NATIONAL RECOVERY ADMINISTRATION
PROPOSED CODE OF FAIR COMPETITION
Iar sale by the Saperintendent of Documents, Washington, D.C. - Price 5 cents
The Code for the Insurance Agents Industry
in its present form merely reflects the proposal of the above-mentioned
industry, and none of the provisions contained therein are
to be regarded as having received the approval of
the National Recovery Acltraniptrartion
as applying to this indlustrU
GOVERNMdENT PRINTING OFFICE
AS SUBMITTED ON AUGUST 30, 1933
NATIONAL ASSOCIATION OF INSURANCEl AGENTSJ
COD~E jOF THE NATIONAL ASSOCIATION OF INSURANCE
Being in sympathy with the spirit and purpose of the National
Industrial Recovery Act, and to forward the program of the Presi-
dent of the United States leading to the economic and business re-
covery of the country, the following provisions are hereby established
as a Code of Fair Competition for Insurance Agents.
ARTICLE I--Arr[cATrow or CODE
The provisions of this Clode shall apply to all insurance agents in
the field of fire, casualtyv, indemnity, surety, and marine insurance.
ARTICLE I[-~LABOR PROVISIONS
SECTION 1. (1) Employees shall have the right to organize and
bargain collectively through representatives of their own choosing,
and shall be free fromt t~he interference, restraint, or coercion of
employers of labor, or their agents, in the designation of such repre-
sentatives or in self-organization or in other concerted activities for
the purpose of collective bargaining or other mutual aid or
(2) No employee and no one seeking employment shall be re-
quired as a condition of employment to join any company union or
to refrain from jloimng, organizing, or assistmng a labor orgammzation
of his own choosing and
(3) Employers shall comply with the maximum hours of labor.
minimum rates of p~ay, and other conditions of employment ap-
proved or prescribed by the President.
SEc. 2. Chlild~ Labol.--After Augbust 31, 1933, no person under
sixteen years of age shall be em~ploedl, except that persons between
fourteen and sixteen years of age mnay be employed for not to exceed
three hours a day and those hours between 7 a.mn. to 7 p.ml., in such
work as will not interfere with hours of day school, provided, how-
ever, that where a1 St~ate La w prescribes a hli gher minimum age, no
person shall be employed in such State below the age specified by
such St~at~e Law.
ARTICts III--HocUs or E1PLOYMRENT
.(a) Not to work any employees engaged in the business of insur-
ance for an average of more than 40 hours in any 1 week except out-
side representatives consisting of adjusters, appraisers, collectors,
investigators, inspectors, service engineers, special agents, solicitors,
and raters, whose time and duties for the most part are outside of the
(b) The maximum hours fixed in the foregoing paragraph
(a) shall not apply to employees in a managerial or executive
capacity and to their technical assistants who nlow receive more than
$35.00) per week; nor for an aaggregaate period not exceeding eight
weeks in any one year to employees on emergency work or special
work necessary to furnish data or information required by companies
for their annual statements, or under circumstances other than usual
routine, or special dat.a required by the respective states in their
supervision of the insurance business or to extra work in offces on
account of an unusual number of loss claims or t~o special workr where
restrictions in hours of highly technical workers would unavoidably
hamper operations, or be disadvantageous to t~he public.
ARTICLE IV-- VAGES
SECTION 1. Employees engaged in the business of insurance shall
be paid not (a) LeSS than $15 a week in any city of over 500,000
population or in the immediate trade area of such city;
(b) Less than $14.50 a week in any city between 250,000 anid
500,000 population or in the immediate trade area of such city;
(c) Less than $14 a week in any? city between 25,000 and 250,000)
population or in the. immediate trande area of such city;
(d) In towns of less than 25,0O00 population all wages shall be
increased by not less than 20 percent., provided that this shall not
require wages in excess of $12 a week.
SEC. 2. (a) hlSSenger~S Blay be paidc not less than 75 percent of the
minimum wages above specified;
(b) Junior file clerks for a period of six months after employment
may be paid not less than 75~ percent of the minimum wage above
Employees referred to in Sections 2 (3) and 2 (b) shall not ex-
ceed 10 percent of the total number of employees, except that one
such employee shall be permitted in offices employing up t.o ten, and
two in offices employing up to twenty.
ARTICLE V- GENERAL
SECTION 1. The National Association of Insurance Agents shall
impose no inequitable restrictions on its members and participation
in its activities.
Snc. 2. This Code and all the provisions thereof are expressly made
subject to the right of the President, in accordance with the provi-
sions of Clause (10-b) of the National Industrial Recovery Act, from.
time to time to cancel or modify any order, approval, license, rule
or regullation! issued under Title I of said Act.
SEc. 3. Such of thle provisions of this Codle as are not required to
be included therein by the National Industrial Recovery Act may,
with the approval of the President, be modified or eliminated as
changes in conditions or experience may indicate. This Association,
in submitting this Code, r~eservles the right to file supplementary pro-
visions to this Code, or additional Codes will be submitted for the
:approval of the President to prevent unfair competitive practices
awnd to effectuate the other purposes and policies of Title I of the
National Industrial Recovery Act.
SEa. 4. Population for the purpose of this agreement shall be deter-
anined by reference to the 1980 F'ederal Census.
Slo. 5. This Code shall become effective when approved.
NaTnoNx, Assoczan~ow or INSJURANCE AGENTS,
By J. B. M/I;I;ER, 1s88488&%# XeOTtary.
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