The best charity golf tournament of the year is coming up on June 25th, at the Private Marsh Creek Golf Club, one of the nicest courses in the area. Join WSOS for the live broadcast from the tournament where there will be closest to the pin and longest drive The Ancient City Lions Club Scramble Golf Tournament on June 25th will have refreshment and promotional stations on the course. This tournament is sponsored by Pain Solutions Mowrey Shoemaker & Beardsley, St. Augustine Lions Club, Bayview Check out Ancient City Lions Club on if you want to play or sponsor this great event that supporting local charities including the to support our local community, play a great golf The Ancient City Lions meeth monthly on PRSRT SDT US POSTAGE PAID ST. AUGUSTINE, FL PERMIT #132St. Augustine Observer 1965 A1A South #180 St. Augustine, FL 32080-6509Whats Inside The Observer This Month...Health Update: Don Be FooledSt. Augustine Shores: March Board UpdateFinancial Focus: What to Look for in Annual Review? Sheriffs Corner: Be Safe on the Beach this Summer Computer Corner: Window 10 Updates Made Easier Electrical Fire Safety in the HomeSt. Augustine South: 70s -80s Dinner Dance With Board participation and overall membership numbers struggling over the past few years, the outgoing Board members sent a letter to several hundred residents in be dissolved. The approach was extremely successful dozens of residents attended the St. Augustine South Improvement Association SASIA welcomes its new Board of Directors: President Jenna Cuzick, 1st VP David Schmidt, 2nd VP Julie Bruijn, Treasurer Margo Geer, Secretary Ed Olsen, Board Member Andre D'Elena, Board Member Sarah Gaudino, Board Member Rob Kennedy, Board Member Frances Lundberg, Board Member Chad Razey, and Board Member Joe Satterelli. Free Delivery by US MAIL to over 6,750 Southern St. Augustine Homes Monthly St. Augustine Shores St. Augustine SouthJune 2018 NEWS INFORMATION FOR & ABOUT RESIDENTS OF ST. AUGUSTINE, FL St.AugustineObserverSt.AugustineObserverLions Club 5th Annual Charity Golf Tournament and other funding sources, the main source of sustainable funding comes from the community, both individuals and businesses. The hope is that more businesses like the St. Augustine with us so we can continue to meet the rising need for affordable housing in St. Augustine for the Adcock family, a single mother and her son. Ms. Adcock works several jobs, including driving a bus for St. Johns County Schools. The Adcock family is one of many families struggling to afford housing in St. Johns County. St. Augustine Distillery Partners with Habitat for Humanity Happy Fathers Day! Shores United Methodist New Pastor
St. Augustine Observer June 2018 2 904-540-7528 Josh Dietly, Contractor/Estimator firstname.lastname@example.org 4965 Crescent Technical Court St. Augustine, FL 32086 www.precisionaluminumconstruction.com Lic # BL-5746 904-347-5638 Chris Barnes, CPO Sales@superiorpoolonline.com 4965 Crescent Technical Court St. Augustine, FL 32086 www.superiorpoolonline.com FREE 1st Month with Annual Agreement (904) 824-1672 www.CraigFuneralHome.com Dr. Howard Epstein, Urologist Howard B. Epstein, M.D., FACS Incontinence Screening for prostate cancer. Latest laser correction.Jonathan Baron PA-C824-1450Now accepting appointments and referrals240 Southpark Circle East St. Augustine, FL NP-C
St. Augustine Observer June 2018 3 meetings are held on the fourth Monday of each Fairview Condominium Board meetings are held on the second Tuesday of every other house. Greens Condominium Board meetings will Casa Bella Condominium The St. Augustine ObserverPublished monthly for residents www.observer.vpweb.com The Observer offers Classifed ads will not be printed without a name, address and phone number included with the Free ads Are Not to Promote a Business or Personal Service. Business, Services, seeking work and others may be placed Cliff Logsdon, Publisher/Editor The function of the St. Augustine Observer is to serve residents of St. Augustine areas Communities. activities of the residents of the St. Augustine local com munities, and other news and events that directly affects the St. Augustine area. Second priority will be given to articles of general interest as space permits. Articles or information may be sent to the St. Augustine All material submitted to the Observer is subject to editing. Publishing of submitted letters and information is at the discretion of the publisher. Views and opinions expressed are those of the writer and do not express the viewpoint of the publisher or editorial staff of the Observer. constitute an endorsement or approval of any product or services by the Observer or its staff. Observer and its staff will not be held liable for informa have the potential to constitue fraud or other violation of law including copywriting infringements. The publisher reserves the right to refuse advertising that does not meet The Shores Service Corporation Shores Homeowners Association (904) 794-2000 www.staugshores.orgShores Service Corporation monthly meetings are held on the second Thursday Conquistador Condominium Board Women of the Moose-1101 DAV Meeting Vietnam Vets Meeting Bingo Open to the Public.St. Augustine South Community CalendarThe St. Augustine South Improvement Association 709 Royal Rd (904) 794-5129 www.staugsouth.com Associate News Editor Joan Nizza 904-687-8726 Jenna Cuzick President Margo Geer Treasurer Joe Thomas, Sales 904-797-99512765 US 1 S., St. Augustine 32086 SASIA Meeting 3rd Wednesday 7:00 PM Find Joy at Shores United Methodist! www.shoresumc.org Women of the Moose-1101 Present 70's-80's Dinner Dance (6pm Dinner, 7:30-11pm Dancing) Maintenance Position Open at Conquistador Condominium Must be able to work out doors and lift up to 50 lbs Pay rate $13-$14/hour Call: Emily or Donna 904-797-4166FOR SALE: FOR SALE: Time Share at St. Augustine Tennis and Beach Club. Any reasoable offer FOR SALE FOR SALE FOR SALE: Otter Kayak by Old Town FOR SALE: Mac PowerPC G5 desktop computer. Lot of software. very good FOR SALE: Very nice heavy duty WANTED: Silver Coins, Gold and WANTED Please join us and bring your ideas on how Board Members Monthly Meetings at Clubhouse REASONABLE PROMPT COURTEOUS SERVICE (904) 794-5427 Over 33 Years Experience Same Day Service (Most Cases) George Hesson 672-5825Experienced Barber Working now so Please stop by and see him Serving Shores & South! 794-0998 Walk-ins Welcome! $8 Cuts! $40 Perms!
St. Augustine Observer June 2018 4 Club NewsSt. Augustine Shores Service Corporation April 12th Board Meeting SummaryThis Summary is an overview by the Observer Editor and is not the complete meeting minutes. Minutes are to be approved and posted at the Riverview Club and Association Website.Riverview Club Events Graduation Party Retirement Party Memorial Service Engagement Party O ce/Holiday Party Reunions Fundraisers Anniversaries Baby Shower Dinner Dances Weddings Birthdays Meetings Rehearsals Receptions 790 Chris na Drive St. Augus ne, FL 32086904.794.2000www.shoresRiverviewClub.com Rent our spacious and elegant ballroom, and/or smaller rooms for your next event! BOBS 904-794-7501 The motion carried unanimously. Treasurers Report: Smith explained the increase in the operating fund and the decrease in the reserve fund. Collections: which will pay off the debt, keep the account current and pay all fees and interest. The Managers Report Joseph H. Smith III Storm Water Drainage Project Update: General Manager Smith provided photographs of the product.Pier Project Update: General Manager Smith presented pictures of the pier reconstruction currently installing the lighting which should be complete in the next couple of weeks.Family Fun Day: Grand Opening of the pier. The Board decided to postpone the event until after the results of the annual meeting. Progress on Board Goals Curb Appeal: We are fertilizing all the shrubs in April and we will fertilize the turf in May. We are repairing damaged irrigation lines as the result of the County road work. Committee Reports Riverview Building and Grounds Committee: Deed Violation Report: The report was presented to the Board. Directors Comments Treasurer Lorbeer commented on the sprinkler systems on the individual lots that run in meet with St. Johns County and discuss the damage to our irrigation system, the agreement between the Shores and the County regarding landscape maintenance, and to hold off on Members Comments parks at the south end of the community. Suggestion to contact the school board about using Meeting Adjourned. JUNE DANCES MAIN SOCIAL FREE Stroke & Aphasia Presentation by Thomas Broussard, Shores resident & ability to express and understand written and spoken language. Thomas Broussard will share his experience after a stroke and how he developed his own recovery therapy. Exercise Class Water Aerobics with Elsa pool pass. TAI-CHI CLASS FREE Introductory Fitness Pole Walking Clinic with Sheila Vidamour wear comfortable walking shoes and demo Walking Poles will be provided. JUNE DANCES MAIN SOCIAL FREE for Activity Members, guests are $5.00/pp/class. Bridge resume in September. Chicago Bridge Card Game Pinochle, Canasta, etc. Mah Jongg comfortable clothing. The class is geared to all levels. Exercise Class Tai-Chi Dance Class Line Dancing Zumba Writers in the Shores Upcoming Events at the Riverview Club FREE Stroke & Aphasia Presentation, by Thomas Broussard, Shores resident & stroke survivor. Early Social Dance Main Social Dance: Our Community Newspaper Reach Thousands of St. Johns County Residents by U.S. Mail. Call 607-1410 To These Communities or
St. Augustine Observer June 2018 5 News Around Southern St. Augustine Accepting New Patients 521 A1A Beach Blvd. St. Augustine, FL 32080 Fax (904) 461-8879 I can help make it happen! Call Now for a Free Market Analysis of your Property!!!!(904) 814-7305will@EndlessSummerRealty.com I only want cremation. Flagler Memorial Cremation Society669-1809 St Augustine Genealogical Society General Session Meeting June 16, 2018St Augustine Genealogical Society will hold their General Session Meeting on Saturday, Guest Speaker will be Jack Butler, Professional Genealogist, and his topic entitled Writers In The Shores We are a casual group who enjoy sharing their work and related discussion with each other. JORGES HANDYMAN SERVICE, INC. TRIM & FINE FINISH CARPENTRY Cabinets Closets Shelves Doors REMODELING AND RESTORATION(904) 315-8550Free Estimates Blues Music Concert Travel Club is free to all St. Augustine residents and their friends and no preregistration is St. Augustine Travel Club Meetingsby Peter Dytrych St. Augustine Distillery Partner with Habitat for HumanitySt Augustine Genealogical Society MeetingSt Augustine Genealogical Society will hold their General Session Meeting on Saturday, Guest Speaker will be Jack Butler, Professional Genealogist, and his topic entitled his language, could not read, write or speak well. But he got it backand that is what does now helping people with information stroke and aphasia recovery. A lot of people know something about strokes but very few people know anything about aphasia head injury, brain tumor or other neurological causes. Aphasia affects about two million Americans communicating, others often mistakenly assume they are mentally ill or have mental retardation. his diary using graphs, charts and metaphorical drawings with text that made no sense. Thomas G. Broussard, Jr., Ph.D. is an author, educator, and public speaker. He is a U.S. Naval Academy graduate and received his Ph.D. at The Heller School at Brandeis University, Waltham, MA. Stroke Educator, Inc. is committed to aphasia awareness in every state. For more information, call 207-798-1449 or visit www.strokeeducator.com. Broussards Stroke Diary trilogy was recently inducted into the Local Author Collection at the JAX Book Fest in Jacksonville.Dr. Thomas Broussard Speaks at Riverview Club
St. Augustine Observer June 2018 6News From Around St. Johns County Wags 'n Whiskers Pet Shelter Buy a Table Spot Flea Markets the adoption days. They are always looking for ways to raise funds as they neuter and provide all the pets with their necessary medical needs and tests before any pet is released to a new check their website for your next companion. Their website is www.petrescue.org. you would like to donate any unsold items to the shelter, it would be appreciated. Learn more at website www.petrescue.org Old City Scrabblers Heritage Baptist Church A Warm & Friendly FellowshipSunday School 9:30 a.m. Morning Service 10:30 a.m. Evening Services 5:30 p.m. Wednesday Night Services 7 p.m. 1480 Wildwood Drive St. Augustine, Fl 32086 904-824-8888 countertops, Walkthru units, seats, grab tubs & showers 904-806-0360 www.mr-bathtub.com 8JMEXPPE%SJWFrrUNBSZTCUTPSH .BTT5JNFVOEBZT Mass Time 10:00 Sundays Healing Mass 1st Wednesday 12:00 Noon All are welcome!! Council on Aging River House Twyla Abo, Program Coordinator River House Programs Dinner and a Movie! Join moviegoers the third Thursday of each month. The next movie Genealogy Computer Basics Learn the basics of navigating your computer, the internet, and various Microsoft programs. We discuss how to avoid online scams and tips to social media. Special Lecture! veteran who travels around the world and writes about the wheelchair accessibility of her explain her mission to inspire others with mobility limitations to see the world through her travel blog, as well as her work as an accessible travel agent. Call for your reservation. Drawing 101 Art Apreciation Lecture Greeting Card Creations Learn how to make your own greeting cards Monday, Financial Fridays Vilano Boat Ramp Parking Lot Partial Closure Ladies Golf Association will also be taking part. all ages to the game, and encourage existing female golfers to get out and play in a fun womensgolfday.com. St. Johns Golf Club Celebrates Womens Golf
7 St. Augustine Observer June 2018 2820 US 1 S. St. Augustine FL 32086 St.Augustine Properties, Inc. "Diaries of a Shores Grand-Dad"by Dirk Schroeder followed by gifts of appreciation for the outgoing Board members: were recognized for their dedication to the Thom. and in recent years, made it his mission to collect supplies for local veterans in nursing homes, and service men and women abroad; him the nickname, The Sock Man. ideas on how to improve our wonderful St. Augustine South Improvement Association Louis Theresa Keith Jeff Okeefes for everyone who has seen nothing but wood for decades. favorite of yours. another phase of Villages of Valencia. The Auto Museum for advertising or analytics you probably never heard of an install or download the goodies. This is the one you should have read before you started Twitter, Bing, most apps, and phones. helping buyers and sellers here in St. Augustine environment. That dynamic can cut both ways since the genetic pool may have some real surprises best to make better human beings out of those that we received at birth. We should be resolute and determined in our course of action, our purpose, to guide them to be respectful human beings, We all wear many different hats in our lifetimes; husband or wife, worker or boss and unending joy in life. All the pain and suffering that may come along with this purpose can be overshadowed by the mere opportunity that having children brings. The joy of being emotions. received through them have made our lives complete we
St. Augustine Observer June 2018 8 ST. AUGUSTINE BURGERS & BEER WEEK $8 SPECIALTY BURGER! EATER RULES everyone, as always, a Sunshine State of Mind."Diaries of a Shores Grand-Dad" classical music concerts in the historic St. Augustine Cathedral Basilica. Six performances are staged its concert programs. Classical music newbies mingle with elevate and entertain all through great music, regardless of ability musicians of the highest caliber. Many of the musicians are Performance Today. ensembles. Chamber music also plays a prominent role, and sponsorship information. St. Augustine Cathedral St. Augustine Music Festival Celebrates Schooner Freedom Sail Fundraiser for First Coast Opera from the St. Augustine Municipal Marina. The event will be wine and soft drinks, plus light snacks. forty. Jorge A. Pena
9 St. Augustine Observer June 2018 Beaches and St. Augustine News Journal and Shores Observer Ad Updated 10/13/17 Total Confidentiality Assured in Inquiry 904-392-7896Yard Clean Up DENISE CLICKS...Pet CareKeeping Your Hound Happy Home Care, Walks & Cleanup Denise & Jared Click email@example.comShores ResidentsCall or TextObserver Proof 5-18 Fresh Fruit & Vegetables Local Vine Ripe Tomatoes Local Shrimp Call for AvailablilityCurries 904-460-2470 degree from Asbury Theological Seminary. She lists her top spiritual gifts as preaching, relationships, community involvement, and empowering leadership. Both Pastor Westlake and her husband are Tampa and Seffner, and are looking forward the St. Augustine Shores and surrounding communities. Please join us as we embark on a renewed spiritual journey with our new please visit our website at www.shoresumc. Shores United Methodist Church New Pastor Carolyn Westlake 904-797-6769 www.DeltonaRealtyInc.com or Email: firstname.lastname@example.org ISLES OF THE WORLD RENTALS! with a garden suite above the upstairs and a large bonus
St. Augustine Observer June 2018 10 Berta Odom Independently Owned & OperatedCell: 904-466-0114 E-Mail: email@example.com Web: www.bertabythebeach.com with Garage. Priced to sale quickly. $269,000 ANCIENT CITY LIONS CLUB5TH ANNUAL CHARITY GOLF TOURNMENT MARSH CREEK COUNTRY CLUB Find us on Facebook: Green and cart fees 1/2 price return play at MCCC Beverage/Promotional Stations Player gift bag Full lunch / Awards Ceremony Ancient City Flyer 2018.indd 1 12/4/17 10:56 AM by Cindy Taylor Wild Flower Meadow Group its cycles and one or two down seasons are only part of the story. We were going to put in some native wire grasses in the lower meadow on the side near the and frog fruit. the meadow is more than its for pollinators and critters, like gopher tortoise and bluebirds. and keep our distance so somewhere else to live. And We occasionally visit state and county parks and welcome newcomers, even if you want to come only on the outings. Our meadow and learn about native Council on Aging would like to honor our community centenarians and nonagenarians COA Announces Centenarian Luncheon Singers of all levels are welcome. Both paid and volunteer positions available. Additional auditions may be of auditions. Auditioners should be prepared to sing one or two selections. A pianist will be provided. Singers must provide sheet music for the pianist. There is no cost to audition. To schedule an audition time, contact Curtis Tucker, com, indicating your preferred audition time. Singers not preferred, but singers unable to attend the auditions may be considered by submitting photo, First Coast Opera to hold Auditions July 1 for 2018-19 Season Residential/Commercial Prompt, Reliable Service Licensed & Insured www.bakercompanyinc.comCall Us At794-7001IrrigationLawn Care
St. Augustine Observer June 2018 11 Windows 10 Updates Made Easier Computer Cornerby Steven Aldrich St. Johns County Sheriffs CornerBy David Shoar, St. Johns County SheriffBe Safe on the Beach this SummerWith the changes we see in Windows automatic updates. We can no longer tell Windows not to update. Moreover, the updates can mess with our settings and occur at inconvenient times. that it is in the middle of updates. When rubbing salt in the wound. Microsoft suggests that you change Windows that you are using the computer during certain hours and stops updates from taking place during those hours. But, if the machine is turned off when you are not using it, the updates cannot be done, and will happen when you are trying to use it. Windows updates than in any prior year. getting frustrated and interrupting the update by forcing the computer to shut that they fail due to user interaction. frustration: clicking the Windows key, then typing the correct setting and show it to you at the top of the search results box. Just click on it, and the Settings will open. Side note: if you have not used the computer. 2. Leave your computer running overnight at least once a week, so that your updates can occur during the night. up. Steven Aldrich is a technology advisor with decades of experience as an IT Director and is the owner of First Coast Computer Services. Contact Steven if you need a trusted advisor to come to your business or home and help with your technology. See my ad on this page. Steve@fccspro.com or (904) 479-5661. (904) 479-5661 firstname.lastname@example.org www.fccspro.comFirst Coast Computer Services is a Service Mark of First Coast Business Consultants, LLCCall First Coast Computer Services for PC, Mac, iPad, Tablet, WiFi, Printer, File Backup, File Recovery, Virus Protection & Removal Computer, Tablet and Smart Phone TrainingTrusted, Affordable Service for over 20 years Computer Problems?Do Windows Updates have you wondering what to do?Express ServiceAt Your Home or Business As our schools close for the summer it is time for summer vacations for many of our residents. One thing is certain, that many of our residents as well as visitors will enjoy the never swim alone and if possible swim near a know how to swim, take lessons. Swim lessons are offered through the St. Johns the water may compromise your safety during an emergency. Many swimmers panic if they get caught Swim parallel with the beach until you are out of the current and then swim towards the shore. Be sure to watch your young children talking on your cell phone, reading or taking your children at all times. Children as well as teenagers should always be aware of their surroundings and if someone tries to take you and screaming. Children should try to stay in a group, remember there is safety in numbers. Because our youngsters cannot always lookout for themselves, it becomes our responsibility to teach them how. Pay attention to the posted signs on the beach. They are designed for our safety as drinking alcohol is not permitted on all St. Johns County Beaches. To protect your head buried in the water and serious injuries could occur when diving. additional tips for beach safety. Protect your sunburn and can lead to skin cancer. Limit the amount of direct sunlight you receive a sunscreen with a sun protection factor of at body needs water to keep cool. Avoid drinks with alcohol or caffeine in them. They can effects on your body worse. This is especially true with beer, which dehydrates the body. control system, which produces sweating to cool the body, stops working. The body temperature can rise so high that brain damage and death may result if the body is not cooled red, and usually dry skin, but in some cases such as during athletic activity while wearing a helmet, the skin may be moist. Changes in consciousness, rapid weak pulse, and rapid body by wrapping wet sheets around the body ankles, in the armpits and on the neck to cool the large blood vessels. Watch for signals of breathing problems and make sure the airway is clear and keep the person lying down. Wear eye protection. Sunglasses are like sunscreen for your eyes and protect against to wear sunglasses with labels that indicate sand or cut from glass in the sand. tendency to be complacent by leaving our vehicle doors unlocked and windows open. This is an obvious invitation to criminals to steal our personal items from the inside of the vehicle, especially when using the parking close your windows and lock your doors when you go to the beach. Always remove loose change and valuables from your vehicle. This computers and briefcases. Some of these items could be locked in your trunk and out of sight. Also park in an area that is heavily populated and has people coming to and from the beach. The average criminal does something suspicious please contact your local law enforcement agency immediately. your family have a fun and safe experience at tips on general Crime Prevention please website at www.sjso.org. There is a world of information available there as well as our org. Thank you. Specializing in: Offering senior discounts more. guarantee. WE DO PLUMBING! & Installation Free Estimates824-183620. OFF 00 $Licensed # CFC057849
12 St. Augustine Observer June 2018 By Rob Stanborough PT, DPT, MHSc, MTC, CMTPT, FAAOMPT First Coast Rehabilitation (904) 829-3411Dont Be Fooled use as much resistance as you can move safely and correctly through the full range of motion, and do as many reps as you can to the point of fatigue without compensation. so it is challenged but avoid compensation to prevent injury. soccer in high school and college. After that, and putting on several post college gently nudged running out of my schedule all. Several years ago, after learning of my thought swimming would be great. Water is always relaxing and swimming is easy on the joints. The resistance of the water is constant based exercise to water. condition and stay healthy. The force of the water opposes the force of gravity. Just as the force of gravity is constantly pushing me columns, the force of water constantly pushes me up. Buoyancy uniformly lifts my body, decreases joint compression and enables me to exercise with less stress to my the water provides uniform buoyancy it also provides uniform or constant resistance storing and use of potential energy. weights my body produces energy and force produce the movement. When my foot hits the weight, energy from the movement itself create movement, and the last is tough due to not allow such use of potential energy. The legs to push off the wall but this is met with able to keep myself moving using various through the ripples of the water. To keep more, and more energy. just as much, if not more than any other form you would for any other form of exercise: progressive exercise routine. Allow your body time to adapt and change with the routine and Rob Stanborough is a physical therapist serving St. Augustine for over 10 years. He is president and co-owner of First Coast Rehabilitation, as well as co-author of Myofascial Manipulation: Theory & Application, 3rd ed by Proed Inc. He is American Academy of Orthopaedic Manual Therapists and has presented on the topic of soft tissue dysfunction in a variety of venues. Read previous columns posted on Friday, June 22 MUSIC FOR BRASS AND ORGANSaturday, June 23 RUSSIANS AND ROMANTICS Thursday, June 28 MOZART AND A MENAGERIE St. Augustine Music Festival Celebrates
13 St. Augustine Observer June 2018 Fire Prevention Corner Electrical Fire Safety in the Home home electrical wiring. warning signs and appropriate safety in your home. The most common causes for cords and outlets lighting time. additional wall outlets where you need them. outlets. are cracked or damaged, replace them recommended wattage on the lamp or damaged or pinched, like under a carpet or rug. overload protection. recognize the warning signs that indicate a possible wiring or electrical problem. Contact a licensed electrician immediately to examine and repair electrical problems if you experience any of the following issues in your home: plates circuit breakers To become a licensed electrician, one before they can start their business.
14 St. Augustine Observer June 2018 Financial Focus Information Provided by Edward Jones Annual Financial Review?Given the complexities of the investment world, you might consider working with toward your goals, such as a comfortable communication with whomever you choose, and you should meet in person at least once a year to discuss your situation. At these variety of topics, including these: you will want to discuss how well your investments are doing. Of course, you can follow their performance from month to month, or even day to day, by reviewing your investment statements and online information, but at your annual meeting, done well or lagged, and show you how closely your portfolio is tracking the results investments stocks, bonds, government securities and so on helps determine your success as an investor. But in looking at the want to go beyond individual gains and losses to see if your overall mix is still appropriate of stocks to bonds still suitable for your without you taking any action, this ratio can shift, as often happens when stocks appreciate so much that they now take up a larger percentage of your portfolio than you intended with a correspondingly higher risk you rebalance your portfolio to align it more closely with your goals and risk tolerance. Changes in your family situation A have gotten married, divorced or remarried, added a child to your family or moved to a new, more expensive house the list can go on and on. And some, if not all, of these moves could certainly involve your professional. Changes in your goals Since your last annual review, you may have decided Perhaps you no longer want to retire early, any case, these choices may well affect your them. Changes in the investment environment based on your individual goals, risk tolerance and time horizon, and stick with this basic strategy regardless of the movements of the in the economy. Still, this never adjust your portfolio in response to external interest rates were to rise you might want to consider income investments, such as bonds, whose value will be to talk about during your annual review. elements you may want to bring up in your yearly professional but they can as you chart your course toward the future. This article was written (1-866-348-7878) OR 1-888-615-8641 Single Person $345 $445
St. Augustine Observer June 2018 15 If you or a loved one are in need of Rehabilitation after a Hospital Stay, we know your goal is to get Home as soon as possible. Our Friendly and Professional Nursing and Rehabilitation staff will get you or a loved one healthy with all the necessary skills you will need to return home. Please Call or Stop by for a Tour Today!(904) 797-1800200 Mariner Health Way St. Augustine, FL 32086M www.MoultrieCreekRehab.com
St. Augustine Observer June 2018 16 Commercial and Residential Real Estate Transactions and Contracts AMY M. VO, ATTORNEY Amy M. Vo has extensive experience in real estate law, serving as title agent on transactions and drafting commercial and residential contract document documents. Amy understands that closings are often a complicated and time sensitive process and she takes pride in being responsive to realtors, brokers, and lenders, while being available to clients to help make the closing pleasant and effortless. Amy plays a vital role in overseeing the details of your transaction from evaluating title to pursuing the appropriate legal remedies to clear defects or resolve contract disputes. Aside from a team of processors and closers, St. Johns Law Group has numerous la lawyers to draw upon should other legal issues arise, such as construction litigation, entity formation or estate planning for buyers relocating from out-of-state. REAL ESTATE LAW AND CLOSINGS www.RiversideCottagesALF.com License AL#12763 Many people are unaware of what Hypnotherapy really is, how it works and how it can permanently change unwanted behaviors and reactions to particular "trigger" events in their life. The subconscious mind is that part of your mind where all your beliefs about yourself and the world are held. Hypnotherapy is a bringing out into the conscious mind, the root cause of these beliefs that may be leading to maladaptive behaviors such as smoking, drinking to excess, comfort eating, negative self talk and self defeating attitudes. For the entire month of June, for those scheduling an individual session (regular fee of $125.00) you will receive a 20% discount. For those scheduling three (3) sessions, you will receive a 25% discount on the package. I can be reached at cheryllrobertsonhypnosis@ Paseo Reyes Drive. I look forward to hearing from you!Cheryll Robertson