been
placed on the old Solomon's Super-
Centre in Freeport the Cedar Street
location that was heavily damaged by
the hurricanes Abaco Markets had
"held off" from taking any decision to
refurbish the store, not wanting to
make a significant capital investment
until it saw what direction the Freeport
economy was heading in.
On the company's current Grand
Bahama operations, Mr Thurlow said:
"We're gradually getting to the point
where we're back at break even."


* Offer only valid at the Westin at Our Lucaya and for stays consumed between 10/22 and 11/3/05. Subject to availability of room type. Advance reservations are required. Not applicable to group travel. Additional service charge and tax may apply. Offer cannot be combined with
any other offers or promotions. Length of stay restrictions may apply. Starwood Hotels & Resorts is not responsible for typographical errors or omissions. 0 2005 Starwood Hotels & Resorts Worldwide, Inc. Single Advance Putchase Rate/Single Property.


BUSINESS




omini ce unable to deta'*1



I tro e at th
Carib( savings 1. tim









PAGE 4B, FRIDAY, OCTOBER 21, 2005


THE TRIBUNE BUSINESS


THE WINTERBOTHAM TRUST COMPANY LIMITED

TABLE OF CONTENTS


Page


INDEPENDENT AUDITORS' REPORT


CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED
JUNE 30, 2005:


Consolidated Balance Sheet

Consolidated Statement of Income


Consolidated Statement of Changes in Equity

Consolidated Statement of Cash flows

Notes to Consolidated Financial Statements


Deloitteo


4

5

6-12



Delottte & Touche
Chartered Accountants
and Management Consultats
2nd Terrace, Centrevale
P.O. Box N-7120
Nassau, Bahamas


Tel: + 1 (242) 302-4800
Fax: +1 (242) 322-3101
http://www.deloltte.com.bs


INDEPENDENT AUDITORS' REPORT


To the Shareholders and Directors of
The Winterbotham Trust Company Limited:

We have audited the accompanying consolidated balance sheet of The Winterbotham Trust
Company Limited (the "Company") as of June 30, 2005, and the related consolidated statements
of income, changes in equity and cash flows for the year then ended. These consolidated
financial statements are the responsibility of the Company's management. Our responsibility is
to express an opinion on these consolidated financial statements based on our audit.

We conducted our audit in accordance with International Standards on Auditing. Those
Standards require that we plan and perform the audit to obtain reasonable assurance about
whether the consolidated financial statements are free of material misstatement. An audit
includes examining, on a test basis, evidence supporting the amounts and disclosures in the
consolidated financial statements. An audit also includes assessing the accounting principles
used and significant estimates made by management, as well as evaluating the overall
consolidated financial statement presentation. We believe that our audit provides a reasonable
basis for our opinion.

In our opinion, the consolidated financial statements present fairly, in all material respects, the
financial position of the Company as of June 30, 2005, and the results of its operations and its
cash flows for the year then ended in accordance with International Financial Reporting
Standards.





August 27, 2005



THE WINTERBOTHAM TRUST COMPANY LIMITED

CONSOLIDATED BALANCE SHEET
AS OF JUNE 30,2005
(Expressed in United States dollars)

2005 2004


ASSETS


CURRENT ASSETS:,. "
Cash and short-term deposits (Note 3)
Investments (Note 4)
Secured loan (Note 5)
Accounts receivable-net (Note 6)
Prepaid expenses and other assets (Notes 7 and 12)

Total current assets
FIXED ASSETS (Note 8)
INVESTMENTS (Note 4)

TOTAL

LIABILITIES AND SHAREHOLDERS' EQUITY

CURRENT LIABILITIES:
Call accounts (Note 10)
Accounts payable and accrued liabilities (Notes 9 and 12)
Dividends payable
Advances from clients (Note 11)
Fees received in advance (Note 11)
Total current liabilities

SHAREHOLDERS' EQUITY:
Share capital:
Authorized, issued and fully paid:
2,500,000 shares of $1 each
Retained earnings
Total shareholders' equity

TOTAL


$3,046,897
1,830,385
600,000
168,791
425,823


$3,398,109
918,682

305,661
300,207


6,071,896 4,922,659
2,672,740 1,924,142
1 25,000
$8,744,637 $6,871,801


$1,467,296 $
750,760 797,814
500,000 435,000
25,252 3,200
257,382 202,977
3,000,690 1,438,991




2,500,000 2,500,000
3,243,947 2,932,810
5,743,947 5,432,810

$8,744,637 $6,871,801


INCOME:
Fees for administration services
Commissions and fees on fiduciary transactions
Fees for company incorporation services
Total income


EXPENSES:
Salaries and benefits (Note 12)
Administrative and general expenses
Depreciation (Note 8)
Impairment of investment (Note 4)
Costs related to company incorporation services
Commissions
Total expenses
Net operating income
OTHER INCOME
FINANCIAL INCOME

INCOME BEFORE TAX AND EMPLOYEE PARTICIPATION
Taxation
Employee profit participation
NET INCOME


$2,776,442
934,573
187,610
3,898,625


1,473,564
1,326,626
260,373
24,999
63,725
32,204
3J181,491


$3,694,490
651,760
191,739
4,537,989


2,216,471
1,004,191
328,761
25,000
80,290
15,525
3,670,238


717,134 867,751
157,140 96,950
257,318 194,824


1,131,592
22,764
297,691


1,159,525
19,905
294,494


$ 811,137 $ 845,126


See notes to consolidated financial statements.


THE WINTERBOTHAM TRUST COMPANY LIMITED

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY
YEAR ENDED JUNE 30,2005
(Expressed in United States dollars)


Share Retained
capital Eaminas Total


Balance at June 30, 2003
Net income
Dividends declared
Balance at June 30, 2004
Net income
Dividends declared
Balance at June 30,2005


$ 2,500,000 $ 2,522,684
845,126
(435,000)
2,500,000 2,932,810
811,137
S (500,000)


$ 5,022,684
845,126
(435,000)
5,432,810
811,137
(5oo.o)


S 2,500,000 $ 3,243,947 S 5,743,947


CASH FLOWS FROM OPERATING ACTIVITIES:
Net income
Adjustments for:
Depreciation (Note 8)
Impairment of investment (Note 4)
Gains on sale of fixed assets
Net cash from operations before working capital changes
Increase in secured loans
Increase in accounts receivable-net
Decrease (increase) in prepaid expenses and other assets
Increase in call accounts
(Decrease) increase in accounts payable and
accrued liabilities
Increase in advances from clients
Increase in fees received in advance
Net cash from operating activities

CASH FLOWS FROM INVESTING ACTIVITIES:
Purchase of fixed assets (Note 8)
Proceeds from sale of fixed assets
Net cash used in investing activities


CASH FLOWS FROM FINANCING ACTIVITY:
Dividends paid
NET INCREASE IN CASH POSITION
CASH POSITION, BEGINNING OF YEAR
CASH POSITION, END OF YEAR

CASH POSITION IS COMPRISED OF:
Cash and short-term deposits
Investments


S 811,137 $ 845,126


260,373
24,999
(7,239)
1,089,270
(600,000)
136,870
(125,616)
1,467,296

(47,054)
22,052
54,405
1,997,223


(1,011,756)
10,024
(1,001,732)


328,761
25,000
(5,821)
1,193,066

178,072
59,860


431,359
.198
23,312
1,885,867


(1,290,343)
18,087
(1,272,256)


(435,000) -

560,491 613,611
4,316,791 3,703,180
$4,877,282 $4,316,791


$3,046,897
1,830,385
$4,877,282


$3,398,109
918,682
$4,316,791


See notes to consolidated financial statements.


THE WINTERBOTHAM TRUST COMPANY LIMITED

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS'
YEAR ENDED JUNE 30,2005
(Expressed in United States dollars)


1. GENERAL

The Winterbotham Trust Company Limited (the "Company") was incorporated and
licensed in the Commonwealth of The Bahamas in 1994 under the Bank & Trust
Companies' Regulation Act of 1965, and is a 75% subsidiary of Winterbotham Holdings
Limited. As from December 1996, the Company was granted a license to carry on
unrestricted banking and trust business, activities which, today, are subject to the terms and
conditions of the Bank & Trust companies Regulation Act, 2000. The Company is
'regulated by the Central Bank of The Bahamas. The Company is also a licensed fund
administrator and securities broker/dealer activities that are regulated by The Bahamas
Securities Exchange Commission. The Company has clients in Europe, Asia and the
Americas and continues to specialize in Latin American markets.

Core businesses of the Trust Company include the provision of consultancy, structuring
and implementation in respect of financial and commercial transactions, including
outsourced accounting, compliance and general corporate administrative services, and
trustee administration. The Winterbotham Merchant Bank offers banking and fiduciary
services principally comprising cash management such as receipts, payments and fiduciary
placements, and FOREX. The Winterbotham International Securities provides non-
discretional brokerage accounts for execution and custody. The Winterbotham Funds
Services provides consultancy, structuring and implementation with respect to the
establishment of investment funds, and comprehensive fund administration and accounting
to NAV. The Winterbotham Merchant Bank,. Winterbotham International Securities and
Winterbotham Funds Services are operating divisions of The Winterbotham Trust
Company Limited.

The registered office of the Company is at Winterbotham Place, Marlborough and Queen
Streets, Nassau, Bahamas.

The number of employees for the year is 38 (2004: 42).


2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

These consolidated, financial statements have been prepared in accordance with
International Financial Reporting Standards. The preparation of consolidated financial
statements in conformity with International Financial Reporting Standards requires
management to make estimates and assumptions that affect the reported amounts of assets
and liabilities and disclosure of contingent assets and liabilities at the date of the
consolidated financial statements, and the reported amounts of revenues and expenses
during the reporting period. Actual results could differ from those estimates.

The following is a summary of the significant accounting policies:

a. Basis of consolidation The consolidated financial statements include the financial
statements of the Company and its wholly-owned subsidiaries, (herein after referred
to as the "Group") The Winterbotham Trust Company (Uruguay) S.A., Shiffel Corp.
S.A., companies incorporated in Uruguay; Winterbotham Properties Limited,
Delacroix Limited and Delaroche Limited, companies incorporated under the laws of
The Commonwealth of the Bahamas. Both of these latter companies are duly
licensed and regulated by the Central Bank of The Bahamas as a Nominee Trust
Company. These companies, acting individually or together, are nominees for The
Winterbotham Trust Company Limited in its capacity as trustee and/or custodian.
Winterbotham Fiduciaria S.A. Administradora de Fondos de Inversi6n is duly
licensed and regulated by the Cental Bank of Uruguay as a professional Trust
Company and is a wholly-owned and consolidated subsidiary of The Winterbotham
Trust Company (Uruguay) S.A. Assets held in trust and in custody on behalf of
customers, and, assets and liabilities under fiduciary agreements, are not included in
the consolidated balance sheet. Exchange gains or losses are included in the
consolidated statement of income.

b. Foreign currency translation These consolidated financial statements are
expressed in United States dollars. Foreign currency transactions are translated at
the exchange rate prevailing at the date of the transaction. Assets and liabilities
denominated in currencies other than the Unites States dollar are translated into
United States dollars at the applicable exchange rates prevailing at the balance sheet
date.

c. Cash and cash equivalents For cash flow statement purposes this caption
comprises cash on hand, short term deposits and shares in investment funds. All
investment funds are short-term and offers daily liquidity.

d. Bad debts The Company's policy is to fully provide for all balances outstanding for
more than 120 days. Additionally, a general provision equal to 5% of the remaining
receivable balance is created.


See notes to consolidated financial statements.



THE WINTERBOTHAM TRUST COMPANY LIMITED

CONSOLIDATED STATEMENT OF CASH FLOWS
YEAR ENDED JUNE 30,2005
(Expressed in United States dollars)


2005 2004


See notes to consolidated financial statements.

These co llidated financial statements were approved by the Board of Directors on August 27,
2005 anafe si on its behalf by:


Director


THE WINTERBOTHAM TRUST COMPANY LIMITED

CONSOLIDATED STATEMENT OF INCOME
YEAR ENDED JUNE 30,2005
(Expressed in United States dollars)


2005 2004


"~tJr~cc"- ~









THE TRIBUNE BUSINESS


FRIDAY, OCTOBER 21, 2005, PAGE 5B


e. Fixed assets Fixed assets are stated at cost less accumulated depreciation.
Depreciation is being provided by the straight-ime method at the following rates:


Housing Property
Office building improvements
Vehicles
Software
Office equipment
Office furniture and-fittings


2%
6.&67% to 25%
25%
50%
20% and 50%
10%


f Related parties -. Related parties include all entities which are related through
common directors and shareholders. However, where the officers, directors and
shareholders of such related entities have the authority and responsibility for
directing and controlling the authorities of other companies (established to
participate in Winterbotham's business activities) these entities are also regarded as
related parties in these consolidated financial statements. Companies administered
by Winterbotham on behalf of customers where Winterbotham also provides
directors are not considered related parties.

g. Financial instruments Financial assets and financial liabilities are recognized in
the Group's balance sheet when the Group has become party to the contractual
provisions of the instruments.

a. Investments

i. Classification Investments are classified as available for sale.

ii. Measurement Investments are measured initially at cost, including
transaction costs subsequent to initial recognition.

Investment in The Bahamas International Securities Exchange
("BISX") is carried at cost less write-down for estimated impairment in
carrying value. Due to the lack of a developed market for this security
it is difficult to determine the market value. As to the end of the current
financial year, the investment has been written down to $1.

b. Accounts receivable -Accounts receivable are stated at their nominal value
as reduced by appropriate allowances for irrecoverable amounts.

c. All other financial assets and financial liabilities are stated at their nominal
values.

3. CASH AND SHORT-TERM DEPOSITS

Cash and short-term deposits are comprised of:


2005


Cash on hand
Demand deposits
Overnight placements
Shares in investment funds:
AIM s/t Invest. Co. Global US (Inst'l)
Bank of America Global Liquidity.
Citi Institutional Liquid Reserves, Inc.



4. INVESTMENTS

a. Short term investments


$ 17,818
1,126,901
770,000


2004


22,826
801,619
920,000


250,000
250,000
632,178 1,653,664

$ 3,046,897 $ 3,398,109


2005


Time deposits
-.t--pecious metals
Securities and shares
Bonds


$ 852,572
705,532
78,060
194,221


2004

$ 316,003
602,679


$ 1,830,385 $ 918,682

b. Long-term investments

The Bahamas In-tereatiir-itiAf-change E SX>) .$s i 5,Q000 -125,000
Impairment of investment '. -. 7 124,999) (100,000)
$ 1 $ 25,000


5. SECURED LOAN

Secured loan represents a loan granted to a long-standing client and is fully guaranteed by
cash collateral held on account by the client.


6. ACCOUNTS RECEIVABLE NET

Accounts receivable are recorded net of a provision for doubtful debts of $99,835 (2004:
$95,454).


7. PREPAID EXPENSES AND OTHER ASSETS

Prepaid expenses and ,other assets are comprised of the following:


2005


Deferred expenses
. Winterbotham Group accounts
Loans to staff
Third party accounts
Advances to suppliers
Loans granted
Other
Shelf companies available for sale


$ 113,198
112,357
105,794
39,541
18,819
15,000
11,969
9,145


2004

$, 73,953
129,707
35,779
6,126
22,221
23,656
1,826
6,939


$ 425,823 $ 300,207


8. FIXED ASSETS

The movement of fixed assets during the year is as follows:


COST:
Land
Housing property
Office building improvements
Vehicles
Software
Office equipment
Office furniture and fittings
Renovations in progress






ACCUMULATED
DEPRECIATION:
Housing property
Office building improvements
Vehicles
Software
Office equipment
Office furniture and fittings


2005 Net Movement
2004 Net Movement


2005
Beginning Ending
Balance Additions Disposals Transfers Balance

S 386,127 $ S $ S 386,127
844,941 172,060 1,017,001
354,658 633,820 274,718 1,263,196
152,350 113,051 (12,964) 252,437
204,335 1,240 205,575
592,801 60,808 653,609
466,547 30,777 (4,215) 493,109
274,718 (274718__ -
S 3,276,477 S 1,011,756 S (17179)S S 4,271,054

2005
Beginning Depreciation Ending
Balance Expense Disposals Transfers Balance


S 29,771
325,142
106,369
194,380
461,879
234,794
$ 1,352,335


S 20,484 $
66,870
55,845
6,806
72,264
38,104
S 260,373 $


(12,42


(1,91
(14,35


- S $ 50,255
392,012
Z3) 149,791
201,186
534,143
_) 270,927
SS 5 1,598,314


$ 1924,142$ 751,383 (2785 $ $ 2,672,740
S 974,826 $ 961,582 $ 12,266 $ S 1,924,142


9. ACCOUNTS PAYABLE AND ACCRUED LIABILITIES


Accounts payable
Provision for staff benefits and training expenses
Provisions other
Commissions payable
Taxes payable (advances)
Salaries and social security


2005

$ 180,208
410,733
59,139
94,243
210
6,227
$ 750,760


2004

$ 180,871
453,027
132,246
26,251
(925)
6,344
$ 797,814


10. CALL ACCOUNTS

Call accounts represents the total on-balance sheet amounts held by clients in
Winterbotham Call Accounts. Funds in excess of $ 10,000 in such accounts are placed on
a fiduciary basis for the account and risk of the account holder(s). The balance on these
financial statements represents the first $ 10,000 held in each account plus the total balance
on the account that secures the loan indicated in Note 5.


11. ADVANCES FROM CLIENTS AND FEES RECEIVED IN ADVANCE

The balance sheet item "Advances from clients" includes credit balances corresponding to
clients who have paid certain expenses in advance. The item "Fees received in advance"
includes the portion of annual client fees which have been collected in the year ended June
30, 2005, and relate to periods subsequent to the balance sheet date.


12. BALANCES AND TRANSACTIONS WITH RELATED PARTIES

Balances and transactions with related parties:


2005


Prepaid expenses and other assets

Accounts payable and accrued liabilities

Salaries and benefits


2004


$ 106t,1502$ "$ 29,699:
$ 25,000 $

$ 608,088 $ 682,574


13. FIDUCIARY OPERATIONS

The Winterbotham-Merchant Bank, a division of The Winterbotham Trust Company
Limited had at the date of these consolidated financial statements entered into fiduciary
agreements for an aggregate amount of $138,779,226 (2004: $122,344,096). The clients
bear all risks and responsibility for activities carried out by the Company on their behalf
under these contracts. The depositors agree to indemnify and hold harmless The
Winterbotham Trust Company Limited, its directors, employees, agents and representatives
against all liability, losses or damages arising'out of or in connection with the fiduciary
agreement. The major portion of the fiduciary transactions comprise funds received by The
Winterbotham Trust Company Limited from corporate or individual depositors which are
subsequently lent on to corporate or individual borrowers or deposited with banks in time
deposit accounts. Fiduciary services yield fees equivalent to the difference between the
lending and deposit rates and are recognized as income upon collection at the time of
maturity, or flat commissions paid on implementation of the transactions.


14. FAIR VALUE OF FINANCIAL INSTRUMENTS

The carrying value of all financial assets and financial liabilities, except for the investment
in BISX which is carried at cost adjusted for estimated diminution, are estimated to
approximate their carrying values in the balance sheet due to their short-term nature and/or
because they bear interest at market rates and are re-priced frequently.


YourI Ilnm Ii hets& el No i



...... J J J- in


_








PAE6.FIAY OCOE 21 05TETIUEBSNS


COMMONWEALTH BANK

Ph nairm n a


1 %- ILLLI IILLLILp. L JL L


Chairman's Report on Unaudited Results September 30, 2005
On behalf of the Board of Directors, I am pleased to be able to report that Commonwealth Bank
continued its strong 2005 performance by ending the third quarter of the year with net income of
$23.4 million, an increase of 22.5% over the same period of 2004.

Results for the nine months ended September 30th, 2005 with comparisons for September 2004
were as follows:
Net Income $23.4 million, an increase of 22.5% or $4.3 million.
Earnings Per Share 62 cents an increase from 48 cents.
Annualised Return on Common Shareholders' Equity was 33.0% up from 29.1%
Total Assets increased $26.0 million in the quarter to $797.2 million or 4.1% over December 2004.
The Bank experienced strong customer demand through the summer months resulting in an
overall increase in loans receivable of 9.75% above December 2004. This increase also reflected
the continuing emphasis on mortgage lending which showed an increase of 15.7% in the first 9
months of the year.

The quality of the loan portfolio continued to show improvement as Impaired loans receivable fell
to $13.1 million (2% of the loan portfolio) at September 30, 2005, down $6.6 million and 1.28%


COMMONWEALTH BANK LIMITED
CONSOLIDATED BALANCE SHEET
(Expressed in Bahamian dollars) (Unaudited)


September 30, 2005 December 31, 2004


ASSETS
Cash and deposits with banks $ 9,163,597
Balances with Central Bank 46,245,237
Government Stock, Investments and Treasury Bills 70,136,269
Loans Receivable (net) 646,314,070
Premises and equipment 24,938,866
Other assets 431,233
TOTAL $ 797,229,272


LIABILITIES AND SHAREHOLDERS' EQUITY
Liabilities:
Deposits
Life assurance fund
Other liabilities
Dividends payable
Total liabilities
Shareholder's Equity:
Share capital
Share premium
General Reserve
Retained earnings
Total shareholders' equity
TOTAL


$ 630,663,708
8,961,225
12,395,296
2,367
652,022,596

62,749,643
19,122,038
10,000,000
53,334,995
1:45,206,676
$ 797,229,272


$ 11,478,746
77,927,966
60,998,651
588,876,208
24,868,538
1,507,042
$ 765,657,151



$ 615,262,725
6,278,112
10,615,853
26,505
632,183,195

62,867,709
17,812,690
10,000,000
42,793,557
133,473,956
$ 765,657,151


from December 2004. At the same time the ratio of loan loss provisions to impaired loans
increased from 67% in December 2004 to in excess of 100% at the end of September 2005.

During the third quarter the Bank concluded re-pricing its Preference shares from fixed rates
between 8% and 9% to a floating rate of prime plus 1.5%. This had the effect of increasing the
Banks earnings in 2005 by $0.01 per share.

We anticipate that the Bank will satisfactorily close out 2005 with another year of record financial
performance.

Our thanks are due to our customer and shareholders for their support, and of course our
dedicated and loyal employees.




T. B. Donaldson
Chairman


COMMONWEALTH BANK LIMITED
CONSOLIDATED STATEMENT OF CHANGES IN SHAREHOLDERS' EQUITY
(Expressed in Bahamian dollars) (Unaudited)
9 months ending 9 months ending
September 30, 2005 September 30, 2004


PREFERENCE SHARES
Balance at beginning of period
Redemption of Class "C" shares
Issuance of Class "H" shares
Balance at end of period

COMMON SHARES
Balance at Beginning of period
Issued
Balance at end of period
SHARE PREMIUM
Balance at beginning of period
Issuance of common shares
Stamp tax on share capital increase
Balance at end of period

GENERAL RESERVE
Balance at beginning and end of period

RETAINED EARNINGS
Balance at beginning of period
Net income
Common share dividends
Preference share dividends
Balance at end of period
SHAREHOLDERS' EQUITY AT END OF PERIOD


60,990,700
( 1,007,600 )
S_869,400
60,852,500


1,877,009
20,134
1,897,143

17,812,690
1,189,348
120,000
19,122,038


10,000,000


42,793,557
23,448,660
( 9,111,102)
_(_ 3,796,120 j
53,334,995
$ 145,206,676


60,990,700
0
0
60,990,700


1,875,549
729
1,876,278

17,662,281
60,901
0
17,723,182


10,000,000


34,839,046
19,140,679
( 8,441,767 )
( 4,090,622 )
41,447,336
$132,037,496


COMMONWEALTH BANK LIMITED
CONSOLIDATED STATEMENT OF INCOME
(Expressed in Bahamian dollars) (Unaudited)


9 months ending 9 months ending
September 30, 2005 September 30, 2004


INCOME:
Interest income
Interest expense
Net interest income
Loan loss provision

Life assurance, net
Fees and other income


NON-INTEREST EXPENSES:
General and administrative
Depreciation and amortization
Directors' fees

NET INCOME

Preference Share Dividends


63,874,850
( 19,031,898)
44,842,952
( 6,949,264)
37,893,688
3,382,673
9,989,120
51,265,481


25,781,659
1,900,912
134,250
27,816,821
23,448,660

( 3,796,120)


NET INCOME AVAILABLE TO COMMON SHAREHOLDERS $ 19,652,540


31,619


AVERAGE NUMBER OF COMMON SHARES
(Thousands)
EARNINGS PER SHARE (9 months)



COMMONWEALTH BANK LIMITED
CONSOLIDATED STATEMENT OF INCOME
(Expressed in Bahamian dollars) (Unaudited)


$ 62,340,210
( 19,266,330)
43,073,880
( 10,124,346)
32,949,534
2,366,328
8,468,564
43,784,426


22,877,272
1,685,475
81,000
24,643,747
19,140,679

(4,090,622)

$ 15,050,057

31,271

$ 0.480


COMMONWEALTH BANK LIMITED
CONSOLIDATED STATEMENT OF CASH FLOWS
(Expressed in Bahamian dollars) (Unaudited)
9
Sept
CASH FLOWS FROM OPERATING ACTIVITIES:
Interest Receipts $
Interest Payments
Life assurance premiums received
Life assurance claims and expenses paid
Fees and commissions received
Recoveries
Cash payments to employees and suppliers


Increase in loans receivable
Increase in deposits,
Increase in shareholders' loans


months ending 9 months ending
ember 30, 2005 September 30, 2004


$ 57,519,838
(1.9,031,898)
6,539,424
( 1,071,363)
10,586,845
3,892,645
_(23,060,657_)
35,374,834
(64,387,126)
15,400,983
0


Net cash (used in)/provided from operating activities ( 13,611,309)


CASH FLOWS FROM INVESTING ACTIVITIES:
Purchase of Government Stock, investments
and Treasury Bills
Interest receipts and repayment of
Government Stock and Treasury Bills
Purchases of premises and equipment
Net cash used in investing activities

CASH FLOWS FROM FINANCING ACTIVITIES:
Dividends paid
Issuance of common shares
Redemption of Class "C" preference shares
Issuance of Class "H" preference shares
Stamp tax paid on share capital increase
Net cash used in financing activities
NET DECREASE IN CASH EQUIVALENTS
CASH EQUIVALENTS, BEGINNING OF PERIOD
CASH EQUIVALENTS, END OF PERIOD
See accompanying notes to unaudited interim consolidated financial statements.


( 66,397,456)

59,722,205
(_1,971,240-)
( 8,646,491 )


( 12,931,360)
1,209,482
( 1,007,600)
869,400
120,000-
_( 11,740,078 _)
( 33,997,878)
489406,712
$ 55,408,834


$ 57,163,329
( 19,266,330)
3,231,225
( 1,509,154)
9,331,035
2,716,583
-21,171,375_)
30,495,313
( 39,229,534)
26,117,879
-6,030
17,389,688



( 76,103,338)

72,467,058
.__8,927,312Z)
( 12,563,592)


( 12,552,177)
61,630
0
0
........ __ _-.0_3
( 12,490,547)
( 7,664,451)
_64,424,680
$ 56,760,229


3 months ending 3 months ending
September 30, 2005 September 30, 2004


INCOME:
Interest income
Interest expense
Net interest income
Loan loss provision

Life assurance, net
Fees and other income


NON-INTEREST EXPENSES:
General and administrative
Depreciation and amortization
Directors' fees

NET INCOME

Preference Share Dividends


22,620,177
( 6,138,663)
16,481,514
( 3,348,050)
13,133,464
1,166,566
4,491,429
18,791,459


9,257,219
641,777
45,875
9,944,871
8,846,588

( 1,069,039)


NET INCOME AVAILABLE TO COMMON SHAREHOLDERS $ 7,777,549


AVERAGE NUMBER OF COMMON SHARES
(Thousands)
EARNINGS PER SHARE (3 months)


31,619

$ 0.25 0


$ 21,284,942
(6,380,950)
14,903,992
( 3,678,950)
11,225,042
869,352
2,888,955
14,983,349


7,941,282
581,077
27,000
8,549,359
6,433,990

(1,363,541)

$ 5,070,449

31,271

$ 0.160


COMMONWEALTH BANK LIMITED
NOTES TO UNAUDITED INTERIM CONSOLIDATED FINANCIAL STATEMENTS
(Nine Months Ended September 30, 2005)

ACCOUNTING POLICIES
These consolidated interim condensed financial statements have been prepared in accordance with
International Accounting Standards 34 Interim Financial Reporting. The accounting policies used in
the preparation of the interim financial statements are consistent with those used in the annual
financial statement for the year ended December 31, 2004.

The consolidated financial statements include the accounts of Commonwealth Bank Limited ("the
Bank") and its wholly owned subsidiary companies. The subsidiaries are Laurentide Insurance and
Mortgage Company Limited, C.B. Securities Ltd. and C.B. Holding Co. Ltd.

DIVIDENDS
The Directors have approved interim quarterly dividends in the amount of 8 cents per quarter per
common share (2004: 8 cents) and an extraordinary dividend of 5 cents (2004: 3 cents) per share.
The total dividends paid as of the interim date is 29 cents per share for common shares (2004: 27
cents). The dividends are declared on a quarterly calendar basis. The interim financial statements
only reflect the dividends accrued for the interim period.

PREFERENCE SHARE CAPITAL
On July 12th, 2005, Shareholders approved re-pricing Preference Share classes A, E and G to
Bahamian Prime rate plus 1.5% from a fixed rate of 9.0%. On July 26th Shareholders approved
re-pricing Preference Share classes B, D and F to Bahamian Prime rate plus 1.5% from fixed rates
ranging 8.5% to 9.0%.

On September 16th, 2005, the Bank redeemed all C Class Preference shares, (10,076 shares of
$100 each). As part of the consideration for redemption, 8,694 class H Preference Shares of $100
were issued. The H Preference shares pay dividends at Bahamian Prime rate plus 1.5%. The first
dividend payment will be December 31, 2005 and quarterly thereafter.


See accompanying notes to unaudited interim consolidated financial statements.


SRpne nrt


I I


THE TRIBUNE BUSINESS:


PAGE 6B. FRIDAY, OCTOBER 21, 2005









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The Fifteenth Annual
Bahamas National Trust

Wine; +Ari


29th OCTOBER, 2005 ",
12NOON 6PM
'ymao u ,u 9omi /"^ma~h


Beringer Vineyards Boschendal
Concha Y Toro Fontana Candida
Moet & Chandon Louis Latour
Graham Beck Georges Duboeuf
Chateau Ste Michelle Antinori
Robert Mondavi Meridian Vineyards
Penfolds Jordan Vineyards

2'Fy uA cIden aiwilai/le /IA,(a/ooufi/e aenoo*n.
SALL PROCEEDS IN AID OF THE BAHAMAS NATIONAL TRUST
"The Retreat". Y Admission
Village Road 8 BNT Members $15.00
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Paruen's Colleg -Iv 1 _Children under 12 FREE
-Queen's College
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All wines featured will be on sale October 29th November 5th
at selected Bristol Wines & Spirits Stores


Availat


FRIDAY, OCTOBER 21, 2005, PAGE 7B


TRIBUNE SPORTS







PAGE8B, RIDA, OCOBE 21,2005TRIBNEOSORT


AME


Church


pull


off huge


upset


* By KELSIE JOHNSON
Junior Sports Reporter
THE African Methodist
Episcopal (AME) Church
pulled of the biggest upset in
the Church Games, Wednes-
day night.
Heading into the champi-
onship games as the third
ranked team in the open
men's division, AME snatched
the title with an 60-57 victory
over the favourites, Full
Gospel.
The win, which came from a
big surge late in the closing
minutes of the second half,
was led by trio Perry Darling,


Victory over the

favourites, Full Gospel


Kevin McPhee and Terrance
Brown.
After having a fairly quiet
first half of play, the trio start-
ed their reign of terror early in
the second.
The first half of play
belonged to Full Gospel, who
dominated from the free
throw line. The team went 7-


for-10, while AME were 1-for-
3.
Wasting no time to score at
the opening tip, Full Gospel's
Jason Collie connected from
behind the arch to start things
off for the team.
The unsuccessful attempt by
AME resulted in one of the
three runs in that half by Full


Gospel. The first run saw the
team go up 7-0 before AME
were able to put a score on
the board.
By the end of the first half
AME vAere down by four
points.
But things took a twist in
the second half, as fatigue
started to settle in on the play-
ers from Full Gospel.
Taking advantage of sever-
al free shots from the free
throw line, AME were able to
pull themselves with in two
points.
AME's trio McPhee, Dar-
ling and Brown accounted for
27 of the half points.


AME scored 34 in that
half.
Top scorers in the game for
AME were Darling, with 17
points and Brown and
McPhee both chipping in with
15.
For Full Baptist Chevy Sim-
mons scored 16 points and
Donny Johnson 14 points.
The Baptists clinched anoth-
er title, this time in the under
17 boys division. The Baptists
defeated the Catholics 56-49
for the win.
In the under 13 division,
Full Gospel took the
victory over the Anglicans 37-
25.


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ACTION from the match between C I Gibson and Thelma Gib-
son in the Primary School Soccer competition. The game ended
in a draw. See Sports front.
(Photo: Mario Duncanson/Tribune Staff)


PAGE 8B, FRIDAY, OCTOBER 21, 2005


TRIBUNE SPORTS





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FRIDAY, OCTOBER 21, 2005


SECTION


Fax: (242) 328-2398
E-Mail: sports@100jamz.com


MIAMI HERALD SPORTS


* SOCCER
By KELSIE JOHNSON
Junior Sports Reporter
AFTER missing last year's
Primary School Soccer competi-
tion, Columbus Primary School
stepped up play yesterday to
advance to the pool semifinals.
The 1-0 victory by Columbus
Primary over Cleveland Eneas
boys helped them to clinch the
top spot in Group 1 and gain a
bye into the semifinals. It also
sent Cleveland Eneas packing.
But, according to Columbus
Primary School head coach
Larry Sweeting, the win wasn't
an easy task, since the level of
play has risen.
He said: "Victory feels good.
It feels great to win, especially
after the line-up we were fac-
ing.
"The competition this year
wasn't easy at all. All the teams
have improved and this made it
very hard for us to just step into
games already thinking we had
won.
"There was the same level of
play throughout the series, but
our defence was the key to our
victories."
After a scoreless first half, the
game's only goal was scored
with less than two minutes
remaining.
Before finding the net,
Columbus Primary were able to
prevent Cleveland Eneas scor-
ing on three separate occasions.

Drawing
But the road to the semi-
finals wasn't easy for Colum-
bus, after drawing two of their
four games played and the oth-
er two wins by a single goal.
Sweeting added: "I haven't
seen the other teams as yet, but
I know if we play good defence
there will be some very. close
games.
"I heard that all the pools are
tough, all the teams in our pool
were tough, so I am really
expecting some good games.
"Unfortunately, we weren't
able to make it last year, that
was a little disappointing, but
we are back in full force."
Columbus Primary will take
on Uriah McPhee in hopes of
advancing on to the finals.
Fighting for a finals spot in
playoff games will be
Carmichael Primary and
Stephen Dillet. The winner of
that game will play Sadie Cur-
tis.
The two winners of the semi-
final games will advance to the
playoffs.
Sweeting viewed the game
against Stephen Dillet a 1-0
win as the toughest game for
his squad.
Although the final draw does-
n't concern Sweeting, he said he
will be looking forward to play-
ing Stephen Dillet once again.


Victory for Knowles and Nestor


* TENNIS
By KELSIE JOHNSON
Junior Sports Reporter
MARK Knowles and dou-
bles tennis partner Daniel
Nestor advanced out of the first
round yesterday at the Masters
Series in Madrid, Spain.
Playing in their first game of
the series, which has a 48 draw,
Knowles and Nestor defeated
Simon Aspelin and Todd Perry
6-3 and 6-4 for the win.


The tennis duo are ranked
third in the tournament and will
play David Ferrer and Fernan-
do Verdasco in hopes of
advancing closer to a champi-
onship title, which they won last
year. The game is set for today
at 1pm.
Ferrer and Verdasco, both of
Spain, defeated Gaston Gau-
dio and Mariano Puerta of
Argentina, 6-3 and 6-2 to
advance.
The win came days after


Knowles and Nestor won the
BA-CA championship;,their
third title of the year.
Ranked fourth in the,ATP
Doubles Race, the duo atrehop-
ing to reclaim the title in qrer
to qualify. "
Surprisingly, ATP D6obles
Race leaders American twin
brothers Bob and Mike Bryan
lost their first game to Mahesh
Bhupathi and Martin Damm in
a three set game, 6-3, 6-7 aind 6-
2.


COOKIES FOR CANCER


For every McDonald's Cookie you purchase during the month


of October 2005, McDonald's will make a donation to the


Cancer Society of The Bahamas.


I'm loviln If


c~~~~--~4. 4--r -- gg


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.1














THE TRIBUNE PRESENTS


WEDNESDAY, JUNE 29, 2005


Sensing which


wa'


the wind


is blowing


By JANICE MATHER
EVERY year, meteorologists release
a forecast for the upcoming hurri-
cane season. 'Every year, scientist
and nature guru Sydney Sinclair-
Sands sends in letters in the 'Hey
Bulla' style to local papers, predicting the
upcoming hurricane season by the yellow blos-
soms of the poui tree.
Who is right?
In an ironic and remarkably beautiful twist of
fate, Mr Sinclair-Sands and his yellow poui trees
are generally not far off the mark.
Take the 2004 season, when the former Depart-
ment of Fisheries aquaculturalist used the flow-
ering patterns of three tall, shady poui trees in his
backyard to foretell three major storms.
The trees, says Mr Sinclair-Sands, send out
their first set of blooms to announce the arrival of
spring; the number of times it blossoms after that
indicates the number of hurricanes the coming
nmontls .wilU bring.
Lisi year, the tree sent oit'a sprinkling of yel-
low to announce spring, then got right to talking;
within two weeks, it sent out three intense sets of
warning blossoms.
"I said, 'Good Lord, we mussee gonna have
three hurricanes this year'," remembers the pre-
dictor, who, concluded that, since three strong
sets of blossoms came in close succession, three
powerful storms could be in the Atlantic at the
same time.
Lo and behold, come August and September,
Frances and Jeanne descended, with Ivan threat-
ening to hit the Bahamas soon after.


the storm season, and a smaller variety of yellow
poui many of which were planted along JFK
some years ago appear less accurate in their
blossom production, Mr Sinclair-Sands says.
Some may prefer to rely on meteorological
information for estimates on how many storms
are expected for any given season. But, for what
it's worth, the tree has been known to foretell
storms remarkably well.
Take 2002, when hurricane Michelle burst on
the scene in November, unusually late in the June
1 November 30 season. Others may have been
surprised; Mr Sinclair-Sands had been warned
by his forecasting trees, which had abruptly put
out a burst of surprise blossoms in July, much
later than normal. Even though pouis usually
bloom without leaves, the telltale yellow appeared
even though the tree was covered with leaves.
"I wrote another little letter in to the editor and
told them, 'it's gonna be another late hurricane
and it's gonna be a bad one', but the experts in the
US, they couldn't say that. There are certain
things that the tree would indicate that their
instruments couldfnot detect," says Mr Sinclair-
Sands. "The tree is so sensitive to environmental
change that their instruments wouldn't pick that
up, so they couldn't warn people of a late hurri-
cane."
Meteorological predictions certainly can be
confusing at times. In October, local meteorolo-
gists anticipated this year's season would be less
active; in April, it was expected to be "very sim-
ilar". A month later, predictions were that this
season would be more active than the last.
After its predictory blossoms, the poui falls
silent, and generally sets to work putting out


NAlTURE .guru Sydney Sinclair 4 Tha l.' IdJpoul trees in his bakckv md (pciuredtP.
Ipiet htie. mnuber of hurricane sorms r t ,wi?



1980s, shortly after he began studying the tree's
hurricane-hinting tendencies, he noticed it mak-
ing other changes; instead of blooming in March,
with spring's arrival, it began flowering as early as
January.
"At that time," he points out, "there was a lot
of talk about change in environment, the green-
house effect and carbon dioxide pollution."
Mr Sinclair-Sands makes his living working
with other plants and plant products; he roasts
and sells coffee, and propagates indoor plants.
But he's still got a soft spot for the yellow poui,
which he also propagates, and has been trying
to convince local landscapers to use.
It might be quite pleasant; avenues of tall,
shady trees that faithfully put out a halo of viru-
lent yellow flowers, helpfully tuned into their
own weather channel, watching and waiting to be
watched.


BLOOMING WARNING Mr Sinclair-Sands says that the number of times his tree blossoms,
after its first blossoming for Spring,, tells how busy the year's hurricane season will be


Bizarre coincidence?
Mr Sinclair-Sands, who began noticing a rela-
tionship between blossoms and weather unrest in
the mid 1980s, certainly doesn't think so.
On a particularly .hot day, 20 years ago, the
tree caught his attention because it seemed par-
ticularly fierce in its blossoming. He stood, staring
at the poui and said, "something must be going to
happen because I've never felt the sun like this
before, and this tree is just going wild," he said.
"We haven't had a hurricane for about 15 years.
. I said, 'I believe this is gonna be our year',
and sure enough it was when that terrible hurri-
cane came up and was actually heading for the
Bahamas," he recalls.
A hurricane did head for the Bahamas, he
recalls, but turned away, menacing Jamaica and
Florida instead.
. Since then, he's been studying the yellow poui
closer.
The tree, which grows to about 30 feet tall,
with wide, shady branches, has relations in the
Bahamas, that don't appear to have the same
predictive powers.
The pink poui's blooms don't seem to mirror


leaves, providing shade, and living much as one
would expect any quiet tree to live. It doesn't put
out banners declaring 'Put up shutters next week!'
or 'Get canned food now!' Once it's given its
warnings, don't expect anything more than leaves
and birds in its branches, and during a storm, the
trees are as susceptible as any others; two of Mr
Sinclair-Sands' three trees were damaged last
year, while one still flourishes.
Even so, it will be interesting to see who will be
right in 2005. The National Oceanic and Atmos-
pheric Administration predicts two to four major
hurricanes, at least category three in strength.
The poui (so far) has put out two small blooms
and one significant one which, Mr Sinclair-Sands
predicts will bring about 100 miles per hour winds.
Past years have shown the born-and-raised
Nassauvian, who grew up with a gardening mum,
that the number of poui blooms clustered togeth-
er indicate how strong a storm will be.
"I've found that anything over eight flowers
on the bunch would indicate the possibility of a
hurricane," he explains. "The higher it goes, the
more: intense the hurricane would be. It has gone
up to like 14 flowers on a branch. So that would


give you one of
those strong hur-
ricanes like we
had last year, 155
miles per hour."
How does one
explain the tree's
forecasting flow-
ers? Chance?
Hocus-pocus?
Nature's helper?
One of God's
intricate twists to
creation?
Mr Sinclair-
Sands, who has
studied hydro-
ponics, explains
the poui as "just a
part of nature",
and believes the
tree simply reacts
to shifts in the
environment.
In the late


SYDNEY Sinclair-Sands stands in fromi rf of, I,:, uree ii his backyard, ,-va;i year he usfs
the yellow blossoms of t!e .i. s!.'i~y ttr'e I: t c dR. i te activity of th 'ii-risne seaon,
,"'i io B tnc.,.n/T Staye








i t- TRIBUNE


PAGE 2F


HURRICANESUPPLEMENT20


Bahamas suffers


uency'


Greatest


of hurricanes


Most affected nation

in Caribbean Basin


IHE Bahamas has
SI the greatest fre-
quency of tropical
storm activity in
A the entire
Caribbean Basin, the Depart-
ment of Meteorology has
revealed.
With four major hurricanes
expected during this Atlantic
Hurricane Season, which runs
June 1 through November 30,
the National Emergency Man-
agement Agency (NEMA) and
its partners are observing the
period until June 30 as Hurri-
cane Awareness Week under
the theme, "Together Emer-
gencies are Managed".
A history of hurricanes in the
Bahamas over the past 150
years or more was presented at
a press conference on Wednes-
day, June 22, at Cabinet Office.
Deputy director of Meteo-
rology Trevor Basden revealed
that for the entire Caribbean
Basin, which stretches from the
Leeward and Windward Islands
in the east to Hispaniola and
Cuba in the west, "The Bahama
Islands have the greatest fre-
quency of cyclones." \
The Caribbean Hurricane
Network has indicated that the
"Hurricane Capital of the
Caribbean" is Abaco, with 18
severe hurricanes since 1851,
which is an average one hurri-
cane per eight to nine years.
Since 1994, Key West and
Nevis have seen the most severe
hurricanes seven or about one
every eight to nine years. Grand
Bahama saw the most hurri-
canes, 40 one every four years.
"So this means that we should
always be on the alert for any
sort.of eventuality," said Chief
Climatological Officer at the
Department of Meteorology
Mike Stubbs. "So, there is no


surprise as to what has hap-
pened during last year's Hurri-
cane Season in the Northern
Bahamas. The probability of
islands being hit are usually
those islands in the northwest
sector of The Bahamas."
Mr Stubbs urged residents to
pay particular attention to activ-
ities during Hurricane Pre-
paredness Week 2005.
"We pray that.nothing hap-
pens this year as we are still in
recovery stage but if we take
the necessary precautions, we
can mitigate or minimise the
impact of hurricanes or any-
thing that may come this way
during this hurricane season,"
he said.
On the question of hurricane
preparedness, Coordinator of
NEMA Carl Smith noted that
The Bahamas is in the tropical
cyclone area.
"That is why our focus must
be on mitigation measures. We
have in the past, given focuse
to responding after an. event
would have taken place. We
need to look, or give more
attention to risk management.
And that means in our devel-
opment planning, building to
our plans, disaster management
considerations." Mr Smith said.
"It means looking at our build-
ing codes, to see if they are very
effective and if in fact they are,
to ensure enforcement."
He said that the Bahamas is
still in recovery mode from last
year's two major storms, Hurri-
cane Frances and Jeanne.
The National Oceanic and
Atmospheric Administration
(NOAA), has predicted 12 to
15 named storms, six to nine of'
which are expected to become
hurricanes; three to nine major
storms, meaning wind speeds of
up to 111mph or greater.


Copyrighted Materil

Syndicated Content

Available from Commercial News Providers"
-,AM w I


However, noted professor Dr
William Gray has foreshadowed
15 named storms, eight of which
are expected to become hurri-
canes, and four major storms.
Furthermore, both predictions
have indicated 39 percent
increase in the landfall hurri-
canes in the southeastern Unit-
ed States.
"This is the first time where
they are actually delving on this
landfall because usually they
just give the general broad view
of cyclones in the Atlantic
Basin," Mr Basden said. "What
that obviously means for us in
The Bahamas is that they are
expecting an increase in hurri-
cane activities through the
Bahamas."


w w w* m 0 i_ a__. S
jol *4.0mum .. ee am q *W e *o
--- -


The names for this year's hurricanes are:,
Arlene
Bret
Cindy
Dennis
Emily
Franklin
Gert
Harvey ,
Irene
Jose


Katrina
Lee
Maria
Nate
Ophelia
Philippe
Rita
Stan
Tammy
Vince
Wilma


Do get caught off ad this Hurricane Season

oet us iecare of your lifestyle by guiding y h e


AMEINFs[AMNsuESS AMmWASM


New Providence
A. Scott Fitzgerald Ins.
Brokers & Agents
Tel. 356 0285
Advantage Ins. Brokers &
Agents Ltd. Tel. 356 0285
Andeaus Insurance Broker
Co. Ltd. Tel. 323 4545/6
Bahamas Ins. Brokers &
Agents Ltd. Tel. 356 6482
Bahama Life & Property Ins.
Agency Tel. 393 1054
Clyde Treco Agency
Tel. 327 8026
Cole Insurance Agents &
Brokers Ltd. Tel. 323 4111
Comprehensive Ins. Brokers
& Agents Tel. 327 0854
CMA Brokers & Agents
Tel. 325 8092
Fred S. Ramsey General Ins.
Agency Ltd. Tel. 325 6724


Gateway Insurance Brokers
& Agents Tel. 324 5920
General Brokers & Agents
Ltd. Tel. 322 1871
Insurance Management
(Bahamas) Ltd.
Tel. 394 5555
KAP Insurance Brokers &
Agents Ltd. Tel. 322 4159
Lampkin & Company
Tel. 325 0850
Professional Insurance
Consultants Ltd.
Tel. 327 2142/3
Summerlee Insurance
Tel. 394 5124
Sunshine Insurance
(Agents & Brokers) Ltd.
Tel. 394 0011
Vaughn L. Culmer &
Associates Tel. 356 0159


Grand Bahama
General Brokers & Agents
Ltd. Tel. 352 7891
Insurance Management
(Bahamas) Ltd.
Tel. 352 7421
Pinnacle Insurance Agency
Ltd. Tel. 351 9747
Trinity Insurance Agents &
Brokerage Services Ltd.
Tel. 351 2022
Andros
Francita Neely Agency
Tel: 369 4745
Exuma
Anthony Moss Agency
Tel: 336 2055
Esther Rolle Tel: 339 1391
Inagua
Esther Rolle Tel: 339 1232


(CAfflanxdlbedigdiwassaaucawiinf
irsatisikaedidl^iarpsinendiscrts~raB
emppdiiimepS^^BSice wpi^iahi
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jlrffsyifcdlfas


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Security & General

INSURANCE












Evacuation: do




not wait 'until





"Copyrighted Material the last minute'

Syndicated Content -- NATIONAL Emergency critical roles in ensuring that They say three to five of the
Manaement Aenc (NEMA) these individuals ae t d t i ht b


Available from Commercial News Providers


a -e
a -


Prpr a Personal.. 3.. .

Ev c ato Plan. *3 ,,I 3
Idn ify hea .o3tie her yo 3culdgo ifaetee ites ithyuwhneacaig
yuaetltoeaut. Chosesevralplces :,kPrecrptin mdictios nd edial up


co-ordinator Carl Smith has
called on Bahamians to respond
quickly to evacuation calls dur-
ing the 2005 hurricane season.
Mr Smith advised against
waiting until "the last minute"
to do so. ,
He said persons most likely
to be asked to evacuate in the
event of a hurricane are those
who live in coastal or low-lying
areas that are prone to flood-
ing.
Habit


"This habit of waiting until
the last minute to follow the
evacuation orders has to stop,"
said Mr Smith. "It has to be
recognised that we cannot place
our first responders be they
Defence Force officers, police
officers and/or medical teams -
in harm's way by asking them to
go out into dangerous situations
to try and rescue individuals."
Mr Smith explained that
there were "a couple of situa-
tions last year that placed the
lives of some of our responders
in jeopardy and that's just not
fair as many of these persons
are parents, brothers, sisters,
aunts and uncles and have fam-
ilies whom they are responsible
for".
"It is an unreasonable thing
to ask of them," Mr Smith said
Mr Smith said emergency
management officials expect
persons to respond to evacua-
tion notices "immediately" once
they have been advised to evac-
uate their areas and notified
about the shelters available to
them.
Family members and neigh-
bours of the elderly and per-
sons who are bedridden or aire
living with disabilities, can play


JLCN vJ.LaO UUaI. are evacuate..a
in time.
"They can do this by either
moving those persons to shel-
ters themselves or by alerting


aLU.Jlll llll-.lJ L U A UllI llldJUl
hurricanes.
Mr Smith said the 2004 hurri-
cane season should be a
reminder for Bahamians of the


'It has to be recognised that
we cannot place our first
responders be they Defence
Force officers, police officers
and/or medical teams in
harm's way by asking them to
go out in dangerous situations
to try and rescue individuals,'
-Carl Smith, NEMA


authorities ahead of time," said
Mr Smith.
"Communities can come
together and determine which
individuals need assistance in
getting to hurricane shelters
ahead of time and let the prop-
er authorities know ahead of
time so that no'one has to go
out in adverse conditions."


Prediction
Meteorologists and climatol-
ogists are predicting another
above-normal hurricane season
on the heel of last year's
destructive and season.
Local meteorological officials
predict 12 tol5 storms during,.
with seven to nine becoming
hurricdafis.


need to have a plan and to take
individual responsibility for act-
ing on it.
He said every household in
the Bahamas should develop a
written family plan based on
that family's vulnerability to
hurricane hazards such as storm
surges, flooding and wind, and
which should also include
escape routes from the house.
Families should also choose
a safe room or area in their
homes for each hurricane haz-
ard, with the understanding that
in certain instances, the safest
thing might be to move to a
shelter.
"Additionally, they can post
emergency telephone numbers
by their phones and teach their
children when and how to dial
emergency services. "


Be Prepanredl

Hurricane Checkil


ceIs foWels
r Cowtaiers r
Oear 6-Foof
ts 6- Mops
fWork a


ie Inseoffaide


...........- : S"


Master Card and Visa Credit Cards Accepted-Prices good while supplies last.
John S. George Company Limited Mtiin Branch Palmdale Shopping Plaza, Madeira Street
Phone: 242-322-8421 Fax: 242-328-2067
tB.7 l MJ'^n.^ nl~ll.J: mt q1^llll'l''*l' 01 R 'W~- *B^l* l 1 -I 1-, l,;*. ^l^!^InS IM21211 Irrro '^~I^ lIUM.^


THE TRIBUNE


PAGE 3F


*


* 0








PAGECN 4FPPTHEETRIBUNE




Insurers warn




policyholders




to check their




storm coverage


GET COVERED Tidal surges from Hurricane Frances swept half a mile inland, flooding the homes of the loW
lying Lower Bogue community in North Eleuthera, and toppling and smashing anything that got in its way.


Registered trade-mark of Royal Bank of Canada ot CLanada
SI he Lion & Globe symbol and RBC are trademarks of Royal Bank of Canada
~ ~ ~ ~ ~ ~- Owim '* *. *'''


LOCAL insurers paid out
more than $300 million in
claims last year to policyholders,
affected by the two major
storms to hit the Bahamas.
And the news for this year
does not leave insurers with
very much to smile about as
forecasters are predicting a very
busy season with 12 -15 named
storms, of which seven nine
are expected, to become hurri-
canes and between three -five
major hurricanes with winds
above 110mph.
Now, coming off one of the
most destructive hurricane sea-


sons since record keeping began
in the early 1900s, Bahamian
insurance companies say they
are ready for another hurricane
season.
As part of your preparation
for the hurricane season the
Bahamas General Insurance
Association encourages policy-
holders to check their insurance
coverage to ensure that it is up
to date and that the sums
insured are adequate.


Underinsured
"A major problem following
the storms of 2004 was that of
underinsurance, where the sum
insured under a policy is much
less than it should be the
insured ends up being penalised
and getting less than the full
amount claimed, said a press
release from the association.
As rebuilding values increase,
so should the sum insured o~i
your home, noted thp associ..
tion.
The BGIA also pointed out
that recent press reports sug-
gesting that this penalty only
applies to total losses are wrong,
as it applies to all losses where
the property is underinsured.
"Those reports also suggested
that flood is not covered by
most insurance policies which
is incorrect.
"Whilst in Florida you have
to buy 'windstorm' and 'flood'
insurance as separate covers,
policies issued by local insurers
in the Bahamas that cover 'Hur-
ricane' include flood caused by
hurricane and usually, although
not always, flooding from other
causes as well. (Please note that
buildings in certain high-risk
areas may not be able to get
hurricane and/or flood insur-
ance)."
Another critical point to note,
said the association, is that
insurance companies will not
sell hurricane insurance in your
area once an "Alert" has been
issued for that area.
An "Alert" is issued when a
tropical system can produce
storm or hurricane conditions
within 60 hours (2 1/2 days).
"You should, therefore,
check to see that you have cov-
er well before any hurricane is
due to strike," said the associa-
tion.


Claims
Filing claims as promptly as
possible is another matter that
BGIA members would like the
public to pay attention to. After'
a loss, policyholders must report
their loss to the insurers as soon
a possible.
Persons who wait months to
report losses to their insurance
company many find that under;
the' terms of the policy they
have forfeited .their right to
claim.
Policyholders are also asked
to be aware of the Catastrophe
Perils deductible of 2.0 per cent
that applies to hurricane claims.
The two per cent applies to the
sum insured on both the build-
ing and its contents and is the
responsibility of the insured.
"This means that if a building
is insured for $100,000 the
insured must pay the first $2,000
of any claim, whilst the insur-
company will pay for cov-
;d damages that are above
t amount," the association
explained.
One result of the very active
hurricane season last year has
been the increase in the local
cost of catastrophe insurance
by up to 30 per cent. This
increase came about as a result
not only of losses suffered by
local insurers, but also losses
suffered by reinsurers world-
wide.
"The four hurricanes which
struck this region (Charley
Frances, Ivan and Jeanne) cost
the international insurance
industry approximately $30 bil-
lion, with hurricanes Charley
and Ivan ranking in the top 10
costliest natural catastrophes in
history.
In addition to this there were
nine typhoons and a major
earthquake in Japan last year.
Include other events, such as
the tsunami in Southeast Asia,
and one can see why many of
the international reinsurers and
insurers need to rebuild their
reserves," said the association.
To assist the public in under-
standing their insurance poli-
cies, the BGIA is preparing a
series of articles which will be
available for download from its
website at www.bgia.org. If you
have a specific question on your
insurance contact your insur-
ance agent or broker.


PAGE 4F


THE TRIBUNE





PAGE 5F


THE TRIBUNE


HURRIANESUPEMN20


Getting the


home


ready


for hurricane season

KEEP trees and shrubbery trimmed during Are there any exclusions?
Hurricane Season (Juin-November). DO NOT Does the policy cover flood, wind and storm
trim trees after a Hurricane Watch or Warning damage?
has been announced as trimmings could become If the dwelling is rendered uninhabitable by a
dangerous missiles. hurricane, does the policy cover relocation or
If you have storm shutters, make sure they are temporary housing?
in working order and fit properly. If you do not Take photos of your house, inside and out, for
have shutters, have them installed or lay in a sup- documentation of its condition and contents.
ply of plywood to use as shuttering. Make a list of all your important belongings.
(Taping windows will not protect your home, EMERGENCY equipment and supplies
although the tape may keep some of the glass Purchase and set aside hurricane supplies.
from flying into the house when the window is Check the working condition of all emer-
smashed.) gency equipment such as generators, flash lights,
Review your INSURANCE. It is advisable to battery-powered radios, etc.
secure your insurance policy in advance, no appli-
cation for insurance will be accepted, or coverage
increased, once a Hurricane Watch has been Protect your BUSINESS
issued for the Bahamas. Make backup plans NOW by identifying and
Speak to your agent and ask these key ques- protecting vital records, such as:-
tions: Computer software
Do I have replacement cost coverage on all Accounts receivable records
property, including contents? Client records
What are the deductibles? (Usually two per Other important personnel and administrative
cent of the Sum Insured). documents.


INSIDE your home
Establish a "Safe Room". This should be an
interior room, free of windows, or a room with
a small window, such as a bathroom. Make
sure your safe room has a clear pathway to an
exit.
Turn your refrigerator and freezer to the
coldest setting.
Turn off your gas at the bottle.
Freeze water in plastic jugs and use them to
fill empty spaces in your refrigerator and freez-
er to help keep food cool.
Prepare an emergency water supply for
bathing and sanitary purposes by storing water
in clean air-tight containers, including your
water heater and washing machine.
Store valuables and personal papers in water-
tight containers and store these in the highest
possible spot in your home.


OUTSIDE your home
Put up your shutters or install pre-cut ply-
wood over all windows and glass doors.
Close all windows (Remember to open one
on the lee-side during the storm).
DO NOT drain your swimming pool
Add extra chlorine to prevent conta-
mination.
Turn off electricity to pool equipment.
Bring inside all objects that can be blown
away, including garbage cans, TV antennas,
satellite dishes, lawn furniture, garden tools
and potted plants. Anchor objects that cannot
be brought inside.
If you don't have a garage or carport, park
your car as close to the house as possible away
from trees.
Fill your car's gas tank early, after a hurricane
gasoline may not be available due to power
outages.


Fallen trees were a major hazard to many dwellings when
Hurricane Michelle struck in 2001, including this Fox Hill home


TREES were uprooted and roofs damaged in Andros during Hurricane Michelle's 100mph winds


Prtc yor o e o usns


EMERGENCY
AUTOMATIC
STANDBY .
GENERATORS
7000-45000
Watt



* ADDS VALUE TO YOUR
HOME
* 24 HOUR BLACKOUT
PROTECTION
* AUTOMATIC TRANSFER
SWITCH INCLUDED


Night or day, home or away,
you'll feel at ease knowing that
your GUARDIAN@ generator
is watching your utility power
around the clock.

Call Shirley Enterprises Ltd. for
details or to arrange your free
inspection today!



ENTERPRISES LIMITED
Soldier Road
Telephone: 394-4823 or 394-7926
Fax: 394-1826
P.O. Box N-9180, Nassau, The
Bahamas
email: lawnboy@batelnet.bs


95/01o
p- or
$5,499.00
installed


What.to dowhen





THE TRIBUNE


PAGE 6F


How to avoid




stormy waters


h~cpleas


This Bahamian boat owners (above) left nothing to chance when Hurricane Frances approached last year.
This boat was taken out of the water at the marina on East Bay Street


DEVELOP a plan well in advance.
You can store a small boat with a trailer in a
warehouse or a garage.
If you leave your boat outside, attach the
trailer tongue to a firm spot in the ground, deflate
the tires and lash the boat to the trailer. Place
boards between the axle and the frame to prevent
damage to the trailer springs.
If your boat is in a marina check with the


dockmaster for any special requirements.
Your insurance policy should include ade-
quate coverage for damage that your boat may
cause to other property.
Inventory all vessel equipment and keep a
copy in a safe place off the boat.
Identify safe harbours and take a test run to
one NOW, checking route conditions and travel
time.


Hurricane Michelle washed this vessel almost on to the sidewalk at Long Wharf in 2001


W I N D0 W S
74 Mount Royal Avenue Nassau, Bahamas
Manufacturers of Vinyl Windows, Doors, and Hurricane Glass


Nassau's first manufacturer of quality steel reinforced
tropical blend UPVC windows, doors and sealed glass units


Specializing in:


All glass options for home efficacy, and security against burglars and hurricanes.
An infinite amount of window styles to choose from.
Tilt & Turns, Single doors, double doors, and patio doors.
All styles of arches and bends. Specializing in Gothic Arches for churches.

All double-glazed units, windows and doors are custom fabricated to meet your
requirements and built to fit making Storm Frame Windows ideal for window replacement
or new build.
All material utilized endures salt air and UV exposure making Storm Frame Windows a
life long investment.
Your home is your biggest investment, so make the right decision and give your family
piece of mind and a beautiful and efficient place to live.



Come visit our factory located on 74 Mount Royal Avenue,
Nassau, Bahamas at the bottom of Hawkins Hill.
Tel: 1-242-325-6633
Fax: 1-242-325-6638
stormframewindows@hotmail.com


Prepare for


the worst


This information is provided
to ensure that you make the
necessary plans before an emer-
gency to protect yourself and
to help you respond safely.
TIPS
Register when you arrive
at the shelter
Sign in and out when leav-
ing
Supervise your children
Respect quiet areas
Keep shelter clean

ITEMS TO TAKE TO THE
SHELTER
Change of clothing
Baby clothing and food


Blanket or sleeping bag
Toiletries and personal
items such as soap\face cloth
and bath towel
Tooth brush and toothpaste
Deodorant
Disposable sanitary items
(plates, cups, spoons)
Manual can opener
Canned food (soup and
meat)
Canned juice
Medical needs for at least
five days
Games or toys for children
Battery-operated radios
Spare batteries
Flash light
Important documents
Water


F


INSIGHT

For the stories behind
the news, read Insight
on Monday






PAGE 7F


THE TRIBUNE


H RN--E 2I


Where


1) Church of God of Prophe-
cy Gambier Village
2) New Providence Commu-
nity Centre Blake Road
3) Golden Gates Assembly
- Carmichael Road
4) Southwest Cathedral
Church of God Carmichael
& Shrimp Roads
.5) Calvary Deliverance
Church East Street South
6) Ebenezer Mission Baptist
Church St Charles Vincent
Street
7) New Bethlehem Baptist.
Church Independence Drive
8) Hillview Seventh-day
Adventist Church Harrold
Road
9) Lake View Church of
God Bozine Town
10) Worker's House Har-
rold Road
11) Living Faith Seventh-day
Adventist Church Old Trail
Road
12) Holy Cross Anglican
Community Centre Soldier
Road
13) Agape Full Gospel Bap-
tist Church Golden Palm
Estates
14) Church of God Audito-
rium- Joe Farrington Road
15) Epiphany Anglican
Church -Prince Charles Dri-
ve
16) St Mary's Hall -
Bernard Road-Fox Hill


- Sutton Street
18) Kemp Road Union Bap-
tist Church Kemp Road
19) Pilgrim Baptist Church
- St James Road
20) Salvation Army -
Mackey Street
21) Epworth Hall Shirley
Street
22) Church of God of
Prophecy East Street
23) Calvary Bible Church -
Collins Avenue
24) Calvary Baptist Church
(Haitian) West Avenue off
5th St


17) Bede's Catholics Church
25) St Barnabas Church -


to seek shelter


SEA MEETS ROAD In this photo by Franklyn Ferguson, an ocean surge leapt over the road at Saunders ,
Beach during Hurricane Francesand flooded the area. In the background is Saunders Beach shopping centre.


Wulff & Baillou Hill Roads
26) Mt Calvary Baptist
Church Baillou Hill Road
27) Salvation Army -
Meadow Street
28) Bethel Baptist Church
- Meeting Street
29) Church of God Chip-
pingham Chippingham
30) Mt Moriah Baptist
Church Farrington Road



Grand Bahama
City of Freeport
1) First Baptist


Church/Preschool
2) St George's High School
3) Sir Jack Hayward High
School
4) Hugh Campbell Primary
School
5) Maurice Moore Primary
School
6) Living Waters Assembly
of God
7) Calvary Bible Church Hall
Central Church of God
8) Christ the King Anglican
Church Hall (Special needs
shelter)
9) The Church of Christ


West Grand
Bahama
Pinder's Point
1) Upper Zion Baptist
Church
2) Church of the Good Shep-
herd

Hawksbill
1) Church of God of Prophe-
cy

Eight Mile Rock
1) Bethel Baptist Church
2), Eight Mile Rock High
School Gymnasium
3) Martin Town Community
Church


4) Church of God Sea Grape
5) Central Zion Baptist
Church Hall



East Grand
Bahama
McCleans Town
1) The Emmanuel Baptist
Church
Pelican Point
1) St Matthew's Church
High Rock
1) Emmanuel Baptist
Church
2) Genius cooper Auditori-
um







PAGECAN SUFPTHEETTIBUNE




Staying safe



in the eye of





the storm


Shelters
Know your evacuation route
if you plan on leaving your res-
idence and plan what you
should bring with you. Shelters
have limited supplies. Bring
food, medicine, water, medical
supplies, pillows, blankets and
personal care items. Bring such
items as books, magazines and
games for children.
Make arrangements for
pets: shelters will not admit
them. Keep a list and photo-
copies of prescriptions and med-
ications.
Be prepared to take care
of elderly relatives or friends
and their homes. Residents
should remain in their homes
during a hurricane unless there
is a valid reason to leave. Most
new homes have been built to
the high standards of the Build-
ing Code and many older
homes were constructed with
the destructive forces of a hur-
ricane in mind. It's fairly sim-
ple to determine if you should
go to a shelter.

Plan to go to a
shelter if:
You are in an evacuation
zone and have been advised by
authorities to evacuate
Anyone in the household
suffers from health- related
problems
Your residence is in a dete-
riorated condition
You just don't feel safe
If you plan to evacuate your
residence, LEAVE EARLY.
Don't get stuck in traffic or
flooded areas.


Follow
evacuation
advisories
When A Hurricane Watch Is
Posted:
Raise the settings on your
refrigerator & freezer to the
coldest temperature; don't open
the doors unless absolutely nec-
essary. Freeze water in plastic
containers and use them to fill
in space and keep food cold.
Clean your bathtub thor-
oughly; wipe with unscented
bleach; rinse tub and let dry; fill
with water, to serve as a sanitary
water reserve.
Cover windows with shut-
ters or plywood
Unplug your TV prior to
disconnecting a satellite dish
Bring loose outdoor
objects, like trash cans, potted
plants, lawn furniture, etc
inside.
Fill the gas tanks of all
vehicles and have cash avail-
able.
Store important documents
and valuables in water proof
containers and place in the high-
est possible location.
Carry identification with
you such as a driver's license.
If you have a boat, store it
in a garage or ware house. Oth-
erwise, be sure the boat is well
secured to the trailer and attach
the trailer to something that is
firmly planted in the ground.


Deflate the trailer tires for addi-
tional stability.

During A
Hurricane:
Stay indoors. Weather con-
ditions usually deteriorate
quickly just before a hurricane's
worst weather arrives.
As the Eye (centre) of the
hurricane passes over, contin-
ue to stay indoors unless emer-
gency repairs are needed.
It's unpredictable when the
other side of the hurricane will
arrive with potentially worse
weather than before.
Strong winds may cause
structural damage and may cre-
ate deadly projectiles out of
loose objects.

If Winds
Become Strong:
Stay away from windows
and doors even if they are cov-
ered.
Take refuge in a small first-
floor- interior room, closet or
hallway
Keep a battery-operated
radio or TV, flashlight, and a
gallon of water with you.
Identify a clear escape path
in the event of a fire.
Close all interior doors.
Brace exterior doors, especially
double-inward opening doors
and garage doors.


Lie on the floor under stur- cial "all clear" has been
dy objects. announced. Continue to listen
to weather reports from NEMA
After a and local officials.


Hurricane:
Remain indoors until an offi-


DO NOT use your telephone
except for emergencies.
DO NOT call 911 except for
Jife-threatening emergencies,, .


When disaster strikes and the power goes out, FG Wilson
generating sets can enable your essential functions to continue
as usual, so that with our help it's "Business as Usual" for you.
Producing in excess of 35,000 sets per annum, with outputs
from 20 to 1,000 kVA we provide generating sets for prime
power, standby power and peak shaving.


Distributed in The Bahamas by:


PI





t














S4-



c



o



e0
)i





U)(
Jc


'U-


j41Don Stainton (Protection) Ltd.
SERVING THE BAHAMAS SINCE 1978
HILLSIDE PLAZA, THOMPSON BOULEVARD
FREE ESTIMATES 322-8160/322-8219
'H RIA E .SHUTTERS;I


Aluminum rolling shutters are custom-fitted
and available in a choice of colours. They
provide security and hurricane protection.
Easily operated by hand crank or electric
motor, Roll shutters add beauty, security and.
convenience to any home.
* We. guarantee motors for 5 years, material
and labour for two years and respond to
service calls within 48 hours, usually on the
same day.


The look of colonial wooden shutters, but with
the strength and maintenance free qualities of
aluminum. Add a finishing architectural touch to
your home with these functional yet decorative
shutters. Provides protection against storms,
sun and vandals.


Light enough to slide easily, yet strong enough to
withstand severe storm conditions. Heavy-duty
key lock mechanisms for secure fastening.


Economical and convenient, these easy-to-use
awnings are permanently installed and close
quickly for storm protection. They give everyday .
protection from heat and rain, and help prevent
fading of carpets and drapes.


The most cost-effective protection available.
Lightweight, easy to store and to use. We give you
10% extra spring steel clips and use closed-end
headers to prevent the panels "creeping".


.'~*'~'~
~ t~ ~


UT


Stf at the Orange Hil
Hoe.aoe)soeno


PAGE 8F


THE TRIBUNE








THEN TIBUNPLEEPATGE005


Coping with


DURING THE STORM
DO remember to open a window or door on
the lee-side of the house to relieve pressure in the
house.

AFTER THE STORM
DO keep an ear on your radio in case storm
returns or another threatens
DO stay away from ALL downed power lines.
Even if power is off in your neighborhood, the
lines may still be "live".
DO call the police or utility company immedi-
ately to report downed lines or broken water
mains.
DO take a picture of your home, then make
temporary repairs to prevent further damage.
Save receipts for all transactions (This is so you
can present evidence to insurer, all of whom like
to see evidence).
DON'T drink untreated water
DON'T call any emergency number except for
a life-threatening situation. A SURVIVOR -T
DON'T walk around without shoes or allow Frances, which dan


This
mage


the aftermath


children to play in standing water.
DON'T run a generator indoors, even in the
garage.
DON'T connect a generator to your house
wiring, unless the house wiring has been checked
by a competent electrician and the main power
S has been isolated.
Other things to keep in mind...
It is best to use stored or bottled water for
cooking, drinking and your pets, store it in a cool
dark place. If you are suspicious of your water
supply please take the following precautions:
I remove particles by straining the water
( through a paper towel, cloth or coffee filter;
purify the water by doing one of the follow-
Iiing (both, if possible);
Soil at a rolling rate for at least three minutes;
add 16 drops of regular household liquid
Sbleach that contains 5.25 or 6.0 per cent sodium
hypochlorite as the active ingredient, to one gal-
lon of water. Let stand for 30 minutes. If water
smells slightly of bleach, it is safe for use. If not,
repeat the process. If the water still does not
smell of bleach, discard it and find another source
of water.
little potcake survived Hurricane Source: Bahamas General Insurance Associ-
d many homes in North Eleuthera ation




Keepig a atchf


STORM Watch
what does it
mean?
Hurricane season started
June 1 and continues through
November 30. Hurricanes are
tropical cyclones in which winds
reach a constant speed of at
least 74 mph and may gust to
200 mph. Their heavy bands of
spiral clouds may cover an area
several hundred miles in diam-
eter and generate torrential
rains and tornadoes. The "eye"
or middle of the hurricane is
deceptively calm, almost free of
clouds, with light winds and
warm temperatures.
Make sure you are familiar
with these terms...


A cluster of clouds and/or thun-
derstorms without organised cir-
culation
Tropical depression An
organised, tropical, low-pres-
sure system with sustained
winds less than 39 mph
Tropical storm An organ-
ised system of strong thunder-
storms with defined circulation
and sustained winds 39-73 mph.
Tropical storms can quickly
develop into hurricanes.
Storms are named when they
reach tropical storm strength
Hurricane An intense trop-
ical weather system with well
defined circulation and'sus-
tained wind speed of 74 mph or
greater.


conditions are possible within
24-36 hours.
Hurricane warning Hurri-
cane conditions are expected
within 24 hours or less.


Hurricane Jeanne made waves in Nassau last September


0a s 0 0


Protect your unique shaped window from
Burgulars & Hurricanes
(triangular, arched and any other shape)


Stormguard shutters co.

offers:


a unique shutter that will protect virtually any shaped opening! Ideal for
all triangular, arched and unusual shaped windows. All of our shutters are
designed to protect buildings from the worst of storms, the most determined
burglar, the brightest sunlight and the most variable thermal conditions
imaginable.


Features:

* Heavy duty extruded aluminum slats
* Electrical Motor operators with special clutch and
break attachments.
* All curved guide rails are CNC machine bent to
ensure perfect fit and no cut and weld marks.
* Die cast aluminum endcaps with special entry
guides.
* Attractive 45 degree, 2-piece shutter housings.
* Powder coated paint finishes on all exterior
components.
* 3 standard colors. White, Light Beige, Cream.
Custom colors available.
* Optional removable spring-loaded stormbars.
* Engineered pulley system for guidance of lift cable
* Limited life Time warranty.


Als avaiable


olnil


BahmaShutr


Acodios
Clp ok anl
lerShuter
lerShutr


Benefits:

* Very easy to use
* Cover any shaped opening, triangular, arched, and trapezoidal.
* Storm and Hurricane protection.
* Protects all openings from drive wind and rain damage.
* Reduced energy costs for air condition usage
* Protect your non-rectangular windows with rolling shutters
* Increased property value
* Sun protection & Shading

ph/fax: 364 7031 380 8163


Tropical wave disturbance Huricane watch- Hurricane
~Hurricane watch Hurricane


Distributed by Lowe's Wholesale
Tel: 393-7111 Fax: 393-0440


PAGE 9F


THE TRIBUNE








HURICNESUPLEET 00


Climate expets predict that




hurricanes will get more


Share

your

news
The Tribune wants to hear
from people who are
making news. Perhaps you
are raising funds for a good
cause, campaigning for
improvements in the area or
have won an award.
If so, call us on 322-1986
and share your story.


warms


^I Copyrighted Material I

i Syndicated Contentvi:
Available from Commercial News Providers"


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emerenc ki


THE best time to assemble
a three-day emergency sup-
plies kit is well before you will
ever need it. Most people
already have these items
around the house and it is a
matter of assembling them
now before an evacuation
order is issued.
Start with an easy-to-carry,
water-tight container a large
plastic trash can will do, or line
a sturdy cardboard box with
a couple of trash bags. Next,
gather up the following items
and place them in your kit:
Essentials
Water one gallon per
person per day (a week's sup-
ply of water is preferable)
Water purification kit or
bleach
First- aid kit and first- aid
book
Pre-cooked, non-perish-
able foods, such as canned
meats, granola bars, instant
soup & cereals, etc.
Baby supplies: formula,
bottle, pacifier, soap, baby
powder, clothing, blankets,
baby wipes, disposable dia-
pers, canned food and juices
Non-electric can opener
Anti-bacterial hand wipes
or gel


Blanket or sleeping bag
per person
Portable radio or portable
TV and extra batteries :
Flashlight and extra bat:
teries
Essential medications -
Extra pair of eyeglasses':,
Extra house and car keyso
Fire extinguisher ABC
type
Food, water, leash and.
carrier for pets
Cash and change
Seasonal change of cloth-
ing, including sturdy shoes
Sanitation Supplies
Large plastic trash bags
for waste, tarpaulins and rain
ponchos
Large trash cans
Bar soap and liquid deter-
gent
Shampoo
Toothpaste and tooth-
brushes
Feminine hygiene supplies
Toilet paper
Household bleach
Rubber gloves
Stocking up now on emer-
gency supplies can add to your
family's safety and comfort
during and after a disaster.
Store enough supplies for at
least three days, preferably
seven days, in one place.


intense as


THE TRIBUNE


PAGE 10F


swof(ffir


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o


9
4n






THE I HIBUNE


PACI l r


FEMA still keeping a long-term


presence for 2004 storm recovery



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THE TRIBUNE


~1


PAGE 12









IHE TRIBUNE PRESENTS


SECTION B


Still much work to do on Grand Bahama


* By DENISE MAYCOCK
Tribune Freeport Reporter
FREEPORT Although NEMA
has spent nearly $3 million on the
rebuilding and repair of homes devas-
tated by Hurricanes Frances and
Jeanne here, restoration works esti-
mated in the region of $3.5 million are
still needed on Grand Bahama.
With another hurricane season upon
us, efforts are underway by govern-
ment to complete its restoration pro-
gramme, particularly in West Grand
Bahama where the destruction to
homes and property in coastal outlying
areas was the greatest because of pow-'
erful storm surges.
Melvin Seymour, director of housing,
reported that through the National
Emergency Management Agency
(NEMA) government has paid out to
date in excess of $2,977,000 to con-
tractors for work done either through
rebuilding or repairs on Grand
Bahama.
He said the figure does not include
money paid for materials from Kelly's,
Albuild, and GB Millwork for vouch-
ers issued to residents following the
hurricanes.
Mr Seymour noted that the bulk of
the $3.5 million estimated to complete
the rebuilding and repair programme
would be concentrated on West Grand
Bahama.
The restoration programme has been
'moving at a very slow pace in West
Grand Bahama, especially at West End
where about 40 families are still home-
less.
The settlement of West End was left
in shambles by the hurricanes last year
when powerful storm surges sent floods
of sea water that removed homes from
their foundations, washed away walls
of buildings and ruined furniture and
-appliances.
Tons of debris has been removed
from the community and lots once
occupied by homes are now vacant.
In the meantime, until the homes
can be rebuilt 14 families are being


m I NEW L
b Copyrighted Mate ridl


PSyndriCoaedc Cntente

Available-fr-om Commercial News Provide-rs',


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G- -0 0o wm___- Eqm- eme e a*
dab fma Ow -o w we ag e -t
ddm*a GNW4 1ft 4 deo m -00 w mm =


housed at the temporary government
housing facility at Bootle Bay while
others are staying with relatives.
The category four storms ldso caused
widespread destruction throughout the
island: In Freeport, there was massive
damage, especially at Queen's Cove,
which was severely flooded.
The areas of Hawksbill and Pinder's
Point and East Grand Bahama were
also significantly affected by the storms.
Mr Seymour said NEMA has been
working feverishly since the storms to
restore and repair homes. He noted


that the repair programmes in several
areas have been completed and are
now closed on Grand Bahama.
In terms of new home construction, he
reported that a total of 38 homes were
constructed on GrandBahama, includ-
ing 14 in the West End constituency, 11
at Sweeting's Cay, eight at Grand Cay,
and four each in the Eight Mile Rock
and East End constituencies.
Some 38 additional homes are still
under construction 28 in West End,
eight in EMR, and one each in East
Grand Bahama and Sweeting's Cay.


Mr Seymour also reported that 581
contracts for labour and materials on
minor/major repairs have been com-
pleted. There were 206 in West End,
215 in EMR, 36 in Freeport, 73 in East
Grand Bahama, 17 in Grand Cay, and
34 in Bimini.
Building materials were also distrib-
uted to persons for their own repairs.
Those include 637 residents at West
End, 403 at EMR, 236 at Freeport, 615
at East Grand Bahama, 96 at Grand
Cay, and 29 at Bimini.
"I think we are at the midway point


now and while we are pleased with
what the work achieved so far, there is
still much more work to be done," said
Mr Seymour.
He said NEMA has sufficiently sat-
isfied the requirement for needs in East
Grand Bahama, Freeport, Bimini,
Sweeting's Cay and Grand Cay, and
has closed its office in those areas.
"We are not barring anyone from
reapplying because we are hoping we
have not left anyone out. But, there
might be some cases with compelling
reasons that we would be willing to
review," he said.
"We had to work through some try-
ing times and we recognise that any
further work must be carefully exam-
ined in order for us to be able to offer
quality support."
Mr Seymour said rebuilding in the
areas of Lewis Yard, Pinder's Point,
Mack Town and West Grand Bahama
would take a little longer because of
the challenges to secure construction
workers in those areas.
Due to the flooding at West End, Mr
Seymour said the ministry of housing
has put a policy in place that requires
residents with homes onthe front road
to build at four feet, which -is above the
national two feet requirement.
West End resident Robert Grant,
owner of Star Restaurant and Bar, is
concerned about the flooding situation
at Fishing Hole Road.
"All emergency services are in
Freeport, and West Grand Bahama is
cut off from any assistance or emer-
gency evacuation during a hurricane,"
he said.
Mr Grant said government should
also consider extending hurricane relief
assistance to, small businesses in the
area,V 'ific are having difficulty getting
loan assistance from banks.
He said the West End community is
not prepared for another hurricane.
"We are still trying to deal with repairs
from the last hurricanes, but hopefully
the government has learned a lot so
they should be more prepared this time
around."





PAGEHURRTHETRIBUNEICANE LEN


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PAGE 14F


THE TRIBUNE


.6 / .qb







THEIAN TRIBUNEMPAGE2005


... .*. *. .


High waves caused by Hurricane Jeanne crash into rocks on the coast'of New Providence last year



Lack of preparation




causes much damage


* By PETURA BURROWS
Tribune Feature Writer
BAHAMIANS have always been
warned months before the hurricane sea-
son to secure hurricane shutters, preserve
non-perishable goods and do as much as
they can to protect their homes.
But how many of them actually take
these precautions seriously?
According to Luther Smith, the Nation-
al Coordinator of the Restoration and
Recovery Programme, who was respon-
sible for repairing and re-building homes
after last year's hurricanes, there is "no
question about it", the lack of preparation
on the part of many homeowners con-
tributed to the high level of damage to
homes throughout the Bahamas.
,"We really need people to take hurri-
canes seriously, because we were fortu-
nate that we had no direct casualties last
year, at least," Mr Smith told The Tribune.


He acknowledges though that hurri-
canes often result in damage that cannot
be avoided, regardless of how "air tight"
the precautionary measures are. But this
should not negate the need for prepara-
tion, he emphasised.
Says the national coordinator: "For
example, in the exposed areas of San Sal-
vador, where the winds were really over
1,120 miles per hour, the shingles just
flew off. But I'm cautioned to say that
for the ones that didn't prepare, many
people did prepare well. There is very
little you can do in the face of that kind of
weather."
Mr Smith says that the amount of
damage to homes in the less-developed
Family Islands may not be surprising,
since the "housing stock" in the Family
Islands is not as "sound" as it is in New
Providence. "A lot of the houses in the
Family Islands are build rather flimsily.
I think that is why a lot of the houses


were destroyed," Smith suggests.
But another factor is the location of
homes.
"Most of the houses on the Family
Islands are coastal, so they get the brunt
of the winds and the sea. Whereas in New
Providence, most of the houses are inland
and well away from the sea and not on
hilltops," he explains.
But as the country approaches this hur-
ricane season, Mr Smith has a word of
advice: "One thing is critically important
when you are talking abouttaking hurri-
canes seriously. I think all persons who
own a house should take out insurance
because insurance was a big factor in this
as well.
"Those who had insurance were able to
call upon their insurance and were able to
have their places restored. So I would
encourage just about every home owner
to take out insurance. That's thee main-u
thing." .


Make sure you have a two-week supply of the following:
* Water (one gallon per person per day)
* Non-perishable foods canned meat, fish, fruit and vegetables
* Bread in moisture proof packaging, cookies, candy, dried fruit
* Canned soups, juices
* Powdered milk or single serve drinks
* Cereal bars, peanut butter and jelly
* Instant coffee and/or tea
* Flashlight (one per person) and extra batteries
* Portable battery-powered lantern
* Battery operated or wind-up radio or TV
* Portable cooler and ice
* Weatherproof matches
* Butane lighter
* Cooking equipment
* Sterno
* Portable camp stove or grill and extra fuel
* Stove fuel or charcoal, lighter fluid
* Manual can opener
* Disposable eating utensils
* Plates and cups
* Napkins and paper towels
* Aluminium foil
" Oven mitts
" Medical and emergency supplies
" First-aid kit, including pain reliever, antibiotic cream, antacids
* Prescriptions (one month's supply)
* Mosquito repellent
* Mosquito net
* Sun screen (45 SPF recommended)
" ABC rated fire extinguisher
" Cash
* Bleach or water purification tablets
Other necessities
* Tools hammer, wrenches, screwdrivers, nails, saw, tree saw
* Trash bags (lots of them)
* Cleaning supplies
* Plastic drop cloth
* Masking or duct tape (for packaging purposes)
* Outdoor extension cord
* Documents
* Water and fireproof container for document storage
* Photocopies of prescriptions
* Photo identification
* Medical history and information
* Backup disks of your home computer files
* Camera and film
* Personal supplies
* Toilet paper
* Entertainment books, magazines, card games, etc
* Soap and detergent
* Toiletries
* Rain ponchos and work gloves
* Extra glasses or contact lenses
Babies' disposable diapers (one month's supply)
* Formula, food and medication

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I Wulff Road Opposite Mackey Street 7 3amm3p Sat Fri dWilton Street Next to DW Davis
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PAGE 15F


THE TRIBUNE


Essy














Still rebuilding after the last time


* By PETURA BURROWS
Tribune Feature Writer
AT the onset of another hurricane
season, many Bahamians, especially
those on islands like Grand Bahama
who felt the brunt of last year's storms,
are still working to rebuild their com-
munities.
It is estimated that $12 million has
been spent so far in an attempt to
repair and restore the homes damaged
and destroyed by Frances and Jeanne
throughout the Bahamas, and there is
still more work to be done.
Residents are also bracing them-
selves for what is predicted will be
another busy hurricane season. And
with good reason, since another hit
would mean revisiting the destruction
inflicted by last year's storms.
But what is the condition of these
islands now, when it comes to the
restoration of dwelling homes?
According to Luther Smith, Nation-
al Coordinator for the Restoration and
Recovery Programme, hurricane
repairs to homes are complete in some
islands, while others are "well on their
way" to full restoration.
While the "reporting" minister for
the restoration of the homes in the
islands is Shane Gibson, Minister of
Housing, Mr Smith says that the
responsibility to do so is really that of
the Prime Minister and his office.
The purpose of the restoration pro-
gramme, which was established in
October, is to "galvanise" the resources
necessary, both financial and physical-
ly (human labour), to rebuild homes.'
Mr Smith was "charged" with the
responsibility to restore dwelling places
in New Providence and the Family
Islands (they were not responsible for
repair to infrastructure).
In restoring homes in the Bahamas,
the country was categorised in three
groups, incorporating the major areas
hit by the hurricanes, Mr Smith
explains.
Repairs in Grand Bahama were
spearheaded by regional coordinator
Melverne Seymour; Abaco was the
responsibility of Jack Thompson; and
Kirk Lopez led recovery efforts in the
remaining islands.
And while he could not give specific
figures to show exactly how many
homes have been restored to date, Mr
Smith shared an overview of how
repairs in each island is moving along.
"We do know that the most exten-
sive damage was to Grand Bahama


A man surveys the devastation caused by Hurricane Jeanne last year


and to Abaco and to San Salvador.
And we have virtually completed all of
the repairs in Abaco," Mr Smith says in
an interview with The Tribune.
"In fact, we are closing our operation
in Abaco as of next week, the end of
June. And that includes Moores Island,
and the Abaco Cays. So we just have
some 'mopping up' to do, and that's
finished," says the co-ordinator.
Approximately 50 homes that were
destroyed in Abaco have been rebuilt.
And "tremendous amounts" of build-
ing material for repairs and renova-
tions have been offered to the public at
no cost. When it comes to the renova-
tion of existing structures, Mr Smith
says that material has been given to
those who simply need supplies and
can afford the labour required. But the
efforts also included those who needed
material, as well as labour.


"Because in some instances, older
persons are unable to provide the
labour. So we would have paid for
labour in some instances to make the
work go quicker... So now Abaco is
completed," he reported.

Repairs

Repairs to dwelling places in Grand
Bahama, particularly in the western
settlements (from Eight Mile Rock to
West End) are still ongoing.
"The nature of the problem there
(Grand Bahama)," says Mr Smith, "is
that it was extremely hard-hit. So we
will continue to do work there proba-
bly for the remainder of this year.
"But we certainly don't expect to
finish western Grand Bahama because
the season is beginning and we don't


know what that will hold," he adds.
And while some homes in western
Grand Bahama may not be complete,
the national coordinator says that the
eastern Grand Bahama settlements,
including cays like McQueen's Town
and Sweeting's Cay, have been com-
pleted. At the end of June he is sched-
uled to present keys to owners of the
last homes completed in Grand Cay
(marked as a part of the Grand
Bahama restoration).
According to Mr Smith, repairs on
San Salvador, another affected island,
have been "100 per cent" completed.
Repairs were completed just weeks
ago.
Homes in Mayaguana., in the
southeast Bahamas, were complet-
ed relatively early, at the end of last
year. This included mostly repairs to
existing structures, but also the con-


struction of a few new homes.
Work is still ongoing in Acklins and
Crooked Island.
Speaking to what seems to be a slow
recovery of homes in those islands, Mr
Smith said: "That's because we've
been really hampered there by getting
material and stuff to those islands. It's
difficult with freight and stuff moving
there. But we still have work going on
in Acklins and Crooked Island."
But the restoration in Eleuthera
seems to be moving more steadily.
They are "just about" completed, says
Mr Smith.
Restoration groups have recently
travelled to Eleuthera to confirm con-
tracts to reconstruct four new houses
on that island; two in the "north", one
in Rock Sound, and one in the "south".
"I think we are building a total of
six (homes) in Eleuthera, mostly for
elderly people whose houses have been
destroyed, or was at the point where it
was (uninhabitable). All over
Eleuthera the repairs are virtually com-
pleted," says Mr Smith.
But work in Andros is not yet com-
plete. Teams first tackled North
Andros, where Mr Smith says is the
"place that was hardest hit" on that
island.
All homes in the Berry Islands have
been restored.
All things considered, Mr Smith says
that there have not been many "hic-
cups" as the different regional groups
tried, (and continue to try) to bring
families back to the level of comfort
they knew before the hurricanes.
The most serious concern was fund-
ing, but individuals and corporate spon-
sors have "chipped in" to foot at least
some of the restoration expenses.
And cheques are still coming in. To
date, "slightly over $5 million" has
been raised, according to the co-ordi-,
nator. These funds are now being
audited by external auditors to show
exactly how the money was spent.
And while the support has come as a
much-needed assistance, $5 million
could not begin to facilitate all of the
repairs that the ravaged islands
required.
Said Mr Smith: "The magnitude of
the programme meant that we needed
almost three times that amount. And
so the government has had to assume
responsibility for the ongoing financing
of it (the restoration programme).
"But we are grateful to the donors -
individual and corporate who gave
very willingly at the beginning."


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* Open top containers
* White cloves service
* Portable Toilets
* Medical waste treatment and disposal.


Phone: 361-6841 Fax: 361-6842
Email: info@bahamaswaste.com P.O. Box N-4827


BAHAMAS


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PAGE 16F


THE TRIBUNE














How some basic preparation can




keep your pet healthy and safe


The household dog or cat are
just as much a part of the fami-
ly, and need to be considered
in preparations for coming hur-
ricanes. WAhplanning, you can
hel our animals remain as
"healthy and calm as possible
before, during, and after a hur-
ricane.
Far in advance, you can get:
Dry, unappealing food; pets
are less likely to overeat in a
disaster
Sturdy, waterproof con-
tainers to store the food in
Food and water bowls
A manual can opener, if
using canned food
Sturdy leashes, harnesses,
and carriers will be needed to
restrain pets during and after
the storm
A current snapshot of your
pet; it'll make it easier to find it
if it gets lost
Extra kitty litter
Extra medication
A pet first-aid book
Medical records, and a plas-
tic container to store them in
Fluffy and Fifi need to get
used to being confined in a car-
rier. Train them for this early
by to avoid drama during the
panic and anxiety of a hurri-
cane; feed them in the carrier,
or put favourite toys or blan-
kets inside
When a storm is expected:
Bring pets indoors early.
Animals can sense severe
weather changes, and their
instincts may be telling them to
isolate themselves. Securing
them early avoids a lost or run-
away pet during a hurricane
Separate dogs and cats in
the house; even if they usually
get on well, the fear of the
emergency can cause them to
behave irrationally
Make sure your pets are
wearing identification
Double-check your options


^Copy righted Material


Sf Syndicated Content


Available from Commercial News Providers"


- - a


if you need to evacuate. Most
shelters do not accept pets; call
hotels to see if they'll make an
exception in an emergency, or
ask family members, you're stay-
ing with if you can bring pets
Take pets along if you must
leave your home. Pets left to
fend for themselves can become
injured, lost or killed. If the
house is damaged they can eas-


-- 4


ily escape and, following their
instincts, try to isolate them-
selves. Being out in the wild
leaves them susceptible to con-
taminated food and water, and
downed power lines.
Bear in mind that if your
area is evacuated, you may find
yourself unable to get back in as
soon as you think; take pets
with you even if you think you


- 4 -40 *4_ m 4 *.- *


won't be away from home for
long
Leave an evacuated area
early, rather than waiting for
mandatory evacuation, when
you may be asked to leave ani-
mals behind
Keep newspapers, hand
towel, garbage bags, and bleach
on hand for cleaning'
Have grooming items and


favourite toys or bedding
After a storm:
Don't let pets run free right
after a disaster; familiar smells
and objects outside may have
been disrupted by the storm.
This can leave animals disori-
ented and more likely to get lost.
Beware of downed power
lines, which can be hazardous


to both people and animals
Keep dogs on leashes, and
cats in carriers
Be patient; animals can find
it hard to get back into a normal
routine after the disruption
Sources: American Humane
Society, Disaster Preparedness
for Pets brochure; FEMA Pets
and Disasters page.


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1 1L0LjLIIh


41ow 4- 4w q


Why shutters are your



first line of defence


A wise investment now can save you

hundreds of dollars in avoided repairs.


CLIP-LOCK STORM PAN-
ELS: These shutters are
installed into existing tracks
above and below each window
and door. They slide into place
and are secured by clips or
screws at the bottom.
The panels are made of alu-
minum and in some cases steel.
Some large openings may
require two people to place the
panels in track.
These clip-lock panels require
the homeowner to store the
panels and clips in a safe place
until they are needed and instal-
lation can take a long time and
can be very challenging.
ACCORDION SHUTTERS:
These permanently attached
shutters slide across tracks to
open and close and can be
locked with a key.
They can be secured over
windows quickly and easily and
most women can handle this


task alone. The Accordion
Shutters are also a deterrent to
theft and since they glide on
wheels they must be serviced
before each hurricane season
begins.
COLONIAL SHUTTERS:
These shutters are very deco-
rative and permanently hang to
the sides of the windows.
They swing close via hinges
and require placing a storm bar
across the closed shutter for
additional support.
These shutters can be made
of wood or aluminum, but only
the aluminum type provides the
hurricane protection you are
seeking.
ROLLDOWN SHUTTERS:
These shutters are attached in a
box above the door or window
and are rolled down when need-
ed.
These can be lowered very


quickly by using a handle on
the inside of the window or
door. The roll downs are also a
deterrent to theft and provide
shade from the sun and climate
control.
Roll downs must also be ser-
viced before each hurricane sea-
son and are ideal for multi-
storey building and doors. Roll
downs are the easiest to use and
offer the best protection. They
are the most expensive with
options of electrical roll downs
or a manual feature.
It will be up to you to fasten
shutters properly before a
storm, so choose a type you'll
be able to handle with or with-
out help.
Sources: National Weather
Service-Corpus Christi, South
Florida Sun-Sentinel, St
Petersburg Times and Florida\
Forecast


PAGE 17F


- -


THE TRIBUNE






THE TRIBUNE


PAGE 18F


Taking care of your trees before




the hurricane gets there first


* By MICHAEL I CLARIDGE
ALMOST as if on cue, on
June 1 the winds started to gust,
signaling the start of this year's
hurricane season, which has
been. predicted by forecasters
to be more active than last year.
Up until last year's two pow-
erful hurricanes we knew little
or had seemingly forgotten
about the sheer power and
ferocity of Mother Nature.
After having sustained such
massive damage to the ecosys-
tem, infrastructure and person-
al property, one valuable les-
son was taught.
Preparation is vital.
As it pertains to ecological or
environmental preparation, one
important member of these
groups that cannot be neglected
is our trees.
Besides being some of the
oldest living organisms on
Earth, trees are vital to the sus-
tainance and future growth of
not only our environment but
life as we know it.
With this in mind during our
yearly hurricane preparations,
trees should be one of our main
priorities.
When caring for your trees, it
is best to be proactive in your
approach as opposed to wait-
ing until the damage is done
and in essence doing a clean up.
Here are a few DO's and
DON'TS to keep in mind when
preparing your trees for the hur-
ricane season.
DO have your trees pruned
on an annual basis. Doing so
promotes the overall health of
the tree and in the long run
lessens the cost incurred by the
owner and also the risk and lia-
bility involved.
If a tree is near your house,
DO have a professional come
in and assess whether or not it
needs to be removed entirely
because of the hazard it poses


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..o. .40- -40 w -o mm weSON 4
- -i 4w am f, w -


or if it can remain after being
properly pruned.
DO take into consideration
those trees near utilities, such
as power lines, that need to be
trimmed away before a storm
hits. Depending on the proxim-
ity of the tree to the line it is
recommended that you have a
professional come in and advise
you as to whether the relevant
government agency should be


called in.
When dealing with trees that
are exceptionally tall, don't be
concerned with the height of
the tree as much as you would
be with the density or thickness
of its canopy.
In a high wind situation your
tree is more likely to come
down because of wind resis-
tance in the canopy of the tree
as opposed to the common mis-


conception that it's too tall.
DON'T resolve to simply cut
in half or "top" your tree. This
out-dated method of pruning
always proves to be more detri-
mental to the health of the tree
and it defeats your purpose for
having the tree pruned.
For instance, many opt to
have their tree topped to reduce
the height. The initial results


are temporary as well as deceiv-
ing. When a topped tree starts
to grow new branches, or water
sprouts as they are called, your
risk, hazard and liability factors
are all greatly increased.
DON'T wait until the last
minute to decide to have your
tree pruned. In many instances,
some home owners choose to
wait until a storm is all but upon
us to call in a professional, only,


to find out it is too dangerous to
work on due to the weather
conditions caused by the
impending storm. The result,
some of your most valuable
assets are lost or damaged in
the storm, and quite possibly
further unnecessary damage to
personal property.
Mr Claridge is the propri-
etor of A-1 Tree Services Ltd.


USE


GEIM


You don't take unnecessary risks. Seldom
gamble. You try to invest your money wisely.
And now you're buying a home. So, are you
just going. to hope for the best, cross your
fingers and hand over your nest egg, not
knowing for sure if the home is structurally
sound or whether there are any problems
you're not aware of?
Jacques Christofilis Protect yourself! If you don't look out for
Licensed Building Inspector your own interests and those of your family,
no one will. Your realtor may be a super guy but he is interested
in making the sale; that's what he does for a living. The most
honest of sellers is still primarily concerned with selling his
property at the highest possible price. That is the reality of life.
As an independent home inspector, I work for you with no
other agenda, whether the home is in excellent shape or in dire
need of a litany of repairs. It is my job to tell the truth, the whole
truth and nothing but the truth (so help me God) and deliver it
in an easy-to-understand report, so that you can make this very
important decision with confidence.
The inspection fee always pays for itself, often many times
over. When, have you ever regretted having insurance? How


often have you wished, alas, that you had?
Can you really afford NOT to plan ahead
and insist on a pre-sale home inspection?
Give Dunright a call today at 424-3368.
You'll breathe a little easier this hurricane
season and for years to come.


* e As ii8ipe is


Its not done."til its Dunright!


I


mmmml






THE~"' TRIBUE PAE 1
N U. L es


Choosing the



right roof



can improve



your home's



chances


* By JACQUES CHRISTOFILIS
IF you are building a new house, the
chances are close to 98 per cent that the
roof will be asphalt shingles, one of the
most effective roofing materials currently
available. You can pick from a selection
of colours and grades displayed on a sample
board at the local building supply company.
But, if you are like most people, you'll
find it hard to imagine what a few pieces of
asphalt shingles will look like at 15 to 30
feet off the ground and replicated 1,600 to
2,000 times. It's much easier if you start
with the big picture.
When you pull back for that pan shot, so
to speak, you'll see that the slope of the
roof is a defining characteristic.
As an old Bahamian roofer once told
me, "Low slope or high slope, it a night
an' day diff'rence".
If the slope of the roof on your new home
will be shallow (i.e. 15 degrees or less), the
roof will not be a strong visual element.
Looking at it from the ground, you'll see the
leading edges of the shingles and their over-
all colour more than the shingles them-
selves or their pattern.
Picking a good quality shingle that keeps
out the elements, without going overboard
on looks, is a reasonable strategy. In the
world of asphalt shingles, there are two
types, 3-tab and dimensional.
A 3-tab shingle has two notches cut into
the lower edge so that when it's laid on the
roof, it looks like three smaller shingles.


Viewed from the ground, 3-tab shingles
have a very distinguishable repetitive pat-
tern. This type costs less than the dimen-
sional type asphalt shingle.
A dimensional shingle has extra pieces of
shingle laminated to it that give the appear-
ance of thickness and texture when viewed
from below.
Warranty
The thickest and most expensive dimen-
sional shingles usually carry a 30-40, year
shingle life warranty. The 3-tab, consid-
ered to be the standard and generally less
expensive shingle, carry a 15-20 year shin-
gle life warranty.
Unfortunately, to my knowledge, no
manufacturer guarantees their product to
hold up to tropical gale force winds in
excess of 75 miles per hour.
Therefore, it is imperative you always
have an asphalt shingle roof installed or
replaced by a qualified roofer, with the cel-
lophane packing strip removed prior to
installation and a sufficient number of roof-
ing nails used to help prevent damage or
loss during hurricane season.
Keep in mind also that in the Bahamas,
with our longer summers and more inten-
sive sun, dark shingles will absorb more
heat and age faster than lighter ones.
Jacques Christofilis is a licensed build-
ing inspector at Dunright Home & Building
Inspections.


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