MRWW A) A& Esso

Lago Oil & Transport Co., Ltd.
Aruba, Netherlands Antilles


Vt __


MEWS


VOL. 44 NO. 1


FEBRUARY 1983


LSRP provides recognition for early retirees also


Program for unique group of employees
In December 1980, Lago announced its Long Service
Recognition Program whereby employees hired before
January 1, 1954 would receive a lumpsum at retire-
ment of one month's regular income for each year of
service beyond 40 years.
This program was designed to recognize the fact that a
significant number of Lago employees started at a very
young age via the Lago Vocational School and thereby
can accrue unusually long service by the time they ap-
proach normal retirement age.
By remaining in service beyond 40 years, the employee
not only qualifies for this lumpsum but he also im-
proves his pension by virtue of the added service and
reduced discount (if he leaves prior to 60). In addi-
tion, the final 3 year average compensation on which
pension is based, is improved by any pay adjustments
during the period he works beyond 40 years.

New option for those who want to leave early
While recognizing these improvements possible by re-
maining in Lago service, there are some eligible em-
ployees who may prefer to take early retirement after
working 40 years at Lago. Under the pension plan,
their normal annuities are reduced by 3% for each
year of early commencement to partially compensate
for the additional years the pension will be payable
e.g. at 58 years of age the annuity is 94% and at 55, it
is 85% of normal pension.
Realizing that within this unique group some may wish
to retire early, Lago has amended the Long Service
Recognition Program effective January 1, 1983, by ad-
ding an alternate provision for those eligibles who elect


to leave before reaching 60 years of age.
The new option provides a payment of two months
final regular pay for each year of early commencement
of retirement prior to the attainment of age 60. For
example, if an eligible employee attains 40 years of
service at 55 and then elects to retire, he would receive
a payment at retirement equal to 10 months of final
regular compensation. If one retires at 57, the lump-
sum would be 6 months regular earnings.
Eligibility requirements are:
(1) Having been employed prior to January 1, 1954.
(2) The employee must be at least 55 years of age.
(3) Have at least 40 years of Lago service.
Employees can choose new option
to suit personal plans
The current LSRP provision of one month's lumpsum
for years beyond 40 continues as an option, but any
employee with more than 40 years of service who elects
to retire early will receive the higher of the result based
on either service beyond 40 or the result based on
granting 2 months for each year of retirement prior to
age 60, but not both. For example, an employee elect-
ing to retire at 59 with 44 years of service would be
better off receiving the four months pay based on
service beyond 40 rather than the 2 months for leaving
one year early. On the other hand, an employee re-
tiring at 56 with 41 years of service will be eligible to a
lumpsum of 8 months based on leaving early versus the
one month for his service beyond 40 years.
An employee meeting the eligibility requirements will
have the right to elect to retire as soon as he qualifies
or at some later date if that better suits his personal
plans. (continued on page 2)


Mr. Robert E. Nurczynski,
formerly on special assignment
at Lago, is now the Employee
Relations Manager of Esso
Caribbean and Central Ame-
rica in Coral Gables.
Mr. Nurczynski assumed his
new position in January.

Robert E. Nurczynski
Employee Relations Manager
Esso CCA


Naugle joins Lago as

Assistant Manager
Mr. Robert E. Naugle joined
Lago as Assistant Manager of
the Mechanical Department in
January.
Mr. Naugle's most recent posi-
tion was as Manager of Main-
tenance and Construction on
the Colony Shale Project of
Exxon U.S.A. Bonbinil

Robert E. Naugle
Assistant Manager
Mechanical Department


Nurczynski departs

to Esso CCA


t;


?41



^-a






ARUBA ESSO NEWS


LSRP ta reconoce empleadonan cu retira tempran


Program pa un grupo special di empleado
Na December 1980, Lago a anuncia su Long Service
Recognition Program (Programa di reconocimiento pa
esnan cu hopi anja di servicio) den cual empleadonan
cu a ser emplea promer cu dia 1 di Januari, 1954, lo
ricibi na ora di retiro un suma total di un luna
di salario pa cada afia di servicio riba 40 ania.
E program aki a wordo disefia pa reconoce e echo cu
un cantidad significant di empleado a cuminza traha
via Lago Vocational School cu un edad hopi hoven y
cu pa tal motibo, pa ora cu nan alcanzi e edad normal
di retire, ta acumula masha hopi afianan di servicio.
Door di keda den servicio pa mas cu 40 afia, no sola-
mente e empleado ta qualifici pa e suma total aki pero
tambe elo mehora su pension pa medio di e afianan di
servicio adicional y un descuento reduce (si e retire
promer cu 60 afia di edad). Adicionalmente, e ave-
rahe di compensation pa e tres ultimo afianan ariba
cual e pension ta basa, ta wordo mehora cu cualquier
ahuste di pago durante e period di mas cu 40 afia cu
e ta sigi traha.

Un option nobo pa esnan cu kier retire tempran
Aunque mester reconoce cu e mehoracionnan aki ta
possible mientras un empleado keda den servicio di
Lago, tin algun empleado cu ta eligible y cu lo por
prefer di tuma nan retire tempran, despues di a traha
na Lago pa 40 afia. Bao di e plan di pension, nan
placa di pension normal ta wordo reduce cu 3% pa
cada afia menos di 60 afia cu nan ta traha, pa com-
pensa parcialmente e afianan adicional di pension cu
lo mester wordo pagh na nan. Por ehemplo, na edad
di 58 afia e pago di pension ta 94% y na edad di 55
afia, e ta 85% di e placa di pension normal.
Tumando nota di cu algun den e grupo n(ico aki lo
kier tuma nan retire mas tempran, Lago a modifica e
Long Service Recognition Program efectivo dia 1 di
January, 1983, agregando un provision alternative pa
esnan eligible cu ta scoge di retire promer cu 60 afia
di edad.
E opcion nobo ta prove un pago di e dos ultimo luna-
nan di pago regular pa cada afia di retire promer cu
cumplimento di 60 afia di edad. Por ehemplo, si un
empleado eligible cumpli 40 afia di servicio cu 55 afia
di edad y dicidi di retire na tal edad, na su retire elo
ricibi pago igual na 10 luna di su ultimo compensation
regular. Si un persona retire cu 57 afia, e suma efec-
tivo lo ta seis luna di ganashi regular.

Pa ser eligible e empleado mester cumpli cu e siguien-
te requesitonan:
(1) E mester a word emplea promer cu dia 1 di Ja-
nuari, 1954.
(2) E mester tin por lo menos 55 afia di edad.
(3) E mester tin por lo menos 40 afia di servicio cu
Lago.

Empleadonan por scoge opcion nobo
di acuerdo cu plannan personal
E provision di LSRP actual di un luna di suma total pa
cada afla di servicio despues di 40 afia ta continuA
como un opcion. Sinembargo, cualquier empleado cu
mas di 40 afia di servicio cu ta desea di retire promer


cu nan cumpli 60 afia di edad, lo haya e cantidad mas
halto di e resultado basa ariba 6f e afianan di servicio
mas cu 40 afia 6f e resultado basa ariba e 2 lunanan pa
cada afia di retire promer cu cumplimento di 60 ania,
pero no tur dos.
Por ehemplo, un empleado cu scoge di retire cu 59
afia di edad y 44 afia di servicio, lo keda mihor para
recibiendo e cuatro lunanan di pago basa ariba e ser-
vicio di mas cu 40 afia, en vez di e dos lunanan di pago
cu elo haya door di retire un afia mas tempran.
Di un otro banda, un empleado cu ta retire na edad di
56, cu 41 afia di servicio ta eligible pa un suma efec-
tivo di ocho luna di pago basa ariba un retire tempran
en vez di e un luna cu elo haya pa e un afia cu ela
traha ariba 40 afia.
Empleadonan cu ta eligible lo tin e derecho di scoge
retire asina cu nan qualifica of despu6s si esey combini
nan plannan personal.
E Program aki ta reconoce e circumstancianan spe-
cial di e grupo di empleado (nico aki cu a wordo em-
plea na un edad asina hoven y cu pa tal motibo a ad-
quiri hopi afianan di servicio na un edad mas hoven cu
normal.
E Program ta provee nan cu reconocimiento especial
si acaso nan scoge di keda traha na Lago of si nan
retire di Compania promer cu e edad normal di retire.
Si un empleado ta eligible bao di e Programa y ta
desea di retira tempran, elo mester informa su super-
visor por lo menos 30 dia promer cu elo kier pa su re-


tiro bai den efecto.
Pa mas information, por yama Sr. Elias
ployee Relations na extension 2421.


Fingal di Em-


S
E Robert Hernandez
R
V (Roro)
I 30 years
C A
E N
N
I
V
E
R
S
A
R Pabien!
Y


ILSRP


cont from page I


Summary
This Program recognizes the special circumstances of
that group of employees who were employed at a uni-
quely early age and thereby have acquired long service
at an age earlier than normal. The Program provides
them with special recognition whether they choose to
remain with Lago or to leave Company service before
normal retirement age.
Employees who are eligible to the Program and wish to
retire early, should inform their supervisor at least 30
days in advance of the effective date. For more inform-
ation, please call Mr. Elias Fingal, extension 2421 in
Employee Relations.


k-


February 1983





3 February 1983 ARUBA ESSO NEWS 3


Tony Cavallaro, Lago Vice
President, flanked by four
beauty queens, crowns and
complacently congratulates
Ms. Desiree Hoo, Aruba's
1983 Carnival Youth Queen.
And camera's kept clicking...


Aruba 1983


vDi
It3


TLIM14A
-! ISA


r=l


Children's Carnival


K4 -I
i^Li --^:.I


a


B~a~






4 ARUBA ESSO NEWS February 1983

Keeping fit!


Esso Club opens fitness center


17 pieces of equipment, able to exercise all parts of the body, are available n the new
Aruba Esso Club Fitness Center On the right Margriet, an instructor of the Fitness
Center program, is using the calfand hack machine to exercise her legs
In the late 70's, industry rediscovered the natural won-
ders of exercise. Health spas mushroomed in Europe,
the U.S.A. and in Asia. Big organizations, especially in
Japan, recognized that it was good business to have
healthy employees and decided to include health spas
in their office building plans. and shoulders, the low pulling machine the forearm
In Aruba, in addition to the existing health spas, an and the rowing machine, all muscles and the cardio-
ocean-view, brand new one is opening soon: the Aruba vascular system. Other machines that are excellent for
Esso Club Fitness Center. the cardiovascular system are the bicycle and the
Up to now, a total of 17 shining pieces of beautiful treadmill. "Jogging on the treadmill is safer than jog-
aluminium and leather equipment are decorating the going on asphalt outside, because the asphalt is hard
air-conditioned Fitness Center located next to the and puts pressure on the knee while the treadmill has a
Main Lounge. Although the available equipment is the flexible (rubber) surface," said Vincent.
mere basics for a fitness center, they are more than
sufficient to maintain or help develop a healthy body. Beginners definitely should seek advice when starting
"When using the majority of the available equipment, in the program. Improper use of the equipment can
every part of your body will be worked out," said Vin- cause injuries. Instructions will be given in classes of
cent Leysner, who along with his sister Margriet Paal- 10-15 persons so that instructors can spend more time
man are the instructors of this fitness center. Vincent, with each participant.
who is involved in many sports organizations (such as For those with experience who would like to exercise
President of the Aruba Volleyball Bond) received his on their own without instruction, the Fitness Center
BS degree in Physical Education from Bowling Green will have a fixed schedule.
State University in Ohio. Margriet has a BA degree in "As health is the principle idea behind a fitness center,
Physical Education from St. Leo College in Florida diets also should be considered," explained Margriet.
and is presently teaching it at the St. Filomena College "For instance, you shouldn't eat three to four hours be-
in San Nicolas and the Scucha Nos School in Oranje- fore exercising, or drink for about two hours prior.
stad. They don't digest fast enough. It is also not recom-
According to Vincent and Margriet, a 45-minute mended to consume any liquid containing caffeine or
training program on the available equipment will in- alcohol for about two hours prior to exercising as they
crease one's flexibility, speed, endurance, strength and increase one's blood pressure."
improve one's cardiovascular respiratory system. To become a member of the Fitness Center one must
The first equipment one would encounter on a trip in be an Esso Club member and pay a small monthly fee.
the Fitness Center is an apparatus no one would have The only other requirement is that one should bring a
trouble using: a doctor's scale. "We check the weight letter from his/her doctor approving either a light,
regularly," explained Vincent, "to see if any changes moderate or strenuous exercise program. "We will fol-
occur." There is an arm-curl machine to develop the low the doctor's advice," said Vincent, "as we aim at
biceps, triceps and forearm, a twist machine to shape an overall physical fitness."
the hips and a butterfly machine to shape the chest Said Ovi Croes, Supervisor of the Esso Club, "what we
and bust. Other self-explanatory machines are the have now is a good start and we hope it will have a
shoulderpress, abdominal rack, inner/outer thigh, and chain reaction effect to future extension plans. As soon
the leg press (which is also recommended for rehabili- as we determine the extent of interest in this program
station The lateral pull machine, exercises the back we can decide whether to expand it."







s February 1983 ARUBA ESSO NEWS


Mantend condici6n!


Esso Club ta habri centro di salud


Den ultimo anjanan di decade '70, industrial a bolbe
descubri e milagronan natural di ehercicio. Centronan
di salud a aparece di anochi pa mainta na Europa,
Estados Unidos y Asia. Organizacionnan grand, espe-
cialmente na Japon, a reconoc6 cu empleadonan salu-
dable ta parti di un bon maneho di negoshi, y a dicidi
di inclui centronan di salud den nan plannan di con-
struccion di oficina.
Ademas di e centronan di salud ya existente na Aruba,
un centro nobo cu vista di laman, lo habri pronto:
Aruba Esso Club Fitness Center.
Te awor, un total di 17 pida equipo di cuero y alumi-
nium brillante ta decorando e Fitness Center aire-
acondicionA aki, localize banda di e Main Lounge.
Aunque e equipo disponible ta solamente lo basico di
un centro di salud, nan ta mas cu suficicnte pa man-
tent y yuda desaroyA un curpa saludable.


Usando e "rouwng machine" aki, Margriet Paal
man ta hactendo eherctcro cu su musculonan y
stlema cardiovascular
Mientras tanto. Vincent ta prepared pa corre riba e
"treadmill" Segun Vincent. esaka ta mthor cu
corre artba asfall pafor


Editor's Note:
Beginning with this issue, we are enclosing a copy of
"Health Voice", a publication containing helpful in-
formation on health, diets and disease prevention in
general. "Health Voice" is published four times a year
under the guidance of a distinguished editorial board
of physicians and public health authorities of the U.S.


"Cada parti di bo curpa lo haya bon ehercicio si bo
uza mayoria di e equipo disponible," Vincent Leysner,
kende huntu cu su ruman Margriet Paalman ta in-
structornan di e Fitness Center, a bisa. Vincent, kende
ta envolvi den hopi organization di deported (manera
President di Aruba Volleyball Bond) a ricibi su grado
BS den Educacion Fisica di Bowling Green State Uni-
versity na Ohio.
Margriet tin un grado BA den Educacion Fisica di St.
Leo College na Florida y actualmente ta dunando les
na St. Filomena College na San Nicolas y Scucha Nos
na Oranjestad. Segun Vincent y Margriet, un progra-
ma di entrenamento di 45 minuut lo aumenta e flexi-
bilidad, lihereza, persistencia, y forza y tambe drecha
e sistema di respiracion cardiovascular, di un persona.
E prome equipo un persona ta topa ora cu e pasa den
e Fitness Center ta un aparato cu elo no tin ningun


problema pa uza: un balanza cu ta ser uzA pa dokter.
"Nos ta check e peso di e hendenan regularmente,"
Vincent a splica, "pa wak si tin algun cambio." Tin un
arm-curl' machine pa desaroyo di biceps, triceps y an-
tebraza, un 'twist-machine' pa drecha forma di hip y
un 'butterfly machine' pa e forma di pecho y busto.
Tambe tin otro machinnan desponible pa haci eherci-
cio di lomba, stoma, bil y pia (e machine aki ta wordo
recomenda pa rehabilitation tambe). E 'lateral pull
machine' ta pa haci ehercicio di lomba y torso, e 'low
pulling machine' pa haci ehercicio di antebraza y e
'rowing machine' ta pa tur miusculo y e sistema cardio-
vascular. Otro machinnan cu tin un efecto excelente
riba e sistema cardiovascular ta e bicicleta y e 'tread-
mill'. "Ta menos peligroso pa corre riba e 'tread-mill'
cu riba asfalt pafor, pasobra asfalt ta duro y ta pone
presion ariba bo rodia, mientras cu e 'treadmill' tin un
superficie flexible (di rubber), "Vincent a bisa.
Detinitivamente, novatonan mester tuma conseho na
comienzo di e program. Uzo inapropia di equipo por
causa dafio. Instruccion lo wordo duna den klas di 10
pa 15 persona s6 pa asina instructornan por pone mas
atencion na cada persona individual.
Pa esnan cu experiencia cu kier haci ehercicio riba nan
mes, sin instruction, e Fitness Center lo tin un sched-
ule fiho. continuea riba pagma 6)


a a


3 February 1983


d


ARUBA ESSO NEWS






6 ARUBA ESSO NEWS February 19S1 1


Medical Insurance improved


A copy of the Lago Medical Expense Reimbursement
Program as revised January 1, 1983, was recently sent
to all employees.
Often these texts can seem very legalistic and it is not
easy to know what the important changes are.
Here are some of the more important changes that
make the Medical Expense Reimbursement Program
more valuable to employees and their families.

Room and Board
When hospitalized, the full cost of second class (semi-
private) room and board is covered for 300 days.
If Lago's Medical Department feels that the patient
needs to be hospitalized elsewhere, the room and
board costs are covered even if the daily rate is higher.
In the past, this difference was reimbursed under Ma-
jor Medical which meant that the employee paid 25%
of the difference.
Even if a patient chooses to be treated offshore without
Medical Department agreement, he will have coverage
up to the rates charged at Oduber Hospital. Hospitali-
zation for alcoholism and drug addiction are now
covered for up to 30 days in a calendar year. Formerly,
they were excluded from Basic coverage.

In-Hospital Services
These include the use of all hospital facilities and
equipment for tests and treatment as well as drugs,
dressings, etc.
Under the revised program, when hospitalized on Aru-
ba or referred abroad by Medical, these expenses are
fully covered. In the past, the limit was ten times the
daily Oduber room rate and anything in excess was
paid under Major Medical with the employee paying
25%.

Maternity
Formerly, there was a flat allowance of 1200 Fls. for
normal deliveries. This covered hospital as well as doc-
tor's fees. Now the plan covers full hospital expenses
and the doctor's fee up to a maximum of 1000 Fls.

Surgeon's Fees
Since mid-1980, Lago has been using a widely used
point system for determining surgical reimbursement
on Aruba. This has meant that most surgeon's fees
have been fully reimbursed.
However, if the patient required a complex operation
that could not be performed here, he had to be refer-
red elsewhere by Medical where the Aruba-based scale
might not be applicable. In such cases, the Company
paid 75% of the excess but the employee paid 25% of
the difference.
As of January 1, 1983, the surgical reimbursement
schedule in offshore referral cases is two times the Aru-
ba value. This means that the plan should cover most
if not all the offshore surgical fees for cases referred
abroad by Medical.

Emergency Care
Like maternity, this now covers full hospital charges


and doctor's fee up to 100 FIs. or surgeon's fee as per
the approved schedule. Heretofore, all of this could
not exceed 140 Fls.

A number of improvements also were made in the
Major Medical coverage. Physical and speech therapy
were added out of hospital as well as visits to chiro-
practors. Private duty nursing either in hospital or at
home so long as required by the attending physician is
now covered.

Psychiatric visits up to 12 per person per year have
now been added. A stop-loss feature has been included
to protect against catastrophic claims. Once 2000 Fls. is
incurred in a calendar year through the deductible and
the 25% of Major Medical covered claims, the plan will
pay 100% of covered claims for the remainder of the
year.

This describes the types of changes that have been
made in the program but does not cover the changes
that have occurred in the value of this coverage to each
employee.

Since 1979, hospital room and board rates have risen
86%. Fees for hospital services and doctors fees also
have risen significantly. In 1982, the total of claims
paid by the Program was over 1.8 million Fls. This is
219% more than claims paid in 1979.
In addition, there are an average of 9000 visits of fam-
ily members to the Lago Clinic each year and over
7500 prescriptions filled annually. Combined these are
valued at 500,000 Fls.
In summary, the total value of these programs in 1982
was 2.4 million Fls. per year or 1800 Fls. per employee.


Mantene condition . .


cont dipag 5


Ya cu salud ta e idea principal tras di e Fitness Center,
custumbernan di come tambe mester wordo consider,
Margriet a splica. "Por ehemplo bo no mester come
tres pa cuatro ora promer cu bo haci ehercicio, of bebe
lechi pa mas o menos dos ora antes. Nan no ta wordo
digeri suficientemente rapido. Tampoco no ta reco-
mendable pa tuma liquid cu ta contene cafeina of al-
cohol pa mas o menos dos ora promer cu haci eherci-
cio ya cu e ingredientenan ey ta aumenta presion di
sanger."
Pa bira miembro di e Fitness Center, e persona mester
ta miembro di Esso Club y mester paga un suma chi-
quito mensual. E unico otro requesito ta cu e persona
mester trese un carta di su dokter, aprobando un pro-
grama di ehercicio suave, modern of pisA. "Nos lo sigi
e conseho di dokter, "Vincent a bisa, "ya cu nos meta
ta pa logra salud fisica en general.

Ovi Croes, Supervisor di Esso Club, a bisa: "Locual
nos tin awor ta un bon comienzo y mi ta spera cu esey
lo causa mas plan di extension den future.
"Asina cu nos mira e grado di interest den e program
aki, nos por dicidi ariba expansion."


l




ARUBA ESSO NEWS


Id ;5!2


Aruba
rivoli
Club
presents:
The


Lighting Parade


February 1983


1
.







ARUBA ESSO NEWS February 1983


The construction of the Utilities Moderniza-
tion Project continues full steam ahead. This
new Honeywell TDC-2000 instrument con-
sole has already been installed in the Utilities
Control Center.
The No. 1 Powerhouse building has been
modified and is ready for erection of the first
boiler assembly scheduled to start in February
(both boilers have been delivered). The first
boiler will be started up around September of
this year.


Seguro Medico a ser mehord


Un copia di e Medical Expense Reimbursement Pro-
gram programa pa reembolso di gastonan medico) di
Lago, manera ela word revisA dia 1 diJanuari, 1983,
a wordo manda recientemente pa tur empleado. Hopi
biaha e idioma uza den splica beneficio por parce
asina formal y no ta facil pa descubri ta kiko e cambio-
nan important ta.
Akibao ta sigi algun di e cambionan mas important
cu ta duna e Medical Reimbursement Program mas
valor na empleadonan y nan famia.
Kamber y Cuminda
Na ora di hospitalization, tur gasto di kamber y cu-
minda den segunda clase (semi-priva) ta wordo cubri
pa 300 dia. Si Departamento Medico di Lago pensa cu
e paciente mester wordo hospitalizA na un otro lugar,
gastonan di kamber y cuminda lo wordo cubri make
cu e cost pa dia ta mas halto. Den pasado, e diferen-
cia aki tabata cai bao Major Medical, local tabata
nificf cu e empleado mester a paga 25% di e diferen-
cia.
Aunque un paciente scoge pa ser trata den exterior sin
e acuerdo di Medical Department, elo wordo cubri te
na e prijs cu Hospital Oduber di Aruba ta cobra. Hos-
pitalizacion pa alcoholism y viciamento na droga
tambe ta wordo cubri awor te cu un total di 30 dia pa
afia calendario.
Antes nan tabata ser exclui di Basic Coverage.
Servicio den hospital
Esaki ta inclul uzo di tur equipo y facilidad di hospital
pa examination y tratamento y pa droga, vendahe,
etc.
Bao di e program actual, e gastonan aki ta wordo
cubri completamente ora di hospitalization na Aruba
of ora cu Medical refer e paciente pa exterior. Den
pasado tabatin un limited di 10 vez e prijs di kamber pa
dia di Hospital Oduber, y tur local pasa riba e limited
ey ta cai bao Major Medical cu e empleado pagando
25%.
Maternidad
Antes tabatin disponible un suma fiho di Fls. 1200 pa
part normal. Esaki tabata cubri hospital y pago di
dokter. Awor e plan ta cubri tur gasto di hospital y
fuera di esey e prijs di dokter te cu un maximo di
Fls. 1000.
Prijs di Cirujano
Desde mitar di afia '80, Lago tabata uza un sistema di
apuntacion hopi uzA den determine reembolso di


cirugia na Aruba. Esaki tabata nifica cu mayoria di
vez, tur gasto di cirujano tabata haya reembolso total.
Sinembargo, si e paciente mester a haci un operation
complica cu no por wordo haci akinan, Medical lo
mester a mand6 exterior, na unda cu e escala basa
ariba Aruba talvez no ta aplicable. Den casonan asina,
Compania tabata paga 75% di e gastonan extra, pero
e empleado mester a paga 25% di e diferencia.
Desde 1 di Januari, 1983, e reembolso pa cirugia den
exterior, en caso di referencia, ta dos vez esun di
Aruba. Esaki ta nifica cu e plan actual lo cubri mayo-
ria si no tur e gastonan di cirugia den exterior den
casonan refer pa Medical.
Tratamento di emergencia
Mescos cu den caso di maternidad, esaki ta cubri awor
tur gasto di hospital, gasto di dokter te cu Fls. 100 of e
cost di cirujano te cu e schedule aproba. Antes, tur
esaki no por a pasa Fls. 140.
Varios mehoracion a wordo haci den Major Medical
tambe. Terapia fisica y di habla y bishita na chiro-
practors ta word cubri como servicio fuera di hospi
tal. Si e dokter cu atende e paciente haya cu e tin mes-
ter di un enfermera priva, esey tambe lo ser cubri
awor. Bishitanan na psiquiatra, te na un maximo di 12
pa persona pa afia tambe a ser afiadi. Un asina yama
"stop-loss feature" tambe a word inclui como un pro-
teccion contra reclamonan catastr6fico. Una vez e em-
pleado gasta Fls. 2000 den un afia calendario na pago-
nan inicial y e 25% di e reclamonan di Major Medical,
e plan actual lo paga 100% di reclamonan cubri pa e
rest di afia.
Esaki ta un description di e tipo di cambionan cu a
tuma lugar den e program pero no ta cubri e cambio-
nan cu a ocurri den e valor di alcance pa cada em-
pleado.
Desde 1979, prijs di kamber y cuminda di hospital a
subi cu 86%. Prijs pa servicio di hospital y dokter tam-
be a subi significantemente.
Na 1982, un total di Fls. 1.8 miyon na reclamo a
word paga pa medio di e Programa aki. Esaki ta un
aumento di 219% di e reclamonan paga na 1979.
Adicionalmente, un averahe di 9000 bishita di miem-
bronan di famia ta wordo haci tur aria y mas di 7500
receta ta ser yena anualmente.
Tur hunto nan ta monta na un valor di Fls. 500,000.
En resume, e valor total di e programanan aki na
1982, tabata Fls. 2.4 miyon pa afia of Fls. 1800 pa
cada empleado.


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ARUBA ESSO NEWS


February 1983


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