Group Title: Tribune. (Nassau, Bahamas).
Title: The Tribune
Full Citation
Permanent Link:
 Material Information
Title: The Tribune
Uniform Title: Tribune (Nassau, Bahamas)
Alternate Title: Nassau tribune
Physical Description: v. : ill. ; 58 cm.
Language: English
Publisher: Tribune
Place of Publication: Nassau Bahamas
Publication Date: August 9, 2005
Copyright Date: 2005
Frequency: daily, except sunday
normalized irregular
Genre: newspaper   ( marcgt )
Spatial Coverage: Bahamas
General Note: Description based on: Vol. 79, no. 210 (Aug. 3, 1983); title from caption.
 Record Information
Bibliographic ID: UF00084249
Volume ID: VID00176
Source Institution: University of Florida
Holding Location: University of Florida
Rights Management: All rights reserved by the source institution and holding location.
Resource Identifier: oclc - 09994850

Full Text







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'orMd ChamMp1omhlps



Former deputy PM

speaks out on

$10bill change

FORMER deputy prime
minister Arthur D Hanna has
praised the removal of Sir
Stafford Sands image .from the
$10 bill.
Mr Hanna told The Tribune
that "the worst thing to ever
happen was to put Stafford
Sands on the money in the first
place.'" :
Recently it was announced
by the Central Bank that the
Government had decided to
remove Sir Stafford's image
from the bill and replace it with
Queen Elizabeth's.
According to officials at the
bank this change was done to
ensure that a more counterfeit
proof version would gradually
phase out the current bill that is
easier to counterfeit. They said
that the new bill would replace
the current bills over the next 5-
10 years.
Mr Hanna said he felt that
former prime minister Hubert
Ingraham had "tricked people
and brought the oppressors
back with a false story that he
(Sands) was the father of
He claimed that Sir Stafford,
a former UBP MP, had decided
to operate the hotels in the
Bahamas similar to how the
racially segregated hotels in the
southern United States were
operated in the 1950s and 1960s.
"When it came to tourism, he
did a most wicked thing; he did-
n't want no black tourism and
black tourists could not stay or

even go into any of the hotels
then" he said.
Lamenting on the segrega-
tionist atmosphere in the
Bahamas in the late 1950s, Mr
Hanna said he remembered
when "even the elite blacks had
to stay in one or two little hotels
Over-the-Hill because they
couldn't stay elsewhere. One of
the hotels was the Saxony hotel
where the then president of the
Urban League and members of
the NAACP had to stay
because they were also fighting
to rid racism in the hotels."
He said: "The slaves didn't
want to get rid of their masters
and this is the same today with
the people who are holding on
to Stafford. It is sad that people
are supporting him being on the
money but they don't know
him, they listen to propaganda
and believe it but I know bet-
ter. He abandoned the
Bahamas when we (PLP) took
over in 1967."
Mr Hanna claimed that after
a commission report was com-
pleted that showed that Sir
Stafford had accepted consul-
tancy fees when the Grand
Bahama Port Authority was
established in the Bahamas, for-
mer prime minister Sir Lynden
Pindling had invited him to
return to the country without
prosecution, but he did not.
"He wanted nothing to do
with a country now ran by
blacks," he said.
Whilst Sir Stafford Sands is

SEE page nine

S-peking to The Tri- KRIS ANDERSON of the United.States Coast i
peaking t TeGuard cutter Valiant gives a helping hand to build a new |
SEE page ne *horse stable at the BASH centre
S page nine (Photo: Mario Duncanson/Tribune staff) i

Carl Bethel delays announcement

on FNM leadership decision

Chief Reporter
THE necessity of mediating
in "bush fires" in three con-
stituencies will, for the time
being, delay an announcement
by FNM Chairman Carl
Bethel as to whether he will
bid for a leadership position
in the FNM.
These constituencies, two in
Grand Bahama and one in
New Providence, are in the
process of selecting persons
to head their constituency
associations. The heads then
select the delegates who will.
ultimately vote for the new
leader of the FNM.
Although he would not say
which constituencies needed
his intervention, Mr Bethel
said he was preoccupied with
assuring that the 412 voting
delegates at the convention
are ready to participate in the

election process.
While describing them as
"low level disputes" the selec-
tion of heads of constituency
associations, while a "private
party matter", is a very
intriguing process nonetheless.
The heads of the associa-
tions are the ones who select
the voting delegates in their
constituency and in the case
of these three constituencies,
persons sometimes seek to
have influence over the elec-
tion of leaders in the party by
hand picking delegates who
the association heads feel will
vote for a certain candidate.
While Mr Bethel said that
this is the hope of some peo-
ple it is a tactic that "works in
theory but never in practice".
"From time to time there
are people who want to have a
block vote in a constituency,
but that is a struggle in vain
since it is one person, one vote

and it is conducted by secret
ballot," he said.
Issues such as-this, while
time consuming for the party
chairman, are not unique to
SEE page nine

Citrus canker outbreak
'under control',
but ban remains
THE first identified out-
break of the citrus canker
disease in Abaco has been
See page three
Students failing to "
pay back their loans to
NEARLY 1,000 persons
have outstanding student
loans under the govern-
ment's guaranteed student
loan programme.
See page five
To the Point
has his say
See page two

of the old Straw Market site,
Director of Works and Util-
ities Melanie Roach told
The Tribune yesterday.
However, Ms Roach said
that the main building is still
under design and the final
drawings are yet to be
The government has allo-
cated $2.7 million in this
year's budget for the recon-
struction of a $10-$13 mil-
lion Bay Street Straw Mar-
ket, housing 600 vendors.




Brent Symonette to

speak on party post
AT A 10 o'clock press conference tomorrow morning Mon-
tagu MP Brent Symonette will announce whether he will run for
the leadership of the FNM.
The MP told The Tribune at the beginning of the summer that
he would let the public know by early August whether lie
would run for a position.
While admitting that he was considering running for the
post, he made it clear that he was still undecided.
If he does decide to contend for party leadership, Mr Symon-
ette will face Dion Foulkes and present leader Tommy Turn-
If public speculation holds true, he might also meet former
prime minister Hubert Ingraham and former cabinet minister
Algernon Allen in the ring.


Both Sands and Pindling

had great feet of clay

B AHAMIANS need to have a
dialogue about race and the his-
tory of racism in this country. Argu-
ments flare up from time to time, usual-
ly sparked by events in the political are-
na. a venue not always noted for dispas-
sionate discourse.
More often than not, the object is to
score political points and to push par-
ticular lines rather than to engage in a
structured discussion leading to enlight-
ened conclusions that could help chart a
course for the future.
Nothing has wreaked so much havoc
in human history as racism in all its forms
tribal, national, ethnic and cultural -
with religious intolerance running a close

It is difficult, maybe impossible, to
be objective over the issue of race
since everyone is inclined to speak from
his own perspective of history and, more
importantly, from personal experience.
Readers will perhaps forgive a brief
personal statement at this point. I have
always considered myself fortunate to
have been born into and to have spent
my earliest years in an interracial com-
munity in the Bahamas.
At Mathew Town, Inagua, blacks and
whites lived together in the same com-
munity, went to the same school,
belonged to the same churches, clubs,
lodges and friendly societies, intermar-
ried, and were buried in the same ceme-
teries. This, to borrow from the song, is
indeed the best kept secret in the
I was to learn that this was not the
case throughout the Bahamas and that in
some other islands blacks and whites
lived apart in rigidly segregated com-
My first overt experiences with racial
segregation and discrimination in the
Bahamas and abroad left me at first
incredulous at what I perceived to be
the ignorance and' stupidity of the per-
I could not fathom how some people
could feel superior because of the colour
of their skin and I could understand even
less how some could feel inferior for the
same reason. The latter was deeply dis-
Then bewilderment turned to anger
with the realisation that skin colour or
race was a handicapfor black people
that was meant to shackle them all their
lives and was intended to be inflicted on
generation after generation.
So it was not at all difficult for me as a
young black man to decide that I had to
be with those who were trying to rid our
country and the world of the scourge of

I remember discussing all this with
a brilliant Catholic priest from Col-
orado who had urged patience and
restraint, until I described for him the
indignities and obstacles blacks had to
endure every day, and the effect all of

SJi Nothing has wreaked so much havoc
j- in human history as racism in all its
forms tribal, national, ethnic and

NT cultural with religious intolerance
Stunning a close second.

this had on their psyche.
In the end he admitted that the expe-
riences I had outlined to him would be
more than enough to get his Irish up!
To expect that blacks would not react
like other human beings was in itself
racial prejudice.
I believe it dawned on him that while
he niight have been light years ahead of
me educationally, we were essentially
the same in our humanity. It is an
epiphany still to be experienced and
assimilated by some people today.

he trend of the current debate
about the PLP government's
decision to remove the image of Sir
Stafford Sands from the Bahamian $10
bill has been predictable.
I think it is the wrong thing to do at
,this time, but not because of the white-
wash job some commentators are
attempting to do on Sir Stafford.
I did not agree with putting Sir
Stafford on the currency in the first place
but the FNM government did it anyway
and I accept that.
It is not sensible to play politics with
*our national symbols and to set prece-
dents which will tempt future adminis-
trations to revisit and change memorials
instituted by their predecessors. That
can only create an atmosphere of insta-
bility and make us look like a totalitari-
an banana republic.
As far as I know, the opposition was

not consulted on our new national sym-
bols before we became independent. We
only heard that experienced flag-mak-
ers had advised the PLP administration
against using aquamarine and suggested
a shade of blue instead.
Certain aspects of the new coat of
arms were also negatively commented
upon at the time.
But it would not be wise now to tam-
per with any of this. The currency obvi-
ously does not rise to the same level as
these symbols but we should, neverthe-
less, leave the images of those persons
we now have but think carefully and
consult properly before adding others.
There are those who argue that if a
case can be made to remove Sir
Stafford's image from a banknote then
certainly a case can be made to remove
Sir Lynden Pindling's as well.
Both these outstanding Bahamians
made significant contributions to the
Bahamas we enjoy today but both were
leaders with great feet of clay who also
left considerable negative elements in
their legacies.

ir Stafford deserves great credit
for his role in building our suc-
cessful services-based economic model,
along with Sir Bede Clifford, Sir Harold
Christie, Sir Harry Oakes and others.
He was spectacularly successful in
transforming our tourism sector from a
seasonal engine to a year-round golden
But Sir Stafford was an arrogant auto-
crat who presided over a corrupt and
racist oligarchy. He was also a male
chauvinist who once swore that Bahami-
an women would get the vote over his
dead body. He 'was made to swallow
those words by the British government.
To argue today that Sir Stafford did
not know black people and therefore
did not understand their aspirations is
outrageous claptrap and a gross insult
to intelligent people.
If he could have found it in his heart to
dismantle institutionalised racism in the
Bahamas it might have been said of him,
as of another great Caribbean leader,
that his name should be written in gold-
en letters in our history.
He certainly .had the power to do so,
more than any other white leader of his
day. But no. He stubbornly resisted
every effort at reform and reconcilia-
tion, even when prompted by more
enlightened members of his own group.
This judgment is not as a result' of
hindsight. He was told at the time,
repeatedly and in no uncertain terms,
and he was a highly intelligent man who
knew exactly what he was doing.

t fell to Sir Lynden to lead the
movement that would bring major-
ity rule and independence to the
I agree with Sean McWeeney when
he says that the significance of January
1967, will perhaps only be fully appre-
ciated in the light of history. It was
indeed the most important development
in Bahamian history since emancipa-
As in the case of Sir Stafford, Sir Lyn-
den also rightly deserves credit for his
contribution to achievements that were
shared with many other great Bahami-
ans. But Sir Lynden also presided over
an administration that sank ever deeper
into corruption and intolerance.
History will not absolve him of respon-
sibility for what happened to the
Bahamas in the 1970s and 1980s as these
islands were awash in drug money and
terrified by callous violence.
It was the worst period in Bahamian
history since the pirates were expelled.
Our reputation in the world was ruined.
Our values were shot through and
through and we have not yet if we ever
will fully recovered from the effects
of those terrible days.
Sir Lynden also presided over an
administration in which victimisation
was the order of the day. I referred to
'this in last week's column and so I will
leave it there, except to say that black
Bahamians, including some who con-
tributed to 1967, were the principal vic-
We should leave the images of Sir
Stafford and Sir Lynden on the ban-
knotes as reminders of the good they
-did and leave their wickedness to histo-
ry.' Any attempt to exploit either of them
for current political advantage would be
a big mistake.
It is time now to pursue the vision of
men like Sir Cecil Wallace Whitfield and
Sir Kendal Isaacs for a better Bahamas,
a Bahamas where race and colour will be
irrelevant, where Bahamians will be tru-
ly all together.
Our history is what it is. The future
will be what we make it.


n this column last week I said that
the website Bahamas Uncensored
had referred to a government depart-
ment as being "riddled with FNMs".
That was a mistake. It was the Bar Coun-
cil, not a government department. This
does not affect the point I was trying to
make about a particular mindset.

-p NN



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Citrus canker outbreak 'under

control', but ban remains

THE first identified outbreak of the
citrus canker disease in Abaco has been
Director of Agriculture Simeon Pinder
told The Tribune yesterday that the high-
ly infectious disease, which led to the
closure of two large farms in Abaco, is
finally under control.
The disease was first discovered in
December 2004 by the United States
Department of Agriculture (USDA),
which had reportedly found traces of the
citrus canker on leaves from Bahama
Star Farms in Treasure Cay.
With an official confirmation produced
by further testing on December 30, all
shipments of citrus to the US from Aba-
co were immediately suspended.
In January, the Ministry of Agricul-
ture, Fisheries and Local Government
released an emergency ban declaring
that no citrus plants or parts there of
were to be removed from Abaco. The
statement was announced based on the
discovery of the citrus canker disease in
the region. The order was to be in effect
until further notice.
According to Agriculture officials,
such a ban could be in place for up to
two years.
Speaking to The Tribune yesterday,
Mr Pinder said that the ban is still in full
-"I cannot give a definite date as to
when it will be lifted," he said. "We have
t- first ensure that we have completely
detained the disease."
Mr Pinder said that it is not likely that
the ban would be lifted before January
"Before the ban can be lifted, the
axeas'would have to be closely exam-
ihed&niid the ban revisited," he said.
"Therefore no definite date can be stat-
ed at this time."
The disease, which originated in
south-east Asia, can be spread by rain,
landscaping equipment, animals and
birds, or by people carrying the infec-
tion on their hands or clothing. Citrus

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In May, a renewed outbreak of the
disease was discovered at the organic
BG Harmon Farm, which is located
10 miles south of Marsh Harbour,
Abaco, and led to the closure of this
Mr Pinder confirmed that the BG Har-
mon Farm was infected by the same out-

break that occurred at Bahama Star
He said that the removal and burning
of trees at BG Harmon is currently
underway, but added that there have
been some setbacks.
"The weather has prohibited a lot of
work being completed at this farm," he
said. "Because of the wet spots being
produced by the rain, the tractors are
continuously getting stuck and the work
has to be placed on hold until it is
In May it was estimated that the econ-

omy will lose about $20 million annual-
ly due to the losses in crop.
According to Mr Pinder, the long term
loss will be much greater.
"It takes a citrus tree about seven
years to reach its full potential and that's
a huge problem," he said. "However,
the total loss really comes down to the
amount of buying, replanting and time
placed into the re-development of both
Mr Pinder said that weather permit-
ting, the work at the BG Harmon farm
should be completed soon.

Chief Reporter
THE government is
awaiting a final proposal
from the Canadian firm
selected to manage Nassau
International Airport.
Transport and Aviation
Minister Glenys Hanna
Martin told The Tribune
yesterday: "Negotiations are
ongoing and are very fruit-
ful and will be concluded
very shortly."
After it is determined that
the final proposal from Van-
couver Airport Services
(YVRAS) is acceptable, it
will be then forwarded to
Cabinet, she said.
In the meantime, govern-
ment is receiving assistance
from YVRAS on several
technical issues independent
of the negotiations.
The negotiations are
being presided over by a
negotiation team headed by
Dr Baltron Bethel.
When government in
February chose YVRAS
over eight other companies
as the preferred bidder after
a 10-month selection
process, they named the
Bahamas Airports Manage-
ment Group as the runner-
up bidder.
It is hoped that the new
management will help trans-
form NIA into a high-end
21st century facility and the
best airport in the
"We still believe that Nas-
sau International can be a
premiere facility. We are
reaching record numbers in
tourism arrivals so we
believe it is a win-win situa-
tion," said the minister.

Airport parking system is

a managementt failure'

THE parking system at Nassau Interna-
tional Airport (NIA) is a "classic example"
of management failure at the facility, a con-
cerned citizen claimed yesterday.
Robert Carron, a local businessman and
frequent user of the airport's parking lot,
criticised the Airport Authority for charging
drivers only a $15 penalty for losing their
parking tickets.
"Some people park in there for a month,
and yet if they say they lost their ticket, they
only have to pay $15. Tens of thousands of
dollars must be lost that way each year.
"When I was there alone, seven people
came and claimed to have lost their tickets,"
he said.
Calling the situation a "fiasco", Mr Car-
ron said that there does not'seem to be any
system in place to determine exactly how
much money is being lost due to people
falsely claiming they have misplaced their
parking tickets.
"It's unbelievable to me that the airport
is scrapping for cash, that they would allow
dollars to fall out of their pockets. It seems
to me that there are no checks and bal-
ances between lost tickets and revenue col-

lected," he said.
Joseph Reckley, deputy manager of the
Airport Authority, told The Tribune last
week that officials have been concerned
for some time that unscrupulous drivers
are taking advantage of the current parking
system and are thereby damaging NIA's
revenue intake.


He explained that the authority is looking
at several initiatives to change the system,
including a significant increase of the $15
penalty to $60, the installation of security
cameras, and a manual recording of all vehi-
cles entering the parking lot.
Mr Reckley added that the authority had
been hesitant in increasing the penalty fee,
as they do not want to penalise the "honest
Mr Carron, however, pointed out that
this fear of punishing the innocent will result
in the system continuing to be vulnerable.
"In the United States when you lose your
ticket it's $75-$100, in London it's a fee of

100. The innocent may lose their money,
but then you're not going to let everyone
else take advantage of the system," he said.
He also said that he does not believe that
security cameras will have a significant
impact on the problem.
"There are 500 cars in that parking lot,
seven days a week. No one is going to look
at all .that video," he said.
Comparing the situation to that of a trav-
eller who had lost his airplane ticket, Mr
Carron said: "If you lose your plane ticket,
there is no $15 fee, you have to either buy a
new one or wait three months to have it
He said that the problem with the parking
system is a "classic example" that the man-
agement method of NIA "needs to be seri-
ously overhauled."
"We don't need a Canadian company to
tell us how to manage a parking lot, what it
needs is proper management in place. I
cannot fathom that any proper business-
man would allow his company to lose thou-
sands of dollars."
"Atlantis wouldn't allow it," he pointed

BEC urges prudence

in electricity usage

Tribune Staff Reporter
THE Bahamas Electricity
Corporation (BEC) is advising
customers to conserve and lim-
it their electricity usage as fuel
surcharges have reached their
highest mark for the year.
At 7.8112 cents per unit, the
peak for the month of August is
the latest in a continuing
upward spiral of fuel charges
by BEC for the year.i
General manager of BEC
Kevin Basden said that the cor-
poration is now advocating even
more conservation [among its
clients than before.
"This is the highest we have
had for the year. We would sug-
gest conservation on an ongoing

basis, even more so now, as the'
cost of fuel on the international
market has caused some spikes
"The cost of fuel on the inter-
national market is beyond our
control. There has been a num-
ber of events that has influenced
the price of oil, like the death of
the Saudi Arabian king, storms
in the Gulf, and the constant
threat of terrorism effects the
price of oil," he said.
As it is difficult to estimate
the actual dollar-value increase
that should be expected, Mr
Basden outlined a rough sce-
nario that could help consumers
avoid "running into problems"
with their bills.
"It's hard to say a dollar figure
per month now, because the

usage is so different from cus-
tomer to customer. For residen-
tial customers, the bill consists of
two parts, the basic rate and the
fuel surcharge component.


"For customers which use 800
units-per-month or less, the fuel
stircharge component is like 34
per cent of the final bill. So we
definitely emphasise conserva-
tion for effective and safe usage
of electricity."
Mr Basden added that it is
always prudent to turn off lights,
fans and other electrical appli-
ances when they are not need-
ed, especially when leaving

This, he said, could be quite
an effective way of cutting down
on one's electrical bill at the
end of the month.
"If you have air condition
units you may not need to have
the room as cold, so you could
raise the temperature meter a
bit. Also, make sure there is no
gaps in the windows so that the
rooms could be cooled more
effectively if you are using air
"Turning lights and fans off
when not in the rooms are all
small things that can assist. Also
we want to encourage cus-
tomers to pay their bills on time
so that they do not get out of
control and build up to becom-
ing even bigger problems later
on," he said.

Co~6 AU~

Established in 1956 by an old Bahamian family
Parliament Street (near Bay St.) Tel: 322-8393 or 328-7157
Fax: 326-9953
Bay Street (next to Athena Cafd) Tel: 323-8240
Crystal Court at Atlantis, Paradise Island Tel: 363-4161/2
Lyford Cay (next to Lyford Cay Real Estate in
Harbour Green House) Tel: 362-5235
e-mail: P.O. Box N-I21





Parliament Street
Hours MON-SUN 9-6
Phone 323-6145





Al,: ,-, i...o.,DAY, AUGUST 9, 2005


WE HAD a telephone call last week from
a Bahamian a black Bahamian.
"Why don't you ask your readers," he said,
"which act do they think did more damage to
this country Sir Stafford Sands leaving
(after the UBP lost the 1967 election to the,
PLP), or the drug trafficking under the Pin-
dling administration which destroyed our good
name and wrecked our value system a
destruction from which we shall suffer for
generations to come."
He also wanted to know why the PLP are
so unforgiving of Sir Stafford's perceived
racism, and yet willing to forget and forgive
those condemned by the Commission of
Inquiry into the illegal use of the Bahamas
for the transshipment of dangerous drugs into
the US even to the extent of appointing one
of those named to an important government'
position soon after winning the 2002 general
Good questions and something for the pub-
lic to consider. As we said in this column last
week we are a country of "different strokes for
different folks".
Our readers should also give thoughtful
consideration to government's decision to
rename our airport. The proposal is for Nassau
International Airport a safe name with. no
questionable baggage -to be changedtto the
Sir Lynden Pindling'Airport, a name that has
the potentialof being a constant talking point
in international circles.
Remember to foreign ears this name recalls
a country floating high on narco-dollars, the
shenanigans of Medellin Cartel drug lord Car-
los Lehder at Norman's Cay, The Sunday
Times magazine's special investigation into
"Paradise Lost", The Miami Herald's expos
on an "Island for Sale", the NBC television
expos, in addition to all the other unsavoury
publicity that that period in Bahamian history
We shall never forget how shocked we were
years ago to discover that a Chicago taxi dri-
ver knew only two things about the Bahamas
- Pindling was the man who ran the country;
and drug smuggling was the island's economy.
His comments came when we got in his cab
and he asked us where we were from. "The
Bahamas" was our reply. That was the last
time until the change of government in
1992- that we admitted to being Bahamian.
It was an embarrassment that seemed to make
one an accomplice to what was going on at

- U

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home. As the Bahamas was a democracy with
free elections, the fact that such a government
was tolerated for so long indicated to the for-
eigner that Bahamians approved of the island
being used as a drug trafficker's haven.
Sir Stafford's image has been removed from
the $10 note, while Sir Lynden's remains on
the $1 note and our airport will carry his name.
Bahamians have a lot of thinking to do -
they must weigh in the balance their morals,
their principles, their standards.
At the time Sir Stafford Sands left the
Bahamas, the Pindling government's biggest
gripe seemed to be the fact that he had left.
Gone was the opportunity to taunt and tor-
ment him.
Shortly after the 1967 elections, the tor-
mentors gave the Sands family.a taste of.what
they were in for should they remain in the
Bahamas. Sir Stafford was in hospital in Mia-
mi suffering from bronchial congestion a
large man, he smoked about 100 cigarettes a
day. At home Lady Sands was being harassed
by telephone calls. In a statement to The Tri-
bune she said she was "sick and tired" of peo-
ple phoning to find out if their home, Water-.
loo, was on the market for sale. She believed
that the constant harassment was being done
deliberately and she found it, "despicable.". ,,
'Shortly afterwards Sir Stafford. resigned
from the House saying that he was "not pre-
pared to be a paid professional politician."
However, he made it clear that he had not.
resigned from the UBP and would always be
"available to work for the party" during the
time he was in Nassau each year. His health
was not good and so he went to the dry climate
of Spain to convalesce.
Prime Minister Pindling refused to accept
Sir Stafford's reason for his resignation.
Apparently, he knew more than Sir Stafford.
According to Sir Lynden, Sir Stafford was
"obliged to run" from the Bahamas because
he was a "total embarrassment" to his party.
After about a four-hour debate in the House.
that centred around Sir Stafford's resignation
and departure and Randol Fawkes calling
him the "biggest rascal and scoundrel in his-
tory" Crooked Island MP Basil Kelly was
prompted to ask:
If all that the PLP said about Sir Stafford
were true "then why did the Premier (Sir Lyn-
den) tell foreign newsmen that if his party
won they would retain Sir Stafford as Minis-
ter of Tourism?"

The Tribune Limited
Being Bound to Swear to The Dogmas of No Master

LEON E. H. DUPUCH, Publisher/Editor 1903-1914

(Hon.) LL.D., D.Litt.

Publisher/Editor 1919-1972
Contributing Editor 1972-1991

Publisher/Editor 1972-

Published Daily Monday to Saturday

Shirley Street, P.O. Box N-3207, Nassau, Bahamas
Insurance Management Building., P.O. F-485, Freeport, Grand Bahama

Switchboard (News, Circulation and Advertising) 322-1986
Advertising Manager (242) 502-2352
Circulation Department (242) 502-2387
Nassau Fax: (242) 328-2398
Freeport, Grand Bahama: 1-(242)-352-6608
Freeport fax: (242) 352-9348

Bahamians should be ashamed

EDITOR, The Tribune
IT is not often nowadays that
I get the opportunity to hear
Arthur Dion "Midge" Hanna
speak on topical issues and rem-
inisce as to why certain deci-
sions were taken in yesteryears.
His appearance on one of the
local talk shows recently was
one of those rare times, and for
me it brought back many pleas-
ant memories.
From my earliest involvement
in party politics, the person I
always considered my mentor
is the AD Hanna. When one
sat and talked with AD back
then, you knew that you were in
the company of a true and gen-
uine Bahamian patriot, who
wanted only the best for the
Bahamas, and for Bahamians
to be in charge of their own des-
Yes, I am aware of some of
the negatives that were written
about AD over the years, such
as "King of the double talk" etc,
but let me say that AD always
was very clear as to what he
wanted to achieve for the
Bahamas and Bahamians
through the opportunity they
afforded him to serve in high
I, therefore, was most inter-
*ested in what he ihad to say,
being one of the founding
fathers of an independent
Bahamas, now in its thirty-sec-
ond year, about a past incident
that involved nerve gas
(British/American decision).
Even though I have heard the
inside story of the nerve gas
incident many times over and-
the subsequent changing of the
;;mindset and strengthened
resolve of those who shared the
experience in their quest for
* independence for the Bahamas,
I cannot help but to transpose
that scenario to today's
Bahamas, and ask myself: Are
there any present similarities?
The answer sadly, is yes.
Is this not the same position
our indigenous communities
like Guana Cay, Exuma, Bimii-
ni, Mayaguana and soon to be
West End, find themselves in, as
the Bahamas celebrates .32
years of independence? What
then has changed?
We in these communities are
saying to Nassau, you cannot
sit in the people's high office
and decide what's best for these
areas without the people hav-
ing their say.
It cannot be that because
something may produce a job
or two, a whole people, her-
itage, culture, environment and
way of life is sacrificed on the

NOTICE is hereby given that NESLY DOR OF KEY WEST
STREET, NASSAU, BAHAMAS, is applying to the Minister
responsible for Nationality and Citizenship, for
registration/naturalization as a citizen of The Bahamas, and that
any person who knows any reason why registration/ naturalization
should not be granted, should send a written and signed statement
of the facts within twenty-eight days from the 9TH day of
AUGUST, 2005 to the Minister responsible for Nationality and
Citizenship, P.O.Box N- 7147, Nassau, Bahamas.




I have fought a good fight. I have finished my
course, I have kept the faith. Henceforth there is
laid up for me a crown of righteousness, which the
Lord, the righteous judge, shall give me at that day
and not for me only but unto all them also that
love his appearing.

2 Tim. 4:7-8

Loved and missed by Patricia, his family and all
whose lives he touched.

altar of so-called development,
which in most cases is nothing
more than gated communities
for foreigners.
Yes "Midge", the.attitude
that prevailed pre-indepen-
dence by the foreign masters,
seem to be in vogue with suc-
cessive administrations, when it
comes to "we the people" hav-
ing any say as to how our local
communities are developed. For
example, in spite of all the talk
about the proposed humongous,
"mind-boggling" Ginn devel-
opment for West End, the peo-
ple have yet to hear a word
about it in a public forum from
government officials.
If this proposal is so vast with
the potential of transforming a
people's very being, should they
not be asked? Do the people

not count? Does their way of
life not matter? Did the people
.elect.representatives .of .kigs?.
Was it managers or masters?
The people indeed must know!
We too, like our founding
fathers, yearn to have a say in
what's best for our communi-
ties. We who live in these com-'
munities know more and best
about them than persons from
In this the 32nd year of our
country's independence from
the colonial masters, it is time
we have some of that indepen-
dence/freedom from the Nas-
sau masters manifested at the
local level.
We do not want anyone to
try and force us to horseback
Ginn. "We prefer self-govern-
ment with danger, to servitude
with tranquility".
Happy birthday Bahamas!
West End, Grand Bahama
July 2005

Problem of

the gated -.


EDITOR, The Tribune
WE live on an island of
seven miles by 21 miles, but
within the last five years'the
gated community phenome-
non has escalated. Why is
this? Firstly, the realtors
realise that because of crime,
a lot of residents live in fear:
they now jack up the price of
properties to feed on that
The promise is, that if you
live in a gated community,
you will be safe from crime,
which is BULL! A thief has
many ways of entering
premises if they so desire.
Gone are the days of being
our brother's keeper, and
knowing who your neighbour
is, and keeping an eye out for
one another. Sometime even
a good alarm system can fail.
People, stop being blind to
this gated community con
game. You pay a high price
for tax, for the property and
also pay for a person to sit at
a gate and tell who passes
through, and other fees they
come up with.
Your land is being hiked
out of your pockets. The

bank loves to take it and sell-
it over and over. They profit!-
How much space can become.
Wise up; Bahamians, real-
tors and banks are milking
you dry! The government is
mum because they collect,
taxes or your property/house
at your expense!
Bahamians are being
fleeced for-the land that.
should be easily available;
can't you see that the wealthy
are still segregating you in
the different areas they
would tolerate you in? Who
befinefits wen -attand-is-sold--
to foreigners, tell me who?
Just how many Bahamians
can afford these high-priced
In less than five years a
$20,000 property costs over
$130,000. My advice is to get
to know your neighbour very
well, look out for one anoth-
er, even get a dog! Some arm
themselves which is no guar-
antee, only God can,
absolutely protect. ',
August 3 2005

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bags outsell

straw work

SEVERAL local straw
vendors say that "knock off"
European handbags and oth-
er foreign crafts are bringing
in higher sales than authentic
Bahamian straw work.
Although many irate locals
say the uniqueness of the
downtown Nassau straw
market is being ruined by
vendors who are no longer
selling authentic Bahamian
products, many vendors
claim that tourists are the
determining factor in the
According to one vendor,
who wished only to be iden-
tified as Mrs Rolle, tourists
tell the vendors exactly
what they have come to
"Tourists tell you that they
ain't come looking for straw
work, they tell you that they
are looking for those other
"Straw won't sell when it is
being sold beside those other
bags," she said. "You could

sell the straw bags for $10
and sell the other bags for
$60 or $80 and they would
still buy the other bags."
Mr Rolle said that despite
this, "straw work is all I do; I
don't buy the other bags."
According to another ven-
dor, those who do not want
to sell fake designer hand-
bags and other foreign crafts
find themselves doing so just
to make a living.
"Its just a profit," one ven-
dor said.
Still, some vendors believe
that there is still a market for
local straw work.
"Those who really want to
buy straw work will come
and buy the straw work,"
said one vendor who chose
to remain .anonymous.
"Some tourists will tell you
that they came 1o the
Bahamas to buy something
"I do everything possible
to stick to my roots," the ven-
dor went on. "Straw work is
hard work but I am up for
the challenge, although sales
may be slow some times."

Students failing to pay back

their loans to government

NEARLY 1,000 persons have
outstanding student loans under
the government's guaranteed
student loan programme.
Repayments under the loan
programme continue to be a
problem for the Ministry of
Education according to Regi-

Tribune Staff Reporter
BAHA Mar is expected to
finish its $7 million upgrade of
the. Crystal Palace Casino on
The upgrade, which is part
of the company's $1.2 billion
Cable Beach'resort project,
will be complete by the end of
September as planned, accord-
ing to Robert Sands, vice pres-
ident of administration and
external affairs at Baha Mar.
Mr Sands explained that the
remodeling of the casino is
r g carried out in sections in
ffort to minimise the dis-
ruption of guests services.
He said the $7 million
remodeling is a part of a $13

nald Saunders, administrator in
the ministry's scholarship and
loan division.
Under the loan plan, once a
person has obtained their
degree, they have six months to
find a job and begin repaying
their loan at an interest of seven
and a half per cent.
But Mr Saunders said many

million overall upgrade of the
bedrooms and landscaping at
the Nassau Beach and Radis-
son hotels.
"We are also are doing a lot
of work to our plant and
machinery, and all upgrades
should be completed by the
end of September.
"In January major external
work will begin. The requests
for proposals have gone out
for the new police station, the
office of the prime minister,
Commonwealth Bank and
Scotiabank also need to be
done. We also need to put in
place the new road, and all that
should start the first quarter
of 2006," he said.
According to Mr Sands, the
upgrades at the casino will

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persons are not fulfilling this
He said that for a person to
be considered in default of the
loan programme, they must
have missed at least three
monthly payments.
Depending on the size of the
loan, Mr Saunders said, students
may have up to 15 years to com-

have "no effect" to the con-
tracts of casino workers, as the
company continues to push
forward in creating a "world-
class resort and gaming desti-
nation" in the Bahamas.
Recently seven Bahamian
firms have handed in bids for
the construction for Baha
Mar's commercial village,
which will encompass almost
200,000 square feet of office
and retail space when it .opens
in Autumn 2006.
The village is also expected
to incorporate government and
corporate offices, along with
retail outlets.
The announcement of the
company that wins the bid is
expected within the next few

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plete payment.
"People should realise-that if
they don't pay their loans they
are making it difficult for other
students who apply for the
scholarship," Mr Saunders
pointed out. "If they don't pay,
the programme will ultimately
fold up and shut down." ':.. '
Mr Saunders said persons-
with outstandinig''oan's are
encouraged to come forward li'
more aggressive measures are
to be implemented to deal with
the problem.


The persons who are present-
ly in arrears will be firstly noti-
fied, then their names will be
published in the daily newspa-
pers, he said, warning that legal
action will follow if it is deemed
The submission of student
transcripts in an timely manner
is also a continuing problem for
the programme, Saunders said.
The rules state that students
must bring in a copy of their
current transcript every semes-
ter, and Mr Saunders noted that
this-year, there are some 340


Prince Charles Drive R

new loan recipients along with
560 returning students with
He said priority is being given
to persons seeking to attend
local colleges in an effort to
"keep the money in the coun-
,Students attending college
locally get $4,500 a year under
the loan scheme. il
Persons attending tertiary lev-
el institutions abroad get up to
$10,000 for a bachelors degree
programme and up to $15,000
for a masters degree.
"All we ask is that you main-
tain a 2.5 GPA. If you can't do
that, then the students and the
parents need to sit down and
determine what steps need to
be taken," Mr Saunders said.
This year, $5 million has been
allocated for the over 1,000 stu-
dents who will receive loans.
The loan programme began
in 2000 under the FNM.
This year's disbursement
exercise began yesterday at the
Holy Trinity Activities Center
in Stapledon Gardens and will
continue until August 17.
According to Mr Saunders,
the exercise is going well despite
minor setbacks.

la i i

Tribune Staff Reporter
Shell Service Station on East
Bay Street, the site of an
apparent petroleum product
leak last week, say they have
checked their facility and are
confident that none of their
gasoline leaked into the sur-
rounding ground water.
Speaking with The Tri-
bune yesterday, Vania Mus-
grove, manager of the East
Bay Shell station, said that
they have not identified any
leaks in their equipment.
She said the station's fuel
levels do not indicate that
any product has escaped.
She said however that the
entire East Bay Street area
needs to be tested, as she
thinks it is a highly contami-
nated area.
Mrs Musgrove explained
that surface ground water is
contaminated with residue
from Potter's Cay and the
container docks, in addition
to the Shell and Texaco Ser-
vice Stations.
There is also a leaky sew-
erage system in the area, she
The apparent petroleum
product leak was initially dis-
covered last week after man-
agement at the service sta-
tion called the Water and
Sewerage Corporation
(WSC) because they feared
their sewerage lines were
According to parliamen-
tary secretary at the Ministry
of Health Ron Pinder, dur-
ing its investigation WSC dis-
covered a "strong odour of
It was then that the
Department of Environ-
mental Health was called to.
On Sunday, Mr Pinder
took members pf the nedia
to the site, where senior
technologist at the Environ-
mental Monitoring and Risk
Assessment Department
Anthony Ryan was collect-
ing soil and water samples
to be taken to the lab for
Yesterday, Mr Pinder said
that the department is still
awaiting the result of tests
to determine if in fact there
was any contamination, and
what its source might be.
He said that once they
have that information,
authorities will be able to
convene a special meeting of
all the major stakeholders,
including the petroleum
association, the utilities com-
panies, the Ministry of
Works and the Department
of Environmental Health.

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Casino upgrade expected to

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No safety concerns for

flights after plane fails

NO MAJOR safety issues
have been found with any
national or international flights
to or from the Bahamas.
Questions were raised yes-
terday about the checks and
balances monitoring the safety
of airlines that fly into the
country following the brake
failure scare experienced by
Foreign Affairs Minister Fred
Mitchell last Friday,
Mr Mitchell was traveling

on Chalk's Ocean Airlines
from Bimini to Nassau when
the aircraft's left main wheel
brake reportedly failed short-
ly before take-off, causing the
seaplane to slam into the
In an interview with The
Tribune yesterday, manager
of flights standards at Civil
Aviation Patrick Rolle said
that no government has
authority over an airline reg-

istered to another country, but
indicated that every country
has a right to review the air-
craft that service its airports, if
authorities feel there is an
impending danger to passen-
gers or property.


"By law we can inspect an
airplane that comes into the

Bahamas. We check mainte-
nance status, the pilot's
licence, see if pilot has current
medical and the airplane's
technical log. We have daily
ramp checks, but do not set
patterns (for checking)," said
Mr Rolle.
He said that during the
ramp checks, Civil Aviation
staff ensure that the carriers
have proper documentation.
The documents include an

air worthiness certificate -
which indicates that the air-
craft meets minimum stan-
dards for flight, has current
and dated life jackets onboard,
has a certificate of registration
and radio a licence.
MrRolle said: "The goal of
Civil Aviation is to reduce the
accident rate. One accident is
too many, but to say no acci-
dent will happen is impossi-

Health officials work on harmonisation

Tribune Staff Reporter
OFFICIALS from the Min-
istry of Health will spend this
week in consultation with
CARICOM officials as they
seek to harmonise health care
standards and qualifications in
the region.
At a press conference yester-
day, Health Minister Dr Marcus
Bethel explained that the pur-
pose of the sessions will be to
ensure that there is a harmoni-
sation of legislation in the Eng-
lish-speaking Caribbean region
in the area of health care service
He said that the areas of
focus would be dentistry, phar-
macy and nursing.
"Obviously in the Bahamas
we have existing legislation as it
relates to our nurses and den-
tists and the councils that over-
see those. With respect to phar-
macists, we are in the process
of drafting and developing leg-
islation," he said.
According to Dr Bethel, the
week of discussions should
prove to be useful in determin-
ing the value of what has been
implemented and what needs
to be introduced.
"I think where relevant, we
will try to reach a degree of har-
monisation, however we do
recognise that in some territo-
ries there are special circum-
stances that may have to be tak-
en into consideration in terms of
how legislation is drafted or
According to Anthony Bro-
him, Caricom programme man-
ager of Health Sector Develop-

Meeting with officials

from CARICOM this week

* HEALTH Minister Dr Marcus Bethel

ment, the organisation seeks to
have harmony in the legislation
of member countries which
would guarantee the quality and
sustainabilty if health care ser-
vices .. .... ......
"We know that the Bahamas
has already implemented some
legislation in this area and we
are excited because we want
to find out what is the Bahamas'
He explained that it is very

important for policy makers to
discuss the requirements with
professionals in the field.
"We cannot just sit behind a
desk and develop legislation;
that won't be supportive and
important for further develop-
ment," he said.
Anthony La Ronde, the offi-
cer in charge of the' Caricom
legislation drafting facility, not-
ed that Caricom is working to
prepare a model for member-


SLOT NO. 0 Block 7 LOT NO. 1 &3
PROPERTY SIZE: 3 Bed, 2 Bath PROPERTY SIZE: Commercial Complex
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LOCATION: East Side of Jean St. off LOCATION: Sears Rd. Southern Side of Shirley St.
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LOT NO. 544 PROPERTY SIZE: 3 Bed, 2 Bath (7,700 sq. ft.)
PROPERTY SIZE: Single Family Residence LOCATION: Nassau Street & Boyd Rd.
(9,600 sq. ft.) .. APPRAISED VALUE: $150,000
SITE AREA: 2,457 sq. ft.
APPRAISED VALUE: $224,000 LOT NO. Crown Grant A-66 (Incomplete Structure)
PROPERTY SIZE: (10,875 sq. ft.)
GOLDEN GATES II LOCATION: 350 West of Refuge Court
PROPERTY SIZE: Single Family Residence
LOCATION: West on St. Vincent Rd. LOT NO. 57
APPRAISED VALUE: $233,000 PROPERTY SIZE: Single Family Residence
(6,820 sq ft)
LOT NO. 848 Wulff Rd.
PROPERTY SIZE: Single Family Residence APPRAISED VALUE: $51,000
(6,000 sq. ft.)
LOCATION: Orange Blossom Ave.


LOT NO. 24 Part of Crown Allotment A4-38
PROPERTY SIZE: (5,457 sq. ft.)
LOCATION: 228 ft. South of Fire Trail Rd.
LOT NO. 14
PROPERTY SIZE: (1,300 sq. ft.)
LOCATION: North of Sandyport Dr.

LOT NO. 20 Tract C
PROPERTY SIZE: (5,000 sq. ft.)
LOCATION: Icelyn Blvd. off Bernard Road,
Fox Hill
PROPERTY SIZE: Commercial/Mulit-Family
Parcel of Land (7,260 sq. ft.)
LOCATION: Western Side of St. Vincent Rd. off
Faith Ave.


states as they prepare for the
challenges of globalisation
and international comnpeti-
His role this week will be
to incorporate as many of the
recommendations into a legal
framework that can work
with the Bahamas' require-
Timothy Odle, Caricomi's
deputy programme manag-
er, said his function will be
to bridge the gap between
professionals and tradesmen
in the health field, by open-
ing up the opportunities for
He added that another
part of his function will be to
aid in facilitating the move-
ment of professionals in and
out of the Bahamas, as health
sector world markets start
opening up.
"It will be challenging
because it is new but it is also
exciting and full of benefits.
You are sitting on a gold-
mine, I hope you are pre-

pared to make the invest-
ments," he said.
The men agreed that if the
legislation is harmonised
between the countries of the
region, it will allow Caricom
members to standardise the
delivery of health care, par-
ticularly where it involves
the regulation of pharma-
ceuticals and health educa-
Mr Brohim noted that very
few Caricom countries have
well a regulated drug regime
in place.
"It is more and more com-
plicated especially as we are
trying to balance quality with
cost," he said.
Similarly, standard levels
of education need to be
enforced so that qualifica-
tions are the same regardless
of where health profession-
als are trained in the
Caribbean, he added.
The meetings will also
touch on requirements for
veterinary services. "

Tribune Staff Reporter
A 23-YEAR-OLD man pleaded
not guilty in Magistrate's Court yes-
terday to having sex with a minor.
It was alleged that between April
and June of this year, Norman
Sylvester Bastian had sexual inter-
course with a 13-year-old girl.
Bail was set at $5,000 with one
surety. He was also ordered to have
no contact with the complainant
and the witnesses.
The case was adjourned to Sep-
tember 12.
A South Carolina woman was
brought before Magistrate's Court
on the charge of possession of dan-
gerous drugs with the intent to sup-
The court was told that 47-year-
old Cheryl Bauman of North
Charleston, South Carolina was
found in possession of a quantity
of cocaine.
The incident occurred on August
6, while the accused was on board
the Carnival Celebration cruise
ship, which docked at Prince
George dock in Nassau.
Bauman pleaded guilty to pos-
sessing the dangerous drugs and
faced a fine of $500 or six months in
The charge of intent to supply
was dismissed against the accused.
Sean Omar Beneby, 37, of
Tyler Street pleaded not guilty to
possessing a quantity of cocaine.
Beneby was granted $1,500 bail
and will reappear in court on Feb-
ruary 12 2006.
Jahmarro Allen, 21, of Fire
Trail Road and a 16-year-old were
charged with possession of danger-
ous drugs.
It was alleged that on August 6
the accused, being concerned
together, were found in possession
of a quantity of Indian hemp.
Allen pleaded guilty to the
charge and faced a fine of $150 or
three months in prison.
The prosecution offered no evi-
dence against the 16-year-old and
the charges were dismissed against
Antonio David Rolle, 29, of
Bar 20 corner pleaded not guilty to
possession of a quantity of Indian
Bail was set at $1,500 with one
surety and Rolle will reappear in
court on February 16 2006. .


Cititrust (Bahamas) limited, a subsidiary of Citigroup, a leading financial
institution with a presence in over 100 countries and over 100 million
customers worldwide, is seeking candidates for the position of Deputy
Document Control Manager.


Global Wealth Structuring forms the Citigroup international offshore
trust companies servicing non U.S. high net worth clients in Bahamas,
Cayman Islands, Switzerland, Jersey Channel Island, New Jersey and
Singapore. Products target wealth preservation around fiduciary


Daily management of Imaging Unit
Deputy Manager, Documentation Mgmt & Control Unit (Imaging,
Safe Keeping, Dual Control, Warehouse, Records Management.)
Assist with training and administrative functions for the respective
document control units.
Assist in systems enhancements and process re-design
Assist with implementation of global initiatives regarding document
management and control.
MIS reporting.


Historic imaging and records management experience and familiarity
with Trust and Company documentation.
Strong oral and written communications skills.
Interfacing with various business units on a global basis.
Influencing, organizational and leadership skills.
Initiative and the ability to think strategically
People Management.
Bachelor of Arts or Bachelor of Science or equivalent experience.

Interested candidates should forward a copy of their resume to:
Operation Controls Head
Cititrust (Bahamas) Limited
P.O.Box N-1576
Nassau, Bahamas
Fax: (242) 302-8732 OR


Deadline for application is August 17th, 2005


strives to educate

on mental health

Tribune Freeport Reporter
FREEPORT As the new
Pilot International Freeport dis-
trict governor for 2005-2006,
Loretta Parris said the organi-
sation on Grand Bahama is
doing its part to bring public
awareness to brain-related dis-
orders such as Alzheimer's dis-
Pilot is a worldwide organi-
sation with the mission: "To
improve the quality of life in
communities throughout the
It focuses on brain-related
disorders, such as Alzheimer's
disease, chemical dependency,
traumatic brain injuries, devel-
opmental, emotional, and men-
tal disabilities.
The organisation was named
after the riverboat pilots of the
Ms Parris was recently
installed as the new governor
at the Bahamas district of the
Pilot International Convention
at an installation ceremony held
in New Providence.
She was also installed on the
board of directors of Pilot at a
convention in St Louis, Mis-
Minister of Social Services
Melanie Griffin encouraged the
organisation's local members to
continue its work with youth of
the nation through the twenty
Pilot-sponsored Anchor Clubs
in the high schools on Abaco,
Grand Bahama and New Prov-
She also commended mem-
bers on their service to the needy
in the community, especially per-
sons with mental disorders.
Ms Parris said the local
organisation has launched a
"brain minders" programme in

* MELANIE Griffin, Minister of Social Services

primary schools.
The programme, which uses
puppets, tells students of the
importance of protecting their
heads by wearing helmets when
riding a bike, skating, or playing
some sports.
Alzheimer's, a degenerative
disease of the central nervous
system characterised by prema-
ture senile mental deterioration,
is another area of concern for
The local club gives assistance
to the Home for the Aged and
the Beacon School to assist
mentally challenged senior citi-
zens and students, respectively.
Pilot also holds fairs where

free clothing, food items and
care packages are given out to
the needy.
Pilot's Anchor Club in the
high schools is geared toward
youth development. It promotes
self-development, leadership
skills and community service.
"Pilot's is a global organisa-
tion of executive, business, and
professional leaders working
together to improve the quality
of life in local communities and
throughout the world," Mrs
Parris said
The Pilot Club of Freeport
was founded 26 years ago.
'Meetings are held every second
Tuesday of each month.

* SENATOR Paulette Zonicle delivered a powerful speech to members and guests of Healing y
Communicators Club 7178 entitled, 'Why I am proud to be Bahamian.'
(Photo: Anthony Longley DTMA

Being Bahamian a

matter of pride

and veteran broadcast jqur-
nalist Senator Paulette Zoni-
cle visited the Healing Com-
municators Toastmasters Club
7178, to deliver a speech enti-
tled: "Why I am proud to be
Senator Zonicle's address
came as the club joined the
nation in celebrating its 32nd
anniversary of independence.
Club members said her
speech was not only inspiring,
but also humorous.
Senator Zonicle's address

"was filled with personal anec-
dotes that drove home her
point as to why she is a proud
"Her sense of patriotism
was evident as she spoke
with national pride. At the
end of her speech,' Senator
Zonicle was given a rousing
round of applause and a
standing ovation by toast-
masters and guests," a state-'
ment said.
The president of Club 7178,
Pamela D Rolle, presented
Senator Zonicle with a fruit

basket as a token of apprecia-
Club 7178 Was recentlyy
awarded 'Club of the Year' for
the 2004-2005 toastmasters
year among 25 clubs in
Bahamas.Division 0 ,ofi oast-
master International.,i
Healing Communiicators
Club 7178 meets eackh Tues-
day at the J Whitney iPinder
building of pl4"'erial
Insurance on Coljii,,pnue,
beginning at6pni,& .
Meetings are?:poot the

Sadl ins Agns ho@I7ice ward~h~

FOR the sixth year running
Sandals and Beaches Resorts
have emerged as the preferred
all-inclusive resorts among
Canadian travel agents.;,, .
In an annual readership sur-
vey conducted by Canada's
leading travel trade publications
- Canadian Travel Press and
Travel Courier the Jamaican
based luxury all-inclusive chain
Sandals/Beaches Resorts Inter-
national was voted top hotel
chain by an overwhelming
majority of the travel agents
who participated in the "2005
Agents' Choice Awards" poll.
With a total of 2,208 points,
Sandals received several hun-
dred more points than second
place contender Riu Hotels
and more than double the
score of SuperClubs.
When combined with its
Beaches brand, Sandals
amassed a total of 2,866 points.

"We are thrilled to receive
this incredible honour again
this year," said Gary C Sadler,
Director of sales and market-
ing for Canada.
"1 want to thank our travel
agent partners for their ongo-
ing commitment to Sandals
and Beaches Resorts. We are
the only Caribbean resort com-
pany to have sales managers
right across Canada support-
ing travel agents day in and
day out," he continued.
In the national survey, Cana-
dian travel agents were asked
to choose their top three
favourite resort groups in the
all-inclusive category.
Votes were weighted accord-
ingly: three points for a first
place vote, two for second and
one for third.
This year's survey reflected a
70 per cent increase in total
votes cast. Sandals Resorts is

the largest operator of ultra all-
inclusive luxury resorts i4 the
Sandals has a total of 14tou-
ples-only propjeires: seven in
Jamaica includingg thebrand-
new Sandals, Whitehouse
European Village and Spa on
the island's'undiscovered
South Coast and Sandals
Grande Ocho Rios Beach and
Villa Resort), three in St Lucia,
one in Antigua, one in Nassau,
Bahamas and two in Varadero,
Beaches Resorts, a part of
the Sandals family, welcomes
singles, couples and families of
all ages.
There are five Beaches
resorts: two in Negril, Jamaica,
one in Ocho Rios, Jamaica,
one in Providenciales, Turks
and Caicos and one in
Varadero, Cuba (which is for
adults 16 years and older).,.

~R ~KI I

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.. . .. .. . .. .. . .. .. .. .

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a WORK takes place at BASH yesterday.
(Photos: Mario Duncanson/Tribune staff)

US Coast Guard

praised for work

FROM page one
bune yesterday, Terry Johns, Coast Guard liaison
officer, said that the Coast Guard works in the
Caribbean quite often, and when it does its crew
takes the opportunity to do volunteer work on the
islands they visit.
"We do things of this sort about half a dozen
times a year," he said. "And not just this ship.
Ships of this size usually do this type of thing six
times a year or more." .
During their first visit to the Bahamas in Feb-

ruary the crew spent a day doing repairs at the
Elizabeth Estates Children's Home.
According to Mr Adderley, there were 15 crew
members at the AIDS Foundation yesterday.
"We are delighted and very grateful that they
are coming here to volunteer their time," he said.
"I think that the local community could learn a
lot from this," he added. "We need more com-
munity involvement in areas such as this."
Mr Adderley said he hopes this step will
encourage more people to participate and help
local organizations.

Carl Bethel

delays FNM


FROM page one'
this convention.
".Right now I am focused
on these issues which appear
at every convention. It is
now that I am party chair-
man it falls on me to deal
with these issues so this is
what I am focused on at the
moment," said Mr Bethel.
However, the party chair-
man said that it is not as sim-
ple as one group being pitted
against the next.
"It's not a matter of Tom-

my's people being against
Dion's people being against
say Brent's people, it is a
matter of the supporters in
the constituency getting
organised or deciding who
will be the executives of the
constituency," he said.
FNMs will meet in
November to elect their new
Thus far FNMs will have
to choose between current
leader Tommy Turnquest
and his former deputy, Dion
Foulkes ..


FROM page one
considered to be the "father
of tourism", Mr Hanna
refuted this notion saying
that whilst Sir Stafford did
contribute to tourism, it was
the PLP that developed
tourism to the scale that it is
"Stafford was only able to
attract white tourists.
Tourism evolved under the
PLP. What Stafford con-
tributed was wickedness -
it is a disgrace what he did to
our country."
Mr Hanna's comments
came during heated public
debates about race relations
in the Bahamas after Sena-
tor CB Moss' recent com-
ments that questioned the
absence of white Bahami-
ans at the 32nd Indepen-
dence celebrations.


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7:30 8:00 1 8:30 9:00 9:30 10:00 10:30

Great Museums Motown: The Early Years Mary Wilson, Martha Reeves and Duke Fakirr co-host a mix of Celebrate: The
WPBT Metropolitan Mu- classic full-length archival footage of Motown groups performing their hits of the 1960s. (N) Best of Tina
seum of Art. n (CC) Turner
The Insider (N) NCIS "Bikini Wax" A petty officer is Big Brother 6 (N) n (CC) Rock Star: INXS (N) n (CC)
0 WFOR A (CC) found dead backstage at a local
bikini contest. t (CC)
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about sex. (N) ,t (CC) speech. (N) ft (CC)
Deco Drive Trading Spouses: Meet Your New House "Role Model" House exam- News (CC)
WSVN Mommy "Hammond/Howard" ,t ines a senator and finds that he may
(Part 2 of 2) (CC) have AIDS. n (CC)
Jeopardy! (CC) My Wife and Rodney "Sorry, Accordin to Rodney,: Boston Le al Shore represents a
I WPLG Kids ( (CC) Charlie n (CC) Jim "ShalFWe "Teacher' f black girl w is denied the lead role
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(:00) American Cold Case Files "Blood Money; Dog the Bounty Dog the Bounty Inked "Love on Inked Brian gets
A&E Justice "Love Precious Doe" Larvae growth in Hunter'The Hunter Jungle the Rocks" (CC) promoted to man-
Triangle" (CC) dead bodies helps convict a killer. Sweep" (CC) fugitive hunt. ager.
Hardtalk BBC News World Business BBC News Earth Report BBC News Asia Today
BBCI (Latenight). Report (Latenight). (Latenight).
OET *x THE FIVE HEARTBEATS (1991, Comedy-Drama) Robert Townsend, Michael Wright, Soul Food (I (CC)
,BET Leon. An homage to the black singing groups of the 1960s.
Coronation Track and Field IAAF World Champi6nships. From Helsinki, Finland. The National (CC)
CBC Street (CC) (Taped) (CC)
C", C Late Night With CNBC on Assignment "NASCAR Mad Money The Big Idea With Donny Deutsch
,N B Conan O'Brien Gold" The NASCAR empire.
CNN (:00) Anderson Paula Zahn Now (CC) Larry King Live (CC) NewsNight With Aaron Brown
,Cooper 360 (CC)
Too Late With The Daily Show Comedy Central Reno 911! John- South Park War Reno 911! (N) Stella The guys
COM Adam Carolla With Jon Stew- Presents Reno son tries to mar- and homework. (CC) go back to na-
(CC) art (CC) Collier. ry. (CC) (CC) ture. (N)'(CC)
COURT Cops n (CC) Cops "Cops in Cops n (CC) Cops Attempted Cops Son dam- Masterminds The Takedown
Memphis" (CC) bicycle theft. n ages her home. (N)
That's So Raven LIFE IS RUFF (2005, Comedy) Kyle Massey, Calvin Wheeler, Kay Buzz on Maggie Sister, Sister A
DISN "Sweeps" (CC) Panabaker. A teenage slacker adopts a stray dog. 'NR' (CC) The favorite rela- local benefit. ,A
t' ive. (CC) (CC)
DIY This Old House Weekend Gar- Fresh From the Garden Sense Weekend Land- Grounds for Im- Grounds for Im-
un [)(CC) dening Garden (N) (N) scaping (N) provement provement
DlV Euromaxx Journal: In In Focus Journal: Politik direkt Journal: In Euromaxx
_______ Depth Tagestema Depth
E! Gastineau Girls Snoop Dogg: The E! True Holly- Filthy Rich: Cattle Drive "Who The Girls Next The Girls Next
"___ Working Girs" wood Story Rapper Snoop Dogg. Wears Gucci Jeans?" Door Door
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ESPr N ries of Poker Atlantic City, N.J. (CC) San Diego. (CC) Lake Tahoe. (Taped) (CC)
ESPNI ATP Tennis US Open Series-- Rogers Masters -- Day Poker 2004 U.S. Championship. Track and Field IAAF World Cham-
P iN ,2. From Montreal. (Live) (CC) (CC) pionships. (Taped) (CC)
EWTN Daily Mass: Our Mother Angelica Live Classic Religious Cata- The Holy Rosary Threshold of Hope
VV N Lady Episodes logue ,
FIT TV (00) Cardio Ultimate Goals A woman strives to No Opportunity Wasted Roller- The Extremists The Extremists
F I ,Blast (I (CC) lose weight. ( (CC) skating serpentine. ft (CC) n (CC) 1, (CC)
FOX-NC Fox Report- The O'Reilly Factor (Live) (CC) Hannity & Colmes (Live) (CC) On the Record With Greta Van
UA-n Shepard Smith Susteren (Live) (CC)
FSNFL 00) MLB Baseball Arizona Diamondbacks at Florida Marlins. From Dolphins Stadium in Best Damn Sports Show Period
N L ami. (Subject to Blackout) (Live) (Live) (CC)
GOLF (:00) Live From the PGA Championship (Live) PGA Championship Highlights Inside the PGA Leaderboard Re-
GOLF Tour Iport
GSN Lingo (CC) Who Wants to Be a Millionaire (t The Amazing Race ,1 (CC) Extreme Dodgeball 3 (CC)
G N (CC)1,
G4Tech Pre-Phoria (N) G-Phoria The third annual awards ceremony celebrat- Crashing G-Phoria (N) Pre-Phoria
G4 Ch- n ing the best in video games. (N)II
S:00) Walker, Walker, Texas Ranger "Lost Boys" Columbo "Last Salute to the Commodore" Lt Columbo's prime suspect
HALL Texas Ranger Carlos' nephew is framed for the in a homicide case is found murdered.
,A (CC) murder of a police officer.
T_ (:00) The Block Design Rivals Design Inc. A Love It or Lose My Parents' Debbie Travis' Facelift 'The Sisters"
HGTV (CC) "Lofty Love Nest" spacious bed- It "Time Travels" House ,' (CC) Bedrooms"fBoth sisters get dream
( (CC) room. ,f (CC) f, (CC) r6 ms of-hei.(own ). (CC)
INSP Morris Cerullo Breakthrough Christ in This Is Your Day LifeToday (CC) Inspiration To- Missions
M6Lr (CC) Prophecy (CC) day
Xiaolin Show- Sabrina, the The Fresh Friends Monica's Will & Grace Everybody Everybody
KTLA down "Days Teenage Witch Prince of Bel-Air startling revela- Jack gives Will Loves Raymond Loves Raymond
Past" f, (CC) f( (CC) ft (CC) tion. (CC) dating tips. (CC) "Debra's Sick" (CC)
INFIDELITY (2004, Drama) Kim Delaney, Kyle Secor, * HYSTERICAL BLINDNESS (2002, Drama) Uma Thurman, Gena
LIFE Christian de la Fuente. A family therapist cheats on her Rowlands, Juliette Lewis. Premiere. Three women look for love and a sta-
_____ husband. (CC) .ble life in New Jersey. (CC)
MSNBC (00)Hardball Countdown With Keith Olber- Rita Cosby Live & Direct Scarborough Country
NICK Jimmy Neutron: SpongeBob Zoey 101 "Spring Fresh Prince of Hi-Jinks "Chris Fresh Prince of Fresh Prince of
NIuCK Boy Genius SquarePants n Fling" Bel-Air Webber" (N) Bel-Air Bel-Air
NTV YOU BELONG TO ME (2002, Suspense) Lesley- I Want to Be a Hilton The finalists News n (CC) News
nTlv Anne Down, Daniel Morgenroth, Barclay Hope. prepare to give a speech. (N)
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SPEED 2 Wheel Tues- American Thun- Texas Hardtails Build or Bust NASCAR Nation 2 Wheel Tues-
SPEED day(N) der .day
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TBN Scenes (CC) day Life With day (CC)
Joyce Meyer
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TBS Loves Raymond roup plans a and Chandler "Games People the City Carrie's Midler plays in Face Painter" A
(CC) birthday party. baby-sit Ben. Play" l sex buddy. (CC) softballgame. (CC)
(:00) In a Fix "Ur- Rides "Under Pressure" Graphic Overhaulin' "Tuner Car'A 1995 Miami Ink "Growing Up" The guys
TLC ban Suburban artist. (N) Honda Civic project. adjust to. the responsibilities o own-
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(:00) Law & Or- Law & Order McCoy is beside him- Law & Order Briscoe and Curtis Homicide: Life on the Street
TNT der "Juvenile" ft self when Jamie Ross returns to op- seek the help of Baltimore Detec- Munch and Falsone take New York
(CC) (DVS) pose him in a murder case. lives Munch and Falsone. ft officials around Baltimore.
T N Grim Adven- Pok6mon ft Grim Adven- Grim Adven- Yu-Gi-Oh! f Teen Titans "Af- Dragon Ball Z
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v ___ de chateaux musique africaine. (Partie 3 de 4)
TW 6:00) Weather: Storm Stories Storm Stories Weather: Evening Edition (CC)
TWC PM Edition (CC) (CC) (CC)
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UNIV Ti Especial Los Malos Pasos; Cen-
11_ **s LIAR LIAR Law & Order: Special Victims Unit *x AMERICAN PIE 2 (2001, Comedy) Jason Biggs, Shannon Eliza-
USA (1997) Jim Car- Arab-American women are brutally beth, Alyson Hannigan. Sexual shenanigans and misadventures rule sum-
rey. (CC) raped and murdered. ft mer vacation. (CC)
VH1 The Surreal Life Driven "Green Day" Green Day. f More Awesome Celebrity Beefs Celebrity Fit Club f
.,-., Home Improve- GIDEON OLIVER: SLEEP WELL, PROFESSOR OLIVER (1989, Adven- WGN News at Nine f (CC)
WGN ment "What ture) Louis Gossett Jr., Michael Rooker, Shari Headley. A professor enters
About Bob?" the world of Satanism to find a madman.
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WPIX Loves Raymond Christopher find Rory and Logan to- Lorelai begs Luke not to give up on Tong, Jim Watkins, Sal Marchiano
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HB. (:00) The Wild *** SPIDER-MAN 2 (2004, Action) Tobey Maguire, Kirsten Dunst, (:15) Bill Maher: I'm Swiss f
HBOU-E Ride to Super James Franco. Peter Parker fights a man who has mechanical tentacles. (CC)
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BO W (5:45),, * MAD CITY (1997, Drama) John Travolta, Dustin Hoffman, Mia Kirsh- The Wild Ride to Super Bowl I ,
HBO-W PHENOMENON ner. A reporter manipulates a small story into a media circus. f 'PG-13' (CC)
(1996)'PG'(CC) (CC)
O :15) *** THE LARAMIE PROJECT (2002, Drama) ** FIRST DAUGHTER (2004, Romance-Comedy) 45) The Island:
HBO-S Dylan Baker. Based on the stageplay about the Katie Holmes, Marc Blucas. The president's daughter B First Look
Matthew Shepard murder. f ICC) falls for a man at college, f 'PG' (CC) n (CC)
*** GOODFELLAS (1990, Drama) Robert De Niro, Ray Liotta, Joe Pesci. An account ** UNDERWORLD (2003, Horror)
MAX-E of a hood's tenure in a mob crime family. f 'R' (CC) Kate Beckinsale, Scott Speedman.
II t l'R' (CC)
(:15) ** SHAUN OF THE DEAD (2004, Comedy) **s WILDTHINGS (1998, Drama) Kevin Bacon, Matt Dillon, Neve
MOMAX Simon Pegg, Kate Ashfield. An aimless TV salesman Campbell. Two high-school vixens conspire against a faculty member. n
and his friend battle zombies. f 'R' (CC) 'R'(CC)
SLHOW .6,00) THE DIS- Dead Like Me (:45) Dead Like Me "Death Defying" *', SON-IN-LAW (1993, Comedy) Pauly Shore, Carla
SHOW INGUISHED "Be Still My (iTV) George gets angry with Trip. Gugino, Lane Smith. iTV. A coed rings er surf-mind-
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TMC TOWN GIRLS becca Romijn-Stamos, Robert De Niro. scientist Russell, James Spader. An artifact found in Egypt is
(2003) 'PG-13' clones a couple's dead son. f 'PG-13' (CC) the doorway to another world. ft 'PG-13'


Time:- Second Floor of i

Doors open 11 pm -

$7 w/ Movie Tickets
$15 without
Movie Pass GiveawaysM

I I I 21122MP,


* INTERIOR and exterior views of the high-speed ferry Cloud X, which is restarting its service between Florida and Grand Bahama

Cloud X back to Gral

FOLLOWING two brief stints at servicing length with cruise speeds up to 28 knots. with a full bar, food and an 162-
Grand Bahama Island from Palm Beach, Florida, She sails under a United States flag, registry and area as well as the onboard cas
ithe high speed ferry Cloud X is preparing to re- crew. The ship has also satisfied the world's old- The upper level houses the B
'launch its "go fast class" service across the Flori- est and most experienced ship classification soci- Lounges, another full bar and a
ida Straights. ety, Lloyds Register of London. ger seating areas.
, The Ministry of Tourism and the Grand The ship includes three comfortable lounges, Creative Edge advertising
iBahama Island Tourism Board say they are two full-service bars and an gam- Christine Boyd said: "Cloud X i
;pleased to welcome Cloud X back to the island. ing area with roulette and blackjack tables ing forward to returning to Gran
The 367-passenger vessel measures 122 feet in On the main deck is the Bahamian Lounge and providing a much need serv


passenger seating
bonito and Marlin
additional passen-
agency president
s very much look-
id Bahama Island
ice to the island."

She added that the new service will "open' up
the gateway for passengers who wish to travel in
style and comfort." ,
The re-launch is planed for this month, with set-
vices Monday to Friday to Grand Bahama.
Departure time from Palm Beach will be 9am
and arrival at Grand Bahama will be at -noon.
The vessel will depart GBI at 5.30pm, arriving
in Palm Beach at 8.30pm.

Police reserves on the march

Celebrating 40 years of service
throughout the Bahamas, members of
the Royal Bahamas Police Reserve
began their month of activities with a
special church service at Five Porches.

Youth awards

THE Farm Road Constituency
has announced its second annual
;Youth Awards presentations.
i The event will be held on Satur-
:day August 27 on East Street
:Between Burial Ground Corner
'and Taylor Street.
The ceremony will include a
:youth talent show and contest, fea-
turing a special performance by the
:gymnasts from Nassau-Nastics.
There will also be a 'kiddie cor-
ner' dance contests, youth march-
ing bands, a performance by the
SFuture School of Dance, an exhi-
bition by the B and GT Karate club
and a number of other youth activ-
The presentation of the Miss
'Farm Road 2005 award will also
take place.

of Deliverance Church on Sunday
Superintendent Richard Gardiner con-
gratulated the scores of reserve officers
that joined the ceremony and parade

through the streets of Nassau Sunday
afternoon. Speaker for the special service
was Pastor of Five Porches Rev J Rudy
(Photo: Carvel Francis)

A JEWISH museum in Rio. Kosher piz-
za in Sao Paulo. A monument to Golda
Meir in Montevideo. And kosher tacos in
Mexico City.
All this and more is described in "A
Travel Guide to the Jewish Caribbean &
South America," by Ben G Frank,,accord-
ing to Associated Press.
In addition to directing readers to restau-
rants, museums, synagogues and other
attractions, the book describes -the fasci-
nating roots of Jewish culture in the New
World, which began with Jews who fled

Spain and Portugal during the Inquisition.
Sinagoga Kahal Zur Israel in Recife,
Brazil, said by the author to be the first
synagogue in the Western Hemisphere,
was established about 1640.
But the Portuguese takeover from the
Dutch in 1654 led to the dispersal of the
Recife Jewish community to places ranging
from New York to Curacao.
The congregation that was subse-
quently established in Curacao in the ear-
ly 18th century, Mikve Israel, still exists,
and remains a magnet for Jewish tourists.

"Copyrighted Material
Syndicated Content
Available from Commercial News Providers"

GB ipS hed o

JeW^is cultre an

^,the Car.bbeall



$12 million investment

boost for Grand Bahama

Two projects

have 'been

approved in


Tribune Freeport
FREEPORT Financial Ser-
vices and Investments Minister
Allyson Maynard-Gibson
announced that two new invest-
ment projects totaling $12 mil-
lion have been approved in
principle by the government for
West Grand Bahama.
According to Mrs Maynard-
Gibson, the National Econom-
ic Council has granted approval
for a $9 million condominium
and marina development at
Bootle Bay and a $3-million res-
idential development, at Dead-
man's Reef, West End.
Construction on the Blue
Marlin Cove at Bootle Bay is
expected to start within the next
30 to 45 days and provided in
excess of 100 construction jobs
on Grand Bahama.
Seaward of Grand Bahama
will comprise of 22-residential
canal lots for the construction of
second homes at Deadman's
"These are all by foreign
investors. We are really happy
that these projects are in the
western end of Grand Bahama
and that we are injecting eco-
nomic energy and incentive in
that area which devastated last.
year," Mrs Maynard-Gibson
The minister also reported
that Phase two of a $5 million
expansion project has been
approved at West End's Old

Bahama Bay for the construc- While in Grand Bahama Fri-
tion of a five-star hotel, 24-room day, Mrs Maynard-Gibson also
condominium and several resi- toured the Gold Rock Creek
dential real estate develop- film studio at East Grand
ments. Bahama.
The developers, she said, She reported that $10 million
have been granted concessions has been spent so far, directly
that presently exist under the_ with local Bahamian entrepre-
Hotel'Encouragement Act. neurs.

I ,

The filming of the Disney's
Pirates of the Caribbean is set
to start in Grand Bahama next
month. The Black Pearl ship is
presently docked at Lucayan
Mrs Maynard-Gibson said
the construction of state-of-the-

art water tank at Gold Rock
Creek is a very significant
investment. "It is the only tank
of its kind in the world and
opens a whole wide scope for
film production in the
Bahamas," she added.
The minister also revealed

MINISTER ALLYSON MAYNARD-GIBSON, Financial Services and Investments, chats
about environmental safety concerns with engineers from Applied Technology and Management
Incorporated, Environmental and Coastal Engineers working at the Gold Rock Creek site for the
Disney movies.
From left to right are John Duchock, PE and Dr Michael Jenkins, PE both of ATM; Dr Don-
ald Cooper of the BEST Commission, and Minister Allyson Maynard-Gibson.
(BIS Photo by Vandyke Hepburn)


Available from Commei

Do what taste gt.





Miami Herald Business, Stocks, Analysis, Wall Street

BISX moves



support for its


Senior Business
n a move to bolster
support for its rules,
the Bahamas Interna-
tional Securities
Exchange (BISX) has
introduced standardised regu-
latory filings for issuers, Keith
Davies, BISX's chief executive
officer, said yesterday.
He said the exchange's ulti-
mate goal in upgrading its filing
system is to make the job of
the corporate secretary easier.
Mr Davies told The Tribune
that once companies are listed
on BISX, there is a higher lev-
el of accountability, but one of
the things that exchange offi-

cials have found is that com-
panies were sending in the
required issuer information via
e-mail, fax, or snail mail, which
could potentially lead to either
the omitting of critical infor-
mation, or a disparity in the
type of information received
on each company.
Officials realised that they
needed to take steps to stan-
dardise the files so that all of
the necessary and relevant
information was captured and
so that the information being
submitted would be done so in
a uniformed manner.
A total of six filing forms
have been completed and
issued to the 19 companies list-


will publish policy

statement to show

its Commitment to

development of

Bahamian capital


Senior Business
THE Bahamas govern-
ment will publish a policy
statement by the end of
August to show its commit-
ment to the development of
Bahamian capital markets,
James Smith, Minister of
State for Finance, said yes-
The move comes on the
heels of the government's
decision to accept the rec-
ommendations for revitalis-
ing the Bahamas Interna-
tional Securities Exchange
(BISX) and will be recog-
nised as tangible evidence
of the government's deci-
sion to secure the future of
the exchange and the first
step toward opening the
door for deeper capital mar-

kets development.
In an interview with The
Tribune, Mr Smith said that
he will be meeting with offi-
cials from the Central Bank
of the Bahamas later this
week to establish the pace
and sequence for the imple-
mentation of the recom-
He added that once the
schedule had been made,
that things would fall into
place quickly. "We're pretty
much past the thinking stage
on this, we've made our
decision and now we're a
couple of points short of
Mr Smith said that one of
the first recommendations
to be put in place is the pub-
lishing of a policy statement,
which will be posted on the


Newly built to the finest standard, with over 120' of waterfront docking and
access to the Bahamian blue ocean. This 4 bed 5 bath luxury residence
encompasses over 5,500 sq. ft. and features the finest of marbles, granites,
teakwood floors, Poggenpohl kitchen, German Miele appliances, wine cooler,
and Molteni dressing room & closets. Master suite comprises a 22 ft. square
bedroom with tray ceiling and hand painted walls, marble bath with jacuzzi
bath. The Guest Cottage overlooks the pool, and -French Terracotta pool deck.
Extraordinary property, priced at US$2,750,000. Internet Ref. #1641
Offered Exclusively by:
Virginia Damianos
Tel: (242) 322-2305 l a in

Bahamas International Securities Exchange

introduces standardised regulatory filings for issuers

ed on the exchange. Mr Davies
said that already most of the
'information requested in the
new format has been received
from the issuers.
BISX officials are now in the
process of gathering additional
information from these com-
"We are now pursuing what
I call the last bit of informa-
tion having to do with the var-
ious interests, which are their
holdings, of directors and com-
pany insiders.
"We're working with com-
panies now, but we haven't
received it in the time 'we
would have expected. We're
going to go back and tell them
they should have the informa-
tion readily available and they
should be able to provide it to
BISX. We're quite serious and
we need these companies to
take positive steps to ensure
that their filings are up to
Meanwhile, Mr Davies said
that in regard to the six filing
forms, two things that compa-
nies are required to let BISX
officials know are when direc-
tors change, which is covered in
the 'Change of Directors' noti-
fication form that sets out in a
simple way who was appointed,
who was removed, how and
when they were appointed. The
second requirement is a 'Direc-
tor Declaration' form that tells
BISX officials about the direc-
Directors are asked to list
previous names, previous affil-
iations with various companies,
whether those companies were
ever sanctioned by a regulato-


ry body or experienced bank-
ruptcy. The forms are to be
filled out, Mr Davies said,
every time there is a change.
A third form standardises the
way companies disclose their
dividends. There is also a form
that deals with insider trading
and the reporting of it. The
chief executive officer said that
anytime a director, or a sub-
stantial shareholder, makes a
trade it should be reported to
BISX who in turn informs the
Securities Commission. "We've
standardised a form that will
capture relevant information
on a transaction. That is the
latest form that we've sent
Another initiative that BISX
officials are looking to intro-
duce will be directed at finan-
cial reporting. Mr Davies said
that they are looking to move
to a regime where companies
are required, prior to the print-
ing of the annual report, to file
the information with BISX.
He said that this is in keeping
with other jurisdictions, in
North America, the UK and
Europe, where companies file
with the regulatory agency in
the standard forms that are set
It is anticipated that discus-
sions with industry stakehold-
ers will take place before the
forms are finalised.
"I will solicit professionals in
the industry to come up with a
blueprint. This should dramat-
ically cut down on any misun-
derstandings and delays with
respect to providing BISX


Tel: (242) 356-7764
Tel: (242) 351-3010

Bahamas Property Fund Remembers

John R. Morley
1932 -2005

An exceptional friend, trusted
advisor and founding Board
Member of the Bahamas
Property Fund, John's voluble
and invaluable contributions will
be well remembered and sorely

We extend sincerest sympathies
to his family. His life was a rich
and memorable journey of
achievement and he touched
many lives.


- ---` _IIl1IL

I ~a CC ---' C-- -- r -1- 3

-- --~-~--- ------


o 9P be s pans



" .L .r i b


1709 2,961 sq.ft. finished office suites

Ideal location with incredible views.
Available for immediate occupancy.
Full standby generator.
SAmple parking. Central air-conditioning.

Three weeks ago, I
wrote in this col-
umn an article
that made the
case for pension
legislation in The Bahamas. I
also promised that in future
articles I would examine vari-
ous pension-related issues from
time to time. Today I will
review the two most common
types of pension plans: defined
benefit and defined contribu-
tions plans.

However, before taking on
my topic in earnest, let me pro-
vide some background infor-
mation. In the Bahamas today
we have a working population
of around 160,000 persons, of
which, it is estimated that
around 40,000 or about 25 per
cent are covered by a pension
There is a great paradox that
exists for the majority of
Bahamians workers. Tradi-
tionally, we have always been
taught that if you work hard,
educate your children to the
best of your resources, and save
for a rainy day, you would be
able to retire and finally enjoy
the good life. The paradox is
that very few of us will actually
realise this elusive dream.
The stark reality is that the
vast majority of retirees will
actually experience a signifi-
cant reduction in their standard
of living in retirement because
they. simply have not planned
for the day when they are no
longer able to work.
What is the purpose of a
Pension Plan?
The purpose of a pension
plan is to assist in providing a
source of income to retired
workers once they have
stopped full-time employment
or cease to be in the workforce.
By providing a pension plan,
our retired workers would have
either an income stream or
assets that can be converted to
cash to provide for living
The theory is that if we can
get workers to save for retire-
ment, this would become less
of a burden to their families
and/or the state.
The more you save or put
aside for retirement, the bet-
ter the standard of living one
can expect in retirement.
For the 25 per cent of the
population covered by a pen-
sion plan there are two basic
types of pension plans.
Defined Benefit Pension
Plans (DB Plans)
The Civil Service, most pub-
lic corporations and many of
the older established private
companies have defined bene-
fit pension plans.
A defined benefit plan
promises the employee a spe-
cific monthly benefit at retire-

island Traders Building
East Bay Street
Nassau, Bahamas
Tel. 242-393-8618



Pricing Information As Of: Financial Advisors Ltd
05 August 2005

52wk-Hi 52wk-Low Symbol Previous Close Today's Close Change Daily Vol. EPS $ Div $ P/E Yield
1.10 0.85 Abaco Markets 0.85 0.85 0.00 -0.207 0.000 N/M 0.00%
9.25 8.00 Bahamas Property Fund 9.00 9.25 0,25 1,000 1.452 0,340 6.4 3.68%
6.48 5.55 Bank of Bahamas 6.44 6.48 0.04 2,800 0.561 0.330 11.6 5.09%
0.85 0.70 Benchmark 0.80 0.70 -0.10 4,900 0.187 0.100 3.7 1.43%
1.80 1.40 Bahamas Waste 1.40 1.40 0.00 0.122 0.000 11.5 4.29%
1.15 0.87 Fidelity Bank 1.15 1.15 0,00 700 0.062 0.040 18.5 3.48%
8.66 6.76 Cable Bahamas 8.66 8.66 0.00 0.589 0.240 14.7 2.77%
2.20 1.87 Colina Holdings 1,99 1.99 0.00 0.004 0.060 NM 0.00%
9.08 6.75 Commonwealth Bank 8.79 8.79 0.00 4,600 0.673 0.410 12.5 4.66%
2.50 0.62 Doctor's Hospital 2.48 2.48 0.00 0.452 0.000 5.5 0.00%
4.12 3.85 Famguard 4.12 4.12 0.00 0.428 0.240 9.6 5.83%
10.50 9.19 Finco 10.49 10.49 0.00 0.662 0.500 15.7 4.77%
9.05 7.00 FirstCaribbean 9.05 9.05 0.00 0.591 0.380 13.0 4.20%
8.98 8.31 Focol 8.98 8.98 0100 0.675 0.500 13.3 5.57%
1.99 1.27 Freeport Concrete 1.15 1.15 0.00 0.022 0.000 52-3 0.00%
10.20 9.50 ICD Utilities 9.60 9.60 0,00 0.526 0.405 18.3 4.20%
8.30 8.20 J. S. Johnson 8.30 8.27 -0.03 6,850 0.561 0.550 14.7 6.77%
6.69 4.36 Kerzner International BDRs 6.03 5.97 -0.06 0.184 0.000 32.8 0.00%
10.00 10.00 Premier Real Estate 10.00 10.00 0.00 2.010 0.760 5.0 7.60%
62wk-HI S2wk-Low Symbol Bid $ Ask $ Last Price Weekly Vol. EPS $ Div $ PIE Yield
13.00 12.50 Bahamas Supermarkets 12.25 13.25 11.00 1.488 0.960 9.1 7.25%
10.14 10.00 Caribbean Crossings (Pref) 10.00 10.35 10.00 0.000 0.800 NM 7.80%
0.60 0.40 RND Holdings U029 0.54 0.00 -0.066 0.000 NM 0.00%
43.00 28.00 ABDAB 41.00 43.00 41.00 2.220 0.,000 19.4 >i 0.00%
16.00 13.00 Bahamas Supermarkets 13.00 14,00 13.00 1.105 0.810 14.6 6.93%
0,60 0.35 RND Holdings 0.29 0.54 0.35 -0 103 0.000 N/M 0 00%
52wk-Hi 52wk-Low Fund Name NAV YT.D.% Last 12 Months Div $ Yield %
1.2454 1.1798 Colina Money Market Fund 1.245429*
2.3657 2.0058 Fidelity Bahamas G & I Fund 2.3657 **
10.4855 10.0000 Fidelity Prime Income Fund 10.4855*****
2.2636 2.1330 Colina MSI Preferred Fund 2.263627"
1.1246 1.0544 Colina Band Fund 1.124578*-"
FINDEX. CLOSE 435630 /1YTD 1321% 1 2003 14.88%
BISX ALL SHARE INDEX 19 Dec 02 = 1,000.00 YIELD last 12 monlh dividends divided by closing price
62wk-HI Highest closing price in last 52 weeks Bid $ Buying price of Colina and Fidelitl
52wk-Low Lowest closing price in last 52 weeks Ask $ Selling price of Colina and fidelity
Previous Close Previous day's weighted price for daily volume Last Price .- Last traded over-the-counter price
Today's Close Current day's weighted price for daily volume Weekly Vol. Trading volume of the prior week
Change Change in closing price from day to day EPS $ A company's reported earnings per share for the last 12 mthe
Daily Vol. Number of total shares traded today NAV Net Asset Value
DIV $ Dividends per share paid in the last 12 months NIM Not Meaningful
PIE Closing price divided by the last 12 month earnings FINDEX The Fidelity Bahamas Stock Index. January 1. 1994 = 100
"- AS AT JUL. 31, 2005/ "" AS AT JUN 30, 2005
- AS AT JULY 29, 20051 "" AS AT JUNE. 30, 20056/ .....AS AT JUNE. 30, 2006
TO TRADE CALL: COLINA 242-502-70101. FIDELITY 242-36-77


ment based on a formula that
considers the employees salary
and years of service.
Pure DB plans generally do
not require employees to make
contributions to the pension
fund. However, in an effort to
increase the benefits available
upon retirement, some DB
plans require that employees
also are required to make con-
tributions. The latter is known
as hybrid plans.
The advantage of a DB plan
is that the employee is
promised a fixed rate of pen-
sion that is available for one's
lifetime. Also, most DB plans
provide some spousal benefits
(at a reduced rate) for the nat-
ural life of the spouse.
A typical DB benefit calcu-
lation is:
Average of five years highest
earning years time a factor (say
1.5 per cent) times years of ser-
vice. Therefore for a person
whose best five years average
$20,000 per year and services
equal 30 years your annual

pension would be: $20,000 x
1.5% x 30 = $9,000 per year or
$750 per month.
What happens if the compa-
ny is not able to pay this' bene-
fit at retirement? In the US,
United Airlines' recently fell
into this exact predicament.
Even though the US has
something called the Pension
Benefits Guaranty Corporation
(PBGC), the PBGC is not in a
position to make up the entire
shortfall. The net result is that
United Airline's retirees will
most likely get 30 per cent to 40
per cent of their promised ben-
efits, if they are lucky.
Also, new accounting rules
will require companies who
sponsor DB plans to make up
any shortfall in funding annu-
ally. What this means is that a
company could be profitable
from its business operations,
but post large losses because it
owes the pension fund money.

Defined Contribution Plans
(DC Plans)

Defined contributions plans

SEE page 5B



Ansbacher Bahamas Limited is pleased to announce the availability of commercial
space in downtown Nassau. This space is located on the 3rd floor, One Bank Lane,
Ansbacher House and was formerly occupied by the British High Commissioner.
This is well-maintained and appointed office space available for occupancy from
July 1, 2005. The building is maintained in first dass condition and indicative terms
and conditions are set out below. Actual terms and conditions are subject to a final

Available Space 3,860 sq/feet

US $30 sq/ft per annum, payable quarterly in advance

Utilities are charged on a pro-rated basis, based of the occupied area. This
space represents 14.2% of the total sq/ft of the building. Amounts are
payable quarterly in arrears. (Last two quarters charges were in the US
$6,500 to US $8,000 per quarter) This covers, Electricity, Air-conditioning
Water, Sewer, Property Tax, Security and Maintenance of the building
common areas and washroo1is.

We would be looking for an initial term of 3 years, with and option to

The following parking spaces are also available for rent:
Covered Parking 3 spaces @ US $120/per month
Uncovered Parking 2 spaces @ US $80/ per month


Robert Davidowski (502-3679)
Bryan Pennerman (502-3701)

Ansbacher (Bahamas) Limited
P.O. Box N-7768
Bank Lane
Nassau, Bahamas
Phone + 1-242-322-1161
Fax: +1-242-325-0524

.. i- I 1-llV uI Tl-

Deloitte & Touche wishes to employ

Audit Managers

and Senior Auditors

Candidates should have at least five (5) years
of practical audit experience, and must be a
member of an accounting body recognized
by The Bahamas Institute of Chartered

Salary will commensurate with experience.

Applicants should apply in writing no later-
than Friday, August 26, 2005 to:

Human Resources Manager,
Deloitte & Touche
P.O. Box N-7120
Nassau, Bahamas

Lot Number 8, Fox Hill Creek

Subdivision, Eastern District

of New Providence Being sold

pursuant to Power of Sale

Mortgage dated April 14, 2003

Appraised value


Interested parties, please submit

Bids to

British American

Insurance Co. Ltd.,

P. O.Box N-4815

Telephone 461-1037




committed r aging

director of Scotiank
Vl^J~f S^^^^ V^LLJ^Sab'

Senior Business
JUST past the six-month
mark into her appointment as
managing director of Scotia-
bank Bahamas, Minna Israel is
committed to continuing the
trend of strong growth by max-
imising opportunities to lever-
age the bank's core strengths
both as a facilitator to major
foreign investments and in
building the bank's profile as
a strong commercial bank by
adding value to small and
medium-sized businesses.
In an interview with The Tri-
bune, Ms Israel said Scotiabank
Bahamas was a dynamic organ-
isation and that her role com-
ing into the operation would
be to draw on the bank's core
strengths of customer satisfac-
tion, internal stakeholders,
diversification, risk manage-
ment and compliance, produc-
tivity and execution, and to
build on former managing
director Tony Allen's legacy of
growing the franchise in the
Of significant importance at
this juncture, Ms Israel said, is
the bank's long-standing rela-
tionship with the hotel resort
sector in the Bahamas, as well
as throughout the Caribbean.
The company has been able
to embrace the opportunity,
through project financing, to
be a facilitator to major for-
eign investments and will look
to continue to leverage Scotia-
bank's international network
and expertise as well as its
industry strengths, to deepen
relationships in this sector, as
well as meet the personal needs
of the workers in the .industry.
While Bahamian entrepre-
neurs and members of the
Small Business Association
have consistently complained
about the lack of available cap-
ital for start-ups and small busi-
nesses, Ms Israel said part of
her mandate will be to build
the bank's profile as a strong
commercial bank by adding
value to small and medium-
sized businesses.
She said also that they will
look to develop a greater
understanding of their busi-
nesses and needs, and will work
to provide the right solutions
to meet those needs.
"To deliver on our purpose
of helping our customers
become financially better off,
all our employees need to be
driving toward the same goal,
sharing a common approach
regarding outstanding cus-
tomer service, with a real focus
on people, a consistent set of
values, and a drive to consis-

tently implement the platinum
rule 'doing for our customers
what they want us to do.'"
She said Scotiabank's
Bahamas staff is a cohesive
team, committed to delivering
on the promises to its cus-
tomers and the communities
they work in. And that the
continued focus on leadership
development and planning will
help the bank meet its business
The bank's strategy is to
build the strongest leadership
team in the financial services
industry by identifying and
developing high-potential
employees in the Bahamas, the
region, and across the Scotia


Asked about future plans for
the bank and whether they
include relocating parts of the
operation to other jurisdictions.
Ms Israel said that as an inter-
national organisation, Scotia-
bank continues to research and
adopt best practices to improve
the level of efficiency and effec-
tiveness that is seen through-
out the organisation. She noted
also that the Bahamas opera-
tion is presently supporting
Scotiabank branches in the
Turks and Caicos.
"We will continue to stream-
line our processes, leverage the
benefits of common manage-
ment, and expand our opera-
tions while simultaneously

increasing the scope and
responsibilities of jobs within
the countryy"
Unlike the former CIBC, Ms
Israel said that Scotiabank has
no plans to list its shares on the
Bahamas International Securi-
ties Exchange. A lucrative
piece within the entire Scotia-
bank operations, the parent
company has no plans to divest
itself of its Bahamas opera-
In addition to building on the
bank's core strengths, Ms Israel
said the company's corporate
strategies include growing its
customer/market share through
organic growth.
Scotiabank officials are also

focused on forming strategic
alliances and acquisitions of
complementary businesses in
an effort to remain one of the
most successful banks in the
region and are committed to
continuing to look for growth
opportunities to optimise the
use of both shareholder and
human capital.
Ms Israel said she was for-
tunate to have taken over the
leadership of an operation
which was extremely well-run.
She said that within the Sco-
tiabank Group, the Bahamas
is considered one of the jewels












Notice is hereby given that in accordance with Section
137 (4) of the International Business Companies Act
has been dissolved and struck off the Register according
to the Certificate of Dissolution issued by the Registrar
General on. the 21st day of July, 2005.

Westquay Limited,
P.O. Box 204,4th floor,
Celtic House, Victoria Street,
Douglas, Isle of Man,
IM99 1QZ




Bahamian Contractors' Association is looking

for an Executive Director with Construction

and Management Experience.

Send Resumes to:

Lisa Polichemi

Fax 363-1539

Email Yn)

Zamar Group Companies Limited is the leading provider of audiovisual equipment rentals, staging
services and related technical support to hotels and organizations in the Bahamas.
We are currently searching for an Administrator to join our organization at its Our Lucaya location
in Freeport, Grand Bahama.
* Communicate with hotel to ensure the proper coordination of all audiovisual and production
activities and services betwen the Resort and Zamar.
* Preparation and submission of client Invoices.
* Work closely with the audiovisual manager pertaining to the coordination of all audiovisual and
production activities at the Resort.
* Work closely with the audiovisual manager concerning the coordination, and supervision of the
daily activities of all audiovisual staff.
* Conduct a monthly inventory of all equipment.
* Cordinate and supervise the movement of all equipment.
We offer a very comprehensive compensation and benefits package, a stimulating work environment
and the opportunity to make a significant contribution to our business while expanding your career.
* Bachelor of Science degree in Business Administration/ Management or other equivalent relevant
qualifications, along with strong PC skills with emphasis on Microsoft Word and Excel, and a
minimum of 3 5 years experience in a similar role.
* Background and experience in the hospitality indistry is a definite asset
* Must be customer service oriented, intelligent, energetic, and self-motivated.
* Must possess strong organization and communication skills (written and oral)
* Must be able to work independently, organize time, meet deadlines, and pay very close attention
to details.
* Must be prepared to put in the time necessary to complete assignments, and work on weekends
and holidays.




KI~~~~R I 'E VEi^iLOPMET""!




Scotiabank 'puts


where their mouth is'

SCOTIABANK has "put .-m-r-ve-ard-e-rhairc-our-
their money where their mouth downtown product," states
is" by supporting the Down- Christine Ferguson, senior
town Improvement Initiative manager, Ministry of Tourism.
(DII) which was spearheaded
by the Ministry of Tourism and Achieve
the Nassau Tourism and
Development Board in 2003. She added: "We can only
"The DII's goal is to achieve this with the co-oper-

Computer Technician
Micronet Ltd., a leading business technology supplier requires
a computer technician. Must be self-motivated, responsible and
willing to learn.
Great career Opportunity
Professional Cerifications a plus (A+, MCSE, etc.)
Hardware and software experience a plus
Must have your own transportation
No telephone calls. Please reply in writing via email
(subject line: Computer Tech.) or fax to:
Computer Tech
c/o Manager
Micronet Ltd.
P.O.Box SS-6270 Email:
Nassau, Bahamas Fax: 328-3043

TOSHIBA coronet

Common Law and Equity Division
or tract of land being a portion of a larger tract of land
totalling an area of 15.820 acres known as "The Russell
Tract" and situate approximately 3,000 feet north of.
the southern end of Tilloo Cay in the Abaco chain of
Cays in the Commonwealth of The Bahamas
IN THE MATTER of the Quieting Title Act, 1959
SWEETING (As Executors and Trustees of the Estate of Lionel
Lambert Russell)
(As Executors and Trustees of the Estate of Lionel Lambert Russell)
in respect of:-
"ALL THAT piece parcel or tract of land being a
portion of a larger tract of land totalling an area of
15.820 acres known as "The Russell Tract" and4.ituate
approximately 3,000Tieenorth of the southern end
of Tilloo Cay in the Abaco chain of Cays in the
Commonwealth of The Bahamas."
AND also described as:-
"ALL THAT piece parcel or tract of land containing
by admeasurement Fifteen and Eight Hundred and
Twenty Hundredths (15.820) acres being portion of
the Russell Tract situate on Tilloo Cay in the Abaco
Cays in the Commonwealth of the Bahamas and the
boundaries of which begins at a point situated on the
western coast of Tilloo Cay approximately three thousand
feet north of its southern end with coordinates end
n2925233.00 meters and e301868.00 meters; thence
along and with the southern boundary of property claimed
by Eddie Cash n89Y58 31" distance 587.16ft. and
n90Y17 12" distance 212.68ft. to a point; thence along
and with the high water mark on the eastern coast line
southwardly with distance 926.66ft. to a point thence
along and with the northern boundary of land claimed
by Duncan Russell n270Y03 01" distance 719.12 ft. to
a point thence along and with the high water mark of
the western coast line northwardly with a distance a point of beginning; the boundaries of which
are more particularly described on the plan attached
which is recorded in the Department of Lands and
Surveys as plan no. 1624ab."
and Trustees of the Estate of Lionel Lambert Russell) claim to be
the owner in fee simple in possesion of the following land and
has made application to the Supreme Court of the Commonwealth
of The Bahamas under Section Three (3) of the Quieting Titles
Act, 1959 to have their title to the said land investigated and the
nature and extent thereof determined and declared in a Certificate
of Title to be granted by the Court in accordance with the provisions
of the said Act.
Copies of the Petition and Plan of the said land may be inspected
during normal office' hours in the following places:
1. The Registry of the Supreme Court, East Street in
the City of Nassau, Bahamas; and
2. The Chambers of Lockhart & Munroe, #35 Buen
Retiro Road, off Shirley Street,Nassau, Bahamas.
3. The office of the Commissioner/Administrator at
NOTICE is hereby given that any person having dower or right
to dower or an Adverse Claim or a claim not recognized in the
Petition shall on or before the 30th day of September, A.D., 2005
file in the Supreme Court and serve on the Petitioners or the
undersigned a Statement of his claim in the prescribed form
verified by an affidavit to be filed therewith .. -. -- ..
Failure of any such person to file and served a Statement 6of his
Claim on or before the 30th day of September, A.D., 2005 will
operate as bar to such claim.
....Chambers -- ____ -....
#35 Buen Retiro Road

Off Shirley Street
Nassau, Bahamas
Attorneys for the Petitioners

Supporsxe tuhruIe Donton Improvementf'L &I. nitiative

ation of the businesses that
exist in the downtown area.
Our partnership is pivotal to
the success of this initiative."
Representatives of the Min-
istry of Tourism and the Nas-
sau Tourism and Development
Board work with various other
government ministries to
implement landscaping pro-
grammes and garbage clean-
up projects, which includes the
refurbishment of garbage bins
downtown and the installation
of colourful benches along Bay

Street and Woodes Rogers
In addition, the DII facili-
tates the cleaning of sidewalks
in the downtown area. Repre-
sentatives also liaise with other
ministries to effect painting,
repairs and many other essen-
tial programmes in the city.
The initiative is financially
supported by the Ministry of
Tourism and participating

The Public is hereby advised that I, ROMANKES OLIVER,
of Pepper Street, RO. Box N-4305, Nassau, Bahamas,
intend to change my name to ROMANKES CLARE. If
there are any objections to this change of name by Deed Poll,
you may write such objections to the Chief Passoort Officer,
RO.Box N-742, Nassau, Bahamas no later than thirty (30)
days after the date of publication of this notice.

The Public is hereby advised that' I, DEANOLEf `AYf
JOHNSON, of Carmichael Road, P.O. Box N-1462, Nassau,
Bahamas, intend to change my name to DELANO
LEV AYDE THOMPSON. If there are any objections to this
change of name by Deed Poll, you may write such objections
to the Chief Passport Officer, RO.Box N-742, Nassau,
Bahamas no later than thirty (30) days after the date of
publication of this notice.

The Public is hereby advised that I, KNOWLES JOSEPH
of Tyler Street, P.O. Box CB-12401 Nassau, Bahamas,
intend to change my name to KNOWLES JOSEPH
BASTIEN. If there are any objections to this change of name
by Deed Poll, you may write such objections to the Chief
Passport Officer, P.O.Box N-742, Nassau, Bahamas no later
than thirty (30) days after the date of publication of this notice.

downtown business partners
such as Scotiabank. "Scotia-
bank is a generous and long-
term supporter of the down-
town improvement initiative,"
said Charles Klonaris, chair-
man of the Nassau Tourism
and Development Board.
"The financial services sector is
a vital component of the eco-
nomic well-being of our coun-
try. It is good to see industry
leaders concerned about the
aesthetic value of our city.
"By supporting this very

important initiative, we are
also supporting our cus-
tomers." states Arementha
Curry, assistant manager of
marketing and public relations
for Scotiabank.
"Many of our customers
operate businesses downtown.
Part of the reason we support
this initiative is for the benefit
of those customers."

government's website.
The recommendations,
which were put together by a
government-appointed com-
mittee headed by Julian Fran-
cis, former governor of the
Central Bank, fall into three
broad categories.

Some are related to the
relaxation of exchange controls
on capital accounts. Mr Smitli
said that some of the me'asutes
BISX officials were'idboigi'fk '
put forward may have already
been implemented 'given the
Kerzner share offering that
occurred last year.
Perhaps the single most
important recommendation.
being looked for by BISX
shareholders and board mem-
bers and one that will under-
score the government's clear
commitment to continuing with
the development of a capital
markets, is the publishing of a
policy statement.
The running of government
paper through the exchange is
another measure that contin-
ues to be seen as one that will
solidify BISX's position in the
Sources previously told The
Tribune that is has been esti-
mated that the listing of gov-
ernment-registered stock
(Bonfds) and Treasury Bills
could generate an extra
$290,000 in listing and transac-
tion fees per annum for BISX
in the first few years, signifi-
cantly boosting its current rev-
enues. Bonds issued by agen-
cies such as the Paradise Island
Bridge Authority could also be
listed on BISX.
Changes in the exchange's
infrastructure and
nologies mean that it can now
accommodate the trading of
government securities very
quickly, and is likely to exceed
any timelines indicated in the
Mr Smith said, however, that
this is a sensitive area that
requires careful review and
analysis before such listings
could take place.
The recommendations also
speak to the reorganisation of
BISX, something that has,
already been done to a great
extent, Mr Smith said, making
the exchange more cost effec-


I3mth rm ae1B68I


Zamar Group Companies Limited is the leading provider of audiovisual equipment rentals, staging
services and related technical support to hotels and organizations in the Bahamas.

We are currently searching for an Administrator to join our organization at its Four Seasons location
in Exuma.


* Communicate with hotel to ensure the proper coordination of all audiovisual and production
activities and services betwen the Resort and Zamar.
* Preparation and submission of client Invoices.
* Work closely with the audiovisual manager pertaining to the coordination of all audiovisual and
production activities at the Resort.
* Work closely with the audiovisual manager concerning the coordination, and supervision of the
daily activities of all audiovisual staff.
* Conduct a monthly inventory of all equipment.
* Cordinate and supervise the movement of all equipment.


We offer a very comprehensive compensation and benefits package, a stimulating work environment
and the opportunity to make a significant contribution to our business while expanding your career.


* Bachelor of Science degree in Business Administration/ Management or other equivalent relevant
qualifications, along with strong PC skills with emphasis on Microsoft Word and Excel, and a
minimum of 3 5 years experience in a similar role.
* Background and experience in the hospitality industry is a definite asset
* Must be customer service, oriented, intelligent, energetic, and self-motivated.
* Must possess strong organization and communication skills (written and oral)
* Must be able to work independently, organize time, meet deadlines, and pay very close attention
to details.
* Must be prepared to put in the time necessary to complete assignments, and work on weekends
and holidays.



FROM page 2B

are the structure of choice for
newly created pension plans.
The advantages of a DC plan
are that it is simple to under-
stand and its administration is
relatively easy and does not
require the services of an actu-
In a typical structure,
employees are required to
make monthly contributions
via payroll deductions, with the
employer matching those con-
tribittions up to a certain per-
centage. Most commonly, the
employer would match
employee contributions up to a
maximum of five per cent.
Employees are also permit-
ted to make additional volun-
tary contributions which are
not matched by the employer.
In a DC plan, each partici-
pant's benefits are based solely
on the contributions made to
the participant's account.
Income or gains are credited
to the account, and expenses,
losses or forfeitures assigned
to a participant's account are
Therefore at retirement the

in the company's crown, and
that it is a strong, profitable
organisation, which in Febru-
ary, 2006, will be celebrating
50 years of operation in the
"We are one of the largest
commercial banks in the
Bahamas with total assets of
$2.9 billion as at October 31,
2004. The opening of our
Emerald Bay, Exuma, branch
within the next month will
increase our network of
branches to 19, in addition to
banking services provided by
our mortgage centre, private
banking unit, and a corporate
and commercial banking cen-



The Tribune wants to hear
~frompeople who are
miVOiLg news in their
neighbourhoods. Perhaps
you are raising funds for a
good cause, campaigning
for improvements in the
area or have won an
If so, call us on 322-1986
and share your story.

employee is entitled to the full
balance in his account as
opposed to a lifetime stream
of payments.
A DC plan projection
If we assume that an employ-

Under a DC plan, a compa-
ny's pension liability is limited
to its required (contracted)
annual pension contributions.
If the investments perform
well, the employee gets the full
However, if the assets are

"In a future article, I will discuss
the pros and cons of each type
of plan. In the meantime, find
out what type of pension plan
your employer offer? How is it
funded and how is it managed
and administered?"
Larry Gibson

ee starts at a salary of $8,500
per year, works 30 years and
averages annual salary increas-
es of three per cent their end-
ing salary would be $20,000 per

not properly managed and
underperforms, the employee
bears that risk. That is why it is
important that a well-struc-
tured DC plan offers invest-
ment options that allow

The Public is hereby advised that I, MONIQUE
Box SS-6600, Nassau, Bahamas, intend to change my
name to MONIQUE ALEXANDRIA T AYLOR. If there are
any objections to this change of name by Deed Poll, you may
write such objections to the Chief Passport Officer, P.O.Box
N-742, Nassau, Bahamas no later than thirty (30) days after
the date of publication of this notice.

^Earl Night-ingale-

Please be advised that the Law Firms of Lewis
& Longley and Cambridge Law Chambers
along with the Attorneys Annette Longley and
Andrew Forbes are no longer instructed to act
on behalf of Balfour Estates Holdings Limited.

Any inquiries that you may have may be
directed to the Law Firm of


at Telephone numbers:
322-5196 or 328-2719

employees to match their
amount of risk that their invest-
ments are taking to their indi-
vidual risk tolerance.
In a future article, I will dis-
cuss the pros and cons of each
type of plan. In the meantime,
find out what type of pension
plan your employer offer? How
is it funded and how is it man-
aged and administered?

Until next week...
Larry R. Gibson, a Chartered
Financial Analyst, is vice-pres-
ident pensions, Colonial Pen-
sions Services (Bahamas) Lim-
ited, a wholly owned subsidiary
of Colonial Group Internation-
al Ltd, which owns Atlantic
Medical Insurance Ltd and is
a major shareholder of Security

and General Insurance Com-
pany in The Bahamas.
(The views expressed are
those of the author and does
not necessarily represent those
of Colonial Group Interna-
tional or any of its subsidiary
and/or affiliated companies.
Please direct any questions or
comments to rlgibson@atlanti-



Cititrust (Bahamas) Limited is considering applications from qualified
persons for a position as a Compliance/Internal Control Manager.

This position supports all Citigroup entities in the Bahamas and the Trust
Business in the Cayman Islands. Candidates must possess an extensive
working knowledge of compliance policies and controls and have a
complete and detailed understanding of Bahamas legislation (knowledge
of Cayman legislation, the U.S.A. Patriot Act and Sarbanes-Oxley Act
would be an advantage). Candiates must hold a Bachelors Degree with
a minimum of 5 years Compliance/Audit Experiene. Superior analysis,
oral/written communication skills,experience in the formal documentation
and presentation of reports to senior management is required.Strong
project management skills, and the ability to work independently on
diverse assignments. An in-depth knowledge of PC applications (Microsoft
Office, Access, Internet) is essential.

This position includes the conduct of audits and risk management analysis
of business monitoring and developing controls and procedues, designing
and implementing training programs, working with internal and external
auditors and regulators.This position also involves active participation
directly with Trust officers, Corporate Business managers,and other
Citigroup businesses worldwide.

This position reports directly to the Country Compliance Officer. Global
travel may be required.

Salary will be commensurate with qualifications and experience.

Resume should be faxed by August 12, 1005 to:

Human Resources Department
Cititrust (Bahamas) Limited
Fax No. 302-8732




In collaboration with the Educational Guaranteed Fund Loan Program
of The Ministry of Education, Bank of The Bahamas International is
pleased to advise that the cheque disbursement for ALL Students in
The Loan Program will take place at The Holy Trinity Activities
Center Stapledon Gardens from August 8th, 2005 through August
19th, 2005 from 9:00 am to 3:00 pm as follows:-



A-B: Monday 8th, August 2005
C-D: Tuesday 9th, August 2005
E-G: Wednesday 10th, August 2005
H-K: Thursday 11th, August 2005
L-M: Friday 12th, August 2005
N-R: Monday 15th, August 2005
S: Tuesday 16th, August 2005
T-Z: Wednesday 17th, August 2005

Time: 9:00 am 3:00 pm

Place: Holy Trinity Activities Centre,
Stapledon Gardens
Returning Students: Both Students AND Guarantors should be present
and must bring relevant Identification (Valid Passport and National Insurance


* New Students: Both Students AND Guarantors should be present and
bring relevant Identification (Valid Passport, National Insurance Card,
Current Job Letter and a copy of Utility Bill)

* Cheques will not be released until all necessary documentation has been


Zamar Group Companies Limited is the leading provider of audiovisual equipment rentals, staging
services and related technical support to hotels and organizations in the Bahamas.
We are currently searching for a Human Resources Manager to Join our organization.
Provides analytical and technical human resources support to 40+ employees in multi locations. The
Human Resources Manager will provide support to President, Vice President, Managers and employees
in the areas of recruitment, employee relations, benefits and salary administration and training and
* Develop and maintain strong partnerships with President and Vice President
* Responsible for the competency-based recruitment and on boarding of employees
* Coordinates processing of employee information for new hires, promotions terminations, and status
* Identifies and addresses potential employee relations issues
* In conjunction with President and Vice President, monitors employee training programs
* Provides resource to employees in regards to benefit administration
* Uses HRIS system to compile and, analyze human resource information for use in key management
* Ensures smooth implementation of human resources programs and provide key feedback for process
* Communicates policies and procedures to all employees within assigned locations.
We offer a very comprehensive compensation and benefits package, a stimulating work environment
and the opportunity to make a significant contribution to our business while expanding your career.
BA degree, Human Resources major/ emphasis preferred.
* 2-3 years of corporate human resources generalist experience in a multi-location environment
* Ability to thrive in a fast-paced environment which places a premium on flexibility
* Excellent analytical and problem-solving ability
* Strong written and oral communication skills




LIIC ele.ts ne counclJLi membIersi

THE Bahamas Institute From left are Daniel Fergu- Longley treasurer, Patrick accountants.
of Chartered Accountants son, Jacqueline Ferguson, Mil- Smith, Peter Turnquest His plans include visits to
(BICA) at its 14th annual gen- ford (Shaggy) Lockhart sec- Grand Bahama representa- high school and college stu-
eral meeting elected the new retary, L.Sydney Saunders tive. Not pictured are Ricky dents highlighting the excit-
council for the 2005/2006 term second vice-president, Chea- immediate past presi- ing opportunities in the
headed by President Kendrick Kendrick K. Christie presi- dent and Richard Demeritte. accounting profession, the
K.Christie. The new council dent, Paula Rigby-Johnson- President Christie pledged forging of a stronger relation-
is pictured above. first vice-president, Lambert to continue the work of his ship between BICA and The
predecessors in developing the College of The Bahamas and
accounting profession as a exploring limited liability for
whole as well as. the contin- Bahamian chartered accoun-



(In Voluntary Liquidation)

Notice is hereby given that the above-named
Company is in dissolution, which commenced on the 4th
day of August, 2005. The Liquidator is Argosa Corp. Inc.,
of P.O.Box N-7757 Nassau, Bahamas.



IN THE MATTER OF Property comprised in a Mortgage
dated the 17th February A.D., 1999 between Yvette Sherice
Burrows and CIBC Bahamas Limited and of record in the
Registry of Records in the City of Nassau in the Island of New
Providence in Volume 7498 at pages 464 to 473.
AND IN THE MATTER of a Mortgage Action pursuant to
Order 77 of the Rules of the Supreme Court 1978
TO: YVETTE S. BURROWS her servants and/or agents or otherwise
any other person in the occupation of the premises situate on Lot
Number Fourteen (14) of a subdivision called and known as "Bethell's
Terrace" in the Southern District of the Island of New Providence.

LET THE DEFENDANT within fourteen (14) days after service of
this Summons on them, inclusive of the service cause an Appearance to
be entered on this Summons which is issued on the application of First
Caribbean International Bank (Bahamas) Limited..

THIS SUMMONS is issued on behalf of the Plaintiff, First Caribbean
International Bank (Bahamas) Limited, a company duly organized and
existing under the Laws of The Commonwealth of The Bahamas to carry
on banking business within the Commonwealth of The Bahamas aforesaid
and who claims to be a Mortgagee under a Mortgage dated the 17th day
of February A.D., 1999 and duly lodged for record on the 18th day of
May A.D., 1999 and recorded in the Registry of Records in Volume
Number 7498 at pages 464 to 473.

BY THIS SUMMONS the Plaintiff claims against the Defendant
pursuant to Order 77 of the Rules of the Supreme Court 1978:-
1. Delivery of possession to First Caribbean International Bank
(Bahamas) Limited all that piece or parcel of land referred to in
the said Mortgage.
2. The said Mortgage be enforced by sale.
3. Further and other relief.
4. Costs.
If the Defendant does not enter an Appearance such Judgment may be
given or Order made against or in relation to them as the Court may think
just and expedient.
Dated the 2nd day of July A.D., 2004

This Summons was taken out by Halsbury Chambers, Chambers, Halsbury
Commercial Centre, Village Road North, P.O. Box N-979, Nassau, The
Bahamas, Attorneys for the Plaintiff.
This Summons is to be served within twelve (12) calendar months from
the date hereof, or if renewed, within six (6) calendar months from the
date of the last renewal including the date of such date and not afterwards.
The Defendant may appear hereto by entering an Appearance either
personally or by Attorney at the Registry of the Supreme Court in the
City of Nassau in the Island of New Providence one of the Islands of the
Commonwealth of The Bahamas.


ued regulation of practising tants.



(In Voluntary Liquidation)

Notice is hereby given that the above-named'
Company is in dissolution, which commenced on the 4th
day of August, 2005. The Liquidator is Argosa Corp. Inc.,
of P.O.Box N-7757 Nassau, Bahamas.




(In Voluntary Liquidation)

Notice is hereby given that the above-named
Company is in dissolution, which commenced on the 4th
day of August, 2005. The Liquidator is Argosa Corp. Inc.,
of P.O.Box N-7757 Nassau, Bahamas.


Swiss Private Bank
is presently seeking application
for an



Strong Supervisory and Organization Skills
5 years Minimum Related Experience in a Private
Knowledge of French
Knowledge of all Aspects of Back Office Operations
Strong Problem Solving and Decision-Making Skills
Knowledge of Olympic Banking Software would be
an asset.


Co-ordinate and supervise the day-to-day operation of the
bank and implement new projects as they come along.

Please send resume to be handle confidentially to:
P.O. Box N-7678.

r. El


The Anglican Central Education Authority invites
applications from qualified Bahamians for the
position of Deputy Director of Education,
beginning September 2005.

The applicant must have a Masters Degree in
Education from a recognized university, with at
least ten (10) years accumulative administrative
experience. The applicant must also be computer

Only qualified applicants need apply.

For further details please contact the Anglican
Central Education Authority on Sands Road
at Telephone 322-3015/6/7.

Letters of application, submitted with copies of
degree certificates, curriculum vitae, three
references, and three passport sized photographs,
must be addressed to:

P.O. BOX N-656

The deadline for Application is Wednesday 17th
August 2005.





Telephone 242 393 2007
Fax 2423931772


We have audited the accompanying balance sheet of HSBC Investments (Bahamas) Limited ("the
Bank") as.of December 31, 2004. The.balance sheet is the responsibility of the Bank's management.
Our-responsibility. express an opinion on this balance sheet based on our audit. -
We conducted our audit in accordance with International Standards on Auditing as promulgated by
the International Federation of Accountants. Those Standards require that we plan' And perform the
audit to obtain reasonable assurance as to whether the balance sheet is free of material misstatement.
An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the
balance shee,.. .Ap audit also includes assessing the accounting principles used and: significant
estimates made by managoient, as well as evaluating the overall balance .sheet presentation. We
believe that our audit provides a reasonable basis for our opinion. .
In our opinion, the balance sheet presents fairly, in all material respects, the financial.position of the
Bank as of Deceiter 1" 2004 in accordance with International Financial Reporting Standards
promulgated by th International Accounting Standards Board.

Chartered Accountants

Nassau, Bahamas
July 18, 2005
Balance Sheet

December 31, 2004, with corresponding figures for 2003
E( expressed in United States d )

2004 2003
Note $'000 .$'000


Cash at bank group companies 6,7, 8
Investment securities 4, 6, 7
Investment in associate 5
Loan to associate ....... 5,6,7,8
Accrued-interest receivable .....
Other assets
-- -..-.... ----- -. --

5,416 .' 80,815.
84928 7.'.'.736,618
346,350 '346,350
848 551

Total assets 1,195,542 1,173,032

Liabilities and Shareholders' Equity

Other liabilities 15 17
Total Liabilities 15 17

Shareholders' Equity
Share capital:
Authorised, issued and fully paid:
-10,000 shares of B$ 100 (US$ 98 each) 980 980
Paid-in surplus 143,65 .. 143,655
Retained earnings 404,279 .'421,376
Revaluation reserve 634 3,658
Translation reserve 103,237 64,069
Other reserve 542,742: 539,277
Total shareholders' equity *. 1,195,527 :. 1,173,015,

Total liabilities and shareholders' equity 1,195,542 1,173,032

See accompanying notes-to balance sheet.
This balance sheet was approved for issue by the Board of Directors on July 18, 2005 and signed on
....its behalf by:_ .......---------- ---. .. .-....:: --.

2 Director Director

Notes to Balance Sheet

Year ended December 31, 2004

1. General information
HSBC Investments (Bahamas) Limited, formerly. Republic National Bank of New York
(International) Limited, ("the Bank") is a banking institution licensed under the Banks and Trust
Companies Regulation Act of the Commonwealth of The Bahamas.
The Bank's immediate parent is HSBC Americas Corp.. (Delaware) ("the Parent"), a banking
institution based in the United States. The Bank's ultimate parent is HSBC Holdings Plc,. a
banking institution based in London.
The registered office of the Bank is Suite 306, Centre of Commerce, One Bay Street, Nassau,
At December 31,2004 and 2003 the Bank had no employees.
2. Significant accounting policies
The following is a summary of the significant accounting policies adopted- by the -Bank in --
presenting the balance sheet:
(a) Statement of cbmpliance
The balance sheet is prepared in accordance with International Financial Reporting Standards
promulgated by the International Accounting Standards Board. .
(b) Basis ofpreparation
The balance sheet is presented in United States dollars,, the Bank's ineasurement and
reporting cuiirreicy. Itis prepared under the historical cost convention, except for financial
instruments, as stated below. ...... -.-...
.. -----.iThe'accounting policies have-been.consistently. appliedby the Bank .and are consistent with
those used in the previous year.

Use of estimates ,
The preparation of financial statements requires management to make 'estimates and
assumptions that affect the amounts reported in this balance sheet and the accompanying
notes. These estimates are based on relevant information available at the balance sheet date
and, as such, actual results could differ from those estimates'. '
Financial Instruments. -

Financial assets and liabilities are classified into the following categories, each measured as
(i) Held-to-maturity investments, which are measured at amortized cost using the effective
interest rate method;

(ii) Loans and receivables originated by the Bank, measured at amortized cost using the
effective interest rate method; and .

(iii) Available-for-sale financial assets, which are measured at fair value, except that any such
asset which does not have a quoted market price in an active market and. whose fair value
cannot be reliably measured is stated at cost, including transaction costs, less impairment

(e) Investments
Investment transactions are accounted for 6if the'trade date-and are measured,'
including transaction costs.
(i) Investment securities, which comprise, debt securities that are, held for long-term
investment purposes, are classified as held-to-maturity secuiities.theyl have fixed or
determinable payments and fixed maturity dates and the Bank has'theintent dndability
to hold them to maturity. Subsequent to initial measurement, investment securities are
stated at cost" adjusted for amortization of premium and accretion of discount calculated
on a constant yield basis. The carrying value is assessed regularly and where there is an
'other-than temporary' decline in value, the investment securities ar' .written down
through the statement of income.

PO Box N 123
Montague Sterling Centre
East Bay Street
Nassau. Bahamas

quoted market price, if one exists. The application of the information used to determine fair
value is highly subjective and judgmental in nature, and, therefore, such valuation may not be
precise. The subjective factors include, among other things, estimates of cash flows, risk
characteristics, credit quality and interest rates, all of which are subject to change. Since the fair
value is estimated as of the balance sheet date, the amounts which will actually be realized or
paid upon settlement or maturity of the various financial instruments could be significantly
(a) Financial assets
- ...... Cash. and..due. from bankss .andaccrued interest receivable amounting to $6 million (2003 -
$81 million) are considered to have fair values equivalent to their carrying value due to their
short-term nature.
Loans amounting to $346 million (2003 $346 million) bear interest at variable interest rates
and are considered to have fair values equivalent to their carrying value.
11. Subsequent events
The board of directors approved and declared the payment of three dividends on May 4, 2005,
June 1, 2005 and June 8, 2005 in the amounts of $24,363,559, $6,000,000 and $14,266,949
respectively to the Bank's Parent. The dividends were paid on May 9, 2005, June 7, 2005 and
June 10, 2005 respectively.





("j ..........................

1-1 -

(ii) The investment in associate is accounted for under the equity method, under which the
original cost of the investment is adjusted to recognize the Bank's proportionate share of
.die increases or decreases in the underlying net book equity of the investee company
subsequent to the date of investment therein. The carrying value is adjusted for any"
impairment in value if considered appropriate.
The associate and/or its subsidiaries maintain a portfolio of investments classified as
available-for-sale. Any unrealized gains and losses on an investment classified as
available-for-sale is recognized directly in equity, including foreign currency changes.
() Loans
Loans, which are originated by the Bank, are carried at their principal amount outstanding,
net of provision for losses as appropriate.
Non-accrual loans are those loans on which the accrual of interest ceases when principal or
interest payments are 90 days past due. A loan may be placed on a non-accrual status prior
to the 90-day period if, in management's opinion, conditions warrant such action. When a
loan is placed on a non-accrual basis, all accrued interest receivable is reversed and charged
against current interest income except in instances in which it is expected to be paid in full.
Thereafter, interest income on non-accrual loans is generally recorded only when received in
(g) Foreign Currency Translation
Monetary assets, and liabilities are translated into their United States dollar equivalents at
rates of exchange prevailing at the year end.
(h) Related Parties
All transactions and balances with the Parent and its subsidiaries and related parties are
described as ainsac'ions with related parties and affiliates.
Amounts due to and from the Bank's affiliates arise from transactions conducted in the
ordinary course of business. Such transactions are made on the same terms as those
prevailing at the time for comparable transactions with third parties. Such amounts are
included in the balance sheet on a line by line basis.
(i) Impairment
The carrying amounts of the Bank's assets are reviewed at each balance sheet date to
determine if there is any indication of impairment. If such indication exists, the -asset's
recoverable amount is estimated.. An impairment loss is recognized whenever the carrying
amount of an asset exceeds its recoverable amount.
3. Management agreement
The Bank is managed pursuant to a management agreement with HSBC Bahamas, an affiliate.
4. Investment securities
In May 2004 the Bank sold its investment securities at their fair value at that date to an affiliate.
At December 31, 2003 the estimated market value of investment securities amounted to
approximately $9.2 million. These securities earned interest at rates of 7.0% to 7.5% per annum.
5. Investment in and loan to associate
Investment in associate consists of the Bank's equity interest in HSBC Republic Holdings
(Luxembourg) S.A. '("HRH),'(formerly Saffa RepulieHloldings S.A.). The Bank owns 31.69%
(2003 31.69%) of the common stock. The change in the investment in associate is as follows:

2004 2003
$'000 $'000

Balance at beginning of year 736,618 619,400
Equity in earnings of associate 90,277 68,586
Dividends received from associate (23,595) (29,302)
Movement in revaluation, translation, and other reserves
(included in capital accounts) 39,609 77,917
Foreign exchange gain 19 17
Balance at end of year 842,928 736,618
Effective November 29, 2002 the Bank made an advance of $346,350,000 to HRH. The advance
bears interest at LIBOR + 0.27% paid quarterly. HRH has the option to repay the loan in whole
or part on any interest payment date without premium or penalty, together with the accrued
interest to the date of repayment, upon not less than 10 days notice specifying the amount to be
6. Geographical concentrations of certain assets

.2004 2003
$'000 $'000

Cash at bank 5,416 80,815
............ Investment securities 8,517
Loan to associate .. .. ...... ........... 346,350
351,766 435,682

Europe 346,350 346,350
North America and other 5,416 89,332-
351,766 435,682

Of which:

Banks 351,766 427,165
Others 8,517
351,766 435,682
7. Maturities of certain assets

2004 2003
$'000 $'000

Cash at bank:
Up to one month 5,416 80,815

Investment securities:
From one year to five years 2,571
From five years to ten years 2,020
Ten years and over 3,926


Loan to associate:
Up to one year 346,350 346,350
8. Balances and transactions with related parties and affiliates --

2004 2003
$'000 $'000

Cash and due from banks 5,416 80,815
Loan to associate 3* 3**.. .. ...S *-3 350 -

351,766 427,165
9. Assets under administration
The Bank administers trusts through an outsourcing arrangement with an affiliate. At December
31, 2004 assets held in trust with a total value of approximately $49 million (2003 $49 million)
are not included in the balance sheet, as these are not assets of the Bank.
10. Fair value of financial instruments
The following presents the methodologies and assumptions used to estimate the fair value of the
Bank's financial instruments. Financial instruments are defined as cash, evidence of an
ownership in an entity, or a contract that conveys or imposes on an entity the contractual right or
obligation to either receive or deliver cash or another financial instrument. Fair value is defined
as the amount at which such financial instruments could be exchanged in a current transaction
between willing parties, other than in a forced sale or liquidation and is best evidenced by a


NOT getting a chance
to compete at the 10th
IAAF World Champi-
onships, sprinter Debbie
Ferguson had a chance to
pick her choices for the
winners of the women's
100 metres final on Mon-
When asked by
reporters whom she
would go with, Ferguson
quickly stated that she
has to be biased and
selected her team-mate
Chandra Sturrup as the
gold medalist.
Her choice for the sil-
ver medal was her Ameri-
can training partner, Lau-
ryn Williams and she felt
the bronze would go to
her Jamaican arch-rival,
Veronica Campbell.
Ferguson was almost
close in her prediction,
except, Williams turned it
all around when she
pulled off the gold with
Campbell getting the sil-
ver and Aaron snatched
the bronze from Sturrup,
who had to settle for
fourth after leading the
race for at least 70


WITH the stellar per-
formances turned in so
far by the Caribbean
region, sprinter Debbie
Ferguson feels the bar
has certainly been raised.
"Everybody's catching
the fever. No knock on
the rest of the region,"
said Ferguson about what
the Caribbean has
achieved so far at the
10th IAAF World Cham-
On Sunday night,
Jamaica got a gold in the
women's triple jump from
Trecia Smith with Yarge-
lis Savigne of Cuba taking
the silver and in the
men's 100 final, Michael
Frater of Jamaica claimed
the silver behind Ameri-
can Justlin Gatlin, while
defending champion Kim
Collins secured the
Gatlin's victory was the
largest margin ever
recorded in the champi-
Jamaica, Cuba and St.
Kitts are the only coun-
tries from the Caribbean
in the medal standings.
Jamaica is tied with
Belarus for fourth with a
gold and two silvers,
while Cuba is tied with
tied for 12th Estonia and
the Netherlands with a
silver each. St. Kitts is
tied for 17th with Ghana,
Poland and Portugal with
one bronze apiece.



Christine misses out

on 400m final place

I By BRENT STUBBS capable of and it cost her Unfortunately for Amer- of her former world cham- Henderson into the
Senior Sports dearly. til, her time wasn't good pion rival Ana Guevara of finals.
Reporter "The wind caught up enough. Mexico (50.33), Williams- Both ran 50.73 to qualify
with me," said Amertil, In setting the standard Darling also pulled Russ- on time, eliminating Amer-
HELSINKI, Finland: who was in pretty good with the fastest qualifying ian Olesya Zykinja til from the finals picture
hristine Amertil fell short position going down the time of 49.69, well ahead and American Monique this year.

of giving the Bahamas
another 1-2 punch in the
finals of the women's 400
metres at the 10th IAAF
World Championship.
Amertil, a seventh place
finisher at -the Olympic
Games last year in Athens,
Greece, sat on the bubble
with the second fastest
time outside of the top
qualifying spots after the
first two heats when she
ran 51.03 seconds for third


But world champion
Tonique Williams-Darling
came back in the third and
final heat with a fantastic
time of 49.69, pulling
through two other com-
petitors, who eventually
knocked Amertil into 11th
spot overall, three shy of
making the final top eight
The 25-year-old Amertil
admitted that she just did-
n't run as well as she's

back stretch. "It was a very
strong head wind out there.
I don't know if you could
have feel it up there.
"It just got the better of
me and I just felt my legs
tightening up on me at the
Coming off the final
bend in lane three, Amertil
couldn't make up the stag-
ger on the front runners
and she struggled to bring
it home as Russia's Svet-
lana Pospelova, the former
European champion,
surged out front in 50.34
and DeeDee Trotter, the
22-year-old American mile
relay gold medalist, took
second in 50.73.
"I think it was about the
220 mark, I felt the wind
just rushing in my face,"
said Amertil, who was still
holding her breath, hold-
ing that she would qualify
on time.
"But the time was okay. I
know I could have ran
faster. It was just one of
those days."

Tonique races

into the final

FROM page one

who did come back to beat Williams-Darling in the Grand Prix
final last year, but lost to her agiin this year in a big meet that was
held in Mexico.
"She has set herself up very well. She's looking very good. But I
think the final will be very close."
Williams-Darling's biggest push, as predicted, is expected to
come from American Sanya Richards. The Jamaican born world
leader is the only competitor to beat Williams-Darling this year.
But after-coming back and turning in the sizzling time in the
semis, Guevara doesn't think that Richards will have a chance of
knocking off the Colinalmperical Senior Central American and
Caribbean Championships' champion off her pedestal right now.
Williams-Darling agrees, but she asked the reporters to wait until
Wednesday as she dashed off to get her rest.
When they do line up on Wednesday, Williams-Darling will have
the field watching her from behind as she runs out of lane six. Rus-
sia's Sveltana Popelova is in five and DeeDee Trotter is in seven with
former world champion Thiam Amy Mbacke in eight.
On the inside, American Monique Henderson will be in one,
Russian Olesya Zykina in two, Richards in three and Guevara in
It's a final that Williams-Darling said nobody should miss because
she still has a lot more energy left in her tank.

S*a"~ 4 --4b"
g m ee me em 4m *

Bahamas takes a swing at

golfing championship

Junior Sports Reporter
THE Bahamas team teed-off early yesterday
morning at the 49th Caribbean Amateur Golf
Championship in St Kitts, Nevis.
The nine day tournament, which the Bahamas
won last year, got on the way yesterday at the
Royal St. Kitts Golf Club.
Last year, the Bahamas Golf Federation
(BGF) hosted the tournament in Freeport,
Grand Bahama, winning the George Teale Tro-
phy and the Hoerman Cup.
The team is being headed by president Neville
Adderley and will be coached by Cornell
'Chuck' Collins.
The 14-member team will compete in the five
categories: Hoerman Cup, Ramon Baez
Figuero, Francis/Steele-Perkins, Higgs & Higgs,
George Teale.
The George Teale Trophy, which the

Bahamas has claimed over two consecutive
years, is awarded in the ladies division.
This year, the Bahamas will go up against 11
Caribbean countries for the titles, with Jamaica
being their biggest threat.

The format selected in the Hoerman Cup
was changed to teams of six competing at stroke
Each side will select'their best four scores of
the six golfers each day for a 72-hole competi-
The winner in this division will be determined
by the team's low aggregate'score.
Playing for the Ramon Baez Figuero Cup
will be Christopher Harris and Wayde Bethel.
The two man tournament plays a stroke play
game with the combined scores contributed to
the country's overall scores.

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Syndicated Conte nt

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F*s da ora- a ahets
at IAFWol haponhp

Senior Sports Reporter
HELSINKI, Finland: It's expected to be the
one of the busiest days for the Bahamas today at
the 10th IAAF World Championships.
Five of the 19-member team will be competing,.
including two in the first round heats of the men's
400 metres. The other competitors will be in the
men's 200 and triple jump and the women's long
jump qualifying rounds.
In the men's 400, NCAA third place finisher
for Texas Tech University Andrae Williams will
make his debut in the third of seven heats in lane
three at 7.04 am (Eastern time). He comes into
the event with the second fastest qualifying time
behind Canadian national record holder Christo-
pher Tyler in lane eight in 44.69, the fifth on the
world list for 2005.

Williams is the national champion and a sev-
enth place finisher at the Colinalmperial Central
American and Caribbean Championships.
Chris Brown, the national runner-up and CAC
bronze medalist, will follow in heat four in lane
seven at 7.11am. (ET). He has the second fastest
time going into the race in 44.89 behind American
Andrew Rock, who has ran the world's sixth best
time of 44.70.
The first two in each heat, plus the 10 fastest
qualifiers will advance to the seminal that will be
run on Wednesday at 12.30pm (ET). The final is
set for Friday at 9.35am (ET).
National record holder Dominic Demeritte
will run in the first round of the men's 200 heats
in the last of eight heats at 6.16am (ET).
Demeritte, the last man to win the World Indoor
200 title in Budapest last year, is tied with David

Alerte of France with the second fastest time of
20.47. Alerte is the European under-23 champi-
Heading the list of entries in the heat is Amer-
ican Wallace Spearmon, who has posted the
world's fastest time of 19.91. Spearmon is also a
two-time US collegiate champion for the Uni-
versity of Arkansas.
The first three finishers in each heat plus the
eight fastest times will qualify for the semifinal to
be run at 12.05pm (ET). The final will be con-
tested on Thursday at 3.05pm (ET). ,
On the field, co-national record holder Jackie
Edwards will be the last of 13 competitors to
compete in Group B of the women's long jump
qualifying round, starting at 8.14am. (ET).
Edwards, the 1998 Commonwealth Games sil-
ver medalist and CAC bronze medalist, has a
season's best of 21-feet, 9 3/4-inches. She will
have to run against Olympic silver medalist Irina
Simagina of Russia, who has produced the world's
best mark of 23-11/4.
Also entered in Group B is heptathlon run-
ner-up Eunice Barber from France.
Each competitor could automatically qualify
with a leap of 21-9 3/4 or finish in the top 12 to
advance to the final on Wednesday, starting at
12.35pm (ET)
And in the men's long jump, flag bearer Lee-
van 'Superman' Sands will be the llth of 15 com-
petitors on the run-way in Group A the men's
triple jump. Sands, the first Bahamian World
Championship medalist on the field having
secured the bronze in 2003, has a season's best of
55-3 1/2.
Olympic silver medalist and world leader Mar-
ian Operea, who has jumped, 58-5 1/4, heads the
list of entries in the group.
rhe automatic qualifying mark is 55-9 1/4.
The final is scheduled to start at 1pm (ET) on




* UL)INIL.~.ji'.-'I1SPORTS.~

Sweeting to go on


fter two set victory

Junior Sports Reporter
TOP junior tennis player
Ryan Sweeting has been
selected to join the Interna-
tional Junior Touring team,
after a two set victory over
Alberto Gonzalez of Panama
in the JITIC tennis tourna-
Sweeting defeated Gonza-
lez at the JITIC tournament,
held over the weekend in
Dominican Republic. 6-3. 7-6.
The toughest part of Sweet-
ing's tournament came in the
quarter finals, which featured
the top eight players, where
he had to play three sets for

Win for Ryan in

JITIC tournament

the win over Rasid Winklaar,
6-3, 3-6, 6-3.
The good showing and high
world ranking in the junior cir-
cuit has anchored Sweeting to
the ITF team, whoc are gear-
ing up to play in Canada, at
the Canadian Open, August
29th- September 3rd.
Immediately after the Cana-
dian Open, Sweeting will play

in the US Open, set for Sep-
tember 4th-11th.
The two tournaments are
just the beginning for Sweet-
ing, who will kick off his colle-
giate career at the University
of Florida.
The tournament wasn't over
Sweeting advancing through
to the doubles finals was his
next goal.

Sweeting and doubles part-
ner Geoffrey Barton of Costa
Rica, won their first match
over Luis-Javier Cuellar-Con-
treras and Juan-Carlos
Vazquez, 6-3, 6-1.
However, Sweeting and
Barton's reign came to an end
in the semifinals, where they
were defeated by the Mexican
duo, 3-6, 7-5 and 7-6.
Also playing in the first
round of the boy's doubles was
Bahamas' Jamaal Adderley.
Adderley partnered with
Aruba's Ricardo Velasquez.
The duo lost to Mario Cal and

Juan Miguel Gonzalez, both
of Panama, in three sets 4-6,
6-4 and 6-2.
In the girl's singles, Jessica
Sweeting advanced through to
the semifinals, where she was
stopped by Valeria Velasco-
Pulido of Mexico, 6-2, 6-7 and
Sweeting was ranked num-
ber two in the tournament,
with Velasco-Pulido ranked
number three.
Sweeting also played in the
girls double with partner
Olivia Bennet of Trinidad and
In the first round of play,
the duo received a bye which
helped them advanced

through to the semifinals.
In the semifinals, Sweeting
and Bennett took on Velasco-
Pulido and Liset Brito of
Chile, losing in 7-6 and 7-5.
Playing in the finals for the
Bahamas was-Alana Rodgers,
who teamed-up with Yolande
Leacocke of Trinidad and
Rodgers and Leacocke lost
to Velasco-Pulido and Brito
in two sets 6-1 and 6-2.
Austie Mortimer and Tenea
Miller were stopped in the first
round 6-3, 6-1.

linall flurry in the

of)tlcnf's 4(X)m

for Sulgrave Manor, Cable Beach.

Mature Bahamian preferred. Must be literate,
honest, fit and active. Police certificate and
references required. Main duties, man front desk,
answer incoming calls, assist residents, and
surveillance of grounds and building. Work on
Phone Manager 327-7916

.Colinalm peria|

0Insurance Ltd.

.et's Talk About LifeUl


Career Agent, ColinaImperial Insurance Ltd.



, ti. L- U I \1 1j I ,-,' I I ,I .

. ---uif . - 0.- ,




Fax: (242) 328-2398

U Bul1,.


Insurance Ltd. ...a


falls just
Ia susj

of medal

Senior Sports
HELSINKI, Finland: For
the first 70 metres, world
leader Chandra Sturrup
had another World Cham-
pionship medal in her
*It slipped away from her
in the final 30 metres of the
rain-drenched women's 100
metre final Monday night
at the championships
before a near capacity
crowd on hand at the
Olympic Stadium.
"Fourth again," Sturrup
told The Tribune, referring
to the 2003 championships
in Paris, France when she
ran 11.02 behind Ameri-
cans Kellie White (10.85)
and Torri Edwards (10.93)
and Ukraine's Zhanna
Block (10.99).

White, however, was
stripped of her gold for
testing positive for a
banned substance and ban-
ished for two years. All the
competitors moved up the
ladder with Sturrup even-
tually being awarded the
"I just didn't stay tall at
the end," Sturrup added.
"I got off to a great start,
but I just didn't have the
finish at the end."
Sturrup, the 33-year-old
veteran, fell behind as
American Lauryn
Williams, Jamaican Veron.
ica Campbell and French-
woman Christine Aaron
went under the 11-secon-d
barrier for the second con-
secutive championships.
The trio all stormed back
down the stretch as the
rain started to pour and
denied Sturrup a trip to the
podium Williams in 10.93
seconds, Campbell 10.:95


Sturrup falls

behind after

impressive start

and Aaron 10.98.
The best Sturrup could
do after faltering at the end
was 11.09 in a blanket fin-
ish tying with American
Me'Lisa Barber, Jamaican
She rone Simpson and
American Muna Lee.
The 2004 Olympic cham-
pion, Yuliya Nesterenko of
Belarus, brought in the
rear at 11.13.
"I thought it was going
to be a real tough race. I
di.dn't count anybody out,"
said Sturrup, who still man-
aged a smile as she
reviewed the race on the
cne of the television moni-
t ors.
"It was a pretty good
field. It could have been
anyone's race today. They
just got the better of me,
but I will be back."
Back in action, after sit-
ting out most of last year
following surgery, Sturrup
was hoping to claim the
Bahamas' first medal at the
Instead, Sturrup will
have to settle for fourth
and will pocket $15,000 for
her efforts.
"I could just slap myself
for not running my race,"
she reflected. "They ran a
very good race tonight. I
can't fault them for that."
Earlier in the day, Stur-
rup seemed poised to be
right in the medal hunt.
Running out of lane six,
next to Olympic champion
Yuliya Nesterenko of
Belarus in five and Zhanna

Block of the Ukraine in
six, she got out with the
field and surged ahead.
But it was Williams on
the inside in lane three,
who came out with the
Williams dipped at the
line in 11.03 to take the
heat for the third fastest
qualifying time. Sturrup,
who slowed down as she
neared the finish line, had
to settle for second in
11.09, the fifth fastest qual-

Nesterenko came
through to take third in
11.10 and Sherone Simp-
son, the second leg,runner
on Jamaica's yictbrious 4 x
100 relay team at the
Olympics, clinched the
fourth and final spot in the
heat in 11.15.
Aaron turned in th:e
fastest qualifying time ian
10.96 to snatch heat ione
over Campbell, who did
Now Sturrup said she will
go back in the Bahamask'
camp at the Athletes' Vill-
lage and prepare for th'i
women's 4 x 100 relay with
her team-mates Sevathedi
Fynes, Philippa Arnetb-
Willie, Shandria Brow&i
and Timicka Clarke. ,'
The heats are nO6t
scheduled to run until Fri-
day with the finals on Sat(-

* SO NEAR: Chandra S trurrup (Photo: Felipe Major/Tribune staff)

* By BRENT.STUBBS this year's championships. the mixed zone under the
Senior Sports Reporter From start to finish, she took con- With a day off before t
trol of her third and final semifinal contested on Wednesday,
HELSINKI, Finland: World heat in a dazzling time of 49.69 sec- Darling said she just nee
champion Tonique Williams-Dar- onds, matching her season's best. some rest and relax hers
ling sent a strong message to the Williams-Darling had snapped concentrates on her gami
field of competitors in the women's Guevara's 27-race winning streak the race.
400 metres Monday night at the last year when she went on to cap-
Olympic Stadium. ture the Olympic gold medal in Fastest
She wants to add the 10th IAAF Athens, Greece and shared the $1
World Championships title to her million jackpot from the Grand Prix No doubt, with heru
resume. circuit with Sweden's triple jump fasNodoubt with her ru
"It's going to be a good final," champion Christian Olsson. fastest qualifying imeshe

said Williams-Darling, who had a
quick glimpse of who qualified just
before she ran her race.
Williams, who was fifth in 2003
in Saint Denis, Paris, made sure that
set herself up as a the favourite to
win the gold medal and the lofty
$60,000 prize that will be awarded at


"I knew she was in the race, but I
wasn't concerned," said Williams-
Darling to a large group of reporters
who flocked to interview the 29-
year-old national record holder in

e stadium.
he final is
eds to get
elf as she
e plan for

nning the
will cause

her rivals to have a sleepless n igt
wondering her to counter attack her
"Tonique ran very well. She ran a
very fast 150 and 250, so I think she
will be hard to beat," said Guevara,
SEE page 8B


Copyrighted Material
| Syndicated Content
3 from Commercial News Providers"









* IS it safer to administer these hormones orally, through birth control pills
(pictured), or have them absorbed through the skin via the birth control
(The Tribune archive photo)

Tribune Feature Writer
-When it comes to birth
control, couples have
several options.
Arguably the most
effective for women is the application
of hormones via the patch or the pill
- that, by its simplest explanation, trick
the body into believing that it is
already pregnant, preventing the fer-
tilization of eggs.
But a recent debate that argues that
the patch is "riskier" than the pill has
sparked concern among women and
the healthcare industry.
The question is, is it safer to admin-
ister these hormones orally, through
birth control pills, or have them
absorbed through the skin via the birth
control patch?
According to head pharmacist at
Lowe's Pharmacy, Bruce Lowe, the
pill and the patch are one and the
same. "The only difference is the deliv-
ery system, but it's the same hor-
mones. The patch goes on your skin
but the pill is digested. So with both,
you get similar problems, if you get
any problems at all. It's the same hor-
mones. If you look at the studies, the
same per cent of problems with the
patch is basically the same per cent in
the pill," he told Tribune Woman and
Mr Lowe says that there can be seri-
ous side effects in any "hormone
administration", whether it be the
birth control patch or the pill. These
health risks include the development
of cancers or thrombosis (the forma-
tion of blood clots). But the pharma-

cist notes that these serious situations
are "very rare".
"Although with contraception there
is a risk of developing breast cancer,
and clots, and (women) might get
neoplasms, it's rather less than in hor-
monal replacement. The hormones
don't cause these situations, they just
allow (cancer) to grow more quickly.
But really, to say that they cause these
problems is stretching it," said Mr
Some argue that women on the birth
control patch are more susceptible to
developing fatal blood clots.

Leading that argument is a story
carried by the Associated Press which
claims that there is documented evi-
dence that the risk of blood clots is
three times higher with the patch than
it is with the pill. This is based on a
dozen reported deaths from blood
clots which were linked to the patch
last year.:
Those deaths were out of the
800,000 American women who used
the patch in the same time period.
Since the product hit the market, four
million women have used the patch
without incident.
Ortho-McNeil Pharmaceuticals Inc,
manufacturers of the Ortho Evra
patch says that its product is basically
the birth control pill in patch form,
with all the same benefits and side
Mr Lowe believes that in the
Bahamas, the patch is "picking up"
popularity, but says that generally

speaking, the pill is most common.
And it may be due to a lack of under-
standing of this relatively new
approach to birth control, he said.
Though the birth control, patch is
relatively new, Mr Lowe says that the
technology has been with us for some
time. "This patch technology, inter-
estingly, got started with NASA
(National Aeronautics and Space
Administration). They were trying to
find an anti-nausea medication but the
problem with nausea is that if you are
throwing up, you can't keep anything
down. So they came up with this idea
of putting this patch behind your ears.
"And it has been catching on more
and more; the Nicoderm patch, nitro-
glycerin patch for persons with heart
disease. This patch technology is with
us to stay, but a lot of people are not
aware of it, and it's more costly than
the pill."
Ortho-Evra, the world's first, and
so far, only birth control patch pre-
vents pregnancy by delivering contin-
uous levels of norelgestromin and
gen, respectively) through the skin and
into the bloodstream.
It's sort of an "on your body, out
of mind" concept where a woman can
apply and remove the thin beige patch
herself, and wear it on one of four
areas of her body upper outer arm,
upper torso (front and back, excluding
the breasts), abdomen or buttocks. It
.adheres to the skin, allowing the
woman to shower, swim, exercise and
perform her usual daily activities with-

See DEBATE, Page 2B

More precise pap smear

technology available

MORE precise pap smear technology is
aVailable, but has been slow to catch on
ThinPrep, which removes debris and
makes it easier to see cells and thus
determine if they're cancerous, pre-can-
cerous, or otherwise abnormal is avail-
able locally, but is not yet widespread,
despite its popularity abroad.
Pap smears, which look for cancerous or
pre-cancerous changes in the cervix,
require taking a swab of cells from the
cervical area using a brush or coil. In tra-
ditional pap smears, the sample is then
transferred to a slide, and coated with a
film that preserves cells for testing. In
ThinPrep, the swab is rinsed in a vial of liq-
uid which filters off blood, mucus, and
other debris, leaving behind cells that are

clearer to see and easier to diagnose.
"It just allows for a better diagnosis, an
easier diagnosis, and you know there's no
confusion as to is there something there or
isn't something there," says Sheena Davis,
administrator at Chela-Tech Medical Lab-
oratory, who compares older, less accu-
rate pap smear methods to retro sugar-
testing methods, which required boiling
a solution.


"It worked back then because that was
the best that we had. When you have
technology and you know that you have
standards set, I think it's time to move
on, and to get the best that you can get,"
says Ms Davis. She's amongst those push-
ing for widespread use of ThinPrep or, at

least, increased awareness that this method
exists, and greater exploration of its poten-
tial usefulness locally.
"A lot of the doctors (here) are only
doing it on repeat cases or high risk cases,
whereas centres in the US have converted
- there are a lot of places that don't even
use conventional papl smears any more,"
she explains. "To me, I want the earliest
detection that I can get. If there's a better
method to find the same thing, even if I'm
healthy, even if I know I'm disease-free, I
still want to know I'm getting the best
method to be able to find that."
Obstetrician-gynecologist Dr Mildred
Hall-Watson says there may be a day
when, as in the US, ThinPrep becomes
the predominant pap smear test. In her





There may

be no justification for

idea of 'eating for two'

Tribune Feature Writer
may be making a big
mistake when they grab
any and everything they
can find to eat, and
yield to every craving during preg-
There may be no justification for
the idea of "eating for two", says Julia
Lee, dietician at Doctors Hospital.
"Pregnancy will bring about weight
gain, but this is no reason to over eat.
It is also okay to follow the cravings
for various foods, as long as it is not at
the point of excessive overeating, and
as long as it does not replace healthy
foods. But when you are letting these
good foods be substituted with these
craved items, you are doing more
harm than good," she told Tribune
Woman and Health in an interview.
Doubling size portions at pregnan-
cy is also not a good idea, since too
many added calories can cause exces-

sive weight gain. A two to three pound
fat increase in the first trimester; 10 to
11 pound increase in the second
trimester; and 12 to 13 pound increase
in the third trimester is the average
weight gain during pregnancy, notes
Mrs Lee.
But there are many variables, she
warned. "You have women who are
underweight, at a normal weight and
overweight when they get pregnant,
and all of them will have a different
weight gain. So the weight gain that is
appropriate for them, the physician
will determine that."
Though at pregnancy a woman will
gain weight, Mrs Lee notes that all
weight gain is not fat. A woman usu-
ally gains one pound in her breasts;
one pound in the placenta; seven
pounds of amniotic fluid; two pounds
of uterus (which expands); a two-
pound increase in blood volume, three
pounds of extra fluid (bloating). This
is weight that does not have to be sus-
tained by calories, she notes.
An increased intake of maternal vit-

"Pregnancy will
bring about weight
gain, but this is no
reason to over eat.
It is also okay to
follow the cravings
for various foods,
as long as it is not
at the point of
excessive overeating,
and as long as it does
not replace healthy

Julia Lee

amin supplements, which contain iron,
folic acid and calcium, among other
nutrients, is vital during pregnancy.
But the dietician notes that it is also
important to get these nutrients from
the consumption of foods.
"It is important to get nutrients
from foods rather than supplements
because they are better absorbed. A
person who eats high fat, high sodium
foods and avoids the nutritious foods
risks a deficiency in some nutrients
that will affect the health of the foe-
tus," Mrs Lee warns.
An iron deficiency, says Mrs Lee,
can lead to a low infant birth weight
and pre-mature birth. Folic acid defi-
ciency can cause miscarriages and
neural tube defects in the baby. A Vit-
amin A deficiency during pregnancy
can cause a depressed immune sys-
tem that leaves the baby susceptible to
Mrs Lee says that protein, which is
another important nutrient to con-
sume during pregnancy, is one that
most people get "more than enough

of" on a regular basis through the con-
sumption of milk and meats So the
mother-to-be may, not be'& o con-
cerned with increasing her'iftake of
this nutrient. Protein is important to
the growth of the foetus and the pla-
A pregnant women, says Mrs Lee,
should also avoid the consumption of
herbal and botanical supplements or
they should be cleared by a physician.
Herbal teas, for example, may con-
tain ingredients that could have a neg-
ative effect on the baby.
When it comes to cheeses, caution
should also be taken. Soft cheeses,
like feta and brie, may contain listeria
- bacteria that is known to cause fetal
death. If these cheeses are used, they
should be boiled (or otherwise
cooked) to reach a temperature that
will kill this bacteria, Mrs Lee warns.
And for women who wish to con-
ceive, alcohol consumption should be
avoided around the time of concep-
tion, since this may also cause orofa-
ciel cleft in the baby.

ThinPrep, from Page 1B

practice, the test is already
being used but only for those
requiring a repeat test because
their initial smear raised con-
cerns. The reason is the cost
factor; at $40, ThinPrep costs
$15 more than the traditional

"It definitely should be the
method of choice for patients
who require a repeat pap
smear, because a lot of times
it's just a matter of additional
cellular material and debris
that may obscure the cells,
making them appear to be
abnormal, or it might just be a
repair phase that the cells are
going through, making them
appear to be abnormal," says
Dr Watson. "I think for the
future it probably is going to
be the method of choice. It cur-
rently is not the method of
choice because the cost is
slightly more so we're gonna
have to get to the point where
the patients are comfortable
paying the increased cost and
the insurance companies are
prepared to pay the increased
cost for that particular type of
smear . People do what is
immediately beneficial, as
opposed to long-term benefi-
cial. It's the same thing gener-
ally with our healthcare... it's
just a matter of us being able to

raise the consciousness of our
patients to that level."
For many women, though,
there still is inadequate con-
sciousness of the need for any
type of.pap smear, regularly.
ThinPrep might offer greater
accuracy, but cervical cancer -
often in mid to late stages is
the second leading cause for
women's cancer hospitaliza-
tions, indicating that many
women aren't getting-any type
of pap test done.
Still, among those who are
regularly tested, there are ben-
efits; a study published in
Obstetrics and Gynecology
found that, in low-risk patients,
the method increased detec-
tion by 65 per cent; high-risk
patients were 6 per cent more
likely to be detected. In the
US, the method is the most
widespread testing method,
according to ThinPrep's web-

According to Ms Davis,
while some women are still
content with accepting what-
ever their doctors suggest, oth-
ers are highly educated, and
come in having researched new
methods. But, while the
method has caught on for
Americans, she stresses the
need for local statistics, and
greater local knowledge, to

Pap Smear

elements may
limit accurate

Obscuring debris,
blood, mucus,

Pap Test'"

specimen quality,
easier to interpret

Minimizes obscuring

find out whether the method
would work here.

"The statistics that we have
are based in the US... it would
be interesting to see what
would be the differences if we
actually looked at that. Unfor-
tunately, in the Bahamas we
don't do research, we don't try
to figure out how... we think
'that the US is there and the
US did it so why we have to
do it, but we have a totally dif-
ferent population, we're dif-
ferent in terms of culture, in
terms of how we react in social
settings in talking about sexual
relationships," she says. "We
really have to try to do our
own research, compile our own
"As we talk about it more,
we educate ourselves, we stim-
ulate our minds to think more
about whether it is, whether it
"We can have some real
good discussion. If there are
disadvantages, I want to know
too... it gives us a chance to
explore all avenues and have
open discussion and dialogue
about all the possibilities, and
whether we do need to move
more quickly," she says.
On August 18, clinical and
anatomical pathologist Dr R
Condon Hughes, from Lab-

core, a Florida reference lab
frequented by local labs, will
give a presentation at 7pm at
the Medical Association Board
house in Centerville. That, Ms
Davis hopes, will give medical
practitioners, and women, a
chance to learn more about the
While a Labcore represen-
tative visited Nassau three
years ago to give a similar pre-
;se4taltiqq,, only fcw, people
attended. Since then, Ms Davis
says, women have been show-
ing greater interest in, and
knowledge of, medical
And, although many women
still aren't getting any type of
pap smear, for those that do, a
change to more accurate meth-
ods is likely, according to Dr

"It's the one test in women
that we can use that is almost
guaranteed prevention of a
cancer process. So.there really
should not be any reason why
we should not move to that
level, considering that cervical
cancer is the second leading
cause for hospital admissions
for cancer for women in our
community," says Dr Watson.
"It would only be in the inter-
est of our population to get to
that level."

Debate, from Page 1B

out interruption.
Manufacturers claim that the patch
is 99 per cent effective when used cor-
rectly, and is applied once a week for
three consecutive weeks; the fourth
week is "patch-free". A woman can
decide with her doctor or other health-
care professional whether to start
wearing it on the first day of her peri-
od, or on the first Sunday after her
period starts.

Mr Lowe says that birth control
pills, which can be made up of the hor-
mone estrogen or progestin produce a
"predictable period". And in doing
so, blocks the woman's eggs from

being fertilized.
Birth control pills, or oral contra-
ceptives, contain hormones that sup-
press ovulation. During ovulation an
egg is released from the ovaries, with-
out ovulation there is no egg to be fer-
tilized and pregnancy cannot occur.
There are two types of birth control
pills the combined pill and the
Minipill. The combined pill contains
both estrogen and progestin, while the
Minipill contains only progestin.
Progestin in the Minipill may pre-
vent ovulation; however, it may not
do this reliably each month. The
Minipill also works to thicken the
mucous around the cervix, preventing
sperm from entering the uterus. The
lining of the uterus is also affected in a

way that prevents fertilized eggs from
implanting into the wall of the uterus.
The Minipill is taken every day. The
woman may not have a period while
taking the Minipill, if she does have
periods it means that she is still ovu-
lating and the risk of pregnancy is

Combination birth control pills
come in either 21 or 28-day packs.
Whether it is the birth control patch
or the birth control pill, some individ-
uals fear that using hormone adminis-
tration over a prolonged period of
time to prevent pregnancy can be a
hinderance to the woman when she is

actually ready to become pregnant.
According to Mr Lowe, that argu-
ment is "one of those half truths".
He explains: "Your body recognises
the presence of hormones, so if you get
them by artificial means, your body
won't produce the same amount of
hormones. Yes, it does take a while
for your body to regulate once you
get off the pill. But some women get
on the pill for 10 to 15 years continu-
ously, which is something that should-
n't happen.
"And it does take awhile for the
body to regulate itself, even when the
woman is on the pill. That's why doc-
tors tell you to make sure that you are
on the pill for months before you rely
on it totally. Even after a pregnancy it

takes awhile for her to get back to
normal. She won't see her period for
awhile, even after she has her baby
because it takes time for the female
body to get into the swing of things,
which is the same with using the patch
or the pill."

According to the pharmacist, studies
have shown that side effects like can-
cer and blood clots are "much more
prevalent" when women have "long-
term continuous use". He recom-
mends that a woman on either the
patch or the pill stop use every three
years to allow her body to regulate



~~C~*~-%~3~~~~~[~i~i~~ p


* IT is important, especially during the summer, to take special precautions when preparing and
storing perishable foods such as seafood (pictured), meat, poultry, foods with mayonnaise (like pota-
to salad, coleslaw, tuna salad) and egg products.
(The Tribune archive photo)

Some wa

to avoid food


W e love the
during sum-
mer, not
only to hit
the beach but also to eat! The
cookouts, barbecues, grill outs,
beach parties and picnics are a
major part of our summer
But it is important to keep
in mind that warm tempera-
tures, while ideal for these
activities also provide an invit-
ing environment for bacteria
and other pathogens (disease
causing organisms) in food to
multiply rapidly and cause food
borne illness.
The result of food contami-
nation is not a pretty sight.
There is vomiting, diarrhea,
fever and abdominal cramps
and in severe cases, death.
That's why it is important,
especially during the summer,
to take special precautions
when preparing and storing
perishable foods such as meat,
poultry, seafood, foods with
mayonnaise (like potato salad,
coleslaw, tuna salad) and egg
We wish for everyone to
have a great and safe summer
so we've outlined some ways
you can avoid food contamina-
tion that lead to food borne ill-
nesses by observing and adher-
ing to the following food safety

Purchase safe foods

This is one of the first and
important steps you can take
to ensure your foods are safe.
When shopping you should
always pick up cold and frozen
foods and get it home quickly.
Examine foods carefully and
pay particular attention to expi-
ration dates on packaging,
especially for raw meat, to
ensure that they are fit to eat.

Safe preparation of foods

A seemingly insignificant but
critically important practice is
to wash our hands before, dur-
ing and after food preparation,
as well as after using the
restroom. The importance of
this practice cannot be under-
Proper hand washing may
eliminate nearly half of all cas-
es of food borne illness. Since
bacteria can easily be trans-
ferred from the body to foods
and surfaces, always wash your
hands thoroughly, especially
after switching tasks such as
handling raw meat and then
touching vegetables.
When you're on the out-
doors and water is not readily
available, pack moist towelettes
or a hand sanitizer.
Our foods are only as clean
as the conditions we prepare
them under. Hands, utensils,
surfaces, cutting boards, food
containers and wherever we
prepare our foods should be
clean, especially during food
preparation. Use clean water, a
disinfectant/sanitizer, liquid
soap, clean paper towels,
cloths, disposable and moist

towelettes. DO NOT USE
SPONGES, unless you change
them regularly! Sponges are
hard to keep clean because nat-
urally they are perfect breeding
grounds for germs since they
are a moist, warm place and
usually come into close and fre-
quent contact with bacteria
when used for wiping up spills,
meat juices etc.
Thaw frozen meats and fish
in the refrigerator or
microwave, not on the coun-
tertop or outside at the beach
or party.
Marinate foods in the refrig-
erator, and never reuse used
marinade on raw meat or poul-
try unless it'sboiled first.
Reserve some fresh marinade
in a bottle or glass cup for bast-
ing. Keep raw meats and ready-
to-eat foods separate. Cook
only enough for immediate
consumption and do not par-
tially grill meat or poultry to
finish cooking later. When tak-
ing food off the grill, don't put
cooked food items back on the
same plate -that previously held
raw food.
When cooking meats do not
rely on color alone, to indicate
doneness of meat because it is
not the best technique. A meat
thermometer is the only way
to ensure food has been
cooked to the proper tempera-
ture. Favourites like chicken
should be cooked to at least
170F, steak should be cooked
to at least 145F, while ham-
burgers should be cooked to at
least 160F.
When handling food use dif-
ferent utensils for different
dishes, for example, do not use
the same fork for the fish and
the chicken. Each one must
have their separate utensils.
Also, use different spoons and
forks to taste, stir and serve.
Additionally, use different
plates/trays/containers for each
dish and especially for raw
meats because juices from
them may carry harmful bac-
teria. Either wash plates
between uses or use separate
plates: one for holding raw
meat, poultry and seafood and
the other for cooked foods.
You can pack extra plates and
utensils. Keep meat and poul-
try away from other foods.
All of these practices help to
prevent cross contamination of
food, which is a leading cause
of food borne illness.

Serving and storing foods

Usually, we recommend that
prepared foods not be left out
for more that two hours before
being stored in the refrigera-
tor. However, during the
warmer months, we strongly
advise you to reduce this time
to one hour.
Temperatures between 40F
and 140F are ideal for bacter-
ial growth. This is called the
food "Danger Zone". There-
fore, keep potentially haz-
ardous foods out of the "Dan-
ger Zone!" because bacteria
grow fast, and make poisons
that can make you very sick.
It is often easy to lose track

of time When we're having fun
so lengthen the staying power
of perishable foods by keeping
them in shallow sealed con-
tainers in a cooler filled with
ice. You can also freeze bot-
tles of wateror juice for a
refreshing drink which will also
help keep foods packed around
them stay cool.
Use two coolers one for
drinks and one for food. Drain
off water as ice melts and
replace ice frequently.
When storing foods, keep
cold foods cold by k ping a '
refrigerator thermo ter on
hand to make sure fSds stay
chilled below 40F. IVIs also a
good idea to chill items before
you put them in a cooler. You
also want to keep hot foods hot
at or above 1400F.
Ensure they are wrapped
well and placed in an insulated

Packing and transporting

It is also important to
observe food safety rules when
transporting foods. Here are a
few pointers:
Meat, poultry and seafood
may be packed while they are
still frozen so that they remain
colder longer;
after washing fruits and
vegetables, dry them with a
clean cloth towel or paper tow-
el before packing them;
pack perishable foods
directly from the refrigerator
or freezer into a cooler to keep
them cold;
transport the cooler in the
air-conditioned back seat of a
car instead of a hot trunk; and
store the cooler in the
shade and not in the car trunk.

Safe grilling tips

Ensure your grill is clean
by scrubbing the grill with hot
soapy water before cooking up
your outdoor favourites. When
it's time to cook, pre-heat your
grill to kill bacteria and/or
if you partially cook food in
the microwave, oven or stove
to reduce grilling time, do so
immediately before the food
goes on the hot grill and;
grilled food can be kept hot
until served by moving it to the
side of the grill rack, away from
the coals where it can over-
Practicing proper food han-
dling techniques will protect
you, your family and your
friends from food contamina-
tion and food borne illness. If
you are uncertain whether cer-
tain foods are still fit to eat, it is
better to get rid of it.
When in doubt, throw it out!
You don't have to ban these
outdoor activities, just practice
these food safety principles and
enjoy the rest of your summer
with safe foods!

This article is provided by
Adelma Penn, Camelta Barnes
and Shandera Smith, nutrition-
ists from the Department of
Public Health/Ministry of









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may be culprit




Tribune Feature Writer

putting their health at risk
because many are unaware
how easy it is to expose them-
selves to bacteria in 'the envi-
ronment,; according to a local
microbiologist who specialises
in bacterial studies.
And their hands may be the
main culprit:
While Ricardo McQueen of
Bahamas Food Safety says that
bacteria in the environment
can never be totally eradicated,
microbiologists encourage
bringing bacteria to a "safe lev-
el", where the individual has
the lowest health risk.

"Bacteria cannot be seen
with the naked eye. They can
only be seen by a microscope
or a highly sophisticated appa-
ratus, which many persons
don't have access to... And so a
lot of times when we think they
are not there, they are in fact
thereSo that's one of the chal-
W aV.1'-Mr McQueen
tioiT-ibilne Healt.
The microbiologist noted
that in many instances bacte-
ria is unknowingly transferred
through the hands.
"One of the main things that
we've recently found is that
individuals are walking around
and having these unsanitary
hands. I mean hands filled with
fecal contamination such as
faeces and so forth, using the
restrooms not washing their

hands properly and touching
knobs. Then individuals go
behind them and touch these
objects and become contami-
nated," Mr McQueen explains.
Citing an article about hand
washing in America, Mr
McQueen pointed out that
many people are not using
proper hand washing tech-
nique, which has led the Amer-
ican Society of Microbiology
and the National Patient Safe-
ty Agency (NPSA) to initiate a
"Clean Your Hands" cam-
The proper hand washing
procedure, says Mr McQueen,
requires that water is as hot as
the individual can bear. Hands
should be submerged in the
water and then lathered with
an anti-bacterial soap for at
least 20 seconds, careful to
clean between the fingers. San-
itization is the next step, then
hands should be left to dry
According to Mr McQueen,
many people are not doing this
"What happens is that after
they complete that, folks would
take that same hand, touch the
tap, cut off the water, touch the,
garbage bin," he adds. "Butit
after you've washed your hands
and rinsed you need to use sin-
gle paper towels and be using a
garbage that has a foot pedal to
open it up."
He discourages the use of
paper towels on a roll.
"Because sometimes some peo-
ple touch one hand at the end
of the roll and pull off from the
beginning of the roll and they

* ACCORDING to Ricardo McQueen, local microbiologist,
bacteria is unknowingly transferred through the hands.

re-contaminate the tissue
around that roll. And you come
right "there and use the tissue
and get contaminated. And so
you need to use single, ,en-7
sary towels."
It is also important to use an
anti-bacterial soap and not
choose a soap simply for its fra-
grance, says Mr McQueen.
Even hand sanitizers, says
Mr McQueen, are used incor-
rectly. It is a common occur-
rence to see persons touting
Purell and other Mr
McQueen believes these hand
sanitizers are effective, but

(The Tribune archive photo)

only when used after the hand
washing process.
"The hand sanitizer is sup-
posed to be the last step in the
hand washing procedure. You
wash, you rinse and then you
sanitize. And when you sani-
tize your hands you don't go
and wash them again or take a
towel and wipe them off. Let it
air dry," he notes:
"But a lot of time people
either take the sanitizer, use it
and after they use it, take a
towel and wash them off and
re-contiminate their hands. Or
they just use the sanitizers with-

out first washing," he adds.
According to a recent study
measuring how effectively bac-
teria is removed from the hand,
it was found that good old-fash-
ioned hand washing with soap
and water was very effective,
even more effective. In this
study, washing hands with soap
and water was able to kill virus-
es that cause the common cold,
hepatitis A, acute gastroen-
teritis and other illnesses.
Meanwhile, waterless hand-
wipes removed only 50 per cent
of bacteria from hands.
The study involved 14 dif-
ferent hand hygiene products
and measured their ability to
reduce both bacteria and virus-
es on the hands. The
researchers also tested the out-
comes of people washing their
hands for only 10 seconds,
which is the average length of
time that healtcare workers
tend to wash their hands when
busy at work. Other studies
have tested the outcomes of
washing hands for 30 seconds,
which may represent an unre-
alistic situation.
Sixty-two people participated
in the study, in which their
hands were contaminated with
a harmless bacterium and virus.
The participants then cleaned
their hands with the various
agents and researchers mea-
sured the amounts of bacteria
and virus that remained. Soap
and water was found to be one
of the best procedures for
removing viruses from the
All of the agents in the study,
except the waterless and alco-

hol-based handwipes, were
able to reduce bacteria on the
hands by 90 per cent.
Researchers say that the hand-
wipes and rubs are an impor-
tant infection control measure,
but that traditional hand wash-
ing with soap and water should
also be required or recom-
mended. (The North Carolina
Statewide Program for Infec-
tion Control and Epidemiology
supported the research).

Because bacteria multiplies
rapidly and cannot be totally
eradicated from the environ-
ment, Mr McQueen says that it
is important to do whatever
one can to minimize exposure.
"And that's what we are try-
ing to achieve. That's why the
processes such as sanitizing, the
anti-bacterial soap, .all of what
we are trying to achieve in this
field of micro-organisms is to
take them to a safe level," he
"Once you are able to per-
form these tasks that are rec-
ommended and take due dili-
gence in terms of these prac-
tices, you'll continue to take
the level low and continue to
make the environment safe. It
must be a constant cleaning
And while Mr McQueen
believes that the corporate
world is responsible for making
sure that public facilities are
clean, he says that the onus is
still on the individual to pro-
tect him/herself from contami-

'The risk of falling increases with age'

MORE than one third of
adults aged 65 years and older
suffer falls and resultant
injuries each year. The risk of
falling increases with age and is
observed to be -greater for
women than for men.
Studies have shown that two
thirds of all older persons who
fall will fall again within six
months. Of those older persons
who experience falls, 20-30 per
cent suffer injuries such as hip
fractures or head trauma. Oth-

er fractures resulting from falls
in this population are those of
the pelvis, forearm, leg, ankle
and vertebrae (back bones).
Many factors contribute to
falls in older persons. These
are commonly called risk fac-
tors, meaning (in this instance)
that the presence of these fac-
tors (or conditions) creates a
potential for the occurrence of
falls (in older persons). In oth-
er words, if action is not taken
to change or correct the condi-

'Shake salt out

of your diet'

BEFORE refrigeration,
salt served as a valuable way
to preserve food. Unfortu-
nately, in some people, high-
sodium diets are linked to
high blood pressure, stroke
and an accumulation of fluid,
called edema. (Salt is 40 per
cent sodium and 60 per cent
chloride.) The taste for salt is
acquired, not inborn. So it is
possible to wean yourself off
of salt with no ill effects.
Here are some ideas to
reduce salt in your diet:
Put away your salt shak-
er and forget about using it
while cooking or at the table;
use less seasoned salt,
soy sauce, barbecue sauce or

other salty condiments;
buy only unsalted vari-
eties of snack foods;
avoid foods prepared
with salt brine, like pickles,
olives, or sauerkraut;
limit foods like smoked
fish, herring, anchovies and
prepare meals from fresh
ingredients instead of rely-
ing heavily on commercial
products that contain salt or
other sodium ,compounds;
when dining out, ask that
foods be made to order, with
no salt added.

(Source: Doctors Hospital)

tion or eliminate the factor(s) a
fall(s) would result.
The greater the number of
risk factors to which a person is
exposed, the greater the likeli-
hood of them experiencing a
fall. Most falls in the older per-
sons involve environmental
hazards in the home.
This article highlights six
common risk factors for falls
amongst older persons and the
steps that family members and
caregivers (in the home) can
take to reduce the risk for and
occurrence of falls in older per-

Factor 1: Osteoporosis
Osteoporosis is a condition
where (the) bones become
more porous, less resistant to
stress and more prone to frac-
tures. It is the chief cause of
- fractures in older adults, espe-
cially among women.

Eat or drink sufficient
amounts of calcium. Calcium
rich foods include milk, yogurt,
cheese, fish and shellfish, veg-
etables such as broccoli, soy-
beans, collard greens, tofu and
Get sufficient Vitamin D in
order to enhance the absorp-
tion of Calcium in the blood-
Do regular weight bearing
Factor 2: Lack of physical
Failure to exercise causes
poor muscle tone, decreased
strength, loss of bone mass and
flexibility. These not only con-
tribute to falls but to severity of


Engage regularly in exercises
designed to increase bone and
muscle strength and to improve
balance and flexibility. Walk-
ing, swimming and aerobics are
excellent choices.
Undertake daily activities in
a safe manner, such as reaching
and bending properly, taking
time to recover your balance
when rising from a chair or
Wear proper fitting support-
ive shoes with low heels and
rubber soles.

Factor 3: Impaired Vision
Age-related diseases of fhe
eye such as cataracts and glau-
coma.causes visual changes
that increase the risk of falling.
Older adults with visual impair-
ments cannot perceive an
imminent fall and take correc-'
tive measures as cana .yqung
person with good vision.

Have regular.check ups by
an ophthalmologist (6ye doc-
tor) to detect or determine the
extent of any existing age-relat-
ed eye diseases, such as
cataract and glaucoma.
Use colour and contrast that
clearly show balance-aiding
objects in the home. For exam-
ple, grab bars and handrails.
Add contrasting colour strips
on first and last steps'to identi-
fy change of level-on stairs.
Clean eyeglasses often to'
improve visibility. .'

Factor 4: Medications
Some drugs reduce mental

alertness. These include drugs
such as sedatives, anti-depres-
sants and antipsychotics. The
person can lose their balance,
resulting in an unsteady gait.
One is at greater risk for falls
when taking multiple medica-

Know the common side
effects of all medication you
Speak to your doctor about
the possibility of changing your
medication or reducing the
dosage if it causes you to lose
your balance.
Throw away all outdated
medications and those not in
use to avoid wrongful usage
Do not use alcohol or smoke
as these may interact with med-
ications, increasing the risk for

Factor 5: Environment
At least one third of frac-
tures occurring in older adults
involve environmental hazards
in and around the home. The
most common hazard for falls
is tripping over objects on the

Install hand rails on stairs
and steps;
remove high doorway
keep walkway free of clut-
ter, rock and tools;
install adequate lighting by
doors and in walkway;
*. secure rugs with non-skid
avoid use of throw rugs;
.have emergency phone
numbers posted at all tele-
phones in the home,
avoid running drop cords
and phone lines across the

install grab bars on walls
around the tub and outside the
install a portable hand-held
shower head;
add a padded bath or
shower seat;
install a raised toilet seat
if needed;
keep commonly used items
within easy reach;
use a nightlight in the bath-
place telephone within easy
reach of bed;
adjust the height of the bed
to make it easy to get in and
out of and;
have a firm chair with arms
to sit and dress.
The risk factors covered in
this article can go a longjway in
reducing the number of older
persons being admitted to hos-
pital for repair of fractures that
occur as a result of falls|.
While appropriate interven-
tion is available for the; repair
of such injuries, the cost as it
relates to pain, immobility, long
period for rehabilitation and
poor quality of life relevant to
maintaining an otherwise high
level of independence in the
older adult population, pre-
vention of falls in this popula-
tion is far better than all
attempt to repair the damage
that is preventable in the first

For more information on the
prevention of falls in older per-
sons, please contact the Ortho-
pedic Department of the Public
Hospitals Authority, Princess
Margaret Hospital at telephone
number 502-7862, and/or 322-
2861 extension 3087, or the
Health Education Division at
telephone numbers 502-4763
and/or 502-4839.




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on gardening

Hibiscus 'started

as a coastal plant'

sk people breeding to survive unless they
worldwide receive a lot of care., n cene by
what plants The basic needs of a Hibiscus
thev m nost shrub are good drainage, full b .......

A. L. associate with
the tropics and I am sure Hibis-
cus will be in the top five. It -is
ubiquitous throughout the
tropical and subtropical world
and although it started as a
coastal plant it now thrives
thousands of miles away from
any ocean.
Hibiscus belongs to the Mal-
vaceae family that also includes
Gossypium (which produces
cotton), marshmallow and
okra. The fibre of some Hibis-
cus plants is used to make

Hibiscus comes to us from
Asia and the Pacific islands.
The first import to the west was
Hibiscus rosa-sinensis, a single
red from China with deeply
indented leaves that was used
extensively for breeding pur-
poses. Most of today's won-
drous selection of Hibiscus
plants has ancestry from the H.
Modern Hibiscus plants
come in a great range of
colours and colour combina-
tions. Red, yellow, pink, orange
and white are the dominant
colours but Rose of Sharon has
a lavender cast and others show
shades of blue.
Their general shape easily
identifies hibiscus flowers, five
petals with a long staminal col-
umn. In H. schizopetalus
(Coral hibiscus) the staminal
column is several times longer
than the petals are wide.
You can often see Hibiscus
shrubs growing in places where
they receive little or no care,
yet the thrive. I've seen one
growing and flower abundant-
ly through a crack in a parking
lot. These are the descendants
of Hibiscus plants that have
been in the Bahamas for a long
time and have adapted
extremely well to our climate,
single reds, pinks and yellows
from several decades ago.
The trend now is to showier,
more spectacular hybrid
blooms. The problem is that
these hybrids do not have the

sun and enough water and fer-
tilizer to maintain good health,
which in turn helps with dis-
ease resistance.
Good drainage is very
important. A young Hibiscus
plant should be planted proud,
slightly raised above the sur-
rounding soil. The soil should
be mixed with compost, peat
moss or commercial cow
manure to help drainage and
improve the soil condition. You
can throw small rocks into the
planting pit in order to improve
Full sun is necessary for opti-
mum health and beauty. I have
seen Hibiscus shrubs growing
in shade but these never
achieve their potential. One
shopping mall in Marsh Har-
bour has hybrid Hibiscus along
two edges. One edge receives
plenty of sun; the other is shad-
ed for half of the day. The dif-
ference between them is like
night and day: full and heavily
blooming in one row, sickly
and stunted in the other.
Hibiscus shrubs are ever-
greens but lose their leaves
throughout the year in ones
and twos, turning yellow before
they drop. This is normal. If
there are many yellow leaves
there is a nutrition problem.
Hibiscus should be fed at least
once a.season. They bloom all
year long with the exception of
a few weeks now and then
when they take a rest.
If yellowing occurs on new
branches rather than old
growth, the problem is lack
iron or magnesium. Many fer-
tilizers do not contain the
minor elements, Look for those
that say "Complete". A minor
nutrient spray applied every
two weeks should bring the
shrub back to health. You
could also go to the bathroom
and make a weak solution of
Epsom salt (magnesium sul-
phate) and apply it to the roots
of your plant. If no improve-
ment is noted after a month or
so then your problem is iron.

U A STANDARD solid red is a very simple Hibiscus but still very attractive.

Regular chelated iron will work
. if your plant is in well-condi-
tioned soil. If the soil the plant
is growing in is mainly local
and calcareous you may need
Sequestrene 128 chelated iron.
*Yellow leaves with distinct
green veins indicate a lack of
If buds drop before flower-

ing, inspect them for invasion
of boring insects. There are
many pesticides that will help
with this problem. Avoid using
a systemic insecticide, however.
Some of these actually harm
the plant as they are made
mainly for roses and not Hibis-
The greatest threat to your

Hibiscus is scale insects.
The most dangerous of these
is snow scale. It looks so
innocuous early on, resembling
a fine dusting of sand or flour.
Once established, the plant is

I use Ethion and Oil sprap
to treat snow scale. It smells
bad and is horrible to use but it
does the job.
The main point is to remem-
ber that a really healthy and
well-fed Hibiscus, growing in
full sun with good drainage, is
not likely to be attacked by
insects or disease.






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