www.cnic.navy.mil/jacksonville www.jaxairnews.com ACKSONVILLE, FLA FFSC Military Saves Week Page 3 POLAR PLUNGE 5KFreezing For Fun and Games FIT GAMESHow Do You Measure Up? Page 7 THURSDAY, FEBRUARY 1, 2018 By MC2 Michael LopezNavy Public Affairs Support Element East, Detachment SoutheastCongressman John Rutherford, Floridas 4th Congressional District, vis ited Naval Station (NAVSTA) Mayports Fire Station to meet with firefighters and Sailors assigned to base security Jan. 24. Rutherford wanted to thank the Sailors and firefighters for their service, and gather their thoughts on how he can best represent them on congressio nal issues moving foreword. NAVSTA Mayport is right in the heart of my district, said Rutherford. So its my duty to help pro tect the base and this city as best as I can while these men and women are out there pro tecting our nation. Rutherford is serving his first term in the U.S. House of Representatives. He sits on the House Committee on Homeland Security, the House Judiciary Committee, and the House Committee on Veterans Affairs. Rutherford has strong roots in the Jacksonville communi ty. He attended Florida Junior College and Florida State University where he studied criminology. He began his career in law enforcement in 1974 as a patrolman in the Jacksonville Sheriffs Office. Working his way up through law enforcement, Rutherford was later elected as sheriff of Duval County in 2003, 2007 and 2011 for three terms and 12 years. Ive lived here since 1958 and Mayport has always been near and dear to my heart, said Rutherford. And Im proud to say that this base is a major asset not just to Jacksonville, but also to the security of our nation. The crew at the fire station treated Rutherford and Capt. David Yoder, commanding offi cer of NAVSTA Mayport, to an February is African American History MonthFrom staffThroughout the month of February, Navy Region Southeast joins our nation in celebrating the history and culture of AfricanAmerican and Black Sailors during African-American/Black History Month. Established in 1926, President Gerald R. Ford expanded the cel ebration in 1976 to include the entire month of February. This year, Navy commands are encour aged to celebrate and reflect on the theme African Americans in Times of War. This theme com memorates the centennial of the end of World War I in 1918. The war most directly impacted those African Americans called to fight and labor in the mili tary overseas. More than 200,000 crossed the Atlantic and served in France. The majority worked in service units, broadly charac terized as the Service of Supply. The two black combat divisions, the 92nd and 93rd, made up of approximately 40,000 troops, did see battle. Unsure how to use black national guardsmen, the American Army loaned the 93rd Division to the French army. It was the only Navy installations and commands exercise force protectionFrom U.S. Fleet Forces and CommanderNavy Installations Command Public AffairsNaval installations within the continental United States (CONUS) are conducting Exercise Solid Curtain-Citadel Shield 2017 (SC-CS18) now through Feb. 9. SC-CS17 is a two-part, anti-terrorism/force pro tection exercise conducted by Commander, U.S. Fleet Forces and Commander, Navy Installations Command on all CONUS Navy installations. This annual exercise is designed to enhance the readiness of Navy security forces and ensure seam less interoperability among the commands, other services, and agency partners. Exercise SC-CS18 is not in response to any specific threat, but is a regu larly scheduled exercise. Measures have been taken to minimize disrup tions within local communities and to normal base operations, but there may be times when the exer cise causes increased traffic around bases or delays in base access. Area residents may also see or hear security activities associated with the exercise. Advanced coordination has taken place with local law enforcement and first responders. For more information, visit www.navy.mil, www. facebook.com/usnavy, or www.twitter.com/usnavy. Courtesy photoSoldiers of the 369th (15th N.Y.) were awarded the Croix de Guerre for gallantry in action by the French government for the taking of Sechault in 1919. From left, front row: Pvt. Ed Williams, Pvt. Herbert Taylor, Pvt. Leon Fraitor, Pvt. Ralph Hawkins. Back row: Sgt. H. D. Prinas, Sgt. Dan Storms, Pvt. Joe Williams, Pvt. Alfred Hanley, and Cpl. T. W. Taylor. This was one of the first units in the U.S. Armed Forces to have black officers in addition to its all-black enlisted corps. Congressman visits Naval Station Mayport Fire StationPhotos by MC2 Michael LopezCongressman John Rutherford (center) of Floridas 4th Congressional District speaks with Mark Brusoe, fire chief of First Coast Navy Fire and Rescue Services. Rutherford met with firefighters and Sailors aboard Naval Station Mayport. Congressman John Rutherford, Floridas 4th Congressional District, and Capt. David Yoder, commanding officer of Naval Station Mayport, are lifted up in a fire ladder to its full erected height of 105 feet during Rutherfords visit to the base. See RUTHERFORD, Page 6 See Page 2 From Naval Hospital Jacksonville Public AffairsIts that time of year, when colds and influenza spread across the country, bringing discomfort to many. And the flu is peaking earlier this year than usual, with widespread cases report ed in every state across the continen tal U.S., according to the Centers for Disease Control and Prevention. First, lets talk about colds. Then well talk about flu. There is no cure for the common cold, which is caused by a virus. Antibiotics wont help; they dont work against viruses. Taking unnecessary antibiotics can also make it harder for your body to fight future bacterial infections. To feel better when you have a cold, get lots of rest and drink plenty of fluids. (Yep, just like your mom told you.) Overthe-counter medicines might help ease your symptoms. But they wont make See FLU, Page 6 Photos by Jacob SippelThorough and frequent hand-washing is one of the most effective ways to avoid colds. Colds and fluIm sick, what should I do?
2 JAX AIR NEWS, NAS JACKSONVILLE, ursday, February 1, 2018 The JAX AIR NEWS is an authorized publication for members of the Military Services. Contents of the JAX AIR NEWS do not necessarily reflect the official views of, or endorsed by, the U.S. Government, the Department of Defense, or the Department of the Navy. The appearance of advertising in this publication, including inserts or supplements, does not constitute endorsement by the Department of Defense, or The Florida Times-Union, of the products and services advertised. Everything advertised in the publication Shall be made available for purchase, use or patronage without regard to race, color, religion, sex, national origin, age, marital status, physical handicap, political affiliation or any other non-merit factor of the purchaser, user or patron. If a violation or refraction of this equal opportunity policy by an advertiser is confirmed, the publisher shall refuse to print advertising from that source until the violation is corrected. The deadline for all story and photo submissions is close of business the Friday before publication, and can be sent to jaxairnews@ comcast.net. The deadline for classified submissions is noon Monday. Questions or comments can be directed to the editor. The JAX AIR NEWS can be reached at (904) 542-3531, fax (904) 542-1534, e-mail JaxAirNews@ comcast.net or write the JAX AIR NEWS, Box 2, NAS Jacksonville, FL, 32212-5000. The JAX AIR NEWS is published by The Florida Times-Union, a private firm in no way connected with the U. S. Navy under exclusive written agreement with the U. S. Naval Air Station, Jacksonville, Florida. It is published every Thursday by The Florida Times-Union, whose offices are at 1 Riverside Ave., Jacksonville, FL 32202. Estimated readership over 32,000. Distribution by The Florida Times-Union. Advertisements are solicited by the publisher and inquiries regarding advertisements should be directed to: Ellen S. Rykert, Publisher 904-359-4168Advertising Sales Commanding Officer Capt. Sean Haley Executive Officer Capt. Michael Connor Command Master Chief CMDCM(AW/SW) Jeffery Waters Public Affairs Officer Kaylee LaRocque Public Affairs Specialist Julie Lucas Staff Writers AZ2 Sarah Morris Hannah Simmons Editor Reggie Jarrett Design/Layout George AtchleyAmerican division to serve exclusively under French com mand. The 93rd Divisions 369th Infantry Regiment from New York became the most famous fighting unit of AfricanAmerican troops. Nicknamed the Harlem Hellfighters, the regiment first garnered noto riety for its world-class band, led by the acclaimed James Reese Europe and made up of top musicians from the United States and Puerto Rico. Europes band, along with other black regimental ensem bles, popularized jazz to a wartorn French nation fascinated with black culture. The 92nd Division, in com parison to the 93rd, had a much more harrowing experience. White army officials charac terized black soldiers of the division as rapists and spread vicious lies among French civil ians. African-American officers were particularly singled out for racist treatment because of their status. Viewed as a threat to white authority, many were unjustly transferred out of the division and others were courtmartialed on bogus charges. Despite inadequate train ing and racial discrimination, the division as a whole fought well. However, one regiment, the 368th Infantry Regiment, performed poorly during the Allied Meuse-Argonne offen sive in September 1918 and was used by the military to char acterize all black Soldiers and officers as complete failures. African-American Soldiers would contest these slanderous charges well into the postwar period. The impact of World War I on African Americans often receives less attention than the effects of the Civil War and World War II. Because racial conditions failed to improve significantly after the war, it is often viewed as a disillusion ing moment. To the contrary, World War I brought about tre mendous change for African Americans and their place in American society. The Great Migration transformed the demographics of black com munities in the North and the South. The war effort allowed black men and women to assert their citizenship, hold the gov ernment accountable, and pro test racial injustice. Military service brought thousands of black men into the army, exposed them to new lands and new people, and allowed them to fight for their country. During World War II, USS Mason (DE 529), manned by a predominantly African American crew came under dire conditions in heavy weather when Masons deck split, threatening the struc tural integrity of the ship. The crew made emergency repairs allowing the ship to continue its convoy operations. In 1994, President Clinton awarded commendations to the 67 sur viving crew members. USS PC 1264 was a subma rine chaser built during World War II. She was one of only two U.S. Navy ships to have a pre dominately African-American enlisted complement during the war. PC 1264 was in ser vice for less than two years, but the performance of her crew caused the U.S. Navy to reevaluate the role of African American Sailors. Legion of Merit, Bronze Star, Meritorious Service Medal and Navy Commendation Medal recipi ent Vice Adm. Samuel Gravely served aboard the PC 1264 dur ing the war, paving the way for future African American Navy leaders. The USNS Carl Brashear (T-AKE 7) was named for BMCM Carl Brashear (19312006). Brashears career spanned more than four decades and exemplifies out standing service and dedica tion. Brashear enlisted in the Navy in February 1948 and qualified as a first class diver in 1964. In 1965, while recovering atomic bombs off the coast of Spain, Brashear sustained inju ries which eventually required the amputation of his leg. Despite his injuries, he became recertified in March 1968 as a diver, the first amputee to serve as such in the Navy, and in 1970, Brashear became the first African-American master diver in the Navy. In April 2009, Vice Adm. Michelle Howard command ed CTF-151, a multinational task force established to con duct counter-piracy opera tions in the Indian Ocean when the U.S.-flagged M/V Maersk Alabama container ship was hijacked by pirates off the Somali coast. Howard and 12 U.S. Naval forces coordinated the rescue of the ship and its crew including Capt. Richard Phillips, who had been kid napped and held hostage in a lifeboat. African-Americans continue to serve with distinction, now comprising about 19 percent of our active duty enlisted force, eight percent of our active duty officers and five percent of our flag officers. The Navy con tinues to do outreach toward African American youth in order to ensure a diverse pool of people and backgrounds yields the best talent possible. Sailors and their commands are encouraged to use this month to celebrate and recog nize the exceptional and dis tinctive contributions and the unique histories and cultures that our African-American shipmates bring to our Navy. More information on the many milestones achieved by black Sailors and the history of the African-American Navy experience can be found at the Naval History and Heritage Command at www.history. navy.mil/browse-by-topic/ diversity/african-americans. html. BLACK HISTORYFrom Page 1 Feb. 1 1941 United States Fleet reorga nized, reviving Atlantic and Pacific Fleets. 1942 USS Enterprise and USS Yorktown make first World War II air strike, Japanese Marshall Islands. 1955 Operation Deep Freeze, a research task force, established in Antarctic. Feb. 2 1800 USS Constellation, under Capt.Thomas Truxtun, defeats La Vengeance. 1862 USS Hartford, commanded by Capt. David G. Farragut, departs Hampton Roads for Mississippi River campaign. Feb. 3 1801 Senate approves peace treaty with France ending undeclared naval war that began 1798. 1917 U.S. severs diplomatic relations with Germany. Feb. 4 1779 John Paul Jones takes com mand of Bonhomme Richard. 1959 Keel laying of USS Enterprise, first nuclear-powered aircraft carrier, Newport News, Va. Feb. 5 1854 Dedication of first chapel built on Navy property, Annapolis, Md. 1941 Chief Navy Nurse Marion Olds and Nurse Leona Jackson arrive on Guam. 1971 Moonwalk by Capt. Alan B. Shepherd Jr., commander of Apollo 14, along with Cmdr. Edgar D. Mitchell, lunar module pilot, and command module pilot Stuart Roosa. During the 9-day mission, 94 pounds of lunar material was collected and Shepard became the first person to hit a golf ball on the moon. Recovery was by helicop ter from USS New Orleans (LPH-11). Feb. 6 1862 Union gunboat squadron cap tures Fort Henry, Tennessee River. 1922 World powers sign the Washington Naval Treaty providing for limitation of naval armament. 1973 In accordance with the agree ment at the Paris Peace Talks, Navy Task Force 78 begins Operation End Sweep, the mine clearance of North Vietnamese waters of mines laid in 1972. Feb. 7 1800 USS Essex becomes first U.S. Navy vessel to cross the Equator. 1815 The Board of Naval Commissioners, a group of senior offi cers, is established to oversee the oper ation and maintenance of the Navy, under the direction of the Secretary of the Navy. 1955 7th Fleet ships begin evacu ation of Chinese nationalists from Tachen Islands. 1965 In response to a Viet Cong attack on barracks area at Pleiku, South Vietnam, aircraft from carriers, USS Coral Sea (CV 42), USS Hancock (CV 19) and USS Ranger (CV 61) attack North Vietnamese area near Donghoi. By Lisa Smith MolinariSpecial contributorMy boots were there, sitting next to the front door, a grit ty residue of evaporated slush encircling the soles. I would have loved to climb back into bed that morning with Moby our Lab, rather than face my salt-encrusted minivan and an excruciatingly boring To Do list. But I had to get out into the world. I pulled on the unflat tering Michelin Man down coat I swore Id never buy until we moved to Rhode-Iceland, slipped into my water-stained boots, and opened the door to the cold January morning. It may be different for the lucky military families sta tioned close to the Equator. But for the rest of us, winter with its grey dormancy and dreary disposition has a way of making us retreat into our dens like hibernating bears. As soon as the sun abandons us for southern latitudes, humans tend to retract, curl up, nestle themselves away until springs resuscitation. On its face, this seems like a damned good idea. Its cold outside, so why not fire up the CrockPot, but on lounge pants and binge watch Ozark all day? The problem is that humans arent meant to be alone like bears. According to a2015 studyin the journal Perspectives on Psychological Science, social isolation and perceived lone liness are potentially damag ing to ones health, with wellestablished risks of higher rates of cancer, infection, heart disease, arthritis, depression, anxiety, substance abuse, Alzheimers Disease and dementia. Worse yet, loneliness and isolation can also cause early death. The study by researchers at Brigham Young University found that the subjective feel ing of loneliness increases ones risk of death by 26 per cent. Social isolation increases mortality by 29 percent, and living alone shows a 32 percent increase. Loneliness is subjective, however. In a2012 study, three researchers at the University of California at San Francisco found that most subjects who felt lonely were married, lived with others and were not clini cally depressed. While the quantity of rela tionships is a factor in loneli ness, the quality of relation ships is relevant, too. But regardless of whether one is actually alone, or just feels lonely, connecting emotional ly with other human beings is essential for good health. Military spouses may find that isolation is a natural response to frequent moves and a lack of community belonging, but the health risks are too serious to ignore. The same way its important to drink enough water, eat veg gies, exercise, and get your teeth cleaned every six months its important to get out and be with people. During the work-ups lead ing to my husbands yearlong deployment to Djibouti, a friend contacted me about forming a weekly Lunch Bunch with two other wives. I was a bit of a loner, but some thing told me that I needed this, so I agreed. We met each week at dif ferent restaurants, using the alphabet as our guide. The first restaurant name started with an A, the second started with a B, and so on. Initially, our lunches were typical housewife affairs with gossip and discussion about the latest hot dip recipes. But soon, our rendezvous took on a rebellious quality, la Thelma and Louise. We whispered like middle school ers, heckled waiters, talked over each other, and on many occasions, laughed until we cried about the absurd reali ties of marriage, sex, parenting, minivans, in-laws, and the lat est Anna Nichole Smith drama. We started keeping a journal, chronicling the best and worst dishes, memorable quotes, cute waiters, and frequent moments of hilarity. By the time my husband returned from deployment, the Lunch Bunch had almost whizzed through the alphabet twice. We had guzzled more than one hundred Diet Cokes, eaten thousands of french fries, and laughed until we lost bladder control on countless occasions. I never wanted it to end, but military orders soon sent us overseas. Despite all those french fries, the weekly lunches with my friends had kept me healthy during the deployment . and apparently, alive! So, even in winter, when everything looks dead as a doornail and the wind cuts like a knife, resist the urge to retreat into your cocoon. Put on your boots, open the door, and get out into the world. Meat & Potatoes of LifeThe lunch ladies This Week in Navy History U.S. Navy photoDespite engine problems and inclement weather, the crew of NC-4 landed on Atlantic flight.
Navy reminds Sailors to participate in Personal and Professional Choices SurveyFrom Chief of Naval Personnel Public Affairs The Navys biennial Personal and Professional Choices Survey is available for selected Sailors until Feb. 23. This Secretary of the Navydirected survey collects data and comments from Sailors across the Fleet to gauge the overall readiness of the Navy and the present-day impact of policies on Sailors. The survey touches on issues such as career development, work-life balance, adoption leave and family plan ning. Participation is anony mous and completely volun tary, but highly encouraged by Navy leadership. The 2018 survey began Jan. 17 and will close on Feb. 23. The survey has been sent to 80,000 randomly selected active duty Sailors. Notification emails will be sent to participants from both the Chief of Naval Personnel and the survey plat form Max.gov, urging Sailors to use this opportunity to pro vide their feedback to the Navy. Participation is anonymous and completely voluntary, but Navy leadership strongly encourages selected Sailors to participate. If you were selected to par ticipate, please take advantage of this opportunity to provide the Navy feedback. Survey results are expect ed to be released in August and will be posted on Navys Inclusion and Diversity web site. Questions on the survey may be addressed to the Office of Inclusion and Diversity (OPNAV N1D) at ALTN_ USN_INCLUSION_AND_ DIVERSITY@navy.mil. By Hannah SimmonsStaff writerThe 2018 Military Saves Week Campaign starts Feb. 26 with a celebratory kick-off at Deweys. The entire week will be filled with sessions encour aging practical financial behavior and how to embark on the road to financial suc cess. Last years campaign was centered on Start SmallThink Big. Sailors, retirees, civilians and family members attend ed classes on Debt Reduction Strategies, Basic Budgeting and Money Management, How to Be a Million Dollar Sailor, Retirement Savings, Investing, Car Buying Strategies, and more. During this years cam paign, trainings will be held at the commands, such as Naval Hospital Jacksonville, Patrol Squadron 30, Center for Naval Aviation Technical Training Unit Jacksonville, VyStar Credit Union, and other loca tions. This is the first year classes will be brought to the com mands, instead of spending the week at Fleet and Family Support Center. We are trying to maximize participation of the Sailors, and we came up with the idea to take the training to them, said John Baker, FFSC finan cial educator. A new savings strategy will be the introduced each day during Military Saves Week. On the first day attendees will be asked to make a Military Saves Pledge, and throughout the week those who made a pledge will be entered into a contest for a chance to win up to $750. According to a Military Saver Survey taken in 2017, 58 percent of the military savers reported they have implemented the tactics they learned and began saving. There will be one session on how to automatically trans fer money from a checking account to a savings account in order to prevent overspend ing. There are times in life when emergency funds are needed. Another course will show how saving for emergency funds is beneficial and eliminates the need to panic during unex pected inconveniences. A Five-Step Blended Retirement System Checklist to Success was created by the Department of Defenses Office of Financial Readiness to encourage service members to plan for retirement. Tax refunds and work bonuses are often, more than likely, spent instead of put into the bank. There will be a ses sion encouraging participants to save the extra funds instead of going on a shopping spree. There will also be sessions centered on saving money as a family. The planned sessions are designed to demonstrate how thinking ahead of time and planning for the future can result in better financial stability and success. The goal of these free assemblies is to educate ser vice members on financial health in hopes that the atten dants carryout the strategies they are taught. The campaign will end March 2 in the Vystar Credit Union training room. For more information on Military Saves Week events call the FFSC at 5424718/5635 or view their Facebook page: https://www. facebook.com/FFSCNASJAX Drop-in care resuming at CDCFrom StaffHourly drop-in care for infants and pre-toddlers will resume at the Naval Air Station Jacksonville Child Development Center begin ning Feb. 5. Reservations can be made 30 days in advance on the CYP website at https://myffr.navyaims. com/wbwsc/nrsejaxcyms. wsc/wbsplash.html?wbp=1 For questions or more infor mation, please call 5425529. FFSC preps to educate on saving File photoBob Bieri, a representative with the Navy Mutual Aid Association, shares headlines from the newspaper regard ing money matters during his presentation for Military Saves Week aboard Naval Air Station Jacksonville last year. Photo by MC3 Kristopher S. HaleyMCPON visits MayportMaster Chief Petty Officer of the Navy Steven Giordano speaks with Sailors at the Chief Petty Officers Club aboard Naval Station Mayport Jan. 24. Giordano met with Sailor of the Year selectees for a discussion about readiness and the evolution of the U.S. Navy. JAX AIR NEWS, NAS JACKSONVILLE, ursday, February 1, 2018 3
4 JAX AIR NEWS, NAS JACKSONVILLE, ursday, February 1, 2018 Polar Plunge 5KBy Reggie JarrettEditor, Jax Air NewsAn estimated 50 people turned out to compete in the first Polar Plunge 5K aboard Naval Air Station Jacksonville Jan. 27. The fun run began and ended at the bases outdoor swimming pool, and culmi nated in many of the partici pants jumping into the pools 55 degree water. The runners had differing opinions on the cold water. It was a little shock at the end of the run, said first place fin isher Ryan Collins. But it was refreshing. ABH1 Stephanie Matson, who is stationed aboard USS Iwo Jima (LHD-7) at Naval Station Mayport, disagreed. I thought it was going to be nice, she said. But it was quite painful. Both agreed the run and the plunge was a lot of fun. That was the opinion of most of the runners accord ing to MWRFitness Director Jill Sheppard. I think it went great, she said. We got a lot of good feedback. Everyone said it was a great run. Sheppard hoped the run inspires participants to achieve other goals they have set for themselves for the new year. I hope the cold water shocks them into completing resolu tions they made. Another inspiring part of the event was retired United States Air Force Lt. Col. Barry Bridger, who spoke to the crowd of his experience as a prisoner of war in Vietnam. Bridger spent six years in captivity at the infa mous Hanoi Hilton from 1967 to 1973. After speaking to the group as a whole before the run, Bridger also spoke to many people individually. Young Sailors were especially hon ored to speak with him, such as AWOAN Samuel Kempf and AWOAN Jay Thornton both with Patrol Squadron 30. The 5K run started soon after Bridger spoke and was an untimed fun run. The first female to cross the finish line was 15-year-old Liliana Angulo. The ninth grader at Bishop Snyder High School is already a veteran competitive runner who has competed in 38 triathlons. Angulo is think ing about joining the Coast Guard when she graduates high school. Another young participant had mixed emotions about the 5K run and polar plunge. Fouryear old Colin Matson said he had fun, but when asked if he would do it again he shook his head and said no. Ashton Matson, 6, swims across the outdoor pool in after finishing the Polar Plunge 5K aboard Naval Air Station Jacksonville. Lt. Col. Barry Bridger (USAF retired) greets AWOAN Samuel Kempf (left) and AWOAN Jay Thornton, both of Patrol Squadron 30, before the start of the Polar Plunge 5K aboard Naval Air Station Jacksonville Jan. 27. Bridger spoke to the runners before the start of the race about his experience as a POW during the Vietnam War. (From left) AWOAN Jordan Housaflook, AWOAN Samuel Kempf and AWOAN Jay Thornton of Patrol Squadron 30 gather with Plunge the Polar Bear after the swimming portion of the Polar Plunge 5K event.
JAX AIR NEWS, NAS JACKSONVILLE, ursday, February 1, 2018 5 Plunge the polar bear leads the runners at the start of the Polar Plunge 5K race aboard Naval Air Station Jacksonville Jan. 27. The participants ended the run by jump ing into the outdoor swimming pool. Photos by Reggie Jarrett and Morgan KehnertTami King and her daughter Marina, 7, finish the Polar Plunge 5K hand in hand Jan. 27. Dinah Ruiz (left), an employee of Naval Facilities Engineering Command Southeast, and Chanda Rigsby approach the finish line of the Polar Plunge 5K aboard Naval Air Station Jacksonville Jan. 27. Ryan Collins gives a thumbs up as he was first to cross the finish line of the Polar Plunge 5K aboard Naval Air Station Jacksonville. Collins, and many the the estimated 50 runners, ended the run by jumping into the base's outdoor swimming pool. Polar Plunge sponsor, First Command, dressed the part for this arctic event. Neither NAS Jacksonville, MWR nor Jax Air News or any part of the federal govern ment, officially endorses any company or sponsor or their products or services. Retired Sgt. Major Joe Rivera completes his swim across the 55 degree water dur ing the 2018 Polar Plunge 5K aboard Naval Air Station Jacksonville. With the assistance of lifeguard Joel Westerhoff, 7-year-old Matthew Deford fin ishes his 5K run with a swim across the chilly outdoor pool. Liliana Angulo, 15, completes the swimming portion of the Polar Plunge 5K at the outdoor pool aboard Naval Air Station Jacksonville. The ninth grader at Bishop Snyder High School has competed in almost 40 triathlons and is considering join ing the Coast Guard after graduating.
RUTHERFORDFrom Page 1aerial view of the base as they lifted them up to a height of 105 feet in one of the stations ladder trucks. I got the best view of the base Ive ever had, said Rutherford. Even beyond that, coming to the fire station is a special treat for me because I spent so much time in law enforce ment, so these are my people and I really enjoy any chance I get to inter act with fireman, law enforcement and the Sailors of this base. Prior to his visit at the fire station, Rutherford also met with the Chief of Naval Operations Adm. John Richardson and toured the San Antonioclass amphibious trans port dock ship USS New York (LPD 21).the cold go away any faster. Always read the label and use as directed. Be espe cially careful with children and cold medicine. Some medicines have ingre dients not recommended for children. Cold symptoms include sore throat, runny nose, coughing, sneezing, head aches, and body aches. Most people recover within about seven to 10 days. But people with weakened immune systems, asthma, or respiratory conditions might develop serious illness, such as pneumonia. To reduce your risk of getting a cold: If your child is younger than three months of age and has a fever, always call your doctor right away. Your doctor can determine if you or your child has a cold, and can recommend therapy to relieve symptoms. Now, on to influenza. You might have the flu, if you have some or all of these symptoms: fever, cough, sore throat, runny or stuffy nose, body aches, headache, chills, fatigue, and sometimes diarrhea and vomiting. Most people with the flu have mild illness, and dont need medical care or antiviral drugs. If you get sick with flu symptoms, in most cases, you should stay home and avoid contact with other people except to get medical care. Stay home for at least 24 hours after your fever is gone, except to get medical care or other necessities. Your fever should be gone without the use of fever medi cine (like Tylenol). Stay home from work, school, travel, shopping, social events and public gatherings. While youre sick with flu: stay away from others, wash your hands often, and cover coughs and sneezes with a tissue. If you must leave home, wear a facemask if you have one. People who are only mildly ill shouldnt go to the emergency room. If you go to the ER and you dont have the flu, you might catch it from people who do have it. If you have flu symptoms and are in a high-risk group, or are very sick or worried about your illness, contact your doctor. High-risk groups include: young children (age younger than five, and especially younger than age two), peo ple age 65 and older, pregnant women, and people with certain medical condi tions (such as asthma, diabetes, or heart disease). High-risk patients should con tact your doctor early in your illness. Remind them of your high-risk status for flu, and ask about antiviral treat ment. If anyone has any of these emergency warning signs of flu sickness, go to the ER. For children: For infants: in addition to the signs above, get medical help right away for any infant who has any of these signs: For adults: For 24/7 clinical advice, call the Nurse Advice Line at 800-TRICARE (800-8742273). Its not too late to get your flu shot. For immunizations, stop by or call 904-5427810 (hospital) or 904-546-7050 (Branch Health Clinic Jacksonville). You can also email your doctor for non-urgent issues, using RelayHealth secure email messaging. Go to the TRICARE Online Patient Portal at www. TRICAREonline.com or https://mil. RelayHealth.com. For appointments or to call your doctor, call 904-542-4677 (hospital) or 904-546-7094 (Branch Health Clinic Jacksonville, for active duty). Or sched ule online at www.TRICAREonline.com. Photos by MC2 Michael LopezCongressman John Rutherford (left) Floridas 4th Congressional District, and Capt. David Yoder (middle) commanding officer of Naval Station Mayport, help operate a fire ladder during Rutherfords visit to the base Jan. 24. Congressman John Rutherford, Floridas 4th Congressional District, dons protective gear before being lifted up in a fire ladder at Naval Station Mayport Jan. 24. Rutherford met with firefighters and Sailors assigned to base security to thank them for their service and gather their thoughts on how he can best represent them on congressional issues moving forward. FLUFrom Page 1 Navy civilian volunteers for FEMA, learns life lessonsBy Mark BurrellOffice of Civilian Human ResourcesIn the middle of nowhere, between Bradford and Union counties just west of Jacksonville, Florida, down a long, long washed-out dirt road, a recently widowed elderly lady sat outside her log cabin, looking at her flooded vehi cles. Historic flooding from Hurricane Irma took Jacksonville and nearby towns by surprise. Federal Emergency Management Agency (FEMA) offi cials called the flooding epic, hitting water levels not seen since 1846. Lynette George, a FEMA volunteer, found the elderly woman sitting out side. Immediately, George began to assess the damage but was unable to enroll her into the FEMA system due to connectivity issues. Photos by Lynette GeorgeLynette George, a finance manag er for the Navys Office of Civilian Human ResourcesOperation Center Silverdale, checks on a hurricane survivor after she volunteered to do an interagency deployment with the Federal Emergency Management Agency near Hastings, Fla. The owner of this house damaged by Hurricane Irma near Starke, Fla., Nov. 19, 2017, insisted other people were worse off than he and took convincing to sign up with the Federal Emergency Management Agency for assistance five weeks after Hurricane Irma caused historic damage, explained Lynette George. George volunteered to deploy with Federal Emergency Management Agency and is a finance manager for the Navys Office of Civilian Human Resources Operation Center Silverdale.See FEMA, Page 8 6 JAX AIR NEWS, NAS JACKSONVILLE, ursday, February 1, 2018
Photo by Hannah SimmonsRP3 Joshua Silva (left) of Naval Air Station Jacksonville (NAS Jax) and Lt. Cmdr. Anthony Baker, a Navy chaplain, participate in the 3K Row event during the Fit Games aboard NAS Jax. One would hold row while the other held the plank posi tion and then they would alternate.Photo by Reggie Jarrett Team Chaps, RP3 Joshua Silva (left) of Naval Air Station Jacksonville (NAS Jax) and Lt. Cmdr. Anthony Baker, a Navy chaplain, perform atomic pushups dur ing the second day of the weeklong Fit Games competition at the Fitness Center aboard NAS Jax Jan. 23. NAS Jax MWR Fitness hosted a winter Navy Fit Games from Jan. 22 to Jan. 26. Teams of two competed in a variety of exercises for an hour each day, including squats, deadlifts, wall balls, burpees, rowing, lunges and atomic push-ups at the Fitness Center Outdoor Pavilion or in the High Intensity Training room. Team Chaps won first place with Team Small Arms, consisting of GM1 D'Andre Wilson and AO2 Bobby Segarra of Navy Munitions Command Atlantic, coming in second place.Photo by Demi M. CruzTeammates GM1 D'Andre Wilson (left) and AO2 Bobby Segarra both of Navy Munitions Command Atlantic work together for the Bar Hang Burpee challenge, part of the Navy Fit Games. Wilson hangs on the bar while Segarra completes as many burpees as possible.Photo by Hannah SimmonsRP3 Joshua Silva of Naval Air Station Jacksonville (NAS Jax) participates in the kettlebell swing portion on the Fit Games competition held aboard NAS Jax Jan. 25.Fit GamesAO2 Bobby Segarra of Navy Munitions Command Atlantic achieves a deadlift one-rep max of 405 lbs for the Navy Fit Games on Jan. 22 at Naval Air Station Jacksonville's Fitness Center Outdoor Pavilion.Photo by Demi M. CruzRP3 Joshua Silva (right) watches Lt. Cmdr. Anthony Baker, a Navy chaplain, per form push-ups during the Fit Games competition at the Fitness Center aboard Naval Air Station Jacksonville Jan. 25. Silva and Baker started and ended the day's event with a 400-meter run. In between, they alternated doing 200 lunges, 160 push-ups, 120 burpees, 160 ket tle bell swings and 200 sit-ups. The pair just missed their goal of completing the exercises in 20 minutes, finishing in 23 minutes.Photo by Reggie Jarrett JAX AIR NEWS, NAS JACKSONVILLE, ursday, February 1, 2018 7
8 JAX AIR NEWS, NAS JACKSONVILLE, ursday, February 1, 2018 Fortunately, volunteers, like George, a federal civil ian at the Department of the Navy (DON), raised their hands to deploy after this years hurricane season as a member of the Surge Capacity Force. The Post-Katrina Emergency Management Reform Act mandated the creation of a Surge Capacity Force (SCF) that will be capable of deploying rapidly and efficiently after activation to prepare for, respond to and recover from natural disasters, acts of terrorism, and other man-made disasters, including catastrophic incidents. George found out that soon after Hurricane Irma, the ladys husband died. The hurricane destroyed most of her property and even her dog was missing. The only access to her home for five weeks was by boat, the long winding dirt road was impassable. How could I possibly do 45 days of this? Its heart wrenching and I started crying, said George. This was her first day in the community. Yet, she carried on. George, a finance manager for the Navys Office of Civilian Human Resources Operations Center Silverdale, has carried on for more than 35 years with the Department of the Navy. My whole life has been volunteering from Sunday School to managing a non-profit its a lifetime pas sion for me because Ive been blessed with a wonder ful job and family, George said. FEMA put out a call for volunteers shortly after hurricanes Harvey, Irma, Jose and Maria, devastat ed the Southern U.S. and Puerto Rico in late August and September 2017. Like many of the almost 50 Department of the Navy volunteers, George arrived in Anniston, Alabama, for training with almost no idea of what this experience would entail. Before I left, I had a feeling like I wasnt coming back, George explained. That I was going into a disaster area but it was something that I knew I need ed to do. There was no hesitation on my part and I was prepared for the worst. Even though she had spent four years on active duty in the Navy, she never spent time on the ground in a conflict or disaster zone. My family thought that I was crazy, George said. After meeting fellow Navy employees during train ing, she deployed to Jacksonville to work with a FEMA crew on a Disaster Survivor Assistant Team going door-to-door to ensure the survivors were safe and help register people in the FEMA database. According to FEMA, the DSA mission is to build and sustain an expeditionary cadre to establish a timely presence in disaster areas. DSA primarily focuses on addressing the needs of disproportionately impacted populations and disaster survivors. With the amount of damage caused in Bradford and Union counties, George and her team had their work cut out for them. Her supervisor, Tammy Johnson, said George is no stranger to getting out in the community. She has always been engaged in the giving commu nity. She is the founder of the Blue Star Banner pro gram in Kitsap County, Washington -honoring those that served in the military. She routinely volunteers for other events such as Wreaths Across America for those veterans we have lost. So, in my mind, George has always been an individual who is engaged and giving, said Johnson, director of Office of Civilian Human Resources (OCHR) Silverdale. Johnson encouraged George as soon as she found out she was volunteering. Johnson said she knew George could make a difference by helping people and have an unforgettable life experience. The FEMA surge deployment provided Lynette with increased appreciation for the things in her life -family, friends, shelter, to name a few, said Johnson. It is such an honor to work with a person so empa thetic to others. She truly cares and tries her best to help others. She is a role model for us all. George spent 45 days on a DSA crew using tablets and other mobile reporting tools to bring services directly to survivors who needed the most help. The technology registers survivors at home, work, shelters, hotels or wherever they may be. The Survivor Mobile Application Reporting Tool uses mobile geo-tagging and photo-capable devices in the field to give FEMA leaders an instant picture of critical and emerging needs, as well as the overall pulse of impacted com munities. Learning the methods and technologies of another agency benefits all those involved, explained Lisa Jox, HR Operations director at OCHR. The benefit to the DON and OCHR of such inter agency experiences is really two-fold: one, gaining new perspectives on how other agencies operate, their best practices and sharing that knowledge within the DON; and two, sharing DON best practices with our sister agencies, Jox said. Though the level of support for another federal agency was unprecedented, explained Jox, she wasnt surprised that OCHR employees were ready and will ing to answer the call. While FEMA has had the ability to reach out to other federal agencies for assistance, this is the first time they requested employee volunteers from those agencies, said Jox. Working with other agencies allows us to see how almost every federal agency relies, in some part, on the work the DON performs every day, including disaster and humanitarian assis tance. OCHR is a key partner in supporting the DON mission and seeing firsthand how the DON supports national interests abroad and at home enables us to be a more effective partner. Though some of the places George visited felt like they were conflict zones overseas, the people were extremely grateful even though they had lost so much. People were positive and they had nothing. Yet they were so willing to help others and give and not take, said George. This was one of the most amazing expe riences Ive ever encountered. I thought we were going to get greeted by angry people but, instead, it renewed my faith in humanity. A few weeks after Georges first day, she recognized one of the hurricane survivors at a FEMA community resource event. The elderly lady who lost her husband was able to make it to town to register. George said she was happy to see her getting assistance from FEMA, but her missing dog was nowhere in sight. My goal is to write a letter to FEMA to help improve the process and help survivors even more, explained George after she returned home. I think Im actu ally going to volunteer for the FEMA Reserves when I retire. Though her family might still think thats crazy, George is determined to continue living a life of ser vice. FEMAFrom Page 6 From Department of DefenseThe Department of Defense, through a joint initiative with the Department of Veterans Affairs, is pleased to announce the launch of a web-based tool that will provide customized guidance to vet erans who desire to upgrade or change the conditions of their military dis charge. We are thrilled to have partnered with the Department of Veterans Affairs in developing this wonderful and eas ily-accessible tool, said Mr. Robert Wilkie, Under Secretary of Defense for Personnel and Readiness. We sup port our veterans, whether they served recently or long ago, and we are excited to introduce a tool that will individual ize the guidance for those who desire an upgrade or change in their military discharge, he said. Over the years, some veterans have criticized the review process as daunt ing or difficult to understand. The issu ance of supplemental guidance over the past few years, while helpful to many, has the side effect of creating multiple guidance documents that can be con fusing to some. Furthermore, some vet erans suffer from mental health or other conditions that make tasks like these more difficult for them than for others. This innovative tool simplifies and customizes the guidance. By answer ing a few short questions, veterans will know which board they need to go to, what form to fill out, any special guid ance applicable to their case, where to send their application, and some help ful tips for appealing their discharge. Any veterans who believe their dis charge was unjust, erroneous, or war rants an upgrade are encouraged to use this tool and then apply for review. This tool can be found on Vets.gov at www.vets.gov/discharge-upgradeinstructions. The link is also available on Military OneSource (www.military onesource.mil/) and each of the review boards websites (listed below). The link has also been forwarded to a number of Veterans Service Organizations and Military Service Organizations in order to spread the news to as many Veterans as possible. This initiative was one of many in recent years aimed at improving the review process and guidance available to veterans who believe they may have been unfairly discharged or received an unfair discharge characterization. The Department issued special guid ance in 2011 for veterans discharged under Dont Ask, Dont Tell or its pre decessor policies. Also, the Department issued guidance related to post-trau matic stress disorder (PTSD) and traumatic brain injury (TBI) in 2014. Most recently, in February 2016, the From Balfour Beatty Housing OfficeWill my rent go down since renters insurance will no lon ger be provided? No. The BAH rates for mem bers not already rate protected were adjusted to remove renters insurance in 2015 and the PPV Housing rents were similarly adjusted. Since then, however, the PPV partners have been providing renters insurance coverage at no cost because the coverage is still specified in individual leases with residents. The PPV partners will continue to provide coverage at no cost to all residents until the end of the current lease or renewal term (and upon written notice), or until rate protected members pre-dating the 2015 changes lose their protection under nor mal criteria. Accordingly, there will be no adjustment to current PPV Housing rental rates as a result of this change. Why do I need renters insur ance? Renters insurance covers your personal property and your personal legal responsi bility (or liability) for injuries to others and/or their property while they are on your property. Accordingly, coverage is recom mended to cover your personal property (e.g. electronic equip ment, furniture, clothing) and to protect you from being liable for damage you might cause to the building inadvertently (e.g., a kitchen fire or a plumbing mishap), or from injuries to oth ers while on your property. When will the change to my rent and/or renters insurance occur if Im already in priva tized housing? If you are rate protected at BAH pre-dating the 2015 chang es, your rent and/or renters insurance coverage will change only when you would lose your protection under normal crite ria (e.g., Permanent Change of Station, change in pay grade, or change in dependent status). If you are rate protected at BAH effective after the 2015 changes, or you are not rate protected, your BAH already accounts for the removed renters insur ance and the renters insurance changes may be effective as soon as your current PPV lease or renewal period expires. Where can I find renters insurance? Most major insurance provid ers offer rental insurance poli cies. There are different rental insurance options based on the level of protection or property the service members want to insure. Naturally, the desired amount of coverage will impact the cost of obtaining insurance. How much does renters insurance cost? The National Association of Insurance Commissioners (NAIC) quotes the average insurance policy at $15 to $30 per month. Specific renters insurance costs will depend on your individual circum stances and desired coverage. Currently, the PPV partners are typically providing between $10,000 and $20,000 per unit in coverage for loss of personal property. Does the Basic Allowance for Housing (BAH) rate protection apply to this change? Yes, if you are rate protected at a BAH pre-dating the 2015 changes. In that case, your protected BAH rate continues to include the renters insur ance component and the PM is required to continue insurance compensation or to provide comparable compensation until your protection ceases under normal criteria. If your rate pro tection applies to a BAH rate effective after the 2015 chang es, your BAH rate will remain protected but your automatic renters insurance coverage will cease at the end of your lease or renewal term. From NAVFAC Southeast Public Affairs OfficerNaval Facilities Engineering Command (NAVFAC) Southeast awarded a nearly $7.8 mil lion contract Jan. 23 to W.W. Gay Fire Protection, Inc. of Jacksonville, Florida, under a design-build multiple award construction contract for replacement of the fire suppres sion system in Hangars 1853 and 1854, located at Forrest Sherman Field on board Naval Air Station (NAS) Pensacola, Florida. The new system is a signifi cant improvement in the firefighting system currently being used in our hangars occupied by Training Air Wing (CTW) 6 and the Blue Angels, said Capt. Christopher Martin, NAS Pensacola commanding officer. This state-of-the-art upgrade will provide an improved water deluge system, fire detection and new environmentally friendly low expansion foam extinguishing system for air craft undergoing maintenance. Hangar 1853 supports Training Squadron (VT) 10, VT-4 and the 2nd German Air Force Training Squadron. Aircraft maintained in Hangar 1853 include T-6 and T-45. Hangar 1854 supports the maintenance function of T-45 and F/A-18 aircraft and is home to the Blue Angels, CTW-6, and VT-86. Renovations to Hangar 1853 will include converting the han gar bay overhead sprinkler sys tem from a deluge system to a wet pipe sprinkler system. The risers will be reworked, includ ing replacement of all heads and control valves and painting of all sprinkler pipes. Hangar 1854 upgrades will include painting all of the sprinkler piping and rework of all risers. The installation of a new supplement low level aque ous film forming foam monitor system in the hangar bay areas are planned for both Hangar 1853 and 1854. The new system includes automatic and manual releasing controls components and a containment system for complete containment of a 10 minute foam discharge, with underground storage tanks and door trench drains and a prepackage fire pump system for support of both hangars. The fire protection work at NAS Pensacola will provide a reliable water supply, fire detec tion, low expansion foam fire extinguishing system, and con tainment system to detect and extinguish a fuel spill originat ing from an aircraft undergoing maintenance operations, said NAVFAC Southeast Supervisory Fire Protection Engineer Taylor Hudson. Without such systems, a fuel spill could spread across the hangar floor under other air craft until an ignition source occurs, at which time the pool fire would envelop all or most aircraft in the facility, typical ly resulting in total loss of all involved aircraft. Conventional water based fire sprinklers are ineffective at extinguishing such pool fires, continued Hudson. The new system also has a passive con tainment system to capture and contain all spilt fuel and foam extinguishing agent in under ground tanks for proper dispos al after the fire incident. Site work will include under ground piping from fire pumps to each hangar system, pip ing from aqueous film forming foam door trenches to contain ment tanks, diverter valves, manholes, oil water separators, pavement repairs and associ ated work to support aqueous film forming foam systems to include coatings of the wet fire sprinkler piping. Work is expected to be com plete by January 2019. Renters insurance frequently asked questions NAVFAC Southeast awards fire suppression system contract DoD and VA release online tool to assist veterans with discharge upgrade process See DISCHARGE, Page 9
JAX AIR NEWS, NAS JACKSONVILLE, ursday, February 1, 2018 9 NAS Jax hiring eventFrom staff Employers are invited to participate in the upcoming NAS Jacksonville Hiring Event March 10 from 10 a.m. to 2 p.m. at Hangar 117 for transition ing active duty, retirees and family members. Employers must have current job listings to qual ify for a free table at this event. Please confirm your participation, no later than Feb. 9 by emailing Penny Justice at: Penny.L.Justice@gmail.com Department redoubled its efforts to ensure vet erans received the benefit of the latest guidance and statutes of limitations were liberally waived in such cases. Subsequently, in December 2016, the Department launched an internal review of its policies and procedures. That review disclosed some gaps and confusion in the previous guid ance. In August 2017, the Department issued sig nificant guidance clarifying how review boards will consider cases involving mental health condi tions, including PTSD, TBI, sexual assault or sexual harassment. DISCHARGEFrom Page 8 Photo by Jacob SippelPromoting a healthy lifestyleMisty Carman (center), a nurse educator at Naval Hospital Jacksonvilles Wellness Center, along with members of Naval Air Station Jacksonvilles Fitness Center, talk to David and Phyllis Skwara at a healthy weight event held at the hospital. During the event, patients and staff also explored the hospi tals walking path, which promotes exercise. Photo by Jacob SippelFaces of Naval Hospital JacksonvilleHM3 Nicholas Berra, a native of Middletown, New York, changes Charles Lawsons intravenous tubing at Naval Hospital Jacksonvilles ambulatory procedure unit. A member of the hospitals color guard, Berra has been in the Navy for over two years. He considered the Navy after talking to his cousin, a Marine, and decid ing he wanted to get into healthcare and challenge himself professionally. With goals of becoming a nurse and then a certified registered nurse anesthetist, Berra says he couldnt be working in a better environment. Teamwork is very big here and having that many motivated staff working around you makes it easier to do a better job.
10 JAX AIR NEWS, NAS JACKSONVILLE, ursday, February 1, 2018 From the Consumer Financial Protection Bureau Protections are in place for those with federal or pri vate student loans. Under the Servicemembers Civil Relief Act (SCRA), service members can reduce their interest rate to 6 percent on all pre-service obligations, including stu dent loans, while they are on active duty. The lower interest rate can be requested up to 180 days after leaving service, and the lower interest rate will be applied retroactively for the entire period of your active duty military service. Here are two things you should know about reducing interest rates: 1. Federal student loan reductions are automatic: In June 2012, the Department of Education made the SCRA interest rate reduction auto matic for federal student loans. Your federal loan servicer should check to see if you are eligible for the SCRA benefit, and make the reduction auto matically. Tip: Contact your servicer (the company that sends you a bill each month) to check out your current interest rate and ensure youre properly receiv ing the SCRA reduction. 2. Private student loan reduc tions must be requested: The SCRA interest rate reduction is not automatic for private student loans, so make sure you do your part and properly request it. To do this, contact your student loan ser vicer to request your reduction be sure to provide them with a copy of your military orders calling you to active duty. Tip: Make sure you send the right orders. Your orders should state the date you started active duty. That way, your servicer will know the exact date on which to start charging the lower interest rate. Zero percent interest for ser vice in an area of hostile fire If you served in an area of hostilities and received spe cial pay, your federal student direct loans qualify for a 0 per cent interest rate during that deployment if they were made on or after Oct. 1, 2008. The benefit can be applied retro actively, so its not too late to contact your servicer after deployment to find out about what documentation you need to provide. Tip: You can receive the 0 percent interest rate for up to 60 months, and it can be applied retroactively even after youve left military service. Perkins loan forgiveness Borrowers with a Federal Perkins Loan who serve in an area of hostilities for more than 12 months straight may be eli gible to have their loan balance reduced for each qualifying year of service. Tip: In order to qualify, you must serve 12 consecutive months in an area of hostilities, but if your combat service has already passed, you can still apply for the benefit retroac tively. Military deferment For federal student loans, you can defer payment during certain periods of military ser vice. A deferment just means youre postponing payment. Depending on the type of loan you have, you may have to pay back unpaid interest at the end of the deferment, or it will be added to your outstanding loan balance. For subsidized federal student loans, the Department of Education will pay the inter est for you when you use a mili tary deferment. Tip: Remember that interest may continue to accrue during the time of deferment, unless you have a subsidized loan. But you can choose to pay all or part of the interest as it accrues, even if you are in deferment. If you dont and interest con tinues to accrue, youll end up owing more after the defer ment ends. The deferment process depends on your military sta tus and where youre serving: National Guard and Reservists: Can request deferment when you are called to active duty during a time of war, other military operation, or during a national emergency. Active duty: Can request deferment if you are serving on active duty during a time of war, other military operation, or during a national emergen cy. Remember, for those serv ing on active duty, you must also be serving at a duty sta tion at which they are not nor mally assigned. For example, a service member serving at Naval Air Station Jacksonville who is then deployed to Afghanistan or Iraq would be stationed away from their normal duty station and could request a deferment. Other scenarios such as train ing periods or periodic moves may not be as clear, so check with your student loan servicer. Income-Driven Repayment (IDR) plans For federal Direct Loans and older federal loans made by private lenders, your month ly payments can be reduced based on your income and family size. Which repayment plan you may be eligible for usually depends on when you took out your student loan. Not only do these plans potentially help to reduce your required monthly payment, they are also qualifying plans that may help you achieve eventual loan forgiveness under the Public Service Loan Forgiveness Program (PSLF). Tip: To get started with these plans, enroll online at student loans.gov/myDirectLoan/ index.action or contact your student loan servicer to see if your loans are eligible for these repayment plans. Here are federal loan pay ment plans you may qualify for: Income-Based Repayment (IBR): IBR sets a low monthly payment based on your income and family size. If you have older loans, your loan payment will be capped at 15 percent of your discretionary income. Pay As You Earn (PAYE) If you are a recent grad, PAYE is a newer repayment plan that is likely available for your fed eral student loans. The plan caps your monthly payment at 10 percent of your discretion ary income. If you think you might be eligible, go to: con sumerfinance.gov/askcf pb/1555/what-pay-you-earnpaye-how-do-i-know-if-i-qual ify.html. Revised Pay As You Earn (REPAYE) If you are not a recent grad and dont think your loans are new enough for PAYE, you look into REPAYE, which also caps your payments at 10 percent of discretionary income. You can get a lower payment if your fed eral student loan debt is high compared to your income. You can learn more about who is eligible and the differences between these plans at: blog. ed.gov/2015/12/your-federalstudent-loans-just-got-easierto-repaye/ Tip: Get started by enrolling online in these plans here: www.studentloans.gov/myDi rectLoan/index.action. Once you sign in, select IncomeDriven Repayment Plan Request. There is no charge to enroll in these plans. You can also contact your servicer about enrolling. They will likely ask for proof of your income, such as a tax return or pay stub to determine your new payment. Remember: When considering an IDR plan, keep in mind that if you ultimately dont qualify for PSLF, paying the reduced monthly payment due under an IDR plan could cost more over the life of the loan when com pared to repaying under the standard repayment plan. Talk to an education services officer or personal financial manager to discuss your options. HEROES Act waiver The Department of Education waives many of the documentation requirements for the programs it adminis ters for service members dur ing certain periods of military service. For example, while IDR plans require annual recertifi cation of your income and fam ily size, service members can sometimes have this require ment waived. The HEROES Act waiver allows your servicer to simply recertify your eligibil ity during certain periods of military service. So if you are on a payment plan based on your income, and military ser vice prevents you from provid ing updated information on your family size and income, you can request to have your monthly payment amount maintained. Contact your ser vicer to learn more. Public Service Loan Forgiveness (PSLF) Active duty service members (and veterans) meeting certain requirements may have the balance of their federal student loans forgiven after working in public service for 10 years. Tip: Under current federal rules, any amount forgiven under the PSLF program is not considered taxable income. To be eligible, you need three things: 1. A qualifying loan. Only federal Direct Loans and Direct Consolidation Loans are quali fying loans for PSLF. If you dont have a Direct Loan, you may be able to take out a new Direct Consolidation Loan. Tip: While consolidating may help you qualify for PSLF, remember that consolidating while you are on active duty may mean you lose the abil ity to request an interest rate reduction under the SCRA, because your loan will no lon ger be considered a pre-service loan. 2. A qualifying payment plan. To achieve forgiveness under PSLF, you need to make 120 qualifying monthly pay ments. Only payments made under certain plans count as qualifying payment plans. IBR, PAYE, and REPAYE are three of the best qualifying repay ment plans since they also can reduce your monthly pay ments. Tip: To be counted as a quali fying payment, each of the 120 payments must be made on time that is, within two weeks of the payment due date. But those 120 qualifying payments do not have to be made con secutively. 3. A qualified public service employer. The 120 payments you make must be made while working for a qualified public service employer. The good news is, military service under the Department of Defense (or Homeland Security for Coast Guard members) counts as qualifying employment. And even if you are no longer in the service, so does employment in other public interest areas such as teaching or public law enforcement. Tip: Contact your stu dent loan servicer to get the Employment Certification for PSLF form. Youll need some one in your chain of command to complete and sign section three of the form. For private student loans Most protections for federal student loans do not apply to private student loans. Some private lenders will provide certain benefits under the terms of the promissory note or under specific programs, but they are not required to do so. For example, federal law does not require lenders to grant a military deferment for private student loans; however, some private student lenders offer this benefit or other specific programs. If offered, these ben efits should be spelled out in the promissory note. Tip: To better understand the terms of your private student loan, take a look at your prom issory note and contact your student loan lender or servicer for more information. Learn more about repaying student debt at: consumerfi nance.gov/paying-for-college/ repay-student-debt/. contact the NAS Jax Gym to get the rules and the required are played at lunchtime. The entry and roster forms are due Jax Sports department to get the rules and the required the league. cost is $20 per player each week. Matches are played on contact the NAS Jax Sports department to get the rules personnel should contact the NAS Jax Sports department league. games are played at lunchtime. The entry and roster forms contact the NAS Jax Sports department to get the rules and The run is free and open to all authorized gym patrons. a.m. to make an appointment for a lesson. Additional hours if person takes more than two hours per together For more information, call Bill Bonser at 5422930/3239 or e-mail email@example.com Visit the MWR website at www.cnic.navy.mil or www.facebook.com nas jaxmwr.StandingsAs of Jan. 26 CNATTU 0 2 NAVHOSP (2) 2 0 following Hot Shot. Tackling student loan debt NAS Jax Sports
JAX AIR NEWS, NAS JACKSONVILLE, ursday, February 1, 2018 11 Get Connected with MWR navymwrjacksonville.com facebook.com/nasjaxmwr twitter.com/nasjaxmwr instagram.com/nasjaxmwr firstname.lastname@example.orgCommunity RecreationCall 542-3227 The cost is $5 per person. A variety of Valentine last. Patrons are welcome to bring personal crafting provided. Paint Night River Cove Catering & Conference Center Call 542-3041 Conference Center?DeweysCall 542-3521 Friday Family Night Freedom Lanes Bowling CenterCall 542-3493 p.m. details. Fitness, Sports & AquaticsCall 542-2930 Awards will be given to the top men and women participating commands. Visit www.navymwrjacksonville.com Call the base gym for pricing information. center.MWR Digital Library assistance.The Liberty Recreation CenterTrips & events are for all E1-E6 single or unaccompanied active duty members & reservists only. Call 542-1335 for information. NAS Jax Golf ClubGolf Course: 542-3249 Mulligans Restaurant: 542-2936 Golfers of all abilities are welcome to test the latest the Pro Shop for more info. $25 after noon daily. on holidays.Mulberry Cove MarinaCall 542-3260 Auto Skills CenterCall 542-3681 Youth Activities CenterCall 778-9772 Family Fitness CenterCall 771-8469 Jax Navy Flying Club Call 542-8509 complex and commercial Find more info. online at jaxnfc.netCall 542-3318, Email directly at nasjaxtickets@navy. mil Tickets will be available soon! Take advantage of these vacations at an affordable Choice Hotels www.choicehotels.com and click on destination. What to do this year? Local Fun Trips! th Current Ticket Promotions Include the Following: For Florida residents only. Must be exchanged for applicable pass at a ticket booth at the Magic Kingdom, Epcot, Animal Kingdom or Hollywood Studios. Proof of a Florida residential at time of exchange. Acceptable forms of Florida Residency: Fla. Drivers License, Fla. State ID (must have Fla. Address or a Fla. Base Military ID). Tickets may not be used after June 24, 2018 Parking not included. No blackout dates. Tickets valid January 1, 2018 and expire December 19, 2018. tickets. Coming soon! vary by price per game. (Redeemable through 12/31/18, ticket expires on this date) (Redeemable through 12/31/18, ticket expires on this date) Valid for 4 days
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